Mandatory Credit Counselling During Your Winnipeg Bankruptcy

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Mandatory Credit Counseling During Your Winnipeg Bankruptcy Brought to you by the trustees at LCTaylor LCTaylor: 1.800.463.8371 www.LCTaylor.c om

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When filing for bankruptcy in Winnipeg, you are required to attend two mandatory credit counselling sessions. During these sessions you have the opportunity to explore your financial difficulties and learn important money management skills to avoid them in the future.

Transcript of Mandatory Credit Counselling During Your Winnipeg Bankruptcy

Page 1: Mandatory Credit Counselling During Your Winnipeg Bankruptcy

Mandatory Credit CounselingDuring Your Winnipeg Bankruptcy

Brought to you by the trustees at LCTaylor

LCTaylor: 1.800.463.8371 www.LCTaylor.com

Page 2: Mandatory Credit Counselling During Your Winnipeg Bankruptcy

LCTaylor: 1.800.463.8371 www.LCTaylor.com

When filing for bankruptcy in Manitoba, you are required to participate in credit counseling

in order to receive your discharge.

These sessions explore how your financial difficulties began and provide you with the knowledge you need to prevent these same

problems from happening again.

You are required to participate in two sessions.

Page 3: Mandatory Credit Counselling During Your Winnipeg Bankruptcy

LCTaylor: 1.800.463.8371 www.LCTaylor.com

Session 1 – Takes place shortly after you file

What can you expect?•Budgeting, spending and saving•Understanding and controlling your spending and shopping•Recognizing debt warning signs•Understanding Credit

Page 4: Mandatory Credit Counselling During Your Winnipeg Bankruptcy

LCTaylor: 1.800.463.8371 www.LCTaylor.com

Session 2 – Takes place shortly before discharge

What can you expect?

•A review of session 1•Review of your money management and budgeting skills•The exploration of issues that led to bankruptcy such as gambling, divorce, unemployment, etc.

Page 5: Mandatory Credit Counselling During Your Winnipeg Bankruptcy

LCTaylor: 1.800.463.8371 www.LCTaylor.com

The mandatory credit counselling that comes with a bankruptcy filing is a great opportunity to get the skills and knowledge you need to avoid

bankruptcy in the future.

To learn more about credit counselling in bankruptcy, visit our website at

http://www.LCTaylor.com

Page 6: Mandatory Credit Counselling During Your Winnipeg Bankruptcy

www.LCTaylor.com

If you are having financial difficulties in Manitoba, a licensed trustee in bankruptcy can help.

Contact a trustee to schedule your free consultation to review your finances and your options.

We have offices in Winnipeg and Kenora and are happy to provide reliable and non-judgmental

assistance.