Make Money by Investing in Mutual Fund Schemes
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DON'T WORK FOR MONEY LET MONEY WORK FOR YOU Copyright 2016 mysiponline.com SIP Investment
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Transcript of Make Money by Investing in Mutual Fund Schemes
D O N ' T W O R K F O R M O N E Y L E T M O N E Y W O R K F O R Y O U
Copyright 2016 mysiponline.com SIP Investment
W h a t i s M u t u a l F u n d . . ?
It is money managing system in which professionalsinvest money collected from the public.
They invest the money in different sectors like stocks,bonds, money market instruments and similar assests.
By diversifying the money in different sectors the riskassociated with investment is decreased.
Mutual Fund's portfolio is structured and maintained tomatch the investment objectives
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It is of two types: 1. SIP 2. Lumpsum
How Mutual Fund Works..?
INVESTORS
RETURNS
SECURITIES
FUND
given back to Pool their money in
that generates Which is invested in
Mutual Fund
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BENEFITS
Diversification:
Liquidity:
Professional Management:
Flexibility:
Process of allocating the capital in a way that reducesthe risk.
It has the ability to convert any asset into cash quickly.
Mutual fund is managed by the professionals, they haveexperience to invest money wisely.
It refers to reinvestment, systematic investment andsystematic withdrawal plans.
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SIP vs LUMPSUM
SIP LUMPSUM
Regular investment in a fund with fixedamount at a fixed frequency.
No need to invest in bulk.
Any day is good day to start SIP
Cost gets averaged out over a periodof time.
One time bulk investment
Investor needs bulk amount in hand
Timing the market is essential.
Buying low and selling high giveshigh profit.
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How To Calculate SIP..?
3 Simple Steps to Calculate SIP
Enter the Amountyou wish to invest
Enter duration ofinvestment
Enter expected rate ofreturn
1
2
3
With the help of these basic information SIP calculatorwill calculate your returns.
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Various AMC's to Invest
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Following are some Mutual Fund companies:
Funds as per the Asset Class
Equity Schemes Hybrid Schemes
Debt Schemes
It provide capital growth /appreciation by investingin the equity.
It is a fund that invests in afixed income securities.
It is a combination ofequity and debtschemes
Beneficial for long time
Certain schemes saveTAX
Freedom to withdraw yourmoney when required
Add stability to yourinvestment
Invest in combinationof Equity and Debt
Certain schemes allowyou to invest in goldunit
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More Schemes
Small Cap
ELSS
Banking and Finance
Small-cap funds are those firmswhich have entered the marketrecently and have a potential togrow. These businesses are thestart-ups which commence withvery little paid-up capital but haveimmense growth capabilities.
ELSS mutual fund is a type of equityfund Under ELSS mutual fund you canopt for either growth fund or equity-based fund. The growth fund under ELSSscheme gives you an option to get alump sum at corpus after 3 years.
Banking and Finance Sector mutualfunds target to invest in equityshares of the core banks and otherfinancial institutions with theobjective of profit booking. It is asector based mutual fund schemewhich invests in the core bankingcompanies using a diversifiedscheme
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Large Cap
Liquid
Mid Cap
This particular category of themutual fund family deliverscopious returns when marketsperform extremely well. On onehand, the Mid-cap funds havethe capacity to project the bestreturns in the bullish marketwhile on the other hand, theytend to show a very subtlereturn The term liquid fund is given to
the scheme because of thetenure of investment and itsability to get converted intocash as and when required.Liquid is an economic termused to denote cash in hand.Thus, liquid mutual funds areas good as cash in hand.
Large-Cap mutual funds are theschemes, which invest in theorganisations having a very highcapital employed. Large-Capmutual funds provide a higherrate of return and at the sametime security of money invested.These funds are very susceptibleto market fluctuations, but stillmanages to give the investorsfairly good returns.
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