Lynchburg Real Estate Pointer

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March 2009 1 The Real Estate Pointer Lynchburg, Amherst, Bedford, Campbell, Appomattox, Smith Mountain Lake P RICELESS Multiple Listings Auctions

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The Real Estate Pointer of Lynchburg - March 2009

Transcript of Lynchburg Real Estate Pointer

M a r c h 2 0 0 9 1

™™™

The

Real EstatePointer■

Lynchburg, Amherst, Bedford, Campbell, Appomattox, Smith Mountain Lake PRICELESS

■ Multiple Listings■ Auctions■

Construction Management Services, LLC can help you at every step of the construction process. Whether you are buildng a small or large home, we will provide you with: n Turn-key or partial construction, such as framing.n Signed estimates from licensed and insured subcontractorsn Plans and drafting services at reasonable ratesn No less than 2 estimates for all material lists and subcontractor feesn Lot Selectionn Help in selling your current homen Complete supervision from start to finishn Construction & mortgage financing

ConstructionConstructionConstructionManagement Services, LLC.Management Services, LLC.Management Services, LLC.Management Services, LLC.Management Services, LLC.Management Services, LLC.

We know you will be pleased with the results!

Call Today for Details!434-473-3956

Are you thinking about building your

Dream HomeDream HomeDream HomeDream HomeDream Home

Would you like to Save Thousands of Dollars—$$$?

Forest ,Virginia

M a r c h 2 0 0 9 3

ADVERTISERS

Real Estate & Auction Companies

Century 21 p. 4

p. 13

p. 22

..................................... p. 14, 16

......................................p. 11

Francis Realtors ..................................................... p. 4

Hopkins Brothers .................................................. p. 6

Prudential—Cindy Matheson ........................ p. 11, 13

Remax—April Hess ...............................................p. 7

Remax—Dan Vollmer ......................................... p. 8

Sims Realty & Mortgage .................................. p. 2, 9

TRF Auctions ...............................................................P. 21

United Country-Country & Mountain Realty .......p. 17

Builders & New Construction

College Square ......................................................p. 16

Construction Management Services.................... p. 2

Crescentwood Townhomes .................................p. 14

David James Homes ............................................p. 18

D.O. Allen Homes ................................................p. 15

D. S. Zechini Construction .............................p. 12, 14

Jefferson Villas in Forest .....................................P. 19

Parsell & Zeigler General Contractors, Inc. ......... p. 5

Sunset Ridge ........................................................p. 24

Financial, Insurance, & Home Services

Blue Ridge Financial Services ............................ p. 23

Blue Ridge Mortgage .......................................... p. 23

First Bank ......................................................... p. 8, 23

Select Bank .......................................................... p. 23

Sims Realty & Mortgage ......................................p. 8

JLB Publishing Inc. and the Real Estate Pointer uphold Virginia’s and HUD’s equal opportunity housing policies. We do not accept advertising that violates the fair

housing law and to the best of our knowledge all of the listings in this publication are available on an equal opportunity basis.

FOR ADVERTISING INFORMATIONJames Blanks at 804-929-1797

A Publication of JLB Publishing, Inc. P. O. Box 2564, Tappahannock, Va 22560

Offi ce: 804-443-0330 • Fax: [email protected] • www.realestatepointer.com

10 Buy Now! Beat the Spring Rush

20 Area Map

21 Auctions

23 Home Finance

ADVERTISERS

Real Estate & Auction Companies

Buy Now! Beat the Spring Rush

™™

LINWOOD WILSON 942-8490

* Custom Built Story and A Half* 2800 Sq. Ft.* Main Flr. Master w/Lg. Bath & Walk-In

Closet* Living Rm Has Two Sided Fireplace &

Built-Ins* 4 BRs * 3.5 BAs * Lg. 2-Car Garage* 1.7 Acres * Mountain Views * Bonus Room & Much More

GOODE $369,000

www.c21all-service.com

Voted The Best Real Estate Firm For The Past 2 Yrs. By Lynchburg Living

JOAN ROBBINS 660-6400

* A MUST SEE HOME! In Great Forest Neigh-borhood! * Hardwood Flrs on Main Level

* Crown Molding & Chair Rail* Den w/Fireplace * Gourmet Kitchen w/

Ceramic Tile * Breakfast Area* Whirlpool Tub in Private Bath off Master

BR * Walk-In Closet * Unfinished Basement w/Rough-In * Fenced Back Yard & Patio

* Immaculate and Well Maintained Home

FOREST $299,900

VICKIE HULL 944-0880

* Breathtaking Mountain Views* All Brick One Level New Construction* Custom Cabinetry in Kitchen* Hardwood Floors * Main Level Laundry* Three Bedrooms * Two Full Baths* Master Bedroom Features His & Her

Closets * Attached 2-Car Garage * Full Bsmt w/Rough In

BEDFORD CO. $244,900

JOAN ROBBINS 660-6400

* Immaculate Three Bedroom Brick Ranch* 1 Acre Lot * Lg. Den w/Attractive Stone FP* 3 Nice Size Bedrooms * Two Bathrooms* Formal Living & Dining * Eat-In Kitchen* Spacious Lower Level Partially Complete * 2nd Stone Fireplace* New Chippendale Front Door & Anderson

Sliding Glass Door in Den

CAROLYN PRINCE 401-3308

* One Level Ranch With Nice Sunroom* 4 to 5 BRs * 3 Full Baths* Hardwood Floors * 2 Fireplaces* Eat-In Kitchen * Lots and Lots of Storage* Covered Patio* Possibility of Apartment in Lower Level* Very Well Built Home in Nice Area* Garage & Carport

LYNCHBURG $250,000

JOAN ROBBINS 660-6400

* Fantastic Floor Plan Offers ML Master Suite * 3 Additional BRs on 2nd Level

* One BR w/Private BA* Impressive 2-Story Great Room & Foyer * Granite In Kitchen* Eat-In Bar Plus Breakfast Area * Picture

Window in Dining Rm* Unfinished Basement Perfect For Ex-

pansion * 2-Car Garage

LAKE VISTA $299,900

KEVIN TURNER 665-7575

* Great Home In Meadowridge Farm Subdivision!

* Plenty of Room For Family* 4 Bedrooms * Lg. Bedrooms * 4 Baths* 3 Fireplaces * Formal Rooms & Large Master Suite * Living Room * Great Room and Den* 2-Car Garage and Private 3 Acre Lot* Two-Zone Heat Pump * Circular Drive

BOONSBORO $252,700

EVELYN GOFF 665-4285

* Beautiful One Level Living At It's Finest* Bedford County * Townhome in Glenbrooke* An Age Qualified Community* Open Floor Plan With Lg. Master Br /Den

Combination * Gorgeous Sunroom* Gas Log Fireplace In Den * Bright Kitchen w/Breakfast Bar* Club House Facility Available

LYNCHBURG $234,900

JIM DOLAN 258-2811

* Nice Cape Cod Price Below Tax Assess-ment Value * 2657 Sq. Ft. * 3 BR * 3 BA

* Great Room w/ Rock Fireplace* Kitchen w/Breakfast Bar & Bay Window* Rocking Chair Front Porch * Rear Deck * Detached 2-Car Garage & Workshop* Fenced Back Yard * In Ground Hot Tub* Needs Some TLC * 1.31. Acre Lot

PETERS ESTATES $186,350

MARTY DONOVAN 382-8200

* Gorgeously Restored Federal House Built in 1815 * Pine & Oak Flooring

* The Norval-Ivey-Perrow Home Is In The Historic District * Great Views

* Brick Exterior Walls & 3 Brick Deep Interior Walls

* 3600 Sq. Ft of Spacious Living* 10-Ft. Ceilings * 6 Fireplaces (1-Gas) * 4 Lg. BRs * 3 Full Baths * Open Back Yard

LYNCHBURG $335,000

DEBBIE LAUGHLIN 540-586-7001

* Stone & Siding Two Story w/Gorgeous Mountain Views * Hardwood Floors on Main Level * Kitchen Pantry

* Corian Kitchen Counters * Cherry Cabinets * Main Level Bedroom

* Ceramic in Baths * Walk-In Closets* Crown Mld & Chair Rail* Gas Fireplace in Den * Trex Decking* Lower Level Family Rm

GOODE $254,900

3700 Old Forest Road434-385-6111 800-642-2142

[email protected] Preapproval: 1-888-324-5536

20886 Timberlake Road434-237-7777 800-277-8583

[email protected] Preapproval: 1-888-535-3608

VICKIE HULL 944-0880

* Convenient to Everything!* Wonderful Property with 12.77 Acres* 2 Acre Stocked Pond* Formal Living & Dining Rooms* Huge Rec Room * Sun Room* 3 Bedrooms & 2.5 Baths* Newly Painted Interior * Neutral Decor * Newer Carpeting * Big Open Kitchen w/

Dbl Panty * Tree Lined Driveway

BEDFORD $349,900

WINDSOR HILL $220,000

BEDFORD CITY - NEAR WAL-MARTBEDFORD CITY - NEAR D-DAY

BEDFORD CITY - NEAR WAL-MARTSMITH MOUNTAIN LAKE (WEST LAKE)

FOREST EDGE - NEW LONDON

PARSELL

ZZEIGLEREIGLERGENERALGENERAL CONTRACTORSCONTRACTORS, , INCINC..

(540) 537-4859

Owner/Realtor

YES YOU CAN ...

Call 1-800-206-6312 ext 7051 for recorded information about Parsell & Zeigler’s New Homes or visit: www.pzhomes.com

Roanoke’s Largest Home Builder

Ride By: From Bedford, 460 East to Left on Rte 811 at Exxon (Thomas Jefferson Rd), bear Right at curve, follow to Subdivision on Left

Ride By: From 460, take 122 South to Right on Industrial, Left on Terra, Right on Emerald Crest, Left on Crest Ridge

Ride By: From 460, Link Rd (714) South, Right on Smith, Left on Essex, Left on Stratford, to new home on Left.

Ride by: From HFB ,122 South to Left on Scruggs Rd (Rt. 616) go 2 miles to Right on Montgomery Farms Ave.

Ride By: From 460, Link Rd (714) South, Right on Smith, Left on Essex, Left on Stratford, to new home on Left.

Similar to Above

FrancisR E A L T O R S

Established 1910

$209,950

OPEN MOST SUNDAYS

$194,950

$239,950

$229,950

Dianne Zeigler

10-YEARWARRANTY

ON ALL NEW HOMES

$189,950

$164,950

$164,950

$154,950

6 T h e R e a l E s t a t e Po i n t e r

If you’re looking for a large lot, a small farm or a mountain top retreat in a great location…we have it on the web at

10 acres, prime location, awesome views–$185,000Just up the hill past the entrance to Wintergreen Resort. Ten (10) wooded acres with long paved state road frontage on route 664. Surrounded by spectacular towering mountain views. Enjoy all the benefits of being in the resort area without any of its substantial annual fees and restrictions. Access to the Blue Ridge Parkway and the Appalachian Trail is within a mile. Sherando Lake and the GW National Forest are just over the ridgetop. Ideal for fractional ownership and/or rentals.

Quality Properties in Amherst, Bedford and Nelson

Villiage Of Forest area • Bedford County, VA23 acres along Elk Creek–$495,000This property has long bottom land frontage along Elk Creek (see its strong, steady flow in the photo taken at the low water point of this summer’s drought). Upper elevations offer a spectacular building site surrounded by mountain views, mature pasture and woodland buffer. Joins conservation protected neighboring properties.. All located off route 221 less than a mile from schools and shopping at the Villiage Of Forest.

Banks & Sut Mountain area • Amherst County, VA18 acres near AP Trail–$125,000 Next in a limited collection of conservation protected retreat cottage properties offered on the south face of Sut Mountain. See more photos and protective conservation restrictions on our web site. Ideal location and property to build your back-to-nature mountain cottage getaway. Really close to hiking trails and native trout streams and just far enough away from the hustle and bustle of Wintergreen Resort area.

Country Home Sites,Acreage, Farmsand Mountain Retreats

www.hopkinsbros.com Hopkins Bros. Realty, Inc.

801 Main StreetLynchburg, VA. 24504

Call anytime 847-6634

Bryant Hare IV434.473.3091

Dick Schoew434.841.3217

Lots, acreage and mountain retreat properties

Farm sales and conservation easement planning

M a r c h 2 0 0 9 7

RE/MAXPlatinum Properties

819 Beeks LaneAppomattox

Spout Springs, Appomattox VA. Visit this beautiful farm house that has had renovations, new roof, updated electrical. Situated on 5 acres with tractor shed, 3 bedrooms, 2 full baths. Bring your horses, bring your tractor! This property has a lot to offer! Priced to sell @ $217,777.00

Campbell County One level living, maintenance free, Master suite with bath, walk-in shower & closet, hardwood fl oors, two bedroom, 2 full bath, attached one-car garage, immaculate home, only two years old, this is a must see!!! $189,900 - Call for more details or a private showing. Call April for more details 434-610-0422.

29 Crocetting Lane—Campbell County

8 T h e R e a l E s t a t e Po i n t e r

Now is the Best Time!

Mortgage ServicesPurchase, refinance, home improvement or equity loans. We have a loan to fit your need.

Commercial LendingConstruction, acquisition and development and business capital improvement loans structured to your uniquebusiness needs.

Investment and Retirement AccountsWe can give you the personal attention that bigbrokerage firms just can’t afford to give you throughinvestment specialists who put your interests first.

Agriculture ServicesWe’re the largest agricultural lender among community banks in Virginia, and the only USDA-FSA preferred lender in Virginia.

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Member FDIC

Bank& Trust Company

The Bank That Puts You First.

101 Annjo Court in Forest434-455-0888

www.firstbank.com

EQUAL HOUSING LENDER

1 0 T h e R e a l E s t a t e Po i n t e r

Down market. Up mar-ket. It doesn’t matter. Spring showers typi-

cally bring spring buyers.But if you wait for the season-

al thaw you’ll join what could be a throng of market savvy buyers who have already scoped the lay of the land and are elbowing for position.

In many communities, an over-supply of homes for sale with reduced prices, foreclo-sures, auction sales and sellers shopping for short sale buyers, all make it an opportune time not to procrastinate.

Interest rates are at a record low and the affordability index nears a 5-year high. For first-time buyers, rents are skyrocket-ing and that’s an added incen-tive to buy a home now.

That doesn’t mean every home is a Blue Light Special or that you can shop with reckless abandon. It’s a better idea to prepare now, become a savvy buyer and beat the spring rush.

To help get you started we’ve gleaned some key tips from “Buying Your First Home Now,” by Ilona Bray, Alayna Schroeder, Marcia Stewart and a dozen con-

tributing experts knowledgeable in everything from credit, bor-rowing and buying to escrow, insurance and taxes.

Check your home-buying pulse. Just because there’s a convergence of favorable mar-ket conditions doesn’t mean it’s your time to buy.

Base your decision solely on the state of your housing mar-ket and you’ll overlook why the current market is littered with the former homes of those who borrowed more than they could afford.

Likewise, if you wait for prices to fall more your could miss out. No one knows when the market will hit bottom until it begins a sustained upward turn and you can look back and actu-ally see bottom.

Buy a home because, for you, it’s the right thing to do. Buy because it’s more affordable than renting, because you plan on staying put until it pays off, buy because it is a good fit for your lifestyle and your personal goals.

Learn your local market. While you certainly need to be up on the most recent housing news, get news from your local media outlets, your friendly neighborhood real estate agents and data providers that regu-larly generate information about your community.

Get some basic training. Even if you’ve purchased before, bone up now. Regulations, local practices and market conditions change. Use well-established, frequently-updated information sources on and off line. Attend real estate industry-sponsored seminars, workshops, counsel-ing sessions and post-secondary level realty classes.

Examine your credit. Pull your credit report and check your credit score before your lender does. You need to make sure both are where they need to be to land you a home loan. Annua lCred i tRepor t . com (also at 877-322-8228) is the one and only official, feder-ally sanctioned program giving you free annual access to your credit report. The nominal fee

to obtain your credit score from one of the three credit reporting agencies is worth the cost.

Shop with money in your pocket. Get a mortgage approved before you begin to shop for a home. You need to know how much you can afford and how much home you can buy so you can negotiate from a position of strength. Shop around for the best mortgage possible.

Buy like a savvy investor. Buy low now, sell high later. Shop in the least expensive neighbor-hood in the best community or the least expensive city in the region. Drill down to buy the least expensive home on the best block or the cheapest home in a neighborhood in transition.

Pack a shotgun. Use your real estate agent as your point per-son, but spread your shopping efforts to every corner of the housing market—classifieds, open houses, online listing por-tals, the distressed market; tell friends, family and co-workers you are in the market.

own market. Up mar- tributing experts knowledgeable Learn your local market. to obtain your credit score from

Buy Now!

Beat The Spring Rush

M a r c h 2 0 0 9 1 1

Be Choosey — Call Lucy

Lucy MarshallREALTOR®

434-385-9610 x10841-3962 (Cell)

[email protected]

Hallmark Properties, Inc.Hallmark Properties, Inc.3713 O3713 Old Forest Road ld Forest Road Lynchburg VLynchburg VA 24501A 24501Max Guthrie, BrokerMax Guthrie, Broker

[email protected]@era.com

Buying? Selling? Relocating?

Somerset Meadows

Lot 149 Colby Drive—$388,900New construction. Two beautiful master suites—one on each level. Builder will pay closing costs or offer

substantial concessions.

Working with the best pays off.

Think Spring! Now is the Time to Make Plans for That Home you have been Dreaming About.

Call ERA Mortgage Now for Pre-ACall ERA Mortgage Now for Pre-Approvalpproval

888-325-2965888-325-2965Mon-Fri: 8:30am-9:00pmMon-Fri: 8:30am-9:00pm

Sat: 10:30am-7:00pmSat: 10:30am-7:00pm

Have a Property to Sell?Call now and I will advertise your property

right here in the Real Estate Pointermagazine plus Internet exposure!

Be Choosey — Call Lucy

Lucy MarshallREALTOLTOTOL R®

434-385-9610 x10841-3962 (Cell)

[email protected]

Buying? Selling? Relocating?

Working with the best pays off.

Think Spring! Now is the That Home you have been Dreaming

Call ERARAAR Mortgage Now for Pre-A

888-325-2965Mon-Fri: 8:30am-9:00pm

Sat: 10:30am-7:00pm

Lynchburg, Amherst, Bedford, Campbell, Appomattox, Smith Mountain Lake

Single Family HomesMultiple ListingsLots & Acreage

Financial OptionsAuctionsBuilders

Area Map

J L B

In Every Issue:

Home Solutions

New Subdivisions

Auctions

Listings

Concord Estates, a small, sleepy community,

located conveniently 12 miles from Lynchburg off 460 East.

for more information Contact Wayne Henson with Long & Foster at 434-401-1415.

The

Real EstatePointer

Volume 5, Number 4

www.realestatepointer.com

Lynchburg, Amherst, Bedford, Campbell, Appomattox, Smith Mountain Lake

M a r c h 2 0 0 9 1 3

Gorgeous new community in Campbell County just 15 minutes south of Lynchburg

SOLD

SOLD

SOLD

SOLDSOLD

SOLDSOLD

SOLDSOLD

SOLDSOLD

SOLD

SOLD

SOLD SOLD

SOLD SOLD

SOLD

SECTION 3NOW OPEN

Troublesome Creek

Amenities include:• County water

• State-maintained roads• Wooded and open tracts• Creek and lake frontage• Great Owner Financing

with fixed rates and terms!

Contact Milt Hallmarkto tour these homesites

434-444-5088

Cindy Matheson, Relocation SpecialistEco-broker certifi ed

GOURMET KITCHEN & MORE

$609,900.Call Cindy Matheson

434-941-7839

plan.

cook.

corner lot.

$1,400,000.Call Cindy Matheson

434-941-7839

$799,000.Call Cindy Matheson

434-941-7839

Waterton

3-ACRE LAKE FRONT ESTATE MUST-SEE HOME ON 2 ACRES

M a r c h 2 0 0 9 1 5*Certain conditions and restrictions apply. Available on new contracts with a D.O. Allen Homes preferred lender and settlement provider. In addition, Home of the Month price available to buyers who close by March 15, 2009. Information subject to change without notice. Please see community sales manager for full details. 1/21/09

ll

Welcome Home to College Square

For More Information, call:

Owner/[email protected]: 1-800-544-4049 LibertyShopping

M a r c h 2 0 0 9 1 7

www.countrymtnrealty.comwww.countrymtnrealty.com

123 NORTH MAIN ST. AMHERST, VA 24521 434-946-7855

5 estate lots on private roadgreat mountain views, pasture, wooded, streams most with pond sites close to Town of Amherst and Winton Country Club—from $39,900

Poplar Grove Golf Community—Amherst County

NELSON COUNTYNew subdivision in Nelson County. Acerage tracts, all fronting the Buffalo River with a private road to river on each tract. Great for canoeing and fi shing, mountain views great for weekend get a way or permanent home.Starting in the low $100,000’s

GARLAND HILL - AMHERSTBeautiful wooded lot with level to rolling topography. Located in a secluded neighborhood close to Town of Amherst. A builder’s dream. $79,900.

Johnny Maddox 941-1541 Craig Maddox 841-5615

Brandon Maddox 841-8203Mary Snow 258-5860

Elbert Maddox 907-3331Ricky Williams 804-347-5171

Great Deal—Reduced Price

MILL VIEWWESTERN AMHERST CO.This 19th century manor house has unmatched pastoral views. Grand 4 BR home situated on 3.8 acres has been lovingly restored and includes today’s desired amenities. Offered at $395,000.

in the community. This property offers

Lakes and a championship golf course

EAST PERCH ROAD, AMHERST48 acres fronting the James River with a concrete boat ramp. This property is perfect for water skiing, riding seadoo’s and duck hunting. The property includes a nice 2 bedroom, 1 bath park model trailer with well, electric, phone and septic system. The barn has electricity and could be converted into a cabin. Fantastic deer and turkey hunting. Great building site overlooking the river and great views of the Blue Ridge Mountains. $539,000.

Great cabin and 50 acres in one of the best hunting area in Virginia, Amherst. Loaded with deer, bear, turkey, grouse and squirrel. Trails and food plot already established. Good hardwood timber and many persimmon trees and grapes. $299,500. Can be sold with less acreage.

SOLD

At David James Homes What Does 5% APR Mean To You

Disclaimer: David James Homes is not a lending institution. Payments quoted are examples and include principle and interest only. Actual rates and payments are affected by individual factors.

For a FREE Brochure visit us at: www.davidjamescustomhomes.com

Three Locations to Serve You:

Visit us at: www.davidjamescustomhomes.com

M - F 9-6Sat. 10-4Evenings andWeekends by Appointment

Winchester - 160 Rivendell Ct 540-665-1827Lynchburg - 3911G Wards Rd 434-239-5077Roanoke - 1415 Towne Sq. Blvd 540-563-5020

At 6.5%$980/mo,

P&I

On your improved lot

At 5% 2352 sf, 4 BR, 2½ Bath, Full Basement

At 6.5%$1093/mo, P&I On your improved lot $1093/mo, P&I

On your improved lot

You add Granite Tops, 12x16 Deck, 12x16 Screened Porch, Whirlpool, Hardwood on Main level, Ceramic Tile, Gas Log Fireplace & Cherry Cabinets.

Affordable Stick-Built Homes

Call Today

At 5%$998/mo,

P&I

On your improved lot

At 5%$789/mo, P&I On your improved lot

At 6.5%$929/mo, P&I On your improved lot

At 5%$745/mo, P&I On your improved lot

At 6.5%$878/mo, P&I On your improved lot

With record low mortgage rates and special incentives from David James Homes there will never be a better time to build. Call your David James office for more information.

Hurry - Time Is Limited!

Outstanding Warranties:David James Homes are so well built that we offer one of the best warranties in the industry. We offer a 15 year dry basement guarantee, a 10 year structural guarantee, and a 5 year workmanship guarantee.

Ask your David James Homes consultant about these unbeatable warranties!

M a r c h 2 0 0 9 1 9

Drop by our SalesCenter/ClubhouseOpen Mon thru Fri: 10-5Sunday: 1- 5

434.525.3400

One mile from Forest Rd.Four miles from Route 460.Forest, VA 24551

www.epconcommunities.comEmail: [email protected]

Once you see what

life is like at

Jefferson Villas at

Forest, you may

decide it’s exactly

where you belong.

2 0 T h e R e a l E s t a t e Po i n t e r

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Community Locations1. Amaya’s Way2. Bethel Estates3. Blackwater Ridge4. Boonsboro Commons5. Candlewood Court6. College Square7. Concord Estates8. Cornerstone

9. Crescentwood10. Elon Forest11. Farmington12. Forest Edge13. Fox Briar14. Gables at Cornerstone15. Heritage at Wyndhurst16. Hooper Woods

17. Horsley Crossing18. Jefferson Villas19. Legacy Oaks20. McKenna Farms21. New Towne22. Piedmont Landing23. Poplar Ridge24. Serene Creek Run

25. Shannon Forest26. Sleepy Oaks27. Stockton Lake28. Stratford Place29. Tavern Grove30. Townes at Farmington31. Troublesome Creek

M a r c h 2 0 0 9 2 1

AUCTIONSTRFTorrence, Read, & Forehand

For more information,visit our website or call

(434) 847-77412508 Langhorne RdLynchburg, VA [email protected]

VAAF501

FRIDAY, MARCH 27 @ 12:30 PMCRADDOCK TERRY HOTEL

LEESVILLE RD ESTATES2 HOMES • 24 BLDG LOTS • ADDITIONAL 66 ACRES

• (2) Existing Homes• (24) Building Lots in Phase I• 21.4 Acres Partially Developed in

Phase II• 45 Acres Undeveloped in Phase II

& III• Great Campbell County location

just off Rt.460 & 3 miles from Timberlake Rd.

• Water & sewer available

• Great opportunity for builders, developers, or future home own-ers looking for a building site!

Selling for Paul M. Black, Substitute Trustee

DIRECTIONS TO SUBDIVISIONFrom Lynchburg Rt.460W to Leesville Rd exit,; L on Leesville Rd; qtr mile to R on Ryan Dr.

DIRECTIONS TO CRADDOCK TERRY HOTELFrom Subdivision, 460E to exit on 501N toward Candlers Mt Rd. Exit on US-29 BR N toward C’ville. Take the Main St exit 1A- toward Downtown. Turn R on Main St. Turn R on Commerce St. End at Craddock Terry Hotel on right side.

TERMS: 10% deposit day of sale. Balance at closing on or about 30 days. 5% buyer’s premium. See website for complete terms

MORE INFO ONLINE!

LEESVILLE ROAD ESTATES • LEESVILLE RD • CAMPBELL COUNTY, VA

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All banks have money to lend and many offer good rates, so what makes one bank better for your

mortgage needs than another? Local decisions. Local ownership. Local experience. Local relationships.

With a variety of mortgage products for buying, refinancing or building, Select Bank has what you

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To get started, call your local mortgage lender…and neighbor…Garnett Atkins.

Garnett Atkins

7113 Timberlake Road 213 Gristmill Drive (behind Graves Mill Center)

Subject to credit approval. Member FDIC.

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630 D Wyndhurst Dr, Lynchburg, VA 24502

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LLocal ocal PPeople. eople. Real SSolutionsolutions

Mortgage ServicesPurchase, refinance, home improvement or equity loans.

We have a loan to fit your need.Commercial Lending

Construction, acquisition and development and business capital improvementloans structured to your unique business needs.

Investment and Retirement AccountsWe can give you the personal attention that big brokerage firms just can’t afford to

give you through investment specialists who put your interests first.Agriculture Services

We’re the largest agricultural lender among community banks in Virginia, and the only USDA-FSA preferred lender in Virginia.

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New, Level and Gently Rolling Lots Beginning at $35,000.

Located in the Stonewall District of Appomattox County,Just Ten Miles from Lynchburg

For More Information, Please Call Randy Foster at 434-660-3238For More Information, Please Call Randy Foster at 434-660-3238