Life Cases with Commissionable Target Premium (CTP) All ...
Transcript of Life Cases with Commissionable Target Premium (CTP) All ...
American General LifePermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
AG Secure Lifetime GUL III
SLGULIII Target 0 - UP 0 - UP * 0 - UP 1 - 1 60.000 % 42.000 % 85.200 %
2 - 10 0.500 % 0.000 % 0.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 0.500 % 0.000 % 0.500 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 1 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
American NationalPermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
ANICO Executive UL AEXEUL Target 0 - UP 0 - UP * 0 - 69 1 - 1 80.000 % 0.000 % 80.000 %
2 - UP 2.000 % 0.000 % 2.000 %
70 - 85 1 - 1 75.000 % 0.000 % 75.000 %
2 - UP 2.000 % 0.000 % 2.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - UP 2.000 % 0.000 % 2.000 %
SignatureGuaranteed UL
SGUL Target 0 - UP 0 - UP * 0 - 69 1 - 1 80.000 % 0.000 % 80.000 %
2 - 10 2.000 % 0.000 % 2.000 %
11 - UP 0.600 % 0.000 % 0.600 %
70 - 80 1 - 1 75.000 % 0.000 % 75.000 %
2 - 10 2.000 % 0.000 % 2.000 %
11 - UP 0.600 % 0.000 % 0.600 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 10 2.000 % 0.000 % 2.000 %
11 - UP 0.600 % 0.000 % 0.600 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 2 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
American National Life Insurance Company of NYPermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
SignatureGuaranteed Universal Life NY
SGUL Target 0 - UP 0 - UP NY 0 - 69 1 - 1 50.000 % 50.000 % 75.000 %
2 - 2 5.000 % 0.000 % 5.000 %
3 - 10 2.000 % 0.000 % 2.000 %
11 - UP 0.600 % 0.000 % 0.600 %
70 - 80 1 - 1 50.000 % 50.000 % 75.000 %
2 - 2 3.000 % 0.000 % 3.000 %
3 - 10 2.000 % 0.000 % 2.000 %
11 - UP 0.600 % 0.000 % 0.600 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 3 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Ameritas Life Insurance Corp.Permanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Ameritas Value Plus UL
AVPUL Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 35.000 % 67.500 %
2 - 10 2.000 % 0.000 % 2.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 10 2.000 % 0.000 % 2.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 4 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Banner LifePermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Life Step UL LIFESTEP14 Target 0 - UP 0 - UP * 0 - UP 1 - 1 45.000 % 75.000 % 78.750 %
2 - 10 2.000 % 0.000 % 2.000 %
Replacement 0 - UP 0 - UP * 0 - UP 1 - 1 6.500 % 0.000 % 6.500 %
2 - 10 6.500 % 0.000 % 6.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 5 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Gerber LifePermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Accident Protection AP Basic 0 - 249999 0 - UP * 0 - UP 1 - 1 50.000 % 0.000 % 50.000 %
0 - 99999 0 - UP FL 0 - UP 1 - 1 50.000 % 0.000 % 50.000 %
100000 - UP 0 - UP FL 0 - UP 1 - 1 60.000 % 0.000 % 60.000 %
250000 - UP 0 - UP * 0 - UP 1 - 1 60.000 % 0.000 % 60.000 %
Guaranteed Life Plan GLP Basic 0 - UP 0 - UP * 0 - UP 1 - 1 60.000 % 8.000 % 64.800 %
2 - 5 4.000 % 0.000 % 4.000 %
Simplified Senior Life SSL Basic 0 - UP 0 - UP * 0 - UP 1 - 1 74.000 % 0.000 % 74.000 %
2 - 2 6.000 % 0.000 % 6.000 %
3 - 3 4.000 % 0.000 % 4.000 %
4 - 5 2.500 % 0.000 % 2.500 %
The Grow-Up Plan GUP Basic 0 - 24999 0 - UP * 0 - UP 1 - 1 45.000 % 0.000 % 45.000 %
2 - 5 4.000 % 0.000 % 4.000 %
25000 - UP 0 - UP * 0 - UP 1 - 1 60.000 % 8.000 % 64.800 %
2 - 5 4.000 % 0.000 % 4.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 6 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
John Hancock USA (Manulife)Permanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Protection SUL PROSUL13 Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 80.000 % 90.000 %
2 - 10 2.000 % 0.000 % 2.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 3.000 % 0.000 % 3.000 %
2 - 10 2.000 % 0.000 % 2.000 %
Protection UL PROUL16 Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 80.000 % 90.000 %
2 - 10 2.000 % 0.000 % 2.000 %
Rolling Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 80.000 % 90.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 3.000 % 0.000 % 3.000 %
2 - 10 2.000 % 0.000 % 2.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 7 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Lincoln National Life (JP)Permanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
LifeGuarantee SUL LGSUL13 Target 0 - UP 0 - UP * 0 - UP 1 - 1 70.200 % 25.000 % 87.750 %
2 - 5 2.500 % 0.000 % 2.500 %
6 - 15 1.500 % 0.000 % 1.500 %
Rolling Target 0 - UP 0 - UP * 0 - UP 1 - 1 70.200 % 25.000 % 87.750 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 3.000 % 0.000 % 3.000 %
LifeGuarantee UL LIFGU13FU Target 0 - UP 0 - UP * 0 - UP 1 - 1 70.200 % 25.000 % 87.750 %
2 - 5 2.500 % 0.000 % 2.500 %
6 - 15 1.500 % 0.000 % 1.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 3.000 % 0.000 % 3.000 %
Lincoln Conversion UL
CONVUL Target 0 - UP 0 - UP * 0 - UP 1 - 1 70.200 % 25.000 % 87.750 %
2 - 5 2.500 % 0.000 % 2.500 %
6 - 15 1.500 % 0.000 % 1.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 3.000 % 0.000 % 3.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 8 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Lincoln National Life of NY (JPNY)Permanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Lincoln Conversion UL (NY)
LICONV Target 0 - UP 0 - UP NY 0 - UP 1 - 1 50.000 % 60.000 % 80.000 %
2 - 2 3.000 % 0.000 % 3.000 %
3 - 5 3.000 % 0.000 % 3.000 %
6 - 15 2.000 % 0.000 % 2.000 %
Excess 0 - UP 0 - UP NY 0 - UP 1 - 1 3.000 % 0.000 % 3.000 %
2 - 5 3.000 % 0.000 % 3.000 %
6 - 15 2.000 % 0.000 % 2.000 %
Lincoln LifeCurrent UL (NY)
LCULNY Target 0 - UP 0 - UP NY 0 - UP 1 - 1 50.000 % 60.000 % 80.000 %
2 - 2 3.000 % 0.000 % 3.000 %
3 - 5 3.000 % 0.000 % 3.000 %
6 - 15 2.000 % 0.000 % 2.000 %
Excess 0 - UP 0 - UP NY 0 - UP 1 - 1 3.000 % 0.000 % 3.000 %
2 - 5 3.000 % 0.000 % 3.000 %
6 - 15 2.000 % 0.000 % 2.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 9 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Lincoln National Life of NY (JPNY)Permanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Lincoln LifeReserve UL (2009) (NY)
LLRUL09NY Target 0 - UP 0 - UP NY 0 - UP 1 - 1 50.000 % 60.000 % 80.000 %
2 - 2 3.000 % 0.000 % 3.000 %
3 - 3 3.000 % 0.000 % 3.000 %
4 - 4 3.000 % 0.000 % 3.000 %
5 - 5 3.000 % 0.000 % 3.000 %
6 - 15 2.000 % 0.000 % 2.000 %
Excess 0 - UP 0 - UP NY 0 - UP 1 - 1 3.000 % 0.000 % 3.000 %
2 - 5 3.000 % 0.000 % 3.000 %
6 - 15 2.000 % 0.000 % 2.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 10 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Minnesota Life - A Securian CompanyPermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Atlas BOLI UL ATBOL UL Target 0 - UP 0 - 4999999 * 0 - UP 1 - 1 2.400 % 0.000 % 2.400 %
Trail 0 - UP 0 - UP * 0 - UP 2 - UP 0.060 % 0.000 % 0.000 %
Compass Universal Life
COMPUL Target 0 - UP 0 - 4999999 * 0 - UP 1 - 1 2.600 % 0.000 % 2.600 %
5000000 - 9999999
* 0 - UP 1 - 1 1.550 % 0.000 % 1.550 %
10000000 - UP
* 0 - UP 1 - 1 0.550 % 0.000 % 0.550 %
Trail 0 - UP 0 - UP * 0 - UP 2 - UP 0.110 % 0.000 % 0.110 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 11 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Mutual of OmahaPermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
GuaranteedADvantageAccidental Death Insurance
GUARADV Basic 0 - UP 0 - UP * 0 - UP 1 - 1 65.000 % 0.000 % 65.000 %
2 - 5 0.500 % 0.000 % 0.500 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 12 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
NationwidePermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Future Executive UL (Heaped Option 1)
FUTEXEC Target 0 - UP 0 - UP * 0 - UP 1 - 1 17.000 % 0.000 % 17.000 %
2 - 7 0.750 % 0.000 % 0.750 %
8 - 20 1.000 % 0.000 % 1.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 1.000 % 0.000 % 1.000 %
2 - 20 1.000 % 0.000 % 1.000 %
Trails 0 - UP 0 - UP * 0 - UP 2 - UP 0.100 % 0.000 % 0.100 %
Future Executive UL (Heaped Option 2)
FUTEXECD Target 0 - UP 0 - UP * 0 - UP 1 - 1 10.750 % 0.000 % 10.750 %
2 - 7 1.250 % 0.000 % 1.250 %
8 - 20 0.500 % 0.000 % 0.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 0.500 % 0.000 % 0.500 %
2 - 20 0.500 % 0.000 % 0.500 %
Trails 0 - UP 0 - UP * 0 - UP 2 - UP 0.250 % 0.000 % 0.250 %
Future Executive UL (Hybrid Option 1)
FUTEXECB Target 0 - UP 0 - UP * 0 - UP 1 - 1 9.000 % 0.000 % 9.000 %
2 - 7 1.000 % 0.000 % 1.000 %
8 - 20 1.000 % 0.000 % 1.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 1.000 % 0.000 % 1.000 %
2 - 20 1.000 % 0.000 % 1.000 %
Trails 0 - UP 0 - UP * 0 - UP 2 - UP 0.100 % 0.000 % 0.100 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 13 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
NationwidePermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Future Executive UL (Hybrid Option 2)
FUTEXECE Target 0 - UP 0 - UP * 0 - UP 1 - 1 5.500 % 100.000 % 10.500 %
2 - 7 2.250 % 0.000 % 2.250 %
8 - 20 0.500 % 0.000 % 0.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 0.500 % 0.000 % 0.500 %
2 - 20 0.500 % 0.000 % 0.500 %
Trails 0 - UP 0 - UP * 0 - UP 2 - UP 0.250 % 0.000 % 0.250 %
Future Executive UL (Level Option 1)
FUTEXECC Target 0 - UP 0 - UP * 0 - UP 1 - 1 7.250 % 0.000 % 7.250 %
2 - 7 3.500 % 0.000 % 3.500 %
8 - 20 1.000 % 0.000 % 1.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 1.000 % 0.000 % 1.000 %
2 - 20 1.000 % 0.000 % 1.000 %
Trails 0 - UP 0 - UP * 0 - UP 2 - UP 0.100 % 0.000 % 0.100 %
Future Executive UL (Level Option 2)
FUTEXECF Target 0 - UP 0 - UP * 0 - UP 1 - 1 6.500 % 0.000 % 6.500 %
2 - 7 2.600 % 0.000 % 2.600 %
8 - 20 0.500 % 0.000 % 0.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 0.500 % 0.000 % 0.500 %
2 - 20 0.500 % 0.000 % 0.500 %
Trails 0 - UP 0 - UP * 0 - UP 2 - UP 0.250 % 0.000 % 0.250 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 14 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
NationwidePermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
No Lapse Guarantee UL2 (Max Attained Age 120)
NLGUL2120 Rolling Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 70.000 % 85.000 %
Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 70.000 % 85.000 %
2 - 10 1.500 % 0.000 % 1.500 %
11 - UP 1.000 % 0.000 % 1.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 1.500 % 0.000 % 1.500 %
No Lapse Guarantee UL2 (Max Attained Age 70)
NLGUL270 Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 70.000 % 85.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 1.500 % 0.000 % 1.500 %
No Lapse Guarantee UL2 (NY ONLY)
NLGUL2NY Basic 0 - UP 0 - UP NY 0 - UP 1 - 1 75.000 % 0.000 % 75.000 %
2 - 2 5.000 % 0.000 % 5.000 %
3 - 10 1.500 % 0.000 % 1.500 %
11 - UP 1.000 % 0.000 % 1.000 %
Rolling Target 0 - UP 0 - UP NY 0 - UP 1 - 1 75.000 % 0.000 % 75.000 %
Excess 0 - UP 0 - UP NY 0 - UP 1 - 1 1.500 % 0.000 % 1.500 %
2 - 2 1.500 % 0.000 % 1.500 %
Survivorship IUL (Option 1)
SUIUL Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 70.000 % 85.000 %
2 - 2 1.500 % 0.000 % 1.500 %
3 - 10 1.000 % 0.000 % 1.000 %
11 - UP 0.500 % 0.000 % 0.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 1.500 % 0.000 % 1.500 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 15 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
North American CompanyPermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Custom Guarantee (Generation 9)
CUSTGUAR9 Target 0 - UP 0 - UP * 0 - UP 1 - 1 90.000 % 0.000 % 90.000 %
2 - 10 1.000 % 0.000 % 1.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 10 1.000 % 0.000 % 1.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 16 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Pacific Life Ins. Co - Lynchburg (Promise)Permanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Promise GUL PRO GUL Target 0 - UP 0 - UP * 0 - UP 1 - 1 80.000 % 10.000 % 88.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 1.000 % 0.000 % 1.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 17 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Penn Mutual - LifePermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
GuaranteedProtection UL
GPUL Rolling Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 40.000 % 70.000 %
Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 40.000 % 70.000 %
2 - 15 1.500 % 0.000 % 1.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.500 % 0.000 % 2.500 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 18 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
PrincipalPermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Principal Universal Life Protector III (Full UW) (2010) NY
PROIIIFU10 Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 50.000 % 75.000 %
2 - 2 1.000 % 0.000 % 1.000 %
3 - 3 1.000 % 0.000 % 1.000 %
4 - 5 1.000 % 0.000 % 1.000 %
6 - UP 0.500 % 0.000 % 0.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
UL Flex III (Full UW) NY
ULFLEX3 Target 0 - UP 0 - UP NY 0 - UP 1 - 1 50.000 % 60.000 % 80.000 %
2 - 2 1.000 % 0.000 % 1.000 %
3 - 3 1.000 % 0.000 % 1.000 %
4 - 5 1.000 % 0.000 % 1.000 %
6 - 10 0.500 % 0.000 % 0.500 %
Excess 0 - UP 0 - UP NY 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
UL Provider Edge II NY
ULPRO2 Target 0 - UP 0 - UP NY 0 - UP 1 - 1 50.000 % 60.000 % 80.000 %
2 - 2 1.000 % 0.000 % 1.000 %
3 - 3 1.000 % 0.000 % 1.000 %
4 - 5 1.000 % 0.000 % 1.000 %
6 - 10 0.500 % 0.000 % 0.500 %
Excess 0 - UP 0 - UP NY 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 19 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Principal National LifePermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Principal Universal Life Flex III (Full UW)
FLEXIIIFU Target 0 - UP 0 - UP * 0 - UP 1 - 1 65.000 % 31.923 % 85.750 %
2 - 5 1.000 % 0.000 % 1.000 %
6 - 10 0.500 % 0.000 % 0.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
Principal Universal Life Protector IV (Full UW) (5/13 Repr)
PROIVFU513 Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
SurvivorshipUniversal Life Protector III
SULPROIII Target 0 - UP 0 - UP * 0 - UP 1 - 1 65.000 % 31.923 % 85.750 %
2 - 5 1.000 % 0.000 % 1.000 %
6 - 10 0.500 % 0.000 % 0.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
UL Provider Edge II ULPEII Target 0 - UP 0 - UP * 0 - UP 1 - 1 65.000 % 31.923 % 85.750 %
2 - 5 1.000 % 0.000 % 1.000 %
6 - 10 0.500 % 0.000 % 0.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 20 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Protective Life BrokeragePermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Advantage Choice UL (12/19)
ADCH1219 Rolling Target 0 - UP 0 - UP * 0 - UP 1 - 1 70.000 % 30.000 % 91.000 %
Target 0 - UP 0 - UP * 0 - UP 1 - 1 70.000 % 30.000 % 91.000 %
2 - 10 1.500 % 0.000 % 1.500 %
11 - UP 1.000 % 0.000 % 1.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 10 1.500 % 0.000 % 1.500 %
11 - UP 1.000 % 0.000 % 1.000 %
Lifetime Assurance UL
LFTASUR Target 0 - UP 0 - UP * 0 - UP 1 - 1 70.000 % 30.000 % 91.000 %
2 - 10 1.500 % 0.000 % 1.500 %
11 - UP 1.000 % 0.000 % 1.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 10 1.500 % 0.000 % 1.500 %
11 - UP 1.000 % 0.000 % 1.000 %
PLB Classic UL - CONVERSION
PROCLASCON Target 0 - UP 0 - UP * 0 - UP 1 - 1 90.000 % 0.000 % 90.000 %
2 - 2 2.500 % 0.000 % 2.500 %
3 - 10 2.500 % 0.000 % 2.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 165.000 % 5.300 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 21 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Protective Life BrokeragePermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
ProClassic II PROCLASSII Target 0 - UP 0 - UP * 0 - UP 1 - 1 70.000 % 30.000 % 91.000 %
2 - 10 2.000 % 0.000 % 2.000 %
11 - UP 1.000 % 0.000 % 1.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 10 2.000 % 0.000 % 2.000 %
11 - UP 1.000 % 0.000 % 1.000 %
ProClassic Legacy PROCLASSLEG Target 0 - UP 0 - UP * 0 - UP 1 - 1 70.000 % 30.000 % 91.000 %
2 - 10 2.000 % 0.000 % 2.000 %
11 - UP 1.000 % 0.000 % 1.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 10 2.000 % 0.000 % 2.000 %
11 - UP 1.000 % 0.000 % 1.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 22 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Prudential Select BrokeragePermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
PruLife Essential UL UL ESSUL Rolling Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 74.000 % 87.000 %
Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 74.000 % 87.000 %
2 - 4 2.000 % 0.000 % 2.000 %
5 - 10 2.000 % 0.000 % 2.000 %
NY 0 - UP 1 - 1 50.000 % 50.000 % 75.000 %
2 - 4 3.000 % 0.000 % 3.000 %
5 - 10 3.000 % 0.000 % 3.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 4 2.000 % 0.000 % 2.000 %
5 - 10 2.000 % 0.000 % 2.000 %
NY 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 4 2.000 % 0.000 % 2.000 %
5 - 10 2.000 % 0.000 % 2.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 23 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Prudential Select BrokeragePermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
PruLife SUL Protector (8/11/14 Repricing)
SULPROT 14 Replacement 0 - UP 0 - UP * 0 - UP 1 - 1 12.000 % 0.000 % 12.000 %
Target 0 - UP 0 - UP * 0 - UP 1 - 1 50.000 % 70.000 % 85.000 %
2 - 4 2.000 % 0.000 % 2.000 %
5 - 10 2.000 % 0.000 % 2.000 %
NY 0 - UP 1 - 1 50.000 % 50.000 % 75.000 %
2 - 4 3.000 % 0.000 % 3.000 %
5 - 10 3.000 % 0.000 % 3.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 4 1.500 % 0.000 % 1.500 %
5 - 10 1.500 % 0.000 % 1.500 %
NY 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 4 1.500 % 0.000 % 1.500 %
5 - 10 1.500 % 0.000 % 1.500 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 24 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Savings Bank Life Insurance Company of MAPermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Conversion Universal Life (Term Conversion to UL)
ULCONVERS Target 0 - UP 0 - UP * 0 - UP 1 - 1 60.000 % 25.000 % 75.000 %
2 - 5 2.000 % 0.000 % 2.000 %
6 - 10 0.500 % 0.000 % 0.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 5 2.000 % 0.000 % 2.000 %
6 - 10 0.500 % 0.000 % 0.500 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 25 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Security Mutual of New YorkPermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
CustomizedFlex UL CFUL Target 0 - UP 0 - UP * 0 - UP 1 - 1 55.000 % 20.000 % 66.000 %
2 - 2 2.400 % 0.000 % 2.400 %
3 - 6 1.600 % 0.000 % 1.600 %
7 - 10 1.400 % 0.000 % 1.400 %
11 - UP 0.800 % 0.000 % 0.800 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 3.000 % 0.000 % 3.000 %
2 - 2 2.400 % 0.000 % 2.400 %
3 - 6 1.600 % 0.000 % 1.600 %
7 - 10 1.400 % 0.000 % 1.400 %
11 - UP 0.800 % 0.000 % 0.800 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 26 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
Symetra Life Insurance CompanyPermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
CAUL CAUL Target 0 - UP 0 - UP * 0 - UP 1 - 1 70.000 % 15.000 % 80.500 %
3 - 10 1.000 % 0.000 % 1.000 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 2 1.000 % 0.000 % 1.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 27 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
United of OmahaPermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
AccumUL Answers ACCULANS Target 0 - UP 0 - UP * 0 - UP 1 - 1 70.000 % 20.000 % 84.000 %
2 - 5 2.000 % 0.000 % 2.000 %
6 - 10 1.500 % 0.000 % 1.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 5 2.000 % 0.000 % 2.000 %
6 - 10 1.500 % 0.000 % 1.500 %
AccumUL Plus ACCUMUL+ Target 0 - UP 0 - UP * 0 - UP 1 - 1 70.000 % 20.000 % 84.000 %
2 - 5 2.000 % 0.000 % 2.000 %
6 - 10 1.500 % 0.000 % 1.500 %
Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
Guaranteed Universal Life Plus (10/1/14 Reprice)
GULP 14 Excess 0 - UP 0 - UP * 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 28 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
US Life of New YorkPermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Secure Lifetime GUL 3
SLGUL3 Target 0 - UP 0 - UP NY 0 - UP 1 - 1 50.000 % 60.000 % 80.000 %
2 - 2 8.000 % 0.000 % 8.000 %
3 - 3 5.000 % 0.000 % 5.000 %
4 - 10 1.500 % 0.000 % 1.500 %
Excess 0 - UP 0 - UP NY 0 - UP 1 - 1 1.500 % 0.000 % 1.500 %
2 - 10 1.500 % 0.000 % 1.500 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 29 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.
William PennPermanent Life
Product Code Comp Face Premium State Age Year MML - Agent
ERA TotalAgent
Life Step UL LIFESTEP14 Target 0 - UP 0 - UP NY 0 - UP 1 - 1 50.000 % 60.000 % 80.000 %
2 - 2 5.000 % 0.000 % 5.000 %
3 - 10 3.000 % 0.000 % 3.000 %
Excess 0 - UP 0 - UP NY 0 - UP 1 - 1 2.000 % 0.000 % 2.000 %
2 - 10 2.000 % 0.000 % 2.000 %
*Please note these rates are subject to typographical error and change without notice.
*Renewals are paid to the writing agent(s) at the contracted rate only
Page 30 of 30
2/4/2022 12:00:00 AM
Commission GridLife Cases with Commissionable Target Premium (CTP)All Carriers except John Hancock and Lincoln UL Products:CTP: $25,000-$49,999 = 5% above the grid | CTP: $50,000 and greater = 10% above the gridJohn Hancock UL: CTP: $25,000-$49,999 - No Large Case Bonus | CTP: $50,000 and greater = 2% above the gridLincoln UL: CTP: $25,000-$49,999 = 2% above the grid | CTP: $50,000 and greater = 4% above the gridNote 1: Large Case Bonus excludes all Variable Products, New York cases, Reduced Compensation
Products and Riders.Note 2: The Large Case Bonus will be administered through a separate payment to the agent and will not count
towards MMLIA Production CreditNote 3: See Q&A and additional guidelines on the Ash/MMLIA website.