LIC empowers women of India with

Jeevan Bharati

An Exclusive plan for the woman of Today…

you because we care and understand

The best way to honour women on a very special day - March 8,2003.

Women of Today excel every where

An anchor at home An Achiever at work

She needs security during all phases of life...Something which offers life cover,

returns and liquidity all in one.

LIC salutes the women of substance in a very special way … thru Jeevan Bharati

A plan which is Distinctive,Affordable and Profitable with value addition like security to

life, Periodic Money Back And Health coverage

STATISTICS OF THE MARKET

For every 1000 male population there are 933 females i.e.

Males occupy 52 % of the population

Females occupy 48 % of the population

Don’t the female segment deserve same representation in insurance market ?

Challenges in Life starts at eighteen.So does Jeevan

Bharati…

This Policy is most suited for :

Entrepreneurs and Professionals like Software engineers, doctors, engineers,managers, officials, self-employed,artists, salaried class,homemakers,students etc in the age group of 18-50 years.

Unique features A Policy exclusively for women. Guaranteed Additions @Rs. 50/- per

thousand Sum Assured for the first 5 years and participation in profits thereafter.

Encashment of Survival Benefit at policyholder’s will any time after the same is due.

Option to pay premiums in advance.Option to receive maturity proceeds in the

form of an annuity.

Free insurance cover for THREE years after premiums for TWO years have been paid.

Critical Illness Benefits for the policyholder and Congenital Disability Benefits for children born to the policyholder.

BenefitsGuaranteed Additions :

G.A. @ Rs.50/- per thousand sum assured

per year for first 5 years.

Bonus additions

Policy will be eligible for bonus additions, if any, from 6th year

onwards.

For 15 Years Term :20% of the S.A. payable at the

end of 5 years20% of the S.A. payable at the

end of 10 years60% of the S.A. payable

together with accrued Guaranteed Additions and bonuses at the end of 15 years.

Survival Benefit

For 20 Years Term :20% of the S.A. payable at the

end of 5 years20% of the S.A. payable at the

end of 10 years20% of the S.A. payable at the

end of 15 years40% of the S.A. payable

together with accrued Guaranteed Additions and bonuses at the end of 20 years.

Survival Benefit

Death BenefitThe full S.A. with accrued Guaranteed Additions and

accrued bonuses is payable in case of death of the L.A. in

addition to survival benefits paid earlier.

Accident Benefit Additional Sum Assured upto

max. of Rs. 25 Lacs in case of death by accident.

SPECIAL BENEFITS

Female Critical Illness Benefit* (diseases covered)

Breast Cancer Cervical Cancer Vaginal / Vulval Cancer Ovarian / Fallopian Tube Cancer Uterine Cancer

(*Equal to Sum Assured subject to a max. of Rs 2 lacs)

Congenital Disability Benefit(CDB)*

(diseases covered for new born babies)

Downs Syndrome Spina Bifida Tetralogy of fallot Oesophageal Atresia & Tracheo- oesophagaeal Fistula

Anal Atresia Imperforate anus Cleft Palate with or without Cleft Lip(* Equal to 50% of Sum Assured subject to max. of Rs 1 lac)

Sum Assured : Rs. 50,000/- (Min.) Rs. 25,00,000/- (Max)

Min. Age at entry : 18 yrs. (last Birthday)

Max. Age at entry: 50 yrs. (last Birthday)

Max. Age at maturity : 70 yrs. (last Birthday)

Mode of payment : Yearly onlyThe policy is for fixed term of 15 or

20 years.

Basic Parameters

S.A. ANN. PREM.

AMOUNT PAYABLE ON DEATH DURING THE YEAR

AMT. PAYABLE ON SURVIVAL

AMT. PAYABLE ON MATURITY

6TH 7TH onwards

1 LAC 7,455* S.A. of Rs. 1 Lac plus G.A. of Rs. 25,000

S.A. of Rs.1 Lac plus G.A. of Rs. 25,000 plus accrued bonuses

Rs. 20,000 at the end of 5th, 10th & 15th year

Balance S.A. of Rs.40,000 plus G.A. of Rs. 25,000 plus accrued bonuses

*at age 30 years for a policy of 20 years term

S.A. ANN. PREM.

AMOUNT PAYABLE ON DEATH DURING THE YEAR

AMT. PAYABLE ON SURVIVAL

AMT. PAYABLE ON MATURITY

6TH 7TH onwards

5 LAC 35,545* S.A. of Rs. 5 Lac plus G.A. of Rs. 1,25,000

S.A. of Rs.5Lac plus G.A. of Rs. 1,25,000 plus accrued bonuses

Rs. 1 Lac at the end of 5th, 10th & 15th year

Balance S.A. of Rs.2Lac plus G.A. of Rs. 1,25,000 plus accrued bonuses

*at age 30 years for a policy of 20 years term