june issue

Free Property Guide covering the Carlisle & Border Areas

www.yourpropertylocal.co.uk JUNE2010

Carlisle & Borders

Run your own Newspaper! See Page 2

New to the Market!

Veteran’s DaySolway Aviation Museum @ Carlisle AirportSunday 4th July

2 Your Property Local - Carlisle

YourPropertyLocal - CarlisleEditor Andrew Davis

Design ManagerDaniel Finch

To Advertise Tel: 01228 401722 Email: [email protected] Web: www.yourpropertylocal.co.uk

YourPropertyLocal - Carlisle is Designed by DFdesignsEmail: [email protected] | Web: www.df1designs.co.uk

Welcome to the June issue of YourPropertyLocal, North Cumbria’s and the Borders monthly property paper, packed full with properties for sale and great local businesses who can help you buy, sell, rent, renovate, remortgage or relocate. Yourpropertylocal has expanded circulation this month and is now distributed in Dumfries and Galloway. Welcome to all of our Dumfriesshire advertisers and thank you for your support.

An event to note this month is Veteran’s Day at the Solway Aviation Museum, Carlisle Airport on Sunday 4th July. A great day out for the family where you can: meet serving and retired service veterans, see the Battle of Britain Memorial Spitfire flypast and Jet Provost (weather permitting), see live Jet Engine runs & WW2 re-enactments, access the Vulcan Bomber and have free access to the Museum & Aircraft (see page 18).

Thanks as always to our columnists; Frank Lee has compiled a listing of all the new properties on the market in Carlisle since the last issue (see page 8/9), Kerry Steel on Mortgage Rescue, David Ellwood of Cumbria Trading Standards on the changes to HIPs and Austen Skinner on adapting your home as you grow older.

Thanks to all our new advertisers and our regular supporters who offer great opportunity to upgrade your home or find a new one. Trading conditions in May and early June, with the double whammy of Bank Holidays and election aftermath, have not been reported as easy so we look forward to a hot summer with better things to come. Yourpropertylocal is also expanding across Cumbria (see opposite page) and we look forward to the arrival of sister publications supporting businesses in their local areas.

As always the paper is available online, through the major supermarkets, newsagents, petrol stations and our advertisers. We’ll happily supply copies to your local newsagent if you can’t get online or to the outlets above.

Please enjoy YourPropertyLocal responsibly!

Welcome to your property local

Contents2 Run your own newspaper - Binnings of Cumbria3 Welcome - Scott Self Storage4 Border Homes5 LJResidential - Rental6 LJResidential 7 LJResidential8 New to the Market9 New to the Market10 Bendles Solicitors - Anderson Homes11 Magnus Properties12 Just Cumbria13 Just Cumbria14 EPC and HIPS - Private Sale - Crofters Cottage Atkinson Ritson15 Realter16 Riverside (Kerry Steel)17 Realter18 Solway Aviation Museum - Greg Metcalfe19 Complete Interiors20 Global Business Networking (Mayfifteen) JMT Trade Limited 21 Carlisle Window Systems22 More Handles - Beautiful Interiors Cumbria Green Energy Centre23 Sunrise Blinds24 Sony Centre

Your Property Local - Carlisle 3

Property Consultant Frank Lee

DesignerKirsty Barnsley


TO LET Fernlea Crescent, Annan £475 pcm UnfurnishedThree bedroom end terraced villa, kitchen, lounge, family bathroom, low maintenance front & rear gardens, patio to rear. Sorry no DSS. Pets at landlords discretion.

TO LET Moat Road, Annan £450 pcm UnfurnishedTwo bedroom end terraced family home, lounge, kitchen, utility room, two double bedrooms and bathroom. Shared garden to rear. Sorry no dss. Pets at landlords discretion.

Northfield Park AnnanFour Bedroom Detached Bungalow, Vestibule, Hallway, Lounge, Open plan Dining room and Kitchen. Master en-suite and family bathroom. Outside: off road parking, driveway to garage, gardens to front and rear.

Birchgarth Five Road Ends Annan Semi rural THREE BEDROOM detached house FOUR acres of woodland. Spacious open plan lounge / dining room, study area, Modern kitchen Ground floor bathroom. Master en-suite and family bathroom. Spacious gardens to front and side.Private driveway, ample parking, greenhouse, garage.

Grummel Court LochmabenSpacious Three bedroom linked villa. Lounge, Kitchen, downstairs wc and family bathroom.Patio at rear. Designated parking area.Excellent location for school. DSS welcome.

Sydney Place Lockerbie

Three bedroom detached villa, Lounge open plan to dining room and kitchen, utility room, downstairs wc and family bathroom. Off road parking, gardens front and rear, Sorry No DSS.

TOO LATE

ITS GONE

TOO LATE

ITS GONE

TOO LATE

ITS GONE

TOO LATE

ITS GONE

YOUR PROPERTIES COULD BE FEATURED HERE

PLEASE CONTACT KIRSTEN AND CLAIRE FOR FURTHER DETAILS ON 01461 205691 / 07501 290 195 EMAIL: [email protected]

IS YOUR MONEY IN THE BANK EARNING NO INTEREST?WHY NOT INVEST IN PROPERTY AND MAXIMISE YOUR RETURN

Lj Residential Rentals ARE HERE TO HELP!EVEN IF WE HAVE NO SUITABLE PROPERTIES WE WILL GO THE EXTRA MILE TO FIND YOU ONE.

There is a very active market for rental properties and we have numerous tenants seeking good quality homes.

If you currently own or intend to purchase property for rent, you should consider engaging in our extensive services. You’ll find us both professional and cost-effective. We have proven results of helping landlords to maximise their rental returns whilst minimising their stress levels.

Our reputation has been built on excellent customer service and attention to detail, working with our Landlords with the aim of attracting the best quality tenants and to get your property let as quickly as possible.

Since November 2009 we have on average let 1 property a week. We like to think “actions speak louder than words” and our results to date therefore prove that.

We are here daily for an informal chat and would be delighted to tailor our service to suit your individual requirements.

Claire Brockie & Kirsten Eide-Johansen

COMIN

G

SOONCOM

ING

SOON

TO LET Northfield Park, Annan £550 pcm FurnishedTwo bedroom detached bungalow. Entrance Hallway, Lounge, Kitchen/Diner, Conservatory, Two Bedrooms, Study and Bathroom. Outside:Driveway with off road parking. Gardens to front and rear. Sorry no DSS.

COMIN

G

SOON


Old Mill Court Annan Offers in the region £78,000FIRST TIME BUYER – INVESTMENT OPPORTUNITY. A well presented TWO BEDROOM top floor apartment offering panoramic views over the River Annan.Accommodation comprises: Vestibule, hallway, living room, fitted dining kitchen, 2 bedrooms and bathroom. Gas ch & dg. Residents parking.

Douglas Gardens Annan Offers in the region £103,750A well presented, THREE BEDROOM family home. The accommodation comprises: hallway, lounge, kitchen open plan to dining area, three bedrooms, master en-suite and family bathroom. Low maintenance front garden, rear laid to lawn & patio area. Detached Garage.

Loanwath Road Gretna Offers in the region £225,000A deceptively spacious and modernised THREE BEDROOM family home in Gretna. Accommodation comprises: Hallway, Lounge open plan to Dining Room, Dining Kitchen, Utility Room, Ensuite Master Bedroom two double bedrooms & Family Bathroom. Low maintenance front garden, driveway to garage. Rear garden with lawn section and patio area.

Hospital Road Annan Offers in the region of £174,750SPACIOUS THREE BEDROOM BUNGALOW. Comprises; Hallway, Lounge, Dining room, Kitchen, 3 Bedrooms and Bathroom. Outside; lawned areas to the front. Driveway to garage road parking. Secure low maintenance rear garden, Greenhouse garden shed. CHAIN FREE

Seaforth Park, Annan Offers in the region £210,000THREE BEDROOM DETACHED BUNGALOW. Situated in established residential development in annan. Accommodation comprises: Hallway, Lounge, Dining Kitchen, Utility Room, Bathroom. Private driveway to garage, Gardens front side and rear and patio area. Offered for sale CHAIN FREE.

Plumdon Park Avenue Annan Offers in the region of £170,000THREE BEDROOM BUNGALOW in desirable residential area: Requiring some modernisation; offered for sale chain free. Comprises: Vestibule, Hall, Lounge, Kitchen, Dining room, 3 Bedrooms and bathroom. Rear garden landscaped front garden, driveway with off road parking. Garage.

Balmaghie west End Eaglesfield Nr Lockerbie Offers in the region of £235,000VERY SPACIOUS FOUR BEDROOM DETACHED FAMILY HOME: Ground floor: Hallway, Lounge, Dining room, kitchen, two bedrooms, utility room, toilet. Upper floor: Master bedroom en-suite, bedroom and sitting room. Generous gardens to front rear and side. Driveway to garage.

Windermere Road Annan Offers in the region of £300,000NOW AVAILABLE, Great opportunity3 / 4 BEDROOM EXECUTIVE VILLA NEARING COMPLETION. PART EXCHANGE MAY BE CONSIDERED!!!!Please contact Linda 01461205690 for further information

Newpark Rise Brydekirk Offers in the region of £125,000DECEPTIVELY SPACIOUS TWO BEDROOM SEMI DETACHED BUNGALOW. Comprises: Hallway, Lounge, Dining Kitchen, 2 Bedrooms & Wet room. Electric htg and dg. Low maintenance front garden and private off road parking, lawned side section. Rear garden paved with vegetable plots.

St Brydes Manse Crescent Brydekirk Offers in the region of £170,000LOVELY THREE BEDROOM DETACHED FAMILY HOME ON ELEVATED POSITION. Comprises: Vestibule, hallway, lounge, dining kitchen, three double bedrooms (master en-suite) and family bathroom. Oil ch & gas ch. Low maintenance front.

Hospital Road Annan Offers in the region £145,000An exceptionally well presented, THREE BEDROOM family home. The accommodation comprises:Hallway, downstairs toilet, lounge open plan to dining room, spacious dining kitchen, three bedrooms master en suite and family bathroom. Gas ch & dg. Block paved driveway leading to integral garage and low maintenance garden to front. Patio garden to rear.

Parkend, North Road, Lowthertown Eastriggs Offers in the region £170,000An exceptionally well presented, walk- in - condition THREE BEDROOM semi detached cottage in Lowthertown in Eastriggs Comprises: Dining kitchen, open plan lounge and dining room, three double bedrooms and family bathroom. Gas central heating & dg. Landscaped gardens, driveway and parking, garage and workshop.

The Gin Case, Cadgillside, Chapleknowe, Canonbie, Langholm, Offers in the region £420,000Tastefully converted FOUR Bedroom 2006 barnconversion with additional 3 acres of land. The Gin case is a lovely andwelcoming family home of the type rarely available on the open market. Ifyou are looking for a rural home with land then The Gin Case should beviewed to be trully apreciated. Access to M74 is 10 minutes drive.Accommodation comprises: Formal sitting room with multi fuel burner,family room, spacious dining kitchen with lovely oak beams offeringfantastic views over the countryside, study/office, toilet, utility room,four bedrooms, 2 en-suites and family bathroom. Driveway, garage, spaciousgardens and patio.

The Ashes, Mouswald, Dumfries, Offers in the region £280,000We are delighted to have been invited to offer to the market this spacious,and well presented,FOUR BEDROOM DETACHED VILLA. Situated in the lovely village of Mouswald just 4 miles from the town of Dumfries. The accommodation comprises: Vestibule, hallway, downstairs WC, lounge with multi fuel burner, dining room, kitchen, conservatory, play room, utility room. FOUR bedrooms (master en-suite) and family bathroom. The Ashes has oil fired central heating and double glazing. Extensive gardens to front, side and rear. Driveway leading to garage, views across to Criffel from the patio area. There is a lovely stream just beyond the boundary of this modern home.

NEW

NEW

NEW

NEW

NEW

NEW

NEW

NEW

NEWNEW

For more information please contact us at:

91 High Street, Annan, DG12 6DJ.

(Open Mon.-Sat.)

t. 01461 205690

mob. 077425 37220

email: [email protected]

www.ljresidential.co.uk

NEW

NEW

Dryfe Vale Lockerbie Offers in the region £185,550DETACHED 3 BEDROOM SANDSTONE BUNGALOW. Comprises: Vestibule, Hallway, Lounge, Dining Kitchen, 3 Bedrooms & Bathroom. Front garden with low maintenance section and two driveways, one leading to the car port and garage. At the rear, a patio area and lawn.

Highfields Road Offers in the region of £106,000 WALK IN CONDITION TWO BEDROOM FAMILY HOMEThis TWO bedroom contemporary home benefits from entrance hall, lounge, kitchen with breakfast bar, two bedrooms, bathroom double glazing and gas central heating.Driveway, off road parking, spacious rear garden.

NEW

Turnberry Road Annan Offers in the region of £175,000 WALK IN CONDITION – DESIRABLE FOUR BEDROOM FAMILY HOME: Accommodation comprises: Hallway, downstairs toilet, lounge open to dining area, newly installed kitchen and rear porch.THREE bedrooms and family bathroom.Outside:spacious gardens to front and rear. driveway leading to the garage.

NEW

Vancouver Road Eastriggs Offers in the region £155,000 SPACIOUS AND MODERN THREE BEDROOM SEMI DETACHED FAMILY HOME. The accommodation comprises: Vestibule, hall, lounge, kitchen, dining room, utility room and shower room. THREE double bedrooms, family bathroom & separate toilet.Low maintenance garden to front, driveway leading to garage, very spacious rear garden with additional driveway leading to a garage is at the rear.

Rosebank Terrace Annan Offers in the region £98,000 TWO BEDROOM TOWNHOUSE: Built in traditional sandstone this property is within walking distance of town centre and the river Annan.Vestibule, hallway, lounge, dining room and modern kitchen on ground floor. Two double bedrooms large storage facility and family bathroom on the upper floor.

NEW

TOO LATE

ITS GONE


Loanwath Road Gretna Offers in the region of £230,000THREE BEDROOM DETACHED BUNGALOW. Accommodation comprises:Lounge with Dining room open plan to kitchen, leading to laundry room.THREE BEDROOMS (master en-suite) Family bathroom.Garage, driveway and parking. Front & rear low maintenance gardens.

Northfield Park Annan Dumfriesshire Offers in the region of £165,000EXCEPTIONALLY WELL PRESENTED TWO DOUBLE BEDROOM DETACHED BUNGALOW. Comprises:Hallway, lounge, dining kitchen, sun lounge, two bedrooms and family bathroom. Low maintenance garden at front. Driveway and off road parking, spacious rear garden.The property is still under NHBC warranty.

Murray Court Annan Offers in the region of £92,000A SPACIOUS ONE BEDROOM second floor apartment.Murray Court is in walking distance to locally owned shops on the High Street. Comprises: entrance hallway, lounge/ dining room, kitchen and bathroom. Secure entrance system, residential House Manager, residential lounge, communal laundry room.

Prestonfield Road Annan Offers in the region of £130,000AN EXCEPTIONALLY WELL PRESENTED TWO BEDROOM SEMI DETACHED BUNGALOW. The accommodation comprises: Vestibule hallway, lounge, dining kitchen, two bedrooms and shower room. Gas ch & dg. Low maintenance gardens to front & rear.Driveway and off road parking leading to garage.

The Rand Eastriggs Offers in the region of £84,000EXCEPTIONALLY WELL PRESENTED TWO BEDROOM TERRACED HOME.This ideal first time buyers property accommodation:Hallway, lounge, kitchen, sun room, and bathroom on the ground floor. Two bedrooms and shower room on the upper floor. Gas ch & dg. off road parking to the front and a lovely sun trap garden at the rear.

Greystones, Stapleton Road Annan Offers Over £179,995THREE BEDROOM DETACHED BUNGALOW. Comprises: hallway, lounge, dining room, kitchen, sun porch, gardeners toilet, three bedrooms and family bathroom, good storage facilities. Gas ch & dg. Landscaped gardens to front and rear. Two driveways, garage with adjoining storage room.

Clapperton Road Annan Offers in the region of £89,995 EXCEPTIONALLY WELL PRESENTED THREE BEDROOM FAMILY HOME. The accommodation comprises: hallway, lounge, kitchen, three bedrooms and family shower room. Low maintenance gardens to the front and rear.

Bowerbank Eaglesfield Nr Lockerbie Offers in the region of £80,000Surprisingly spacious ONE BEDROOM semi detached bungalow. Ideal for either first time buyer. Comprises: Vestibule, hallway, lounge, conservatory, bedroom bathroom, excellent storage facilities. Solid fuel ch, double glazing. Shared courtyard at front, newly fenced secure low maintenance area to rear.

Burnetts Brook Loanwath Road Gretna Offers in the region £309,750UNIQUE THREE DOUBLE BEDROOM DETACHED VILLA, built to a very high standard. Comprises: Vestibule, hallway, dining hall, sitting room, open plan family rm /breakfast area/kitchen/conservatory. Utility room, storage, toilet, 3 dbl beds all en-suite. Underfloor htg on ground floor. Surround sound system in every room & Smartvax. Driveway, garage, gardens front side & rear.

Thomas Street Annan Offers in the region of £160,000DETACHED THREE BEDROOM SANDSTONE VILLA: Comprises: sitting room, lounge, open plan dining kitchen and sun porch. THREE DOUBLE BEDROOMS, family bathroom and shower room.Private driveway and garden to the rear. Large basement ideal for storage.

Riverside Gardens Brydekirk Nr Annan Offers in the region of £229,000Walk- in - condition FOUR BEDROOM detached bungalow. Comprises: hallway, lounge / open plan to dining room leading to spacious conservatory, kitchen, four bedrooms (master en-suite), family bathroom. Oil ch, landscaped gardens front and rear, driveway, off road parking and garage.

Burnside Road Gretna Offers in the region of £180,000DESIRABLE FOUR / FIVE BEDROOM PROPERTY. Comprises: Hallway, lounge/ dining room, sitting room one kitchen and one dining kitchen, study w.toilet, sun room /toilet, games/ family room (5th bedroom) upstairs 4 dbl bedrooms, 2 bathrooms. Front garden, off road parking. Spacious rear garden with two sheds and greenhouse.

Seaforth Park Annan Offers in the region of £230,000Deceptively spacious THREE /FOUR BEDROOM detached villa. Comprises:Vestibule, Hallway, Lounge, Dining Room, Kitchen, Bathroom, Ground floor Bedroom, Study/Bedroom, 2 further bedrooms & Shwr Rm. Driveway and parking, leading to dbl garage. Landscaped garden to rear.

Meadow view, Eaglesfield Nr Annan Offers Over £190,000Traditional Detached Sandstone Villa. Accomodation comprises: Vestibule, Hallway, Lounge, Dining Room, lovely Oak Dining Kitchen with views, Laundry room, Shower room, 3 dbl bedrooms & Family bathroom. Dg & oil ch. Many of the original features have been retained. Low maintenance front garden. Driveway, parking, large garage. Rear, lawn area, great views over the country.

Drummond Road Annan Offers over £90,000Accommodation comprises: Vestibule, hallway, lounge, kitchen, dining room with patio doors leading to rear garden, two bedrooms and bathroom. Driveway to garage, low maintenance garden to front ansd spacious rear garden.

North Street Annan Offers in the region of £179,000SPACIOUS THREE BEDROOM END TERRACE COTTAGE. The accommodation comprises: Vestibule, entrance hall, lounge, sitting room, study, dining kitchen, shower room three bedrooms and family bathroom. Spacious garden at rear along with garage and parking.

The Horsemill Kirkpatrick Fleming, Lockerbie Offers in region of £399,000Accommodation briefly comprises: Entrance Hall, Lounge, Dining room, kitchen opening to breakfast room, gardeners toilet and laundry room. Three / four bedrooms (master en-suite with wet room) and family bathroom are located on the upper floor which can be accessed via the in house lift.Outside: Landscaped herb garden, raised rear garden and driveway offering parking for numerous cars.

Breakwell Avenue Eastriggs Nr Annan Offers around £164,750THREE BEDROOM FAMILY HOME. Comprises:Hallway, lounge, kitchen open plan to dining area, laundry room, conservatory, 3 bedrooms and family bathroom. Gas ch & dg. Spacious driveway with off road parking, garage. Gardens front & rear.

Victory Avenue Gretna Offers in the region of £125,000MODERNISED THREE BED END TERRACED HOME: new kitchen & bathroom, hardwood external doors, rewired, gas ch. Off road parking, patio area to rear and front garden in lawn with mature hedging. Comprises: Hallway, Lounge, Kitchen, 3 Bedrooms & Bathroom.

Greenlea Road Annan Dumfriesshire Offers in the region of £85,750THREE BEDROOM FAMILY HOME. Offered for sale chain free. The accommodation comprises: Hallway. Lounge, dining kitchen, side porch with storage facilities, 3 bedrooms and family bathroom. Low maintenance garden off road parking. .

Viewfield, Burnswark View, Belmont, Eaglesfield Offers Over £179,995Well designed,THREE BEDROOM DETACHED BUNGALOW. Comprises: Vestibule, hall, lounge, open plan dining kitchen leading to conservatory, 3 bedrooms (master ensuite) & family bathroom. Electric htg and dg. Gardens to front & rear. Drive to garage. NO CHAIN .

North Street Annan Offers Around £105,000 THREE BEDROOM END TERRACED COTTAGE. The accommodation comprises: Vestibule, entrancehall, lounge, study, dining kitchen, three bedrooms and family bathroom.Spa-cious garden at rear along with garage and parking space

Stanfield Development Eastriggs Prices from £149,995Prices ranging from £149,995 for a Two bedroom - type AE to £299,950 for a four bed Villa - type Dryfe. A fantastic opportunity to have your next home built to YOUR own design. The Stanfield development offers properties of exceptionally high standards by established local builder Ian Carruthers Construction . Please contact our office for more information.

East Heckelgirth Annan Offers in the region of £185,000 SPACIOUS 2/3 BEDROOM DORMER BUNGALOW. Vestibule, hallway, lounge, family dining room, kitchen, sunporch, 3 bedrooms and bathroom, Off road parking garage. The rear garden is laid to lawn with mature trees and has a low maintenance section. Shed.

Victory Avenue Gretna Offers in the region of £140,000SPACIOUS 3 / 4 BEDROOM SEMI LINKED FAMILY HOME.Accommodation comprises:Hallway, Lounge, Dining Room, Kitchen, Downstairs Bedroom /reception room, toilet, 3 bedrooms & bathroom. Gas ch & dg. Low maintenance garden to the front, large rear garden laid to lawn, with a patio area and shed.

Craignair Park Annan Offers in the region of £110,000TWO BEDROOM SEMI DETACHED BUNGALOW. Comprises: Vestibule, hallway, lounge, kitchen open plan to dining area. Two double bedrooms and family bathroom. Gas ch & dg.Off road parking to the front, patio area and raised lawn section to the rear.

Cherry Tree Park Gretna Offers in the region of £130,000Park home - recently upgraded on the outside with a shell finish. Low maintenance garden. Comprises: Lounge, Dining Room, Master bedroom with ensuite, Double bedroom, Single bedroom / study, Fitted dining kitchen. Private parkingImmediate entry.

Wood Avenue Annan Offers Over £69,000A TWO BEDROOM END TERRACED family home.Comprises: hallway, lounge with dining area, kitchen, two bedrooms and family bathroom. Gas ch & dg. Low maintenance gardens to front and rear. NO CHAIN.

Annnerly Road Annan Offers in the region of £220,000THREE / FOUR DOUBLE BEDROOM DETACHED BUNGALOW. Comprises: Vestibule, Lounge, Dining Room, Sun Lounge, Kitchen, Study/bedroom, Master Bedroom/En-suite, 2 further dbl beds. Driveway to garage, ample parking. Front & rear lawns, mature planting, decking & patio.

TOO LATE

ITS GONE

Newington Road Annan Offers in the region of £87,950 WALK IN CONDITION THREE BEDROOM LINKED FAMILY HOME The accommodation comprises: hallway, lounge, dining kitchen, sun porch, shower room three double bedrooms (one with toilet & wash hand basin)Off road parking at the front and low maintenance gardens to the rear

TOO LATE

ITS GONE

TOO LATE

ITS GONE

TOO LATE

ITS GONE

TOO LATE

ITS GONE

PRICE

REVIEW

PRICE

REVIEW


Asking Price Location Bedroom Property type Garage Gardens Marketed by

£725,000£395,000£380,000£365,000£299,950£299,950£299,950£275,000£275,000£260,000£250,000£249,950£235,000£230,000£229,000£225,000£220,000£210,000

Brampton RoadNewbiggin Road, DurdarEtterby ScaurThe Beeches EtterbyChatsworth SquareTroon CloseHoward PlaceBrampton RoadScotland RoadTurnberry WayIrthing Court IrthingtonGreencacres WetheralLondon RoadPennine ViewHartington PlaceRickerby Court, Rickerby ParkTribune DriveDalesman Drive

75544 (+3 bedsits)5444533355335

DetachedDetachedSemi-detachedDetachedTerracedDetachedTerracedSemi-detachedEnd of TerraceDetachedDetachedBungalowDetachedDetachedTerracedTerracedDetachedDetached

DoubleDoubleYesDouble

Double

YesDoubleDoubleYesYesYesYes

YesYes

YesYesYesYes

Yes

YesYesYes

YesYesYes

YesYesYes

Hayward TodAllanH&H KingHayward TodCumbrian PropertiesH&H KingH&H KingTiffenTiffenAllanHayward TodHayward TodCumberlandCumbrian PropertiesHayward TodHayward TodCarlisle & BorderTiffen

£199,950£199,950£199,950£195,000£195,000£195,000£194,950£189,000£185,000£179,950£179,950£177,500£175,000£174,950£174,950£172,000£171,950£170,000£169,950£169,950£169,950£168,000£165,000£165,000£164,950£164,950£164,950£163,000£162,000£162,000£159,950£159,950£159,950£159,950£157,500£155,000£155,000£155,000£155,000£155,000£154,950£150,000£149,950£149,950£149,950£149,950£149,500£147,000£145,000£144,950£143,750£143,500£139,950£139,000£138,000£135,000£135,000£134,950

Scotland RoadWhinnie House RdCherstey GroveNewtown RoadLondon RoadKingstown RoadCumwhinton RoadAglionby StreetPennington DriveHighwood CrescentCheviot RoadValley DriveDalesman DriveBlackburn DriveWarwick RoadLarch DriveTribune Drive, HoughtonSouthcroft, HoughtonWarwick RoadDrumburgh AvenueWatermans WalkWorthington PlaceSimmerson DriveCastlesteads DriveLeywell DriveButterburn CloseHillcrest CloseAcredale RoadDeep Dale DriveStrawberry TerraceGlendale RiseBrisco MeadowsAshford WayGreen LaneLansdowne CrescentCoogan CloseCurrock MountHelvellyn RiseMoor Park AvenueClaire StreetUldale RoadCumwhinton RoadEskdale AvenueFalcon MewsKingmoor RoadWell Lonning CloseEdgehill RoadFirlandsHuntsman LaneHillcrest AvenueHigh MeadowCartmel DriveMillholme AvenueBeaumont RoadUpperby RoadBlackwell RoadWarwick RoadAntonine Way

4445234734334333353332333333434334334434333433524233333333

TerracedDetachedDetachedTerracedBungalowBungalowDetachedTerracedDetachedBungalowEnd of TerraceDetachedDetachedLink DetachedSemi-detachedSemi-detachedDetachedBungalowTerracedSemi-detachedDetachedFlat/ApartmentDetachedSemi-detachedDetachedSemi-detachedDetachedBungalowSemi-detachedTerracedSemi-detachedSemi-detachedSemi-detachedSemi-detachedSemi-detachedTerracedSemi-detachedSemi-detachedSemi-detachedEnd LinkSemi-detachedSemi-detachedSemi-detachedSemi-detachedSemi-detachedTerracedSemi-detachedSemi-detachedSemi-detachedSemi-detachedSemi-detachedSemi-detachedBungalowSemi-detachedSemi-detachedTerracedSemi-detachedSemi-detached

YesYes

Yes

Yes

YesYesYesYesYesYesYesYesYesYes

YesYes

YesYes

YesYesYesYes

YesYesYesYesYes

YesYes

YesYes

Yes

YesYesYes

Yes

YesYes

YardYesYesYardYesYesYesYardYesYesYesYesYesYesYesYesYesYesYardYesYes

YesYesYesYesYesYesYesYardYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYesYardYesYes

AllanCumbrian PropertiesCumbrian PropertiesCumbrian PropertiesCumberlandCumbrian PropertiesTiffenHayward TodCumberlandCumberlandHomesearch DirectProperty SelectaH&H KingH&H KingYour MoveH&H KingCumberlandTiffenProperty SelectaTiffenYour MoveH&H KingCumberlandHomesearch DirectCumbrian PropertiesTiffenYour MoveH&H KingAllanH&H KingAllanHomesearch DirectTiffenYour MoveTiffenCumberlandH&H KingHomesearch DirectTiffenYour MoveProperty SelectaTiffenAllanCumberlandCumberlandCumberlandCumbrian PropertiesH&H KingHomesearch DirectCumberlandAllanYour MoveHomesearch DirectH&H KingCarlisle & BorderCumbrian PropertiesCumberlandCumbrian Properties

£725,000 to £200,000

£200,000 to £130,000


Below is a list of properties listed as new instructions in Carlisle since the last issue of Yourpropertylocal, compiled from a variety of sources on the internet and printed media. Interested parties should contact the marketing agents to confirm the accuracy of the information as the list is produced in good faith for guidance only.


£130,000 to £100,000


£129,950£129,950£129,950£129,950£125,000£125,000£125,000£125,000£125,000£125,000£125,000£124,950£124,950£124,950£124,950£124,000£123,950£121,950£119,950£119,950£119,950£119,950£119,950£118,000£117,500£115,000£115,000£115,000£115,000£114,950£114,950£114,950£114,500£110,000£109,950£109,950£109,000£105,000£105,000£103,000

Willow PlaceValley Drive Kingstown RoadValley DriveCaldew MaltingsBelah RoadAshley StreetBorrowdale RoadCaldew MaltingsHopeshill DriveColedale MewsScaurbankHowe StreetLondon RoadShankly RoadWatermans WalkRed Bank TerraceThe Boiler House, ShaddonmillBowman StreetDenton StreetConstable StreetAbbey StreetPark View, Pennine WayBaird RoadSheehan GardensHether DriveHolmacres DriveWatson StreetMillbank CourtDale StreetParham DriveWatermans WalkHawthorn PlaceHodgsons CourtGleneagles Drive EtterbyYew Tree CourtMargery StreetKingstown RoadLime StreetCreighton Avenue

3333233322235232313323343233323232222233

Flat/ApartmentSemi-detachedSemi-detachedSemi-detachedFlat/ApartmentSemi-detachedTerracedSemi-detachedFlat/ApartmentBungalowSemi-detachedTerracedTerracedSemi-detachedEnd of TerraceFlat/ApartmentTerracedFlat/ApartmentTerracedTerracedTerracedmaisonetteEnd of TerraceTerracedSemi-detachedFlat/ApartmentSemi-detachedTerracedTerracedTerracedSemi-detachedFlat/ApartmentSemi-detachedFlat/ApartmentSemi-detachedFlat/ApartmentTerracedBungalowEnd of TerraceSemi-detached

Yes

Yes

Yes

Yes

YesYesYes

YesYardYes

YesYesYardYardYesYes

Yard

YardYardYard

YesYesYesYesYesYardYesYardYes

Yes

Yes

YardYesYesYes

AllanCumberlandCumberlandTiffenCarlisle & BorderCumberlandCumberlandCumbrian PropertiesH&H KingTiffenYour MoveHomesearch DirectHomesearch DirectProperty SelectaTiffenH&H KingAllanProperty SelectaCumbrian PropertiesCumberlandHomesearch DirectTiffenYour MoveCarlisle & BorderProperty SelectaAllanCumbrian PropertiesCumberlandYour MoveAllanAllanCumbrian PropertiesProperty SelectaHomesearch DirectCarlisle & BorderYour MoveH&H KingHomesearch DirectHomesearch DirectAllan

£100,000 - £50,000


£99,950£99,950£99,950£99,000£95,000£95,000£95,000£94,950£94,950£94,950£93,000£93,000£92,950£92,500£92,500£92,000£92,000£92,000£89,950£89,950£89,950£89,950£89,950£89,950£87,500£85,000£85,000£84,950£84,950£84,950£84,950£83,000£82,950£82,500£82,500£81,000£79,950£79,950£79,950£79,950£77,000£75,000£75,000£74,950£73,000£72,500£70,000£69,950£69,950£65,000£64,950£64,950£60,000£59,950£54,950£52,950

Beveridge Road, Denton HolmeAdelphi TerraceFulford WalkHuntsman LaneBriar BankRichmond GreenLowther Browns LonningMoorhouse RoadNewtown RoadRedbank TerraceOrchard StreetCarliol DriveBurnriggRashdall RoadHigginson MillShadygrove RoadGreystone RoadBriar BankMillholme AvenueDiggle RoadLightfoot DriveEden CourtWhernsideMillholme AvenueMontreal StreetSt Anns Court, EtterbyWilson StreetNicholson StreetHazel DeneLawson StreetHigginson MillAlexander StreetKendal StreetBuchanan RoadHillary GroveHenderson RoadOswald StreetPennine WayGraham StreetMayfield AvenueScaleby CloseNewtown RoadCaldew CloseBuchanan RoadCaldew CloseWestmoreland StreetLediard AvenueCant CrescentBower StreetCaldew Close Maryport CourtBorrowdale GardensRidley RoadWigton RoadLightfoot Drive Orchard Street

22224322333222132223322222222212222322222222213222113132

Semi-detachedTerracedEnd LinkBungalowTerracedSemi-detachedSemi-detachedFlat/ApartmentTerracedTerracedTerracedSemi-detachedSemi-detachedTerracedFlat/ApartmentSemi-detachedTerracedFlat/ApartmentTerracedTerracedSemi-detachedFlat/ApartmentTerracedTerracedTerracedFlat/ApartmentEnd of TerraceTerracedSemi-detachedTerracedFlat/ApartmentTerracedTerracedSemi-detachedTerracedTerracedTerracedTerracedTerracedSemi-detachedBungalowTerracedFlat/ApartmentSemi-detachedFlat/ApartmentFlat/ApartmentSemi-detachedSemi-detachedTerracedFlat/ApartmentFlat/ApartmentFlat/ApartmentEnd of TerraceTerracedSemi-detachedFlat/Apartment

Yes

Yes

Yes

Yes

Yes

Yes

Yes

YesYesYesYesYesYesYes

YardYardYardYesYesYes

YesYardYesYesYesYesYesYesYesYard

YesYardYesYard

YardYardYesYesYesYardYesYardYesYesYardYesYesYesYardYesYesYardYesYesYesYesYardYesYard

Cumbrian PropertiesTiffenTiffenHomesearch DirectCumberlandH&H KingTiffenHomesearch DirectProperty SelectaYour MoveAllanCumberlandCumberlandCarlisle & BorderProperty SelectaAllanCumberlandHayward TodCumberlandCumberlandHomesearch DirectProperty SelectaTiffenTiffenTiffenH&H KingTiffenAllanCumberlandCumberlandProperty SelectaCumbrian PropertiesHomesearch DirectCumbrian PropertiesH&H KingH&H KingCumberlandHomesearch DirectTiffenYour MoveTiffenH&H KingTiffenYour MoveH&H KingHomesearch DirectTiffenCumberlandYour MoveTiffenCumberlandYour MoveYour MoveAllanTiffenYour Move


Energy Performance Certificates (EPC) and Home Information Packs (HIP)Selling or renting your house. Responsibilities of seller or landlord.

By David Ellwood - Cumbria Trading Standards

Changes announced on 20th May affect the obligation to have a HIP for a residential property. For residential properties being sold, a HIP no longer has to be available when a property is first marketed. An EPC is still required wherever a residential property is marketed for sale or rent.

• The seller/landlord is responsible for providing the EPC and is responsible if an EPC is not available. • Estate agents have liability to ensure EPC has been commissioned for residential property being sold before marketing.• Estate Agent and Seller responsible to take reasonable efforts to obtain EPC within 28 days of residential property being marketed.• The EPC has a life of 10 years and can be reused within that time. • A copy of the EPC should be provided at the earliest opportunity. • An EPC should be commissioned immediately a property is put on the market.• An EPC should be available when a property is being viewed.• An EPC should be available when fuller written details are provided in property brochures and advertising.• A copy of the EPC should be provided to the purchaser or tenant on completion.

LEGACY ISSUES

PAYMENT FOR HIPS (already provided or in process of being created)

As a result of the changes there will be a number of sellers who have obtained a HIP but not yet paid for it and a number who have ordered a HIP that has not been completed. The Following examples may be of assistance in understanding any liability. Please note however that only a Court can finally determine liability. This is guidance only, and should not be taken as any final determination of the legal position.

• Liability for anyone whose house is: being marketed; having received a HIP but not paid; and house not yet sold. (This would cover situations where the Estate Agent provides a pay later facility for the HIP or any situation where the payment has not been made)

The seller still has liability to pay the full fee in accordance with the contract. The contract was made at a time when the HIP was necessary to market and the fact that it is no longer necessary does not remove the right to be paid. The position is the same whether the property has been marketed only since 20 May 2010 or for a far longer period.

• HIP has been ordered but the property not yet been marketed.

The contract has been frustrated and the liability of the parties is then subject to common law and provisions of Law Reform (Frustrated Contracts) Act 1943.

In simple terms this means that both parties are relieved of their obligations under the contract. With provisos noted below both parties can walk away from performing the contract. There is no obligation to produce the HIP and no obligation to pay. Any money paid in advance can be recovered.

HOWEVER

If it is just in the circumstances, Consumer is liable for expenses incurred before contract was frustrated. This is limited to the actual expenses incurred and would not include any uplift charged by Estate Agent or other intermediary involved. It would cover admin expenses and overheads.


Carco Mains Farmhouse, Sanquhar Offers Over £420,000Detached Farmhouse with 4/5 Bedrooms and 5 Acres**A most attractive detached family farmhouse built in 1700`s. In an elevated, enviable position, having stunning panoramic views across open farmland to the Lowther hills and beyond. A rare opportunity to buy a well thought out fully refurbished period property, offering rural lifestyle & elegant contemporary living.

“Casa de Patricia”, Nunholm Road, Dumfries Offers over £390,000A tailor made villa spread over two floors gives spacious and flexible accommodation. Covered balcony with roof terrace overlooking mature gardens. Presently 3 bedrooms, but could be 5 if reqd. Lounge, kitchen, dining rm, utility, office, sauna, en-suite shower rm, family bathroom, toilet, garage, workshop, balcony, gardens front and rear, parking for several vehicles.

Albannach, Crocketford DG3 8QT £390,000Detached 6 bedroom, 2 storey villa set in desirable rural village 8 miles between both Dumfries and Castle Douglas. Recently built 6 bedroom house with spacious and thoughtful layout. Garden and detached double garage. Viewing is highly recommended.

Torbay Lodge, Lovers Walk, Dumfries £360,0006 Bedroom Guest House; Very Successful and Well Established Guest House of Exceptional Standard with living accommodation. A superb opportunity to run an existing turnkey business, a stylish and most attractive six bedroom property with bright and flexible accommodation throughout retaining some outstanding original features, located in a very desirable area.

Cormaddie Bungalow Holywood Offers Around £350,000Extremely spacious, attractive, easily maintained and well designed modern 4 bed detached bungalow, in the parish of Holywood offering tranquillity and superb views across the countryside; ½ a mile from the A76. Comprises: hallway, sitting room, modern fitted kitchen, dining room, utility room, cloakroom, 4 bedrms ( 2 en-suite), bathroom, front and rear gardens, integral double garage.

Buttknowe Farmhouse, Kirkconnel Offers Over £350,000Refurbished Linked Farmhouse with 3 Acres. A substantial 4 bedroom sandstone home from 1700s used as shooting lodge of Buccleugh Estate. House retains period charm; storm porch, Hall, 2 reception rooms, study, fitted kitchen, dining Room, utility, downstairs shwr, 4 bedrooms, bathroom & shower room. Sweeping driveway to front, double garage, shared rear courtyard.

Moss Cottage, Moffat Offers Around £299,000An attractive 4 bedroom detached cottage, in the beautiful Annan water valley. An ideal family home lovingly restored and extended, with just under an acre of land inc. woodland, stream, and scenic views. Spacious, beautifully maintained with original features,such as the exposed Whinstone wall and sash windows in the sitting room, and the Master bedroom with en –suite is outstanding.

Quarry Road, Locharbriggs Offers Over £299,0004 Bedroom quality new build houses; on the outskirts of Dumfries at Locharbriggs. Presently under Construction this detached House will consist of 4 Bedrooms (master en suite) Family Bathroom, Kitchen, Dining Room, Lounge, Study, Cloakroom. Driveway, Gardens to front and the rear.

The Windsor, Crossmichael, Castle Douglas £290,0003 Bedroom Detached Villa; within the parish of the Church of St Michael, amid rolling hills and woodland, and adjacent to Loch Ken, The Spires Development at Crossmichael, is the most creative and attractive development in South West Scotland. This stunning 3 bedroom villa with double garage is a beautifully appointed family home, with space for all to work and play.

84 Dumfries Road, Elvanfoot, Nr Moffat Fixed Price £285,000An attractive, spacious and traditional stone built 4 bedroom detached family home from 1887 with an adjoining plot of approx. 530m2 with outline planning permission for a 4 bed dwelling house. Modernised and restored over recent years; large rear extension inc. sunroom and fitted kitchen. Many original features inc. cornices, wood floors, sash windows and fireplace. No onward chain.

Northcarse, Carsethorn, Dumfries £285,000Spacious, newly built 4 bedroom dwelling in a stunning private coastal development, 14 miles outside Dumfries in a friendly hamlet. Fully equipped kitchen and bathrooms fitted to a high standard, living room and open plan family dining and kitchen are extremely generous in their dimensions. Galleried staircase and finished throughout in solid oak.

The Birch, Crossmichael, Castle Douglas £285,0003 Bedroom Detached Villa et within the parish of the Church of St Michael, amid gentle rolling hills and woodland, and adjacent to the beautiful Loch Ken, The Spires Development at Crossmichael, is the most creative and attractive development in South West Scotland.

Milngate House, Nethermill, Parkgate, Dumfriesshire Offers Over £280,000A superb, immaculately presented, 3 Bedroom detached house of exceptional standard in a much sought after setting commanding excellent views. A stylish and most attractive property with bright and flexible accommodation throughout. Decorated to a high specification retaining some outstanding original features and natural charm.

Balmoral, Crossmichael, Castle Douglas £249,995A 3 bedroom bungalow set within the parish of the Church of St Michael, amid gentle rolling hills and woodland, and adjacent to the beautiful Loch Ken, The Spires Development at Crossmichael, is the most creative and attractive development in South West Scotland. Lounge, kitchen/dining room, 3 bedrooms inc. ensuite master and bathroom. Double garage.

Sunnybrae House, Eaglesfield £249,995 fixed priceA 4 bedroom Grade B listed house with beautiful mature gardens in the peaceful country village of Eaglesfield. An attractive and quirky 4 bedroom sandstone house of circa 1820. Whilst recently upgraded, key features are retained; exposed beams, pine lintels, original pine doors and pointed internal sandstone walls. A large mature garden overlooks the Kirtle River and scenic countryside.

7 Gardenhill Road,Castle Douglas Fixed Price £249,500An outstanding 4 bedroom,2 reception Culzean Style detached family villa with an exceptional conservatory, situated in a quiet residential area in Castle Douglas. Comprises; hallway, cloakroom, lounge, dining room, kitchen/diner, utility room, integral garage, four bedrooms, one with en suite and a family bathroom. Front & rear gardens, dg ch and NHBC guarantee.

29 Longacre Road, Castle Douglas Fixed Price £247,500Realter is pleased to present this 4 bedroom, 2 reception Drummond Style detached villa, situated in a quiet residential area. Primary and secondary schools are within walking distance. Comprises; hallway, cloakroom, lounge, dining room, kitchen/diner, utility room, integral garage. four bedrooms, one with en suite and a family bathroom. Front & rear gardens, dg ch and NHBC guarantee.

29 Hardthorn Avenue, Dumfries Offers Over £189,950A bright and airy 4 bed detached home situated in a popular residential area, currently comes with hallway, lounge/diner, kitchen, 2 bedrooms downstairs, plus shower room, and a further 2 bedrooms upstairs leading to loft space which could be utilised to become part the upstairs living accommodation. Gardens to the front and rear, parking for several vehicles.

10 Townhead Gardens, Collin £239,000An impressive, bright and spacious new build 4 bedroom, 2 reception bungalow in a quiet cul de sac in Collin. Comprises: Entrance Hall, Lounge, Sun Room, Kitchen/Diner, Utility room, 4 Bedrooms, One en-suite, Bathroom. Rear garden with patio area and Tarmacadam front, driveway and Garage. All Carpets and Blinds are included in the sale.

Sidari, Kirtlebridge Fixed Price £238,000A traditional build, stand alone bungalow which has a dormer conversion and conservatory. A 4 bedroom home in excellent order offering lots of space, attractive gardens, a small paddock and scenic views. 3 dbl bedrooms (1 en-suite), 1 sgl bedroom, shower room, open plan sitting room and dining room, conservatory, fitted kitchen and 2 garages. Dg and oil ch & solar panels.

Rose Tree Cottage, Waterbeck Offers Around £237,500A quaint and spacious traditional 3 bedroom country cottage, just outside the village of Waterbeck, with panoramic views across the Annan Valley. It has been extended, giving plenty of space but keeps its traditional cottage feel. Comprises 3 dbl beds (1 en-suite), bathroom, sitting room, conservatory, fitted kitchen, dining room/lounge and study. Good size gardens and workshop.

2 Elmbank, Dumfries Offers Over £230,000A substantial, well proportioned, 4 bed Executive Home, immaculately presented in a much sought after area, close to the centre of Dumfries. Comprises: entrance hall, lounge, kitchen, utility room, cloakroom, conservatory, dining room, 4 bedrooms and bathroom, master en-suite. Gardens to front side and rear, greenhouse, gas central heating, private parking, garage and double-glazing.

63 Terregles Street, Dumfries Offers Over £210,000An immaculately presented 1906 detached Edwardian 4/5 bed town house. Spacious throughout retaining many original features, could be ideal for b&b. Comprises: vestibule, hall, lounge/dining room, sitting room/ bedroom with en-suite, family room,open plan fitted kitchen, conservatory, 4 bedrooms upstairs (3 dbl) and bathroom. 2 loft rooms, dbl garage dg and gas ch.

London House, Kirkpatrick Fleming For Sale £195,000An extremely attractive, spacious and modern 4 bed detached house in excellent decorative order, close to the primary school, local village pub, shop, post office and garage. Comprises: Lounge, modern fitted kitchen with utility area, dining room, cloakroom, 4 double bedrooms (1 en-suite), bathroom and large easy maintained fully enclosed garden with driveway parking.

171 Copland Street, Dalbeattie Fixed Price £185,000A well proportioned, substantially impressive 3/4 bedroom detached family bungalow, immaculately presented in sought after area in walking distance of town ctr. Comprises: entrance hallway, lounge, kitchen, dining room, utility room, 3/4 bedrooms, family bathroom, ensuite shower room. Gardens to front, side and rear, private pkg, and intregal garage. Gas ch and dg.

Bruntshielbog, Canonbie Offers Around £540,000Equestrian Country Property

Bruntshielbog an exceptional family house, whilst modernised, maintains many period features offering all the benefits of a rural life.This attractive detached period home; set in a simply superb and beautiful rural location with uninterrupted panoramic views of the Scottish Borders, The Lakeland Fells and Solway Firth from its elevated yet sheltered position; is immaculately presented and offers very flexible accommodation over three floors with 5 bedrooms, equestrian facilities including courtyard stabling and paddocks totalling 4.3 acres, outbuildings offering generous storage, garaging and considerable op-portunity for further development subject to planning. N.B. The owners previously rented a further 11.5 acres of land, this may be possible to do again. The property also enjoys relatively easy access to the picturesque village of Canonbie and the popular town of Langholm with excellent fishing available on the River Esk. The City of Carlisle is a mere 19 miles away offering easy rail links to London, Glasgow and Edinburgh. There are five international airports within approximately a two hour drive.


Riverside’s Mortgage Rescue AdvisorKerry Steelproperty repairs are carried out after mortgage rescue to ensure the home meets the decent homes standard applicable to all housing association homes. People also have access to the Equity Option which is a low cost loan to ensure their future monthly repayments are affordable and at a reduced rate to ensure future affordability.

When Riverside receive a case referral, we contact the Lenders and confirm that Mortgage Rescue Scheme applies for the home. We carry out a property Valuation, do a Decent Homes Survey (as a Social Registered Landlord covered under Government Legislation) and make an Offer (subject to contract) to purchase the home.

Clients are given 8 days as a cooling off period to allow people time to consider what’s best for them in their personal circumstances. Upon receipt of a letter of Acceptance we would instruct our solicitors and provide the cost for your own solicitors to exchange contracts. Using he rent option the clients will become residents with a fixed rate rental on a short hold tenancy agreement and remain in the property. All clients are also provided with access to other local agencies for free money advice, free legal assistance and support services.

If you earn less than £60,000 per annum; do not own any other property and if you meet any of the following criteria then you are eligible for the scheme; • Dependent children and or be expecting • Mental health issues• Medical conditions • Any disabilities

Further DetailsContact Kerry Steel Riverside Ltd 01228 882760 email [email protected]

The Mortgage Rescue Scheme is a Government backed scheme operated by the Homes and Communities Agency for which the Riverside Group are the agents for Cumbria. Its aim is to prevent homelessness through Repossession.

It allows families and people in mortgaged or secured lending homes to remain in their properties when they experience

financial difficulties. This could be due to relationship breakdown, sickness, death, or unemployment. There are two ways to gain access to Mortgage Rescue Scheme. 1) Speak to the Lender 2) Contact your Local Authority Housing Options Department.

Riverside complete all the Mortgage Rescues referrals which come from both avenues after the initial application stage

The Mortgage Rescue Scheme has two Options:Shared Equity - A second charge on a reduced rate loan rate.Rent Back - Home is purchased outright by a Housing Association and then rented back to the owners

How Can Riverside Help?

When a homeowner experiences financial difficulties they can come to Riverside for additional advice and support in order to draft an action plan to prevent their home from being repossessed. Riverside can assist in accessing Lenders or local Authorities for Mortgage Rescue.Riverside offers a confidential and free personal service to help people engage with all types of lenders to ensure clear communication, preparation of action plans and to minimise stress on homeowners in times of real need. The scheme aims to keep people in their homes. It ensures when using the Rental Option all identified

Are You Struggling to Keep up With Your Mortgage Payments? We Could Help!


23 Gilbrae Crescent, Dumfries Offers Around £165,000A superb 3 bedroom detached family home offering spacious and attractive living accommodation throughout, in a Cul de sac in the popular area of Georgetown with local shops and schools. Comprises; entrance hall, Lounge, Dining Room, Kitchen, Utility Room, Downstairs Shower Room, 3 good sized bedrooms upstairs, Bathroom. Driveway, Garage, Gardens to the front and rear.

10 Breakwell Avenue, Eastriggs Offers Over £164,750An immaculately presented detached attractive, spacious and bright 3 bedroom bungalow - an ideal family home - situated at the end of a quiet small cul de sac. Comprises: entrance hall, lounge, kitchen/diner, utility room, conservatory, 3 double bedrooms and bathroom. Attractive gardens to front and rear, patio, gas ch, dg, block paved parking and detached garage.

Westview, Eaglesfield Fixed Price £155,000A traditional build, attractive, 2 bedroom sandstone cottage, in the peaceful country village of Eaglesfield. The spacious cottage includes a recent kitchen extension with approved planning for a further bedroom and en-suite. Comprises: 2 dbl bedrooms, sitting room, kitchen/diner, bathroom and conservatory. Attractive gardens and part converted garage as office area.

Station Road, Sanquhar £155,000 New Build - Coming Soon a soon to be built 3 bed end of terrace house, situated in a central position in Sanquhar on the side of a green square. The layout of this larger than average dwelling will consist of lounge, kitchen/diner, study and downstairs cloakroom, upstairs there will be three bedrooms with the master bed, en-suite, family bathroom.

Victoria Gardens, Eastriggs £149,995An attractive 3 bedroom Ae Bungalow by Iain Carruthers Construction on the new Stanfield Development at Eastriggs. The Ae design comprises: entrance hall, lounge, kitchen/diner, 3 dbl bedrooms(1 en-suite) and bathroom. Gardens to front and rear, patio, gas ch, dg and private parking. A variety of plots are avail. and other house types from £150,000 upwards.

Braeside Cottage, New Row, Wanlockhead Offers Over £145,0003 Bedroom detached property in the HIGHEST village in Scotland, nestled in the hills along the Southern Upland way. The accommodation comprises: Entrance porch, lounge, kitchen/diner, 2 downstairs Bedrooms, downstairs bathroom, utility room, stairs to 1 upstairs bedroom, garden to the front and rear, rear parking.

2 Blackaddie Cottage, Glasgow Rd, Sanquhar Offers Over £145,000This Baronial dwelling house, built around 1875, has been lavishly brought back to life by the present owners. The well proportioned property boasts open fire places and period features. Comprises: 3 bedrooms, 2 bathrooms, lounge, kitchen/diner, workshop and off roadparking. Sanquhar, has local shops, schools, post office, swimming pool, gym and railway station.

7 Caulstran Road, Dumfries Fixed Price £142,000A well presented 3 bedroom detached property situated in the popular Barnhill development accessed from the Hardthorn road side. The Property consists of Entrance Hall with Cloakroom, Kitchen/Diner, Lounge, 3 Bedrooms Master en-suite, Family Bathroom, Garage, Gardens to the front and rear.

Newton Bungalow, Kirkpatrick Fleming Offers Over £140,000A 3 bedroom detached bungalow situated at the heart of Kirkpatrick Fleming, with its close proximity to the M74. This home has been extended over the years and the space well thought out comprising:entrance hall, lounge, kitchen/diner, rear hall, three bedrooms and bathroom with separate shower. Dg & oil ch. Parking, shed, car port and 24 foot long garage.

8 Twiname Way, Heathall, Dumfries Offers Over £139,995A well proportioned and attractive 2 bedroom detached Bungalow comprising: Entrance hall, lounge, kitchen/diner, 2 double bedrooms with built in wardrobes and bathroom. The property also benefits from gardens to front and rear, patio, gas central heating, private parking and double-glazing.

9 Birnock Water Holm Street, Moffat Offers Over £130,000Modern top floor 2 bed apartment in the popular tourist town of Moffat with its local Shops, Schools and links to the Motorway both North and South. Comprises: private parking, open plan Kitchen/Lounge with Balcony, 2 bedrooms, en-suite & family bathroom and inc. solid wood doors, granite worktops with integral appliances, stylish bathrooms. Gas ch, dg and secure e/phone.

25 Caulstran Street, Dumfries Fixed Price £127,0002 Bedroom extended semi detached home, immaculately presented with solid oak floors in the extended living accommodation. Entrance hall, cloakroom, open plan dining room through to the lounge, fitted kitchen, 2 bedrooms, 1 en suite, family bathroom, off street parking, and a secluded low maintenance rear garden.

2 Caulstran Road, Dumfries Offers Over £125,0003 Bedroom Semi-Detached family Home offering attractive living accommodation throughout, situated in the Barnhill area of Dumfries. Accommodation consists of Entrance Hall, Lounge, Kitchen/Diner, Cloakroom, 3 Bedrooms Master, En-Suite and Bathroom, rear garden and off street parking.

Dumfries, Heathhall Fixed Price £110,000Realter is pleased to present to the market this well proportioned two bedroom Semi-Detached house, situated in Heathhall. The accommodation comprises: hallway, lounge, kitchen, two bedrooms family bathroom and a garage. The property also benefits from Gas central heating and double-glazing, off street parking to the front and secluded garden to rear.

Dumfries, Heathhall Fixed Price £110,000Realter is pleased to present to the market this well proportioned two bedroom home, situated in Heathhall. The accommodation comprises: hallway, lounge, kitchen, two bedrooms and bathroom. The property also benefits from Gas central heating and double-glazing, off street parking to the side and secluded rear garden.

Conversion No 3 Buttknowe, Kirkconnel Fixed Price £110,000Realter of Dumfries present to the market this 2 Bedroom Stone Barn Courtyard conversion, situated to the north side of Kirkconnel, this 2 bedroom house is situated alongside a traditional Farm house, will suit country lovers, or equestrian enthusiasts. Plans available on request.**Deposits Paid -- Conditions Apply* This is part of a lot of 5 conversions others are available.

Conversion No 1 Buttknowe, Kirkconnel Offers Over £110,000Realter of Dumfries present to the market this 2 Bedroom Stone Barn Courtyard conversion, situated to the north side of Kirkconnel, this 2 bedroom house is situated alongside a traditional Farm house, will suit country lovers, or equestrian enthusiasts. Plans available on request. **Deposits Paid -- Conditions Apply* This is part of a lot of 5 conversions others are available.

10 Kirkpatrick Meuse, Dumfries Offers Over £ 105,000An attractive 2 bedroom semi detached house built approximately 7 years ago with NHBC cover still in place. A well presented and easy maintained home looking across the River Nith and on to Castledykes, at the end of a peaceful cul de sac. Consists of 2 dbl bed rooms, bathroom, sitting room, modern fitted kitchen, cloakroom, rear garden and designated parking.

3 Mountain Lodge, Wanlockhead Offers Over £105,0002 Bedroom refurbished semi detached property situated in the HIGHEST village in Scotland, nestled in the hills along the Southern Upland way, Wanlockhead is popular with holidaymakers and walkers alike due to its stunning scenery.(J 13 of M74 is only 20 mins). Comprises: 2 bedrooms, one en-suite;kitchen and lounge. dg & oil ch.

Conversion No 4 Buttknowe, Kirkconnel Fixed Price £ 95,0002 bedroom stone barn converted into this well proportioned 2 bedroom house in an elevated position. This sympathetic conversion is part of a shared courtyard conversion. Entrance hall, lounge, kitchen, downstairs bedroom and bathroom, then upstairs to the second bedroom. There is a decking area in the private garden. Oil fired ch and dg.

Plot 2, Carsethorn Offers Over £95,000 Building Plot Serviced Building Plot with Planning Permission for a 4 bed one and a half dwelling in a stunning private coastal development with Views of Criffel and the Solway Coast. The Plot is situated on the approach to Carsethorn, at Northcarse. Approx Size 26m x 24m Detailed Planning Permission Planning Ref no 08/p/3/0205.

3 Broom Crescent, Newbie, Near Annan Fixed Price £85,000A spacious 3 bedroom Terrace Linked house in the quiet coastal village of Newbie with no forward chain. An ideal home for the FTB (Lift Scheme) or ‘Buy to Let’. New kitchen and bathroom fitted, planning perm. for extension of conservatory and utility room, some decorating reqd. 3 dbl beds, bathroom, sitting room, fitted kitchen/diner, front and rear garden and dg.

Shawhead Building Plot, Shawhead Offers Over £85,000Serviced building plot with outline planning permission for an executive detached home. Shawhead is quite village 6 miles west of Dumfries, midway between Dumfries and Castle Douglas. More details available on request.

25 Mainsmeadow, Lockerbie Fixed Price £ 81,0002 Bedroom 2nd Floor Flat‘. This spacious move in condition modern 2 bedroom 2nd floor flat is ideal for a first time buyer or as a buy to let. Scenic views across the local countryside and situated in a quiet residential area close to the town centre, this flat is ideal for local shops, railway station and motorway links to both Carlisle and the North. Home Informa-tion Pack available’ No onward chain.

100 Brooms Road, Dumfries Fixed Price £79,995Opportunity for First Time Buyers or Buy to Let Accommodation.Immaculately presented two bedroom ground floor flat offering contemporary living over with basement, a stylish and most attractive two bedroom flat with bright and flexible accommodation throughout. Designed to a high specification.

23 Criffel Drive, Dumfries Offers Over £77,000Generously proportioned 3 bedroom ground floor flat offering good size living space, well presented with bright and flexible accommodation throughout. Accommodation comprises of: Entrance porch, hall, lounge, kitchen, 3 good size bedrooms, bathroom and rear shared garden with private decking area, off street parking to the front, gas central heating, double-glazing.

40 Waverley Road, Dumfries Offers Over £74,995A well proportioned, deceptively spacious 2 Bedroom Mid-terraced House, in a quiet cul-de-sac situated within close proximity to schools, local transport and local amenities. The accommodation comprises: Vestibule, lounge, dining room, kitchen, two bedrooms and family bathroom. The property also benefits from electric heating, dg, gardens to front and rear.

Burnett Avenue, Dumfries, Lochside Offers Over £58,000Realter is pleased to present to the market this well proportioned one bedroom flat, situated in Lochside. The accommodation comprises: hallway, lounge, kitchen, Utility area, one bedroom and bathroom. The property also benefits from Gas central heating and double-glazing.

34 Hospital Road, Annan Fixed Price £ 175,000An incredibly spacious, light and attractive 3 bed detached bungalow in excellent condition, with recently fitted bathroom suite. In a quiet and popular residential area of Annan; with close by schools, recreational facilities, shops and train station. Comprises spacious lounge, dining room, kitchen, 3 dbl beds, bathroom, hallway, large single garage front and large rear garden.

Kirkland, St Marys Street, Dumfries Fixed Price £175,000An immaculately presented, stylish and attractive three bedroom detached house of exceptional standard. Comprises: Entrance Hall, , Lounge, Study, Kitchen/Breakfast room, Dining room, Double Bedroom, Bathroom/WC, Master Bedroom, en-suite shower and dressing room, Bedroom 3, Central heating, Extensive private parking, Garage, Gardens to front and rear.


Wanting to enhance your business

We are calling for.....Plumbers, Electricians, Joiners, Painters and Decorators

Advertise your business here for as little as £25 per month

First ad - £30 for credit card size includingadvert design - all reruns at £25

If you are interested in advertising in YourPropertyLocal please contact us by:e-mail: [email protected] or by

Tel: 01228 401722

£30 per month


Complete Interiors Homes for our older yearsSelling your house today may well mean selling to people in their older years, as they are often the only ones with any money today.

Therefore any adaptations you may make to your home to cater for this the wealthiest and growing sector may prove a sound invest-ment. In 2007 there were 9.8million people in the 65 and over category and it is projected that by 2032 this will rise to over 16 million.

Often the designs to cater for this changing need are often ugly and look very institutional. But this does not have be. You can have a beautiful home, especially in the bathroom and kitchen that just happens to be suitable for less able people too.

We are now much more a shower nation, and while there are many walk in baths, a large shower or even wetroom is top of the uber cool design wish-list on the most expensive homes, and just happens to be perfect for the elderly and disabled. You must take care the wetroom is done correctly though.

Fully automated wash and dry W. C’s are considered quite institutional in the UK but in Japan they are the height of fashion. There

are now space age, good looking versions that now do offer assisted bathing.

The kitchen can also be adapted and designed to make life easier and safer quite easily. If you design with flexibility in mind a great looking kitchen can easily be adapted for a range of needs as time goes on.We

now have consultants that can offer access audits and trusted assessor audits, from installing grab bars, through to designing the latest wetroom.

So if you wish to stay in your existing propertyor are thinking of future proofing, please get in touch.


Business networking is globally classified as the most effective form of marketing as it brings together professionals giving them the opportunity to build relationships, share information and generate hot leads through face to face meetings. In many countries and cultures, meetings outside the formality of a boardroom are the key to building successful long term business relationships.

May Fifteen Ltd has recently launched in Carlisle bringing fresh life into the business networking scene. Managing Director Jeni Banks has brought her business back to her home city after successfully networking in and around Liverpool for the past five years, and aims to bring the best of big city events back to the region.

May Fifteen’s four monthly events are designed for people of all ages and from all industries with; ‘Ladies @ Lunch’, ‘Carlisle Coffee Club’, ‘Carlisle Curry Club’ and a ‘Naughty Networking’ event each and every month.

The events allow business networking to be integrated into a working day or extended outside office hours and offer something for everyone.

Jeni said; ‘Networking can sometime be quite intimidating to people; being thrown into a room full of strangers with a name badge and business cards in hand can be really scary.

But May Fifteen’s events are designed to be social, welcoming and helpful to business owners; giving them the opportunity to raise their companies profile, make valuable contacts and share information with each other to encourage business growth.’

She added; ‘Networking should be fun and enjoyable, and it really is the perfect way for new and established businesses to work together and generate valuable new leads. May Fifteen is here to connect people to the business community and to encourage growth within the economy as a whole.

There are so many amazing businesses in the region that I want to help Cumbria to be recognised for them on a national scale.’

As well as connecting businesses together through exciting networking events, May Fifteen will also be working closely with local schools and the University to help encourage more students to get excited about business, and to view entrepreneurship as a realistic option for their futures.

With future plans for annual ‘May Fifteen Awards’ as well as a variety of different events designed to bring business owners together, networking across the region is sure to get a bit more exciting.

For further information:

email; [email protected] or see www.mayfifteen.co.uk

Global Business Networking

june issue

Documents

Transcript of june issue