The Magic of Jeevan Saral An insight into this unique plan of L.I.C. of India.
Jeevan saral
Transcript of Jeevan saral
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16.2.2004-
JEEVAN SARAL
ADVERTISEMENT
JEEVAN SARAL-T-165
MATURITY BENEFIT:
BASIC MATURITY SUM ASSURED +
LOYALTY ADDITION (AFTER 10 YEARS)
DEPENDS ON AGE, TERM,PREMIUM
DECLARED FOR BASIC MONTHLY PREMIUM OF RS.100.
CONCEPT OF LOYALTY
ADDITION.
FOR WITHOUT PROFIT POLICY
NOT NECESSARY TO DECLARE
EVERY YEAR LIKE BONUS.
NO NEED TO PAY INCOMETAX AND
GOVT.SHARE LIKE BONUS.
DECLARED ONLY AFTER 10 YEARS.
MORE PROFIT TO THE CUSTOMRS.
LOYALTY ADDITION VARIES ACCORING TO AGE
AND TERM.
NO OTHER COMPANY OTHR THAN LIC EVEN
THINK OF LOYALTY ADDITION.
THIS MAKES JEEVAN SARAL A UNIQUE POLICY
AND WIN GOLDN PEACOCK AWARD
BASIC DEATH SUM ASSURED
(250 TIMES OF MONTHLY PREMIUM)
RETURN OF PREMIUMS PAID EXCLUDING FIRST YEAR PREMIUM.
LOYALTY ADDITION (AFTER 10 YEARS)
CONCEPT OF PARTIAL SURRENDAR
3
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APPLICATION OF PARTIAL SURRENDAR.
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JEEVAN SARAL
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• Employer-Employee scheme-.
Eligibility Conditions
No LimitMaximum Premium
Rs.400/- per monthMinimum premium for entry age 50 years or
above
The monthly premium should be in multiples of
Rs.50/-
Rs.250/- per monthMinimum premium for entry age 49 years or
below
10 years
35 years
Minimum term
Maximum term
70 years Maximum age at maturity
12 years (completed)
60 years
Minimum age at entry
Maximum age at entry
Accident benefit (optional) Term Assurance Rider (optional) Standard Term Assurance and AB rider Sums
Assured limits apply The Term Assurance and AB rider Sums Assured
will not exceed the Death Beneift Sum Assured
Conditions for Partial Surrender
Atleast 3 years premiums are paid
Minimum basic annual premium after withdrawal - 3000/- where
age at entry was 49 years or below and 4800/- where age at
entry was 50 years or above
Minimum basic annual premium for withdrawal - 1200/-
Withdrawal in multiples of - 600/- annual premium
Minimum waiting period between successive withdrawals - 1year
No loan should be o/s on the policy at the time of withdrawal
All future benefits and premiums under the policy will get
reduced proportionately
Agent’s Commission
40% of FY
commissio
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Bonus
Commissio
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5%7.5%20%10 to 14
years
5%7.5%25%15 years &
above
Thereafter2nd & 3rd
Year
First Year Policy Term
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JEEVAN SARAL- BASIC MATURITY SUM ASSURED
BASIC DEATH SUM ASSURED
CONCEPT OF WITH PROFIT LOYALTY ADDITION.
CONCEPT OF PARTIAL SURRENDAR
APPLICATION OF PARTIAL SURRENDAR.
-CHALO JAIPUR.
IF YOU CAN’T FLY
PLEASE RUN
IF YOU CAN’T RUN
PLEASE WALK
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• IF YOU CAN’T WALK
• PLEASE CRAWL TOWARDS YOUR GOAL.
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THANK YOU ALL
BY
R.MATHIALAGAN
SELF DEVELPOMENT AND MOTIVATION TRAINER, TIRUPUR.
94437-63311