Intellect Digial BankingAccelerating Primary Bank Aspirations Digital 360. Real Time. Context Aware...

Accelerating Primary Bank AspirationsDigital 360. Real Time. Context Aware

INTELLECTDIGITAL BANKING

www.igcb.com


8 KEY ELEMENTS OF ANEFFECTIVE DIGITAL 360 STRATEGY

• Onboarding through customers preferred channel

• Elevated experience across all access and touch points

• Intuitive Apps to empower customers with more DIY tasks

DELIGHTFULEXPERIENCE

• Digital Bank in a box

• Launch new products – persona based banking

• Product bundling and relationship based pricing

BUSINESSAGILITY

• Orchestrate processes & workflows and straight through processing

• Ensure banking talent serves the customer rather than back office

• Reduced EOD / EOM

LEANOPERATIONS

• ML based Credit Risk Analyst

• Inbuilt risk scoring models for greater decisioning & increased accuracy

RISKMITIGATION

• Reduce cost to income ratio, technology cost per customer and cost of regulatory compliance

• Frugal technology infrastructure

TOTALCOST OF

OWNERSHIP

• Conversational Banking enabled by Chatbots & Alexa

• Powered by contemporary technology such as Artificial Intelligence & Machine Learning

DRIVINGINNOVATION

• Pre-configured model bank

• Data migration accuracy

• Leverage service oriented architecture for smooth integration and standardization

IMPLEMENTATIONCERTAINTY

• PSD2 & GDPR Ready

• Seamless 3rd Party Integration with Open API's

REGULATORYCOMPLIANCE

1

BANKS ARE SHACKLED BY COMPLEXITY

Rigid Technology; Monolithic

Architecture

High cost maintenance

& support

Prolonged Product launch

milestones

Lack ofReal Time and

Integrated views Inaccurate & inconsistent

reporting

Inability to deliver tailor made solutions

Inaccuracy in Data extraction and migration

Poor support & training

Disparate product engines

& channels

Evolv

ing r

egula

tory

req

uir

emen

ts s

uch

as

GD

PR, PS

D2 &

Open

Ban

king

Thre

at fr

om th

e Nim

ble &

agile

Bigtechs

Shift in customer mindset; From Convenienceto Experiential Banking

Breaking Boundaries; Seamlessly

collaborating with 3rd parties & Marketplace

Adoptin

g co

ntem

porary tech

nolo

gy,

AI &

ML ; D

riving h

yper efficien

cy

Digital Outside

“Digital Outside” is about looking into the bank from the outside. This is what the Customer Experiences.

Digital Inside

“Digital Inside” is about looking inside the bank and also how that affects the “Outside”. This is about Operational Excellence. E.g. Workflows, Straight Through Processing (STP) etc.

POWERFUL DIGITAL COREPROPOSITION

INTELLECT’S HIGH IMPACTDIGITAL 360 APPROACH

32

1

25

4

6

3

Digital Model Bank• Fully integrated product suite

across Core, Lending, Trade Finance & Treasury

• End-to-end Integrated Lending Suite across LOS, LMS & Collect

Digital 360 (Digital Inside, Digital Outside)• Digital Channels: Digital Branch,

Internet, Mobile

• CBX 18.S for Contextual Banking eXperience

• Apps for retail & corporate banking across Digital LOS, Collect, Card services etc.

• Real-time online GL

Product Customization• Product Configurator

• Pricing Engine

• Pre-configured Products

Machine Learning & Analytics• ML-based Credit risk analyst for

comprehensive credit checks

• Cross sell/Up sell using predictive analytics

• Customer 360° view

• Role-based dashboards

Open Banking• 280+ APIs for Digital Banking

• Plug ‘n’ play with 3rd party solutions

• Partner ecosphere with fintechs

Robotic Process Automation• Bots-enabled customer

onboarding

• Alexa integration for conversational banking

• Chatbots for virtual assistance

POWERFUL 9T DIFFERENTIATORS

1

2

3

45

8

9

6

7

Time to Onboard

Time to Market

Time to Sell

Time to Diagnose Time to Respond

Time to Scale

Time to Adopt

Time to Transform

Time to Cash

5

DESIGNED AROUND THE POWERFUL9T DIFFERENTIATORS, INTELLECT CAN

ACCELERATE YOUR BANK'S DIGITAL BANKING AND CHANNEL TRANSFORMATION JOURNEY

9T DIFFERENTIATORSDESIGNED FOR DIGITAL

7106

DIGITALLY ENABLED

1

TIME TO ONBOARD

• Fully integrated product suite – Core, Lending, TF, Treasury

• Seamless User Experience

• Offline Capability

• Strong Authentication & Authorization

• Bots enabled customer on-boarding & Fraud Validation

• Digital LOS apps

PRODUCT INNOVATION

2

TIME TO MARKET

• App based product configurator

• Micro segmentation

• Multi dimensional product designing

• Business Rules

• Pre-configured product

• Rapid Launch across channels

• Bundling & Pricing Flexiblity through Product Configurator and Pricing Engine

360º & REAL TIME

3

TIME TO SELL

• App based retail & corporate banking

• Open/API Banking -Sales, Service & Teller Apps

• Cross Sell and Up Sell

• Card services apps & Wallets

• Conversational Banking using Alexa and Chatbots – anywhere assistance

• CBX 18.C for contextual banking experience

ONLINE GL & ANALYTICS

4

• Easy set up of GL

• Multi Level GL structure

• Branch wise control on General Ledger

• Monitoring Branch, Region and Channel Level profitability

• In-built reconciliation

• Real-time Customer 360 & Profitability view

• Advanced Analytics platform – Regulatory & Marketing

INTEGRATED LENDING

5

TIME TO CASH

• Integrated lending Suite with Origination, Loan Mgmt. & Limits

• BRE for Credit Scoring & Decisioning

• Flexible workflow for faster TAT

• Configurable Loan Mgt. for quick Go to market

• Flexible Repayment Schedules

• Collector apps

• Credit Risk Analyst

ALWAYS ON

6

TIME TO RESPOND

• 99.9999% Uptime

• No downtime for EODs

• EOD time < 20 minutes.

• Look-Ahead Processing (LAP) reduces EOD needs

• Pre-certified for very high scalability (3,000 TPS)

LOWER TCO

7

TIME TO SCALE

• Open Banking

• Up to ~25% lower TCO

• Frugal Requirements

• Linux / Intel H/W

• As low as 64 Kbps

• Light-weight screens optimize bandwidth utilization

• Plug-n-Play Cartridges for Integration with 3rd Party Systems

IMPLEMENTATION CERTAINTY

8

TIME TO ADOPT

• Delivery Excellence Framework across Biz, Ops & IT

• Pre-configured Model Bank

• Best in Class Train the Trainer Modules

• API Banking

• Pre configured Regulatory packs

DATA MIGRATION

9

TIME TO TRANSFORM

• Zero Data Migration Errors

• Identification & Timely Resolution of Data Migration Error Categories & Patterns

• Proprietary tools using in-house Hub Technology

• Data cleansing control with audit trails of all changes

TIME TO DIAGNOSE

DIGITAL OMNICHANNEL ACCESS

Core Operations10

11. Customer Onboarding12. Term/Recurring Deposit13. Remittance14. Teller Management 15. Payments16. Current/Savings Account17. Product Configurator 18. Pricing Engine

Lending20

21. Origination22. Lending - Unsecured,

Mortgage & Commercial23. Leasing24. Securitization25. Syndication26. Commercial Lending27. Debt Management28. Collateral & Limits

Management29. Dealer Financing29 .Credit Risk Analyst

Cards30

31. Origination32. Card Issuance33. Merchant Acquisition34. Loyalty Management35. Fraud Early Warning

System36. Customer Service37. Securitization38. Receivables Management

Payments40

41. Clearing Payment systems42. Digital payment systems43. Cross Border Payments44. Wallet45. Cards-Travel/ Pre-paid/Gift

Wealth50

51. Customer Acquisition52. Financial Planning53. Transaction Management54. Leveraged Investment55. Portfolio Management56. Revenue Management57. Reporting58. Relationship Management59. Risk & Compliance

Management

Trade Finance60

61. Letters of Credit62. Bills63. Collection64. Guarantees65. Trade Loans66. Reimbursements67. Supply Chain Financing68. Factoring/Forfaiting

Treasury70

BANK’S SENIOREXECUTIVES

PAIN POINTS

SOLUTION

BACK OFFICE

Enterprise Recon

• Internet Banking• Mobile Banking• Conversational Banking (Alexa)

• Digital Branch• Branch on a Tablet• CBX Portal• BOTs enabled Banking (Chatbot)

General Ledger

Imaging and Documentation

IdentityManagement Analytics

Fees and Charges

CustomerCommunication

Anti-money Laundering

Regulatoryand Compliance

9

71. Front/mid/back office72. Branch Position Integration73. Resource Mobilization74. Fund Management75. Limits & Control Framework76. Risk Management77. Stress Testing78. Portfolio Management

CHIEF RISK OFFICERCIO / CTO BUSINESS HEADS COO

• 3600 degree view for up-sell and cross-sell

• Scalability to meet increasing transaction volumes / business complexity

• Reduce Total Cost of Ownership

• High cost of compliance

• Monitor Risks Centrally

• Real time view of funds position

• Respond quickly to regulatory changes

• Provide superior customer experience across all channels

• Reduce time to market to launch products

• Win more wallet share and increase revenue

• Increased Cost of operations and TAT

• Weak Business Process and workflow

• De-centralized operations

• Training and Change Management

CHIEF INOVATION OFFICER

• Inability to drive innovation with legacy technology

• Huge gap in customer expectations

• Difficulty in adopting to new technologies FULLY INTEGRATEDDIGITAL BANKING

SOLUTIONAccelerating Primary

Bank Aspirations

COREOPERATIONS10.

10

Comprehensive enterprise wide solution enabling frictionless onboarding of multiple entities across divisions of the bank

Agile credit origination process ensuring reduced data entry, elimination of data silos and faster credit decisioning with an improved TAT of over 40%

Uniquely designed products with multi level reporting and analytical capability enabling instant credit decisioning and disburse-ment. Risk control at every step with the help of restructuring and real-time monitoring of loan portfolio

Unmatched coverage of all leasing needs of the bank ranging from auto, commercial and IT equipment. Scalable technology platform with MIS capabilities enables banks in their financing decisions

Seamless life-cycle support with a highly flexible asset selection capability to manage loan portfolio. Multi level drill down reporting helps identify and manage risky asset portfolios

Comprehensive solution ensuring complete syndication

across loan lifecycle with real-time updates; supports

participant maintenance, differential pricing and

individual cash flows

Dynamic and real time commercial loan portfolio management for

small medium and large enterprises covering products like

Trust Receipts, Working Capital Loan, Short Term Funding,

Equipment & Fleet financing

Manage complex debt scenarios with appropriate collection

strategies for higher productivity, lower delinquency, better credit rating, higher capital adequacy

and lower borrowing cost

Collateral pooling and leveraging of multiple asset classes across

diverse lines of business for better control on credit exposure

and stronger risk reporting

Comprehensive lifecycle management of dealer funding with dynamic draw-down and limit management capability; seamlessly integrated with

Collateral Management module

Rapidly design, clone and modify products with

flexible pricing options. Transforms business from

'transaction centric' to 'customer centric'

Enables a bank to design and innovate highly customized deposit products across a range of customer profiles

Secure and flexible platform with a modular

approach facilitating global payments, reducing

risk and increasing efficiency/ STP

Maximizes efficiency with the ability to process more than5 million remittances per day with powerful in-built reconciliation capabilities

Enables front office moderniza-tion and superior customer

service with the help of context sensitive and pre emptive

workflows. Maximizes efficiency by servicing 10,000+ tellers and

improving TAT at the branch counter by 30 percent

11

LENDING20.

Rated as a Leader for 7 years in a row in Gartner Magic Quadrant for Global Retail Core Banking

The only complete end-to-end digital banking suite that enables a deep understanding of the customer, ensuring longevity and a larger share of customer wallet!

10CORE

OPERATIONS

DIGITALBANKING

CURRENT/SAVINGS ACCOUNT

PAYMENTS

TELLERMANAGEMENT

REMITTANCE

TERM/RECURRING

DEPOSIT

CUSTOMERONBOARDING

16 11

12

1314

15

20LENDING

21ORIGINATION

22UNSECURED,MORTGAGE &COMMERCIAL

LENDING

23LEASING

25SYNDICATION

26COMMERCIAL

LENDING

27DEBT

MANAGEMENT

28COLLATERAL

& LIMITSMANAGEMENT

29DEALER

FINANCING

24SECURITIZATION

WOULDN’T IT BE GREAT IF YOU COULD...

Become the primary bank of your customers

Provide a comprehensive 360 degree customer view & portfolio summary

Offer the right price to the right customer with progressive pricing models and innovative product bundles


Get in-principle loan approval in3 minutes

Have a uniquely designed debt management solution inbuilt with features like agent allocation and customer scorecards to protect and maximize the bank's revenue

Have a powerful solution that will allow faster decision making with the help of pre configured workflows and business rules

Designer loans for the discerning customer. Loan approval in 3 minutes! A comprehensive Loan life-cycle Management System that drives deep design differentiation by addressing the lending levers of Personalization, Reach, Risk Optimization and Speed.

DIGITALBANKING

CARDS30.

12 13

PAYMENTS40.De-risked and agile credit segmentations with an ability to process complex credit policy models, such as Application and Behavioral scoring

Instant card issuance on demand. Increased efficiency in card issuing strategy with inbuilt powerful chip personalization configurations

CLEARING PAYMENT SYSTEMSProvides Inter-connectivity between clearing systems, enables domestic payments and minimizes time between the promise of payment and actual movement of money. Instant plug-ins for most country payment systems, Electronic funds transfers, Automated Clearing Houses and Real-time Gross Settlement. Enables banks to upgrade their payment infrastructure instantly.

DIGITAL PAYMENT SYSTEMSEasy to install custom built Apps provide faster integration with Digital payment systems across the world. In-built APIs that integrate with any core banking system for easy migration of bill payments from cash to electronic & Digital channels.

CROSS BORDER PAYMENTSSingle system for multi-currency and multi-channel payment processing enables financial institutions to securely transmit outgoing and incoming wires with very high rates of STP & minimal user intervention. The system has the ability to do Office of Foreign Assets control (OFAC) and black list checks on all parties in the payment cycle ranging from remitter to beneficiary to intermediary institutions using Intellect VIGIL (or through any other industry standard AML)

WALLETIntellect systems helps banks take business-consumer relationship swiftly digital. Intellect e-wallets use disruptive technologies that help banks offer secure and efficient systems and innovative cardless offerings to their customers. It provides seamless transfer of funds from multiple sources. Its a one stop solution for all utility bill payment needs & merchant payments and is readily available on cloud.

CARDS-TRAVEL/ PRE-PAID/GIFTA comprehensive pre-paid card offering to cater to various segments of customers and various utilities.

Robust acquisition framework with sophisticated merchant pricing. Efficient merchant promotions enabling acquirers to run multiple merchant discounts in a month, as low as a single hour in a day

Proven and well defined early warning framework

to manage and control cards business risks

Provide superior levels of

customer service through single

view relationship management and

24x7 customer service across all

channels

Seamless life cycle support with comprehensive

securitization capabilities to support bank's alternate

funding requirements

Versatile loyalty management system for launching innovative

schemes and flexible reward management to improve customer

retention and influence top-line growth

Strong bottom line and exposure control with flexibility to handle as high as 28 billing cycles in a month with a peak transaction volume of more than 10 million transactions per cycle

38

37

36

35 33

34

RECEIVABLESMANAGEMENT

31

32

ORIGINATION

CARDISSUANCE

MERCHANTACQUISITION

LOYALTYMANAGEMENT

FRAUD EARLYWARNINGSYSTEM

CUSTOMER SERVICE

SECURITIZATION

30CARDS

40PAYMENTS

A complete payment suite that can be integrated with any core banking solution. It caters to all kinds of customer needs, from low value to high value transactions, domestic and cross border payments, Card and e-wallet transactions, Clearing and Swift solutions


Offer your customers a variety of money transfer options at their finger tips

Assure your customers of 100% secure payments and instant transfers

Launch new payment schemes quicker than before!

Highly scalable and cost efficient system, benchmarked for supporting 10 million cards, 12 million transactions and 1000+ concurrent users.

A global real-time payments hub platform designed to orchestrate and process multiple payment types such as Fedwire, SWIFT, CHIPS, SEPA, RTGS or a low value clearing network.


Offer retail customers innovative and competitive credit products with a single card account relationship

Issue cards instantly by having seamless credit appraisal process

Increase organizational agility by reducing time to integrate with internal product processors (IPPs) and external product processors (EPPs)

DIGITALBANKING

DIGITALBANKING

41

42

4344

45

14 15

DIGITALBANKING

DIGITALBANKING

WEALTH50.

CUSTOMER ACQUISITION

Empowering the bank to assess the customers risk profile to make informed

product recommendations. Create a robust onboarding

process with real-time tracking of operational risks

FINANCIAL PLANNINGGenerate a

customized and tailored plan

addressing clients desired goals ensuring the

customer would not hesitate to adopt it

as his own

TRANSACTION MANAGEMENT

Highly configurable module to support

entire lifecycle with reduced turnaround

time for order placement and

validation of multiple asset classes

LEVERAGED INVESTMENTComplete control on exposure, with a real-time view of risk, enabling informed margin calls and overall performance enhancement

PORTFOLIO MANAGEMENTAnalyze performance, attribute it accurately, simulate alternative approaches and recommend new combinations

REVENUE MANAGEMENT

Configure and define when to automate

entries for accrual, reversal and write off

with the ability to support multiple

channels and new payment methods

RELATIONSHIP MANAGEMENTTrack customer interaction for the right intervention at the right time

RISK & COMPLIANCE MANAGEMENTEnd to end compliance with anytime tracking and robust exception management

50WEALTH

51

52

53

54

55

56

57

58

59

Effective conversations for informed decisions in the Digital age!

Intellect Wealth helps accelerate two major shifts in Wealth Management:

1. Transition from Wealth Management to Returns Management

2. Transition from Wealth Manager to a Trusted Advisor.


Have a higher conversion ratio and larger mindshare of prospects

Assess customer’s risk profile to make informed product recommendation

Empower the customer to leverage his investments without risk for the bank

REPORTINGGenerate highly granular comprehensive reports with option to deliver customized communication to customers

TRADEFINANCE60. WOULDN’T IT BE

GREAT IF YOU COULD...

Enable a centralized control for handling all information at one place & make international commercial activities more efficient

Have a finance module that interfaces to all satellite systems in the Trade Finance landscape

View the complete lifecyle of the bill/ documentary collection

Comprehensive processing solution leveraging

intelligent workflows, document management and

imaging capabilities

Complete end-to-end lifecycle

management of bills. Enhances end

customer service productivity

through real-time processing of trade

transactions and status reporting

Complete management of documents and

payments under collections to

your customers

Effective handling of payment claims under LC

Robust design ensuring scalability and extendibility. Aimed at raising finance based on supplier centric receivables to reduce procurement and receivables management costs

A flexible customer-centric factoring product for dealer and distributor financing which supports various options such as with recourse, without recourse and limited recourse

Advanced inquiry to view the complete lifecycle of guarantees resulting in a dramatic reduction in manual intervention and effort duplication

Fund trade transactions with flexible and short-term borrowing facility

60TRADE FINANCE

61

62

63

64 65

66

67

68

LETTERS OFCREDIT

BILLS

COLLECTION

GUARANTEES TRADE LOANS

REIMBURSEMENTS

SUPPLY CHAINFINANCING

FACTORING/FORFEITING

With the formidable Intellect 3rd generation Corporate Banking Exchange (CBX) portal, rated by analysts as the most advanced and feature rich digital solution, you can now build your own virtual Corporate Exchange and provide your customers with an aggregated view of cash positions across all lines of business.

16

TREASURY70.Fully integrated front-mid-back office STP treasury platform supporting all asset classes with real-time rich analytics aiding quick and pro-active decisions driving higher profitability and managing risk

Survive market shocks and increased

regulatory scrutiny and protect revenue

margins by assessing impact of volatility and

market changes through sensitivity

analysis

Automated reporting of branch positions with online updates for traders’positions using real-time position management and automated dealing system (ADS)

Enterprise-wide cash flow visibility with

accurate forecasting, real-time awareness of

risk exposure andP&L view

Complete processing of Domestic and Foreign Currency Loan Management with STP without any manual intervention

Sophisticated limits management engine for

automated online monitoring of limit

breaches and alerts to reduce counterparty credit risks, improve controls resulting in

operational cost benefits Optimize investments and minimize operational expenses through accurate tracking of short and long-term funding

requirements

Effective Capital and Risk Management to identify ideal buy/sell strategies for

re-balancing portfolios to achieve better risk-returns

78PORTFOLIO

MANAGEMENT

71FRONT/MID/BACK OFFICE

72BRANCHPOSITION

INTEGRATION

73RESOURCE

MOBILIZATION

74FUND

MANAGEMENT

75LIMITS &CONTROL

FRAMEWORK

76RISK

MANAGEMENT

77STRESS

TESTING

70TREASURY

Designed on advanced technology and scalable architecture for complete automation, achieving 95% straight through processing across the bank while mitigating operational and financial risk.


Optimize profitability by timely hedging of your positions in the market

Automate the online FX rate reporting and negotiation process with Merchant Dealers & Branches and reduce errors due to manual processes

DIGITALBANKING

ROBUST ARCHITECTUREDESIGNED FOR SCALABILITY

Business Objectives

1. Simplify business complexity

2. Services orientation for progressive modernization

3. Business agility for enhanced customer loyalty

4. Unified user experience

5. Sustained cost optimization

TechnologyObjectives

1. Future ready - adherence to standards

2. Plug-n-play integration

3. Available across all channels

4. Component level extensibility

5. Uncompromised security

AC

CESS ARCHITECTURE

PROCESS

ARC

HIT

ECT

URE

DA

TA A

RCHITECTURE

DIFFERENTIATED

DIGITALBANKING

17

UNDER THE HOODARCHITECTURE • API Driven• Micro Services Enabled• Contextual Enterprise Services

18

DFIntegration Patterns

Product Processors

CBX-CIntegration Patterns

Action APIs Inquiry APIs Action APIs Inquiry APIs

Au

tho

rizati

on

ProductDigital Face (DF) CBX-C

Account Services Loans Payments &Transfers

Back Office

Customer Experience Platform

ExternalSystems

Account Services Loans Segmentation

Trande Finance SCF

Payments

CnR Offers Mgmt

Internet Mobile Wearable Branch Agent Social Call Center SMS

Remittances SWIFT EFT Visa/MasterCard Credit Scoring SMS/Email Central Bank e-KYC

Deposits,CASA Trade Finance, SCF Loans Cards FX & Money Market

Projection Store Projection Store Projection Store Projection Store Projection Store

Merchant

Au

dit

Tra

ilA

RX

Secu

rity

Au

then

tica

tio

n

Deposits, CASA PFMCards

Integration Layer

Online / Batch Integration

RoutingMessage/ProtocolTransformation

Service Orchestration Scheduled transaction Fail-over Message Enhancement

IDC EnterpriseServices

IntelligentData Store

ReferenceData

Alerts &Advices

Fees & Charges, Limits General Ledger

Product Mgmt CustomerInfo File Treasury Workflow

Engine Open Banking Alexa Chatbots Credit RiskAnalyst

RiskMgmt/AML

Intelligence

Payment Systems Switch / Payment Gateway Other Systems

API

s

API

s

API

s

API

s

API

s

19

POWERED BY DESIGN THINKING IN ACTION

Personalized Experience

Operational Efficiency

EmpoweredRole Holders

Economies and Scale

Ecosystem Thinking

RE-IMAGINING BANKING WITH INTELLECT’S FULLY INTEGRATED DIGITAL BANKING SOLUTION

21

CONVERSATIONAL BANKING POWERED BY ARTIFICIAL INTELLIGENCE• Enabling customers to enquire & transact via Chatbots• Simplifying the banking experience with voice recognition bots such as Alexa

#1 #2SELF ONBOARDING INLESS THAN 60 SECONDS• Onboarding through customer's preferred channel• Instant account opening with e-KYC• Real-time customer verification with single click data capture

2322

PersonalizedExperience


APP-BASED BRANCH BANKING• Delightful Digital Experience across channels & devices • Powering branchless distribution

MASS BANK TO ‘MY BANK’• Dynamic segmentation; Contextual Offers• Actionable Insights with Intelligence Hive

#3 #4

2524



OPERATIONAL EFFICIENCY• Reduced TAT with Robotic Process Automation • Instant credit decisioning powered by Machine Learning • EOD in minutes

TRULY REAL TIME• N-Tier GL• Real-time monitoring of bank’s KPI’s• Inbuilt Reconciliation • Centralized risk; decentralized decisioning

#5 #6

2726

OperationalEfficiency

OperationalEfficiency

BUSINESS AGILITY.SPEED TO MARKET • Rapid launch of new products with Flexible Product Configurator• Relationship Based Pricing Engine• Pre-configured templates & Business rules

ROLE AWARE BANKING• Role based dashboards; Customer 360 views • Intelligent Cross Sell & Up Sell • Minimal dependency on the technology vendor

#7 #8Empowered

Role HoldersEmpowered

Role Holders

2928

Economies& Scale

CLOUD NATIVEARCHITECTURE• Modular design; Micro services based architecture • Switch on & switch off modules as you grow • Reduce Capex with Pay-as-you use model • Benchmarked to support 10,000 branches, 100+ million accounts & Over 20 million transactions per day

HARMONIUS INTEGRATION.AGILE INNOVATION• Open Banking ready• 280+ APIs; Plug ‘n’ play with 3rd party solutions• Tap into a comprehensive Partner ecosphere

#9 #10

3130

Ecosystem Thinking

Gartner

Gartner - Leader for 7 Straight years in Gartner's MQ - Intellect is the youngest product vendor to be positioned in the Leader Quadrant

Ranked #2 in Peer Insights for Global Retail Core Banking

IBS intelligence

IBS Sales League Tables 2018: Intellect is ranked #1 in Retail Banking Systems, #1 in Payments Systems & Cards, #2 in Lending Systems and Number 3 in Digital Banking and Channels globally

Forrester

Global Banking Platform Deals Survey 2018 - Intellect - a Global Player for Combined Deals & Global Pursuer for New Named Deals

Vendor Landscape: Intellect among Top 9 Banking Platforms with > 200 live installs

IDC

Intellect Digital Core is highlighted as a Game Changer and Digital-Ready Core System by IDC in their report titled Perspective: More Game Changers in Asia/Pacific's Race for Connected Core Banking

Ovum

Challenger in Decision Matrix for European Market – High score in the Technology Assessment category with top scores in Scalability, Technology design architecture and roadmap & Product Depth sections

CEB TowerGroup

Tower - Core Banking: Intellect CORE is rated BEST-IN-CLASS in Tower Group report "Core Banking Systems for the Large Bank Market" - Intellect Core Scores 5/5 for Product Management

ANALYST ACCOLADES

3332

DESIGNED AT FINTECH 8012 DESIGN CENTERDIGITAL BANKING

FinTech Design Center


INTELLECTDIGITAL BANKING

www.igcb.com


Intellect Digial BankingAccelerating Primary Bank Aspirations Digital 360. Real Time. Context Aware...

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Transcript of Intellect Digial BankingAccelerating Primary Bank Aspirations Digital 360. Real Time. Context Aware...