Icici Project Prepared & Designed by Padiri Rushendra Reddy
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Transcript of Icici Project Prepared & Designed by Padiri Rushendra Reddy
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(Approved by AICET & Affiliated to S.V. University)
Chiguruvada N Kandriga, TIRUPATI (R). Ph : 9392448386
Team members:-
• P. Rushendra Reddy•Prasanth•Shyam Raju•Rajasekhar
•Rejasekhar•Rajesh•Samiullal•Reddaiah
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WELCOME
To
( )
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ICICI was formed in 1955 at the initiative of the World Bank,the Government of India and representatives of Indian industry.
ICICI Bank was originally promoted in 1994 by ICICI Limited,an Indian financial institution, and was its wholly-ownedsubsidiary.
The principal objective of ICICI Bank was to create a
development financial institution for providing medium-termand long-term project financing to Indian businesses.
ICICI Bank is India's second-largest bank with total assets of Rs. 4,062.34 billion (US$ 91 billion) at March 31, 2011
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Type Public
Traded as
BSE: 532174
NSE: ICICI BANK
NYSE: IBN
Industry Banking, Financial services
Founded 1994
Headquarters Mumbai, Maharashtra, India
Area served Worldwide
Key people Chanda Kochar (MD & CEO)
Products
Credit cards, Consumer banking, corporate
banking,
Finance and insurance, Investment banking,
Mortgage loans, Private banking, Wealth
management
Revenue US$ 13.812 billion (2011)
Profit US$ 1.366 billion (2011)
Total asset US$ 119.692 billion (2011)
Employees 79,978 (2011)Website www.icicibank.com
INFRASTRUCTURE:
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Director's :-
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HEAD QUARTERS:-
MUMBAI, MAHARASTRA, INDIAHEAD OFFICE:- 9th Floor, South Towers, ICICI Towers, Mumbai
PHONE:- +91-22-2653 1414
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Bombay Stock Exchange
National Stock Exchange Of India Limited
And its American Depositary Receipts (ADRs) are listed onthe New York Stock Exchange (NYSE)
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ICICI Bank Credit Cards
give you the facility of
cash, convenience and a
range of benefits,
anywhere in the world.
These benefits range
from life time free cards,Insurance benefits,
global emergency
assistance service,
discounts, utility
payments, travel
discounts and much
more.
Debit Cards
The ICICI Bank Debit
Card is a
revolutionary form of
cash that allows
customers to access
their bank account
around the clock,
around the world. The
ICICI Bank Debit Card
can be used for
shopping at more than
3.5 Lakh merchants in
India and 24 million
merchants worldwide
Travel Card Pre Paid CardsCredit Cards
Presenting ICICI Bank
Travel Card. The Hassle
Free way to Travel the
world. Traveling with
US Dollar, Euro, Pound
Sterling or Swiss
Francs; Looking forsecurity and
convenience; take ICICI
Bank Travel Card.
Issued in duplicate.
Offers the Pin based
security. Has the
convenience of usage
of Credit or Debit
ICICI Bank brings to you acomplete bouquet of pre-
paid cards providingpayment solutions at yourfingertips. ICICI Bank pre-
paid cards are a safe &
convenient way forassociate payments,disbursements, gifting &small ticket transactions.
Pre-paid cards areavailable on a VISA
platform thus providingaccessibility to over 3.5
Lakh merchant
establishments & cash withdrawal from all VISA
ATMs in India
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CHARTS
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Subsidiaries Domestic
ICICI Lombard
ICICI Prudential Life
Insurance Company Limited ICICI Securities Limited
ICICI Prudential Asset Management CompanyLimited
ICICI Venture ICICI Home Finance
ICICI direct.com
ICICI Foundation
International
ICICI Bank UK PLC
ICICI Bank Canada
ICICI Bank Eurasia LLC
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LOANSICICI Bank offers wide variety of Loans Products in India
Home LoansCar Loans
Personal LoansLoans against SecuritiesCommercial Vehicle LoansLoans against gold ornaments
Pre-approved LoansFlexi Loans
Construction EquipmentOnline Loans
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At ICICI Bank Along with deposit and loan products, They offer to provide
us different types of policies.
General Insurance
Life Insurance
Health Insurance
Travel Insurance
Motor Insurance
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The Bank has a 2,546 branches and 7,440 ATMs in India, and has apresence in19countries,includingIndia.
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Mar '11 Mar '10 Mar '09 Mar '08 Mar '07
12 mths 12 mths 12 mths 12 mths 12 mths
Income
Interest Earned 25,974.05 25,706.93 31,092.55 30,788.34 22,994.29
Other Income 7,108.91 7,292.43 8,117.76 8,878.85 6,962.95
Total Income 33,082.96 32,999.36 39,210.31 39,667.19 29,957.24
Expenditure
Interest expended 16,957.15 17,592.57 22,725.93 23,484.24 16,358.50
Employee Cost 2,816.93 1,925.79 1,971.70 2,078.90 1,616.75
Selling and Admin Expenses 3,785.13 6,056.48 5,977.72 5,834.95 4,900.67
Depreciation 562.44 619.50 678.60 578.35 544.78
Miscellaneous Expenses 3,809.93 2,780.03 4,098.22 3,533.03 3,426.32
Preoperative Exp Capitalized 0.00 0.00 0.00 0.00 0.00
Operating Expenses 8,594.16 10,221.99 10,795.14 10,855.18 8,849.86
Provisions & Contingencies 2,380.27 1,159.81 1,931.10 1,170.05 1,638.66 Total Expenses 27,931.58 28,974.37 35,452.17 35,509.47 26,847.02
Mar '11 Mar '10 Mar '09 Mar '08 Mar '07
12 mths 12 mths 12 mths 12 mths 12 mths
Net Profit for the Year 5,151.38 4,024.98 3,758.13 4,157.73 3,110.22
Extraordionary Items -2.17 -0.09 -0.58 0.00 0.00
Profit brought forward 3,464.38 2,809.65 2,436.32 998.27 293.44
Total 8,613.59 6,834.54 6,193.87 5,156.00 3,403.66
Preference Dividend 0.00 0.00 0.00 0.00 0.00 Equity Dividend 1,612.58 1,337.86 1,224.58 1,227.70 901.17
Corporate Dividend Tax 202.28 164.04 151.21 149.67 153.10
Per share data (annualized)
Earning Per Share (Rs) 44.73 36.10 33.76 37.37 34.59
Equity Dividend (%) 140.00 120.00 110.00 110.00 100.00
Book Value (Rs) 478.31 463.01 444.94 417.64 270.37
Appropriations
Transfer to Statutory Reserves 1,780.29 1,867.22 2,008.42 1,342.31 1,351.12
Transfer to Other Reserves 0.26 1.04 0.01 0.01 0.00
Proposed Dividend/Transfer to Govt 1,814.86 1,501.90 1,375.79 1,377.37 1,054.27 Balance c/f to Balance Sheet 5,018.18 3,464.38 2,809.65 2,436.32 998.27
Total 8,613.59 6,834.54 6,193.87 5,156.01 3,403.66
Profit & Loss account of ICICI Bank ------------------- in Rs. Cr. -------------------
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Mar '11 Mar '10 Mar '09 Mar '08 Mar '07
12 mths 12 mths 12 mths 12 mths 12 mths
Capital and Liabilities:
Total Share Capital 1,151.82 1,114.89 1,463.29 1,462.68 1,249.34 Equity Share Capital 1,151.82 1,114.89 1,113.29 1,112.68 899.34
Share Application Money 0.29 0.00 0.00 0.00 0.00
Preference Share Capital 0.00 0.00 350.00 350.00 350.00
Reserves 53,938.82 50,503.48 48,419.73 45,357.53 23,413.92
Revaluation Reserves 0.00 0.00 0.00 0.00 0.00
Net Worth 55,090.93 51,618.37 49,883.02 46,820.21 24,663.26
Deposits 225,602.11 202,016.60 218,347.82 244,431.05 230,510.19
Borrowings 109,554.28 94,263.57 67,323.69 65,648.43 51,256.03
Total Debt 335,156.39 296,280.17 285,671.51 310,079.48 281,766.22
Other Liabilities & Provisions 15,986.35 15,501.18 43,746.43 42,895.39 38,228.64 Total Liabilities 406,233.67 363,399.72 379,300.96 399,795.08 344,658.12
Mar '11 Mar '10 Mar '09 Mar '08 Mar '07
12 mths 12 mths 12 mths 12 mths 12 mths
Assets
Cash & Balances with RBI 20,906.97 27,514.29 17,536.33 29,377.53 18,706.88
Balance with Banks, Money at Call 13,183.11 11,359.40 12,430.23 8,663.60 18,414.45
Advances 216,365.90 181,205.60 218,310.85 225,616.08 195,865.60
Investments 134,685.96 120,892.80 103,058.31 111,454.34 91,257.84
Gross Block 9,107.47 7,114.12 7,443.71 7,036.00 6,298.56
Accumulated Depreciation 4,363.21 3,901.43 3,642.09 2,927.11 2,375.14
Net Block 4,744.26 3,212.69 3,801.62 4,108.89 3,923.42
Capital Work In Progress 0.00 0.00 0.00 0.00 189.66
Other Assets 16,347.47 19,214.93 24,163.62 20,574.63 16,300.26
Total Assets 406,233.67 363,399.71 379,300.96 399,795.07 344,658.11
Contingent Liabilities 883,774.77 694,948.84 803,991.92 371,737.36 177,054.18
Bills for collection 47,864.06 38,597.36 36,678.71 29,377.55 22,717.23
Book Value (Rs) 478.31 463.01 444.94 417.64 270.37
Balance Sheet of ICICI Bank ------------------- in Rs. Cr. -------------------
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Period
Instrument Authorized Capital Issued Capital - P A I D U P -
From To (Rs. cr) (Rs. cr) Shares (nos) Face Value Capital
2010 2011 Equity Share 1275 1151.77 1151772372 10 1151.77
2009 2010 Equity Share 1275 1114.85 1114845314 10 1114.85
2008 2009 Equity Share 1275 1113.25 1113250642 10 1113.25
2007 2008 Equity Share 1275 1112.69 1112687495 10 1112.69
2006 2007 Equity Share 1000 899.27 899266672 10 899.27
2005 2006 Equity Share 1000 889.82 889823901 10 889.82
2004 2005 Equity Share 1550 616.39 616391905 10 616.39
2003 2004 Equity Share 1550 613.02 613021301 10 613.02
2001 2002 Equity Share 300 220.36 220358680 10 220.36
2000 2001 Equity Share 300 196.82 196818880 10 196.82
1999 2000 Equity Share 300 196.82 196818880 10 196.82
1997 1999 Equity Share 300 165 165000700 10 165
1995 1997 Equity Share 300 150 150000700 10 150
1994 1995 Equity Share 300 150 700 10 0
Capital Structure (ICICI Bank)
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Corporate Social
Responsibility
programmes for Elementary Education
oICICI Bank to facilitate access
to elementary education for
underprivileged children in
the age group of 3–14 years
including girls and tribalchildren from the remote
rural areas.
oEducational kits that include
uniforms, books, stationery,
woolen clothes etc.
oHealth and nutritional
support for children
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ICICI Bank awarded the most Tech-friendly Bank award by Business World in 2010
ICICI Bank received the 2010 World Finance UK award for:
Excellence in Remittance Business, Worldwide Excellence in NRI Services, Worldwide
Excellence in Private Banking Business, APAC Region.
ICICI Bank wins the Asian Banker Award for Excellence in SME(small and medium-
-sized enterprises )Banking 2009.
ICICI Bank was ranked 12th in the list of 500 largest companies by Fortune IndiaICICI Bank was awarded the "Most Tech-Friendly Bank", by Business world in 2011
ICICI Bank was ranked 2nd in the Banking sector and 10th in the overall "BT 500India's Most Valuable Companies", by Business Today
ICICI Bank won the Best Local Bank – Gold by Trade and Forfaiting Awards, UK
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