HIBS - Employee Benefits

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PEOPLE PROTECTING PEOPLE WWW.HIBSPROTECT.COM Employee Insurance Benefits Making Intelligent Choices - Reliable Support Infrastructure Insurance Means Ability to Service Why Health Insurance ? Ensuring employees can bank upon a third party to pay for unexpected healthcare expenses rather than depleting their own savings or worse borrowing money to pay at hospitals To overcome reduced ability to earn due to sickness or disability As a progressive company, you are driven to provide Peace of Mind to your employees. We know that ! Our Research suggests that there is a need for: Strong People Expertise and Technology support Pan India - 24 X 7 availability Ability to drive premiums down with risk carriers Data driven Analytics - cutting edge research for Management information Acute understanding of todays healthcare challenges A proven background of many years - having a track record and credibility We also know that you need a strong partner to fulfill your intentions on providing the best employee insurance program that you pay for. We have the ability to deliver all the above and more. Thats fundamentally our Value Proposition. We have been serving some of the top most companies in India having a cumulative strength of 200,000 covered members. What keeps us ahead in this business is the continuos focus on providing inputs that will help you and your employees make better decisions in their healthcare choices and get assistance when ever there is an event that requires benefits to be disbursed Employee Insurance Benefits is our area of Focus and Expertise. Including our other business, our group has handled over 300,000 claims since inception giving us the best expertise to resolve any claim related issue for our clients. WHY US ..... WEB BASED POLICY ADMINISTRATION SYSTEM Self service employee enrollment Automated updates on claims Ease in tracing claims status Increased employee communication Reduced HR Work-load Greater control and Transparency IN-HOUSE CALL CENTER No reliance on external TPA / Insurer Call Center 100 % call recording / IVR / ADC Guaranteed & Robust support Measurement of case closure times and call trends Increase in employee communication and SLA’s for case closures ONLINE WEB-BASED MIS Claims Record TAT Reports Claims MIS & Analysis Key Reports - 75 other reports Advanced Data Analytics on claims trends across your company and in industry GUARANTEE ON EXPECTATIONS ( PUNCHLINE) Feedback on 100 % support requests Second Medical Opinion Services Identification of Best in Class doctors and appointment with Heard to reach specialists 100 100 100 Better Benefits Reduced Premiums Best Claims Support HIBS - HII INSURANCE BROKING SERVICES

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The Best Insurance Broker for Group Health Insurance Benefits and Group Mediclaim Policies in India

Transcript of HIBS - Employee Benefits

  • PEOPLE PROTECTING PEOPLE WWW.HIBSPROTECT.COM

    Employee Insurance Benefits

    Making Intelligent Choices - Reliable Support Infrastructure

    Insurance Means Ability to Service

    Why Health Insurance ?

    Ensuring employees can bank

    upon a third party to pay for

    unexpected healthcare expenses

    rather than depleting their own

    savings or worse borrowing

    money to pay at hospitals

    To overcome reduced ability to

    earn due to sickness or disability

    As a progressive company, you are

    driven to provide Peace of Mind to

    your employees. We know that !

    Our Research suggests that there

    is a need for:

    Strong People Expertise and

    Technology support

    Pan India - 24 X 7 availability

    Ability to drive premiums down

    with risk carriers

    Data driven Analytics - cutting

    edge research for Management

    information

    Acute understanding of todays

    healthcare challenges

    A proven background of many

    years - having a track record and

    credibility

    We also know that you need a

    strong partner to fulfill your

    intentions on providing the best

    employee insurance program that

    you pay for.

    We have the ability to deliver all

    the above and more. Thats

    fundamentally our Value

    Proposition.

    We have been serving some of the

    top most companies in India having

    a cumulative strength of 200,000

    covered members. What keeps us

    ahead in this business is the

    continuos focus on providing inputs

    that will help you and your

    employees make better decisions in

    their healthcare choices and get

    assistance when ever there is an

    event that requires benefits to be

    disbursed

    Employee Insurance Benefits is our area of Focus and Expertise.

    Including our other business, our

    group has handled over 300,000

    claims since inception giving us the

    best expertise to resolve any claim

    related issue for our clients.

    WHY US.....

    WEB BASED POLICY ADMINISTRATION SYSTEM

    Self service employee enrollmentAutomated updates on claimsEase in tracing claims statusIncreased employee communication Reduced HR Work-loadGreater control and Transparency

    IN-HOUSE CALL CENTER

    No reliance on external TPA / Insurer Call Center100 % call recording / IVR / ADCGuaranteed & Robust supportMeasurement of case closure times and call trends Increase in employee communication and SLAs for case closures

    ONLINE WEB-BASED MIS

    Claims Record

    TAT ReportsClaims MIS & Analysis

    Key Reports - 75 other reports

    Advanced Data Analytics on claims trends across your company and in industry

    GUARANTEE ON EXPECTATIONS ( PUNCHLINE)

    Feedback on 100 % support requests

    Second Medical Opinion Services

    Identification of Best in Class doctors and appointment with Heard to reach specialists

    100

    100

    100

    Better BenefitsReduced PremiumsBest Claims Support

    HIBS - HII INSURANCE BROKING SERVICES

  • PEOPLE PROTECTING PEOPLE WWW.HIBSPROTECT.COM

    REPORTING

    Companies Want Strong PartnersThought Leadership

    We have been helping our clients find answers and establish practices

    which deliver on some of the most important deliverables in the area of

    Employee Insurance Benefits:

    Does our insurance program completely align with our Employee Benefits Philosophy ?

    What is offered by other companies in our industry ? What are the current Industry Standards ?

    Is the Price Right ? Can we get a lower price / better benefits ?

    What in case there is a difference in what we bargained for and what we got ? Have the fine prints been read and understood ?

    What are the Service Levels for claims payments and how will they be transparently monitored ?

    How do we set up a strong employee communication program ? It needs to be Accurate, 24 X 7 and Reliable

    How will the policy Administration be done ? New employees joining / leaving, Reconciliation of Funds, Data Management - We need a robust and well proven online system

    Web based MIS available for the employee and to the Management with different levels of role based access ?

    Can we have access to online tools and reports to monitor and measure the policy performance on parameters like claim ratios, TATs on claims, Claim Status and other reports on various parameters ?

    Premiums are known to be increasing year-on-year, is it possible to control them ?

    Can we possibly get all the above with a single intermediary ?

    HIBS - HII INSURANCE BROKING SERVICES

    Indias Premier Employee Benefits Insurance Broking

    Contact us:

    +919810409014

    +919899989800

    Mail to us: [email protected]

    HIBS - HII INSURANCE BROKING SERVICES

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  • PEOPLE PROTECTING PEOPLE WWW.HIBSPROTECT.COM

    Few of our Testimonials

    Rohit Rajput

    Director with Crestcom ( Learning Curve Corporation )

    .....(HII).... is a very reliable and rock solid .....(with) deep knowledge of the insurance business from the top and ground realities too. Trust in them to take care of you, because they deliver when the chips are down and you need your insurance to deliver

    Manoj Gupta

    VAS, Airtel

    .....(their).... expertise is well accepted by peers , the noticeable aspect about this team is their humbleness, keenness for customer delight and resolution.

    Prashant Thakur

    HR Ops Head, Bharti Airtel

    I thank you from bottom of my heart that you have always been on my side during my hard times whether my wife was hospitalized twice during pregnancy or I was hospitalized due to dengue or my son was hospitalized twice. In all those cases , I never bothered about my mediclaim. You were always there to help more than an agency to help Airtel employees, even more than friends and colleagues even in my case more than my family members.

    And this is not my feedback as an individual. The same is the feedback for more than 500 cases for employees and relatives for over three years(Cashless and reimbursement) of MO Delhi employees when I was a part of Delhi Circle. Be it at 12 at midnight or 4 am in morning, numerous con-calls with the employees whether at day or night, you've handled all of them with your indefatigable energy and enthusiasm.

    Koustav Mitra

    HR Veteran from Coca Cola, Convergys, Electrolux Kelvinator

    HII stand for great customer centric service , as a service provider they are extremely personalized in their service delivery. The best part is the expert knowledge that they have in the area of Health services and Health Insurance & is un-paralleled

    Subhasis Mahapatra

    Health Insurance Head ( Major General Insurance Company)

    Enterprise-HII have the Fundamental Underlying Principles on Business which ensures Fulfillment of Promises, Continuity of Relationships, & Solutions for the entire spectrum - ranging from 'Basics' to 'Complex'. His Software is just amazing that answers/solves all day-to-day issues. The staff at HII is prompt & perky, & use their anticipatory skills to manage affairs. And they sure have the EDGE to fit into the Future Health Scape of the Country!

    Manish Trehan

    COO - Carzsonrent(Was With Airtel)

    I would strongly recommend that any organization looking for a Health Consultant for their people would do well to heed this advice. Hire (HII)...team immediately. I have personally experience their services on more than one occasion for my elderly parents and his team has dealt with them utmost care and sensitivity. They completely take away your worries and leave you to concentrate in dealing with the patient. Great service with a brilliant attitude !!

    Chhavi Bansal

    Was with Hewitt

    Last year when I went thru a tough phase of my life, HII went beyond their limit of finding good doctors for my Daughters treatment, helping me out in insurance extension, interacting with the Hewitt Insurance service provider for a seamless transition from One insurance company to another one, getting me affordable rates in Hospital when my insurance got over...

    I would always recommend his organization who displayed a humane nature of their personality in comparison to any other health insurance organization.

    Rajkamal Singhal

    Finance Controller. Lava Mobile

    We have been associated with HII for past one year and the experiencehas been really good. From the inception collecting employee databasefor mediclaim policy , negotiating with the insurance company tillsettlement of claims for employees overall life cycle has been managedvery professionally and efficiently. The faith of management has beenso strong that we are not looking out for competitive quotes fromother brokers considering the quality of service and personal touch

    Would wish.... HII all the best for growing multi folds in coming years

    HIBS - HII INSURANCE BROKING SERVICES