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BargainBuysPick of the rental properties

Mortgage deposits explained

May Day Open House special

April 2012

Supplement

Call us 8am-10pm weekdays

West Bridgford0115 981 6551

www.haart.co.uk

This month’s featured property is this ultra stylish three-storey semi-detached house in fashionable West Bridgford

Describe the house in a sentence?Traditional semi-detached property in West Bridgford with a ultra-modern twist.

Sounds good. What’s it like on the inside?Step through the porch into the entrance hall and along the parquet floor and you’ll soon find yourself in a world where old definitely meets new. This superb three-storey, four-bedroom

For Sale

Stylish three-storey semi

Call us 8am-10pm weekdays

West Bridgford0115 981 6551

For Sale

www.haart.co.ukClick here for a free property valuation

semi on Radcliffe Road has not only been completely renovated by its owners but also lavishly extended to give it a real, modern sleek showroom finish.

The first room you’ll encounter is the good-sized lounge with its single glazed bay window, feature fire place and surround and parquet flooring. The latter is also present in the nearby study, which also comes with fitted book shelves and patio doors to the garden.

The showpiece of the ground floor without question though is the giant kitchen diner/family room which comes fitted with a matching range of wall and base units, granite work surfaces and breakfast bar, integrated appliances, porcelain tiled under floor heating, sky lights and sliding doors into the utility room (which includes matching units and plumbing for a washing machine).

Anything else downstairs?There is also a cloakroom incorporating a low level WC and wash hand basin.

Tell us about upstairs?Take the stairs to the first floor and you’ll find the master bedroom with an en-suite wet room boasting his and her wash hand basins and under floor tiled heating plus a second bedroom and a dressing room (3.9m x 2.69m). That’s the first floor. Climb the stairs again and you’ll find two more bedrooms plus a Jack and Jill en-suite shower room with walk-in shower cubicle.

That’s enough of the inside. What about outside? At the front of the house you’ll find ample off-road parking. To the rear of the property there is a nicely enclosed landscaped garden with patio area, water feature, vegetable patch, a good choice of mature trees as well as gated side access.

How much is it?It is currently OIEO £399,950 with haart of West Bridgford. If you are interested call Robert and the team on 0115 981 6551 or email westbridgford@haart.co.uk. They are available 8am to 10pm weekdays.

launches web based

‘Live Person’ chat service

www.haart.co.ukClick here for a free property valuation

haart estate agents have launched a brand new service that enables the public to chat electronically to its staff whilst browsing its website.

Powered by ‘Live Person’, the facility allows customers to talk live with a member of the team about a specific property or service available through haart. It can also be used to answer any technical queries someone may have with regard to the website which can be found at www.haart.co.uk.

Since going live in mid-March, upwards of a 1,000 people have logged on to use ‘Live Person’ between 8am and 10pm weekdays, 9am to 5pm on Saturday and 10am to 2pm on Sunday. haart expects somewhere in the region of 3,000 users per month.

Says Russell Jervis, Managing Director of haart estate agents: “haart has always been an innovator within the property industry and the launch of our ‘live person’ service is another example of the work we are doing to make searching for a property to buy or sell as simple and straightforward as possible.”

“The launch of our ‘live person’ service

is another example of the work we are doing to make searching for

a property to buy or sell as simple and straightforward as

possible”

www.haart.co.ukClick here for a free property valuation

Text Appeal

Thinking of moving to a new area but not quite sure where to start looking for a new home? Help is at hand from haart in the form of our text service. Just text ‘haart’ to 84840 and within seconds you’ll receive a text showing you details of the nearest properties to you for sale or rent from the UK’s leading independent estate agent. It also includes web links if you would like to view more details, photographs etc as well as the distance to the property from your current location. ‘Simples’ as Alexander the Meerkat would say!

haart, the UK’s largest independent estate agent, teamed up with Intelligent Mobile earlier this year to build the facility for the multi-award winning brand. Using the latest GPS technology members of the public just text ‘haart’ to 84840 and the service will use their current location to text details of the five nearest properties for sale

or rent. Each text provides not only the property details and price

but also directions to the property itself. What’s more, it comes with the option to book a viewing directly with the branch. Since going upwards of a 1,000 people a month have been taking advantage of the facility. Says Russell Jervis, Managing Director of haart estate agents: “haart has a long tradition of innovation in the property industry and the launch of our new text service is another example of our drive to use the latest technology to provide our customers with the tools they require to search for their next home wherever they may happen to be in the country.”

haart has launched a brand new service that enables the public to search for property by text.

To use the new haart text service simply text ‘haart’ to 84840

Question TimeIn the latest in a regular series, haart’s Financial Services Managing Director David Miles answers some of the most frequently asked financial questions raised by our customers

Can you explain more to me about mortgages which require only 5% deposits?

There was a time when the number of mortgage deals which required a deposit of 5% or less was plentiful. In more recent years these have become far and few between. However, in welcome news for first time buyers in particular, a few more options have found there way onto the market of late, mostly with smaller Building Societies. We will be expanding on some of these options in future editions of “Question Time”

Believe it or not there are also a couple of options available out there if you have no deposit at all. There is always a ‘but’ though and in this instance the ‘but’ is that these will involve some financial assistance from a close relative, such as a parent or grandparent. These are commonly known as Parental Assistance Schemes. I’ll give you two examples of how they work:

Example 1• 20%ofyourpurchasepriceisprovidedbyacloserelativein

a savings account with the lender

• The lender takes security over this account against yourmortgage, and no access is allowed to this account

• Youareonly then required toborrow80%of thepurchaseprice, and your monthly payments are based on this

• Youdonothavetoprovideanyadditionaldeposityourself

• The money will not be released untilthe LTV of the property has reached 80% which may take a long time. If the borrower struggles to keep up repayments or the property is repossessed the family members savings are at risk.

YoUr HoME MAY BE rEpoSSESSED IF YoU Do noT KEEp Up rEpAYMEnTS on YoUr MorTgAgE.

Our typical fee for arranging a mortgage is £495. The actual amount payable will depend on your circumstances.

To find out more about haart Financial Services call your local haart branch or visit www.haart.co.uk

David MilesFinancial ServicesManaging Director

Explaining mortgages

Example 2• Thelendertakesa“guarantee”againstthepropertyofa

close relative to the value of 20% of your purchase price

• Youcanthenborrow100%of thepurchaseprice,andyour monthly payment are based on this

•Youdonothavetoprovideanyadditionaldeposityourself

• The maximum guarantee period will be 10 years. Theguarantee against the relatives property will not be released until the property has reached 70% LTV. If the borrower struggles to keep up repayments or the property is repossessed the family members property is at risk.

Before you do anything though I would always urge you to speak to one our financial advisors as they are well equipped to give you advice on which schemes are best for your circumstances, as there will be a number of terms of conditions with each scheme that will need to be considered.

“Believe it or not there are also a couple of options available out there if you have no deposit at all.”

95%MortgageDeal Available

Call in to branch for more details

YoUr HoME MAY BE rEpoSSESSED IF YoU Do noT KEEp Up rEpAYMEnTS on YoUr MorTgAgE.

Our typical fee for arranging a mortgage is £495. The actual amount payable will depend on your circumstances.

BargainBuysEveryone loves a bargain So why not take a look at this selection of fantastic properties from across the East Midlands, all of them £150,000 or under, and all available from your local haart branch

Blaby, Leicestershire1 Detached cottage style two-bedroom smack bang

in the centre of Blaby. Includes living room, office/snug, kitchen/diner plus rear garden with decking and brick outhouse. Price: £150,000. haart of Blaby – 0116 277 9898

Hucknall, Nottinghamshire2 Family-friendly four bedroom detached house on

cul-de-sac with 25’ lounge/diner, off-road parking and garage. Comes with no chain. Price: £150,000. haart of Hucknall – 0115 963 3371

Grantham, Lincolnshire3 Four bedroom mid-terrace period property on the

edge of Grantham town centre with forecourt garden to front, two reception rooms, modern fitted kitchen, family bathroom and enclosed garden to the rear. Price: £150,000. haart of Grantham - 01476 565 423

Alvaston, Derbyshire4 Extremely spacious two-bedroom detached

bungalow in Alvaston, Derby boasting extended kitchen/diner and private, mature garden. Comes with off-road parking and garage. Price: £145,000. haart of Derby – 01332 361 621

Shepshed5 Extended three-bedroom semi-detached home

in Shepshed that has been reduced for a quick sale. Includes two reception rooms, modern fitted kitchen and bathroom plus off-road parking. Price: £145,000. haart of Loughborough – 01509 235 555.

Sherwood6 Good-sized three-bedroom semi-detached house in

the Sherwood area of Nottingham with lounge, kitchen/diner, off-street parking and fantastic garden. Price: £145,000. haart of Nottingham – 0115 941 1311

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Littleover, Derbyshire7 Traditional three-bedroom semi-detached house in

popular Littleover that benefits from double glazing, gas heating, detached garage and good-sized rear garden. Price: £144,950. haart of Derby – 01332 361 621.

Daybrook, Nottinghamshire8 Stylish two-bedroom open plan apartment in the former

Morley Mills building in Daybrook – perfect for professional couple in need of low maintenance home. Price: £140,000. haart of Arnold – 0115 926 8877.

Witham St Hughs, Lincolnshire9 Spacious three-bedroom mid-town house in Witham

St Hughs arranged over three floors which includes master bedroom with en-suite, family bathroom, lounge with Juliette balcony, gardens and garage. Price: £140,000. haart of Lincoln – 01522 510 088.

Derby, Derbyshire12 Spacious three-bedroom bay fronted mid-terrace house in Derby with landscaped rear garden that has retained many of its original features including Minton tiled floor in hallway. Price: £125,000. haart of Derby – 01332 361 621.

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Barwell, Leicestershire10 Very impressive modern three-bedroom detached house with conservatory and off-road parking to the front on the outskirts of Barwell. Available chain free. Price: £130,000. haart of Blaby – 0116 277 9898.

Branston, Lincolnshire11 Three-bedroom quarter stone Grade II-listed stone cottage in the village of Branston that includes lounge, lobby, kitchen/diner, bathroom plus rear garden. Comes with no onward chain. Price: £130,000. haart of Lincoln – 01522 510 088

Pick o

f

the B

unch

The UK’s Largest Independent Estate Agent

www.haart.co.uk

Take a look at just some of the hundreds of properties to let with haart throughout the East Midlands. From just £500 per month upwards, there is something to suit all tastes and all budgets

Pick o

f

the M

onth

This month’s Pick of the Bunch has to go to this cracking four-bedroom detached house in Gamston near Nottingham with spacious lounge, high-spec kitchen/dinner and family bathroom plus front and rear gardens. £995 per month

Call haart of Nottingham (0115 985 9065)

Gamston

Nice-looking two-bedroom mid-terrace in popular Arnold that includes large lounge, modern kitchen and family bathroom. Outside you’ll find a low maintenance garden and garage to the rear. £550 per monthCall haart of Nottingham (0115 985 9065)

Beautifully restored six-bedroom former farmhouse in rural Leicestershire which has retained many of its original features. What’s more the property comes with a highly impressive leisure complex (including swimming pool). Externally the farmhouse has a cobbled courtyard together with outbuildings, a workshop and a large garage. price £2,995 per month

Call haart of Leicester (0116 262 6593)

Arnold

Bramcote

Frolesworth

A rare opportunity to rent in one of the most sought after apartment buildings in Nottingham. The Grange is a gated period property in Bramcote set in over an acre of communal grounds. The two-bedroom apartment (both with en-suite) comes with living room, kitchen/diner plus family bathroom and allocated parking. £1,200 per monthCall haart of Nottingham (0115 985 9065)

Top rentals in the region

Top rentals in the region

Attractive three-bedroom family-sized detached house on a quiet cul-de-sac in Woodthorpe featuring two reception rooms, modern kitchen and family bathroom. Comes with off-street parking for two cars plus a private garden. £725 per month

Call haart of Nottingham (0115 985 9065)

Woodthorpe

Recently refurbished three-bedroom detached family home in the centre of Holbeach. The house comprises of three good sized bedrooms, two reception rooms, two bathrooms (both with showers) and off-road parking. £595 per month

Call haart of Peterborough (01733 425104)

One-bedroom apartment housed within the fashionable Colton Square complex in Leicester’s Cultural Quarter. The property comprises of an open-plan living room with fully-integrated kitchen, double bedroom with fitted wardrobe plus good-sized three-piece bathroom. £650 per month

Call haart of Leicester (0116 262 6593)

Holbeach

Anstey

Colton Square

A great looking two-bedroom bungalow, which has been modernised throughout, together with off-road parking garage. Also available on a furnished basis upon discussion with agent.

£575 per month

Call haart of Lincoln (01522 515244)

Waddington

Excellent purpose-built apartment in Anstey, north of Leicester, for commuters wanting access to motorway network. Comes with secure intercom entry, living room, fully-fitted kitchen plus two double bedrooms and a family bathroom. £550 per month

Call haart of Leicester (0116 262 6593)

The UK’s Largest Independent Estate Agent

www.haart.co.uk

Call 0800 083 4004and quote ‘val1’ for a £50 discount against our normal fee scale.www.valunation.co.uk

During the biggest financial decision

of your life, you can rely on our

professional surveying services.

• Condition Report

• Homebuyers Report

• Building Survey

www.haart.co.uk

To find out more about prime call 0845 899 9999

haart has launched a new and improved version of its Prime sellers pack to help make it easier for its customers to have their properties primed and ready to move.

Prime, which was developed by the haart Legal Services team to give potential purchasers a wider range of invaluable information about a property and the surrounding area than was previously available, has proved hugely popular with customers, with several thousand taking full advantage of its benefits since the start of the summer.

Now, to make it even more beneficial to customers, the haart Legal Services team have added a number of exciting new features to create Prime as well as Prime Plus.

Whilst, Prime will continue to include up to six images of the property, detailed floor

plans, Energy Performance Certificate (EPC), aerial photographs and Ordnance Survey (OS)

maps as well as environmental information, local amenities, planning applications and a

Rightmove Premium Listing, Prime Plus comes with the added bonus of a Rightmove Featured Property Box plus an Open House Day.

Explains Jonathan Lay, Managing Director of haart Legal Services: “haart has a long history of innovation in the property industry and Prime is another example of the focus we have on adding value for our customers.

“Prime was extremely well received in the marketplace following its launch. We decided to build on this, and following feedback, internally and externally, have added several new features which we believe will make the Prime and Prime Plus offering even more compelling.”

Key features of the new and improved prime

• EnergyPerformanceCertificate• DetailedFloorplans• SixPhotographsplusaerialphotograph• EnvironmentalInformation• Localplanningapplicationsandamenities• RightmoveFeaturedPropertyListing

prime plus

• Alloftheaboveplus:• RightmoveFeaturedPropertyBox• OpenHouseDay

Are you primed and ready to move?

one of the easiest ways to give your house a new lease of life prior to selling is to give it a lick of paint. A new colour (changes everything transforming your rooms overnight. And to help we’ve come up a number of helpful, handy tips.

Choosing a colourWhat should be the easiest part of decorating is often the hardest. The secret with colour is finding one(s) that will help you create the desired mood. If you really don’t have any idea about what the colour try picking out a colour from a rug, painting that’s in the room. It’s a guaranteed way to find a complimentary colour. Alternatively, get colour charts and hold them up to the furniture, floors, cabinets, and anything else that’s already in the room. Try to narrow it down to three or four choices. Finally, get a small sample pot of each colour and paint a large square on the wall and watch how the colour changes depending on the levels of light in the room. If that all sounds like too much hard work, download the Dulux ‘Let’s Colour Studio’ app from the iTunes store for a unique way to pick your colour schemes.

Using More Than one ColourIf you’re using more than one colour it’s best to use the darker colour on the bottom portion and the lighter on top. The light colour will dominate whilst the dark colour will have a grounding effect. And for the skirting boards paint it a shade lighter or a shade darker than the walls. The same goes for the ceiling. Painting it a shade darker will make the room feel cozier, painting it a lighter shade will create an airier feeling.

Choosing a FinishOnce you’ve chosen a colour you’ll need to decide on a finish (or finishes). Matt is ideal for covering walls because it doesn’t reflect light and hides imperfections whilst Satin comes with a very slight shine and are fairly easy to clean. Gloss is quite shiny making it ideal for edges.

Determine the Amount of paint neededThere are lots of methods for working out how much paint your will need most of them fairly mathmetical. The easiest way is to go online and use the Paint Calculators from the likes of Dulux (http://www.dulux.co.uk/advice/paint_calculator/index.jsp) or Crown (http://www.crownpaint.co.uk/my-ideas/my-print-list.htm?a=product&t=calculator)

preparing to paintPreperation is key to painting. Make sure to move anything out of the room that might get in the way. Wipe down walls to remove dirt, dust and anything else. Fill any cracks with filler and sand down any surfaces that will be painted. Wipe off any excess dust from the sanding with a damp cloth.

paint From the Top DownAlways start painting from the highest area to the lowest. Start with the ceiling or top of the walls and work your way down. This way you can catch any drips and it won’t ruin a freshly painted wall. ‘Cut in’ around switches and sockets with an angled brush as you go. Don’t worry about

Did you know we spend £15-20bn

every year on DIY in the UK

going over door frames as you can sort that out afterwards. Try and avoid masking tape as the paint often gets in under the tape. Also buy a small roller

and paint behind the radiator rather than take it off.

Thin Coats Are Better Than ThickOne of the biggest mistakes people make is to put too much paint on the

brush. It’s far more effective to put a small amount on the brush or roller and

use long, even strokes to apply thin coats. It’s tempting to splash on a lot of paint in the hopes of not having to do another coat, but the end result won’t look as good. Several thin coats will do a better job of covering the walls than one thick coat.

It’s a great time to view a house this May day weekend From Friday 4th - Monday 7th of May 2012 many of our homes will be open for you to come along and view.

Contact your local branch for more details

haart is set to host the biggest ever open house event in nottinghamshire over the forthcoming May Day Bank Holiday.

The UK’s largest independent estate agent is expecting hundreds of people from across the county to attend the open house events between May 4 – 7, 2012. Over £1m worth of property will be available to view without appointment by the public over the three day period.

And, as an added incentive, over £100,000 has been taken off the asking prices for the properties for the Bank Holiday weekend only.

What’s more, taking part in the event couldn’t be easier. All potential buyers need to do is contact their local haart branch for the times and locations of open house events. Details will also be available on the branch Facebook and Twitter pages over the coming days.

Says Rob Smith, Divisional Sales Director for haart: “We host regular open house events but we have never attempted anything on this scale before. The response from our customers has been extremely positive since we started promoting it and we are expecting to have literally dozens of home available for the public to view without appointment over the May Day Bank Holiday.”

Anyone interested in having their property featured during the open house event simply needs to contact their local haart branch by April 30.

haart to host huge open house event over Bank Holiday weekend

Sales at haart rose by over a third last month as the estate agents enjoyed one of its strongest first quarters for a number of years.

The UK’s largest independent estate agents saw sales grow by 38.2% on February and some 50.8% on January – boosted in part by the end of Stamp Duty Relief for first time buyers of properties below £250,000. This equated to a sale every eight minutes across the company’s 100-plus strong branch network*.

The best performing areas of the country remain London and the South East followed by the East Midlands and East

Anglia.

Says Russell Jervis, Managing Director of haart estate agents: “We’ve had a fantastic start to 2012 at haart with the number of property sales exceeding all expectations. The end of Stamp Duty Relief on March 25 certainly helped but that was only one of the contributing factors. The combination of the aforementioned Stamp Duty Relief, good mortgage offers coming onto the market, realistic pricing from vendors and a sense of optimism among buyers helped to make the first three months of 2012 one of our best for many years.

“What’s more with applicant levels currently standing at 5 – 5,500 a week, the appetite to move continues to remain strong, and we are confident this will be reflected in another strong set of trading figures at the end of the second quarter of the year.”

* Based on a five day, eight hour average working week

Russell Jervis

sees sales rise by over a third during first quarter of 2012

www.haart.co.ukClick here for a free property valuation

“... one of our best for

many years”

1000’s of properties for sale in nottinghamshire

www.haart.co.ukClick here for a free property valuation

go online to book your valuation ator phone 0845 899 9999 until 10pm weekdays

We have local expertise, nationwide coverage and we market worldwide now, can we help you in 2012?

Arnold Sales: 01159 268 877arnold@haart.co.uk

Hucknall Sales: 01159 633 371hucknall@haart.co.uk

Nottingham Sales: 01159 633 371nottingham@haart.co.uk

Nottingham Lettings Lettings: 01159 859 065nottingham.lettings@haart.co.uk

West Bridgford Sales: 01159 816 551west.bridgford@haart.co.uk