Florida State University Credit UnionFlorida State University Credit UnionFlorida State University Credit UnionFlorida State University Credit UnionFlorida State University Credit Union 4th Quarter 2008 Newsletter 4th Quarter 2008 Newsletter 4th Quarter 2008 Newsletter 4th Quarter 2008 Newsletter 4th Quarter 2008 Newsletter

greenGarnet, Gold &

WE WILL BE CLOSED:

Thursday, January 1st

for New Year’s Day

Monday, January 19th

for Martin Luther King Jr. Day

Monday, February 16th

for Presidents’ Day

Monday, May 25th

for Memorial Day

IN THIS ISSUE:

44444New Branch Opening Soon

44444Double Your Tax Promotion

44444Annual Meeting Information

MARK YOUR

CALENDAR

FSU Credit

Union’s sixth

branch is scheduled

to open in early April,

2009. The 2,600

square foot building

will be located in the

Evening Rose town

center and will be

accessible on the

west side of Capital

Circle NE just north

of Mahan and beside

Pizza Hut. “It is a

very convenient

location and will fill the gap in coverage in the Tallahassee area,” said Harmony Nagy,

Marketing Director for FSU Credit Union. “We’re looking forward to serving the needs

of existing members who live or work in that area of Tallahassee as well as earning the

business of new members.”

The full service branch will feature a fully functioning lobby, drive-thru, ATM and night-

drop. It will be staffed with courteous and knowledgeable employees who will be able

to assist members with a full array of financial services to include Savings, Checking,

Money Management, IRAs and Share Certificates, plus new and used Automobile,

Mortgage, Vacation, Holiday, Home Equity and Line of Credit loans - all at very

competitive rates.

FSU Credit Union’s Evening Rose Branch is a LEED (Leadership in Energy and

Environmental Design)-certified building, which means it meets the nationally recognized

criteria for being a green building. It is the first LEED Certified financial institution in

Tallahassee and only the second in the state of Florida.

The new FSU Credit Union branch is also an outlet of the shared branch network and

will provide services to the members of many local and regional credit unions. The

official grand opening and ribbon cutting is tentatively scheduled for Thursday, April

23rd. Check our website at www.fsucu.org for more details.

New Evening Rose BranchOpening Spring 2009

NEW

PROMOTIONS

Get Drive...to Invest in AmericaFSU Credit Union has teamed up with GM and Chrysler to help our members Invest in America. All eligible current and new

members have the unique opportunity to get a great discount on a new vehicle from GM or Chrysler. While the discounts vary

depending on which vehicle you choose, everyone will drive away with a great deal. Depending on your choice, you could save up to

thousands of dollars.

The deal gets even better when you finance your vehicle with us. Thanks to our low loan rates, your savings will quickly add up. And

you’ll be doing your part to help the local economy when you buy an American-made car and finance it through us. Start driving your

discount. For more information on Invest in America, visit www.fsucu.org.

Chrysler Discount: FSU Credit Union has teamed up with Chrysler to bring you a great deal on new Chrysler, Dodge and Jeep

vehicles. Chrysler recently announced their new Employee Pricing discount. But as a FSU Credit Union member, you can save up to

an additional $1,000 through cash allowances when you finance your auto loan with FSU Credit Union, depending on which vehicle

you choose. Plus, if there are other incentives on your model, you’ll get those as well! Save even more money with our low auto loan

rates when you finance through us. Talk to a credit union representative to bet pre-approved before you head to the dealer.

Lower the Rateon Your Current

FSUCU Auto Loan

Do you have an auto loan with FSU Credit Union? Get a

mortgage loan or sign-up for a minimum direct deposit and

get a 1% APR discount on your FSU Credit Union auto loan.

You must be a FSU Credit Union member in good standing with an auto loansalready on the books. Your vehicle is subject to inspection. Credit history and

delinquency may affect your eligibility. The 1% APR reduction will not effect therate and/or payment of the existing loan. The lowest rate available at FSU CreditUnion is 4.75% APR. A direct deposit with a $500 minimum into a FSU Credit

Union share draft account or a mortgage loan (new or refinanced) is required toqualify for this promotion. The share draft account must initiate a repeatingdirect deposit such as payroll, pension or Social Security. FSU Credit Union

reserves the right to cancel these promotions at any time without notice.Contact a representative at 877-GO-FSUCU for complete details.

Tax Season is almost here. Let FSU Credit Union help you save on your tax filing.

Prepare, print and efile your simple Federal Federal return with TurboTax

Federal Free Edition. Plus, we can save you 10% on Turbo Tax Federal Deluxe. Or,

let a Jackson Hewitt professional help you prepare and file them. Go to our website

at www.fsucu.org to access TurboTax or to retrieve a Jackson Hewitt coupon good

for $25 of your tax preparation.

Plus, have your refund electronically deposited into your FSUCU Checking Account

Double Your Tax Refund

for a chance to have your refund matched. One lucky winner will have their tax refund matched, up to $1,000, by FSU Credit

Union. The winner will be selected at random from all eligible entries. To enter:

wHave your tax refund electronically deposited into your FSU Credit Union checking account.

wHave an active loan with FSU Credit Union, including a credit card.

No purchase necessary. Ask a FSU Credit Union representative for details or log onto our website at www.fsucu.org for official rules.

FSUCU Routing Number: 263-182-545

Getting a cash allowance couldn’t be easier. Just go to

www.fsucu.org for complete details including a list of qualifying

vehicles and incentives. To qualify for the Credit Union Member

Cash program, simply let your Chrysler, Dodge or Jeep dealer

know you are financing your new vehicle through your credit

union.

GM Discount: All new and current FSU Credit Union members

will receive the GM Supplier Discount on most new GM ve-

hicles. Get prequalified for a vehicle loan with us and save even

more with low auto loan rates. The GM Discount For Credit

Union Members can save you thousands of dollars, depending on

which vehicle you purchase. To take part in this great discount,

go to www.fsucu.org and select the GM Discount Program For

Credit Union Members button, follow the prompts to find your

eligible credit union and print out your personal Authorization

Number. Take that number to your local GM Dealer and drive

away happy in your new GM vehicle.

Leslie Fennell, Board of DirectorsLeslie A. Fennell graduated with a BS in Accounting in 1983. An FSU Credit Union member since1980, she previously served on the FSU Credit Union Board from 1999-2008. She was among thefirst FSU Credit Union members to sign up for Personal Branch when it was introduced. She hasworked full time at FSU since 1979, and is currently an Analyst with FSU’s ERP OMNI HR/Payrollsupport team. Before moving to ERP in 2002 she had spent 7 years in Human Resources as theHRMS System Administrator. Prior to that role, she spent 11 years in the Budget & Analysis depart-ment, working her way up from Research Assistant to Assistant Budget Director. She has receivedsignificant recognition throughout her career at FSU, including the Gabor Superior AccomplishmentAward and the Exemplary Service Award for Administrative & Professional employees. She has alsoreceived several Davis Productivity Awards from the State. Before moving to Tallahassee, she lived inAtlanta and worked for The Kroger Company for ten years. She and her husband Mike, also anFSU employee, have been married for 38 years. They divide their time between residences inJefferson and Franklin counties.

FSU Credit Union’s Nominating Committee, consisting of Chuck Adcock, Chair, David Sagaser and Carolyn Shackelford reviewed

a list of qualified candidates and officially nominates Leslie Fennell to serve one 3-year term on the Board of Directors. In

addition, the nominating committee has nominated Valerie Beynon (incumbent) and Dr.Stacy Sirmans to serve one 3-year term on

the Supervisory Committee. All positions are unpaid volunteers.

Nominating Committee Report

Dr. Stacy Sirmans, Director (Incumbent)

Dr. G. Stacy Sirmans is the Kenneth G. Bacheller Professor of Real Estate in the College of Business

Administration at Florida State University. His areas of expertise are real estate finance and real

estate investment. He has published over eighty papers in academic journals and is the author of two

textbooks, Real Estate Finance Theory and Practice and Learning Real Estate Finance. Over the last

years Dr. Sirmans has been interviewed by or his work has appeared in media outlets such as the

Wall Street Journal, Money Magazine, Kiplinger Magazine, New York Times, Los Angeles Times,

Chicago Tribune, Orlando Sentinel, Tallahassee Democrat, and others. Dr. Sirmans has also served

on the faculty at Emory University and Clemson University. He also served as a visiting scholar at the

Federal Home Loan Bank Board.

Valerie Beynon, Supervisory Committee

Valerie Beynon has been a member of FSU Credit Union since 1986. She earned her degrees in

communication from St. Petersburg College and FSU and has worked in the North Florida/South

Georgia area for 17 years developing targeted integrated marketing communication strategies and

tactics that have proven how business can make a difference in our communities. Now employed

with the Business Development Unit of the Florida Office of Insurance Regulation, Valerie is using her

experience to help bring more insurance companies to Florida, relieve distressed markets and

provide Florida consumers greater choice in the marketplace. “Throughout the years my credit union

has grown with me, providing greater convenience and expanded services to the membership,” said

Valerie. “I hope to serve this distinguished entity as they have served me over the years.”

In accordance with the credit union bylaws, any member may place their name into nomination by petition for the open board positions.

The petition may be obtained by contacting the Secretary of the Board at P.O. Box 182499 Tallahassee, FL 32318. The petition must

have the signature of at least 50 credit union members and must be received by the secretary at least 45 days prior to the annual

meeting which is scheduled for Thursday, April 21, 2009. In the event no petitions are received, there will be no balloting for the

positions for which only one candidate has been selected and the chair shall declare the nominees duly elected at the annual meeting.

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as of 11/30/08Bottom LineBottom Line

Florida State University Credit Union’s 3rd Quarter, 2008

Employee of the Quarter honors were awarded to

Meagan Wammack. Meagan, Card Services Coordinator,

is being recognized for her ability to successfully fulfill her

job responsibilities while always keeping the organization

and membership in the forefront. Meagan exemplifies the

saying “going above and beyond.” Congratulations Meagan!

Employee of the quarter is selected by the management team

of the Credit Union. Members are encouraged to submit

nominations via email to kadcock@fsucu.org.

Employee of the Quarter

Assets

$86,110,649

Loans

$67,981,083

Members

11,413

Campus Branch: 832 W. St. Augustine Street, Tallahassee, FL 32304 850.224.4960, Telephone 850.224.3479, Fax

Crawfordville Branch: 2655-C Crawfordville Highway, Crawfordville, FL 32327 850.224.4960, Telephone 850.926.3701, Fax

Maclay Branch: 3534-B Thomasville Road, Tallahassee, FL 32308 850.224.4960, Telephone 850.205.9939, Fax

Main Office: 2806 Sharer Road, Tallahassee, FL 32312 850.224.4960, Telephone 850.224.2754, Fax

Tomahawk Branch: 3000 School House Road, Tallahassee, FL 32311 850.224.4960, Telephone 850.224.2754, Fax

MAILING ADDRESS: P.O. Box 182499, Tallahassee, FL 32318 1.877.GO.FSUCU, Toll Free www.fsucu.org

CAMPUS BRANCH

Lobby Hours:

Monday through Thursday

8:00 am to 2:00 pm

Friday

8:00 am to 4:00 pm

Drive-Thru Hours:

Monday through Friday

8:00 am to 4:00 pm

CRAWFORDVILLE BRANCH

Lobby Hours:

Monday through Friday

10:00 am to 6:00 pm

MACLAY BRANCH

Lobby Hours:

Monday through Friday

10:00 am to 6:00 pm

Saturday

9:00 am to 12 am

Drive-Thru Hours:

Monday through Friday

7:30 am to 6:00 pm

Saturday

9:00 am to 12:00 am

MAIN OFFICE

Lobby & Drive-Thru Hours:

Monday through Friday

10:00 am to 6:00 pm

TOMAHAWK BRANCH

Lobby Hours:

Tuesday through Friday

10:00 am to 2:00 pm

Virtual BRANCH:

www.fsucu.org

SHARED SERVICE FACILITIES:

www.creditunion.net

ATM LOCATOR:

www.cu24.com

Call 850.224.4960 for eligibility requirements.

850-445-5723www.autowiseonline.com

Located in in the lobby of FSUCU’s main office.

Credit Union Owned Autos for Sale

From time to time, the financial responsibility for payment on a loan cannot be met.

When this happens, repossession or voluntary forfeiture becomes necessary. “Although

it is not a pleasant part of our job, it’s a great opportunity for members to get a good deal”

commented Michael Phillips, Vice President of Operations.

You can find a full list of credit union owned cars, trucks and recreational vehicles on our

website, www.fsucu.org. Simply click on the “Shop FSUCU Repos” button on the right

hand side of the home page.

If you purchase one of the vehicles at the “Buy Now” price, you may be eligible for

0% APR financing (w/approved credit). If a bid is placed on the vehicle and financing is

needed, normal financing rates and terms will apply.

Now, for a limited time only, purchase a credit union owned vehicle at the “Buy Now” price

and get a 10% reduction. Plus, the 0% APR financing offer is still available.

Log onto our website to view stock and apply for a loan or call us at 850-224-4960.