FNB Personal Banking Pricing Guide · FNB Personal accounts have been designed to meet your day to...

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FNB Personal Banking Pricing Guide 1 st January -31 st December 2020 Terms, conditions and rules apply.

Transcript of FNB Personal Banking Pricing Guide · FNB Personal accounts have been designed to meet your day to...

Page 1: FNB Personal Banking Pricing Guide · FNB Personal accounts have been designed to meet your day to day banking. We want you to pay less and get more. This guide has everything you

FNB Personal Banking Pricing Guide

1st January -31st December 2020

Terms, conditions and rules apply.

Page 2: FNB Personal Banking Pricing Guide · FNB Personal accounts have been designed to meet your day to day banking. We want you to pay less and get more. This guide has everything you

Introduction Making Banking easierand more convenient

FNB Personal accounts have been designed to meet your day to day banking.We want you to pay less and get more.

This guide has everything you need to understand on how bank fees are charged. It will also help you to use your account in the safest and cheapest way.

The fees outlined in this guide are VAT inclusive and effective from 1stJanuary -31st December 2020.

FNB Personal Banking

Home

Introduction

Personal Accounts

Foreign Currency AccountsGlobal Market & International Trade TariffsOther Account Related Fees

Contact Us

FNB Personal Banking Pricing Guide Page 2

Future Forward Account

Savings Account

Student Account

Tanzanite Account

Gold Cheque Account

Platinum Cheque Account

Page 3: FNB Personal Banking Pricing Guide · FNB Personal accounts have been designed to meet your day to day banking. We want you to pay less and get more. This guide has everything you

Personal Accounts

How does this pricing option work?

You are charged for each transaction at the applicable fee.

You are charged for each transaction at the applicable fee.

You are charged for each transaction at the applicable fee.

You get 2 free debits monthly.Thereafter, normal debits are charged at PAYU fees. A fee of TZS 2,200 is charged if balance is below TZS 50,000.

You are charged for each transaction at the applicable fee. A fee of TZS 2,200 is charged if balance is belowTZS 100,000

Opening Balance

5,400.00

Free

Free

Free

Free

650.00

2,500.00

2,500.00

20,000.00 20,000.00

11,800.00

3,000.00

1,400.00

8,500.00

950.00 950.00 950.00 950.00 950.00

3,000.00

8,000.00

30,000.00

3.5%

Free

Free

3,000.00

8,000.00

30,000.00

3.5%

Free

Free

1,200 per 1Mil or part thereof. Min 3,000 Max 100,00

1,200 per 1Mil or part thereof. Min 3,000 Max 100,00

1,200 per 1Mil or part thereof. Min 3,000 Max 100,00

1,200 per 1Mil or part thereof. Min 3,000 Max 100,00

1,200 per 1Mil or partthereof. Min 3,000 Max 100,00

2,800.007,000.00

1,400.00

8,500.00

2,800.007,000.00

Not Applicable

Not Applicable

5,000.0050,000.00 100,000.00

5,400.00

Free

Free

Free

Free

650.00

2,500.00

2,500.00

11,800.00

3,000.00

Not Applicable

Not Applicable

5,000.00

20,000.00

3,000.00

8,000.00

30,000.00

3.5%

Free

Free

1,400.00

8,500.00

2,800.007,000.00

5,000.005,000.00

5,400.00

2,200.00

Free

Free

Free

650.00

2,500.00

2,500.00

11,800.00

3,000.00

Not Applicable

Not Applicable

20,000.00

3,000.00

8,000.00

30,000.00

3.5%

Free

Free

1,400.00

8,500.00

2,800.007,000.00

5,000.00

5,400.00

3,000.00

Free

Free

Free

650.00

2,500.00

2,500.00

11,800.00

3,000.00

Not Applicable

Not Applicable

5,000.00

20,000.00

3,000.00

8,000.00

30,000.00

3.5%

Free

Free

1,400.00

8,500.00

2,800.007,000.00

10,000.00

5,400.00

4,500.00

Free

Free

Free

650.00

2,500.00

2,500.00

11,800.00

3,000.00

Not Applicable

Not Applicable

10,000.00

Free

Free

8,000.00

30,000.00

3.5%

Free

Free

Free

Free

FreeFree

100,000.00

Free

16,000.00

Free

Free

Free

Free

2,500.00

Unlimited Transactions

11,800.00

Unlimited Transactions

Not Applicable

Free

None

Free

Free

Free Free

8,000.00

30,000.00

3.5%

Free

Free

Free

Free

FreeFree

200,000.00

Free

30,000.00

Free

Free

Free

Free

2,500.00

Unlimited Transactions

11,800.00

Unlimited Transactions

Unlimited Transactions Unlimited Transactions

Not Applicable

Free

NoneMinimum BalanceMonthly Account Fee

Local card PurchasesLocal Card Purchases with Cash-BackInternational Card PurchasesPrepaid Purchase (FNB ATM, App, Cellphone or Online Banking)

Electronic Transfer (FNB ATM, App, Cellphone, Online Banking or Schedule Payments)Branch Transfers

Internal Debit OrdersExternal Debit Orders

Payments (FNB ATM, App, Cellphone, Online Banking or Scheduled Payments)

Cheque Payment Service FeeBranch PaymentsReal Time Gross Settlement (RTGS)-TISS

5,000 to 100,000

100,001 to 500,000500,001 to 1,000,0001,000,001 to 3,000,000

FNB ATM/Cardless WithdrawalBranch Cash Withdrawal using Cheque Book/CardOther Bank’s ATM Cash WithdrawalInternational ATM Cash WithdrawalInternational Branch Cash WithdrawalOptional Issuer Fee (OPF)

Cheques

Cash Deposit

Purchases

Linked Account Transfers

Payments

Send Money to Mobile Wallets (FNB ATM, App, Cellphone & Online Banking)

Cash withdrawals

Deposit

For afixed fee per monthyou get unlimited electronic, branch cheque transactions no matter how many you do.

For afixed fee per month you get unlimited electronic, branch cheque transactions no matter how many you do.

Future Forward Account

Savings Account Student Lifestart Account

Tanzanite Account Smart GoldAccount

Gold Cheque Account

Platinum ChequeAccount

CurrencyPricing Option Pay As You Use

TZS TZS TZS TZS TZS TZS TZS

Pay As You Use Pay As You Use Pay As You Use Pay As You Use Unlimited Option Unlimited Option

Introduction

Home

Introduction

Personal Accounts

Foreign Currency AccountsGlobal Market & International Trade TariffsOther Account Related Fees

Contact Us

Future Forward Account

Savings Account

Student Account

Tanzanite Account

Gold Cheque Account

Platinum Cheque Account

FNB Personal Banking Pricing Guide Page 3

Page 4: FNB Personal Banking Pricing Guide · FNB Personal accounts have been designed to meet your day to day banking. We want you to pay less and get more. This guide has everything you

Opening BalanceMinimum Balance

Monthly Account FeeWithdrawals and Deposits

Cash Withdrawals 1.5% of value Min 13 &Max 420

100.0000.00

14.00

3.00

2.00

5.00

15.00

100.00

100.00

32.50

32.50

38.50

0.60 per leaf38.50

4.25

65.00

3.00

5.13

Free

Free

Free

Free.Small denomination (less than$50 charges are 1.5% of cash deposited-Minimum$16)

1.5% of value Min 14.75 &Max 450

100.0000.00

13.00

2.50 2.50

4.75

15.00

65.00

65.00

27.50 27.50

25.00

38.50

Not Applicable32.50

3.50

60.00

Not Applicable Not Applicable Not Applicable

55.00

3.00

35.00

3.00

Free

Free

Free

1.5% of value, min 11.80 max 350

1.5% of value, min 130max 4500

100.0000.00

9.50

5000.0000.00

145.00

475.00

40.00

4.25

42.50

15.00

55.00

55.00

25.00

35.50

Not Applicable32.50

3.00

Free

Free

Free

Free

Free

25.00

325.00

50.00

650.00

190.00

750.00

825.00

325.00

385.00

Not Applicable385.00

415.00

Free

2,000 per month free (excluding small denomination cash) thereafter 0.30% of value

2,000 per month free (excluding small denomination cash) thereafter 0.30% of value

3,000 per month free (excluding small denomination cash) thereafter 0.30% of value

Cash deposits

Payments and Transfers

Cheque IssuedAccount Payments(Online, FNB-to-FNB)

Account Tansfers(Online, FNB-to-FNB)

Account Payments(Branch -TISS)

Account Transfers Branch

Special InstructionsBalance EnquiresBanks Cheque

Monthly Statement

Dishonoured Payment

Duplicate Statement (per page)Branch and Telephone Banking)

Hounouring Fee (charged whenyou exceed your account limit)Deposit of Post Dated Cheques

Stop Payments OnlineStop Payments Branch

Cheque Book FeeCertificate of BalanceManual Salary Processingper Entry

Other Fees

Statements

Penalty Fees

Stop Payments

ENC Upliftment Fee/SpecialClearance (per deposit)

Currency GBP ZAREURUSD

Pricing Option

Foreign Currency

Introduction

Home

Introduction

Personal Accounts

Foreign Currency AccountsGlobal Market & International Trade TariffsOther Account Related Fees

Contact Us

Future Forward Account

Savings Account

Student Account

Tanzanite Account

Gold Cheque Account

Platinum Cheque Account

FNB Personal Banking Pricing Guide Page 4

Page 5: FNB Personal Banking Pricing Guide · FNB Personal accounts have been designed to meet your day to day banking. We want you to pay less and get more. This guide has everything you

Bank and country risk determined perquarter or part thereof Min $250Bank and country risk determined perquarter or part thereof Min $250

Commission

Commission

$24

0.35% Min $59, Max $180

1.20% per quarter or partthereof Min $250 + $35

1.20% per quarter or partthereof Min $250 + $35

No ChargeTZS1,800

$35$120$90 per set

$900.90% Min $150$120$145$35

$35

$35$120

$25$12$12

$35

$35$35

0.30% Min $150

0.60% Min $150

1.75% per quarter or part thereof Min $215

1.75% per quarter or part thereof Min $215

1.20% Min $30 Max $300

0.60% Min $25, Max $250Bank Charges & Exchange Differential

$90

$145

$150

$90+$35 (Swift)

Swift Charge

Establishment

Letters of Credit-ImportSWIFT MT940/50 Statements per page

Amendment Fee

Amendment-Extension (date And/or Amount)

Cancellation FeeDrawing

Advising Commission

Confirmation Fee

Amendments with our Confirmation

Amendments (General)Payment (Negotiation Fee)

Courier FeeSwift QueriesDocumentary Collections-ImportCommissionSwift Fee

Documentary Collections-ExportCommissionCourier FeeSwift QueriesAmendementsGuarantees

AmendmentAmendement (Extension (date/or Amount)Swift QueriesCancellationNegotiation (Subject to manager Approval)Collection charge

Foreign Exchange ContactsReturned Foreign cheque

Extablishment & ExtensionsDrawdowns (1st 2drawdowns Free of charge)Cancellations

Inward Swift Transfer

Outward Swift Transfer

Global Market & International Trade TariffsPricing Option Personal High Net Worth

Query/Swift Fee

Letters of Credit- Export

Cancellation

Amendment

Commission

$12

0.30% Min $47, Max $100

0.90% per quarter or partthereof Min $215 + $30

0.90% per quarter or partthereof Min $215 + $30

Bank and country risk determined perquarter or part thereof Min $250Bank and country risk determined perquarter or part thereof Min $250

No ChargeTZS1,800

$30$120$60 per set

$600.60% Min $150$120$145$30

$30

$30$120

$25$12$12

$30

$30

$30

0.30% Min $120

0.60% Min $150

1.20% per quarter or part thereof Min $115

1.20% per quarter or part thereof Min $155

1.20% Min $30 Max $300

0.60% Min $25, Max $250Bank Charges & Exchange Differential

$60

$145

$120

$60+$30 (Swift)Introduction

Home

Introduction

Personal Accounts

Foreign Currency AccountsGlobal Market & International Trade TariffsOther Account Related Fees

Contact Us

Future Forward Account Savings Account

Student Account

Tanzanite Account

Gold Cheque Account

Platinum Cheque Account

FNB Personal Banking Pricing Guide Page 5

Page 6: FNB Personal Banking Pricing Guide · FNB Personal accounts have been designed to meet your day to day banking. We want you to pay less and get more. This guide has everything you

Free

Free

FreeFreeFreeFree500.00

5,000.00

950.001,200.00

120,000.002,500.0045,000.0040,000.00 40,000.00

250.00250.00500.00150.00

1,500.00300.00100.00

600 per leafup to 2.0%5%

16,000.0045,000.00

83,000.00

30,000.00

37,000.00

5,000.0042,000.00

FreeFreeFreeFree500.00

5,000.00

950.001,200.00

120,000.002,500.0045,000.00

250.00250.00500.00150.00

1,500.00300.00100.00

Freeup to 2.0%5%

16,000.0045,000.00

83,000.00

30,000.00

37,000.00

5,000.0042,000.00

Free17,000.00

Free950.00

35,000.00

75,000.00

FreeFreeFree

75,000.00

35,000.00

FreeFNB Branch, FNB POS and Other Bank’s POS, ATMsFNB ATM, App, Cellphone & Online Banking

Special Instructions

Scheduled Payment Setup & Amendment Fee(via Online Banking)

ENC Upliftment Fee/Special Clearance (per deposit)

Bank Cheque

Scheduled Payment Setup (FNB Branch)Scheduled Payment Amendment(FNB Branch)

Monthly, Quarterly, AnnuallyDaily

Bi-WeeklyMini Statement (FNB ATM, App & Cellphone Banking)Duplicate Statement (per page) Branch and Telephone banking)Stop PaymentsOnline Banking

Penalty FeesDishonoured PaymentHounourung Fee (charges when you exceed you account limit)Card Replacement Fee ( per card)Pin Replacement Fee

Other FNB Declined Transaction FeeOther Bank’s ATM Declined Transcation Fee (Local and International)Other FeesCheque Book FeeLoans and Overdrafts facility FeeEarly Settlement Fee

Loan administration FeeCertificate of Balance/Introduction LetterTresury Bills/Bonds Bidding ChargesNotificationsPayment NotificationSMS NotificationFax NotificationEmail NotificationBalance Alert NotificationWeeklyMonthlyDaily

Other Account Related FeesPricing Option

Statments

Weekly

FNB Branch

Deposit of Post Dated Cheques (per cheque)

Overdraft Excess Administration Fee

Introduction

Home

Introduction

Personal Accounts

Foreign Currency AccountsGlobal Market & International Trade TariffsOther Account Related Fees

Contact Us

Future Forward Account Savings Account

Student Account

Tanzanite Account

Gold Cheque Account

Platinum Cheque Account

FNB Personal Banking Pricing Guide Page 6

Pay-As-You-Use (TZS) Unlimited Option (TZS)Balance Enquires

Page 7: FNB Personal Banking Pricing Guide · FNB Personal accounts have been designed to meet your day to day banking. We want you to pay less and get more. This guide has everything you

FNB Personal Banking Pricing Guide

Contact UsFor more information on our Personal banking pricing:

• Visit your nearest FNB branch• Visit www.fnbtanzania.co.tz and click “For Me ” tab• Call +255 768 989 050

Terms, conditions and rules apply.