Financial Performance Analysis on Dhaka Bank Ltd
Transcript of Financial Performance Analysis on Dhaka Bank Ltd
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Financial Performance Analysis
onDhaka Bank Limited
Submitted by
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Part ' (
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Introduction)Bangladesh has gone through different Banking system. Banking system of
Bangladesh has moved out three phases of development - Nationalization, Privatization,
and lastly Financial ector !eform. "n Bangladesh, no#-a-days more than $% commercial
& specialized 'anks are conducting their operations, 'ut they differ from one another in
many #ays regarding their services.
(ith due consent of our course teacher, #e have selected our area of interest in
this particular aspect and set our topic as *Financial Performance Analysis on DhakaBank Limited+."n Bangladesh there are different 'anks #orks for developing not only
the customer)s satisfaction 'ut also the countries economic development.
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,.-. #becti/es of the 0e1ort)
+he program, designed to provide the BB students #ith an opportunities to
o'tain on the o' training, aims at 'ringing together the t#o facts of learning the
theoretical and practical. +he o'ectives of the study #hich are stated 'elo#
+o 'e introduced #ith the 'ank
+o kno# a'out the performance of the 'ank
+o increase our efficiency
+o ac/uire 'oth theoretical and practical kno#ledge.
,.2. Sources of Information)
+he report #as fully investigative in nature. 0ata have 'een collected from 'oth
primary and secondary sources.
Data $ollection
+his study is mainly 'ased on secondary data availa'le from the various divisionsand departments of 0haka Bank Banani Br. in addition to these other necessary
information have 'een collected from the daily ne#s papers, relevant ournals, annual
reports of 0haka Bank, Bangladesh Bank, 3inistry of Finance and Planning and
pu'lications of other relevant institutions have also 'een taken into consideration.
,.2.,. Primary Sources)
Face to face conversation #ith the 'ank officers & staffs.
4onversation #ith the clients.
,.2.3. Secondary Sources)
Procedure manual pu'lished 'y the 0haka Bank 5td.
Files and documents of the 'ranch.
nnual report of 0haka Bank 5imited, 2%%6 - 2%1%.
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0ifferent8 manuals of 0haka Bank 5imited.
0ifferent circulars of 0haka Bank 5imited
,.4. Limitation of the Study)
+he report #as completed under the follo#ing limitations
+he main constraint of the study is insufficiency of information, #hich #as
re/uired for the study. +here are various information the 'ank employee can8t
provide due to security and other corporate o'ligations.
0ue to time limitations many of the aspects could not 'e discussed in the
present report.
ince the 'ank personals #ere very 'usy, they could provide me very little
time.
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Part ' (( #r&ani5ation)
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3.,. Back&round and 0ational of the Study)
0haka Bank 5td is one of the third generation 'anks in Bangladesh and has a strong
position in the current competitive market. 0haka Bank is trying to develop its reputationamong its client 'y offering e:cellent services through ;eneral Banking, 4redit 0ivision
and specially Foreign
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3.3. ission Statement)
+o 'e the premier financial institution in the country providing high /uality
products and services 'acked 'y latest technology and a team of highly motivated
personnel to deliver- !6cellence in Bankin&.
3.-. 7ision)
t 0haka Bank, #e dra# our inspiration from the distant stars. ur team is
committed to assure a standard that makes every 'anking transaction a pleasura'le
e:perience. ur endeavor is to offer you razor sharp sparkle through accuracy, relia'ility,
timely delivery, cutting edge technology, and tailored solution for 'usiness needs, glo'al
reach in trade and commerce and high yield on your investments.
3.8. Goal )
ur people, products and processes are aligned to meet the demand of our
discerning customers. ur goal is to achieve a distinction like the luminaries in the sky.
ur prime o'ective is to deliver a /uality that demonstrates a true reflection of our vision
!6cellence in Bankin&.
3.2. 7alues)G 4ustomer Focus
G "ntegrity
G +eam#ork
G !espect for the "ndividual
G Huality
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G !esponsi'le 4itizenship
3.9. #r&ani5ation structure of Dhaka Bank Limited)
Fi&ure) #r&ani5ation structure of Dhaka Bank
Limited
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$hairman:
Board of Directors
:
ana&in& Director:
De1uty ana&in& Director:
Senior !6ecuti/e 7ice President:
!6ecuti/e 7ice President:
Senior 7ice President:
7ice President
:Senior Assistant 7ice President
:
First Assistant 7ice President:
Assistant 7ice President:
Senior Princi1al #fficer:
Princi1al #fficer:
Senior #fficer
:#fficer
:
;unior #fficer:
Assistant #fficer:
Assistant "rainee #fficer
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Part ' (((
Analysis)
A. 0atio Analysis)
Def of 0 A
Sl
No.
$ash 1osition 3
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-.
sTotalAsset
SecuritiesMarketableCash + %.1A %.1E
$omment)
2%1% is 'etter than 2%%62%1% is 'etter than 2%%6
2%1% is 'etter than 2%%6
B. Li>uidity 0atio)
Define
$omment)
,. 3
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D. $a1ital Structure)
Sl
No.
$ash 1osition 3
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-.-. #r&ano&ram of Dhaka Bank Ltd)
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Board of Directors
Managing Director
Deputy ManagingDirector
(Credit & RiskManagement)
Deputy Managing
Director(Operations)
EVP, F&AD
VicePreside
nt
SeniorVice
President
AssistantVice
President
VicePreside
nt
Assistantvice
President
FirstAssistant
Vicepresident
SeniorAssistant
VicePresident
VicePreside
nt
FirstAssistant
Vice
president
SVP,
OperationsDivision
SVP, Financialnstit!tionDivision
SVP, A!dit &Risk
Management
VP, Personal"ankingDivision
FAVP,HRD
Fi&ure) #r&ano&ram of Dhaka Bank Limited
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