Final.pres.revised cds time adjusted for 2003 version show

GETTING COMPLETE

OUT OF DEBT

Often we don't Have The Road Map How To Achieve

These Goals

The SoftwareMathematicallyDetermine The Fastest way to

Zero

Using The Acceleration Account Program

1. No Refinancing

1. No Refinancing

2. Min. Monthly Payment Will Stay The Same


1. No Refinancing

2. Min. Monthly Payment Will Stay The Same

3. Little To No change in Lifestyle


Committed To Getting Out Of Debt


Committed To Getting Out Of Debt

Consistently Follow The Sotfware


FINANCIAL INFORMATION SHEET

APPLICANT INFORMATION

Name: Address: Phone:

City State: Zip Code Cell Phone:

Lender: Mortgage Principal $ Start date:

Mortgage Balance: $ Term: Interest Rate: Payment: $

Line of credit Balance: $ Line of credit Limit: $ Savings Acc Balance $

E-mail:

INCOME INFORMATION

Name Amount Interval

EXPENSES*

* Utilities(gas electric phone cable internet) car insurance, health insurance, medicines, groceries etc.

ACCELERATIONACCOUNTPROGRAM

Accelerating Account

SAVINGS ACCOUNT

SAVINGS ACCOUNT


Deposit Account

CHECKING ACCOUNT

CHECKING ACCOUNT


HELOC

CREDIT

CARDS Deposit Account

SAVINGS ACCOUNT

MORTGAGE

OTHER DEBTS

TOTAL PAYMENTS

JOHN & MARY DOE LOAN SUMMARY


$ 200,000 Principal Loan Amount

360 Months (30 Year Loan)




$ 1,199.10 Monthly Payment

6% Interest rate





$ 431,676 Total Repayment

6% Interest rate






-$200,000 Principal Loan Amount

6% Interest rate





-$200,000 Principal Loan Amount

-$231,676 Total Interest Paid

6% Interest rate


Sample Loan: John and Mary Doe

$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21



Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10




Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10




Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389




Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

$267.22 $931.88 $186,108 $13,891 $71,946




Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

$267.22 $931.88 $186,108 $71,946 $13,891




Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

$267.22 $931.88 $186,108 $71,946 $13,891

$360.44

$696.23

$838.66

$502.89

$167,371

$100,573

$32,628

$99,436

$143,891

$300,947


THE ACCELERATION

ACCOUNT

PROGRAM

A Financial Tool for

Managing a Mortgage Or Consumer Debt

Uses Well-knownBanking Tools &

Strategies

THE ACCELERATION

ACCOUNT

PROGRAM

THE ACCELERATION

ACCOUNT

PROGRAM

You Will Need AChecking &

SavingsAccount

Two Different Account

Are Need ForMaximum Efficiency

THE ACCELERATION

ACCOUNT

PROGRAM

Checking or Savings Account

Deposit Account

Deposit Account

Savings Account

Or Lines Of

Credit


Checking or Savings Account

Tells You How muchMoney To Move

When to moveThe Money

What Account to use

High Reserve Line

Minimum Reserve

Deposit Account

Income Strategic

Allocation

Optimal Balance ForFunds Transfer

Minimum Reserve


CAR

R.V.

HOME

A.T.V

Credit Cards

High Reserve Line

Income Strategic

Allocation

Optimal Balance ForFunds Transfer CAR

R.V.

HOME

A.T.V

Credit Cards

Minimum Reserve Minimum Reserve

Deposit Account Accelerating Account

High Reserve LineOptimal Balance For

Funds Transfer CAR

R.V.

HOME

A.T.V

Credit Cards

Transfer Funds



The Mathematical Engines that Drive

The Acceleration Account Program

Constantly Monitor Available ReservesPrompt Strategic Principal Only Payments

High Reserve LineOptimal Balance For

Funds Transfer CAR

R.V.

HOME

A.T.V

Credit Cards

Transfer Funds



$ 5,000 Funds Transfer

$ 23,000 Saved

Eliminate 2 Years of Payments


MORTGAGE

DEBT

DEBT

DEBT

DEBT

DEBT

DEBT

DEBT DEBT DEBT DEBT DEBT DEBT

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

CREDIT CARDS

7%$21,538

MORTGAGE

6.5% $226,183

CAR LOAN 6.75% $42,296

R.V LOAN

6% $27,753 FURNITURE

6.125% $4,309

STUDENT LOANS 6.25% $24,530

THE ACCELERATION

ACCOUNT

PROGRAM

Horizons – Financial Inc.

Free Financial Analysis

Call us Or

Direct: 239-283-9314

[email protected]

Horizons – Financial Inc.

Direct: 239-283-9314

[email protected] Call us Or

E-mail ushttp://www.horizons-financial.com

Free Financial Analysis

Final.pres.revised cds time adjusted for 2003 version show

Economy & Finance

Transcript of Final.pres.revised cds time adjusted for 2003 version show