Final.pres.revised cds version 1( adjusted) para pierre

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Transcript of Final.pres.revised cds version 1( adjusted) para pierre

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GETTING COMPLETE

OUT OF DEBT

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Often we don't Have The Road Map How To Achieve

These Goals

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The SoftwareMathematicallyDetermine The Fastest way to

Zero

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Using The Acceleration Account Program

1. No Refinancing

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1. No Refinancing

2. Min. Monthly Payment Will Stay The Same

Using The Acceleration Account Program

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1. No Refinancing

2. Min. Monthly Payment Will Stay The Same

3. Little To No change in Lifestyle

Using The Acceleration Account Program

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Committed To Getting Out Of Debt

Using The Acceleration Account Program

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Committed To Getting Out Of Debt

Consistently Follow The Sotfware

Using The Acceleration Account Program

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FINANCIAL INFORMATION SHEET

APPLICANT INFORMATION

Name: Address: Phone:

City State: Zip Code Cell Phone:

Lender: Mortgage Principal $ Start date:

Mortgage Balance: $ Term: Interest Rate: Payment: $

Line of credit Balance: $ Line of credit Limit: $ Savings Acc Balance $

E-mail:

INCOME INFORMATION

Name Amount Interval

EXPENSES*

* Utilities(gas electric phone cable internet) car insurance, health insurance, medicines, groceries etc.

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ACCELERATIONACCOUNTPROGRAM

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Accelerating Account

SAVINGS ACCOUNT

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SAVINGS ACCOUNT

Accelerating Account

Deposit Account

CHECKING ACCOUNT

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CHECKING ACCOUNT

Accelerating Account

HELOC

CREDIT

CARDS Deposit Account

SAVINGS ACCOUNT

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MORTGAGE

OTHER DEBTS

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TOTAL PAYMENTS

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JOHN & MARY DOE LOAN SUMMARY

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JOHN & MARY DOE LOAN SUMMARY

$ 200,000 Principal Loan Amount

360 Months (30 Year Loan)

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JOHN & MARY DOE LOAN SUMMARY

$ 200,000 Principal Loan Amount

360 Months (30 Year Loan)

$ 1,199.10 Monthly Payment

6% Interest rate

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JOHN & MARY DOE LOAN SUMMARY

$ 200,000 Principal Loan Amount

360 Months (30 Year Loan)

$ 1,199.10 Monthly Payment

$ 431,676 Total Repayment

6% Interest rate

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JOHN & MARY DOE LOAN SUMMARY

$ 200,000 Principal Loan Amount

360 Months (30 Year Loan)

$ 1,199.10 Monthly Payment

$ 431,676 Total Repayment

-$200,000 Principal Loan Amount

6% Interest rate

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$ 200,000 Principal Loan Amount

360 Months (30 Year Loan)

$ 1,199.10 Monthly Payment

$ 431,676 Total Repayment

-$200,000 Principal Loan Amount

-$231,676 Total Interest Paid

6% Interest rate

JOHN & MARY DOE LOAN SUMMARY

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Sample Loan: John and Mary Doe

$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

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$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

Sample Loan: John and Mary Doe

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$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

Sample Loan: John and Mary Doe

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$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

Sample Loan: John and Mary Doe

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$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

Sample Loan: John and Mary Doe

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$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

$267.22 $931.88 $186,108 $13,891 $71,946

Sample Loan: John and Mary Doe

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$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

$267.22 $931.88 $186,108 $71,946 $13,891

Sample Loan: John and Mary Doe

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$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment

Principal Interest Balance Equity Paid

Month 1

Month 2

Year 1

Year 5

Year 10

Year 21

$1,000$199.10

$999.00$200.10

$210.33 $988.77 $197,543 $2,457 $14,389

$267.22 $931.88 $186,108 $71,946 $13,891

$360.44

$696.23

$838.66

$502.89

$167,371

$100,573

$32,628

$99,436

$143,891

$300,947

Sample Loan: John and Mary Doe

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THE ACCELERATION

ACCOUNT

PROGRAM

A Financial Tool for

Managing a Mortgage Or Consumer Debt

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Uses Well-knownBanking Tools &

Strategies

THE ACCELERATION

ACCOUNT

PROGRAM

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THE ACCELERATION

ACCOUNT

PROGRAM

You Will Need AChecking &

SavingsAccount

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Two Different Account

Are Need ForMaximum Efficiency

THE ACCELERATION

ACCOUNT

PROGRAM

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THE ACCELERATION

ACCOUNT

PROGRAM

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Checking or Savings Account

Deposit Account

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Deposit Account

Savings Account

Or Lines Of

Credit

Accelerating Account

Checking or Savings Account

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Tells You How muchMoney To Move

When to moveThe Money

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What Account to use

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High Reserve Line

Minimum Reserve

Deposit Account

Income Strategic

Allocation

Optimal Balance ForFunds Transfer

Minimum Reserve

Accelerating Account

CAR

R.V.

HOME

A.T.V

Credit Cards

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High Reserve Line

Income Strategic

Allocation

Optimal Balance ForFunds Transfer CAR

R.V.

HOME

A.T.V

Credit Cards

Minimum Reserve Minimum Reserve

Deposit Account Accelerating Account

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High Reserve LineOptimal Balance For

Funds Transfer CAR

R.V.

HOME

A.T.V

Credit Cards

Transfer Funds

Minimum Reserve Minimum Reserve

Deposit Account Accelerating Account

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The Mathematical Engines that Drive

The Acceleration Account Program

Constantly Monitor Available ReservesPrompt Strategic Principal Only Payments

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High Reserve LineOptimal Balance For

Funds Transfer CAR

R.V.

HOME

A.T.V

Credit Cards

Transfer Funds

Minimum Reserve Minimum Reserve

Deposit Account Accelerating Account

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$ 5,000 Funds Transfer

$ 23,000 Saved

Eliminate 2 Years of Payments

Sample Loan: John and Mary Doe

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MORTGAGE

DEBT

DEBT

DEBT

DEBT

DEBT

DEBT

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DEBT DEBT DEBT DEBT DEBT DEBT

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PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

PayoffScenarios

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CREDIT CARDS

7%$21,538

MORTGAGE

6.5% $226,183

CAR LOAN 6.75% $42,296

R.V LOAN

6% $27,753 FURNITURE

6.125% $4,309

STUDENT LOANS 6.25% $24,530

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CREDIT CARDS

7%$21,538

MORTGAGE

6.5% $226,183

CAR LOAN 6.75% $42,296

R.V LOAN

6% $27,753 FURNITURE

6.125% $4,309

STUDENT LOANS 6.25% $24,530

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CREDIT CARDS

7%$21,538

MORTGAGE

6.5% $226,183

CAR LOAN 6.75% $42,296

R.V LOAN

6% $27,753 FURNITURE

6.125% $4,309

STUDENT LOANS 6.25% $24,530

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THE ACCELERATION

ACCOUNT

PROGRAM

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Horizons – Financial Inc.

Free Financial Analysis

Call us Or

Direct: 239-283-9314

[email protected]

Page 66: Final.pres.revised cds version 1( adjusted) para pierre

Horizons – Financial Inc.

Direct: 239-283-9314

[email protected] Call us Or

E-mail ushttp://www.horizons-financial.com

Free Financial Analysis