Final.pres.revised cds version 1( adjusted) para pierre
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Transcript of Final.pres.revised cds version 1( adjusted) para pierre
GETTING COMPLETE
OUT OF DEBT
Often we don't Have The Road Map How To Achieve
These Goals
The SoftwareMathematicallyDetermine The Fastest way to
Zero
Using The Acceleration Account Program
1. No Refinancing
1. No Refinancing
2. Min. Monthly Payment Will Stay The Same
Using The Acceleration Account Program
1. No Refinancing
2. Min. Monthly Payment Will Stay The Same
3. Little To No change in Lifestyle
Using The Acceleration Account Program
Committed To Getting Out Of Debt
Using The Acceleration Account Program
Committed To Getting Out Of Debt
Consistently Follow The Sotfware
Using The Acceleration Account Program
FINANCIAL INFORMATION SHEET
APPLICANT INFORMATION
Name: Address: Phone:
City State: Zip Code Cell Phone:
Lender: Mortgage Principal $ Start date:
Mortgage Balance: $ Term: Interest Rate: Payment: $
Line of credit Balance: $ Line of credit Limit: $ Savings Acc Balance $
E-mail:
INCOME INFORMATION
Name Amount Interval
EXPENSES*
* Utilities(gas electric phone cable internet) car insurance, health insurance, medicines, groceries etc.
ACCELERATIONACCOUNTPROGRAM
Accelerating Account
SAVINGS ACCOUNT
SAVINGS ACCOUNT
Accelerating Account
Deposit Account
CHECKING ACCOUNT
CHECKING ACCOUNT
Accelerating Account
HELOC
CREDIT
CARDS Deposit Account
SAVINGS ACCOUNT
MORTGAGE
OTHER DEBTS
TOTAL PAYMENTS
JOHN & MARY DOE LOAN SUMMARY
JOHN & MARY DOE LOAN SUMMARY
$ 200,000 Principal Loan Amount
360 Months (30 Year Loan)
JOHN & MARY DOE LOAN SUMMARY
$ 200,000 Principal Loan Amount
360 Months (30 Year Loan)
$ 1,199.10 Monthly Payment
6% Interest rate
JOHN & MARY DOE LOAN SUMMARY
$ 200,000 Principal Loan Amount
360 Months (30 Year Loan)
$ 1,199.10 Monthly Payment
$ 431,676 Total Repayment
6% Interest rate
JOHN & MARY DOE LOAN SUMMARY
$ 200,000 Principal Loan Amount
360 Months (30 Year Loan)
$ 1,199.10 Monthly Payment
$ 431,676 Total Repayment
-$200,000 Principal Loan Amount
6% Interest rate
$ 200,000 Principal Loan Amount
360 Months (30 Year Loan)
$ 1,199.10 Monthly Payment
$ 431,676 Total Repayment
-$200,000 Principal Loan Amount
-$231,676 Total Interest Paid
6% Interest rate
JOHN & MARY DOE LOAN SUMMARY
Sample Loan: John and Mary Doe
$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1
Month 2
Year 1
Year 5
Year 10
Year 21
$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1
Month 2
Year 1
Year 5
Year 10
Year 21
$1,000$199.10
Sample Loan: John and Mary Doe
$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1
Month 2
Year 1
Year 5
Year 10
Year 21
$1,000$199.10
$999.00$200.10
Sample Loan: John and Mary Doe
$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1
Month 2
Year 1
Year 5
Year 10
Year 21
$1,000$199.10
$999.00$200.10
$210.33 $988.77 $197,543 $2,457 $14,389
Sample Loan: John and Mary Doe
$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1
Month 2
Year 1
Year 5
Year 10
Year 21
$1,000$199.10
$999.00$200.10
$210.33 $988.77 $197,543 $2,457 $14,389
Sample Loan: John and Mary Doe
$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1
Month 2
Year 1
Year 5
Year 10
Year 21
$1,000$199.10
$999.00$200.10
$210.33 $988.77 $197,543 $2,457 $14,389
$267.22 $931.88 $186,108 $13,891 $71,946
Sample Loan: John and Mary Doe
$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1
Month 2
Year 1
Year 5
Year 10
Year 21
$1,000$199.10
$999.00$200.10
$210.33 $988.77 $197,543 $2,457 $14,389
$267.22 $931.88 $186,108 $71,946 $13,891
Sample Loan: John and Mary Doe
$200,000 Principal Balance 6% Interest Rate $1,199 Monthly Payment
Principal Interest Balance Equity Paid
Month 1
Month 2
Year 1
Year 5
Year 10
Year 21
$1,000$199.10
$999.00$200.10
$210.33 $988.77 $197,543 $2,457 $14,389
$267.22 $931.88 $186,108 $71,946 $13,891
$360.44
$696.23
$838.66
$502.89
$167,371
$100,573
$32,628
$99,436
$143,891
$300,947
Sample Loan: John and Mary Doe
THE ACCELERATION
ACCOUNT
PROGRAM
A Financial Tool for
Managing a Mortgage Or Consumer Debt
Uses Well-knownBanking Tools &
Strategies
THE ACCELERATION
ACCOUNT
PROGRAM
THE ACCELERATION
ACCOUNT
PROGRAM
You Will Need AChecking &
SavingsAccount
Two Different Account
Are Need ForMaximum Efficiency
THE ACCELERATION
ACCOUNT
PROGRAM
THE ACCELERATION
ACCOUNT
PROGRAM
Checking or Savings Account
Deposit Account
Deposit Account
Savings Account
Or Lines Of
Credit
Accelerating Account
Checking or Savings Account
Tells You How muchMoney To Move
When to moveThe Money
What Account to use
High Reserve Line
Minimum Reserve
Deposit Account
Income Strategic
Allocation
Optimal Balance ForFunds Transfer
Minimum Reserve
Accelerating Account
CAR
R.V.
HOME
A.T.V
Credit Cards
High Reserve Line
Income Strategic
Allocation
Optimal Balance ForFunds Transfer CAR
R.V.
HOME
A.T.V
Credit Cards
Minimum Reserve Minimum Reserve
Deposit Account Accelerating Account
High Reserve LineOptimal Balance For
Funds Transfer CAR
R.V.
HOME
A.T.V
Credit Cards
Transfer Funds
Minimum Reserve Minimum Reserve
Deposit Account Accelerating Account
The Mathematical Engines that Drive
The Acceleration Account Program
Constantly Monitor Available ReservesPrompt Strategic Principal Only Payments
High Reserve LineOptimal Balance For
Funds Transfer CAR
R.V.
HOME
A.T.V
Credit Cards
Transfer Funds
Minimum Reserve Minimum Reserve
Deposit Account Accelerating Account
$ 5,000 Funds Transfer
$ 23,000 Saved
Eliminate 2 Years of Payments
Sample Loan: John and Mary Doe
MORTGAGE
DEBT
DEBT
DEBT
DEBT
DEBT
DEBT
DEBT DEBT DEBT DEBT DEBT DEBT
PayoffScenarios
PayoffScenarios
PayoffScenarios
PayoffScenarios
PayoffScenarios
PayoffScenarios
PayoffScenarios
PayoffScenarios
PayoffScenarios
CREDIT CARDS
7%$21,538
MORTGAGE
6.5% $226,183
CAR LOAN 6.75% $42,296
R.V LOAN
6% $27,753 FURNITURE
6.125% $4,309
STUDENT LOANS 6.25% $24,530
CREDIT CARDS
7%$21,538
MORTGAGE
6.5% $226,183
CAR LOAN 6.75% $42,296
R.V LOAN
6% $27,753 FURNITURE
6.125% $4,309
STUDENT LOANS 6.25% $24,530
CREDIT CARDS
7%$21,538
MORTGAGE
6.5% $226,183
CAR LOAN 6.75% $42,296
R.V LOAN
6% $27,753 FURNITURE
6.125% $4,309
STUDENT LOANS 6.25% $24,530
THE ACCELERATION
ACCOUNT
PROGRAM
Horizons – Financial Inc.
Direct: 239-283-9314
[email protected] Call us Or
E-mail ushttp://www.horizons-financial.com
Free Financial Analysis