HOLIDAY GIVING GUIDE

PAYPAL GIVES

The true spirit of the holidays is found in community and compassion. That’s why PayPal enables you to do more than shop quickly and confidently—it enables

you to make positive contributions to the world and better support those in need. With a wide range of services that make it easy to give, PayPal presents

shoppers with many ways to spread holiday cheer.

THE SEASON OF GIVING

It’s the most wonderful time of the year. A time when we want to give more than ever. Charitable giving is spurred during the holidays because we’re in the mindset of thinking about others. Because doing good makes us feel good. Literally. And because giving is contagious.

But the ways to give haven’t necessarily kept up with our appetite for giving—or our actions. With a third of our time each day spent on our smartphones, what if an easier way to give was put in the palms of our hands?

What if how and when and where we were able to give was as ubiquitous as our desire to give? This holiday it can be.

Online donations through PayPal were up 15% YoY during 2015 holiday season.

–PayPal

This time of year, nothing is more fashionable

than giving back. The Pura Vida team offers

colorful bracelets in a range of creative styles

—handcrafted by artisans in Costa Rica—whose

purchase provides support to environmental

organizations worldwide. Pura Vida Bracelets is

a member of 1% for the Planet, and its own Charity

Collection has donated over $935,000 to date. In

addition to bracelets, you can purchase Pura Vida

swimwear, clothing, and “pure life” accessories,

all while knowing that in addition to looking good,

you are also doing good.

www.puravidabracelets.com

GIVE BACK GIFT BACK

This year, give a gift that is anything but ordinary.

With Heifer International you can empower

families around the world to turn hunger and

poverty into hope and prosperity—all with the

gift of an animal. Be it a gift of a pig, goat, water

buffalo, or honeybees, your contribution will help

communities bring sustainable agriculture and

commerce to areas with long histories of poverty.

Your animal gift will provide families with both

food and reliable income, as products such as

milk, eggs, and honey can be traded or sold at

market. With your PayPal donation, you won’t

be providing just a flock of geese, ducks, or chicks,

you’ll be providing the gift of empowerment.

www.heifer.org

Want to make your adventurous loved one a

happy camper this holiday season? Consider

a solar-powered travel light from LuminAID.

Sleek and lightweight, LuminAID is perfect

for outdoor enthusiasts and for lighting up

any backyard get-together or tree house.

Plus, with the “Give Light, Get Light” package,

your purchase will sponsor an additional light

to be distributed to someone in need. With

a commitment to quality, renewable energy,

and helping others, LuminAID makes for

a truly illuminating gift.

www.luminaid.com

Give the gift of life and join charity: water in

bringing clean and safe drinking water to people

in developing countries around the world. 100%

of your donation goes to clean water, and charity:

water will prove your impact with photos and

GPS coordinates on Google Maps. Whether you

make a personal contribution or donate in honor

of someone you love, PayPal is here to help you

change lives.

www.charitywater.org

PayPal is proud to support a growing number of worldwide merchants and charities whose principles are rooted in giving back. With companies like these, buying great gifts for loved ones and supporting those in need are never mutually exclusive.

Two-thirds (66%) of global online consumers say they are willing to pay more for products or services provided by companies that are committed to positive social and environmental impact.

–Nielsen, 2015

THE GIFT OF GIVINGBe it a surprise for a loved one or a donation to a worthy cause,

PayPal makes it easy to give some goodwill.

2015 was the biggest holiday season for charitable giving in PayPal’s history, with $857 million given to charities through PayPal’s platform from November 27 — December 31, 2015.

–PayPal

#GIVINGTUESDAY

For the fifth year in a row, PayPal is a lead supporter

of the #GivingTuesday movement, working closely

with 92Y and our charity partners around the globe

to encourage people to give back. Last year, PayPal

users set a GUINNESS WORLD RECORDS®

milestone for the most money donated online

for charity in 24 hours: more than $45.8 million.

Imagine what we can do together this year.

Giving back is even easier this holiday season– no

matter where you are. Now you can make donations

to PayPal Giving Fund certified charities with the

PayPal app. Select the “Donate” feature on the

home screen and choose from tens of thousands

of charities making a difference around the world.

IN-APP D ONATIONS

1% D ONATION MATCH

PayPal will add an extra 1% to all donations

made on #GivingTuesday (November 29th)

and throughout the holiday season, ensuring

that 101% of your donation goes to the charity

of your choice. Terms apply.

PayPal makes it simple for you to support the

causes you’re passionate about. The PayPal

Giving Fund is a nonprofit organization that

leverages PayPal’s digital payments technology

to provide donors with a secure and easy way

to support causes they’re passionate about.

PayPal ensures that 100% of every contribution

made through the PayPal Giving Fund reaches

the donor’s chosen charity while giving charities

access to millions of potential donors on PayPal.

PAYPAL GIVING FUND

THE GIFT OF CONVENIENCELike self-starting fireplaces and ready-bake dinner rolls,

PayPal helps make life easier during the holidays.

About three-fourths of global consumers have pooled funds with others to buy someone an extra special gift.

–PayPal Money Habits Survey, 2015

SHOP ON-THE- GO

While on the go during the holidays, you can shop,

manage your money, and pay back IOUs with the

redesigned PayPal app. PayPal has made it even

simpler to send and receive money, pay in-store,

and check your balance and transaction history

right from your mobile device.

SPLIT THE GIFT & MORE

Sending monetary gifts and sharing costs shouldn’t

get in the way of sharing moments. PayPal peer-

to-peer payments and Venmo eliminate the hassle

that comes with sending checks or bugging someone

to pay you back this holiday season. With PayPal

P2P and Venmo, you can perfectly manage any

group expense—be it food at Friendsgiving, new

holiday decorations, or a group gift for Mom & Dad.

PayPal connects you to a vast network of merchants

– from local artisans to big retailers – all over the world,

so you can find one-of-a-kind gifts without having to

travel abroad or even change out of your slippers.

SHOP EVERYWHERE FROM ANYWHERE

CHECK OUT FASTER

Spend less time paying and more time sleighing.

PayPal One Touch™ allows you to stay logged

in and check out faster and easier as you shop

across millions of online retailers, without having

to type usernames, passwords, or 16-digit credit

card numbers multiple times. Also, Venmo users

can pay in select merchant apps, split holiday

purchases easily, and share their finds with

friends on the Venmo news feed.

THE GIFT OF COMFORTJust like a fresh, out-of-the-dryer sweater, PayPal’s secure transactions and buyer protection for eligible purchases

will leave you feeling safe and cozy.

More than half of global shoppers view free return shipping as a necessity when purchasing online.

–PayPal IPSOS Cross-Border & Mobile Research, 2014

RETURN SHIPPING ON US

Did you buy a table cloth that’s too small or a sweater that’s too big? No problem. PayPal helps take

the uneasiness out of online holiday shopping by waiving the cost of return shipping on eligible purchases

from merchants around the world. If something doesn’t fit, isn’t right, or you just had a change of heart,

send it back—for free—with PayPal. Limitations apply.

During a busy time of the year, it’s nice to know

that you’re well protected against any thieves trying

to act naughty. With PayPal, you only need a login

and password to allow you to make purchases, so

you won’t have to share any bank details or card

numbers with merchants. This acts as an added

layer of security for your financial information.

Additionally, PayPal’s 24/7 monitoring helps

guard your transactions with encryption and

fraud-monitoring tools.

EXTRA SECURITY LAYER PURCHASE PROTECTION

PayPal allows you to buy food, gifts, decorations,

travel accommodations, and everything in between

with complete confidence that you should receive

exactly what you ordered or get your money back.

If something goes wrong (i.e. gift damaged during

shipping, toy missing parts, shoes sold as “new”

but are actually used), PayPal will investigate. On

qualifying purchases, PayPal can reimburse you for

any original shipping costs, plus the full purchase

price. See eligibility. *

https://www.paypal.com/us/webapps/mpp/paypal-safety-and-security*

THE GIFT OF JOYIt’s the season of cheer, not stress and limitations.

PayPal offers valuable flexibility, so you can celebrate just the way you like.

PayPal Credit is subject to credit approval as determined by the lender, Comenity Capital Bank. Interest will be charged to your account from the transaction posting date (which is usually within a few days of the purchase date) if the purchase balance is not paid in full within 6 months.https://www.securecheckout.billmelater.com/paycapture-content/fetch?hash=AU826TU8&content=/bmlweb/ppwpsiw.html&

See Reward Program Terms for details. Subject to credit approval by Synchrony Bank. Only U.S. residents over 18 years of age may apply. The PayPal Extras Credit Card is issued by Synchrony Bank. https://www.paypal.com/webapps/mpp/credit-card

*

**

Find just the right gift, along with the right way to

pay. When you shop with PayPal Credit, you can break

your payments up over time using Easy Payments

(where available) with PayPal Credit. Once approved

for PayPal Credit, you can also take advantage of

special financing offers like this one: No Payments

+ No Interest if paid in full in 6 months on purchases

of $99 or more. See Terms. *

BUY NOW, PAY LATER

EARN REWARDS

Link all your reward-based credit cards to your PayPal

account and continue earning points with every PayPal

purchase. Or apply for a PayPal Extras Credit Card

where you can earn reward points on every eligible

purchase this holiday season – including three points

for every $1 spent at gas stations and restaurants, two

points for every $1 spent through PayPal, and one point

for every $1 spent everywhere else. These points can

be redeemed for cash back into your PayPal wallet to

purchase gift cards, merchandise, travel and more.**

SEND MONEY ABROAD

Stay connected and share the holidays with

loved ones all over the world. Xoom, a PayPal

service, helps you send money easily, quickly,

and securely to friends and family in over 50

countries. You can choose to send them money

for cash pick-up, home delivery, or deposit

straight into their bank account. You can

also use Xoom to pay bills and add airtime to

prepaid mobile phones in a matter of seconds,

from wherever you are, anytime.

SAVE BIG

The more you save, the more you can give.

PayPal delivers extra holiday cheer with special

discounts from some of your favorite retailers.

Receive special offers, custom tips, and guides

on how to make your holiday shopping more

productive this season. Simply join PayPal to save

some dough and spread some joy.

SEASONAL MILESTONES

Start shopping now and get special financing to help fund your holiday purchases. (PayPal Credit)

Enjoy gathering with your friends. Split the bill and forget about chasing down money. (Venmo)

Give the gift of money or get your siblings to chip in on gifts for Mom & Dad – and make it easy for them to pay you back. (PayPal P2P)

Get ready to grab the best deals. Plan for ways to make your dollar go further. Many merchants offer donations for purchases made through their marketplaces. (PayPal preferred merchants)

SEPTEMBER 30

START OF HOLIDAY

SHOPPING SEASON

MID-NOVEMBER

FRIENDSGIVING

NOVEMBER 24

THANKSGIVING

NOVEMBER 1 RETAILERS DEBUT

HOLIDAY AND BLACK FRIDAY DEALS

Throughout the holiday season and beyond, PayPal is poised to lend a helpful hand with any and all festivities.

Don’t spend your family time sorting through bills and stressing over due dates to avoid costly interest. (PayPal Credit)

Donate to a cause while you buy gifts for loved ones. (in-app donations and Giving Fund)

NOVEMBER 25

BLACK FRIDAY

Shop quickly and conveniently from any mobile device.

(Mobile app, One TouchTM)

Thinking of family overseas? Send them money faster and easier than ever before. (Xoom)

Maximize time with friends and family – buy last-minute gifts quickly and easily. (One TouchTM)

Gift arrives broken or with a piece missing? Rest easy. (Purchase Protection)*

Something doesn’t fit? Return it without hassle. (Return Shipping on Us)**

Make your last charitable donation for 2016. (in-app donations and Giving Fund)

Give to your favorite charity with just a few easy clicks. (in-app donations)

Make your charitable donation go further on Giving Tuesday. (1% donation match on each gift)

NOVEMBER 28

CYBER MONDAY

LAST MINUTE

DEALS

WEEK LEADING UP

TO THE NEW YEAR

NOVEMBER 29

GIVING TUESDAY

https://www.paypal.com/us/webapps/mpp/returns/terms*** https://www.paypal.com/us/webapps/mpp/ua/useragreement-full

This holiday season and beyond, PayPal will provide

users around the world with faster, safer, and easier

ways to spread their love and cheer. PayPal is proud

to support the ever-growing number of merchants

and nonprofit organizations whose principles are

rooted in giving back.

Thank you kindly for reading, and we wish you a joyous

holiday season.

For the latest PayPal fast facts, research, product

images, and more, please visit: www.paypal.com/media.

To speak with a PayPal representative in your area, please contact:

Kathy Chui

PayPalkatchui@paypal.com

408.218.9257

Jess O’MahonyEdelman for PayPal

jess.omahony@edelman.com404.444.1650