FIN 420 EXPERT Teaching Effectively Fin420expertdotcom

8/17/2019 FIN 420 EXPERT Teaching Effectively Fin420expertdotcom

1/20

IN 420 EXPERT Teaching Effe

ctively/ fin420expertdotcom

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2/20

IN 420 Entire o!r"e

• FIN 420 #ee$ % Individ!al &""ignment Identify Per"onal Financial'oal"

• FIN 420 #ee$ % () %

• FIN 420 #ee$ %() 2

•FIN 420 #ee$ 2 Individ!al &""ignment #or$"heet" * and +

• FIN 420 #ee$ 2 ,T (elivera-le ./pdate on Final Proect1

• FIN 420 #ee$ 2 () %

• FIN 420 #ee$ 2() 2

• FIN 420 #ee$ Individ!al &""ignment Per"onal Financial Plan

• FIN 420 #ee$ ,T (elivera-le ./pdate on Final Proect1

• FIN 420 #ee$ () %

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3/20

IN 420 #ee$ % () %

• (e"cri-e yo!r c!rrent -!dgeting "y"tem3 #hat factor" infl!ence yo!r financial deci"ion" #hat are the -enefit" or concern" of yo!r c!rrent -!dgeting "y"tem

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4/20

IN 420 #ee$ % () 2

• h3 % of Foc!" on Per"onal Finance introd!ce" eight component" of per"onal financial planning3 (e"cri-e three component" of per"onal financial planning3 6i"it one of the 7ey 8e-"ite" "!gge"ted on the corre"ponding page" of Foc!" on Per"onal Finance for each of the three component" yo! de"cri-ed3 #hat information did yo! find mo"t val!a-le on the 8e-"ite" yo! vi"ited



5/20

IN 420 #ee$ % Individ!al &""ignment Per"on

al inance 9i""ion :tatement

•#rite a ;0< to +00


6/20

IN 420 #ee$ 2 () %

• on"ider yo!r per"onal ca"h flo8"3 >o8 8o!ld yo! ad!"t ca"h o!tflo8" .i3e3 ad!"t yo!r -!dget1 if yo!r ho!"ehold income 8a" c!t inhalf If yo!r ca"h inflo8" increa"ed? ho8 8o!ld yo! reallocate yo!r"!rpl!" to meet yo!r per"onal need" and o-ective" >o8 do yo! !"e credit a" a part of yo!r per"onal financial plan



7/20

IN 420 #ee$ 2 () 2

• 9any different type" of financial in"tit!tion" exi"t3 (ifferentiate -et8een depo"it in"tit!tion" and nono8 can yo! !"e each of the"e financial in"tit!tion" to manage yo!r ca"h flo8" and develop or enhance yo!r per"onal financial plan



8/20

IN 420 #ee$ 2 Individ!al &""ignment Per"o

nal inance Pro-lem" and :!mmary

•omplete5the Per"onal Finance Pro-lem" < #ee$ 23

•#rite a +;0< to %?0;0


9/20

IN 420 #ee$ 2 Per"onal in

ance )!iB

• % arla ,opeB depo"it" C2?;00 a year into her retirement acco!nt3 If the"e f!nd" have an average earning of D percent over the 40 year" !ntil her retirement? 8hat 8ill -e the val!e of her retirement acco!nt

•

2 &n &T9 8ith a "ervice fee of C2 i" !"ed -y a per"on %00 time" ina year3 #hat 8o!ld -e the f!t!re val!e in %0 year" .!"e a percentrate1 of the ann!al amo!nt paid in &T9 fee"

• If a per"on "pend" C%0 a 8ee$ on coffee .a""!me C;00 a year1? 8hat 8o!ld -e the f!t!re val!e of that amo!nt over %0 year" if the f !nd" 8ere depo"ited in an acco!nt earning percent

• 4 & financial company that adverti"e" on televi"ion 8ill pay yo! C*0?000 no8 for ann!al payment" of C%0?000 that yo! are expected to receive for a legal "ettlement over the next %0 year"3 #hat i" thepre"ent val!e of thi" a""!ming the time val!e of the money at %0

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10/20

IN 420 #ee$ () %

• Eval!ate yo!r per"onal ri"$ tolerance !"ing Exhi-it %%


11/20

IN 420 #ee$ () 2

• Financial expert" agree that having an emergency f!nd i" an e""ential component of a comprehen"ive financial plan3 >o8ever? adviceregarding the n!m-er of month" of ho!"ehold expen"e" the emergency f!nd "ho!ld cover varie" -et8een and G month"3 Ta$ing into acco!nt the c!rrent financial environment? ho8 many month" ofexpen"e" 8o!ld yo! recommend for an emergency f!nd and 8hy#hat are three inve"tment option" that are appropriate for an emergency f!nd #hich of the"e inve"tment option" offer the -e"t ret!rn" #hat rea"on" might enco!rage yo! to forego a higher ret!rnon yo!r emergency f!nd"



12/20

IN 420 #ee$ Individ!al Pro-lem #or$"hee

t

• omplete #or$"heet + in Foc!" on Per"onal Finance ? Ho!r Financial Plan J Eval!ating orporate ond"3K

• Explain the principle of a""et allocation3 /"ing the Internet or li-rary re"earch? prepare a 2


13/20

IN 420 #ee$ ,earning Te

am Pro-lem"

• &""!me that yo! are choo"ing an inve"tment for yo!r retired parent"3 #hat are the advantage" and di"advange" of each of the follo8ing

• o a -ond i""!ed -y the federal government?

•

o a "tate or local government?• o or a corporation

• #hich 8o!ld yo! recommend for yo!r retired parent" L!"tify yo!ran"8er3

• Five year" ago? yo! p!rcha"ed a C%?000 corporate -ond i""!ed -y

'eneral Electric3 The intere"t rate for the -ond 8a" ;3 ompara-le -ond" are paying * today3

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14/20

IN 420 #ee$ 4 () %

• &d!"ta-le rate mortgage" .&R9"1 have received a great deal of -ad pre"" d!e to the tremendo!" n!m-er of foreclo"!re" re"!lting from familie" 8ho co!ld not afford the loan payment" once the intere"t rate" increa"ed3 (o yo! -elieve thi" loan option 8a" !"ed appropriately in recent year" #hy or 8hy not /nder 8hat circ!m"tance" doe" the !"e of &R9" ma$e "en"e Plea"e explain3



15/20

IN 420 #ee$ 4 () 2

• 6i"it a "ite "!ch a" 8883-an$rate3com to determine c!rrent rate" f

or -oth a *0


16/20

IN 420 #ee$ 4 Individ!al &""ignment 9!t!al

!nd Eval!ation

•hoo"e5a m!t!al f!nd family "!ch a" 6ang!ard? &merican F!nd"? T3 Ro8e Price? and "o forth3

•Identify5one m!t!al f!nd from that family for each of the follo8ing categorie"=

•

&ctively managed common "toc$ f!nd• Fixed income f!nd

• alanced f!nd

• International f!nd

• F!nd devoted to retirement inve"ting

•#rite a ;0< to +00


17/20

IN 420 #ee$ 4 Per"onal inance )!iB

• % &" a "toc$holder of 7ent!c$y 'a" and Mil? yo! receive it" ann!al report3 In the financial "tatement"? the firm reported after


18/20

IN 420 #ee$ ; () %

• ,ife in"!rance i" a topic many people do not li$e to di"c!""? -!t !nder"tanding yo!r family" need" and planning appropriately in theevent of a premat!re death i" al"o part of a comprehen"ive financial plan3 M!tlined in h3 %0 are fo!r method" for e"timating life in"!rance need"3 #hich in"!rance option" are mo"t appropriate for yo!r family "it!ation a"ed on 8hat yo! have identified a" mo"t appropriate for yo!? do yo! c!rrently have eno!gh life in"!rance If not? ho8 can yo! clo"e thi" gap

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19/20

IN 420 #ee$ ; () 2

• on"ider yo!r c!rrent financial plan3 a"ed on 8hat yo! have learned a-o!t yo!r financial goal"? ri"$ tolerance? and ri"$ and ret!rnof vario!" inve"tment option"? 8hat ad!"tment" "ho!ld yo! ma$eto the a""et allocation of yo!r inve"tment portfolio #hat "pecificaction" do yo! need to ta$e to ma$e tho"e ad!"tment" or to e"ta-li"h yo!r inve"tment portfolio #hat ad!"tment" 8ill yo! need toma$e to yo!r -!dget and inve"tment portfolio to incl!de adeA!atein"!ranceon"ider yo!r c!rrent financial plan3 a"ed on 8hat yo!have learned a-o!t yo!r financial goal"? ri"$ tolerance? and ri"$ and ret!rn of vario!" inve"tment option"? 8hat ad!"tment" "ho!ld y

o! ma$e to the a""et allocation of yo!r inve"tment portfolio #hat"pecific action" do yo! need to ta$e to ma$e tho"e ad!"tment" orto e"ta-li"h yo!r inve"tment portfolio #hat ad!"tment" 8ill yo!need to ma$e to yo!r -!dget and inve"tment portfolio to incl!de adeA!ate in"!rance

•



20/20

IN 420 EXPERT Teaching Effe

ctively/ fin420expertdotcomFOR MORE CLASSES VISIT

www.fn420expert.com
http://www.fin420expert.com/http://www.fin420expert.com/

FIN 420 EXPERT Teaching Effectively Fin420expertdotcom

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