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ICCU’s 13th Annual Community Pie SaleStop by an ICCU office on November 20th and 21st to pick up a pie, cookies, breads, and/or muffins for your Thanksgiving dinner (or as a snack for your way home!). All baked goods are made by ICCU employees or donated by local businesses. This year, 100% of your donation will support the William Strickler Nonprofit Center building purchase through the Mt. Pleasant Area Community Foundation! The Center will provide space for The Care Store, Clothing Inc., Community Compassion Network, and Isabella County Restoration House to better serve our community all under one roof!

International Credit Union Day! Visit any Isabella Community Credit Union branch on Thursday, October 18th, as we celebrate the 70th annual International Credit Union Day!

On the third Thursday of October, we join 222 million members worldwide in 109 countries in celebrating the CREDIT UNION DIFFERENCE!

REMINDER: Let ICCU know if you are traveling or moving for the winter!

Nov. 21st & 22nd

A Great Wayto #Drive4Less!Don’t pay more than you need to for your new vehicle! The SmartLoan is the perfect option for you if you want a lower payment and love driving newer vehicles.Why the SmartLoan?• Payments are up to 40% less than conventional auto loans• You control your loan with term, mileage, and end-of-term options• You retain ownership of the vehicle• Drive a newer car, more often

To learn more about the SmartLoan or to apply, stop by any ICCU office or visit ICCUonline.com!

Do you owe more on your current auto loan than it’s worth? If you are upside-down on your vehicle loan, talk to us about refinancing to a SmartLoan. We can help!

Fall 2018

ICCU Important Information

Locations 2400 South Isabella Road 102 East Broadway Street

2100 East Remus Road

ICCUonline.com 989-773-5927

866-773-5927 (toll free)

Call Center/Web Chat HoursMon-Fri: 8 am - 8 pm

Sat: 8 am - 5 pm

ICCU’s Mobile AppICCU Mobile is available

to download in your mobile app store!

24/7 Web Access

Online & Mobile, including Bill Pay

Touch-Tone Teller877-557-0547

CO-OP ATMs Over 30,000 free ATMs nationwide

Free Shared BranchingVisit Xtend Shared Branch locations to handle basic transactions. Find a location near you at ICCUonline.com.

Holiday ClosingsColumbus Day

Mon - Oct 8th

ThanksgivingThu - Nov 22nd

ChristmasMon - Dec 24th at 1pm

Tue - Dec 25th

New Year’sMon - Dec 31st at 1pm

Tue - Jan 1st

Tips to Protect Your Identity and Credit • Do not give out any personal information, including your online banking credentials.

• Be sure you keep a close eye on all of your accounts and report any suspicious activity right away.

• Monitor your credit report (one free report from each of the three credit agencies, per year) at AnnualCreditReport.com.

• Please visit ICCUonline.com/Latest-Alerts to learn more.

Christmas Savings Account Transfers Nov. 1st!It’s almost that time of year! Your Christmas Savings account balance will be automatically transferred into your checking or savings account on November 1st.

Remember: Any further additions to your Christmas Club account after the transfer date will be saved for next year.

Important Reminders

5th Annual Play it Safe! Kids Health & Safety Day Thank you to all of our wonderful local sponsors who donated their time or money to help make ICCU’s 5th Annual Play it Safe! Kids Health and Safety Day a success!

This year, over 500 kids and parents stopped by Island Park to get their ID kits, and meet ICCU’s favorite reformed pirate, Captain Penn E. Pincher.

Earn up to $500 Cash Back!With an ICCU credit card, redeem your ScoreCard Reward points at ICCU for cash back! All it takes is 5,000 points for you to get $50 cash, with a maximum of $500 per year.

If you have an ICCU credit card, you are already earning points! Sign up at ScoreCardRewards.com, and get rewarded!