Fact Sheet Ver.02 - SUD Life Fact Sheet August 2014.pdf · Fact Sheet August – 2014 InveSTAR ....

Fact Sheet

August – 2014

InveSTAR

MONTHLY REPORT – AUG’2014

From the Desk of Chief Investment Officer…

After languishing below 5% for several quarters, GDP for 1Q’15 grew at 5.7% yoy (highest in 10 quarters) on the back of improvement in industrial growth at 4.2%. For the quarter ended June’15, Current Account Deficit (CAD), though widened sequentially to 1.7% of GDP vs. 0.3% of GDP in March’14, continues to be at comfortable level.

With revival of monsoon in late August, shortfall in country-wide rainfall stands reduced to about 11% from about 17% as at July end. Spread of Monsoon also improved with about 69% of the country’s area receiving excess or normal rainfall.

Further, with softening Crude Oil and commodity prices, macro-economic picture of the country is looking much better. However, high CPI inflation and food prices are worrisome. RBI’s pro-active actions and improved progress of Monsoon may tame the inflation.

On International front, while US Fed is tapering liquidity infusion in the market, Japanese and European central Banks are on monetary expansion mode, which to a an extent likely to supplement shortfall in liquidity.

Equity Market Outlook

On the back favorable macro-economic conditions and strong FII flows, equity market is buoyant. During August, Sensex made successive highs to close at 26,638. On the back of strong GDP and CAD numbers, Sense, continuing its up move, made a new

high of 27,355 (on 8th September).

At about 18 X to FY15 estimated earnings, Sensex is trading above its long-term average, but with expectation of strong policy action and high earnings growth in FY-16, market has potential for further up-move. However, recent sharp run up and the likely new issuances, both from Public and Private sector, may tend to cap the up move, in the short term.

Debt Market Outlook

Due to hawkish stance of RBI in the Monetary Policy (announced on 5th August), Bond Yields (interest rates) hardened across the maturities. Post policy, 10 year Benchmark G-sec. yield spiked by about 15 bps to 8.65%. However, after announcement of cut in the Government borrowing program for first Half year, Bond yields dropped significantly but continued above the July end levels. 10 year Benchmark G-sec. yield as at August end closed at 8.56% as compared to 8.50% as at July end.

Based on the RBI’s guidance, interest rate cut is not likely, in the near term. Thus Bond yields are expected to remain range bound at around current levels, till inflation cools off.

Performance Summary as on August 31 2014

Scheme Name

SFIN

NAV BM NAV BM NAV BM NAV BM NAV BM

Apex Equity Fund

ULIF 009 20/01/10 SUD‐LA‐EQ1 142

Equity Fund

ULIF 002 25/02/09 SUD‐LI‐EQ1 142

Individual Pension Fund ‐ Apex Equity

ULIF 013 20/01/10 SUD‐PA‐EQ1 142

Individual Pension Fund ‐ Equity

ULIF 005 31/03/09 SUD‐PI‐EQ1 142

Apex Growth Fund

ULIF 010 20/01/10 SUD‐LA‐GR1 142

Growth Fund

ULIF 003 25/02/09 SUD‐LI‐GR1 142

Individual Pension Fund ‐ Apex Growth

ULIF 014 20/01/10 SUD‐PA‐GR1 142

Individual Pension Fund ‐ Growth

ULIF 006 31/03/09 SUD‐PI‐GR1 142

Apex Balanced Fund

ULIF 011 20/01/10 SUD‐LA‐BL1 142

16.05%

14.30%

12.57%

1

2

3

4

5

6

7

8

9

9.54%

9.11%

20/01/2010 101.47 16.16

20/01/2010 115.47 15.55

Inception dateAUM (Rs. Cr)

NAV (Rs.)

24.37%

20.41%

24.37%

20.41%

24.37%

24.37%

20.41%

17.11%

18.48%

16.04%

9.54%

9.11%

8.66%

2 Year (A) 3 Year Since Inception (A)

19.90%16.70% 21.21%

10.97%

10.04%

16.05%

14.30%

9.46%

10.90%17.41%

21.63% 16.05%

16.03%

21.63%

18.36%

18.12%

6 Month

41.52%

34.63%

41.52%

34.63%

28.58% 47.58% 25.27%

22.03% 37.10% 21.56%

41.52%

34.63%

1 Year

27.79% 15.25%

10.28%

20/01/2010 449.99 15.18 17.58% 29.71%16.33% 16.64% 13.02%

14.99% 15.48%

19.07%

21.63%

18.32%

31/03/2009 63.12 21.82 22.98%

20/01/2010 661.11

21.63%

18.36%

16.05%

14.30%

31/03/2009 60.04 24.89 27.68%

20.41%

45.98% 24.82% 17.37%

18.36% 14.30%

34.63% 18.36%15.71 24.27% 38.74% 20.86% 15.27%

20/01/2010 663.32 16.12 29.49% 48.39% 24.59%

36.62% 20.14%

41.52%

45.43% 23.60%

Absolute CAGR

20.93% 15.33%

25/02/2009 97.85 29.00 28.58%

25/02/2009 163.85 26.34 23.54% 39.00%

InveSTAR

Balanced Fund

ULIF 001 18/02/09 SUD‐LI‐BL1 142

Individual Pension Fund ‐ Apex Balanced

ULIF 015 20/01/10 SUD‐PA‐BL1 142

Individual Pension Fund ‐ Balanced

ULIF 007 31/03/09 SUD‐PI‐BL1 142

Express Balanced Fund

ULIF 017 29/04/11 SUD‐LX‐BL1 142

Apex Bond Fund

ULIF 012 20/01/10 SUD‐LA‐BN1 142

Bond Fund

ULIF 004 25/02/09 SUD‐LI‐BN1 142

Individual Pension Fund ‐ Apex Bond

ULIF 016 20/01/10 SUD‐PA‐BN1 142

Individual Pension Fund ‐ Bond

ULIF 008 31/03/09 SUD‐PI‐BN1 142

Discontinued Policies Fund

ULIF 018 03/06/11 SUD‐UL‐DP1 142

Bluechip Equity Fund

ULIF 019 11/12/13 SUD‐LI‐EQ2 142

Growth Plus Fund

ULIF 023 11/12/13 SUD‐LI‐GR2 142

Balanced Plus Fund

ULIF 024 11/12/13 SUD‐LI‐BL2 142

Income Fund

ULIF 020 11/12/13 SUD‐LI‐BN2 142

Total AUM 3161.07

NA 15.20% 13.37%

22 1/29/2014 25.77 10.69 6.55% 6.30% NA NA NA NA NA NA 6.86% 6.58%

21 1/29/2014 34.11 11.52 14.84% 12.36% NA NA

NA NA NA23.20% NA NA

NA NA NA

NA 26.04% 26.02%

20 1/29/2014 25.17 12.25 21.88% 20.41% NA NA NA NA NA NA 22.52% 22.64%

19 1/29/2014 21.21 12.60 25.75%

17

18

7.96%

10.75%

NA

7.96%

7.96%

10

11

12

13

14

15

16

7.12%

8.66%

7.12%

8.82%

11.60%

21.20%

10.91%

20/01/2010 173.95 13.79

8.29%

12.36%

6.40%

12.36%

6.40%

6.40%

16.33%

6.40%

6.76%

10.93%

6.85%

11.22%10.75%21.20%

11.60%

03/06/2011 266.03 12.36 4.43% 9.79% 7.48%

29/04/2011 57.60 13.58 12.86%

20/01/2010 50.50 15.18 17.97%

20/01/2010 21.86 13.62 5.88%

NA 7.78%10.23%4.53% 8.08%

17.41% 14.05% 9.47%

7.24% 7.71% 6.92%

21.51% 12.70% 10.96% 9.60%

27.79%

11.60%

21.20%12.36%

15.25%

7.58%

12.13%

12.57%30.02%

6.17% 10.89% 7.43% 7.21%11.60% 7.58% 8.11%

12.13%

11.25%

31/03/2009 9.42 14.39 5.47% 10.73% 7.80% 8.07% 6.94%

12.13%

7.58%

10.75%11.12%31/03/2009 34.38 17.83 12.99% 21.89% 13.16%

25/02/2009 17.06 14.45 5.77% 10.85% 7.89% 8.10% 6.99%7.58% 7.96%

18/02/2009 47.77 18.69 12.34% 21.14% 12.80% 10.86% 11.95%

142L003V01 142L004V01 142L008V01 142L028V01 142L010V01 142L018V01 142L019V01 142L020V01 142L024V01 142L025V01 142L026V01 142L021V01 142L041V01 142L042V01

Fund Name (SFIN)

Apex Equity Fund

ULIF 009 20/01/10 SUD‐LA‐EQ1 142

Equity Fund

ULIF 002 25/02/09 SUD‐LI‐EQ1 142

Individual Pension Fund ‐ Apex Equity

ULIF 013 20/01/10 SUD‐PA‐EQ1 142

Individual Pension Fund ‐ Equity

ULIF 005 31/03/09 SUD‐PI‐EQ1 142

Bluechip Equity Fund

ULIF 019 11/12/13 SUD‐LI‐EQ2 142

Apex Growth Fund

ULIF 010 20/01/10 SUD‐LA‐GR1 142

Growth Fund

ULIF 003 25/02/09 SUD‐LI‐GR1 142

Individual Pension Fund ‐ Apex Growth

ULIF 014 20/01/10 SUD‐PA‐GR1 142

Individual Pension Fund ‐ Growth

ULIF 006 31/03/09 SUD‐PI‐GR1 142

Growth Plus Fund

Mapping of Funds and Products (Funds representing the underlying Products)

1

2

3

4

Product Name (UIN)

Dhan SurakshaDhan Suraksha

PremiumPrabhat Tara

6

7

8

9

New Dhruv

Tara

Dhan Suraksha

Express

Dhruv Tara

Product

New Dhan

Suraksha

New Dhan

Suraksha

Premium

Dhan Suraksha

3

Dhan

Suraksha

Premium 3

Prabhat Tara

3

New Prabhat

Tara

Dhan

Suraksha Plus

Wealth Builder

Plan

EQUITY FUND

5

GROWTH FUND

10

Growth Plus Fund

ULIF 023 11/12/13 SUD‐LI‐GR2 142

Apex Balanced Fund

ULIF 011 20/01/10 SUD‐LA‐BL1 142

Balanced Fund

ULIF 001 18/02/09 SUD‐LI‐BL1 142

Individual Pension Fund ‐ Apex Balanced

ULIF 015 20/01/10 SUD‐PA‐BL1 142

Individual Pension Fund ‐ Balanced

ULIF 007 31/03/09 SUD‐PI‐BL1 142

Express Balanced Fund

ULIF 017 29/04/11 SUD‐LX‐BL1 142

Balance Plus Fund

ULIF 024 11/12/13 SUD‐LI‐BL2 142

Apex Bond Fund

ULIF 012 20/01/10 SUD‐LA‐BN1 142

Bond Fund

ULIF 004 25/02/09 SUD‐LI‐BN1 142

Individual Pension Fund ‐ Apex Bond

ULIF 016 20/01/10 SUD‐PA‐BN1 142

Individual Pension Fund ‐ Bond

ULIF 008 31/03/09 SUD‐PI‐BN1 142

Income Fund

ULIF 020 11/12/13 SUD‐LI‐BN2 142

Discontinued Life Policies Fund

ULIF 018 03/06/11 SUD‐UL‐DP1 142

20

22

13

14

15

17

18

19

11

12

10

21

BALANCED FUND

16

DISCONTINUED FUND

BOND FUND

Investment Objective :

Date of Inception : SFIN No.

January 20, 2010 ULIF 009 20/01/10 SUD‐LA‐EQ1 142

Products: AUM :

Rs. 663.32 Cr

Portfolio % to AUM

`

Equity 94.44% Minimum Maximum

Larsen & Toubro Limited 6.56% 80% 100% 94.44%

ICICI Bank Ltd 6.21% 0% 20% 5.56%

Reliance Industries Ltd 5.61%

Infosys Technologies Ltd. 4.67%

Oil & Natural Gas Corpn Ltd 3.83%

State Bank of India 3.64%

Bharti Airtel Limited 3.60%

Axis Bank Limited 3.54%

Tata Motors Limited 3.44%

Mahindra & Mahindra Ltd. 3.17%

HDFC Bank Ltd 3.00%

Tech Mahindra Limited 2.94%

Tata Consultancy Services Limited 2.47%

Housing Development Finance Corporation Ltd. 2.39%

Hindustan Petroleum Corporation Ltd. 2.15%

HCL Technologies Ltd 2.00%

Hindalco Industries Ltd. 1.99%

S S li L d 1 96%

APEX EQUITY FUND - AUGUST 2014

Equity

MM & Others

To tap growth opportunities for long term capital appreciation through investments primarily in equity and equity‐

related instruments.

Investment PatternActual

Asset Mix

Particulars

For New Dhan Suraksha, New Dhan Suraksha Premium,

New Prabhat Tara, Dhan Suraksha 3, Dhan Suraksha

Premium 3 & Prabhat Tara 3.

Benchmark :

CNX Nifty Index ‐ 90%

CRISIL Liquid Fund Index ‐ 10%

MM & Others5.56%

Asset Allocation (% to AUM)

Sesa Sterlite Ltd. 1.96%

ITC Ltd. 1.90%

Tata Steel Limited 1.82%

Sun Pharmaceuticals Industries Ltd 1.77%

IndusInd Bank Limited 1.76%

Wipro Ltd 1.63%

Aditya Birla Nuvo Limited 1.63%

Idea Cellular Limited 1.61%

Grasim Industries Ltd. 1.57%

Infrastructure Development Finance Company Limited 1.53%

NMDC Limited 1.49%

Maruti Suzuki India Limited 1.42%

Hindustan Unilever Limited 1.36%

Coal India Limited 1.13%

Power Grid Corporation of India Limited 1.09%

Bank of Baroda 1.05%

Dr. Reddys Laboratories Ltd. 1.02%

Others (with < 1% exposure) 7.49%

MM & Others 5.56%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Equity Fund 2 68% 9 14% 29 49% 48 39% 24 59% 17 41% 10 90%

23.68%

13.71%

9.50%

8.18%

7.76%

7.08%

4.53%

3.83%

3.67%

3.50%

Financial & Insurance Activities

Computer programming, consultancy and related activities

Infrastructure

Manufacture of motor vehicles, trailers and semi‐trailers

Manufacture of coke and refined petroleum products

Civil engineering

Manufacture of Basic Metals

Extraction of crude petroleum and natural gas

Manufacture of chemicals and chemical products

Manufacture of pharmaceuticals,medicinal chemical and botanical products

Top 10 Industry Exposure ( % to AUM)

Equity94.44%

MM & Others5.56%


8.5

9.0

9.5

10.0

10.5

11.0

11.5

12.0

12.5

13.0

13.5

14.0

14.5

15.0

15.5

16.0

16.5

17.0

Jan‐10

Apr‐10

Jun‐10

Sep‐10

Dec‐10

Feb‐11

May‐11

Aug‐11

Oct‐11

Jan‐12

Mar‐12

Jun‐12

Sep‐12

Nov‐12

Feb‐13

May‐13

Jul‐13

Oct‐13

Dec‐13

Mar‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)

NAV Performance (Since Inception)

NAV Benchmark

Apex Equity Fund 2.68% 9.14% 29.49% 48.39% 24.59% 17.41% 10.90%

Benchmark 2.78% 9.22% 24.37% 41.52% 21.63% 16.05% 9.54%

23.68%

13.71%

9.50%

8.18%

7.76%

7.08%

4.53%

3.83%

3.67%

3.50%



Infrastructure



Civil engineering






Equity94.44%

MM & Others5.56%


8.5

9.0

9.5

10.0

10.5

11.0

11.5

12.0

12.5

13.0

13.5

14.0

14.5

15.0

15.5

16.0

16.5

17.0

Jan‐10

Apr‐10

Jun‐10

Sep‐10

Dec‐10

Feb‐11

May‐11

Aug‐11

Oct‐11

Jan‐12

Mar‐12

Jun‐12

Sep‐12

Nov‐12

Feb‐13

May‐13

Jul‐13

Oct‐13

Dec‐13

Mar‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark

Investment Objective:


February 25, 2009 ULIF 002 25/02/09 SUD‐LI‐EQ1 142

Products : AUM:

Rs. 97.85 Cr

Portfolio % to AUM

`


ICICI Bank Ltd 7.28% 80% 100% 96.43%








HDFC Bank Ltd 3.50%



Wipro Ltd 3.17%

ITC Ltd. 3.12%


Yes Bank Limited 2.46%




To tap growth opportunities for long term capital appreciation through investments primarily in equity and

equity‐related instruments.


Asset Mix

Particulars

Benchmark :



Equity

MM & Others

For Dhan Suraksha, Dhan Suraksha Premium, Prabhat

Tara.

EQUITY FUND - AUGUST 2014

MM & Others3.57%



Lupin Limited 2.02%







Bharat Petroleum Corpn. Ltd 1.21%


NMDC Limited 1.14%


MM & Others 3.57%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since Inception

Equity Fund 3 32% 9 32% 28 58% 45 43% 23 60% 16 70% 21 21%

23.52%

15.48%

8.78%

8.38%

8.32%

7.76%

5.45%

5.24%

3.12%

3.06%





Infrastructure

Civil engineering

Manufacture of pharmaceuticals,medicinal chemical …


Manufacture of tobacco products

Mining of metal ores

Top 10 Industry Exposure (% to AUM)

Equity96.43%

MM & Others3.57%


9

12.1

15.2

18.3

21.4

24.5

27.6

Feb‐09

May‐09

Aug‐09

Oct‐09

Jan‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Feb‐11

May‐11

Jul‐11

Oct‐11

Jan‐12

Mar‐12

Jun‐12

Aug‐12

Nov‐12

Feb‐13

Apr‐13

Jul‐13

Oct‐13

Dec‐13

Mar‐14

May‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark

Equity Fund 3.32% 9.32% 28.58% 45.43% 23.60% 16.70% 21.21%

Benchmark 2.78% 9.22% 24.37% 41.52% 21.63% 16.05% 19.90%

23.52%

15.48%

8.78%

8.38%

8.32%

7.76%

5.45%

5.24%

3.12%

3.06%





Infrastructure

Civil engineering





Top 10 Industry Exposure (% to AUM)

Equity96.43%

MM & Others3.57%


9

12.1

15.2

18.3

21.4

24.5

27.6

Feb‐09

May‐09

Aug‐09

Oct‐09

Jan‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Feb‐11

May‐11

Jul‐11

Oct‐11

Jan‐12

Mar‐12

Jun‐12

Aug‐12

Nov‐12

Feb‐13

Apr‐13

Jul‐13

Oct‐13

Dec‐13

Mar‐14

May‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark



January 20, 2010 ULIF 013 20/01/10 SUD‐PA‐EQ1 142

Products : AUM :

Rs. 101.47 Cr

Portfolio % to AUM

`


Reliance Industries Ltd 7.17% 80% 100% 95.78%

ICICI Bank Ltd 6.66% 0% 20% 4.22%

Larsen & Toubro Limited 6.44%









HDFC Bank Ltd 2.78%









INDIVIDUAL PENSION FUND APEX EQUITY - AUGUST 2014

Equity

For New Dhruv Tara Products

MM & Others

To seek consistent long term capital appreciation through investments primarily in equity and equity‐related

instruments by focusing predominantly on well established companies.

Asset Mix

ParticularsInvestment Pattern

Actual

Benchmark :



Equity95.78%

MM & Others4.22%




Wipro Ltd 1.74%

NMDC Limited 1.69%




Power Finance Corporation Limited 1.23%

Jaiprakash Associates Limited 1.11%


Bajaj Auto Limited 1.02%Others (with < 1% exposure) 2.53%

MM & Others 4.22%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Apex Equity 2.73% 9.31% 28.58% 47.58% 25.27% 18.12% 10.97%

B h k 2 78% 9 22% 24 37% 41 52% 21 63% 16 05% 9 54%

23.33%

13.16%

9.79%

9.37%

9.02%

7.54%

5.10%

4.93%

4.16%

3.21%





Infrastructure

Civil engineering






Equity95.78%

MM & Others4.22%


9.09.5

10.010.511.011.512.012.513.013.514.014.515.015.516.016.517.017.518.0

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Nov‐11

Jan‐12

Mar‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Jul‐13

Sep‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark

Benchmark 2.78% 9.22% 24.37% 41.52% 21.63% 16.05% 9.54%

23.33%

13.16%

9.79%

9.37%

9.02%

7.54%

5.10%

4.93%

4.16%

3.21%





Infrastructure

Civil engineering






Equity95.78%

MM & Others4.22%


9.09.5

10.010.511.011.512.012.513.013.514.014.515.015.516.016.517.017.518.0

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Nov‐11

Jan‐12

Mar‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Jul‐13

Sep‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark



March 31, 2009 ULIF 005 31/03/09 SUD‐PI‐EQ1 142

Products : AUM :

Rs. 60.04 Cr

Portfolio % to AUM

`


ICICI Bank Ltd 7.80% 80% 100% 96.78%









ITC Ltd. 3.52%

HDFC Bank Ltd 3.32%





Wipro Ltd 2.40%

Lupin Limited 2.37%




INDIVIDUAL PENSION FUND EQUITY - AUGUST 2014

MM & Others

Equity

For Dhruv Tara Products

To seek consistent long term capital appreciation through investments primarily in equity and equity‐related

instruments by focusing predominantly on well established companies.

Asset Mix


Actual

Benchmark :



Equity96.78%

MM & Others3.22%







NMDC Limited 1.30%






Jaiprakash Associates Limited 1.01%Others (with < 1% exposure) 4.65%

MM & Others 3.22%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Equity 3.00% 9.26% 27.68% 45.98% 24.82% 17.37% 18.32%Benchmark 2.78% 9.22% 24.37% 41.52% 21.63% 16.05% 18.48%

23.72%

15.59%

8.52%

8.11%

7.96%

7.82%

5.63%

5.36%

3.64%

3.52%




Civil engineering


Infrastructure






Equity96.78%

MM & Others3.22%


9.5

11.5

13.5

15.5

17.5

19.5

21.5

23.5

25.5

Mar‐09

Jun‐09

Aug‐09

Oct‐09

Jan‐10

Mar‐10

May‐10

Aug‐10

Oct‐10

Dec‐10

Mar‐11

May‐11

Jul‐11

Sep‐11

Dec‐11

Feb‐12

Apr‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Apr‐13

Jun‐13

Aug‐13

Nov‐13

Jan‐14

Mar‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark

23.72%

15.59%

8.52%

8.11%

7.96%

7.82%

5.63%

5.36%

3.64%

3.52%




Civil engineering


Infrastructure






Equity96.78%

MM & Others3.22%


9.5

11.5

13.5

15.5

17.5

19.5

21.5

23.5

25.5

Mar‐09

Jun‐09

Aug‐09

Oct‐09

Jan‐10

Mar‐10

May‐10

Aug‐10

Oct‐10

Dec‐10

Mar‐11

May‐11

Jul‐11

Sep‐11

Dec‐11

Feb‐12

Apr‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Apr‐13

Jun‐13

Aug‐13

Nov‐13

Jan‐14

Mar‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark



January 29, 2014 ULIF 019 11/12/13 SUD‐LI‐EQ2 142

Products : AUM :

Rs. 21.21 Cr

Portfolio % to AUM

`


ICICI Bank Ltd 5.52% 70% 100% 87.62%







HDFC Bank Ltd 2.88%





ITC Ltd. 2.51%


Hero Motocorp Ltd. 1.84%

NMDC Limited 1.84%

Colgate Palmolive (India) Ltd 1.81%

Cipla Ltd. 1.81%

Zee Entertainment Enterprises Ltd 1.81%

LIC Housing Finance Ltd 1.71%



IndusInd Bank Limited 1 66%

INDIVIDUAL BLUE CHIP EQUITY - AUGUST 2014

MM & Others

Asset Mix


Actual

Equity

For Dhan Suraksha Plus & Wealth Builder Plan

The fund seeks to achieve long term capital appreciation by investing predominantly in equity and equity related

securities.

Benchmark :



Equity87.62%

MM & Others12.38%




Lupin Limited 1.64%

Wipro Ltd 1.59%









Tata Power Co. Ltd. 1.22%


JINDAL STEEL & POWER LTD. 1.10%Others (with < 1% exposure) 3.21%

MM & Others 12.38%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Blue Chip Equity 1.67% 7.35% 25.75% ‐ ‐ ‐ 26.04%Benchmark 2.67% 8.82% 23.20% ‐ ‐ ‐ 26.02%

20.51%

11.45%

8.17%

7.47%

6.78%

5.84%

5.30%

3.69%

3.54%

3.44%



Infrastructure

Civil engineering








Equity87.62%

MM & Others12.38%


9.50

10.00

10.50

11.00

11.50

12.00

12.50

13.00

Jan‐14 Feb‐14 Mar‐14 Apr‐14 May‐14 Jun‐14 Jul‐14 Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark



January 20, 2010 ULIF 010 20/01/10 SUD‐LA‐GR1 142

Products : AUM :

Rs. 661.11 Cr

Portfolio % to AUM

`


ICICI Bank Ltd 4.65% 55% 85% 73.21%










HDFC Bank Ltd 2.40%













ITC Ltd. 1.36%

Hindalco Industries Ltd 1 32%

APEX GROWTH FUND - AUGUST 2014

Equity

Debt, MM & Others

To aim for medium to long term capital appreciation by maintaining a diversified portfolio of equity and equity

related instruments and fair exposure to high credit quality portfolio of debt and money market instruments.


Asset Mix

Particulars

For New Dhan Suraksha, New Dhan Suraksha Premium,

New Prabhat Tara, Dhan Suraksha 3, Dhan Suraksha

Premium 3 & Prabhat Tara 3.

Benchmark :


CRISIL Composite Bond Index ‐ 30%

Debt22.17%

Equity73.21%

MM & Others4.62%


Gilt30.29%

AA+10.43%

AA2.40%

Debt Rating Profile (% of Debt)


Wipro Ltd 1.21%



NMDC Limited 1.15%



Debt 22.17%

Gilts & SDL 6.62%

GOI 6.08%

SDL (with < 1% exposure) 0.55%

Corporate Bonds 15.55%

RURAL ELECTRIFICATION CORPORATION L 2.07%

POWER FINANCE CORPORATION LTD. 1.92%

POWER GRID CORPORATION OF INDIA LTD 1.90%

LIC HOUSING FINANCE LTD 1.01%


MM & Others 4.62%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Growth Fund 2.24% 7.88% 24.27% 38.74% 20.86% 15.27% 10.28%Benchmark 2.25% 7.58% 20.41% 34.63% 18.36% 14.30% 9.11%

21.47%

14.18%

11.64%

7.27%

5.79%

5.31%

3.75%

3.35%

3.25%

2.95%


Infrastructure




Civil engineering




Manufacture of pharmaceuticals,medicinal chemical and …


< 1 year 1‐3 years 3‐5 years 5‐10 years > 10 years

3.31%

9.79%

15.29%

52.23%

19.38%

Debt Maturity Profile ( % of Debt)

Debt22.17%

Equity73.21%

MM & Others4.62%


Gilt30.29%

AAA56.88%

AA+10.43%

AA2.40%


Modified Duration ‐ 4.05 yrs

9.5

10.5

11.5

12.5

13.5

14.5

15.5

16.5

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Nov‐11

Jan‐12

Mar‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Jul‐13

Sep‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark



February 25, 2009 ULIF 003 25/02/09 SUD‐LI‐GR1 142

Products : AUM:

Rs. 163.85 Cr

Portfolio % to AUM

`



ICICI Bank Ltd 5.03% 0% 60% 25.17%











HDFC Bank Ltd 2.41%


ITC Ltd. 2.33%






Equity

Debt, MM & Others




Asset Mix

Particulars

For Dhan Suraksha, Dhan Suraksha Premium, Prabhat Tara

& Dhan Suraksha Express.

Benchmark :



GROWTH FUND - AUGUST 2014

AA9 59%


Debt20.22%

Equity74.83%

MM & Others4.95%





Lupin Limited 1.10%

Tata Steel Limited 1.04%Others (with < 1% exposure) 11.78%

Debt 20.22%

Gilts & SDL 6.80%

GOI 5.59%


STEEL AUTHORITY OF INDIA LTD. 1.93%


RELIANCE PORTS & TERMINALS LTD. 1.28%

TATA CAPITAL FINANCIAL SERVICES LTD 1.22%

THE INDIAN HOTELS COMPANY LTD. 1.22%

HDFC LTD. 1.09%Others (with < 1% exposure) 5.18%

MM & Others 4.95%

Total 100.00%

`

23.21%

11.96%

9.60%

6.98%

6.09%

5.72%

4.66%

3.93%

3.18%

2.40%



Infrastructure


Civil engineering








14.87% 13.90%

7.48%

42.05%

21.70%


Gilt32.23%

AAA52.73%

AA+6.05%

AA9.59%


9.00

10.50

12.00

13.50

15.00

16.50

18.00

19.50

21.00

22.50

24.00

25.50

27.00

Feb‐09

May‐09

Aug‐09

Oct‐09

Jan‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Feb‐11

May‐11

Jul‐11

Oct‐11

Jan‐12

Mar‐12

Jun‐12

Aug‐12

Nov‐12

Feb‐13

Apr‐13

Jul‐13

Oct‐13

Dec‐13

Mar‐14

May‐14

Aug‐14

NAV/U

NIT (Rs)

NAV Performance (Since Inception)NAV Benchmark

Debt20.22%

Equity74.83%

MM & Others4.95%



Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionGrowth Fund 2.68% 8.11% 23.54% 39.00% 20.93% 15.33% 19.07%Benchmark 2.25% 7.58% 20.41% 34.63% 18.36% 14.30% 17.11%

23.21%

11.96%

9.60%

6.98%

6.09%

5.72%

4.66%

3.93%

3.18%

2.40%



Infrastructure


Civil engineering








14.87% 13.90%

7.48%

42.05%

21.70%


Gilt32.23%

AAA52.73%

AA+6.05%

AA9.59%


9.00

10.50

12.00

13.50

15.00

16.50

18.00

19.50

21.00

22.50

24.00

25.50

27.00

Feb‐09

May‐09

Aug‐09

Oct‐09

Jan‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Feb‐11

May‐11

Jul‐11

Oct‐11

Jan‐12

Mar‐12

Jun‐12

Aug‐12

Nov‐12

Feb‐13

Apr‐13

Jul‐13

Oct‐13

Dec‐13

Mar‐14

May‐14

Aug‐14

NAV/U

NIT (Rs)


Debt20.22%

Equity74.83%

MM & Others4.95%





January 20, 2010 ULIF 014 20/01/10 SUD‐PA‐GR1 142

Products : AUM :

Rs. 115.47 Cr

Portfolio % to AUM

`






HDFC Bank Ltd 3.97%

ICICI Bank Ltd 3.82%








ITC Ltd. 2.43%


Lupin Limited 1.95%





INDIVIDUAL PENSION FUND APEX GROWTH - AUGUST 2014

Equity


Debt, MM & Others

To seek consistent growth over medium to long term by focusing predominantly on well established

companies through investments primarily in equity and equity‐related instruments and fair exposure to high

credit quality portfolio of debt and money market instruments.

Asset Mix


Actual

Benchmark :



Debt20.15%

Equity76.63%

MM & Others3.22%


Gilt20.65%

AA2.09%





Oil India Limited 1.10%


Debt 20.15%

Gilts & SDL 4.16%

GOI 2.75%SDL (with < 1% exposure) 1.41%



HDFC LTD. 2.16%


TATA SONS LTD. 1.12%

LIC HOUSING FINANCE LTD 1.02%Others (with < 1% exposure) 6.25%

MM & Others 3.22%

Total 100.00%

`

22.87%

13.46%

12.42%

7.23%

6.78%

5.74%

4.10%

3.74%

3.65%

3.17%


Infrastructure


Civil engineering






Housing Sector


< 1 year 1‐3 years 5‐10 years > 10 years

24.01%

9.74%

56.74%

9.51%


Debt20.15%

Equity76.63%

MM & Others3.22%


Gilt20.65%

AAA77.82%

AA2.09%


9.09.510.010.511.011.512.012.513.013.514.014.515.015.516.016.517.0

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Nov‐11

Jan‐12

Mar‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Jul‐13

Sep‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark


Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Apex Growth 2.18% 7.69% 22.03% 37.10% 21.56% 16.03% 10.04%Benchmark 2.25% 7.58% 20.41% 34.63% 18.36% 14.30% 9.11%

22.87%

13.46%

12.42%

7.23%

6.78%

5.74%

4.10%

3.74%

3.65%

3.17%


Infrastructure


Civil engineering






Housing Sector



24.01%

9.74%

56.74%

9.51%


Debt20.15%

Equity76.63%

MM & Others3.22%


Gilt20.65%

AAA77.82%

AA2.09%


9.09.510.010.511.011.512.012.513.013.514.014.515.015.516.016.517.0

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Nov‐11

Jan‐12

Mar‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Jul‐13

Sep‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark




March 31, 2009 ULIF 006 31/03/09 SUD‐PI‐GR1 142

Products : AUM :

Rs. 63.12 Cr

Portfolio % to AUM

`


ICICI Bank Ltd 6.16% 40% 100% 74.04%











HDFC Bank Ltd 2.97%







ITC Ltd. 1.49%


NMDC Limited 1.34%


Bajaj Auto Limited 1.11%



O h ( i h 1% ) %

Equity

Debt, MM & Others


Actual

To seek consistent growth over medium to long term by focusing predominantly on well established companies

through investments primarily in equity and equity‐related instruments and fair exposure to high credit quality

portfolio of debt and money market instruments.

Asset Mix


Benchmark :



INDIVIDUAL PENSION FUND GROWTH - AUGUST 2014

Gilt12.35%

AA8.75%


Debt21.76%

Equity74.04%

MM & Others4.20%



Debt 21.76%

Gilts & SDL 2.69%

GOI 1.38%



HDFC LTD. 2.83%

THE GREAT EASTERN SHIPPING CO. LTD. 2.73%


INDIAN OIL CORPORATION LTD 2.00%

IRFC LTD. 1.62%



RELIANCE CAPITAL LTD. 1.11%



MM & Others 4.20%

Total 100.00%

`

22.53%

12.69%

10.83%

8.10%

4.79%

4.33%

4.17%

4.16%

2.99%

2.97%


Infrastructure




Civil engineering



Housing Sector




20.96%21.85%

14.96%

35.46%

6.76%


Gilt12.35%

AAA78.89%

AA8.75%


9.0

10.0

11.0

12.0

13.0

14.0

15.0

16.0

17.0

18.0

19.0

20.0

21.0

22.0

23.0

24.0

25.0

Mar‐09

Jun‐09

Aug‐09

Oct‐09

Dec‐09

Feb‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Dec‐11

Feb‐12

Apr‐12

Jun‐12

Aug‐12

Oct‐12

Dec‐12

Feb‐13

May‐13

Jul‐13

Sep‐13

Nov‐13

Jan‐14

Mar‐14

May‐14

Aug‐14

NAV/U

NIT (R

s)


NAV Benchmark

Debt21.76%

Equity74.04%

MM & Others4.20%



Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Growth 1.87% 7.70% 22.98% 36.62% 20.14% 14.99% 15.48%Benchmark 2.25% 7.58% 20.41% 34.63% 18.36% 14.30% 16.04%

22.53%

12.69%

10.83%

8.10%

4.79%

4.33%

4.17%

4.16%

2.99%

2.97%


Infrastructure




Civil engineering



Housing Sector




20.96%21.85%

14.96%

35.46%

6.76%


Gilt12.35%

AAA78.89%

AA8.75%


9.0

10.0

11.0

12.0

13.0

14.0

15.0

16.0

17.0

18.0

19.0

20.0

21.0

22.0

23.0

24.0

25.0

Mar‐09

Jun‐09

Aug‐09

Oct‐09

Dec‐09

Feb‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Dec‐11

Feb‐12

Apr‐12

Jun‐12

Aug‐12

Oct‐12

Dec‐12

Feb‐13

May‐13

Jul‐13

Sep‐13

Nov‐13

Jan‐14

Mar‐14

May‐14

Aug‐14

NAV/U

NIT (R

s)


NAV Benchmark

Debt21.76%

Equity74.04%

MM & Others4.20%





January 29, 2014 ULIF 023 11/12/13 SUD‐LI‐GR2 142

Products : AUM:

Rs. 25.17 Cr

Portfolio % to AUM

`


ICICI Bank Ltd 4.26% 40% 100% 65.11%


State Bank of India 3.03% 0% 30% 10.67%






ITC Ltd. 2.05%

HDFC Bank Ltd 1.96%



Wipro Ltd 1.69%



Zee Entertainment Enterprises Ltd 1.52%


LIC Housing Finance Ltd 1.44%




Lupin Limited 1.38%


Cipla Ltd 1 29%

MM & Others

Equity

Debt



For Dhan Suraksha Plus & Wealth Builder Plan.

Asset Mix


Actual

Benchmark :



GROWTH PLUS FUND - AUGUST 2014

AAA8.12%


Debt24.22%

Equity65.11%

MM & Others10.67%


Cipla Ltd. 1.29%








Hindustan Unilever Limited 1.16%Others (with < 1% exposure) 6.26%

Debt 24.22%

Gilts & SDL 22.26%

GOI 21.22%

SDL ‐ TAMIL NADU 1.03%


HDFC LTD. 1.18%


MM & Others 10.67%

Total 100.00%

`

16.64%

8.28%

8.05%

5.42%

4.35%

4.15%

2.85%

2.76%

2.67%

2.67%



Infrastructure

Civil engineering








3‐5 years > 10 years

3.55%

5.86%



Gilt100.00%

AAA8.12%


9.5

10

10.5

11

11.5

12

12.5


NAV/U

NIT (R

s)


NAV Benchmark

Debt24.22%

Equity65.11%

MM & Others10.67%


Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionGrowth Plus Fund 1.11% 5.69% 21.88% ‐ ‐ ‐ 22.52%Benchmark 2.25% 7.58% 20.41% ‐ ‐ ‐ 22.64%

16.64%

8.28%

8.05%

5.42%

4.35%

4.15%

2.85%

2.76%

2.67%

2.67%



Infrastructure

Civil engineering








3‐5 years > 10 years

3.55%

5.86%



Gilt100.00%

AAA8.12%


9.5

10

10.5

11

11.5

12

12.5


NAV/U

NIT (R

s)


NAV Benchmark

Debt24.22%

Equity65.11%

MM & Others10.67%




January 20, 2010 ULIF 011 20/01/10 SUD‐LA‐BL1 142

Products : AUM :

Rs. 449.99 Cr

Portfolio % to AUM

`


ICICI Bank Ltd 3.78% 35% 65% 52.74%












HDFC Bank Ltd 1.59%


ITC Ltd. 1.32%





Lupin Limited 1.08%



Debt 40 60%

APEX BALANCED FUND - AUGUST 2014

Equity

Debt, MM & Others

To optimize returns over medium to long term, by aiming balance between risk and return, through

investments in high quality equity and debt instruments.

For New Dhan Suraksha, New Dhan Suraksha

Premium, New Prabhat Tara, Dhan Suraksha 3, Dhan

Suraksha Premium 3 & Prabhat Tara 3.

Benchmark :




Asset Mix

Particulars

Debt40.60%

Equity52.74%

MM & Others6.66%

Asset Allocation( % to AUM)

AA+8.77%

AA4.03%

AA‐2.78%


Debt 40.60%

Gilts & SDL 14.31%

GOI 10.77%


SDL MAHARASHTRA 1.02%








HINDALCO INDUSTRIES LTD. 1.19%

UNITED PHOSPHORUS LTD. 1.14%

RAYMOND LTD. 1.13%

HINDUSTAN PETROLEUM CORPORATION LTD 1.09%

IL & FS LTD. 1.03%

M & M FINANCIAL SERVICES LTD. 1.00%


MM & Others 6.66%

Total 100.00%

`

19.25%

15.46%

8.17%

5.42%

4.79%

4.25%

3.68%

2.99%

2.98%

2.86%


Infrastructure



Civil engineering




Housing Sector




3.84%

9.02%

15.08%

57.47%

14.59%


Debt40.60%

Equity52.74%

MM & Others6.66%


Gilt35.24%

AAA49.18%

AA+8.77%

AA4.03%

AA‐2.78%


9

10

11

12

13

14

15

16

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Nov‐11

Jan‐12

Mar‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Jul‐13

Sep‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark


Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Balanced Fund 1.84% 5.72% 17.58% 29.71% 16.64% 13.02% 9.46%Benchmark 1.74% 5.96% 16.33% 27.79% 15.25% 12.57% 8.66%

19.25%

15.46%

8.17%

5.42%

4.79%

4.25%

3.68%

2.99%

2.98%

2.86%


Infrastructure



Civil engineering




Housing Sector




3.84%

9.02%

15.08%

57.47%

14.59%


Debt40.60%

Equity52.74%

MM & Others6.66%


Gilt35.24%

AAA49.18%

AA+8.77%

AA4.03%

AA‐2.78%


9

10

11

12

13

14

15

16

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Nov‐11

Jan‐12

Mar‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Jul‐13

Sep‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark




February 18, 2009 ULIF 001 18/02/09 SUD‐LI‐BL1 142

Products : AUM :

Rs. 47.77 Cr

Portfolio % to AUM

`


ICICI Bank Ltd 3.58% 0% 60% 33.23%

Infosys Technologies Ltd. 3.02% 40% 100% 66.77%



ITC Ltd. 2.15%






Mahindra & Mahindra Ltd. 1.49%HDFC Bank Ltd 1.29%Tata Steel Limited 1.19%Housing Development Finance Corporation Ltd. 1.11%Dr. Reddys Laboratories Ltd. 1.11%Others (with < 1% exposure) 3.87%

Debt 60.64%

Gilts & SDL 17.02%

GOI 14.69%


SDL GUJARAT 1.02%


BALANCED FUND - AUGUST 2014

Equity

Debt, MM & Others

To aim for stable returns over medium to long term through investments in high quality fixed income and

money market instruments and enhance returns through a fair exposure to equity investments.


Asset Mix

Particulars


Tara.

Benchmark :



Debt60.64%

Equity33.23%

MM & Others6.12%


Gilt

AA5.19%

AA‐3.51%


( p )


HDFC LTD. 6.47%LARSEN & TOUBRO LTD. 4.32%THE GREAT EASTERN SHIPPING CO. LTD. 4.24%






RAYMOND LTD. 2.13%




IRFC LTD. 1.70%


HDB FINANCIAL SERVICES LTD 1.06%


MM & Others 6.12%

Total 100.00%

`

14.72%

13.52%

7.92%

6.20%

5.83%

4.98%

4.35%

4.24%

3.15%

2.86%


Infrastructure

Housing Sector

Civil engineering


Computer programming, consultancy and …


Water transport

Accommodation




17.50%

24.65%

13.69%

30.08%

14.09%

Debt Maturity Profile (% of Debt)

Debt60.64%

Equity33.23%

MM & Others6.12%


Gilt28.06%

AAA63.25%

AA5.19%

AA‐3.51%


9.510

10.511

11.512

12.513

13.514

14.515

15.516

16.517

17.518

18.519

19.5

Feb‐09

Apr‐09

Jun‐09

Sep‐09

Nov‐09

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Feb‐11

Apr‐11

Jun‐11

Aug‐11

Oct‐11

Dec‐11

Feb‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Aug‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)




Balanced Fund 1.15% 3.89% 12.34% 21.14% 12.80% 10.86% 11.95%

Benchmark 1.23% 4.36% 12.36% 21.20% 12.13% 10.75% 11.22%

14.72%

13.52%

7.92%

6.20%

5.83%

4.98%

4.35%

4.24%

3.15%

2.86%


Infrastructure

Housing Sector

Civil engineering


Computer programming, consultancy and …


Water transport

Accommodation




17.50%

24.65%

13.69%

30.08%

14.09%

Debt Maturity Profile (% of Debt)

Debt60.64%

Equity33.23%

MM & Others6.12%


Gilt28.06%

AAA63.25%

AA5.19%

AA‐3.51%


9.510

10.511

11.512

12.513

13.514

14.515

15.516

16.517

17.518

18.519

19.5

Feb‐09

Apr‐09

Jun‐09

Sep‐09

Nov‐09

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Feb‐11

Apr‐11

Jun‐11

Aug‐11

Oct‐11

Dec‐11

Feb‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Aug‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)





January 20, 2010 ULIF 015 20/01/10 SUD‐PA‐BL1 142

Products : AUM :

Rs. 50.50 Cr

Portfolio % to AUM

`



Oil & Natural Gas Corpn Ltd 3.36% 35% 65% 51.16%

Larsen & Toubro Limited 3.24%HCL Technologies Ltd 2.95%HDFC Bank Ltd 2.92%



Tata Steel Limited 2.56%Tata Consultancy Services Limited 2.52%ICICI Bank Ltd 2.00%

Housing Development Finance Corporation Ltd. 1.92%State Bank of India 2.48%

Axis Bank Limited 2.36%Infosys Technologies Ltd. 2.18%IndusInd Bank Limited 2.15%Grasim Industries Ltd. 1.65%Tata Motors Limited 1.04%Others (with < 1% exposure) 6.56%

Debt 43.94%

INDIVIDUAL PENSION FUND APEX BALANCED - AUGUST 2014

Equity


Debt, MM & Others



Asset Mix


Actual

Benchmark :



AA2.19%


Debt43.94%

Equity48.84%

MM & Others7.22%


Gilts & SDL 17.98%

GOI 13.46%


SDL GUJARAT 1.92%

SDL ‐ Other States (with < 1% exposure) 0.63%



LARSEN & TOUBRO LTD. 3.86%


IL & FS LTD. 2.04%


HDFC LTD. 1.97%


RELIANCE GAS TRANSPORTN INFRA LTD. 1.03%Others (with < 1% exposure) 5.18%

MM & Others 7.22%

Total 100.00%

`

16.80%

16.50%

8.06%

7.10%

4.99%

4.46%

4.29%

3.91%

3.36%

2.39%


Infrastructure


Civil engineering




Housing Sector





15.30%

5.63%

64.67%

14.40%


Gilt40.91%

AAA56.90%

AA2.19%


9.3

10.3

11.3

12.3

13.3

14.3

15.3

16.3

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Nov‐11

Jan‐12

Mar‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Jul‐13

Sep‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark

Debt43.94%

Equity48.84%

MM & Others7.22%



Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Apex Balanced 1.52% 5.83% 17.97% 30.02% 17.41% 14.05% 9.47%Benchmark 1.74% 5.96% 16.33% 27.79% 15.25% 12.57% 8.66%

16.80%

16.50%

8.06%

7.10%

4.99%

4.46%

4.29%

3.91%

3.36%

2.39%


Infrastructure


Civil engineering




Housing Sector





15.30%

5.63%

64.67%

14.40%


Gilt40.91%

AAA56.90%

AA2.19%


9.3

10.3

11.3

12.3

13.3

14.3

15.3

16.3

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Nov‐11

Jan‐12

Mar‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Jul‐13

Sep‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark

Debt43.94%

Equity48.84%

MM & Others7.22%





March 31, 2009 ULIF 007 31/03/09 SUD‐PI‐BL1 142

Products : AUM :

Rs. 34.38 Cr

Portfolio % to AUM

`


Infosys Technologies Ltd. 2.94% 0% 60% 31.88%

ICICI Bank Ltd 2.58% 40% 100% 68.12%


Grasim Industries Ltd. 1.78%Reliance Industries Ltd 1.69%








NMDC Limited 1.23%






Debt 64.37%

Gilts & SDL 19.01%

GOI 8.77%SDL ‐ TAMIL NADU 4.36%SDL MAHARASHTRA 2 98%

INDIVIDUAL PENSION FUND BALANCED - AUGUST 2014

Equity


Debt, MM & Others

To aim for stable returns over medium to long term through investments in high quality fixed income and

money market instruments and enhance returns through a fair exposure to equity investments.

Asset Mix


Actual

Benchmark :




Debt64.37%

Equity31.88%

MM & Others3.76%


SDL MAHARASHTRA 2.98%SDL ‐ KERALA 1.47%SDL (with < 1% exposure) 1.43%


RURAL ELECTRIFICATION CORPORATION L 5.24%LARSEN & TOUBRO LTD. 4.57%THE GREAT EASTERN SHIPPING CO. LTD. 4.41%



HDFC LTD. 3.45%



NATIONAL BANK FOR AGRI & RURAL DEVE 1.77%

TATA STEEL LTD. 1.75%



MRF LTD. 1.45%


RELIANCE INDUSTRIES LTD 1.42%


MM & Others 3.76%

Total 100.00%

`

14.99%

12.20%

7.25%

6.79%

6.33%

4.41%

4.37%

4.19%

4.09%

4.08%

Infrastructure



Civil engineering

Housing Sector

Water transport

Accommodation






10.28%

29.98%

6.10%

40.21%

13.44%


Gilt29.54%

AAA60.95%

AA9.51%


9.510

10.511

11.512

12.513

13.514

14.515

15.516

16.517

17.518

18.5

Mar‐09

Jun‐09

Aug‐09

Oct‐09

Dec‐09

Feb‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Dec‐11

Feb‐12

Apr‐12

Jun‐12

Aug‐12

Oct‐12

Dec‐12

Feb‐13

May‐13

Jul‐13

Sep‐13

Nov‐13

Jan‐14

Mar‐14

May‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark

Debt64.37%

Equity31.88%

MM & Others3.76%



Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Balanced 1.31% 4.60% 12.99% 21.89% 13.16% 11.12% 11.25%Benchmark 1.23% 4.36% 12.36% 21.20% 12.13% 10.75% 10.93%

14.99%

12.20%

7.25%

6.79%

6.33%

4.41%

4.37%

4.19%

4.09%

4.08%

Infrastructure



Civil engineering

Housing Sector

Water transport

Accommodation






10.28%

29.98%

6.10%

40.21%

13.44%


Gilt29.54%

AAA60.95%

AA9.51%


9.510

10.511

11.512

12.513

13.514

14.515

15.516

16.517

17.518

18.5

Mar‐09

Jun‐09

Aug‐09

Oct‐09

Dec‐09

Feb‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Dec‐11

Feb‐12

Apr‐12

Jun‐12

Aug‐12

Oct‐12

Dec‐12

Feb‐13

May‐13

Jul‐13

Sep‐13

Nov‐13

Jan‐14

Mar‐14

May‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark

Debt64.37%

Equity31.88%

MM & Others3.76%




Date of Inception : SFIN No. Benchmark :

April 29, 2011 ULIF 017 29/04/11 SUD‐LX‐BL1 142 CNX Nifty Index ‐ 30%


Products : AUM :

For Dhan Suraksha Express Rs. 57.60 Cr

Portfolio % to AUM

`





ICICI Bank Ltd 1.49%Infosys Technologies Ltd. 1.45%Axis Bank Limited 1.34%HDFC Bank Ltd 1.32%




ITC Ltd. 1.05%



Debt 62.42%

Gilts & SDL 22.96%

GOI 18.65%


Other SDL 2.22%



RELIANCE GAS TRANSPORTN INFRA LTD 3 63%

EXPRESS BALANCED FUND - AUGUST 2014

Equity

Debt, MM & Others

To optimize returns over medium to long term, by aiming balance between risk and return, through investments

in high quality equity and debt instruments.

Asset Mix


Actual

Gilt

AA+8.59%

AA2.81%


Debt62.42%

Equity30.71%

MM & Others6.88%


RELIANCE GAS TRANSPORTN INFRA LTD. 3.63%

FULLERTON INDIA CREDIT COMPANY LTD. 3.57%


IL & FS LTD. 3.26%



RELIANCE PORTS & TERMINALS LTD. 2.37%TATA SONS LTD. 2.10%THE INDIAN HOTELS COMPANY LTD. 1.74%HINDUSTAN PETROLEUM CORPORATION LTD 1.71%NATIONAL BANK FOR AGRI & RURAL DEVE 1.40%HDFC LTD. 1.20%LARSEN & TOUBRO LTD. 1.02%


MM & Others 6.88%

Total 100.00%

`

21.83%

14.72%

4.75%

4.46%

3.83%

3.51%

3.06%

2.17%

1.74%

1.67%

Infrastructure




Housing Sector

Water transport

Civil engineering


Accommodation

Manufacture of pharmaceuticals,medicinal chemical and

botanical products


< 1 year 1‐3 years 3‐5 years 5‐10 years

7.21%

79.41%68.36%

262.28%


Gilt37.05%

AAA51.55%

AA+8.59%

AA2.81%


9.5

10.0

10.5

11.0

11.5

12.0

12.5

13.0

13.5

14.0

Apr‐11

Jun‐11

Jul‐11

Aug‐11

Oct‐11

Nov‐11

Dec‐11

Feb‐12

Mar‐12

Apr‐12

Jun‐12

Jul‐12

Aug‐12

Sep‐12

Nov‐12

Dec‐12

Jan‐13

Mar‐13

Apr‐13

May‐13

Jul‐13

Aug‐13

Sep‐13

Nov‐13

Dec‐13

Jan‐14

Mar‐14

Apr‐14

May‐14

Jul‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark

Debt62.42%

Equity30.71%

MM & Others6.88%



Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionExpress Balanced Fund 1.12% 3.90% 12.86% 21.51% 12.70% 10.96% 9.60%Benchmark 1.23% 4.36% 12.36% 21.20% 12.13% 10.75% 8.82%

21.83%

14.72%

4.75%

4.46%

3.83%

3.51%

3.06%

2.17%

1.74%

1.67%

Infrastructure




Housing Sector

Water transport

Civil engineering


Accommodation

Manufacture of pharmaceuticals,medicinal chemical and

botanical products


< 1 year 1‐3 years 3‐5 years 5‐10 years

7.21%

79.41%68.36%

262.28%


Gilt37.05%

AAA51.55%

AA+8.59%

AA2.81%


9.5

10.0

10.5

11.0

11.5

12.0

12.5

13.0

13.5

14.0

Apr‐11

Jun‐11

Jul‐11

Aug‐11

Oct‐11

Nov‐11

Dec‐11

Feb‐12

Mar‐12

Apr‐12

Jun‐12

Jul‐12

Aug‐12

Sep‐12

Nov‐12

Dec‐12

Jan‐13

Mar‐13

Apr‐13

May‐13

Jul‐13

Aug‐13

Sep‐13

Nov‐13

Dec‐13

Jan‐14

Mar‐14

Apr‐14

May‐14

Jul‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark

Debt62.42%

Equity30.71%

MM & Others6.88%





January 29, 2014 ULIF 024 11/12/13 SUD‐LI‐BL2 142 CNX Nifty Index ‐ 30%


Products : AUM :

For Dhan Suraksha Plus & Wealth Builder Plan Rs.34.11.Cr

Portfolio % to AUM

`


ICICI Bank Ltd 1.71% 0% 60% 28.66%

State Bank of India 1.66% 40% 100% 56.39%


Reliance Industries Ltd 1.31%Tata Motors Limited 1.08%LIC Housing Finance Ltd 1.06%Coal India Limited 1.04%



Debt 56.39%

Gilts & SDL 48.32%

GOI 42.36%

BALANCED PLUS FUND - AUGUST 2014

MM & Others

Equity

Debt



Asset Mix


Actual


Debt56.39%

Equity28.66%

MM & Others14.95%


MM & Others 14.95%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionBalance Plus Fund 0.76% 3.68% 14.84% ‐ ‐ ‐ 15.20%Benchmark 1.23% 4.36% 12.36% ‐ ‐ ‐ 13.37%

10.04%

4.60%

3.83%

3.05%

2.30%

2.06%

2.04%

1.31%

1.25%

1.24%


Manufacture of coke and refined …

Infrastructure

Computer programming, consultancy …

Civil engineering

Manufacture of motor vehicles, trailers …

Housing Sector

Manufacture of chemicals and chemical …

Manufacture of …

Manufacture of other transport …


3‐5 years 5‐10 years > 10 years

62.09%

532.65%

293.63%


Gilt85.69%

AAA13.23%

AA+1.08%


9.90

10.00

10.10

10.20

10.30

10.40

10.50

10.60

10.70

10.80

10.90

11.00

11.10

11.20

11.30

11.40

11.50

11.60

11.70


NAV/U

NIT (Rs)


NAV Benchmark

Debt56.39%

Equity28.66%

MM & Others14.95%



10.04%

4.60%

3.83%

3.05%

2.30%

2.06%

2.04%

1.31%

1.25%

1.24%


Manufacture of coke and refined …

Infrastructure

Computer programming, consultancy …

Civil engineering

Manufacture of motor vehicles, trailers …

Housing Sector

Manufacture of chemicals and chemical …

Manufacture of …

Manufacture of other transport …



62.09%

532.65%

293.63%


Gilt85.69%

AAA13.23%

AA+1.08%


9.90

10.00

10.10

10.20

10.30

10.40

10.50

10.60

10.70

10.80

10.90

11.00

11.10

11.20

11.30

11.40

11.50

11.60

11.70


NAV/U

NIT (Rs)


NAV Benchmark

Debt56.39%

Equity28.66%

MM & Others14.95%





January 20, 2010 ULIF 012 20/01/10 SUD‐LA‐BN1 142

Products : AUM :

Rs. 173.95 Cr

Portfolio % to AUM

`

Debt 90.47% Minimum Maximum

Gilts & SDL 33.32% 80% 100% 90.47%

GOI 28.07% 0% 20% 9.53%







NATIONAL THERMAL POWER CORPORATION 3.93%

IL & FS LTD. 3.90%





HINDUSTAN PETROLEUM CORPORATION LTD 2.83%


APEX BOND FUND - AUGUST 2014

DEBT

MM & Others

Particulars

To aim for stable returns over medium to long term by judicious mix of investments in Government securities and

high quality corporate debt of varying maturities and also in money market instruments.


Asset Mix

For New Dhan Suraksha, New Dhan Suraksha Premium, New

Prabhat Tara, Dhan Suraksha 3, Dhan Suraksha Premium 3 &

Prabhat Tara 3.

Benchmark :



Debt90.47%

MM & Others9.53%


GiltAA+

12 29%

AA3.76%



HDFC LTD. 2.40%


FULLERTON INDIA CREDIT COMPANY LTD. 1.77%




MRF LTD. 1.29%


CHENNAI PETROLEUM CORPORATION LTD. 1.14%

L & T FINANCE LTD. 1.08%


MM & Others 9.53%

Total 100.00%

`

21.79%

13.14%

6.46%

5.34%

4.48%

1.51%

1.29%

1.15%

0.96%

0.59%

Infrastructure


Housing Sector



Water transport

Manufacture of rubber and plastics products

Accommodation

Civil engineering




3.57%7.30%

16.97%

48.49%

23.68%


Debt90.47%

MM & Others9.53%


Gilt37.01%

AAA46.94%

AA+12.29%

AA3.76%


9.5

10.0

10.5

11.0

11.5

12.0

12.5

13.0

13.5

14.0

14.5

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Nov‐11

Jan‐12

Mar‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Jul‐13

Sep‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark


Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionApex Bond Fund 0.33% 1.60% 6.17% 10.89% 7.43% 8.11% 7.21%

Benchmark 0.48% 1.98% 6.40% 11.60% 7.58% 7.96% 7.12%

21.79%

13.14%

6.46%

5.34%

4.48%

1.51%

1.29%

1.15%

0.96%

0.59%

Infrastructure


Housing Sector



Water transport


Accommodation

Civil engineering




3.57%7.30%

16.97%

48.49%

23.68%


Debt90.47%

MM & Others9.53%


Gilt37.01%

AAA46.94%

AA+12.29%

AA3.76%


9.5

10.0

10.5

11.0

11.5

12.0

12.5

13.0

13.5

14.0

14.5

Jan‐10

Mar‐10

May‐10

Jul‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Nov‐11

Jan‐12

Mar‐12

May‐12

Jul‐12

Sep‐12

Nov‐12

Jan‐13

Mar‐13

May‐13

Jul‐13

Sep‐13

Oct‐13

Dec‐13

Feb‐14

Apr‐14

Jun‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark




February 25, 2009 ULIF 004 25/02/09 SUD‐LI‐BN1 142 CRISIL Composite Bond Index ‐ 90%


Products : AUM :

Rs. 17.06 Cr

Portfolio % to AUM

`


Gilts & SDL 41.74% 80% 100% 95.65%

GOI 33.45% 0% 20% 4.35%





HDFC LTD. 5.31%




IRFC LTD. 4.04%







BOND FUND - AUGUST 2014

Debt

MM & Others

To aim for stable returns over medium to long term by judicious mix of investments in Government securities

and high quality corporate debt of varying maturities and also in money market instruments.


Asset Mix

Particulars


Tara.

Debt95.65%

MM & Others4.35%


Gilt

AA+9.20%

AA0.61%





MM & Others 4.35%

Total 100.00%

`

19.83%

14.10%

8.81%

4.74%

3.47%

1.81%

1.16%

Infrastructure


Housing Sector

Water transport

Civil engineering





12.20%

8.65%

26.19%

37.91%

15.05%


Debt95.65%

MM & Others4.35%


Gilt43.64%

AAA46.55%

AA+9.20%

AA0.61%


9.5

10.5

11.5

12.5

13.5

14.5

15.5

Feb‐09

May‐09

Aug‐09

Oct‐09

Jan‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Feb‐11

May‐11

Jul‐11

Oct‐11

Jan‐12

Mar‐12

Jun‐12

Aug‐12

Nov‐12

Feb‐13

Apr‐13

Jul‐13

Oct‐13

Dec‐13

Mar‐14

May‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark


Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionBond Fund 0.38% 1.74% 5.77% 10.85% 7.89% 8.10% 6.99%Benchmark 0.48% 1.98% 6.40% 11.60% 7.58% 7.96% 6.76%

19.83%

14.10%

8.81%

4.74%

3.47%

1.81%

1.16%

Infrastructure


Housing Sector

Water transport

Civil engineering





12.20%

8.65%

26.19%

37.91%

15.05%


Debt95.65%

MM & Others4.35%


Gilt43.64%

AAA46.55%

AA+9.20%

AA0.61%


9.5

10.5

11.5

12.5

13.5

14.5

15.5

Feb‐09

May‐09

Aug‐09

Oct‐09

Jan‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Feb‐11

May‐11

Jul‐11

Oct‐11

Jan‐12

Mar‐12

Jun‐12

Aug‐12

Nov‐12

Feb‐13

Apr‐13

Jul‐13

Oct‐13

Dec‐13

Mar‐14

May‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark




January 20, 2010 ULIF 016 20/01/10 SUD‐PA‐BN1 142

Products : AUM :

For New Dhruv Tara Products Rs. 21.86 Cr

Portfolio % to AUM

`


Gilts & SDL 40.91% 80% 100% 92.65%

GOI 32.35% 0% 20% 7.35%

SDL GUJARAT 3.77%


SDL ANDHRA PRADESH 1.16%SDL (with < 1% exposure) 0.36%





HDFC LTD. 5.00%


RAYMOND LTD. 4.65%



INDIVIDUAL PENSION FUND APEX BOND - AUGUST 2014

DEBT

MM & Others

To aim for stable returns over medium to long term by judicious mix of investments in Government securities and

high quality corporate debt of varying maturities and also in money market instruments.

Asset Mix


Actual

Benchmark :



Debt92.65%

MM & Others7.35%


AA+ AA5 06%

Debt Rating Profile (% of Debt)MRF LTD. 2.33%

CHENNAI PETROLEUM CORPORATION LTD. 2.28%

NATIONAL THERMAL POWER CORPORATION 2.23%


RELIANCE INDUSTRIES LTD 1.34%Others (with < 1% exposure) 0.45%

MM & Others 7.35%

Total 100.00%

`

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since Inceptiond d l d d % % % % % % %

20.86%

5.37%

5.03%

5.00%

4.89%

4.65%

3.61%

2.33%

Infrastructure

Civil engineering


Housing Sector


Manufacture of textiles





13.69%

7.12% 7.09%

45.90%

26.20%


Debt92.65%

MM & Others7.35%


Gilt46.49%

AAA45.81%

AA+2.65%

AA5.06%


9.5

10.0

10.5

11.0

11.5

12.0

12.5

13.0

13.5

14.0

14.5

Jan‐10

Mar‐…

May‐…

Jul‐10

Sep‐10

Nov‐…

Jan‐11

Mar‐…

May‐…

Jul‐11

Sep‐11

Nov‐…

Jan‐12

Mar‐…

May‐…

Jul‐12

Sep‐12

Nov‐…

Jan‐13

Mar‐…

May‐…

Jul‐13

Sep‐13

Oct‐13

Dec‐…

Feb‐14

Apr‐14

Jun‐14

Aug‐…

NAV/U

NIT (Rs)


NAV Benchmark


Individual Pension Fund ‐ Apex Bond 0.38% 1.60% 5.88% 10.91% 7.24% 7.71% 6.92%Benchmark 0.48% 1.98% 6.40% 11.60% 7.58% 7.96% 7.12%

20.86%

5.37%

5.03%

5.00%

4.89%

4.65%

3.61%

2.33%

Infrastructure

Civil engineering


Housing Sector


Manufacture of textiles





13.69%

7.12% 7.09%

45.90%

26.20%


Debt92.65%

MM & Others7.35%


Gilt46.49%

AAA45.81%

AA+2.65%

AA5.06%


9.5

10.0

10.5

11.0

11.5

12.0

12.5

13.0

13.5

14.0

14.5

Jan‐10

Mar‐…

May‐…

Jul‐10

Sep‐10

Nov‐…

Jan‐11

Mar‐…

May‐…

Jul‐11

Sep‐11

Nov‐…

Jan‐12

Mar‐…

May‐…

Jul‐12

Sep‐12

Nov‐…

Jan‐13

Mar‐…

May‐…

Jul‐13

Sep‐13

Oct‐13

Dec‐…

Feb‐14

Apr‐14

Jun‐14

Aug‐…

NAV/U

NIT (Rs)


NAV Benchmark




March 31, 2009 ULIF 008 31/03/09 SUD‐PI‐BN1 142

Products : AUM :

Rs. 9.42 Cr

Portfolio % to AUM

`


Gilts & SDL 33.54% 80% 100% 94.31%

GOI 15.14% 0% 20% 5.69%


SDL ANDHRA PRADESH 2.96%


SDL GUJARAT 2.06%

SDL ‐ KERALA 2.03%






HDFC LTD. 6.31%



MRF LTD. 4.33%

INDIVIDUAL PENSION FUND BOND - AUGUST 2014

Debt


MM & Others



Asset Mix


Actual

Benchmark :



Debt94.31%

MM & Others5.69%


Gilt

AA+4.59%

AA7.90%





TATA STEEL LTD. 2.13%





IRFC LTD. 1.06%



MM & Others 5.69%

Total 100.00%

`

16.02%

9.47%

7.69%

6.33%

6.26%

5.32%

4.33%

4.27%

1.08%

Infrastructure

Housing Sector


Civil engineering


Accommodation



Water transport



6.30%

24.68%

19.09%

37.95%

11.97%


Debt94.31%

MM & Others5.69%


Gilt35.56%

AAA51.95%

AA+4.59%

AA7.90%


9.7

10.2

10.7

11.2

11.7

12.2

12.7

13.2

13.7

14.2

14.7

Mar‐09

Jun‐09

Aug‐09

Oct‐09

Dec‐09

Feb‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Dec‐11

Feb‐12

Apr‐12

Jun‐12

Aug‐12

Oct‐12

Dec‐12

Feb‐13

May‐13

Jul‐13

Sep‐13

Nov‐13

Jan‐14

Mar‐14

May‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark


Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Pension Fund ‐ Bond 0.40% 1.71% 5.47% 10.73% 7.80% 8.07% 6.94%Benchmark 0.48% 1.98% 6.40% 11.60% 7.58% 7.96% 6.85%

16.02%

9.47%

7.69%

6.33%

6.26%

5.32%

4.33%

4.27%

1.08%

Infrastructure

Housing Sector


Civil engineering


Accommodation



Water transport



6.30%

24.68%

19.09%

37.95%

11.97%


Debt94.31%

MM & Others5.69%


Gilt35.56%

AAA51.95%

AA+4.59%

AA7.90%


9.7

10.2

10.7

11.2

11.7

12.2

12.7

13.2

13.7

14.2

14.7

Mar‐09

Jun‐09

Aug‐09

Oct‐09

Dec‐09

Feb‐10

Apr‐10

Jun‐10

Sep‐10

Nov‐10

Jan‐11

Mar‐11

May‐11

Jul‐11

Sep‐11

Dec‐11

Feb‐12

Apr‐12

Jun‐12

Aug‐12

Oct‐12

Dec‐12

Feb‐13

May‐13

Jul‐13

Sep‐13

Nov‐13

Jan‐14

Mar‐14

May‐14

Aug‐14

NAV/U

NIT (Rs)


NAV Benchmark




January 30, 2014 ULIF 020 11/12/13 SUD‐LI‐BN2 142

Products : AUM :

Rs. 25.77 Cr

Portfolio % to AUM

`


Gilts & SDL 69.06% 70% 100% 81.47%

GOI 60.36% 0% 30% 18.53%

SDL ‐ KERALA 2.94%


HDFC LTD. 4.61%



L & T FINANCE LTD. 1.21%


MM& Others 18 53%


MM & Others

For Dhan Suraksha Plus & Wealth Builder Plan

Asset Mix


Actual

Debt



Benchmark :


INDIVIDUAL LIFE INCOME FUND - AUGUST 2014

MM & Others18.53%


MM & Others 18.53%

Total 100.00%

Fund returns vis a vis Benchmark 1 Month 3 Month 6 Month 1 Year 2 Year 3 Year Since InceptionIndividual Life Income Fund 0.43% 1.86% 6.55% ‐ ‐ ‐ 6.86%Benchmark 0.49% 1.99% 6.30% ‐ ‐ ‐ 6.58%

Debt81.47%

MM & Others18.53%


Gilt84.77%

AAA13.74%

AA+1.49%



3.51%

9.16%

15.97%Debt Maturity Profile ( % of Debt)

9.6

9.8

10.0

10.2

10.4

10.6

10.8


NAV/U

NIT (Rs)



Debt81.47%

MM & Others18.53%


Gilt84.77%

AAA13.74%

AA+1.49%



3.51%

9.16%

15.97%Debt Maturity Profile ( % of Debt)

9.6

9.8

10.0

10.2

10.4

10.6

10.8


NAV/U

NIT (Rs)





June 03, 2011 ULIF 018 03/06/11 SUD‐UL‐DP1 142

Products : AUM :

Dhan Suraksha Express, Dhan Suraksha 3, Dhan

Suraksha Premium 3 & Prabhat Tara 3,Dhan

Suraksha Plus & Wealth Builder Plan Rs. 266.03 Cr

Portfolio % to AUM

Debt & MM 100.00% Minimum Maximum

Gilts & SDL 62.70% 60% 100% 62.70%

MM & Others 37.30% 0% 40% 37.30%

DISCONTINUED POLICIES FUND - AUGUST 2014

Government Securties

MM & Others

To ensure safety and liquidity of funds and to generate the returns over and above defined regulatory

minimum rate of return of 4% per annum.

Asset Mix

CRISIL Short Term Gilt Index 65% & CRISIL Liquid

Index 35% *


Actual

Government Securties62.70%

MM & Others37.30%


12.2

12.5

12.8NAV Performance (Since Nov 01, 2011)

NAV Benchmark

< 1 year 1‐3 years 5‐10 years

5.60%

91.47%

2.93%




Discontinued Policies Fund 0.55% 1.96% 4.43% 9.79% 7.48% ‐ 7.78%

Benchmark 0.59% 1.93% 4.53% 10.23% 8.08% ‐ 8.29%

Note: * Crisil Liquid Index 100% upto May 2013

CRISIL Short Term Gilt Index 65% & CRISIL Liquid Index 35% from June 13 onwards

Government Securties62.70%

MM & Others37.30%


9.8

10.1

10.4

10.7

11.0

11.3

11.6

11.9

12.2

12.5

12.8

Nov‐…

Dec‐…

Feb‐…

Apr‐…

Jun‐12

Aug‐…

Oct‐12

Dec‐…

Feb‐…

Apr‐…

Jun‐13

Aug‐…

Oct‐13

Dec‐…

Feb‐…

Apr‐…

Jun‐14

Aug‐…

NAV/U

NIT (Rs)

NAV Performance (Since Nov 01, 2011)

NAV Benchmark

< 1 year 1‐3 years 5‐10 years

5.60%

91.47%

2.93%



Risk Factors

• This document has been prepared for providing general information only.

• Unit Linked Life Insurance products are different from traditional insurance products

and are subject to various risk factors.

• Unit linked policies are subject to market risks associated with capital markets and

NAVs of units may go up or down based on the performance of fund and factors

influencing the capital market and the customers have to consider this aspect while

taking any decision.

• Customers should take into account their personal investment objectives, risk

appetite and other aspects of their financial situation before making an investment

decision.

• Customers are advised to note that the details are based on past performance and

are not indicative of its future prospects or returns.

• SUD Life shall not be responsible for any losses caused or any claims that arise due to

investments made based on this document.

• All efforts have been made to ensure accuracy of the contents of this document,

however, SUD Life shall not be held responsible for any errors or omissions.

Disclaimers related to Benchmark Indices

CRISIL Composite Bond Index and CRISIL Liquid Fund Index

CRISIL has taken due care and caution in compilation of data. Information has been obtained by CRISIL

from sources it considers reliable. However, CRISIL does not guarantee the accuracy, adequacy or

completeness of the information and is not responsible for any errors or omissions or for the results

obtained from the use of such information. CRISIL is not responsible for any errors in data

reproduction. CRISIL especially states that it has no financial liability whatsoever to the subscribers/

users/ transmitters/ distributors of this bulletin.

CNX NIFTY

“The Individual Life, Pension Life, Individual Apex Life Pension Apex Life funds, Blue Chip Equity Fund, Growth Plus Fund, Balanced Plus Fund and Individual Life Express Balanced Fund related to Equity, Growth and Balanced schemes, offered by SUD Life Insurance Co. Ltd are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited ("IISL").

Neither IISL nor CNX Nifty and its affiliates makes any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) to the owners of aforesaid schemes or any member of the public regarding the advisability of investing in securities generally or in aforesaid schemes linked to CNX Nifty Index or particularly in the ability of the said Index to track general stock market performance in India”.

Fact Sheet Ver.02 - SUD Life Fact Sheet August 2014.pdf · Fact Sheet August – 2014 InveSTAR ....

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