CRA Wiz HMDA DF Known Issues List... · 7/25/2018 · Area Impact: Rate Spread/Current Record Tab...
Transcript of CRA Wiz HMDA DF Known Issues List... · 7/25/2018 · Area Impact: Rate Spread/Current Record Tab...
CRA Wiz HMDA DF Known Issues List Notification Date: July 25th, 2018
Consumer Compliance Solutions
Table of Contents Overview ...........................................................................................................................................3
HMDF Detail Record Exception Report .................................................................................................4
Loan Amount in Current View Disabled ................................................................................................5
S305 Edit Not Performing Duplicate Record Check................................................................................6
Applnumb Column Not Created During HMDA DF Import......................................................................7
DTIRatio and CLTV Columns Only Accept Two Digits After Decimal ........................................................8
No Co-Applicant Checkbox Selected by Default ....................................................................................8
Excel Export Does Not Include NA Values .............................................................................................9
V624 Edit Flagged When ZIP = NA ........................................................................................................9
Custom Range filters (Tract Income, Tract Minority, Applicant Income) Return Incorrect Results........... 10
Tract Income, Applicant Income, and Tract Minority Filters Not Located in Correct Categories .............. 11
Negative Rate Spread Value Not Allowed on Current Record Tab ........................................................ 13
CalAge Returns 5 Code (>62) when Age is Less Than 62 and Coa_Age is 9999 ....................................... 14
ULI Calculation Overwrites Existing ULI .............................................................................................. 14
Find and Delete Causes Run-Time Error and System Crash .................................................................. 15
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Overview The purpose of this document is to outline the known issue list related to the HMDF DF file type in CRA
Wiz and Fair Lending Wiz. The following list includes items introduced as part of the Version 7.3 and 7.3
Service Pack 1 (SP1) releases.
The list starting on the next page carries following structure:
Issue Title
Issue Number: Consecutive reference number that identifies each issue.
Area Impact: Area of functionality impacted by this issue.
Target Release: Release number of software that will include fix.
Workaround: Alternative steps to get past this issue (if any),
Current functionality:
What is the current issue and its impact to the user?
Release functionality:
What is going to be fixed?
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HMDF Detail Record Exception Report
Issue Number: 1
Area Impact: Edit Reports
Target Release: 7.3 Service Pack 2 (SP2) - New report will be introduced
Workaround: N\A
Current functionality:
The HMDA Detail Record Exception Report is not structured correctly as it is displaying fields and
values from Small Business rather than from HMDA although the errors displayed are HMDA related.
Release functionality:
A new Detail Record Exceptions Report will be included under Reports > HMDA DF Reports and will
display relevant HMDA DF edits to resolve this issue.
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Loan Amount in Current View Disabled
Issue Number: 2
Area Impact: Edit Current Record
Target Release: 7.3 Service Pack 2 (SP2)
Workaround: Switch to the Browse tab and input the loan amount data in the LoanAmountInDollars
field.
Current functionality:
Loan Amount in the Current Record tab is disabled. As a result, you must enter this value in browse view
and then return to current view to make further updates to the record.
Release functionality:
The Loan Amount field in the Current Record tab will be modified to Loan Amount In Dollars instead
of Loan Amount and will become editable.
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S305 Edit Not Performing Duplicate Record Check
Issue Number: 3
Area Impact: Edit Checks
Target Release: 7.3 Service Pack 2 (SP2)
Workaround: N\A
Current functionality:
Currently the S305 Edit does not perform a check against all columns in order to locate duplicate records.
As a result, you cannot validate whether or not you have true duplicate records in your file.
Release functionality:
The S305 edit will be modified to check against all columns (as outlined per CFPB 2018 FIG) to check for
duplicate records.
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Applnumb Column Not Created During HMDA DF Import
Issue Number: 4
Area Impact: Import/Modify Structure
Target Release: 7.3 Service Pack (SP2)
Workaround: Manually create the field by right-clicking the file in File Management and from the
contextual menu, select Modify Structure > Optional Columns > Applnumb > Data Type - VarChar >
Size 25, then choose OK.
Current functionality:
Currently, the application number (Applnumb column) is not a system required column for HMDA DF
files. As a result, some functions of the system which require Applnumb (edit reports, ULI calculation,
Fair Lending reports) do not work unless the Applnumb column is present.
Release functionality:
Applnumb will become a system required column for HMDA DF. After this change has been made you will
be prompted to synchronize your file if Applnumb is not currently present, so that the column is added.
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DTIRatio and CLTV Columns Only Accept Two Digits After Decimal
Issue Number: 5
Area Impact: Import/Edit Current Record/Edit Browse
Target Release: 7.3 Service Pack 2 (SP2)
Workaround - None
Current functionality:
Currently users are unable to input more than two (2) digits in the DTIRatio and CLTV columns:
Release functionality:
Users will be able to include a value in the DTIRatio and CLTV columns containing up to ten (10) decimal
places in Import, Edit Current Record, and Edit/Browse.
No Co-Applicant Checkbox Selected by Default
Issue Number: 6
Area Impact: Edit Current Record
Target Release: 7.3 Service Pack 2 (SP2)
Workaround - Manually uncheck the No Co-applicant checkbox to unlock the Co-Applicant fields
Current functionality:
The No Co-Applicant checkbox contains a gray checkmark even when there is a Co-Applicant. As a result,
users need to manually uncheck the box for every record.
Release functionality:
No Co-Applicant checkbox will be completely removed from the current record tab.
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Excel Export Does Not Include NA Values
Issue Number: 7
Area Impact: Export
Target Release: 7.3 Service Pack 2 (SP2)
Workaround - Export the file as type Text with the .CSV extension instead.
Current functionality:
Exporting a HMDA DF file to Excel drops all the NA values so they are blank in the exported file.
Release functionality:
NA values will be retained when a HMDA DF file is exported to Excel.
V624 Edit Flagged When ZIP = NA
Issue Number: 8
Area Impact: Edit Checks
Target Release: 7.3 Service Pack 2 (SP2)
Workaround - None
Current functionality:
If the ZIP field is populated with NA the software flags the V624 edit.
Release functionality:
The V624 edit check will be modified to allow for instances where the ZIP field is populated with NA.
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Custom Range filters (Tract Income, Tract Minority, Applicant Income)
Return Incorrect Results
Issue Number: 9
Area Impact: Custom Table/Columnar Reports
Target Release: 7.3 Service Pack 2 (SP2)
Workaround: Use predefined filters instead of custom range filters.
Current functionality:
Tract Income as % of MSA Median, Income as % of MSA Median, and Tract Minority Level custom
range filters return incorrect results. For example, the low custom range filters are filtering for <50%, and
as a result are including zero (0). The custom range filters should be filtering for >.0001 and <50%.
Release functionality:
Custom range filters will be updated to match the Mortgage 2004 file type custom range filters.
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Tract Income, Applicant Income, and Tract Minority Filters Not Located
in Correct Categories
Issue Number: 10
Area Impact: Filters, Custom Table, Custom Columnar Reports
Target Release: 7.3 Service Pack 2 (SP2)
Workaround: Select the filters from the current locations.
Current functionality:
Tract Income as % of MSA Median, Income as % of MSA Median, and Tract Minority Level are not
listed under the proper categories as shown below:
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Release functionality:
Fields have been placed under correct structure as outlined below.
Tract Income Level as % of MSA Median, Tract Minority Level moved to Other Information
category.
Income as % MSA Median moved to Applicant Information category.
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Negative Rate Spread Value Not Allowed on Current Record Tab
Issue Number: 11
Area Impact: Rate Spread/Current Record Tab
Target Release: 7.3 Service Pack 2 (SP2)
Workaround: Run a replace command to populate Rate_Spread field with the negative value.
Current functionality:
You cannot input a negative rate spread value in the rate spread calculator section of the current record
tab. The software displays the following error message:
Release functionality:
You will be able to input a negative value in the rate spread field on the current record tab.
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CalAge Returns 5 Code (>62) when Age is Less Than 62 and Coa_Age is
9999
Issue Number: 12
Area Impact: Reports
Target Release: 7.3 Service Pack 2 (SP2)
Workaround: None
Current functionality:
Update calculations are returning an incorrect code of 5 (>62). As a result, reports using the CalcAge
column are placing record count in an incorrect category:
Release functionality:
The calculation has been updated and the record is now properly placed in the <62 category.
ULI Calculation Overwrites Existing ULI
Issue Number: 13
Area Impact: ULI/Check Digit
Target Release: 7.3 Service Pack 2 (SP2)
Workaround – None.
Current functionality:
The ULI check digit calculation is currently overwriting existing ULIs if the record contains populated LEI
and Applnumb columns. This occurs if the Applnumb column does not contain the unique identifier that
comprises the ULI, or if the loan is purchased and the ULI contains the LEI from the institution the loan
was purchased from.
Release functionality:
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Additional logic will be added to the ULI check digit calculation that will no longer overwrite the ULI if
the record contains a different Applnumb than the unique identifier contained in the ULI, or if the loan is
purchased and the ULI contains the LEI from the institution the loan was purchased from.
Find and Delete Causes Run-Time Error and System Crash
Issue Number: 14
Area Impact: ULI/Check Digit
Target Release: 7.3 Service Pack 2 (SP2)
Workaround – None.
Current functionality:
In the Current Record tab, if you utilize the Find functionality to locate a particular record and then
delete that record, the software displays the below error message:
Clicking the OK button then crashes CRA Wiz and Fair Lending Wiz.
Release functionality:
You will be able to use the Find and Delete functions without receiving this error message and system
crash.