Before investing in our variable annuitycontracts, you should consider the investmentobjectives, risks, charges and expenses (acontract fee, Separate Account expenses andUnderlying Funds expenses) carefully. This andother information is contained in the contractprospectus or brochure and Underlying Fundsprospectuses. Please read the prospectuses andbrochure carefully before investing. Theprospectuses and brochure can be obtained bycalling 1-800-468-3785 or visitingmutualofamerica.com.

Mutual of America’s group and individual retirementproducts are variable annuity contracts and aresuitable for long-term investing, particularly forretirement savings.

The value of a variable annuity contract will fluctuatedepending on the performance of the SeparateAccount investment funds you choose. Uponredemption, you could receive more or less than the principal amount invested.

ONLENR-SLIM 1/15

© 2015 Mutual of America

Mutual of America Life Insurance Company320 Park Avenue, New York, NY 10022-6839

mutualofamerica.com • 1-800-468-3785Mutual of America Life Insurance Company is a registered Broker-Dealer.

Mutual of America® and Mutual of America Your Retirement Company®

are registered service marks of Mutual of America Life Insurance Company.

The Spirit of America™

Convenient Internet Accessfor Employee Enrollments

ONLINE ENROLLMENT FOR GROUP RETIREMENT PLANS

*While these ratings do not apply to the safety or investmentperformance of the Separate Account investment fundsavailable under Mutual of America’s products, they do reflectthe Company’s ability to fulfill its General Accountobligations, which include its obligations under the InterestAccount, annuity purchase rate guarantees and annuitybenefit payouts, as well as life insurance and disabilityincome payments. Third party ratings are subject to change.

Mutual of America –Your Retirement Company®

Since 1945, Mutual of America hasspecialized in providing retirement productsand related services to organizations and theiremployees, as well as to individuals.

Today, as in the past, Mutual of Americaremains financially strong and is rated amongthe strongest companies in the life insuranceindustry by the major independent ratingagencies.*

For our current ratings, please visitmutualofamerica.com/ratings.

Online Enrollment Makes It Easier toAdminister Your Retirement Plan

Convenient Internet access makes it easier foryour employees to enroll online and easier foryou to administer your plan.

It streamlines your organization’s back-officeadministrative requirements, with:

• Employee Data Uploads – Facilitate transferof employee information to our onlineadministrative system, Hotline Plus.

• Reduced Enrollment Errors – Through datauploads and employee verification of data.

• Lower Administrative Costs – By eliminatingtime-consuming data-entry for your staff.

• Payroll Deduction Elections – Helpstreamline your paperwork andrecordkeeping.

• Management Reports – You can trackenrollment progress and salary deferralelections more efficiently.

Our User-Friendly Website MakesEnrollment Easy for Your Employees, Too

Using the secure area of Mutual of America’swebsite, mutualofamerica.com/enroll, youremployees can self-enroll in minutes.

After receiving their unique passcode, employees will:

• Review, update and confirm their existingenrollment data.

• Elect their salary deferral amount (dollar orpercentage) depending on what your retirementplan allows.

• Select how their contributions will be allocatedamong the savings and investment options of the plan.

• Designate their beneficiaries.

• Have the option to sign up for Mutual ofAmerica’s eDocuments program to receivedocuments electronically.

At mutualofamerica.com, your employees willalso have access to detailed information abouttheir savings and investment options, fundperformance and their personal rate of return.

They will also find valuable educationalinformation about saving and planning forretirement, as well as easy-to-use retirementplanning calculators.

Timely Reports for Plan Administrators

A variety of administrative reports are availableto help plan administrators manage the onlineenrollment process.

In addition, the Salary Deferral Change Reportcollects employee salary deferral elections toprovide to your payroll department.

For questions regarding Online Enrollmentfor your organization, please call your local Mutual of America Regional Office, or 1-800-468-3785, Monday–Friday from 9:00 a.m. until 9:00 p.m. ET.

Support from Your Local, Mutual of America Regional Office

Our dedicated, local service team will provideyour organization with all the administrativesupport you need.

This includes establishing online enrollmentfor your organization and assisting employeeswith any questions they have regarding theonline enrollment process.

For employees who may not have access to acomputer or do not wish to enroll online, yourlocal Mutual of America representatives willmeet with them on-site to help them enrolland answer any questions.

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