Community Supported Housing Strategies

Housing Roundtable

FRCOG, April 8, 2019

Katy Lacy, Senior Project Manager

klacy@mhp.net

MHP is a quasi-public agency started in 1985 with the goal of using private investment to bring more affordable housing to Massachusetts

• Permanent Financing for Affordable Housing• over $1.1 billion for the financing of 22,000 rental units

• ONE Mortgage ProgramOver 19,300 low- and moderate-income families have purchased their first homes with over $3.1 billion in private financing

• Community Assistance

• Center for Housing Data

About MHP

For information on registration and agenda, contact Katie Bosse at

Kbosse@mhp.net

Accessory Dwelling Units: Detached, Attached or Within Primary Dwelling

3-2 Family Homes

Mansfeild, MA (by-Right)

Lawrence MA (by-Right) Somerville, MA Single Family to Duplex

Reducing Minimum Lot Size

If Massachusetts built new housing at an average of 4 units per acre -- consistent with other states -- we could build enough additional housing to meet demand while consuming less land and preserving more open space.

Source: http://www.massgrowth.net/writable/resources/document/cape_ann_report.pdf

Communities that have done this recently:

• Ashburnam• Northampton• Sturbridge• Beverly• Dennis• Montague• Provincetown

Development of Non-Conforming Lots for Affordable Housing

Town Of DennisPre-existing lot (on record as of 2003)10,000 sf minimum lot size3-bedroom maximumSpecial Permit Required

Mixed-Use, “Top of Shop”

“Cluster Zoning”: FRD, OSRD, OSD

Rocky Hill, Northampton (Co-Housing)

Cottages at River Hill-”Starter Homes”

Katywil, Colrain –Cluster Subdivision

• Allows for flexible design• Requires open space preservation• Typically Uses “Base” density $$• Minimum Lot Size can be an

impediment-Northampton recently reduced

Planned Unit Development (PUD, PURD, PRD)

Pulpit Hill Co-Housing, Amherst (PURD)

• Dimensional Flexibility• Increased density (# of Units)• Can require Smaller Units• Typically Overlay Districts (Special

Permits)• Can Allow Mix of Uses• Does not always require open-space

set-aside

Riverwalk “Cottage Community” Concord

LeverettHomeownership Assistance Program

Max purchase price: $275,000

Up to 20% ($50,000) of sale price

Managed by Regional Housing Authority

Norfolk MAHTSmall Scale Homeownership

20+ homes

$300k range

3/year

All on SHI

Sold for $155k in 2015

Sold for $140k in 2014

Sudbury MAHTHome Preservation Program

Identify house

Negotiate price

Lottery$180,000+

average subsidy

16

Our Lady of Mercy / Oakley

•18 Units / 1.5 acres

• 4 Sub-districts / Housing Mix

•All Rental-25% Affordable

•Belmont Housing Trust

Smaller 40R Districts Belmont, MA: A Smaller 40R

Senior Housing: Think Regionally

• 11.2-acre site purchased by the Town of Eastham

• 65 Units Senior Housing• 11 units @ 30 percent of AMI• 39 units @ 60 percent of AMI • 15 units@ 90% AMI• 3 units will be for adults with disabilities• Supported with CPA funds from Wellfleet,

Eastham, and Orleans• Multiple financing sources, including MHP

LIP 40B: A Useful ToolLocal Initiative Project (LIP)Comprehensive Permit (40B)

Bringing it all together…..

Goshen Senior Housing10 affordable units (rental)HillTown CDCComprehensive Permit (40B)

Financing• $130,000 CPA funds from Town• CEDAC Funds for Land Acquisition• Community Scale Housing Initiative Funds from DHCD/Affordable Housing Trust Fund• MHP Permanent Financing

Community Scale Housing Initiative (CHSI)

• Passed in 2018• Limited to Municipalities < 200,000• Projects 5-20 units• Minimum 20% Affordable• $200,000 Subsidy per Unit• TDC< $350,000• Funds from MassHousing and DHCD

Scotts Grove, West Tisbury (9 units)

Herring Brook Senior Housing, Norwell (18 units)

Contact: Lynn Sheilds or Terry FarmerLshields@Masshousing.com (617-854-

1381) Theresa.farmer@state.ma.us (617-573-1326).

Regional Housing Services Offices