Commercial Auto - goodville.com · If other insurance is written by Goodville covering the same...

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This brochure does not provide any coverage. Not all coverages may be available in all states. Refer to your policy for contracted coverages. New Holland, PA | www.goodville.com 0918 Optional Coverages LIABILITY FOR HIRED VEHICLES Coverage for damage caused by a vehicle you have leased, hired, rented or borrowed LIABILITY FOR NON-OWNED VEHICLES Coverage for damage caused by vehicles you do not own, hire, lease, or borrow that are used in connection with your business Business Auto Plus Endorsement For an additional fee, your policy can be broadened to provide the following coverages - see your agent for details. AIRBAG ACCIDENTAL DISCHARGE Provides physical damage coverage if your airbag accidentally discharges AUTO LOAN / LEASE GAP If you have a total loss to a vehicle listed on the declarations page and the vehicle has physical damage coverage, we will pay any unpaid amount due on the lease or loan BROAD FORM NAMED INSURED AND NEWLY ACQUIRED ORGANIZATIONS Provides liability coverage for newly formed or acquired organizations COORDINATION OF LIMITS FOR PHYSICAL DAMAGE If other insurance is written by Goodville covering the same loss or damage under Auto Loan / Lease, Hired Auto Physical Damage, Broadened Loss of Use, Broadened Towing, Broadened Transportation or Rental Reimbursement, we will pay the amount of the loss or damage that exceeds the damage provided by that endorsement but not more than the actual loss or combined limits of insurance EMPLOYEE HIRED AUTO Provides hired auto coverage for employees who rent vehicles in their name GLASS REPAIR DEDUCTIBLE WAIVER We will waive the deductible if the glass is repaired rather than replaced HIRED AUTO PHYSICAL DAMAGE Provides physical damage coverage for hired autos. Subject to a limit of $50,000 per vehicle and an aggregate of $100,000 for all losses that occur during the policy period. KNOWLEDGE OF AN ACCIDENT, CLAIM, SUIT OR LOSS If you are unaware of an accident by an employee, we will not penalize you for failing to report the accident LIMITED COLLISION DEDUCTIBLE WAIVER We will pay up to the first $250 of your deductible when the loss is caused by a collision with another auto insured by Goodville Mutual Commercial Auto Why Goodville? Ask your Goodville Mutual agent about other coverages for your business. UNIQUE CULTURE COMPETITIVE STRONG & STABLE FRIENDLY PERSONAL, FAST & FAIR ACCOUNTABLE

Transcript of Commercial Auto - goodville.com · If other insurance is written by Goodville covering the same...

Page 1: Commercial Auto - goodville.com · If other insurance is written by Goodville covering the same loss or damage under Auto Loan / Lease, Hired Auto Physical Damage, Broadened Loss

This brochure does not provide any coverage. Not all coverages may be available in all states. Refer to your policy for contracted coverages.

New Holland, PA | www.goodville.com

0918

Optional CoveragesLIABILITY FOR HIRED VEHICLESCoverage for damage caused by a vehicle you have leased, hired, rented or borrowed

LIABILITY FOR NON-OWNED VEHICLESCoverage for damage caused by vehicles you do not own, hire, lease, or borrow that are used in connection with your business

Business Auto Plus EndorsementFor an additional fee, your policy can be broadened to provide the following coverages - see your agent for details.

AIRBAG ACCIDENTAL DISCHARGEProvides physical damage coverage if your airbag accidentally discharges

AUTO LOAN / LEASE GAPIf you have a total loss to a vehicle listed on the declarations page and the vehicle has physical damage coverage, we will pay any unpaid amount due on the lease or loan

BROAD FORM NAMED INSURED AND NEWLY ACQUIRED ORGANIZATIONSProvides liability coverage for newly formed or acquired organizations

COORDINATION OF LIMITS FOR PHYSICAL DAMAGEIf other insurance is written by Goodville covering the same loss or damage under Auto Loan / Lease, Hired Auto Physical Damage, Broadened Loss of Use, Broadened Towing, Broadened Transportation or Rental Reimbursement, we will pay the amount of the loss or damage that exceeds the damage provided by that endorsement but not more than the actual loss or combined limits of insurance

EMPLOYEE HIRED AUTOProvides hired auto coverage for employees who rent vehicles in their name

GLASS REPAIR DEDUCTIBLE WAIVERWe will waive the deductible if the glass is repaired rather than replaced

HIRED AUTO PHYSICAL DAMAGEProvides physical damage coverage for hired autos. Subject to a limit of $50,000 per vehicle and an aggregate of $100,000 for all losses that occur during the policy period.

KNOWLEDGE OF AN ACCIDENT, CLAIM, SUIT OR LOSSIf you are unaware of an accident by an employee, we will not penalize you for failing to report the accident

LIMITED COLLISION DEDUCTIBLE WAIVERWe will pay up to the first $250 of your deductible when the loss is caused by a collision with another auto insured by Goodville Mutual

Commercial Auto

Why Goodville?

Ask your Goodville Mutual agent about

other coverages for your business.

UNIQUE CULTURE

COMPETITIVE

STRONG & STABLE

FRIENDLY

PERSONAL, FAST & FAIR

ACCOUNTABLE

Page 2: Commercial Auto - goodville.com · If other insurance is written by Goodville covering the same loss or damage under Auto Loan / Lease, Hired Auto Physical Damage, Broadened Loss

This brochure does not provide any coverage. Not all coverages may be available in all states. Refer to your policy for contracted coverages.

New Holland, PA | www.goodville.com

0918

LIMITED FELLOW EMPLOYEE COVERAGEProvides bodily injury coverage if an employee of yours is accidentally injured by a covered auto

LOSS OF USEIncreases the limit to $65 per day subject to a maximum of $1,000 for a hired vehicle

PARKED AUTO COLLISION DEDUCTIBLEIf your covered auto is struck by a hit and run driver while it is legally parked and unoccupied, your collision deductible will be reduced to $50

PERSONAL EFFECTS FROM STOLEN VEHICLESWe will pay up to $500 for clothing and other personal items in your vehicle if it is stolen

RENTAL REIMBURSEMENT$50 per day subject to a maximum of $1,000 for all vehicles with physical damage coverage

SUPPLEMENTARY PAYMENTSIncreases the limit to $3,000 for bail bonds and $500 per day for loss of earnings for you due to a covered accident

TOWING AND LABOR$100 per disablement subject to a maximum of $600 for all scheduled covered vehicles

TRANSPORTATION EXPENSES FOR STOLEN VEHICLESIncreases the limit to $75 per day subject to a maximum of $2,000

WAIVER OF DEDUCTIBLE FOR FIRE OR LIGHTNING LOSSFor any loss caused by fire or lightning, we will waive your Comprehensive or Specified Causes of Loss deductible

For More Information, Contact:

DiscountsFLEET DISCOUNTPolicies with five or more self propelled vehicles may qualify for discounts on liability and / or physical damage coverages. Qualification for these credits is based on risks factors such as age of vehicles, driving records of operators, safety programs, claims history, etc. and are offered for the best insurance risks.

HIGHER DEDUCTIBLESChoose a higher deductible and lower your premium

MULTI-POLICYFor insuring both your farm vehicles and farm with Goodville

Ask your Goodville Mutual agent

about other coverages for your

business.