Commercial Auto - goodville.com · If other insurance is written by Goodville covering the same...
Transcript of Commercial Auto - goodville.com · If other insurance is written by Goodville covering the same...
This brochure does not provide any coverage. Not all coverages may be available in all states. Refer to your policy for contracted coverages.
New Holland, PA | www.goodville.com
0918
Optional CoveragesLIABILITY FOR HIRED VEHICLESCoverage for damage caused by a vehicle you have leased, hired, rented or borrowed
LIABILITY FOR NON-OWNED VEHICLESCoverage for damage caused by vehicles you do not own, hire, lease, or borrow that are used in connection with your business
Business Auto Plus EndorsementFor an additional fee, your policy can be broadened to provide the following coverages - see your agent for details.
AIRBAG ACCIDENTAL DISCHARGEProvides physical damage coverage if your airbag accidentally discharges
AUTO LOAN / LEASE GAPIf you have a total loss to a vehicle listed on the declarations page and the vehicle has physical damage coverage, we will pay any unpaid amount due on the lease or loan
BROAD FORM NAMED INSURED AND NEWLY ACQUIRED ORGANIZATIONSProvides liability coverage for newly formed or acquired organizations
COORDINATION OF LIMITS FOR PHYSICAL DAMAGEIf other insurance is written by Goodville covering the same loss or damage under Auto Loan / Lease, Hired Auto Physical Damage, Broadened Loss of Use, Broadened Towing, Broadened Transportation or Rental Reimbursement, we will pay the amount of the loss or damage that exceeds the damage provided by that endorsement but not more than the actual loss or combined limits of insurance
EMPLOYEE HIRED AUTOProvides hired auto coverage for employees who rent vehicles in their name
GLASS REPAIR DEDUCTIBLE WAIVERWe will waive the deductible if the glass is repaired rather than replaced
HIRED AUTO PHYSICAL DAMAGEProvides physical damage coverage for hired autos. Subject to a limit of $50,000 per vehicle and an aggregate of $100,000 for all losses that occur during the policy period.
KNOWLEDGE OF AN ACCIDENT, CLAIM, SUIT OR LOSSIf you are unaware of an accident by an employee, we will not penalize you for failing to report the accident
LIMITED COLLISION DEDUCTIBLE WAIVERWe will pay up to the first $250 of your deductible when the loss is caused by a collision with another auto insured by Goodville Mutual
Commercial Auto
Why Goodville?
Ask your Goodville Mutual agent about
other coverages for your business.
UNIQUE CULTURE
COMPETITIVE
STRONG & STABLE
FRIENDLY
PERSONAL, FAST & FAIR
ACCOUNTABLE
This brochure does not provide any coverage. Not all coverages may be available in all states. Refer to your policy for contracted coverages.
New Holland, PA | www.goodville.com
0918
LIMITED FELLOW EMPLOYEE COVERAGEProvides bodily injury coverage if an employee of yours is accidentally injured by a covered auto
LOSS OF USEIncreases the limit to $65 per day subject to a maximum of $1,000 for a hired vehicle
PARKED AUTO COLLISION DEDUCTIBLEIf your covered auto is struck by a hit and run driver while it is legally parked and unoccupied, your collision deductible will be reduced to $50
PERSONAL EFFECTS FROM STOLEN VEHICLESWe will pay up to $500 for clothing and other personal items in your vehicle if it is stolen
RENTAL REIMBURSEMENT$50 per day subject to a maximum of $1,000 for all vehicles with physical damage coverage
SUPPLEMENTARY PAYMENTSIncreases the limit to $3,000 for bail bonds and $500 per day for loss of earnings for you due to a covered accident
TOWING AND LABOR$100 per disablement subject to a maximum of $600 for all scheduled covered vehicles
TRANSPORTATION EXPENSES FOR STOLEN VEHICLESIncreases the limit to $75 per day subject to a maximum of $2,000
WAIVER OF DEDUCTIBLE FOR FIRE OR LIGHTNING LOSSFor any loss caused by fire or lightning, we will waive your Comprehensive or Specified Causes of Loss deductible
For More Information, Contact:
DiscountsFLEET DISCOUNTPolicies with five or more self propelled vehicles may qualify for discounts on liability and / or physical damage coverages. Qualification for these credits is based on risks factors such as age of vehicles, driving records of operators, safety programs, claims history, etc. and are offered for the best insurance risks.
HIGHER DEDUCTIBLESChoose a higher deductible and lower your premium
MULTI-POLICYFor insuring both your farm vehicles and farm with Goodville
Ask your Goodville Mutual agent
about other coverages for your
business.