承保範圍及不保事項‰¿保...Chubb UMBRELLA LIABILITY INSURANCE .....101 Tie-In Limits and...

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Transcript of 承保範圍及不保事項‰¿保...Chubb UMBRELLA LIABILITY INSURANCE .....101 Tie-In Limits and...

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    承保範圍及不保事項 索引目錄 陸上貨物運送保險 ................................................... 43 INSTITUTE CARGO CLAUSES (A) ................................... 43 INSTITUTE CARGO CLAUSES (B) ................................... 44 INSTITUTE CARGO CLAUSES (C) ................................... 46 INSTITUTE CARGO CLAUSES (AIR) ................................. 47 INSTITUTE FROZEN FOOD CLAUSES (A) ............................ 47 INSTITUTE FROZEN FOOD CLAUSES (C) ............................ 49 Cargo ISM Endorsement ............................................. 50 Date Recognition Clause ............................................ 50 Institute War Clauses (Cargo) ........................................ 50 Institute War Clauses (Air Cargo) ..................................... 51 Institute Strikes Clauses (Cargo) ...................................... 52 Institute Strikes Clauses (Air Cargo) ................................... 52 Institute Classification Clause (01/01/2001)............................. 53 Institute Cyber Attack Exclusion Clause ................................ 54 Institute Radioactive Contamination, Chemical, Biological, Bio-Chemical and Electromagnetic Weapons Exclusion Clause ........................... 54 Institute Replacement Clause (Applying To Machinery) .................. 54 Institute Theft, Pilferage and Non-Delivery Clause ....................... 55 Institute War Cancellation Clause (Cargo) .............................. 55 Termination of Transit Clause (Terrorism) .............................. 55 INSTITUTE FROZEN MEAT CLAUSES (A)-24 Hours Breakdown ........ 55 Parcel Post Insurance – All Risks ..................................... 57 CAPPING OF LIMITS ENDORSEMENT-MARINE ....................... 57 TERRORISM EXCLUSION ENDORSEMENT-MARINE .................. 57 WAR AND CIVIL WAR EXCLUSION CLAUSE .......................... 58 SUBROGATION .................................................... 58 FRAUDULENT CLAIMS ............................................. 58 AVOIDANCE BY UNDERWRITERS ................................... 58 REISSUE CLAUSE (where applicable) ................................ 58 INSOLVENCY ...................................................... 58 DEFENCE COSTS .................................................. 59 CANCELLATION CLAUSE-MARINE .................................. 59 EXPEDITING COST ................................................ 59 GOVERNMENTAL DAMAGE ......................................... 59 Shortage of Containers .............................................. 59

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    South American Clause .............................................. 60 Multimodal Freight Liability Insurance.................................. 60 Cargo Plus Annual Transit Policy...................................... 62 CargoAdvantage Single Transit Insurance ............................. 65 產品責任保險 ....................................................... 65 產品責任保險承保範圍附加條款-事故發生基礎 .......................... 66 產品責任保險延長被保險人受賠償請求期間附加條款 ..................... 66 產品責任保險經銷商附加條款(A) ...................................... 66 產品責任保險經銷商附加條款(B) ...................................... 66 產品責任保險附加被保險人附加條款 ................................... 67 產品責任保險懲罰性賠償金附加條款 ................................... 67 產品責任保險食品附加條款 ........................................... 67 產品責任保險延長產品使用年限附加條款 ............................... 67 產品責任保險訴訟及理賠費用附加條款 ................................. 67 產品責任保險自負額附加條款 ......................................... 67 產品責任保險完工責任附加條款 ....................................... 67 產品責任保險變更保險費計算基礎附加條款 ............................. 67 產品責任保險交叉責任附加條款 ....................................... 68 產品責任保險建築物昇降設備及機械停車設備專業廠商責任附加條款(ML014B維護廠商適用) ..................................................... 68 產品責任保險特別除外附加條款--酒類產品適用 ......................... 68 二氧化矽除外不保附加條款 ........................................... 68 三聚氰胺除外不保附加條款 ........................................... 68 石綿除外不保附加條款 ............................................... 68 黴菌及真菌除外不保附加條款 ......................................... 68 鉛產品除外不保附加條款 ............................................. 69 僱主意外責任保險 ................................................... 69 上下班賠償責任附加條款 ............................................. 69 限定承保列名受僱人附加條款 ......................................... 69 超額給付附加條款 ................................................... 69 境外責任附加條款 ................................................... 70 僱主意外責任保險 ................................................... 70 罰金罰鍰違約金懲罰性賠償金除外不保附加條款 ......................... 70 僱主意外責任保險 ................................................... 70 慰問金費用附加條款 ................................................. 70 制裁限制除外不保附加條款 ........................................... 70 保險費延緩交付附加條款 ............................................. 70 公共意外責任保險 ................................................... 71

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    公共意外責任保險公寓大廈投保公共意外責任保險特約條款 ............... 72 公共意外責任保險游泳池責任附加條款 ................................. 72 公共意外責任保險停車場責任附加條款 ................................. 73 公共意外責任保險食品中毒責任附加條款 ............................... 73 公共意外責任保險建築物承租人火災責任附加條款 ....................... 73 公共意外責任保險汽車修理廠責任附加條款 ............................. 73 公共意外責任保險各級學校暨幼稚園責任附加條款 ....................... 74 公共意外責任保險超輕型載具責任附加條款 ............................. 74 公共意外責任保險電梯責任附加條款 ................................... 75 電腦系統年序轉換除外不保附加條款 ................................... 75 恐怖主義除外附加條款 ............................................... 75 公共意外責任保險罰金罰鍰違約金懲罰性賠償金除外不保附加條款 ......... 75 公共意外責任保險廣告看板及招牌責任附加條款 ......................... 76 Commercial General Liability(Claims-Made Form) .................... 76 Commercial General Liability(Occurrence Form) ..................... 78 Commercial General Liability(Claims-Made Form) – 17 clauses ........ 80 Commercial General Liability(Occurrence Form)– 17 clauses .......... 81 1.ADDITIONAL INSURED (VENDORS-BROAD FORM) ................. 81 2.ADDITIONAL INSURED -VENDORS (CG 20 15) ...................... 81 3.ASBESTOS EXCLUSION .......................................... 82 4.DEDUCTIBLE CLAUSE ............................................ 82 5.EFFICACY CLAUSE .............................................. 82 6. ELECTRICAL/ELECTROMAGNETIC FIELD/RADIO FREQUENCY RADIATION (EFL/EMF/RFR) EXCLUSION ............................. 82 7.FOOD &/OR DRINK POISONING CLAUSE .......................... 83 8.LEAD EXCLUSION CLAUSE ....................................... 83 9.MILLENNIUM ENDORSEMENT .................................... 83 10.MINIMUM EARNED PREMIUM CLAUSE ........................... 84 11.MOLD AND FUNGI EXCLUSION ................................... 84 12.POLICY TERRITORY ENDORSEMENT ............................ 84 13.PROFESSIONAL LIABILITY EXCLUSION........................... 84 14.PUNITIVE DAMAGES EXCLUSIONS............................... 85 15.SPECIFIED VENDORS CLAUSE .................................. 85 16.SILICA EXCLUSION ............................................. 85 17.USA/CANADA DOMICILED OPERATIONS EXCLUSION .............. 86 18.COVERAGE TERRITORY ENDORSEMENT ........................ 86 Claims Series Clause ............................................... 86 LIMITS OF INSURANCE ENDORSEMENT ............................ 86

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    OTHER INSURANCE REVISION CLAUSE (A) ......................... 87 SUPPLEMENTARY PAYMENTS – COVERAGES A AND B ENDORSEMENT ................................................................... 88 TIE-IN LIMIT CLAUSE(B) ............................................. 89 Additional Insured(s) Endorsement .................................. 89 POLLUTION EXCLUSION – ABSOLUTE .............................. 89 Ardentec Corp. - Endorsement A ...................................... 89 Car Park Endorsement .............................................. 90 CONTRACTUAL LIABILITY LIMITATION .............................. 90 CROSS LIABILITY CLAUSE ......................................... 90 Difference In Conditions Clause ...................................... 90 Difference In Limits Clause ........................................... 90 Drop Down Clause .................................................. 91 Elevators/Escalators/Crane/Forklift Liability............................. 91 Excess Automobile Liability Endorsement .............................. 91 FIRE BRIGADE & WATER DAMAGE CLAUSE ......................... 91 FIRE LEGAL LIABILITY ENDORSEMENT ............................. 91 Independent Contractors Liability Clause .............................. 92 Pure Financial Loss Exclusion ........................................ 92 TENANT’S LIABILITY CLAUSE ....................................... 92 Additional Insured – Designated Person or Organization ................. 92 AIRCRAFT APPLICATIONS EXCLUSION .............................. 92 Aircraft Grounding Exclusion – Applies to Specific Product ............... 92 Failure to Supply .................................................... 93 Nominated Loss Adjusters Clause..................................... 93 REPETITIVE STRAIN INJURY EXCLUSION ENDORSEMENT ........... 93 Sudden & Accidental Pollution ........................................ 93 WAIVER OF SUBROGATION CLAUSE ................................ 93 CELLULAR PHONE RADIATION EXCLUSION ......................... 93 CONTRACTUAL LIABILITY LIMITATION(CLAIMS-MADE FORM) ........ 94 STRANGULATION EXCLUSION ENDORSEMENT ..................... 94 MINIMUM & DEPOSIT PREMIUM CLAUSE ............................ 94 Premises Pollution Liability(Claims Made Basis) ........................ 95 Chubb EXCESS LIABILITY INSURANCE .............................. 96 Premium Installment Clause .......................................... 97 SELF INSURED RETENTION CLAUSE (A) ............................ 97 Policy Territory Endorsement ......................................... 97 E-1 ............................................................... 97

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    Defence Costs and Expenses – with caps of limits ...................... 97 Chubb Errors & Omissions Endorsement (Claims-Made Form) ............ 98 Additional Insured - Managers or Lessors of Premises (A) ................ 99 ADDITIONAL INSURED -- LESSOR OF LEASED EQUIPMENT (A) ...... 100 Additional Insured – Designated Person or Organization (A) ............. 100 CLAIMS MADE ENDORSEMENT – PRODUCTS-COMPLETED OPERATION .................................................................. 100 Chubb UMBRELLA LIABILITY INSURANCE .......................... 101 Tie-In Limits and Insured’s Self Insured Retention Endorsement ......... 104 Chubb Products Liability Insurance (Claims Made Form) ................ 105 Chubb Products Liability Insurance (Claims Made Form) ................ 107 SELF INSURED RETENTION CLAUSE (A) ........................... 107 Chubb Products Liability Insurance (Occurrence Form) ................. 108 SELF INSURED RETENTION CLAUSE (A) ........................... 110 APPLICABLE LAW ENDORSEMENT ................................ 110 ADDITIONAL INSURED(VENDORS-BROAD FORM) ................... 110 Additional Insured Endorsement ..................................... 111 ASBESTOS EXCLUSION ........................................... 111 DEDUCTIBLE CLAUSE ............................................ 111 LEAD EXCLUSION CLAUSE ........................................ 111 MINIMUM EARNED PREMIUM CLAUSE ............................. 111 PRODUCTS WARRANTY .......................................... 112 Products Warranty(safety standards)-1 ............................... 112 PROFESSIONAL LIABILITY EXCLUSION ............................ 112 PUNITIVE DAMAGES EXCLUSION CLAUSE ......................... 112 SPECIFIED VENDORS CLAUSE .................................... 112 TERRORISM EXCLUSION ENDORSEMENT ......................... 112 USA/CANADA DOMICILED OPERATIONS EXCLUSION ............... 113 CHOKING OR SUFFOCATION EXCLUSION ENDORSEMENT .......... 113 COSMETICS WARRANTY .......................................... 113 EFFICACY CLAUSE ............................................... 113 ELECTRICAL/ELECTROMAGNETIC FIELD/RADIO FREQUENCY RADIATION (EFL/EMF/RFR) EXCLUSION ............................ 113 ELECTRONIC DATA ENDORSEMENT ............................... 113 ENDORSEMENT-1 ................................................ 114 EXTENDED REPORTING PERIOD ENDORSEMENT .................. 114 GARMENTS WARRANTY .......................................... 114 MILLENNIUM ENDORSEMENT ..................................... 114

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    MOLD AND FUNGI EXCLUSION .................................... 115 POLLUTION EXCLUSION – ABSOLUTE ............................. 115 SILICA EXCLUSION ............................................... 116 Completed operation endorsement ................................... 116 DIMINUTION IN VALUE EXCLUSION ................................ 117 PURE FINANCIAL LOSS EXCLUSION ............................... 117 ADDITIONAL INSURED (VENDORS-BROAD FORM) .................. 117 AIRCRAFT APPLICATIONS EXCLUSION ............................. 118 Canada Domiciled Operations Exclusion .............................. 118 CYBER LIABILITY EXCLUSION ..................................... 118 Difference In Conditions Clause ..................................... 118 Difference In Limits Clause .......................................... 119 LOSS OF &/OR CORRUPTION OF ELECTRONIC DATA ............... 119 MTBE Exclusion Endorsement ...................................... 120 WAIVER OF SUBROGATION CLAUSE ............................... 120 Nuclear Exclusion Clause ........................................... 120 Products Warranty (ASTM/mandatory/voluntary safety standards) ........ 120 TALC/LEAD EXCLUSION CLAUSE .................................. 120 BATCH CLAUSE .................................................. 120 PRODUCTS WARRANTY-1 ......................................... 120 Products Warranty(ASTM/mandatory/voluntary safety standards)-1 ...... 121 USA/CANADA DOMICILED OPERATIONS EXCLUSION – with certain exception ......................................................... 121 AIRCRAFT/WATERCRAFT/VEHICLE PRODUCTS EXCLUSION ........ 121 AIRCRAFT/WATERCRAFT/VEHICLE PRODUCTS EXCLUSION ENDORSEMENT .................................................. 121 CELLULAR PHONE RADIATION EXCLUSION ........................ 121 Medial Malpractice and Professional Services Exclusion ................ 122 Other Insurance Clause Deleted ..................................... 122 Genetically Modified Organism Exclusion ............................. 122 PRODUCTS WARRANTY(mandatory/voluntary safety standards &safety devices) .......................................................... 122 PRODUCTS WARRANTY(mandatory/voluntary safety standards &safety devices)-1 ........................................................ 122 SELF-INSURED RETENTION ....................................... 122 Co-Insurance Clause ............................................... 123 Consequential Loss Clause ......................................... 123 Garment Warranty - I ............................................... 123

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    Garment Warranty – I -1 ............................................ 123 Other Insurance Amendment Clause ................................. 123 PRODUCTS WARRANTY(mandatory/voluntary safety standards & heavy metal standards) ................................................... 123 PRODUCTS WARRANTY(mandatory/voluntary safety standards & heavy metal standards)-1 ................................................. 124 Contractual Liability Endorsement .................................... 124 Lead / Methanol Exclusion Clause ................................... 124 PRODUCTS WARRANTY (safety standards &safety device) ............ 124 PRODUCTS WARRANTY (safety standards &safety devices)-1.......... 124 PRODUCTS WARRANTY(Safety Standard and Laboratory Test) ......... 124 PRODUCTS WARRANTY(Safety Standard and Laboratory Test)-1 ....... 124 CROSS LIABILITY CLAUSE ........................................ 124 SELF INSURED RETENTION CLAUSE .............................. 124 Supplementary Payments – with caps of limits ......................... 125 EMISSION OF RADIATION – CELLULAR PHONE EXCLUSION ......... 125 Products Warranty (CE0434 or FDA) ................................. 125 Products Warranty (CE0434 or FDA)-1 ............................... 126 PRODUCTS WARRANTY(FMVSS/mandatory/voluntary safety standards) 126 PRODUCTS WARRANTY(FMVSS/mandatory/voluntary safety standards)-1 .................................................................. 126 ELECTROMAGNETIC FIELD OR RADIATION EXCLUSION ............ 126 AIRCRAFT/WATERCRAFT PRODUCTS EXCLUSION ................. 126 Products Warranty (for Pet use only) ................................. 126 Products Warranty (for Pet use only)-1 ............................... 126 PRODUCTS WARRANTY(Laboratory Test/Safety Devices) ............. 126 PRODUCTS WARRANTY(Laboratory Test/Safety Devices)-1 ............ 126 PRODUCTS WARRANTY (Safety Standard/ Country and Laboratory Test) 127 PRODUCTS WARRANTY(Safety Standard/ Country and Laboratory Test)-1 .................................................................. 127 Products Warranty (Laboratory Test) ................................. 127 Products Warranty (Laboratory Test)-1 ................................ 127 NOSE COVERAGE ENDORSEMENT ................................ 127 COMMERCIAL GENERAL LIABILITY INSURANCE MINIMUM & DEPOSIT PREMIUM CLAUSE ................................................ 127 Chubb Products Liability Insurance Amendment to War Exclusion ........ 128 COMMERCIAL GENERAL LIABILITY INSURANCE Amendment to War Exclusion ......................................................... 128

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    Workers’ Compensation and Similar Laws Exclusion ................... 128 Incidental Products Liability ......................................... 128 INCIDENTAL PRODUCTS LIABILITY CLAUSE ........................ 128 Extension for CCC ................................................. 128 JURISDICTION ENDORSEMENT ................................... 129 JURISDICTION ENDORSEMENT(A) ................................. 129 Products Insured Condition ......................................... 129 Chubb Elite Products Liability Insurance (Occurrence Form) ............. 129 毒性化學物質運作人責任保險 ........................................ 130 Cancellation Clause ................................................ 131 USA/Canada Domiciled Operations Exclusion - exported products exception .................................................................. 131 EXCLUSION - EMPLOYMENT-RELATED PRACTICES ................. 131 Phthalate Exclusion Clause ......................................... 132 EMPLOYERS’ LIABILITY ENDORSEMENT ........................... 132 DEDUCTIBLE CLAUSE (PER CLAIM BASIS-CGL - CM) ................ 132 DEDUCTIBLE CLAUSE (PER CLAIM BASIS-CGL) .................... 133 DEDUCTIBLE CLAUSE (PER CLAIM BASIS-PDL) ..................... 133 DEDUCTIBLE CLAUSE (PER CLAIM BASIS – CGL - OC) .............. 133 INSURANCE AND RELATED OPERATIONS EXCLUSION .............. 134 PRODUCTS GUARANTEE / WARRANTY EXCLUSION ................ 134 AUTOMATIC COVER FOR NEW LOCATION .......................... 135 EXTENDED REPORTING PERIOD CLAUSE ......................... 135 ADDITIONAL INSURED – VENDORS 20 15 .......................... 135 MOLESTATION EXCLUSION ....................................... 136 Employee’s Working Overseas Liability Extension ...................... 136 Employer’s Liability (traveling between home and workplace) Extension... 136 PREMIUM PAYMENT WARRANTY CLAUSE ......................... 136 ELECTRONIC DATA PROCESSING PROFESSIONAL LIABILITY EXCLUSION ...................................................... 136 Data Processing Error or Omission Exclusion.......................... 137 EFFICACY CLAUSE – Applies to Specific Products .................... 137 OTHER INSURANCE REVISION CLAUSE............................ 137 NOSE COVERAGE ENDORSEMENT – For Specified Products ......... 137 PRODUCTS RECALL EXPENSE EXTENSION ENDORSEMENET (First-Party) ....................................................... 137 1 Insuring Agreements ........................................... 138 2 Additional Exclusions ........................................... 138

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    3 Additional/Amended Definitions .................................. 139 PRODUCTS RECALL EXPENSE EXTENSION ENDORSEMENET (First-Party and Third-Party) ......................................... 140 1 Insuring Agreements ........................................... 140 2 Additional Exclusions ........................................... 140 3 Additional/Amended Definitions .................................. 141 PRODUCTS RECALL EXPENSE EXTENSION ENDORSEMENET(A)(First-Party and Third-Party) ..................... 142 PRODUCTS RECALL EXPENSE EXTENSION CLAUSE (A) (First-Party and Third-Party) ....................................................... 144 FOOD &/OR DRINK POISONING CLAUSE ........................... 147 Lessor's Liability Clause ............................................ 147 Damage to Property in course of Construction/Erection Exclusion ........ 147 AIRPORTS, AVIATION ACTIVITIES EXCLUSION ..................... 147 AIRCRAFT PRODUCTS – COMPLETED OPERATIONS EXCLUSION ... 147 MANUFACTURERS OF PROTECTIVE DEVICES AND SPRINKLER INSTALLERS EXCLUSION ......................................... 148 ALARM OR SIGNAL INSTALLATION EXCLUSION .................... 148 ENGINEERS, ARCHITECTS OR SURVEYORS PROFESSIONAL LIABILITY EXCLUSION ...................................................... 149 Professional Liability Exclusion – Computer Software Endorsement ...... 149 EXPLOSION, COLLAPSE AND UNDERGROUND PROPERTY DAMAGE HAZARD (SPECIFIED OPERATIONS) EXCLUSION ................... 149 DESIGNATED ENTITY EXCLUSION ................................. 150 PROPERTY DAMAGE TO “YOUR PRODUCT” EXCLUSION ............ 151 Capping of Limits Endorsement (HCT) ................................ 151 ABSOLUTE EXCLUSION – DATA RISK & CYBER LIABILITY) .......... 152 EXCLUSION – CYBER LIABILITY ................................... 153 EXCLUSION – DATA RISK ......................................... 153 Chubb COMMERCIAL GENERAL LIABILITY INSURANCE (OCCURRENCE FORM) ........................................................... 154 ADDITIONAL INSURED -VENDORS (Chubb CG 20 15) ................ 157 INDEPENDENT CONTRACTORS LIABILITY ENDORSEMENT (A) ................. 158 Difference in Conditions-Limits Endorsement(安達產物條件-責任限額差異附加條款) ............................................................. 158 ADDITIONAL INSURED (VENDORS-BROAD FORM) Without directly .... 159 ADDITIONAL INSURED (VENDORS-BROAD FORM) .................. 159 POLLUTION EXCLUSION –ABSOLUTE .............................. 160

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    Amendment to Contractual Liability Endorsement-for designated vendor(s) 160 Hot Work Clause .................................................. 160 EXCLUSION-DESIGNATED PROFESSIONAL SERVICES.............. 161 Exhibition Liability Endorsement ..................................... 161 Exhibition Liability Endorsement (A) .................................. 161 ELEVATORS/ESCALATORS/CRANE/FORKLIFT LIABILITY ENDORSEMENT .................................................. 161 FIRE BRIGADE & WATER DAMAGE ENDORSEMENT ................ 161 FOOD &/OR DRINK POISONING ENDORSEMENT .................... 161 INDEPENDENT CONTRACTORS LIABILITY ENDORSEMENT ......... 161 Errors And Omissions Liability Insurance Endorsement (Claims-Made Form) .................................................................. 162 DESIGNATED PRODUCTS EXCLUSION ............................. 163 INTERCOMPANY PRODUCTS SUITS EXCLUSION ................... 163 DELIBERATE ACTS EXCLUSION ................................... 164 TESTING OR CONSULTING ERRORS AND OMISSIONS EXCLUSION .. 164 FIDUCIARY OR REPRESENTATIVE LIABILITY OF FINANCIAL INSTITUTIONS EXCLUSION........................................ 164 SELF INSURED RETENTION CLAUSE (A) ........................... 164 ADVERTISING SIGNS AND DECORATIONS CLAUSE ................. 166 TIE-IN LIMIT CLAUSE .............................................. 167 Amendment to Contractual Liability Endorsement ...................... 167 Care, Custody or Control Extension .................................. 167 Care, Custody or Control Extension (A) ............................... 167 Care, Custody or Control Extension Endorsement ...................... 168 DEFECTIVE WORK EXCLUSION ................................... 168 OTHER INSURANCE EXCLUSION .................................. 168 Tobacco Health Hazard Exclusion ................................... 168 Tobacco Health Hazard Exclusion (With Definition) ..................... 168 BROADCASTERS, TELECASTERS, PUBLISHERS AND PRINTERS ERRORS OR OMISSION EXCLUSION ............................... 169 DESIGNATED BUSINESS EXCLUSION .............................. 169 INTERCOMPANY PRODUCTS SUITS EXCLUSION (CL) ............... 169 ADDITIONAL INSURED – LANDLORD ............................... 169 LOCAL POLICIES CLAUSE ......................................... 170 LANDLORD’S/LESSOR’S LIABILITY CLAUSE – WITH EXECPTION OF SPECIFIED INSURED PREMISES................................... 170 Amendment of Definition of Occurrence............................... 170

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    BROAD FORM PROPERTY DAMAGE LIABILITY ENDORSEMENT (AMENDMENT TO ITEMS 3.18 AND 3.19) ............................ 170 Overseas Business Visits Liability .................................... 171 ADDITIONAL INSURED – DESIGNATED PERSON OR ORGANIZATION (BLANKET FORM) ................................................. 171 Capping of Limits Endorsement ...................................... 172 Additional Insured (Managers or Lessors of Premises) .................. 173 Notice of Non-renewal Clause ....................................... 173 SOCIAL AND/OR RECREATIONAL ACTIVITIES CLAUSE .............. 173 SOCIAL AND/OR RECREATIONAL ACTIVITIES ENDORSEMENT ...... 173 MAINTENANCE OF UNDERLYING POLICIES CLAUSE ................ 174 OTHER INSURANCE AMENDMENT ENDORSEMENT ................. 174 PRODUCTS WARRANTY (A) ....................................... 174 PRODUCTS WARRANTY (A)-1 ..................................... 174 Exhibition Liability Clause ........................................... 175 ELECTRONIC DATA ENDORSEMENT (A) ........................... 175 HUMAN CLINICAL TRIALS LIABILITY COVERAGE ENDORSEMENT(CLAIMS-MADE) ................................... 175 EXCESS AUTOMOBILE LIABILITY ENDORSEMENT (A) ............... 190 EXTENSION FOR CCC (A) ......................................... 190 OVERSEAS BUSINESS VISITS LIABILITY (A) ........................ 190 CONTRACTUAL LIABILITY ENDORSEMENT (A) ...................... 191 CONTINGENT LIABILITY CLAUSE .................................. 191 CANCELLATION NOTICE “90 DAYS” Clause ......................... 192 FIRST AID LIABILITY CLAUSE ...................................... 192 WELFARE, SOCIAL AND/OR SPORTS CLUBS CLAUSE ............... 192 LIFTS, HOIST, PLANT & MACHINERY & BUILDING AUTOMATION CLAUSE .................................................................. 193 DIETHYSTILBESTROL EXCLUSION ENDORSEMENT ................ 194 Nose Coverage – Policy Extension ................................... 194 USA/Canada Domiciled Operations Exclusion - with exception (B) ....... 195 Sudden and Accidental Pollution – Time Element ...................... 195 Incidental Products Liability (A) ...................................... 196 Incidental Products Liability (B) ...................................... 196 Specified Named Insured Condition Clause ........................... 196 Airside War Hi-Jacking and Other Perils Clause........................ 197 Completed Operation Endorsement (Claims Made Form) ............... 197 Blanket Additional Insured (Clinical Investigators, Sites and Scientific Advisory

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    Boards) Endorsement .............................................. 198 ADDITIONAL INSURED – BROAD FORM VENDORS .................. 198 FIRE AND/OR EXPLOSION LEGAL LIABILITY CLAUSE ............... 199 BROADCASTING EXCLUSION ..................................... 199 FIELD OF ENTERTAINMENT EXCLUSION ........................... 199 Products Liability Special Exclusion .................................. 200 AUTOMATIC COVER OF ENTITIES AMENDMENT ENDORSEMENT .... 200 NAMED INSURED’S EMPLOYEES ON ASSIGNMENT TO ANOTHER NAMED INSURED’S PREMISES CLAUSE ............................ 200 LANDLORD’S LIABILITY CLAUSE ................................... 201 LANDLORD’S LIABILITY ENDORSEMENT ........................... 201 Lifts, Hoist, Plant, Machinery Clause ................................. 201 Lifts, Hoist, Plant, Machinery Endorsement ............................ 201 NON ACCUMULATION OF LIMITS OF INSURANCE CLAUSE .......... 201 Swimming Pool Endorsement ....................................... 201 Sympathetic Payment Clause ....................................... 201 Amendment to Supplementary Payments Endorsement ................. 202 Employers’ Liability Extension Clause ................................ 202 ADDITIONAL INSURED – TENANT .................................. 202 Excess Automobile Liability Endorsement (B) .......................... 202 EVENT SPONSOR LIABILITY CLAUSE .............................. 203 Elevators/Escalators/Lifts Clause .................................... 203 Public Liability Extension Clause ..................................... 203 EMISSION OF RADIATION EXCLUSION ............................. 203 Amendment to Lead Exclusion ...................................... 203 Absorption or Inhalation Disease Exclusion ........................... 203 Arbitration Clause .................................................. 203 Claim Files Audit Clause ............................................ 204 SOCIAL AND/OR RECREATIONAL ACTIVITIES CLAUSE(B) ........... 204 Additional Insured (Grantor of Licenses Form) ......................... 204 TIE-IN LIMIT CLAUSE (A) .......................................... 204 NOSE COVERAGE CLAUSE ....................................... 204 WAIVER OF SUBROGATION CLAUSE (A) ........................... 205 Amendment of 3.16 Professional Liability Exclusion .................... 205 Primary and Non-Contributory Insurance Clause ....................... 205 Employee’s Gym Liability Endorsement ............................... 205 Incidental Medical Malpractice Liability Endorsement ................... 206 Incidental Medical Malpractice Liability Clause ......................... 206

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    ADDITIONAL INSURED (VENDORS BROAD FORM) - Amendment ...... 207 Amendment to Supplementary Payments Endorsement – with cap of limits 207 Products Warranty(safety standards) ................................. 207 Endorsement - 2 ................................................... 207 SOCIAL AND/OR RECREATIONAL ACTIVITIES CLAUSE(C) ........... 208 ADDITIONAL INSURED -VENDORS (Chubb EXCESS CG 20 15) ....... 208 Products Liability Exclusion – Designated Products .................... 209 Endorsement – 3 .................................................. 209 Lot or Batch Clause Endorsement.................................... 209 Batch Clause (A) .................................................. 209 Dismantling and Reinstallation Expenses Endorsement ................. 209 Amendment to Medical Payments Endorsement ....................... 210 Social and/or Recreational Activities Clause - Amendment............... 210 Sub-Limit Application Clause ........................................ 211 ADDITIONAL INSURED -- LESSOR OF LEASED EQUIPMENT ......... 211 Products Liability Exclusion – Designated Business Operation ........... 211 Public Liability Exclusion – Designated Business Operations ............ 212 Additional Insured (Grantor of Licenses Form) –(A) ..................... 212 USA/CANADA DOMICILED OPERATIONS EXCLUSION (Chubb CGL) ... 212 EXCESS LIABILITY COVERAGE LIMITATION ........................ 212 HEPATITIS/HIV/AIDS EXCLUSION .................................. 212 SANCTIONED TERRITORIES EXCLUSION ENDORSEMENT .......... 212 Supplementary Payment Extension- Designated Insured ................ 212 Amendment to Minimum & Deposit Premium Clause ................... 213 CAR PARK ENDORSEMENT (A) .................................... 213 SANCTION CLAUSE ............................................... 214 EMPLOYERS’ LIABILITY ENDORSEMENT (A) ........................ 214 Contractual Liability, Hold Harmless or Waiver Agreements Endorsement (for Exhibition) ........................................................ 214 Products Liability Exclusion – Designated Business Operation (A) ........ 214 Chubb Life Science Liability Insurance ............................ 215 Chubb Life Science Liability Insurance Additional Insured Designated

    Person Or Organization Endorsement ................................ 216 Chubb Life Science Liability Insurance General Aggregate Limit Revision

    – Combined Single Limit Endorsement, Coverages A & B ............. 216 Chubb Life Science Liability Insurance Product Efficacy Exclusion . 216 Chubb Life Science Liability Insurance Deletion of Coverages A & D

    Endorsement ....................................................... 217

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    Chubb Life Science Liability Insurance Deletion of Coverages C & D

    Endorsement ....................................................... 217 Chubb Life Science Liability Insurance-Deletion of Coverages A, C & D

    Endorsement ....................................................... 217 Chubb Life Science Liability Insurance Designated Products to Designated

    Vendors-Occurrence Form(Coverage B only) .......................... 217 Chubb Life Science Liability Insurance-Deductible A Endorsement ... 217 Chubb Life Science Liability Insurance-Deductible B Endorsement ... 218 Chubb Life Science Liability Insurance-Difference In

    Conditions/Differences In Limits Endorsement ...................... 218 Chubb Life Science Liability Insurance-Human Clinical Trials Exclusion

    Endorsement ....................................................... 218 Chubb Life Science Liability Insurance-Limitation To Designated Products

    Endorsement ....................................................... 218 Chubb Life Science Liability Insurance-Required Specific Insurance

    Endorsement ....................................................... 219 Chubb Life Science Liability Insurance-Scheduled Diseases Exclusion

    Endorsement ....................................................... 219 Chubb Life Science Liability Insurance-Scheduled Goods Or Products

    (Including Medical Devices) Exclusion Endorsement ................. 219 Chubb Life Science Liability Insurance-Scheduled Materials Or Other Goods

    Or Products Exclusion Endorsement ................................. 219 Chubb Life Science Liability Insurance-Scheduled Trials Endorsement

    .................................................................. 219 E002 Loss Of Documents Of Others .................................. 220 Chubb Life Science Liability Insurance-Security Breach Or Unauthorized

    Access Exclusion Endorsement ...................................... 220 Chubb Life Science Liability Insurance-Extended Reporting Periods

    Applicable To Coverage B and D Endorsement ........................ 221 Chubb Life Science Liability Insurance-Healthcare Professional Service

    Exclusion Endorsement ............................................. 221 安達產物SUDDEN AND ACCIDENTAL POLLUTION – TIME ELEMENT (A) ....... 221 僱主補償契約責任保險 .............................................. 222 擴大承保非執行職務期間死亡撫卹附加條款 ............................ 222 受僱身分異動通知附加條款 .......................................... 223 受僱身分異動通知附加條款(傳真或電子郵件) ........................ 223 受僱身分異動通知附加條款(A) .................................... 223 契約終止退費附加條款 .............................................. 224

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    旅行業責任保險 .................................................... 224 旅行業責任保險慰撫金費用附加條款 .................................. 225 旅行業責任保險國內善後處理費用附加條款 ............................ 225 旅行業責任保險超額責任附加條款 .................................... 225 旅行業責任保險額外住宿與旅行費用附加條款 .......................... 225 旅行業責任保險出發行程延遲費用附加條款 ............................ 225 旅行業責任保險行李遺失賠償責任附加條款 ............................ 226 旅行業責任保險法定責任附加條款 .................................... 226 醫師業務責任保險 .................................................. 226 安達產物行動裝置保險(分期交付甲型) ................................ 227 安達產物行動裝置保險(分期交付乙型) ................................ 228 安達產物行動裝置保險(一次交付乙型) ................................ 229 安達產物行動裝置保險(一次交付甲型) ................................ 230 商業火災保險 ...................................................... 230 商業火災保險爆炸保險附加條款 ...................................... 231 商業火災保險地震保險附加條款 ...................................... 231 商業火災保險颱風及洪水保險附加條款 ................................ 231 商業火災保險航空器墜落、機動車輛碰撞保險附加條款 .................. 232 商業火災保險罷工、暴動、民眾騷擾、惡意破壞行為保險附加條款 ........ 232 商業火災保險恐怖主義保險附加條款 .................................. 232 商業火災保險自動消防裝置滲漏保險附加條款 .......................... 233 商業火災保險煙燻保險附加條款 ...................................... 233 商業火災保險水漬保險附加條款 ...................................... 233 商業火災保險竊盜保險附加條款 ...................................... 234 商業火災保險地層下陷、滑動或山崩保險附加條款 ...................... 234 商業火災保險第三人意外責任保險附加條款 ............................ 234 商業火災保險租金損失保險附加條款 .................................. 235 商業火災保險營業中斷保險附加條款(製造業適用) ...................... 235 商業火災保險營業中斷保險附加條款(非製造業適用) .................... 235 商業火災保險抵押權附加條款 ........................................ 235 商業火災保險SB附加條款 ........................................... 236 商業火災保險小額賠款附加條款 ...................................... 248 制裁除外不保附加條款 .............................................. 248 商業火災綜合保險 .................................................. 248 營造綜合保險 ...................................................... 250 安裝工程綜合保險 .................................................. 251 電子設備綜合保險 .................................................. 253 商業動產流動綜合保險 .............................................. 254

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    War, Terrorism and Political Violence Insurance Policy .................. 255 Chubb Elite Personal Management Liability Insurance Policy ........ 257 董監事及重要職員責任保險 .......................................... 260 董監事及重要職員責任保險附加續約承保條款 .......................... 261 Insolvency & Default Insurance (Risks Attaching) ...................... 261 Consignment Stock Endorsement .................................... 262 Consignment Stock Endorsement .................................... 263 Amendment of Exclusion Endorsement ............................... 263 Insolvency & Default Insurance (Losses Attaching) Factoring ............ 264 Consignment Stock Endorsement .................................... 264 Amendment of Definitions, Conditions precedent, Overdues and claims conditions and General conditions Endorsement ....................... 265 Termination Endorsement ........................................... 269 Chubb Fiduciary Fidelity Bond For Employee Benefits Plan.............. 269 COMPLIANCE WITH APPLICABLE TRADE SANCTION LAWS .......... 272 PENSION PROTECTION ACT OF 2006 BONDING REQUIREMENTS - SCHEDULE OF ASSURED/AUTOMATIC COVERAGE ENDORSEMENT . 273 PENSION PROTECTION ACT OF 2006 BONDING REQUIREMENTS - SCHEDULE OF ASSURED/AUTOMATIC COVERAGE ENDORSEMENT (AMENDED) ...................................................... 273 Chubb Elite III Directors & Officers Liability Insurance Policy ............. 274 E014 Co-Insurer Clause ............................................ 276 E018A Critical Occurrence Endorsement .............................. 276 E027 Entity Cover for Employment Practices Liability ................... 276 E030 Entity Cover for Securities Claims Endorsement .................. 276 E035 Financial Institutions Exclusion (Absolute) ....................... 277 E036 Financial Institutions Exclusions –With Carve-back For Failure To Supervise ......................................................... 277 E063 Outside Directorship Extension - Additional Entities On Named Basis 278 E066 Patent / Copyright Exclusion ................................... 278 E066A Intellectual Property Exclusion (for) ............................ 278 E069 Percentage Shareholder Exclusion - With Non-Solicitation Language 278 E080 Product Liability Exclusion ..................................... 278 E080A Product Liability Exclusion (for) ................................ 278 E081 Professional Services Exclusion –With Carve-back For Failure To Supervise ......................................................... 279 E083 Professional Services Exclusion ................................ 279

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    E084 Professional Services Exclusion –With Carve-back For Shareholder Actions 279 E099 Specific Entity Exclusion – Claims Brought By And Against ......... 279 E115 Juristic Person Extension ...................................... 280 E117 Retention Waiver Clause ...................................... 280 E015 Company Deemed To Be A Subsidiary .......................... 280 E061 Order of Payments Endorsement ............................... 280 E101 Specific Matters Exclusion ..................................... 281 E118 Failure of Counterparty Exclusion ............................... 281 E119 Removal of Parental Support Exclusion .......................... 281 E144 Amendment of Outside Entity .................................. 281 E006 Bankruptcy / Insolvency Exclusion – General ..................... 281 E007 Bankruptcy / Insolvency Exclusion – Specific Entity ............... 281 E077 Prior Acts Exclusion ........................................ 282 E106 Tie In Limits Endorsement ..................................... 282 E116 Specific Agreement ........................................... 282 E056 Non-Aggregation Clause ...................................... 282 E056A Non-Aggregation Clause ..................................... 282 E008 Broadcasters / Publishers Exclusion ............................ 283 E009 Standard Termination Endorsement ............................. 283 E067 Payments and Gratuities Exclusion ............................. 283 E124 Amendment of Insuring Agreement.............................. 283 E042 Insurance Contract Exclusion .................................. 283 E120 Money Laundering Exclusion ................................... 284 E134 Investment Banking Activity Exclusion ........................... 284 E027A Entity Cover for Employment Practices Liability .................. 284 E030A Entity Cover for Securities Claims Endorsement ................. 285 E121 Outside Directorship Extension - Additional Entities On Named Basis 285 E125 SOX Interpretation Counsel Costs Cover ........................ 285 E126 Termination Endorsement-proportional .......................... 286 E127 Outside Directorship Extension amended ........................ 286 E106A Tie In Limits Endorsement .................................... 287 E092 Retroactive Cover Exclusion ................................... 287 E128 Intellectual Property Exclusion with Carve-back for Defence Costs .. 287 E129 Special Termination Clause .................................... 287 E028 Employment Related Wrongful Act Exclusion .................. 288 E078 Prior Acts for Acquired Subsidiaries .......................... 288 E145 No Senior Counsel Clause ..................................... 288

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    E147 Downgrade Clause ........................................... 289 E148 Continuous Cover Extension ................................... 289 E006A Bankruptcy / Insolvency/ Creditors Exclusion .................... 290 E148A Continuous Cover Extension .................................. 290 E017 Creditors Claim Exclusion ..................................... 290 E185 Product Liability Endorsement .................................. 290 E071 Policy Period Extension ....................................... 291 E127A Outside Directorship Extension amended(No non-stacking clause for ODL ............................................................. 291 E070 Pharmaceutical Exclusion ..................................... 291 E015A Company Deemed To Be An Outside Entity ..................... 292 E148B Continuous Cover Extension .................................. 292 E148D Continuous Cover Extension.................................. 292 E148C Continuous Cover Extension.................................. 292 E027C Entity Cover for Employment Practices Liability ................. 293 E027D Entity Cover for Employment Practices Liability ................. 293 E030C Entity Cover for Securities Claims Endorsement ................. 294 菁英三號董監事暨重要職員責任保險 .................................. 294 E018A 重大情事附加條款 ........................................... 296 E027 公司僱傭行為賠償責任附加條款 ................................ 296 E030 公司有價證券賠償請求附加條款 ................................ 296 E066 專利權/著作權除外不保附加條款 ............................... 297 E069 特定持股比例股東除外不保附加條款-無勸誘行為 ................ 297 E080 產品責任除外不保附加條款 .................................... 297 E081 專業服務除外不保附加條款-承保監督管理疏失 .................. 297 E115 法人董監事擴大承保附加條款................................... 297 E117 自負額免除附加條款........................................... 297 E014 共保附加條款 ................................................ 297 E067 給付及餽贈除外不保附加條款 .................................. 297 E077 特定日前之行為除外不保附加條款 .............................. 298 E083 專業服務除外不保附加條款 .................................... 298 E106 共用責任限額附加條款 ........................................ 298 E006 破產/失去清償能力除外不保附加條款 – 一般條款 ................ 298 E101 特定事件除外不保附加條款 .................................... 298 E015 視為被保險公司之從屬公司附加條款 ............................ 299 E099 特定組織除外不保附加條款 – 提起或遭受賠償請求 ............... 299 E129 保險單特殊終止附加條款 ...................................... 299 E078 新收購從屬公司溯及承保附加條款 .............................. 299

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    E084 專業服務除外不保附加條款—承保股東訴訟 ...................... 299 E063 外部董事擴大承保附加條款-列舉額外承保之公司 ................ 300 E144 修改外部組織定義附加條款 .................................... 300 E036 金融機構業務除外不保附加條款-承保監督疏失 .................. 300 E120 洗錢除外不保附加條款 ........................................ 300 E134 投資銀行業務除外不保附加條款 ................................ 300 E017 債權人賠償請求除外不保附加條款 .............................. 301 E006A 破產/失去清償能力/ 債權人除外不保附加條款................... 301 E071 保險期間延長附加條款 ........................................ 301 E127 外部董事擴大承保附加條款–除外適用 ........................... 301 E015A 視為被保險公司之外部組織附加條款 ........................... 302 E070 藥物除外不保附加條款 ........................................ 302 E147 信評調降附加條款 ............................................ 302 E148B 繼續承保附加條款 ........................................... 302 E018B 重大情事附加條款 ........................................... 303 E027B公司僱傭行為賠償責任附加條款 ................................ 304 E030B 公司有價證券賠償請求附加條款 ............................... 305 E121 外部董事之擴大承保附加條款-列舉額外承保之組織 .............. 306 E144A 修改外部組織定義附加條款 ................................... 307 E152 修改外部董事之擴大承保附加條款 .............................. 307 E153 修改保險單 3.9 條附加條款 ..................................... 307 E154 修改 2.15 損失定義附加條款 ................................... 308 E156 特殊約定事項附加條款 ........................................ 308 E160 修改保險單第 4.2 條自負額附加條款 ............................. 308 E126C 保險單終止或解除附加條款 .................................. 308 E149 修改被保險人定義附加條款(包含重整人重整監督人) ............... 309 E150 退休重整人或重整監督人擴大承保事項附加條款 .................. 309 E006B 破產/失去清償能力/ 債權人除外不保附加條款 .................. 309 E027C公司僱傭行為賠償責任附加條款 ............................... 310 E027D公司僱傭行為賠償責任附加條款 ............................... 310 E030C 公司有價證券賠償請求附加條款 .............................. 310 E027A公司僱傭行為賠償責任附加條款 ................................ 311 Chubb Elite III Preferred Directors & Officers Liability Insurance Policy .... 313 Chubb Elite III Preferred Directors & Officers Liability Insurance Policy .... 314 E233 Amendment of Retention Clause -Wavier Clause is not provided .... 314 Chubb Elite III Preferred Directors & Officers Liability Insurance Policy .... 314 E237 Discovery Period Endorsement ................................. 314 菁英三號董監事暨重要職員責任保險-進階版 ........................... 315

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    菁英三號董監事暨重要職員責任保險-進階版 ........................... 316 E233 變更自負額條款-不提供無責任無自負額附加條款 .................. 316 E027A Entity Cover for Employment Practices Liability .................. 316 E094 SEC Exclusion ............................................... 318 E007 破產/失去清償能力除外不保附加條款-特定組織 ................. 318 E028 僱傭上錯誤行為不保附加條款 .................................. 319 E041 Increased Limit of Liability-New PP Litigation Date For Increased Limit .................................................................. 319 E065 Extended Run-Off Endorsement ................................ 319 E106B Tie In Limits Endorsement .................................... 319 E106A Tie In Limits Endorsemen..................................... 319 E149A 修改被保險人定義附加條款 ................................... 320 E030E Entity Cover for Securities Claims Endorsement ................. 320 E078A Prior Acts for Acquired Subsidiaries ............................ 320 E018C Critical Occurrence Endorsement ............................. 321 E131 Global Insurance Program Endorsement......................... 321 E131 跨國性保險計劃附加條款 ...................................... 321 E147A Downgrade Clause .......................................... 321 E148E Continuous Cover Extension Amended ......................... 321 E148E 修正繼續承保附加條款 ....................................... 322 E186 Amendment of Director or Officer ............................... 322 E187 Amendment of Other Insurance Clause .......................... 322 E188 Amendment of Outside Directorship Extension ................... 322 E189 Claims and Investigations Reporting Procedure................... 323 E190 Panel Counsel Endorsement ................................... 323 E191 Amendment of Subsidiaries Extension ........................... 324 E192 Additional Excess Limit for All Directors or Officers ................ 324 E193 Amendment of Conduct Exclusion .............................. 324 E030E 公司有價證券賠償請求附加條款 ............................... 325 E078A 新收購從屬公司溯及承保附加條款 ............................. 325 E120A Money Laundering Exclusion ................................. 325 E120A 洗錢除外不保附加條款 ....................................... 325 E128A Intellectual Property Exclusion with Carve-back for Defence Costs . 326 E194 Change of Premium........................................... 326 E080B Product Liability Exclusion (for)................................ 326 E080B 產品責任除外不保附加條款(直接原因) ......................... 326 E131A Global Insurance Program Endorsement ....................... 326 E035 金融機構除外不保附加條款 .................................... 326

  • 21

    E042 保險契約除外不保附加條款 .................................... 327 E195 Amendment of Company ...................................... 327 E196 Amendment of Principal Address ............................... 327 E126A Termination Endorsement-proportional ......................... 327 E078B Prior Acts for Acquired Entities Extension ....................... 327 E027E Entity Cover for Employment Practices Liability.................. 327 E030F Entity Cover for Securities Claims Endorsement ................. 329 E065 擴大發現期附加條款 .......................................... 330 E147A信評調降附加條款 ............................................ 331 E0164 Difference In Conditions Endorsement ......................... 331 E078C Prior Acts for Acquired Subsidiaries ............................ 331 E153A修正被保險人附加條款 ........................................ 332 E154A修正終止或解除附加條款 ...................................... 332 E156A修正要保書之揭露及可分割性附加條款 .......................... 332 E027E公司僱傭行為賠償責任附加條款 ................................ 333 E030G公司有價證券賠償請求附加條款 ............................... 334 E127A外部董事擴大承保附加條款–除外適用 .......................... 335 E148F繼續承保附加條款 ............................................ 336 E155 修正發現期間附加條款 ........................................ 336 E015B 視為被保險公司之從屬公司附加條款 ........................... 337 E119A Removal of Parental Support Exclusion ........................ 337 E078C 新收購從屬公司溯及承保附加條款 ............................ 337 E187 修正其他保險附加條款 ........................................ 337 E158 變更調查定義附加條款 ........................................ 338 E130 Company Deemed To Be A Subsidiary .......................... 338 E126D Termination Endorsement- premium fully earned ................ 338 E158 Amendment of the Definition of Investigation ..................... 338 E004 Antitrust Exclusion ............................................ 338 E004 反托拉斯除外不保附加條款 .................................... 339 E078B 擴大新收購從屬公司溯及承保附加條款 ......................... 339 E197 Defence Costs for Criminal Proceeding with Sub-limit Clause ...... 339 E197 刑事抗辯費用附屬責任限額附加條款 ............................ 339 E198 Amendment of Presumptive Indemnification Clause ............... 339 E235 Intellectual Property Exclusion–With Carve-back For Shareholder Actions ........................................................... 339 E235 智慧財產權除外不保附加條款-承保股東訴訟 ...................... 340 E236 Product Exclusion – With Carve-back For Shareholder Actions ..... 340 E236 產品責任除外不保附加條款-承保股東訴訟 ........................ 340

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    E198 變更推定補償附加條款 ........................................ 340 E198A Amendment of Presumptive Indemnification Clause .............. 341 E198A變更推定補償附加條款 ........................................ 341 E119A Removal of Parental Support Exclusion ........................ 341 E119A 控制公司撤回財務支援之除外不保附加條款 ..................... 341 E106C Tie-In Limit Endorsement-Crisis Costs, Reputation Expenses and Public Relations Expenses .......................................... 342 E106C 共用責任限額附加條款-危機處理費用、公關費用及聲譽維護費用 .. 342 E199 Additional Excess Limit for Directors and Officers Clause .......... 342 E199 董監事及重要職員附加超額上限附加條款 ........................ 343 E200 Extended to Cover Securities Offering Endorsement .............. 343 E200 擴大承保有價證券募集附加條款 ................................ 343 E199A修正主要董事或監察人附加超額上限擴大承保附加條款 ............ 344 E201 Amendment of Authorisation Clause............................. 344 E201 變更授權附加條款 ............................................ 345 E196 修改主營業所地址附加條款 .................................... 345 E065A Extended Run-Off Endorsement ............................... 345 E197A Defence Costs for Criminal Proceeding with Sub-limit Amended ... 345 E197A修改刑事抗辯費用附屬責任限額附加條款 ........................ 345 E202 Retired Director of Officer Cover Amended ....................... 346 E202 修正退休董監事或重要職員擴大承保附加條款 .................... 346 E015B Company Deemed To Be A Subsidiary ......................... 346 E203 Primary Cover for Subsidiary Clause ............................ 346 E127B Outside Directorship Extension amended ....................... 347 E036A Financial Institutions Exclusions -With Carve-back For Failure To Supervise (other than Investment Banking Activities) ................... 348 E036A金融機構業務除外不保附加條款-承保監督疏失(投資銀行業務除外) 348 E204 Sister Company Clause ....................................... 349 E059 North American Exclusion ..................................... 349 E064 Parent Company Exclusion .................................... 350 E015C Company Deemed To Be A Subsidiary ......................... 350 E149 Amendment of Insured(including reorganizer or reorganization supervisor) ........................................................ 350 E206A Other Insurance Clause Amendment ........................... 350 E206A 修改其他保險附加條款 ....................................... 351 E078D Prior Acts for Acquired Subsidiaries ............................ 351 E015D Company Deemed To Be An Outside Entity ..................... 351 E015D 視為被保險公司之外部組織附加條款 .......................... 352

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    E205 Additional Excess Limit for Independent Directors Amended ........ 352 E008 公開誹謗除外不保附加條款 .................................... 352 E195A Amendment of Company ..................................... 353 E195A修改被保險公司附加條款 ...................................... 353 E014A Amendment of Co-Insurer Information Clause ................... 353 E014A修改共同保險人資料附加條款 .................................. 354 E139 Pre-Investigation Costs Cover .................................. 354 E139 調查前事件相關費用附加條款 .................................. 355 E207 Continuous Cover Amended ................................... 355 E207 變更繼續承保附加條款 ........................................ 355 E077A Prior Acts Exclusion ......................................... 356 E208 Amendment of Subsidiary - On Named Basis ..................... 356 E063A Outside Directorship Extension - Additional Entities On Named Basis with Special Agreement ............................................. 356 E132 Sister Company Endorsement (Amend Definition of Subsidiary Company) ........................................................ 357 E059A USA Exclusion .............................................. 358 E071 Policy Period Extension ....................................... 358 E119A 控制公司撤回財務支援之除外不保附加條款 ..................... 358 本附加條款未約定事項悉依本保險單約定辦理。 ........................ 358 E149A Amendment of Insured Clause – Employee Exclusion ............ 358 E158A Amendment of the Definition of Investigation .................... 359 E209 Specific Transaction Endorsement .............................. 359 E209 特定交易附加條款 ............................................ 359 E209A Specific Transaction Endorsement ............................. 359 E209B Specific Transaction Endorsement ............................. 359 E148G Continuous Cover Extension Amended ........................ 359 E148G修改繼續承保附加條款 ....................................... 360 E204 Sub-limit for Specific Entities ................................... 360 E204 特定組織適用附屬責任限額附加條款 ............................ 361 E210 Takeover and Merger Endorsement (Ongoing Cover) .............. 361 E210 接管及併購附加條款(繼續承保)................................. 361 E211 Claim Handling Endorsement .................................. 361 E212 Sub-limit for Negligent Homicide in Performance of Duties and Occupational Health & Safety Extension .............................. 361 E213 Sanction Clause .............................................. 361 E213 制裁除外不保附加條款 ........................................ 362 E214 SFIPC Endorsement .......................................... 362

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    E215 Specific Insured Endorsement .................................. 362 E215 特定被保險人附加條款 ........................................ 362 E015E Company Deemed To Be An Outside Entity- with Special Agreement .................................................................. 362 E015E 視為被保險公司之外部組織附加條款-特殊約定 ................. 363 E009 Termination Endorsement ...................................... 363 E009 保險單終止附加條款 .......................................... 363 E036B Financial Institutions Exclusions – With Carve-back For Shareholder Actions (other than Investment Banking Activities) ...................... 363 E036B 金融機構業務除外不保附加條款-承保股東訴訟(投資銀行業務除外) .................................................................. 364 E021 Deletion of Discovery Period ................................ 364 菁英三號董監事暨重要職員責任保險-進階版 ........................... 364 E021 刪除發現期間附加條款 ........................................ 364 E209B Specific Transaction Endorsement ............................. 364 菁英三號董監事暨重要職員責任保險-進階版 ........................... 365 E209B 特定交易附加條款 ........................................... 365 E023 Deletion of Outside Directorship Extension ....................... 365 菁英三號董監事暨重要職員責任保險-進階版 ........................... 365 E023 刪除外部董事之擴大承保附加條款 .............................. 365 E216 Deprivation of Assets Cover .................................... 365 E218 Extension to Primary Policy Clause ............................. 365 E216 資產剝奪相關費用附加條款 .................................... 366 E212A Amendment of Negligent Homicide in Performance of Duties and Occupational Health & Safety Extension – No retention apply ............ 366 E212A 修改業務過失致死及勞工安全衛生之擴大承保附加條款-無自負額適用 .................................................................. 366 E217 Amendment of Claims and Investigations ........................ 367 E217 修改賠償請求與調查附加條款 .................................. 368 E036C Professional Indemnity exclusion (with carvebacks) .............. 369 E148H Amendment of Continuous Cover Extension .................... 369 E148H變更繼續承保附加條款 ....................................... 370 E148C 繼續承保附加條款 .......................................... 370 E218A Extension to Primary Policy Clause –Run Off Cover .............. 370 E218A 基層保單擴大承保附加條款-擴大發現期 ........................ 371 E148I Continuous Cover Extension Amended ......................... 371 E148I 修改繼續承保附加條款 ....................................... 372 E220 Continuous Cover Extension for Specific Entity ................... 372

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    E219 Taxation Extension ............................................ 372 E219 擴大承保稅務附加條款 ........................................ 373 E222 Derivative Investigation Hearing Extension ....................... 373 E222 代表訴訟調查擴大承保附加條款 ................................ 373 E070A Pharmaceutical Exclusion Amended ........................... 373 E070A 修改藥物除外不保附加條款 ................................... 374 E139A Pre-Investigation Costs Cover................................. 374 E139A 調查前事件相關費用附加條款 ................................. 374 E036D Professional Indemnity exclusion (with carvebacks) .............. 375 E067A Payments and Gratuities Exclusion -with Sublimit ................ 375 E067A 給付及餽贈除外不保附加條款- 附屬責任限額 ................... 375 E223 刪除特定除外不保事項附加條款 ................................ 376 E018D Critical Occurrence Endorsement ............................. 376 E018D 重大情事附加條款 .......................................... 378 E099A Specific Entity Exclusion – Claims Brought Against .............. 379 E099A 特定組織除外不保附加條款 – 遭受賠償請求.................... 379 E099B Specific Entity Exclusion – Claims Brought By And Against ....... 380 E099B 特定組織除外不保附加條款 – 提起賠償請求 ................... 380 E224 Preservation of Side A Limit .................................... 380 E225 Environmental Violation ....................................... 381 E226 Cyber Privacy and Confidentiality ............................... 381 E227 Mitigation of Loss ............................................. 382 E228 Interpretive Counsel - International Securities Laws ............... 382 E229 Civil Fines and Civil Penalties .................................. 383 E230 Reinstatement of Limit if a Recovery ............................ 383 E231 Amend Loss Definition ........................................ 383 E119 控制公司撤回財務支援之除外不保附加條款 ...................... 384 E222A Derivative Investigation Hearing Extension...................... 384 E222A 衍生調查擴大承保附加條款 ................................... 384 E078E Prior Acts for Acquired Subsidiaries ............................ 385 E219B Taxation Extension .......................................... 385 E036E Professional Indemnity exclusion (with carvebacks) .............. 385 E232 Prosecution Costs Extension ................................... 386 E232 訴訟費用之擴大承保附加條款 .................................. 386 E106D Tie In Limits Endorsement- Sublimit and Aggregate .............. 386 E106D共用責任限額附加條款- 附屬及累積責任限額 .................... 386 E232 賠償被保險公司之股東費用附加條款 ............................ 387 E210A 接管及併購附加條款(繼續承保) ................................ 387

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    E210B 接管及併購附加條款(繼續承保) ................................ 387 E229A Civil Fines and Civil Penalties Extension........................ 387 E232 Indemnity to the Company for Shareholder Costs Endorsement .... 388 E210A Takeover and Merger Endorsement (Ongoing Cover) ............ 388 E210B Takeover and Merger Endorsement (Ongoing Cover) ............ 388 E210C Takeover and Merger Endorsement (Ongoing Cover)- Special Agreement ........................................................ 388 Chubb Directors and Officers and Company Reimbursement Elite Insurance Policy ............................................................ 388 C8. Amended Definition of “Wrongful Act” to include Libel, Slander and Defamation ....................................................... 391 C18A. Acquisition, Creation, Sale Or Dissolution Of Subsidiaries (Amended) .................................................................. 391 C26A. Bankruptcy/Insolvency/Creditors Exclusion ...................... 391 C28. Cancellation/Termination Clause ................................ 391 C33. Critical Occurrence Endorsement ............................... 392 C40. Deductible Waiver Clause ...................................... 393 C44A. Entity Cover for Security Claims (excluding USA/Canada) ......... 394 C45. Entity Cover for Employment Practices Liability ................... 395 C47. ERISA/SEC 16(b) Exclusion ................................. 396 C54. Future Offering Endorsement ................................... 396 C57. Fully Retrospective Cover ...................................... 396 C68-1. Insured vs. Insured Exclusion Amendment ...................... 396 C88. Outside Directorship Extension (Double Excess) .................. 397 C97. Pension Trustee Liability Extension .............................. 397 C98. Percentage Shareholder Exclusion .............................. 397 C100. Pollution Derivative Actions Extension .......................... 397 C100-1. Pollution Defense Costs Extension ........................... 398 C101. Professional Services Exclusion ............................... 398 C110. Patent/Copyright Exclusion .................................... 398 C162. Products Liability and Product Efficacy Exclusion ................. 398 C166. Asbestos Exclusion .......................................... 398 C180. Juristic Person Extension ..................................... 398 C197. Defense Costs for Criminal Proceeding with Sub-limit ............. 398 C222. Sanction Clause ............................................. 399 C223. Deletion of Discovery Period .................................. 399 C224. Amendment of Insured(s) (including reorganizer or reorganization supervisor) ........................................................ 399

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    C225. Premium Payment Warranty ................................... 399 C226. Tie In Limits Endorsement ..................................... 400 C227. Presumptive Indemnification Clause ............................ 400 C228. Amendment of Subsidiary (Exclude Specific Entity) ............... 400 C77. Prior Acts Exclusion ........................................... 400 員工誠實保證保險 .................................................. 400 共保附加條款 ...................................................... 401 共用責任限額附加條款 .............................................. 401 員工誠實保證保險 .................................................. 401 提單及特定票據除外不保附加條款 .................................... 401 疏於執行內控規定除外不保附加條款 .................................. 402 恐怖主義除外不保附加條款 .......................................... 403 被保險人擴大承保附加條款 .......................................... 403 期中變更共用責任限額附加條款 ...................................... 403 Comprehensive Credit Insurance Policy (Single Buyer Limit) ............ 403 Loss Payee Endorsement ........................................... 404 Policy Amendment Endorsement-Preference Claims ................... 405 Broker Endorsement ............................................... 405 Eligible Country Endorsement ....................................... 405 Premium Endorsement ............................................. 405 Special Buyer Credit Limit ........................................... 406 ADDITIONAL INSURED AND SPECIAL CONDITIONS ENDORSEMENT . 406 Chubb Elite Professional Indemnity Insurance Policy ................... 406 P003 Additional Insured Endorsement ................................ 408 P053 Territorial Limits Amendment ................................... 408 P053A Territorial Limits - Worldwide .................................. 408 P055 USA & Canada Endorsement .................................. 408 P075 Forwarding & Shipping Agents Endorsement ..................... 408 P060 Technology Endorsement ...................................... 409 P007 Bodily Injury & Property Damage Cover ......................... 409 P072 Medical Services Exclusion .................................... 409 P072A Medical Services Exclusion ................................... 410 P101 Specific Matters Exclusion ..................................... 410 P102 Medical Indemnity Exclusion ................................... 410 P109 Increased Limit Of Liability ..................................... 410 P110Termination Clause ............................................ 410 P111 Repair, Replacement, Recall Exclusion Clause ................... 410 P053B Jurisdictional Limits Amendment .............................. 411

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    P103 Amendment of Definition of Insured ............................. 411 P034 Media Endorsement .......................................... 411 P034A Media Endorsement ......................................... 411 P104 Policy Period Extension ....................................... 412 P105 Sanction Clause .............................................. 412 P004 Co-Insurer Clause ............................................ 412 P022 Employment Consultants Endorsement .......................... 412 P006 Absolute Bodily Injury & Property Damage Exclusion .............. 413 P035 Molestation Exclusion ......................................... 413 P106 Tie In Limits Endorsement ..................................... 413 P107 Specific Insured Endorsement .................................. 413 P033 Market Fluctuation Exclusion ................................... 413 P064 Valuation Exclusion ........................................... 413 P108 FINANCIAL ADVICE EXCLUSION .............................. 414 Chubb Elite Professional Indemnity Insurance Policy- Single Project for Design and Construction Professionals ...................................... 414 Chubb Elite FraudProtector Insurance Policy .......................... 417 Associated Companies Exclusion .................................... 418 Auditor Fee Extension .............................................. 418 Employee Dishonesty Covered Only Clause ........................... 418 Loss Payee Clause ................................................ 418 No Auditor Fee Extension Clause .................................... 419 Outsourcing Endorsement .......................................... 419 Aggregate Limit Endorsement ....................................... 419 Specific Entities endorsement ....................................... 419 Global Insurance Program Endorsement .............................. 419 Retroactive Date Exclusion .......................................... 420 Tie In Limits Endorsement .......................................... 420 Policy Period Extension Endorsement ................................ 420 Direct Labors Exclusion............................................. 420 Chubb Elite II FraudProtector Insurance Policy ........................ 421 Aggregate Limit Endorsement ....................................... 421 Specific Entities Endorsement ....................................... 421 Associated Companies Exclusion .................................... 422 Premium Payback Clause ........................................... 422 Retroactive Date Exclusion .......................................... 422 GLOBAL INSURANCE PROGRAM ENDORSEMENT .................. 422 Prior Act cover for Acquisitions ....................................... 423

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    Chubb Elite III fraudProtector Insurance Policy......................... 423 Associated Companies Exclusion .................................... 423 Co-Insurance And Claims Co-Operation Endorsement .................. 424 Interlocking of Limits Endorsement ................................... 424 Social Engineering Endorsement .................................... 425 Retroactive Date Exclusion .......................................... 425 Specific Entities Endorsement ....................................... 426 Direct Labors Exclusion............................................. 426 Prior Act cover for Acquisitions ....................................... 426 Specific Matter Endorsement ........................................ 427 Associated Companies & Subsidiary Exclusion ........................ 427 Specific Project endorsement........................................ 427 Specified Insured Endorsement ...................................... 427 Retroactive Date Exclusion for Specific Entity.......................... 428 Company Deemed To Be A Subsidiary ................................ 428 Chubb Elite II fraudProtector Excess Insurance Policy .................. 428 Co-Insurance And Claims Co-Operation Endorsement .................. 429 Export Credit Insurance (Risks Attaching) ............................. 429 Export Credit Insurance (Risks Attaching) ............................. 430 Amendment of Confirmation of Debt, Default and Invoicing Endorsement . 430 Chubb Elite Directors & Officers Excess Liability Insurance Policy ........ 431 E163 Not following underlying endorsement ........................... 432 菁英版董監事暨重要職員超額責任保險 ................................ 432 Time Charter (Excluding Bareboat & Demise Chartering) Insolvency & Default Insurance (Losses Occurring) ....................................... 432 Time Charter Endorsement ......................................... 433 Trade and Economic Sanctions Endorsement ......................... 433 Co-Insurer Clause ................................................. 433 Chubb Elite FINANCIAL INSTITUTIONS CIVIL LIABILITY INSURANCE POLICY .......................................................... 434 MAJOR SHAREHOLDERS EXCLUSION – ABSOLUTE................. 437 MAJOR SHAREHOLDERS EXCLUSION – CLIENT OR CUSTOMER CARVE BACK ............................................................ 437 Tie in Limits – Chubb FIPI policies ................................... 437 US EXCLUSION – ABSOLUTE ...................................... 438 Retroactive Cover Exclusion ........................................ 438 AMEND DEFINITION OF PRINCIPAL ORGANIZATION ................. 438 AMEND DEFINITION OF PROFESSIONAL SERVICE .................. 438

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    AMEND EXTENSIONS ............................................. 438 SANCTION CLAUSE ............................................... 438 菁英版金融機構專業責任保險 ........................................ 438 變更承保範圍附加條款 .............................................. 440 共保及賠償請求共同合作附加條款 .................................... 441 期中增加責任限額附加條款 .......................................... 441 共用責任限額附加條款 .............................................. 442 追溯日前行為除外不保附加條款 ...................................... 442 追溯日前行為除外不保附加條款(新從屬公司適用) ...................... 442 期中變更共用責任限額附加條款 ...................................... 442 銀行業綜合保險 .................................................... 442 共用責任限額附加條款 .............................................. 444 承保各國貨幣附加條款 .............................................. 444 春節期間增加保險限額附加條款 ...................................... 444 恐怖主義除外附加條款 .............................................. 444 營業處所財產擴大承保新設營業單位及自動櫃員機附加條款 .............. 445 擴大承保疏忽短鈔附加條款 .......................................... 445 疏於執行內控規定除外不保附加條款 .................................. 445 銀行業綜合保險 .................................................... 446 員工不忠實行為擴大承保被保險人附加條款 ............................ 446 共保附加條款 ...................................................... 447 期中變更共用責任限額附加條款 ...................................... 447 保險接管人專業責任保險 ............................................ 447 保險期間延長附加條款 .............................................. 448 擴大發現期間附加條款 .............................................. 448 保險接管人清理人專業責任保險 ...................................... 449 Chubb Financial Institutions Bond Policy .............................. 450 金融機構綜合保險 .................................................. 450 Chubb Electronic and Computer Crime Policy ......................... 450 Interlocking of Limits – Chubb Bond/ECC Policies ...................... 451 共用責任限額附加條款 .............................................. 452 特別約定附加條款 .................................................. 452 特定組織除外不保附加條款 .......................................... 452 Chubb Elite Personal Information Protection Insurance Policy ........... 453 Chubb Elite Personal Information Protection Insurance Policy ........... 456 Tie In Limits Endorsement ......................................... 456 Chubb Elite Personal Information Protection Insurance Policy ........... 456 Policy Period Extension Endorsement ............................... 456

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    菁英個人資料保護保險 .............................................. 456 菁英個人資料保護保險 .............................................. 459 共用責任限額附加條款 .............................................. 459 安達產物企業資訊安全風險管理保險 .................................. 459 Chubb Cyber Enterprise Risk Management Insurance Policy ............ 464 Chubb Cyber Enterprise Risk Management Insurance Policy Co-Insurance and Claim Control Endorsement ..................................... 469 Chubb Cyber Enterprise Risk Management Insurance Policy Termination Endorsement ....................................................... 470 Chubb Cyber Enterprise Risk Management Insurance Policy Incident Response Team Endorsement ....................................... 470 Chubb Cyber Enterprise Risk Management Insurance Policy ........... 471 Non-Accumulation Of Limits ........................................ 471 Chubb Cyber Enterprise Risk Management Insurance Policy ........... 471 Additional Subsidiary Endorsement ................................. 471 Chubb Cyber Enterprise Risk Management Insurance Policy Specific Entity Exclusion Endorsement............................................. 471 Chubb Cyber Enterprise Risk Management Insurance Policy WW Territory Endorsement ...................................................... 471 安達產物企業資訊安全風險管理保險 事故應變小組附加條款 ............. 471 安達產物企業資訊安全風險管理保險 承保範圍全世界附加條款 ........... 472 安達產物企業資訊安全風險管理保險 特定組織除外不保附加條款 ......... 472 安達產物不動產開發商責任保險(索賠基礎制) .......................... 473 安達產物不動產開發商責任保險(索賠基礎制)修改專案服務附加條款 ...... 474 Chubb Elite III Investment Management Insurance Policy ............... 474 DELETION OF FUND .............................................. 477 Compensation for Court Attendance Endorsement ..................... 477 EMPLOYMENT RELATED WRONGFUL ACT - ENTITY COVER (Worldwide) .................................................................. 478 Extend To Cover Juristic Person As Director Endorsement .............. 479 US Securities and Exchange Commission Exclusion ................... 480 EMPLOYMENT RELATED WRONGFUL ACT - ENTITY COVER (EXCLUDING USA) ............................................................. 480 Interlocking of Limits – Erosion only .................................. 482 MAJOR SHAREHOLDERS EXCLUSION – PERCENTAGE AMOUNT WITH CARVE BACKS INCLUDING FUNDS ................................ 482 MONEY LAUNDERING EXCLUSION ................................ 482 TRADE AND ECONOMIC SANCTIONS ENDORSEMENT .............. 483

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    US EXCLUSION ................................................... 483 RETROACTIVE COVER EXCLUSION ................................ 483 COMPANY DEEMED TO BE A SUBSIDIARY .......................... 483 PAYMENT AND GRATUITIES EXCLUSION ........................... 483 SPECIFIC MATTER EXCLUSION .................................... 484 SUB-LIMIT FOR LOSS OF DOCUMENT AND BREACH OF PRIVACY .... 484 PRIMARY COVER FOR SUBSIDIARY CLAUSE ....................... 484 ADDITIONAL NAMED INSURED PERSON ........................... 484 Interlocking of Limits (IMI Policies) ................................... 484 Policy Period Extension............................................. 484 ADDITIONAL NAMED INSURED ORGANIZATION ..................... 485 SCHEDULE OF FUNDS ............................................ 485 菁英三號投資管理責任保險 .......................................... 485 特定基金除外不保附加條款 .......................................... 488 公司僱傭上錯誤行為附加條款(全世界) ................................ 488 出庭費用補償附加條款 .............................................. 489 美國證券交易法案件除外不保附加條款 ................................ 490 擴大承保法人董事附加條款 .......................................... 490 公司僱傭上錯誤行為附加條款(除外美國地�