CHINESE EDITION Oct 31, 2014 Real Estate Weekly

•2 OCTOBER 31, 2014 » REAL ESTATE WEEKLY » REW.ca

怡富地产顶尖 25 经纪

!大溫金牌經紀

頂尖25怡富地產集團經紀連續榮獲怡富地產集團主席大獎和總統大獎

Janet Lu沈太 778-882-7727website: www.janetlu.ca | Email: [email protected]

ROYAL PACIFICREALTY GROUP

大溫金

$3,680,000

435 W 59th Ave ., Vancouver435 W 59th Ave ., Vancouver

$2,480,000

3575 W 27th Ave. , Vancouver3575 W 27th Ave. , Vancouver

$2,680,000

$4,080,000

7291 Petts Rd, Richmond7291 Petts Rd, Richmond

$2,788,000

2360 McBain AV , Vancouver2360 McBain AV , Vancouver

$1,180,000

2741 W 43rd Ave. , Vanvouver2741 W 43rd Ave. , Vanvouver

$960,000

$3,580,000

$2,880,000 $2,898,000

$1,298,000

$3,098,000

$868,000

OCTOBER 31, 2014 3• » REAL ESTATE WEEKLY » REW.ca

[email protected]

[email protected]


溫哥華領先地產營銷團隊

了解市場趨勢掌握投資先機

778.689.8918 davidchen.ca

RE/ MAX CREST RE ALTY WESTSIDE - Independently Owned & Operated

1428 W. 7th Ave, Vancouver B.C., V6H 1C1 | T. 604.602.1111

RE/MAX傑出經紀獎大溫金牌經紀部分收入捐贈

BC幼儿慈善团体CMN

我們提供

$299,800 $78,000

$4,988,000 $839,900

$399,000

$839,800

$838,800

$1,580,000 $1,871,000

$3,488,000 $2,450,000


$329,900

$2,298,000

$1,850,000 $459,900 $479,900

$888,800 $1,925,000 $1,668,000 $899,800

$839,000$2,088,000

$669,500

$879,000

$229,800

$580,000

$595,000

$470,000

$1,039,000$5,680,000


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Real Estate Weekly


A GLOBAL LEADERA LANDMARK ADDRESS

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FRIDAY, NOVEMBER 15, 2013

BURNABY

R E A L E S T A T E W E E K L Y

Looking to BUY or SELL a home? To assist you in making the best decisions, a professional Realtor can provide

the most up to date information on the real estate market, price, fi nancing

and comparative properties in your area.

Find your EXPERT Real Estate professional right here in REW.ca!

Many fi rst-time buyers are so excited about fi nding that perfect home that comes with everything on their wish list that they often don’t realize that the costs involved go beyond the purchase price. “We often enter into the single biggest purchase of our lives without a clear plan, research or budget,” says Gordon Bennett, a partner/lawyer at Bennett & Parkes. THE MORTGAGEOnce the decision to buy a new house

has been made, the fi nancial adventure begins. Meet with your lender or mort-gage broker to fi nd out exactly what you can aff ord to spend. The fi rst order of busi-ness will be to determine the amount of your down payment. You need a minimum of fi ve percent down to around 20-25 per cent. The lender then calculates what you can borrow based on the total of mortgage payment, property taxes, heating costs

and any current debts you’re carrying.A great place to start researching is on the CMHC website (Canada Mortgage and Housing Corporation). There is a calcula-tor that helps you estimate the maximum purchase price and maximum monthly housing cost you can aff ord based on your gross monthly household income. Generally the monthly cost of your mort-gage, property taxes and home insurance should be no more than 28 to 32 per cent of your monthly gross pay. Some advisors suggest using your take-home pay to cal-culate that same percentage so you’re not eating up all of your income with home expenses.COSTS OF BUYINGBuying entails a number of extra costs as

well. You may also be responsible for real estate commissions (if you are selling as well as buying), mortgage loan insurance (if you are paying less than 20 per cent down on your home) and, on a newly built

home, GST and possibly PST. It’s worthwhile to pay for a home inspec-tion to check for major issues. As a buyer, you don’t pay your Realtor, but it’s important to have a lawyer or notary public to represent your interests, and you do pay for that. A buyer is also responsible for the property transfer tax of 1 per cent on the fi rst $200,000 and 2 per cent on the balance. Buying expenses can also include a site

survey, optional title insurance and strata move-in/move-out fees.And don’t forget about moving expenses.

THEN THERE ARE OWNERSHIP EXPENSESYou fi nally have a place to call your own. Now, you have to protect it and your valu-ables. Homeowner’s insurance is impor-tant because it covers you for unforeseen incidents, such as fi re, burglary, a fl ood, or sewer or water damage. Once you own, there are heating, elec-

tricity, cable, Internet, home telephone,

garbage, sewer, property taxes and other local municipal fees to consider. You may even need to buy an annual parking pass to park on your street.Things do break down, so you need to

have a bit of a fi nancial cushion in case the washer quits or your hot water tank bursts. In addition, when buying a townhome or condominium, soon-to-be buyers might also end up with major replacement or repair costs—beyond the monthly strata fees. Don’t let those hidden costs turn you off buying a home. If you practise due diligence, you’ll be able to kick back and enjoy your new home that much more.

THE REAL COSTS OFHOME OWNERSHIP

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Dollars and cents of buying a new home: don’t get caught by hidden costs!

ELL a home? ng the best decisions, a professional Realtor can provide

the most up to date information on the real estate market pric fifi


John Carlisle


#210-6740 Station Hill Court Bby $222,000

1536 Vinson Creek Road Van W$5,380,000

3500 River Road, Rmd$2,120,000

#2102-6088 Willingdon Ave Bby$338,000

1103-5728 Berton Ave, Van W$618,000

107-5838 Berton Ave., Van W$1,650,000

4540 W 11th Ave, Van W 7619 Sunnydane Rd. Rmd 2715 W 20th Ave, Van W 3431 Lamond Ave, Rmd 3460 Lamond Ave, Rmd 122 W 43rd Ave, Van W1105-1325 Rolston Street ., Van2437 Halston Ct, West Van1280 W 57th Ave., Van W641 Andover Place ., W.Van

$828,000列治文最方便生活区

TH3- 7979 Firbridge WY, Richmond $798,000

8251 Alanmore Place Rmd$998,000

9280 Boyd Court Richmond $1,698,000

1006-5199 Brighouse Way Rmd$1,298,000

4686 W 8th Ave Van Maine&Cambie Skytrain station$2,998,000

$1,780,000 $1,050,000

1794 W66th Ave Van$1,898,000


VANCOUVER PROPERTY GROUP, ERIC LANGHJELM4.00 x 972.00R100410314C

Tasteful and elegant 6 year old, 4,083 sq ft family home on a quiet cul-de-sac at the north end of the Glenea-gles Golf Course. This residence features 5 bedrooms,

heat, granite counters, high-end appliances, quality

onto a covered patio and level, child-friendly back yard with private hot tub and detached 2 car garage. Up-stairs offers 3 bedrooms and 3 bathrooms, including a gorgeous master suite. Downstairs offers 2 bedrooms, 2 bathrooms, and a large rec / media room. If needed, the downstairs could easily be converted into a legal 2 bedroom suite with private entrance. The home is within walking distance to Gleneagles Elementary, Gleneagles Community Center, numerous parks and beaches, and the charming village of Horseshoe Bay.

6427 PITT STREET, WEST VANCOUVER

ERIC LANGHJELMVANCOUVER PROPERTY GROUP

778.688.4149VPGREALTY.CA

[email protected] at $2,199,000Open House Sunday 2 - 4

VPG REALTY INC#100 - 2489 BELLEVUE AVENUEWEST VANCOUVER BC V7V 1E1

604 281 0930 VPGREALTY.CA

CHINESE EDITION Oct 31, 2014 Real Estate Weekly

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