Brs Ppt Siva Bandaru(M623)
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Transcript of Brs Ppt Siva Bandaru(M623)
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E-FINANNCETHE FUTURE IS HERE
WRITTEN BY---
V.C.JOSHI
PRESENTED BY
BNV SIVA PRASAD.B
(M6-23)
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ABOUT THE AUTHOR
V.C.Joshi is a financial services consultant in Pune.
He retired as general manager UK and European
branches, bank of India and had served as a directorof the National Insurance Academy, Pune, India.
He was the chairman of Indian banks association,
London.
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ABOUT THE BOOK
e-finance: the future is here exhorts the Indian banks to
use their post crisis advantages like safe and sound
business practices, technology competence and lowercosts to attract business from overseas customers. The
future is here avers V.C.JOSHI and suggest that financial
institutions could effectively use their branch network to
market e-services
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content
1. Indian Development Within The
Global Context
2. Websites
3. Products And Services in India
4. E-banking and E-insurance
5. E-trading
6. Click and Brick marketing
7. Cyber Crimes
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Indian Development Within The
Global Context
In India the number of internet users
could well be put at about 49 million.
Of these 40 million from urban area
and remaining 9 million people arefrom rural area.
The growth in number of regular
users is very substantial at 33
percent. Most of the internet users
are in the age of 19-35.
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IMPACT ASSESSMENT
Customer development and e-
marketing.
Customer service and support.
Business to business growth inactivities.
Finance and accounting.
Retail and wholesale operations.
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Websites A major part in attracting clients is
played by the websites which are the
entry points
Access Devices
The Online Value Chain
Aggregators
Outsourcing versus Doing It Yourself
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Products and Services in India
By using internet we will save our money.
There are different approaches to reachcustomers like Continual Evolver, Clean slate
Approach.
E-Money : E-money represents monetary value
which is stored on electronic devices and which
is acceptable as a means of payment by
undertaken other than issuers.
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E-banking and E-insurance E-banking is defined as the automated delivery of new
and traditional banking products and services directly to
customers throw electronic and interactive
communication channels.
Planning and Development.
Bank Websites.
Attacks on Banks Websites.
Products Offered
E-insuranse : E-insurance can be broadly defined as the
application of internet and related information
technologies to the production and distribution of
insurance services.
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E-trading It is different to the traditional markets in several
respects.
It is a facility that provide some or all of the
fallowing services.
Electronic order routing from users to system.
Automated trade execution-translation orders in to
trade Electronic dissemination of bid/offer quotes and depth.
Post trade information
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Click and Brick Marketing Marketing for Intangibles
Marketing Objectives
Profitability
Providing high return on investment.
Achieving certain market share/growth.
Development of an image.
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Marketing department in financial
institutions are all too familiar with the 4
Ps(product, price, promotion and place).
These are also important elements
Addressability - How does one identify suchcustomers?
Accountability - How easy to reach results?
Affordability - How easy is it to interact
with the customer? Acceptability - Are your customer ready,
willing and able to receive your message?
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Cyber Crimes
Hackers: Use illegal methods of accessing a computer.
Cracker: programmers to extract information and benefit
from it.
Stealers: Beg, borrow or steal- passwords and other
critical information.
The bankers book of evidence act, 1891, was amended in
2002 for acceptance of digital evidence.
o A certificate to the effect that it is a print out of such
entry
o Safeguards adopted to prevent and detect unauthorized
change of date
o Mode of identification of data storage devices.
o Arrangement and custody of such storage devices.
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TRANSITIONAL