Shriram City—News Letter - Breeze- 1st April 2017

APRIL 2017 .

BREEZE EDITORIAL COMMITTEE

wishes all its readers

Happy Sri Rama Navami, Mahavir jayanthi , Ambedkar Jayanthi & Good Friday

Cultivation of mind should be the ultimate aim of human existence.— B. R. Ambedkar

9th April 2017

Mahavir Jayanti

14th April 2017

Ambedkar Jayanti

14th April 2017

Good Friday

5th April 2017

Sri Rama Navami

Shriram City—News Letter - Breeze- 1st April 2017

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Mancherial branch was adjudged the BEST BRANCH in Recovery in the state of

Telangana for February-2017. Mr. K. Pavan Kumar is the person leading this branch

from the front as the Branch manager. He started his association with Shriram as an

Office Assistant in the year 2004 at Godavarikhani & became SOA in the year 2006.

Further he was promoted as Junior Manager at Godavarikhani itself in the year 2008.

Later seeing his acumen in business and leadership qualities in both Business and

Arrears management he was elevated as Junior Manager and was asked to head Jagityal

Branch in 2012. Later he was transferred as Branch manager to Mancherial in the year

2014.

Mr. K. Pavan Kumar had been setting remarkable trends in the recovery front by formulating

strategies considering the months target . He sits and discusses with his recovery team in the evenings

and assesses his team’s performance for the day and guides them accordingly for them to close the given

targets. His remarkable skills & traits have helped him decrease the arrears percentage which has made

him possible to achieve this magic feat.

His father Mr.K. Odelu aged 65 years a diploma holder, is a Retired employee from SCCL. His mother

had expired. He is married & his wife Mrs. K. Swetha is a Graduate who has been the driving force to

him from the back for achieving this feat. He is blessed with two sons who are seven & two years old.

In recovery front Khammam Cluster was adjudged as the Best Cluster for TW/HP/PJ

vertical. Khammam District is a district in the eastern region of the Indian state of

Telangana. The city of Khammam is the district headquarters.

Khammam Cluster is headed by Mr. G. Vijaya Kumar, who joined our Group in the

year 2003. He started his career as an Office Assistant and became a Senior Office

Assistant in 2005. He has the credit of conducting the first all brands TW Mela at

Madhira & seeing his strong inclination towards Marketing Activities he was promoted

as a Junior Marketing Officer in 2009 , was posted as Division In-Charge for TW’s at Khammam

Divisional office. As the Divisional In-Charge for TW’s he procured the highest numbers in 2011

January for the state of combined AP. In 2012 he was made as the Branch Manager for Khammam-II

branch . Due to his capabilities of Team leading and building he was promoted as Senior Manager and

was posted to Nirmal Division in May-16 & again from there was transferred to Khammam as

Divisional Manager in December-2016 .He has been continuing his vigorous efforts in Building

Business & Controlling arrears in the 8 branches under his control till date.

Mr. G. Vijaya Kumar as he is fondly called by all , has set a mark among all the clusters by doing very

well for the month of February 2017 in recovery for HP & TW. His Cluster has been achieving a

collection percentage of more than 97% month on month. Both the business & recovery is managed well

thereby leading to a lesser arrear percentage. Mr. G. Vijaya Kumar’s most important skill is

identifying the right staff for the particular task to be delegated which has made him to stand in this

position today.

His father Mr.G.Subramanya Sastry aged 78 years is an Agriculturist. His mother Mrs.G.

Seetharamamma is a home-maker aged around 68 years. His wife Mrs G. Vagdevi is a Graduate in B.sc

(Math’s) & they are blessed with two girl children, Satcharitha aged 6 & Vedapragna aged 3, who are

studying I class & play school respectively . Contributed by: Mr.V.Prasad, SVP, Hyderabad

Shriram City—News Letter - Breeze- 1st April 2017

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Celebrating Pan India achievement of 50 lakhs valued Two Wheeler customers As a part of this achievement, Maharashtra team had arranged for Dealers Meet at six divisions viz. Kolhapur, Pune, Nashik, Amravati, Nagpur & Aurangabad, on various dates during the month of March 2017. The Meet was well attended with the presence of all major dealers of Honda, Hero, TVS & Bajaj two wheelers. The inter-action with the dealers was educative & innovative. All

the dealers have assured us of continued co-operation in our march towards future goals. We felicitated some of the major dealers as without their ardent support the achievement would not have been possible. Contributed by: Mr. Lakshminarayan, Mumbai

Mr. Raj Patil, Raj Auto, HMSI, Amravati

Mrs. Ghatge Patil, , Hero, Kolhapur

Mr. Deshmukh, Hero, Hingoli

Mr. Hemant Khiwsera Hero, Aurangabad

Our Senior Managers

Shriram City—News Letter - Breeze- 1st April 2017

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ONE CHANGE

AT A TIME

When exams are around the corner, it is inevitable that students and often their parents feel the pressure of managing the STUDY time tables so as to perform well. That is also the time when time pressure, the accumulated backlog of studies and the need to overhaul one’s life suddenly begins to overwhelm them. Similar situations crop up in our life off and on and the need to overhaul our life is the one common constant irrespective of which phase of life we are in. In trying to overhaul one’s life, the cardinal mistake we make is, thinking that we can

overturn all the bad habits we have imbibed over the years, overnight. Just as you and I

took nine months to be born, just like a year takes twelve months to change and a day

requires 24 hours to be completed before a new day begins, we have to patiently work on

small changes in our ATTITUDE, STYLE & BEHAVIOR before the effects of

transformation are visible.

The four essentials for transformation are:

Deciding to change – This is the first step in bringing about any meaningful change in one’s life. Until one decides to change, the status quo would always seem impossible to change. Excuses, rationalization and reconciliation with the existing situation would constantly nag you into succumbing to the status quo. Decide that you need to change your habits, your style, adopt a different strategy E.g. You know you have to spend more hours studying. You will find enough reasons why you are unable to do so and rationalize your decision for not being able to change and finally reconcile that you are a mediocre student. The same holds true for those wanting to lose weight but not being able to get themselves to eat healthy or exercise.

Shriram City—News Letter - Breeze- 1st April 2017

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Planning the change – Once you decide to change, the key is to spend some time planning how you are going to bring about the change and be the change you want. Many of us fail in this step simply because we visualize that implementation of the plan is impossible. If you can outline the map to achieving what your goal is, you would at least have a clear agenda to follow. E.g. Having a clear time table to study is the first step in ensuring you are able to do justice to each subject that you have to study. Those subjects requiring practice or additional study, however much you dislike the subject, must be allotted more time.

Implementing the change – This is the toughest part of the process of transformation. At this stage you are attempting to move away from all that you felt comfortable doing despite knowing the consequences, to disciplining yourself doing unpleasant things, in the hope that it will give you good results. The tough part is beginning, the tougher part is motivating yourself to continue but the toughest part is keeping the momentum going. The trick is to visualize the small changes, mentally see yourself inching yourself forward towards your goals and occasionally noting how much you have progressed and how closer you are to your final goal. Being patient – This is the most important virtue because without it, one would be tempted to give up. Patience comes from self belief, from charting out progress and being reasonable about your expectations at every given time line. Occasionally you could be slipping as per your plans, at other times you feel your pace is slow and many times there seems to be no motivation to pursue your plans. Remember the number of times you fell of your bicycle before you managed to master it or the number of times you felt you were drowning before you learned to swim. The lure of the eventual goal must be so encompassing that you become patient enough to trudge along despite all the obstacles that come your way. Try these:

Try to play a new sport or pick up a new hobby. Notice how you, much time you take to gain expertise, despite your possible talent in that field.

List out 3 changes that you want to bring about in your life. Outline what is stopping you from doing it. Plan and implement the plan to bring about the change.

Challenge yourself to overcome a constant criticism that you often encounter either from your spouse / child/ friend / colleague / well wisher.

Shriram City—News Letter - Breeze- 1st April 2017

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PICK THE BEST COLOURS TO WORK BETTER

From making a website to selling merchandise, colour make a strong impact and influence the outcome

AT AN INTERVIEW

Researchers say that over 50% of communication at an interview is non-verbal. So your clothes

colour should leave an impact

WHICH COLOURS WORK?

Blue, Black, Grey, Brown and White are the best. While Orange is universally considered the worst

colour for an interview. Also avoid Yellow, Green and Purple

WHY?

BLUE – Blue (navy) is considered the perfect pick as it reflects, Trust, Confidence, Calmness and Stability

GREY – Grey is the second safest choice and shows you are independent and sophisticated. It also does not distract the interviewer.

BLACK – Black Portrays leadership skills, and authority. So may be best for high-level executive or managerial positions

BROWN – Brown reflects, dependability, warmth and safety, all good traits to work in a team

MAKING A WEBSITE

Use Colours as per your target audience as the choice varies with gender and age. You should

also incorporate the Company’s main colours. Another important decision is the use of background

secondary colours.

WHICH COLOURS WORK?

The above factors will decide your choice of colours. Avoid Brown , Grey, Orange for women

themes and Brown and pink for men

WHY?

SOFT GREEN – Green can be used for financial and environmental themes

RED -Red will help create a sense of urgency and activity and likely to get fast reader response

SOFT BLUE – Use blues to induce trust and loyalty among your readers

DARK COLOURS – Dark colours like Back and Brown have low conversion rates. Bright red, yellow, Orange and Green have a higher response rate.

Shriram City—News Letter - Breeze- 1st April 2017

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AT WORK PLACE

You can pick colours for walls and décor of workplace depending on whether you want to

increase focus and calmness or induce creativity or even spur physical activity.

WHICH COLOURS WORK?

Blue, Green, Yellow, Orange and neutrals like White Brown, etc.,

WHY?

SOFT BLUE – Soft Blue raise concentration, efficiency and productivity

SOFT GREEN – Soft green bring down anxiety and rejuvenate people, helping them work long hours

YELLOW OR ORANGE – Soft tones of these colours will spread warmth and stimulate people

NEUTRALS – Neutral like White, Cream or Grey may be clean, but won’t stimulate the employee. Brown can be depressing

DESIGNING A BUSINESS CARD

Colour preference in Business Cards should reflect both the company as well as the individual

philosophy

WHICH COLOURS WORK?

Dark shades of Blue, Green, Magenta, Red and Purple work well in combination with Black and

white

WHY?

WHITE & OTHER COLOURS – White in combination with Black or other colours is a sage choice but will not leave a strong impression

BLACK & GOLD OR DEEP HUES – Black combines with fold or other deep contrasting colours will help you stand out. You can also use dark shades or primary colours.

SOFT TONES – Do not use only soft colours as they are seen to reflect lac of seriousness

HOME – OFFICE

Entrepreneurs and self-employed people working from home should use blue for higher focus

but personal choice and type of work too place a role

WHICH COLOURS WORK?

Neutrals and pastels with a splash of primary hues can be good. You could also use a single tone

with accent colours

WHY?

NEUTRALS – Neutral like white, cream and Grey or beige will prevent distractions. To drown out monopoly use accent colours like red, orange, blue and green

PASTELS – Pastels in the right combinations like soft green and blue or pale yellow and Brown can be used to keep you focussed and calm

Shriram City—News Letter - Breeze- 1st April 2017

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SELLING A HOUSE

First impression matters a lot when it comes to selling a house. So keep aside your personal

preferences and go for the safest options

WHICH COLOURS WORK?

White, cream, beige and Brown are the safest colours for exterior, while neutrals and pastels are

best for interiors

WHY?

WHITE & CREAM – White and cream not only make the house look bigger and cleaners but are also among the most preferred

BEIGE & BROWN – Beige and Brown convey warmth and safety and hence are inviting the potential buyer

PASTELS – Cream and Pastes like pale blue, green, peach and yellow are the best options for interiors as the buyer will be lure by trust, reassurance and peace

IN A SHOWROOM

As per research, 80% of the branch recognition is due to colours. So the right colour of product, walls

and shelves can induce the desired reaction in customers.

WHICH COLOURS WORK?

From Pastels to primary colours, all will work depending on the products

WHY?

BLUE & GREEN – Blues and greens will reassure and clam customers and make them linger to buy more

RED – Pick red if you want quick purchases, organise sale or sell food

ORANGE & BROWN – Warm colour like orange and Brown will make people happy and make impulse purchases

PINK & PASTELS – Pink and pastels will easily work wonders for stores with feminine and baby care products

FOR SALES PEOPLE

Try to match the colour of your clothes with the company colours as it will inspire trust and,

confidence in the client

WHICH COLOURS WORK?

White and neutrals work best. Strong, deep colours should be avoided as these will draw attention

away from products

WHY?

NEUTRALS – White, Neutrals and skin shades work well as they keep the customer focussed

on the product

ORANGE & YELLOW – Soft Shades of orange and yellow can also be used to induce cheer and

happiness

AVOID THESES – Brown, Black, Red, Violet and Grey should definitely avoided as these

do not inspire trust or confidence

Courtesy: The Economic Times. Contributed by: Mr.R Sankar,,AVP,Chennai

Shriram City—News Letter - Breeze- 1st April 2017

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DYKS – APRIL 2017

Rules of DYKS The details and rules of the Do You Know Series are as follows:

Each issue will contain 3 multiple answer questions All replies to be sent to DYKS@shriramcity.in only. The mails should be sent from the official mail ID of the employee. The response mail should be as follows;

Sl No Required Information Employee Entry/ Answer to Quiz

1 Employee Name

2 Employee Number

3 Designation

4 Email ID

5 Branch code and name

6 State

7 Answers:1

2

3

The name of the employee from each state and from whom the first correct response comes will be published in the subsequent issue of ‘Breeze’.

Shriram City—News Letter - Breeze- 1st April 2017

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DYKS - APRIL 2017 1. What is the minimum Deposit

amount for the Cumulative

Deposit in Shriram City ?

a. Rs. 1,000 b. Rs. 2,000 c. Rs. 5,000 d. Rs. 10,000

2. What is the time limit of

Premature Withdrawal of

Deposits ?

a. 3 months b. 6 months c. 8 months

3. Which of the following rates

decided by the RBI is called

‘’Policy Rate’’?

a) Lending Rate b) Repo Rate c) Deposit Rate d) All the above

Shriram City—News Letter - Breeze- 1st April 2017

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Editorial Committee

Shri K.Subramaniam

CO, Mylapore

Smt M.Subhashree

BSC, Santhome

Shri M.Radhakrishnan

BSC, Santhome

Shri N.R. Sivakumar

SFPS,Santhome

Communication Address:

Editorial Committee, (News Letter—Breeze)

Shriram City Union Finance

144, Santhome High Road, Chennai—600 004

Phone: 044 43925300

Email: breeze@shriramcity.in

Coming together is a beginning

Keeping together is progress

Working together is success.

- Henry Ford