ational - NSS Lifensslife.org/wp-content/uploads/NSSNatlNewFeb16.pdf · Examples of qualified...

F E B R UA RY 2 0 1 6 | N S S L I F E2

�ational �lovak �ocietyN A T I O N A L N E W S

Periodical Postage Paid at McMurray, Pennsylvania and Additional Mailing OfficesOwned and Published by the

NATIONAL SLOVAK SOCIETYOF THE UNITED STATES OF AMERICA

Organized February 16, 1890351 Valley Brook Road, McMurray, PA 15317-3337

USES 0371-140 - ISSN: 0027-7940Phone: (724) 731- 0094 -- E-Mail: [email protected]

NSS Web Site: www.nsslife.orgFax No: 724-731-0145

Founder and Honorary President, Peter V. Rovnianek

EDITORLORI CROWLEYPublished Monthly

Send articles for publication to:351 Valley Brook Road

McMurray, PA 15317-3337Deadline: 5th of preceding month.

“POSTMASTER” SEND ADDRESS CHANGES TO:NATIONAL SLOVAK SOCIETY

351 VALLEY BROOK ROAD, MCMURRAY, PA 15317-3337

NSS EXECUTIVE OFFICERSDavid G. Blazek, FIC, President, CEO & ElderJoseph Stefka, Jr., Chairman of the BoardLinda M. Strom, Secretary/Treasurer, CFO

NSS BOARD OF DIRECTORSAlan Burns

Michael CzarneyAndrea GarbonKeith S. GodorAbigail GrossRobert KatricakSusan OndrejcoDrew Wesnak

NSS HONORARY OFFICERS

Sophia Hudak, Tribunal MemberAnthony Beno, Director

Dean Burns, Vice-PresidentMary Jo Holker, DirectorEdward Koches, DirectorPaul J. Godor, Director

Joseph Tomaskovic, Jr., Director

FSWFE HONORARY OFFICERSJustine Wesnak, President

Reverend Monsignor Thomas V. Banick,Spiritual Advisor

PBU HONORARY OFFICERHenri O. Albert, President

ROCWMAS HONORARY OFFICEROlga Kasnot, President

FSWFE and PBU merged with NSS in 1997ROCWMAS merged with the NSS in 1998

Inside this Issue...

From the Executive Officers

Assembly Activities

NSS Financial Matters

President’s Column................................. 4Secretary/Treasurer Column ................... 5

Activities at a Glance ............................ 3

Annuity Interest Rates ............................ 6

NSS News/Activities

Bowling Application ............................... 8Rules and Regulations .......................... 9Fraternal Activities Coordinator.............. 10

Na;rodne; Noviny

Zimne; kvety.................................... 12La;ska je .......................................... 12Pozna;mka Pre C"lenov NSS ........... 12Vyraznes'ie dni vo Februa;ry .......... 12Sv. Cyril a Metod .......................... 12Fas'iangy su; najma/ o tradi;chia;ch a dobrom jedle ............................... 12

Assembly News

NSS History ............................................ 11Departed Members ................................. 13PVR Donations ....................................... 13Meeting Notices .....................................14-15

Youth Circle News

New Members ......................................... 16

NSS Sales Department

National Sales Director............................ 7

3w w w. n s s l i f e . o r g | N AT I O N A L N E W S

REGION 2 Assemblies L075, 0146, 0617

No activities at this time

REGION 5 Assemblies P38A, 0039, 0100, L105, 0108, 0123, L161, 0283, 0377,0434, 0441, 0588, 0700, 0737, 0774

February 22 Assembly 0588, Meeting, Stefka residence at 6:00 pmMarch 5 Assembly 0737, Meeting, Godor residence, North Huntingdon, PA at 1:00 pmMarch 6 Region 5, Meeting, Home Office, McMurray, PA at 1:00 pmMarch 6 Assembly 0039, Meeting, Eat’n Park, Uniontown, PA at 6:00 pmMarch 20 Assembly 0377, Meeting, Grand China Buffet, Washington, PA at 3:00 pmApril 25 Assembly 0588, Meeting, Stefka residence at 6:00 pmJune 12 Assembly 0039, Summer Bar-B-Q, Knights of Columbus Hall at 1:00 pmSeptember 19 Assembly 0588, Meeting, Stefka residence at 6:00 pmNovember 21 Assembly 0588, Meeting, Stefka residence at 6:00 pm

REGION 7 Assemblies P09A, 0731

February 14 Region 7, Annual Meeting, Poland Christian Church, Lowellville, OH at 2:00 pmFebruary 14 Assembly 0731, Meeting, Poland Christian Church, immediately following Region 7 meeting

REGION 8 Assemblies 0004, 0070, 0160, 0432, 0595

February 16 Assembly 0432, Meeting, Beno residence at 7:30 pm February 27 Assembly 0432, Annual Dinner Dance/Reverse Raffle, St Elias, Cleveland, OH at 6:00 pm

REGION 14 Assemblies RO59, L102

February 14 Assembly R059, Meeting, Lahutsky residence at 2:30 pm

REGION 15 Assemblies L002, 0028

No activities at this time

AT LARGE Assemblies R019, L040, 0110, 0236, 0381, 0554, 0568, 0586, 0705, 0800, 0813

February Assembly 0800, Matching Funds Project, All Saints Byzantine Catholic ChurchJanuary-March Assembly 0813, Make Every Can Count Project, Habitat for HumanityApril 8-9 Assembly 0813, Tri-State BBQ FestivalMay 14 Assembly 0813, Join Hands Day Project (Stamp out Hunger)

Activities At A Glance

From The President’s Desk…

David G. Blazek, FICPresident, CEO

Punography Of The Month:When chemists die, they barium.

Greetings from the desk of the Presi-dent as we make our way through thewinter of 2016. This year we deal withone extra day as 2016 is a leap yearand we will have a February 29th. Alsothis month, Groundhog Day is on the2nd, Ash Wednesday is on the 10thand Presidents Day/NSS Founders daywill be celebrated on the 15th. OurWinter Board meeting will take placeon Saturday, February 6th.This year will be a very busy one for

NSS; we are kicking off a program viasocial media to attract our youngermembers starting at age 13 to becomemore active in their assemblies. Moreinformation on this program will beforthcoming in future issues of thepaper and on our website and facebookpage. Our bowling tournament in con-junction with other Slovak Fraternalswill be held April 22nd and 23rd and inJuly, the NSS will celebrate “50 yearsof Golf” at Treasure Lake in Dubois,PA. We are also in the planning stagesto hold an Assembly Officers Seminarin the Pittsburgh area in mid August.More information on the seminar willbe in future issues of the paper.

Frequently Asked Questions About The NSS(continued from previous issue)

Q: What is a Qualified Annuity?A: A qualified annuity is funded withpre-tax dollars. An annuity which isfunded with pre-tax dollars means thatthe contribution may be taken as a taxdeduction on your tax return. Whenfunds are withdrawn, the full amount of the withdrawal is normally taxable(exceptions to this rule are Roth IRAs). Examples of qualified annuities are: Traditional IRAs, Roth IRAs, Keoghs,and SEPs.

Q: What is a Non-Qualified Annuity?A: A non-qualified annuity is fundedwith after-tax dollars. An annuity whichis funded with after-tax dollars meansthat the contribution may not be takenas a tax deduction on your tax return.When funds are withdrawn, only the interest portion of the withdrawal is taxable. The IRS requires that all inter-est earned must be withdrawn prior towithdrawing the principal deposits.

Q: Will I have a penalty when I with-draw funds from my NSS annuity?A: NSS annuities allow for a withdrawalof up to 10% of your total accountvalue per contract each year without apenalty. (Withdrawals prior to age 59may be subject to IRS early distributionpenalties.) Please review your specificcontract for additional information onapplicable penalties.

(To be continued next issue)

4

Things You ShouldNotify NSS About1. Change of address and phone

number.2. Change of name if you get

married.3. Beneficiary change if one of your

named beneficiaries has passed.4. Any change in Banking informa-

tion if you receive payments or make automatic payments.

5. The addition of a named POA (Power of Attorney).

News of NarodniarsHappy Birthday wishes go out to Maureen and Bob O’Neill, the Chojnicki’s:

Mary Lou, Tony and Philip, Linda Beno, Charlie Lloyd, Adalyn Bernardo,daughter Danielle Lavin and grandson, Cooper Lavin. Happy Wedding Anniversary to Helen and Dominick Sokolovic and to Veronica and CliffMoeller.We are saddened to report that long time member Milt Saniga passed

away in December. Deepest sympathies go out to Irene and the entire Sanigafamily. May his soul rest in peace.

2016 Board MeetingScheduleFebruary 6 -

Teleconference Meeting at 9:00 am

June 3-5 - Spring Board Meeting, DuBois, Pa at 9:00 am

August 12 -Board Meeting - Home Office at 12:00 pm

November 12-13 -Fall Board Meeting atHome Office at 9:00 am

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F E B R UA RY 2 0 1 6 | N S S L I F E

5

A Page From My Notebook......Linda M. Strom, Secretary/TreasurerEmail: [email protected]

Happy 2016!Plans are in full swing for another

busy year. Along with our annual Bowl-ing and Golf Fraternal Events our As-sembly/Region Officers will once againbe invited to attend our 2nd Assembly/Region Officers Seminar scheduled forAugust 13, 2016; the Board of Directorsand Executive Officers will meet for aStrategic Planning Session on June 2,2016; the American Fraternal Alliance,Fraternal Societies of Greater Pittsburghand Pennsylvania Fraternal Allianceevents and meetings will be well attendedby NSS representatives and the entireBoard will get together for their four (4)annually scheduled meetings.

BeneficiariesPlease remember to revisit your

beneficiary designations, especially ifthere were life changes that affect thosecurrently on file.

Email AddressOnce again we ask that you provide

us with your current email address forour records if you have one. Also, if youcall the Home Office we will be askingfor your email address while we haveyou on the phone. We are trying to buildour database for future use in emailinginformation to you quickly and safely.You also require an email address whensetting yourself up as a user of the NSSMember Portal which is accessed fromthe top right corner on the initial pageof our website www.nsslife.org. This is asecured web site where you can viewyour personal information about yourpolicies held with us.

Identity Theft ProtectionEach and every one of us is con-

cerned about the privacy of our personalinformation. We have had several callsfrom members telling us of breachesand that their identities have been com-promised. In an effort to help our mem-bers we are looking into providing abenefit that would enable us to obtainidentify theft protection. More informa-tion will be forthcoming.

2015 Fall Board MeetingMinutesThe 2015 Fall Board Meeting was

opened and called to order on November7, 2015 by Chairman of the Board,Joseph Stefka, Jr, with all Board mem-bers present and Executive Officers. All Bond Sales, Exchanges and Pur-

chases through September 30, 2015were ratified and all Mortgages reviewed.Minutes of the 2015 Spring and Sum-mer Board Meetings were approved.Sales Director Greg Felton presented

the Sales Directors Report highlighting2015 Third Quarter Sales; Membershipand Agent Growth; and New Business.CPA Donald Reddinger presented an

Overview of the 3rd Quarter of 2015which showed an increase in Total As-sets ($877.8mm), Surplus ($33.5mm)and Net Income ($6.1mm). Total Sol-vency (less IMR and AVR) also increasedto 105%. CPA Reddinger presented anoverview of IMR and AVR reserves, whattheir purpose is and how/where they arereported.

The Fraternal Activities CoordinatorReport, presented by Fraternal ActivitiesCoordinator Pam Blum, recapped theevents of 2015 and those that are com-ing up in 2016. NSS Asset Manager Larry White, AQS

(via teleconference), presented his report, providing information on thestate of our Portfolio, Projections onCash Flow, Crediting Rates vs our Port-folio and Portfolio Yield. The Assembly Growth Committee re-

viewed the Assembly Tracking Programand approved a new “extra effort” awardlevel for small, but active, assemblies. The Fraternal Growth Committee

acted upon all petitions received forconsideration.The Membership Growth Committee

reviewed current interest rates and recommended they remain the same for the time being.The Audit Committee Report,

presented by National Director RobertKatricak, stated that the Bond Auditwas completed and all was found inorder. The CPA firm of Reddinger, Will,Gallagher & Dickert, LLC were again retained to audit for year ending12/31/2015.The Museum Committee Report,

presented by Museum Curator Sue Ondrejco, provided an overview of a verysuccessful year for Museum events andmarketing. President of the MuseumKeith Godor reported on the overall operations of the Museum.The PVR Fund Board Report, pre-

sented by Secretary/Treasurer LindaStrom reported that 2015 donations to the PVR Scholarship Tree of Life totaled $19,221.32. Currently the PVRScholarship Fund Annuity totals$934,263.92.Old Business provided updates on

the Youth Leadership Project, the needto complete Board Committee Charters,the status of the NSS “next 25 years”History Book and reviewed the currentNSS Strategic Plan. Annuity InterestRates were reviewed and a motion wasmade to keep the rates the same for the1st Quarter of 2016.New Business provided the appoint-

ment of the NSS Legal Advisor, Actuaryand Medical Advisor.

w w w. n s s l i f e . o r g | N AT I O N A L N E W S

IMPORTANT - PLEASE READSemi-annual annuity statements will no longer be sent in July of each year. We will now send an

annual statement in .........January........... only. You may access your account values 24/7 by going to the website: www.nsslife.org and log in/register as a member.

At NSS Life we have a plan that fits your needs!

Advantages of an NSS Annuity/IRA

• Competitive interest rates

• Guaranteed minimum interest rate

• Tax-deferred earnings

• Avoids Probate

• Liquidity/Withdrawal features

• Flexible retirement income options

• No sales charges or fees

6

Did you know....You can make an

additional deposit toalmost any Annuity withNSS-just send us acheck.

Any additional fundswill not increase the timeperiod on early with-drawal penalties.

Current Interest RatesEffective January 1, 2013

Preferred Choice 1.00%Optimum 3 2.00%Preferred 5 3.00%Preferred 8 3.50%

*Preferred 7 and Flex earning 4%, these plans are no longer available.Please contact your NSS Life financial service representative or

Joe Elliott in the Home Office at 1-800-488-1890.


Financial Quiz Here is a financial quiz that we made

up. We tried to keep it simple. The an-swers are either true/false. The topicscovered range from all aspects of finan-cial planning. See how well you do –good luck.

1. It is always better to buy individualstocks than a mutual fund.2. A savings account with a $1,000 in it and earning 1% will have morethan $1,050 after five years.3. Having a will is the most importantpiece of your estate plan.4. If you don’t owe any taxes, there isno penalty for filing your federal returnafter April 15th.5. When building your financial plan,the best step is to set up a savings account first.6. A 25% loss on your stock portfolioone year, followed by a 25% rise thenext year would make your accountbalance back to the same level.7. A Roth IRA is always better than atraditional IRA. 8. Without a complete analysis, a goodrule of thumb for how much life insur-ance you should have is ten times yourannual income.9. If you divorce after 9 years, you still collect on your spouse’s Social Security earnings.10. You bought your house in 2010for $100,000 and sold it in 2016 for$500,000. You owe $400,000 in capi-tal gains taxes.

Bonus: Now since the fed is raising interest rates the value of bonds goesup too.

How To Start The New YearHappy New Year and welcome to the first day of the restof your life. You probably made some new year’s resolu-tions and one of them was to save more money. Well,earning more money is a lot like saving more money. Ineither case there is an estimated $1.2 trillion (with a T)dollars in bank checking, savings and money market ac-counts (MMA). That number works out to be around$5,700 per person (over age 18). Here is a list of some of

the current rates that different banks have to offer:

Account

Bank Rate Type Minimum?USAA 0.05% MMA $10,000

e-Loan 0.20% MMA $ 5,000

Wells Fargo 0.10% 1 yr CD $ 5,000

Citizens 0.20% 1 yr CD $ 5,000

Huntington 0.30% 3 yr CD $ 5,000

PNC 0.50% 3 yr CD $ 5,000

State Farm 2.10% 5 yr CD $ 5,000

First National 1.35% 5 yr CD $ 5,000

How about NSS? What are our rates?

1 year (PC) 3 year (Optimum 3) 5 year (Preferred 5)

$2,000 min. $2,000 min. $1,000 min.

1.0% 2.0% 3.0%

Plus our annuity accounts have the following features: These plans have a 2.0%minimum lifetime guarantee (on the P 5). They are tax-deferred until money iswithdrawn. Interest does come out first and there is an early withdrawal penaltyprior to age 59½. Annuities may be used to provide lifetime income options, NSSwill waive the penalty in the event of a nursing home confinement or death. Fundscan pass probate free through the designated beneficiary. And your money is pro-tected by reserves which are required by law.So what does all this mean? If you have money sitting somewhere and want to

earn more interest isn’t it time you took control of your financial future? We can’tcall you – you have to call us. Dial 724-731-0094 for more information or callyour local NSS representative or Joe Elliott in the Home office.

From the Sales Department...By Greg Felton, CLU, ChFC

Sales Director

Thought for the MonthIt’s difficult to fail, but it is a lotworse to never have tried.

Theodore Roosevelt26th U.S. President 1858-1919

7

Answers:1. F, 2. T, 3. T, 4. T, 5. T,6. F, 7. F, 8. T, 9. F, 10. F, bonus F


8 F E B R UA RY 2 0 1 6 | N S S L I F E

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The Men’s and Women’s 5th Annual

United Slovak FraternalsTenpin Handicap Bowling Tournament

This event is being sponsored by the First Catholic Slovak Unionand the National Slovak Society for the purpose of promoting fra-ternalism and good sportsmanship, and to generate nationwide in-terest in the Slovak fraternal organizations. The National Officersof the First Catholic Slovak Union and the National Slovak Societywish to extend to all members a cordial invitation to the Host City,Columbus, OH, in this tournament.The 5th Annual United Slovak Fraternals Handicap Tenpin BowlingTournament will be held at Sawmill Lanes, 4825 Sawmill Rd.,Columbus, Ohio. The tournament will be held April 22-23, 2016.Opening Ceremonies will be held on Friday, April 22, at 7:15 PM.ENTRIES WILL CLOSE MIDNIGHT MARCH 4, 2016. PLEASENOTE: ALL FORMS MUST BE FILLED IN COMPLETELY. ENTRYFEES, AS STATED ON THE FRONT OF THIS ENTRY BLANK,MUST ACCOMPANY THIS ENTRY. ALL INCOMPLETE FORMSWILL BE RETURNED TO TEAM CAPTAIN FOR RESUBMIS-SION.In submitting this entry, the captain and the team members agreeto forfeit all rights to prize money as well as the total entry fees inthe event that any information listed herein should be found to befalse. We are not responsible for errors in averages made in fillingout this entry form. No refunds of tournament entry fee.USBC Bowling Rules shall govern in all matters concerning the ac-tual play on the lanes in this Tournament.ELIGIBILITY: This Tournament is open to all First Catholic SlovakUnion and National Slovak Society male and female bonafideMEMBERS IN GOOD STANDING. All winners will be checked be-fore any prize money is awarded.Only members with USBC Membership Cards will be eligible forthe USBC special awards in this USBC Certified Tournament.Bowlers without USBC Membership Cards may purchase somefrom the Tournament Committee at current local fees prior to actualparticipation in this Tournament.CONSENT RULES: Any unmarried grade or high school studentwho has not attained the age of eighteen (18) must have writtenconsent of his/her parents or guardian in order to participate inUSBC Certified Tournament where cash or merchandise prizes areoffered. Said written consent must be on a form approved byUnited States Bowling Congress and must be on file with Tourna-ment Committee at least one week before the bowler is eligible fortournament competition unless the student is accompanied byhis/her parents, in which case the parental consent form may befiled up to the time the student starts to bowl. USBC Rule No. 13AVERAGES: All entrants will use their highest average of anyUSBC league of at least 21 games from the 2014-2015 season.Bowlers with no such average from the 2014-2015 season andwith at least 21 games in the 2015-2016 season will use their cur-rent league average. This must be designated as such on entryform by his name and a league year-to-date statistics sheet mustbe presented to the Tournament Committee at the Tournament.Non-certified bowlers, with no certified league average, that havebowled in previous FCSU or NSS tournaments will have their aver-ages calculated from their three most recent tournaments. All malebowlers with no established USBC average will bowl at 175scratch. All female bowlers with no established USBC will bowl at150 scratch. Summer league averages will be accepted.

Any contestant whose current average of at least 21 games as ofJanuary 1, 2016, is TEN (10) PINS or more above his or her aver-age from previous season, must use his or her current averageand will indicate this on the entry form at time of entry.AVERAGE CHANGES: The original averages submitted on theEntry Blank cannot be changed prior to participation by anyone ex-cept the Team Captain, who must submit written proof thereof tothe Tournament Committee.It shall be each bowler’s responsibility to verify the accuracy of hisaverage in handicap or classified tournaments, whether originallysubmitted by the bowler, his team captain, or others.Failure to use the proper average shall disqualify score of submit-ted average if lower than actual average, thereby resulting in alower classification or more handicap. Prize winnings shall bebased on the submitted average if it is higher than the actual aver-age.Corrections in averages can be made up to the completion of thefirst game of a series, or within 48 hours after completion of a se-ries if the tournament manager prior to the completion of the firstgame of the series has given written consent to the bowler au-thorizing such extension of time to correct his average.TEAMS: Mixed teams comprised of at least 1 person of the oppo-site gender are allowed. Mixed teams will be grouped with men’steams for prize distribution (see PRIZES), unless at least 21 mixedteams participate. If 21 or more mixed teams enter, a separatemixed prize fund will be established and one prize will be paid forevery five (5) entries.DOUBLES: Mixed doubles are allowed. Mixed doubles will begrouped with men’s teams for prize distribution (see PRIZES), un-less at least 21 mixed doubles participate. If 21 or more mixeddoubles enter, a separate mixed prize fund will be established andone prize will be paid for every five (5) entries.HANDICAPS: The handicap allowed will be 90% of the differencebetween 210 and the submitted average. The maximum handicapawarded to any bowler will be 65 pins.Under no circumstances will handicap be increased after partici-pant has bowled.PRIZES: MEN and WOMEN - One prize will be paid for every five(5) entries in each event, with the exception of All Events, whichwill pay one prize for every fifteen (15) entries. No duplicate prizeswill be awarded and prize fees will be returned 100 percent.All prizes will be subject to the approval of the Tournament Com-mittee.Any entrant who has qualified for a prize of $300 or more in anyevent of a tournament in the 12-month period prior to entry, mustreport actual score, position, and amount won to tournament man-agement at time of entry for possible rerating.

LINE-UP CHANGES: All participants must bowl according towhere they are listed on the submitted entry form. Any replace-ment of participants originally scheduled to bowl on team or dou-bles will take same position on team and doubles event.ABSENTEES: To alleviate absentee problems, the TournamentCommittee will provide a replacement bowler when notified of theabsentee. TARDY BOWLERS: Tardy Bowler will receive zero for each framemissed. USBC Rule 322SCORING: Errors in scoring or calculations must be presented tothe Tournament Committee within 48 hours after completion ofplay. Captains of Teams or Doubles Partners have the option topick up duplicate score sheets upon completion of play.


Fraternal Matters...By: Pam Blum, Fraternal Activities Coordinator

2016 United Slovak Fraternals Bowling TournamentThis year’s tournament will be held the weekend of April 22 & 23 at Sawmill

Lanes in Columbus OH. Hotel accommodations will be provided by the HolidayInn Columbus-Worthington. The entry form and rules are on pages 8 and 9. Thedeadline to register for bowling is March 4th and the deadline for the hotel reserva-tions is March 22. This is a really great weekend with lots of bowling, food &friends. Whether you’re a serious bowler, or you haven’t bowled in years, comeout and join us for a fun weekend!! If you have any questions or need more infor-mation call me at 724-731-0094 or email [email protected].

2016 NSS Fraternalist of the YearAs a fraternal benefit society our mission calls us to “reach out to touch lives”

in concern for those in need around us through our families, churches and com-munities. The purpose of this award is to recognize those members of the NSSthat have gone that “extra mile” in volunteer fraternal services (i.e. meals onwheels, hospital work, visiting shut-ins, etc.). We are encouraging all assembliesand for the NSS membership to nominate a fellow member who is deserving ofconsideration for this award. Please contact the Home Office or visit our web siteat www.nsslife.org under “Forms” click on “Fraternal”. Deadline for applications isApril 1, 2016.

2016 NSS Youth Achievement AwardIn 1998 The National Assembly voted to establish a “Youth Achievement

Award” that is similar to our “Fraternalist of the Year Award” for adults. The con-test is open to all NSS Youth Members under the age of 21. The award is di-rected at youth who do outstanding fraternal work in one of the following areas:school/work, community, church and their local assembly. If you know of a youthmember who is deserving of consideration for this award please contact the HomeOffice or visit our web site at www.nsslife.org under “Forms” click on “Fraternal”.Deadline for applications is April 1, 2016.

PVR ScholarshipsAttention 2016 Graduating Seniors.

NSS is accepting requests for applica-tions for the PVR Scholarships. Thescholarship is for $500 per year for atotal grant of $2,000. Below are theguidelines that you must meet to inorder to be eligible.The student must be a member of

the National Slovak Society (NSS) for aminimum of two (2) years prior to receiv-ing a PVR Scholarship Grant. Member-ship will be verified by the Home Office.The minimum amount of insurance required for eligibility is $10,000.00 ofPERMANENT life insurance or $5,000of annuity deposits. The insurance mustbe in force at time of application and bemaintained throughout the scholarshipperiod. Please contact me, Pam Blum,at 724-731-0094 or email me [email protected] to see if you qualifyto request an application. Deadline forApplications is May 1, 2016.

10

NSSLEADERS OF TOMORROW

NSS

S OF TOMORRS OF TS OF TS OF TADERLE OMORRS OF TS OF TADERADERLELE

OMORR WWOMORROMORROMORR WOOMORR

--

Happy Valentine’s Day


This Month in NationalSlovak Society HistoryA new feature will appear in the

future issues of the Národné Noviny – National News beginning with this issuehighlighting events from the history ofthe National Slovak Society. Check thefuture issues for events and activitiesthat have shaped the Society over thepast 126 years. Information for the fea-ture will be gleaned from past issues ofthe Národné Noviny – National News,The Kalendar, The National Slovak Society 100 Year History 1890-1990,and The National Slovak Society History:Volume II 1990-2015.

February, 1890The National Slovak Society, initially

named The National Slavonic Society,was founded in Allegheny Township,currently the Northside area of Pitts-burgh, Pennsylvania. Delegates fromfive Slovak Societies attended: StefanOravec, representing Hazelton, Pennsyl-vania; Anton S. Ambrose, representingPlymouth, Pennsylvania; Jan Miller, representing Cleveland, Ohio; LudvikNovomesky, representing Freeland,Pennsylvania; and Peter V. Rovnianek,representing Pittsburgh, Pennsylvania.Jan Rybar also attended the conventionrepresenting the Slovak fraternal inBraddock, Pennsylvania, but was notpermitted to merge until the informa-tion regarding the conditions of themerger was brought back to the Braddock fraternal.

February, 1905On the 15th Anniversary of the

founding of the National Slovak Society,the Supreme Assembly voted to waive,for the month of February, the $1.00initiation fee that was mandatory formembership in the Society. The HomeOffice received 3,214 new applicationsfor membership during the month, thehighest total of membership applica-tions for any month in the history of theSociety.

February, 1934A monument was erected in the

Bohemian National Cemetery inChicago, Illinois, at the gravesite ofPeter V. Rovnianek. The funds wereraised by a committee headed byChicago fraternalist Mary T. Sopocy.

“Fašiangy” (fa-sheng-ee) -- CarnivalThe term Shrovetide is the period that lasts

from the feast of the 3 Kings until Ash Wednes-day, although much of the celebrations are concentrated into the last few days called“Fašiangy” or “Blaznive Dni” crazy days! “Fašiangy” is believed to have originated from

the German word for carnival, “Fassnacht” whichcomes from the ancient word for “running aroundcrazily”. The last three days before Lent are filledwith entertainment, over-drinking, and over-eating. A carnival atmosphere persistswith masqueraded performers singing and going from house to house making aparody to official ceremonies like weddings, or court proceedings. And many timesthe young men dressed themselves as goats, bears, gypsy women or old women.

naszvolen.skWomen also participated in the festivities. They would visit several homes, usu-

ally where some priadky (spinning) wastaking place. There they would drink"na vysoky lan " i.e., literally, to tall flax.In order to ensure that there was plentyof long flax, the women would pull thehair of the lady whose was longest. Thenthey would jump up from their benchesand do a special dance.

It may seem that Fašiangy was atime of fun and foolishness, but itserved a purpose as village people and

townsfolk could have fun and enjoy themselves before Lent. These traditions con-tinue in some villages to this day, however, in the cities it is reduced to frying šišky(donuts) and going to organized costume balls. There are many more customswhich vary from region toregion.obec-smerdaky.skThe celebration of

fašiangy ends with theceremonial burial of thebass fiddle. This symbol-izes the beginning offasting and the solemnityassociated with theLenten season.Klátova Nová VesToday the Lenten restrictions are not as strict

in Slovakia as they were years ago when fastingand abstinence were strictly observed. Here is apopular Slovak-American treat that many house-holds will enjoy on Shrove Tuesday. Cheregies (Čeregi)1 cup buttermilk 1 cup beer 1 egg 1 tsp baking soda 4 cups flour or more 3-4 tsp sugar pinch of salt

Sift flour and combine all the ingredients until smooth dough is formed. Add moreflour if needed to roll the dough. Flour the board and rolling pin, roll the dough toabout ½ inch thickness. Cut dough diagonally into long strips, about 2” wide. Cutstrips into 2x4 inches diamond shapes. Cut 1 inch slits in the middle. Thread onecorner through the hole and pull gently. Preheat about 1/2 – 1 inch layer of oil infrying pan. Fry cheregies on medium heat until golden brown, about 2 minuteseach side but watch closely. You will have to add more oil when needed. Set onpaper towels to cool down little. Sprinkle powder sugar on top while still warm. For more recipes, visit www.facebook.com/SlovakHomemadeCake or email

[email protected]

11w w w. n s s l i f e . o r g | N AT I O N A L N E W S

12 F E B R UA RY 2 0 1 6 | N S S L I F E

OUR DEPARTED MEMBERS December, 2015

Name City and State Date of Death Assembly

Bolcis, Dorothy Lorain, OH 10/22/2015 0070Book, Margaret Fayette City, PA 11/06/2015 0039Burick, John New Castle, PA 11/23/2015 0731Campbell, Frances D Butler, PA 11/19/2015 0123Cerny, Bessie M Chicago, IL 02/01/2015 0586Cheathem-Fowler, Sandra Lindenwold, NJ 12/06/2015 0774Chupp, Paul Constantine, MI 05/27/2015 0381Clark, Bessie L Ceredo, WV 01/26/2015 0774Coppi, Amos L Monongahela, PA 11/25/2015 0377Goldthwait, Donald Gulf Breeze, FL 11/07/2015 0813Grega, Stephen Monroe, CT 07/19/2014 L002Hare, Theresa Hanover Twp, PA 11/16/2015 0617Hawk, Harry G Morgan, PA 11/26/2015 0434Henkel, Bernard Trafford, PA 02/05/2015 0434Henkel, Margaret Trafford, PA 10/16/2014 0434Hrabovsky, Ernest Pittsburgh, PA 12/07/2015 0283Hughs, John Pittsburgh, PA 11/02/2015 0434Jagla, Ann West Lafayette, IN 09/29/2013 0586Javorsky, Theodore Pittsburgh, PA 11/28/2015 0100Kemerer, Richard Greensburg, PA 11/26/2015 L105Kirkhope, Harry Holland, PA 01/10/2015 R059Krafchak, David Orchard Park, NY 11/17/2015 R019Kregg, Hazel Millerstown, PA 12/12/2015 R059Kulbacki, Mary East Brunswick, NJ 09/08/2012 0110Kulyk, Alice Boca Raton, FL 03/07/2015 0800Lashinski, Joseph Glen Lyon, PA 11/15/2015 0146Long, Robert D Pasadena, CA 08/23/2015 0568Louis, Roger A Clementon, NJ 11/23/2015 0774Loushil, Frank Pittsburgh, PA 10/08/2015 0283Mako, Andrew Fords, NJ 12/17/2015 0110McGannon, William Lorain, OH 12/02/2015 0160Mika, Julia Cumberland, OH 11/09/2015 P38AMiller, Jesse W Pittsburgh, PA 11/23/2015 0108Mitas, John A Douglasville, GA 03/03/2011 0774Moss, Thomas Chillicothe, OH 10/01/2015 0595Natale, Lorene Monessen, PA 12/07/2015 0377Nemeth, Margaret Jacksonville, FL 12/05/2015 0774Norman, Evelyn F Elkview, WV 11/26/2015 0774Pitko, Robert Kansas City, KS 02/07/1998 0774Quinn, Catherine West Hazleton, PA 11/26/2015 L102Reese, Nina M Connellsville, PA 04/18/2009 0039Saniga, Milton M Bentleyville, PA 12/14/2015 0377Savage, Frances Shillington, PA 11/28/2015 L102Shimsky, Mary R West Seneca, NY 11/11/2015 R019Spore, Dorothea Independence, OH 11/26/2015 0737Stanko, Nora Portage, PA 11/23/2015 0038Starr, Edna C Hermitage, TN 04/21/2015 0123Steinbrook, Anita M Chillicothe, OH 11/28/2015 0595Stone, Wayne Mullens, WV 09/05/2015 0774Sturdik, Mary Palmerton, PA 02/21/2011 L102Tretinik, Helen Uniontown, PA 04/30/2015 0039Wingard, Robin Oakmont, PA 11/04/2015 0123Yates, Eileen Bridgeville, PA 11/15/2015 0434

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PVR Scholarship Fund DonationsDecember, 2015In Memory of Julia Kubacka:From John & Florence Bebo 25.00

In Memory of Robert Brown:From Assembly 0123 20.00

In Memory of Jack B Vochinsky:From Assembly 0123 20.00

Matching Funds:Assembly 0070 50.00Assembly 0588 250.00

Donations:Assembly 0267 300.00Assembly 0737 300.00Louis & Sharon Slovensky 150.00Assembly 0070 50.00Assembly 0588 250.00

DONATE TO THE PVR SCHOLARSHIP FUND� YES, I want to help our young members attain their academic goals.Here is my donation of $ ________.

Name:

Assembly:

Address:

City:

State:

Zip:

Please issue your check to: NSS PVR Scholarship Fund

And send to: National Slovak Society 351 Valley Brook Road McMurray, PA 15317

Memorial TreeLeaf DonationsDecember, 2015

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In Loving Memory of Assembly 0039 members that passed away in 2015 610.00


ASSEMBLY 039Uniontown, PAAttention youth members!! The NSS

is starting a new youth program formembers thirteen (13) years or older forthe launch of a new Youth LeadershipProgram: #NSS LEAD. If you are inter-ested, send your e-mail address [email protected] for more information.High school seniors! Now is the time

to contact the home office about applyingfor an NSS Scholarship for the fall. Allof the rules and regulations are on theNSS website: nsslife.org. Last year wehad four members receive the annual$500.00 scholarship. It helps pay forthe books!!!!Mall walkers or “Silver Sneakers” or

anyone that walks for exercise; the NSShas a “Walking Program” that providesspecial gifts as well as “fraternal points”for our assembly. We have a number ofassembly members that are participating.Contact Pam Blum in the home office tosign-up.Ladies, the home office is looking for

your favorite recipes for publication inthe “National News”. The Decemberissue had a number of delicious culinaryitems. Send yours in today.Our deck hockey team has won another

championship at the Hot Shots Recre-ation Center in Mount Pleasant. Keep upthe great work guys! We are so proud ofyou!For those that like to plan ahead: Our

“Summer Bar-B-Q” will be held on Sun-day, June 12th at the Knights of Colum-bus picnic pavilion starting at 1:00 pm.Our annual “Christmas Party” will beheld on Sunday, December 4th startingat 2:00 pm at the Knights of Columbusfellowship hall.The next business meeting of the

assembly will be on Sunday, March 6,2016 at the Eat n’ Park RestaurantCommunity Room, Uniontown, PA at6:00 p.m. Come join us for dinner.

John PayerchinPresident

ASSEMBLY 123Coraopolis, PAAt this writing I don’t know if the

groundhog saw his shadow, but if therest of winter is like November and De-cember we sure have dodged a bullet.In this era of political correctness, I bet-ter say we dodged a snowball.In March we will be marking our first

of two visits to World Vision for our vol-unteer service. Check the March maga-zine for date and time. Also this year wewill be scheduling a tour of HartwoodAcres and a walking tour of Pittsburgh. I just thought I would mention some

of the places our assembly has visited in the past few years to give some of ournew members an idea of what we do. We toured Heinz Field and PNC Park,Phipps Conservatory, the PittsburghAviary, Heinz History Center, Trolley Museum, Bayernhof Museum, and St.Anthony Chapel. We also took the Duckytour and went to several plays and alsowent to a Pirate game. As a member youare entitled to participate in any of ouractivities.There will be an election of officers

at the March meeting if anyone hasinterest in running for any of the offices, (President, Secretary Treasurer, VicePresident, Activity Director) please callme at 724-242-5085. I will explain theduties and responsibilities and put yourname before the members for considera-tion.Happy Valentine’s Day to my wife, my

mother and my three beautiful daughters.Bill KnollPresident

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Visit our website at www.nsslife.org Like us on Facebook

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ASSEMBLY 377Bentleyville, PAOur first meeting of the year 2016

will be held on Sunday, March 20th atat Grand China Buffet, 301 OakSpring Road, Washington, PA 15301at 3:00 p.m. Please attend to celebrate our Silver

designation and to plan for this year!Election of officers will also be held.RSVP to me at 412-439-2795. Hopeto see you there.

Suzanne SkrypakPresident

ASSEMBLY 432Fairview Park, OHA meeting will be held on Tuesday,

February 16th at the home of Tony andLinda Beno at 7:30 p.m.Mark your calendars for our Annual

Dinner Dance/Reverse Raffle on Satur-day, February 27, 2016 at St. Elias,8023 Memphis Avenue, Cleveland, OH. The doors will open at 6:00 p.m. to

our most anticipated event for Assembly432’s members, families & friends. Bev-erages and Hors d’Oeuvres will be pro-vided upon entry to this event. Dinner will be provided by Verba’s

once again this year. Congratulations toVerba’s for being Voted #1 for 2015 incatering by Cleveland’s Host List! Din-ner will begin between 6:30 p.m. and7:00 p.m. The Reverse Raffle will startshortly after our meal. There will beplenty of other games to play throughoutthe night, and the dance floor will openas soon as the raffle is over. Please call Dave Pytel at (440) 777-

4054, Bill Shuttleworth at (440) 331-6997 or Tony Beno at (216)226-7005as soon as possible to reserve yourticket(s) for this night of fun! We can’twait to spend this evening with you, andGood Luck at the Raffle!

Shawn PytelPublicist

ASSEMBLY R059Whitehall, PAA meeting will be held on Sunday,

February 14, 2016 at 2:30 p.m. at theLahutsky’s home. Election of officerswill take place at this meeting. Thesnow date will be Sunday, February 21,2016. If in need of directions, pleasecall (610) 868-3593.

Nancy SabolSecretary

Deadline For PublicationPlease be advised that all articles,

notices, etc., must be received by theHome Office no later than the 5th of thepreceding month. Every effort will bemade to publish the article in a timelymanner. Our email address is:[email protected]


ASSEMBLY 588Slovan, PAA meeting will be held on Monday,

February 22, 2016 at the Stefka resi-dence, 52 Spring Valley Street, Slovan,PA at 6:00 p.m.All members are welcome. Hope to

see you there.Annette Stefka

Secretary

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ASSEMBLY 813Englewood, FLAssembly 813 met recently to plan

events for the year 2016. We reservethe right to change the schedule if nec-essary and to add other items as maybe warranted. It is difficult to plan a yearahead, but this is what we have so far.We will again be supporting Catholic

Heart Work Camp through the NSSMatching Funds program. The eventwill be the Tri-State BBQ Festival onApril 8th and 9th. There are various opportunities for volunteers so let usknow your preference. Kerry Farrell isthe contact person, 334-718-2416.

ASSEMBLY 731Lowellville, OHOur members are encouraged to

attend the organizational meeting onSunday, February 14, 2016 at thePoland Christian Church, 6248 StruthersRd, Lowellville, OH. The Assembly meeting will be held

immediately following the Region 7meeting. The purpose of the meetingwill be to elect officers to serve the Assembly and to plan activities for2016. All members are encouraged toattend to meet and greet other members.Please refer questions to Laurie Fox

330-536-8850 or email [email protected].

Laurie FoxPresident

ASSEMBLY 737Westmoreland County, PAOur next meeting will be held on

March 5, 2016 at the home of Paul JGodor, 9280 Clubview Drive, NorthHuntingdon, PA at 1:00 p.m.Please plan on attending as all busi-

ness for 2016 will be discussed.Paul J Godor

Secretary

ASSEMBLY 800Bonita Springs, FLOur assembly is conducting a Match-

ing Funds Project, with All SaintsByzantine Catholic Church, North FortMyers, Florida to purchase 100 newWorship Chairs for the congregation tosit on during services of Divine Liturgy.The current church pews are over 20years old and showing their wear. Thenew chairs are wood-framed and comewith a lifetime warranty.The fund raiser began on December

1st, and will continue on until February29th, 2016. Any donation large orsmall is gratefully appreciated and willreceive special recognition. If anyone would like to make a dona-

tion to this worthwhile cause, pleasesend a check or money order to: All Saints Byzantine Catholic Church 10291 Bayshore Road North Myers, Florida 33917-3801Please write "CHAIRS" on the

check's memo line. Assembly # 800 ofthe NSS & All Saints Byzantine CatholicChurch would like to wish & thankeveryone in advance for any donationlarge or small and have a Happy,Healthy and Blessed New Year, 2016.

Gary CepkoPresident

The Youth will conduct their 11th annual "Make Every Can Count" projectfor Habitat for Humanity, South SarasotaCounty. This is also a Matching Fundsprogram, collecting aluminum cans forrecycling. Blaze Farrell is the youthchairman of this project which beganJanuary 5th and will run through March31st.Our Join Hands Day project will be

the "Stamp Out Hunger" campaign onMay 14, 2016. This is in associationwith the National Association of LetterCarriers, and is the largest one day fooddrive in the country. Mary Jo Holker isthe contact person for those interestedin participating in this very fulfilling pro-gram.Other projects that will take place in

the later part of the year include theToys for Tots drive in November and theBrown Bag Program for senior citizens.(Members are again asked to save theirchange from the first of October to thefirst of December to fund this endeavor.)We will have several get-togethers

during the year for a social, mini-golfouting, volunteer appreciation dinner,and Christmas party. Please call Mary JoHolker, 941-473-0559 for more infor-mation about any of these splendid vol-unteer and fellowship opportunities.Wishing everyone a happy, healthy 2016!

Mary Jo HolkerSecretary

REGION 7Youngstown, OHRegion 7 will meet on Sunday,

February 14, 2016, 2:00 p.m. at thePoland Christian Church, 6248 StruthersRoad, Lowellville, OH. The purpose of the meeting will be to

nominate and elect officers to serve theRegion and to plan activities for thenew year. All members are encouragedto attend to meet and greet other mem-bers. Please refer questions to LaurieFox 330-536-8850 or [email protected]

Laurie FoxSecretary


8 16

Members spend special time together at ChristmasNews from Assembly 432Our Annual Christmas Party at the

Gemini Center in Fairview Park was successful once again this year! Allwho attended enjoyed food, friendsand a special visit from Santa! We hopeto see everyone who attended this year,and even more of our members nextyear! Assembly 432’s New Years EveEvent at the home of Bill & SueShuttleworth, DID NOT include snowfor the first time since we can remem-ber! Our members agree that the bestway to ring in the new year, is with ourfriends and family that we have gainedas N.S.S. Members!

Assembly closed out 2015 with aCharitable Event for the LakewoodCommunity Servive Center.

Shawn PytelPublicist

Assembly 800Giving Thanks BasketThis past Holiday Season, the

National Slovak Society Assembly 800,partnered with American Renal Associ-ate Dialysis Center, in Naples, Floridaand with the contributions from theparishioners of All Saints ByzantineCatholic Church in North Fort Myerscontributed to the needy in the commu-nity. We brought in non perishable fooditems, toiletry items and cleaning sup-plies to help support the food pantry atSt. Nicholas Russian Orthodox Monastery.This took place on December 6th, Feastof Saint Nicholas. What a wonderful wayto celebrate the Feast of Saint Nicholas,by helping out others in need.It was an overwhelming success for

the fifth time that American Renal Dial-ysis Clinic, the National Slovak Societyand the assistance of All Saints Churchwere able to help support those in ourlocal community this Holiday Season.Over 300 pounds of food, toiletry itemsand cleaning supplies were collected.Assembly 800 would like to commend

everyone who contributed. Gary D. Cepko, R.N.

President

Assembly 586Once again, our assembly enjoyed

our annual Christmas Party with a tastyfamily-style Czech feast, White Elephantgift game and quarterly business meet-ing. We raised money to make ourmatching funds contribution to Opera-tion Support Our Troops America anddonated online to the organization,which operates solely by means of do-nated goods and funds for shippingcare packages to troops stationed in theMiddle East. We have collected items inthe past for this cause; it’s an ongoingeffort on our assembly’s part to helpmake our serving men and women’slives a tiny bit more comfortable. Addi-tionally, this monetary contribution wasmade to defray the U.S. Postal Ser-vice’s $25 per box mailing charge.We’re happy that NSS will match ourdonation and enable OSOT America toship even more snacks, socks, sham-poo, sunscreen, etc. to our armedforces who are in harm’s way.Based on enthusiasm for the meal

we were treated to at Bohemian Gardenin Downers Grove, we decided to haveour spring meeting and activity there onMarch 13, 2016 at 2:00 p.m. We hopeto see even more of our Assembly 586members at that time.Happy New Year from 586!

Janet TomaskovicSecretary

Assembly 813Our assembly held their Volunteer

Appreciation Dinner on November 28th.This was to show how much we value allthat they do during the year to help withall our projects. Good food and fellow-ship was enjoyed by all.Earlier in the day the assembly offi-

cers presented the Toys for Tots cam-paign with two large bags of toys andstuffed animals.The Assembly National Fraternal

Project for the Wiregrass Food BankBrown Bag program was concluded suc-cessfully. By saving our spare changewe raised enough money to provide aneedy senior with two bags of grocerieseach month for an entire year. Sincethis was an NSS Matching Funds proj-ect, a second needy senior will also re-ceive groceries for a year.

Mary Jo HolkerSecretary

Nicholas C. Jeffrey

William Jeffrey

Proud parents of these two handsomeboys are Brian and Nichole Jeffrey.Grandparents are Pete and Judy Jeffreywho are also members of Assembly 123.

NSS is the destinationfor the Nation’s future leaders.Whether you envision your future inthe boardroom or the classroom, theNSS Youth Ambassadors Programwill provide you with the opportunityand connections to develop into theideal leader for tomorrow’s world.NSS Youth Ambassadors, ages 13and up, will prosper through peer-to-peer learning, fun activities, andexciting opportunities.

Join the movement today and helpdefine the NSS Ambassador Pro-gram to make it a success! To re-ceive information as soon as it’savailable, youth members shouldsend their email addresses [email protected]


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NSS Life Anniversary Offer Program

Offering Quality life insurance for a limited time only! February 1st, 2016 to March 31st, 2016

The NSS Life Anniversary O�er uses our twenty-pay life plan (however you may use the single premium plan as well). The advantages of a permanent plan include

cash/loan values, reduced paid-up insurance options, dividends and more.

We are pleased to introduce this new and exciting opportunity for you to purchase additional

life insurance protection for you and your family.

This simpli�ed issue NSS Life Anniversary O�er

is available to members, their families, and friends.

The maximum amount of insurance being o�ered will depend on your age:

There is a limit of one policy per person. Anyone previously declined since 1/1/12 is not eligible for this

program. Also excludes terminally ill, permanently disabled, those on SSI and any mentally impaired

individuals. If you purchased this plan last year you are excluded from this year’s o�er. Other exclusions may

apply. Rates are based on age nearest birthday.

ISSUE AGES

0-50 51-65 66-80

MAXIMUM AMOUNT OF INSURANCE $10,000 $7,500 $5,000

*See back of page for complete rate listings.

The National Slovak Society of the USA351 Valley Brook Road • McMurray, PA 15317-3337 • 1-800- 488-1890 • [email protected]

This is a great opportunity as a member of NSS Life to share your experience with non-members. If we issue them a policy, your

recommender fee is worth up to $25 as our thank you.

Recommender for Family and Friends

I would like to recommend a family member or friend!

Prospect name: __________________________________________________________________

Address: _______________________________________________________________________

City: ___________________________________________________________________________

State: _______ Zip: ________________ Daytime phone number: __________________________

REFERRED BY:

Member name: __________________________________________________________________

Daytime phone number: __________________________________________________________

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18

The National Slovak Society of the USA351 Valley Brook Road • McMurray, PA 15317-3337 • 1-800- 488-1890 • [email protected]

This is a great opportunity as a member of NSS Life to share your experience with non-members. If we issue them a policy, your

recommender fee is worth up to $25 as our thank you.

Twenty Year Life Insurance Policy Rates

Recommender for Family and Friends

Age

0

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

21

22

23

24

25

26

27

28

Male Female

Annual Payment

68.70

70.30

72.10

73.80

75.90

78.00

80.40

82.90

85.60

88.30

91.10

94.20

97.40

100.50

103.70

106.70

109.90

113.00

116.30

119.70

123.00

126.50

130.20

134.20

138.40

142.90

147.50

152.40

157.70

Annual Payment

58.20

59.50

61.00

62.50

64.20

65.80

67.00

69.60

71.70

73.70

75.90

78.40

80.80

83.20

85.90

88.50

91.30

94.10

97.00

100.10

103.20

106.70

110.00

113.60

117.40

121.30

125.40

129.60

134.20

Twenty Pay Life$10,000

Age

29

30

31

32

33

34

35

36

37

38

39

40

41

42

43

44

45

46

47

48

49

50

Male Female

Age

54

55

56

57

58

59

60

61

62

63

64

65

Male Female

Annual Payment

163.30

169.00

174.90

181.30

187.80

194.90

202.00

208.00

214.30

221.10

227.90

234.70

241.90

249.70

257.20

265.30

273.50

281.90

290.90

300.20

309.10

317.80

Annual Payment

138.70

143.40

148.60

153.70

159.20

164.80

170.70

175.90

180.80

186.50

192.00

197.40

203.10

209.10

215.10

221.30

227.40

233.80

240.70

247.50

254.50

261.80


Age

51

52

53

Male Female

Annual Payment

244.58

250.20

256.05

Annual Payment

202.05

207.83

214.13

Annual Payment

262.13

268.20

274.73

281.85

289.20

297.30

305.78

314.78

324.75

335.03

346.05

357.83

Annual Payment

220.65

226.80

232.65

237.60

242.55

248.10

253.80

260.03

267.00

274.13

281.78

290.03


Age

66

67

68

69

70

71

72

73

74

75

76

77

78

79

80

Male Female

Annual Payment

247.05

256.20

266.40

277.55

289.25

302.00

316.10

330.70

346.70

363.20

380.65

399.80

419.95

441.70

465.40

Annual Payment

199.25

205.70

213.15

221.40

230.25

240.10

251.25

263.10

276.45

290.45

305.70

322.75

341.15

361.40

383.75

Other modes of payment are available including: Semi-Annual (.52) • Quarterly (.265) • Monthly (.09) (Rate x Annual Premium)

I would like to recommend a family member or friend!

Prospect name: __________________________________________________________________

Address: _______________________________________________________________________

City: ___________________________________________________________________________

State: _______ Zip: ________________ Daytime phone number: __________________________

REFERRED BY:

Member name: __________________________________________________________________

Daytime phone number: __________________________________________________________


19

NATIONAL SLOVAK SOCIETY OF THE UNITED STATES OF AMERICA

Application for Life Insurance

National Slovak Society of the USA 351 Valley Brook Rd, McMurray, PA 15317-3337 Telephone (724) 731-0094 Fax (724) 731-0146 www.nsslife.orgFORM # T25-06 002 G – 01/01/2012

Assembly/Circle #:

Full Name: ______________________________________________________________ Date of Birth: _________________ Relationship: ________________________

Address: __________________________________________________________________________________Social Security #: ______________________________







met while the health and other factors affecting the insurability of the Proposed insured remain as described in this application.

The above answers are correct to the best of my knowledge and belief. I am enclosing the initial premium and understand that: the insurance applied for will become effective on the date this applica-

this application. Should the application be declined, the amount paid will be returned in full.

I hereby authorize and instruct any licensed physician, medical practitioner, hospital clinic or other medically related facility, insurance company, the Medical Information Bureau or other institution

not, it will expire twenty-four (24) months from this date. I may receive a copy of this form if I request it anytime.

Signed at:__________________________________________________ This ________________day of ________________________________ , 20 _____________

Proposed Insured (Age 18 or older)

Witness (Licensed Agent and Number where required)

Owner, if other than Proposed insured

Parent or Legal Guardian (Required if Proposed Insured is under Age 18)

To the best of your knowledge and belief, will the insurance applied for replace or change any existing insurance annuity? Yes NoIf Yes, any replacement regulations must be complied with.

1. 2. Related Complex)? Yes No 3.

Twenty Pay Life Single Premium Face Amount: $ ________________________ Payment: $ ___________________________

Bill To: Owner Proposed Insured Parent: ________________________________________________________________________________

Will the insurance applied for replace or change any existing life insurance or annuity? Yes No

If yes, show the name of the Company and the Policy Number(s): __________________________________________________________________________________

Male Female Height: ____________Weight: ____________ Date of Birth: __________________________

Full Name: _________________________________________________ Phone #: _______________________ Social Security #: ______________________________

Address: __________________________________________________ City: _____________________________________ State: _______ Zip: _________________

Email: _____________________________________________________Is the applicant a member of the National Slovak Society? Yes No If not, applying for membership.

NSS LifeAnniversary O�er


If interested, fill out this application and mail it into the Home Office

DEADLINE FOR PUBLICATIONPlease be advised that all articles, notices, etc.,MUST BE received by the Home Office no laterthan the 5th of the month. Every effort will bemade to publish the article and photos in a timelymanner and space permitting. Also, all articlesshould be typewritten in regular type.

20

National Slovak Society(USES 0371-140)351 Valley Brook RoadMcMurray, PA 15317-3337

Non-Profit Org.U.S. Postage

PAIDPittsburgh, PAPermit No. 1166

Change of Address

Please use this form to register your change of address for the National News and mail to the HomeOffice. Upon receipt of this form completed in itsentirety, the staff will immediately implement thechange. Thank you.

Name

Assembly No.

New Address

City

State Zip

Former Address

City

State Zip

Recommender Information:

Name:

Phone:

Prospect Information:

Name:

Phone:

Address:

City: State Zip

Send form to Joe Elliott at the Home Office.

Could you use a little extra “green?”RecommenderAs a proud member of NSS Life, there is no better time than now to shareyour experience with family and friends. Best of all, you will receive a cashreward for recommending someone that we issue a policy to. You will receivea $25 recommender fee ($10 on the youth term product) for each personthat becomes a member.

F E B R U A R Y 2 0 1 6 | N S S L I F E

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