Home Buying Guide

A R B O R V I E W R E A LT Y

• We represent Jamaica Plain’s top developers and list premier properties. • Our buyers have the opportunity for exclusive previews of all our listings.• Our collaborative, team business model allows for consistent and reliable service.• We have the unparalleled ability to bring valuable insight to the home buying experience using our

background as Licensed Builders.• As business and law school graduates, we have cultivated and accomplished negotiation skills. • Our professionalism is respected by Boston area realtors, positioning your offer to be well received. • We have a proven success rate; our team consistently performs in the top 20 of all Boston Realtors.

We are a boutique, residential real estate firm with a consultative approach to home buying.

Mission Statement

The Arborview Realty team brings each client a high level of informative, personalized service, professionalism

and transparency in each real estate transaction.

Core Values

• We offer consultative guidance based on real world experience, competency and accountability.

• We craft predictable and data driven real estate experience.• Truthfulness, integrity and long-term reputation are the foundations of

our business.

Buyer Representation

WHY CHOOSE US?

A R B O R V I E W R E A LT Y arborviewcompanies.com

Home BuyingConsultation

assess your needs & budget, educate you

on the market

WELCOME HOME

final walk-through of propertysign documents at closing

deed is recorded at Registry

STEP 6

speak with one of our preferred lenders, clarify

your price point

STEP 1

Obtain Pre-approval Letter

STEP 2

STEP 3

STEP 4

tour neighborhoodsand houses

Shop for a Home

strategize to make your offer the most attractive

Make an Offer

offer check of $1,000 which will be deposited

upon acceptance

Accepted Offer

we will attend with you and negotiate any

inspection items

Home Inspection

STEP 6

we will provide a list of preferred real estate

attorneys

Hire Attorney

final deposit of earnest monies due; standard

P&S deposit is 5% (less offer amount)

Sign Purchase &Sale Agreement

provide all required documentation to lender

MortgageApplication

lender completesappraisal and underwrit-

ing, commitment letter will be provided

MortgageApproval

STEP 5

STEP 6

STEP 7

STEP 8

STEP 9

STEP 10

STEP 11

CLOSING

45-60 days until closing

within 7 days of accepted offer

within 10 days of accepted offer

within 3 days of signing P&S

3 weeks after P&S is signed

upon buyer and seller agreeing on

inspection items

obtain homeowner’s insurance, set up utilities

Prepare for Moving

week before closing

Home Buying OVERVIEW

Stage 1: Preparation • Complete buyer intake form and schedule consultation with our buyer agent.• Meet with buyer agent to learn about current market conditions.• Speak with suggested lender to obtain pre-approval letter needed to submit an offer.• View daily feed of new listings that buyer agent emails with your parameters.

Stage 2: Home Search• Buyer agent will inform you of upcoming and new listings to hit the market. We will schedule private showings to view

properties at your convenience and attend open houses. If you are unavailable, buyer agent will preview the property, cre-ate video tours and take measurements as needed. As a bonus, our buyer clients have the opportunity to preview Arbor-view’s upcoming listings in advance of the general public.

Stage 3: Making an Offer• Review recent comparable sales (CMA) to arrive at current market value.• We will customize a compelling offer that considers current market conditions and buyer competition.• Buyer agent prepares all contracts for your review and discussion prior to submission.• Buyer signs offer and it is submitted with $1,000 deposit and pre-approval letter. Optional personal letter is encouraged.• Negotiations begin; often, multiple rounds of counter offers will occur, and agent will offer expert advice at each stage

without pressuring you. • The property status is changed to “contingent” upon acceptance of the offer.• Choose lender; shop for most competitive rate and service.

Stage 4: Transaction Management• Home inspection will be scheduled immediately upon offer acceptance. Buyer agent will provide you with recommended

inspectors and accompany you to the home inspection.• Buyer to select real estate attorney for representation; Arborview will provide a list of recommendations.• Buyer agent will discuss inspection report and negotiate any repairs or credits. • Home inspection contingency removed and agreed upon punchlist (if any) or closing credit added to Purchase and Sale

(P&S) Agreement.• If purchasing a condo, attorney will review the condominium documents (master deed, declaration of trust, plans) and

association financials (current budget, any assessments, reserves) and any meeting minutes.• Your attorney will approve a final P&S for all parties to sign (electronically or in person). • An additional deposit will accompany the P&S; typically the amount is 5% of the purchase price (less the $1,000 offer

deposit).• Complete mortgage application and provide all requested financial documents in timely fashion. The lender will order an

appraisal of the property. • Once appraisal is received by lender, final underwriting will commence. Occasionally, additional supporting documents will

be requested. Commitment letter will be issued to satisfy the financing contingency. • You will have the opportunity to visit the property for measurements, contractor visits or to show family members!• Pay homeowner’s insurance annual premium and set up utility accounts as of the closing date. • Attend a final walk through prior to closing with your buyer agent to confirm punchlist completion and broom clean

condition.• 24-48 hours prior to closing, you will review your settlement statement (HUD1) which breaks down financial details. You

schedule closing time and location with your attorney. • After closing, the deed is physically recorded at the Registry of Deeds and the sale is official. Your keys are handed over to

your new home.

Congratulations!

Home Buying

DETAILS

We look forward to leading you through the exciting home buying process. Our goals are to provide insight and predictability to make the experience enjoyable.

About us OUR TEAM

CHRISTIAN IANTOSCACertified Residential Specialist, Realtor, Broker

NATHAN KIRBYBuyer’s Representative, Realtor

Nathan Kirby, our Buyer’s Representative, assists all types of clients from first time home buyers to investors. Nathan acts as a consultant, giving his clients the knowledge they need to make decisions. He is working towards his national realtor designa-tion of Accredited Buyer’s Representative through his years of successful transactions and continuing education. He joined Arborview in 2010 and brings a dynamic energy to our team. Nathan has renovated multiple homes and has a keen eye for potential improvements for his buyers. He owns property and lives in Jamaica Plain.

Caitlin Unger directs Arborview’s team of marketing professionals to produce the design and creation of Arborview’s marketing collateral, including buyer rep-resentation materials and online market-ing. Caitlin is a third generation Realtor, obtaining her real estate license right out of college. She joined Arborview in 2008, after 4 years of successful selling in Virginia.

ROBERT AINSLIETeam Assistant, ESQ

Robert Ainslie earned his Juris Doctor (J.D.) at Roger Williams University School of Law in 2013, where he developed keen negotiation and advocacy skills. Robert supports our team in all aspects of buying and selling to ensure our clients have a successful experience. Since joining Ar-borview in 2014, Robert has enriched our team with his positive energy, work ethic and legal knowledge.

Christian Iantosca, our Real Estate Broker, enjoys helping our clients reach their real estate goals. He is ranked #1 among all of Jamaica Plain’s agents for 3 years running, producing almost $50 million in real estate sales so far in 2014. He has achieved the highest credential awarded to residential sales agents, the Certified Residential Specialist, which is an honor given to the top 3% of Realtors earned for years of successful transactions as well as continued education. Christian offers a dynamic skill set to our clients encompassing business & marketing, construction practices and cost estimating. Christian has been selling real estate since he joined his family’s company in 2000.

MEREDITH ROBERTSListing Coordinator, Licensed Agent

Meredith Roberts works closely with our listing clients and is responsible for the preparations of listing a home. She per-forms a walk through of all new listings and coordinates our professional team to ensure homes are in perfect shape to put on the market. Meredith assists with open houses and showings and has been an integral part of our team since 2012.

CAITLIN UNGERMarketing Director, Realtor

A R B O R V I E W R E A LT Y arborviewcompanies.com

Buyer Testimonials

WHAT OUR CLIENTS ARE SAYING

“Nathan Kirby was a great resource for all sorts of information and contacts. As a first time home buyer, I was really grateful that Nate let us know about each step before it happened. We were looking specifically in Jamaica Plain, so it was great to work with a company that specializes in this area. Genoa, living in Pondside Jamaica Plain

”

“ Nathan and Christian were extremely attentive and always made sure that all of our questions were answered. We closed on the perfect condo in JP yesterday and couldn’t have been more satisfied with the whole process. Jared and Erin, loving their 2 bed Jamaica Plain condo

”

“Arborview Realty made both my buying and my selling experience smooth and stress free. I was able to sell my place after the first open house for well above asking price. Arborview Realty also provided their services of painting the interior, and some touch-ups that needed to be done before I put my condo on the market. Nate is an exceptional realtor; he is very knowledgeable, thorough and he always returns a call or text promptly. Maureen, selling and buying with Arborview

”

“Christian and Nathan were both very patient as I looked at several neighbor-hoods while trying to decide what I wanted. Once I settled on a neighborhood, they went to a ton of open houses with me and gave me their thoughts. One thing that’s really great about Christian is his construction experience; I felt like he could really tell me how much work a place was going to need. Allison, buying her first condo in Cambridge

Hear from more of our clients at facebook.com/arborviewrealty

”

Christian Iantosca | Realtor, Certified Residential Specialist

OFFICE 617.522.2421 CELL 617.543.0501EMAIL christian@arborviewcompanies.com

Nathan Kirby | Realtor, Buyer’s Representative

OFFICE 617.522.2421 CELL 774.269.9026EMAIL nathan@arborviewcompanies.com

A R B O R V I E W R E A LT Y arborviewcompanies.com

709 CENTRE STREE T, JAMAICA PLAIN, MA 02130