ACCOUNT SELECTION MADE EASY · Youth Account15 Transactions Included Additional Fees Minimum...

ACCOUNT SELECTION MADE EASY

Recordkeeping

Automatic transfers

Pre-authorized payments and direct deposits

Overdraft protection6

MONEY MANAGEMENT TOOLS

As an online or mobile Banking Customer, you can view your account transactions whenever you wish.



Banking, you can view, print and save copies of cheques that have cleard through your Canadian accountsservice is free of charge.



Easy, �exible banking, to suit all your needs

Bank the way you want

FINDING THE PERFECT FIT FOR MANAGING YOUR MONEY

®

©

ATM cash withdrawals throughout Canada

ATMs cash withdrawals around the world2

®

©



®

©



(ATMs) or in branch(ATMs) or in branch(ATMs) or in branch

secure way to send, request and receive money directly from one bank account to anothersecure way to send, request and receive money directly from one bank account to anothersecure way to send, request and receive money directly from one bank account to another

Online Banking

Telephone Banking

ATMs

Interac® Debit

Interac® e-Transfer

International ATM withdrawals

First Nations Bank of Canada branch service

EASY ACCESS

Cirrus©2 ATM.Cirrus©2 ATM.Cirrus©2 ATM.

The Exchange® NetworkWithdraw cash or make deposits at participating ATMs displaying �e Exchange® Network symbol.Withdraw cash or make deposits at participating ATMs displaying �e Exchange® Network symbol.Withdraw cash or make deposits at participating ATMs displaying �e Exchange® Network symbol.

ATMs, Mobile, Telephone and Online Banking.Your



Use Online Banking to send/request money to/from anyone with an email address or cellphone number and a bank account at a Canadian �nancial institution.



Looking for a convenient way to

needs? Our chequing accounts have what you need to take care of your bill payments, deposits, withdrawals and

Value Account

Transactions Included

Additional Fees

Recordkeeping Options

Additional Features

Monthly Fees and Rebates

12 included12 included12 included

Interac® ATM withdrawal $1.50 eachCirrus©2 ATM (inside U.S. and Mexico) $3 eachCirrus©2 ATM (outside Canada, U.S. and Mexico) $5 eachInterac® e-Transfers sent $1.50 eachReceive a Ful�lled Interac® Money Request $1.50Fulfill an Interac® e-Transfer Money Request free



Value Plus Account


Additional Fees


Additional Features






Additional Fees


Additional Features


Interac® ATM withdrawal $1.50 eachCirrus©2 ATM (inside U.S. and Mexico) $3 eachCirrus©2 ATM (outside Canada, U.S. and Mexico) $5 eachAdditional Interac® e-Transfers sent $1.50 eachReceive a Ful�lled Interac® Money Request $1.50Fulfill an Interac® e-Transfer Money Request free

Includes 2 free Interac® e-TransfersIncludes 2 free Interac® e-TransfersIncludes 2 free Interac® e-Transfers



Select Service



Additional Features


Interac® and Cirrus©2 ATMInterac® and Cirrus©2 ATMInterac® and Cirrus©2 ATM, and Interac® e-Transfers sent, and Interac® e-Transfers sent, and Interac® e-Transfers sent

OneOneOne

Elders Plan


Additional Fees


Additional Features


Interac® ATM withdrawals $1.50 eachCirrus©2 ATM (inside U.S. and Mexico) $3 eachCirrus©2 ATM (outside Canada, U.S. and Mexico) $5 eachInterac® e-Transfers sent $1.50 eachReceive a Ful�lled Interac® Money Request $1.50Fulfill an Interac® e-Transfer Money Request free

U.S.U.S.U.S.



Savings Accounts

meet a variety of savings goals, especially if you require fewer transactions. Just determine the size of your account balance and whether growth or greater access to your balance is more important. It’s that easy.

First Nations High Interest Savings Account


Additional Fees

Minimum Balance to Waive Transaction Fees2


Additional Features

$5 each1 waived if you maintain a $25,000 balance2

$25,000

Paperless: FREEMonthly Statement: $2.00Cheque Image Return: Not applicableRecordkeeping Fee Waived with Minimum Monthly Balance of $25,0002

1. Debit transactions are withdrawals, transfers, cheques, pre-authorized payments, Interac® Debit purchases, the debit portion of Interac® and Cirrus© ATM withdrawals, and Interac® e-Transfers.2. Minimum monthly balance must be maintained throughout the month to qualify for fee waiver or rebate. Fees subject to change.

should consult a professional, such as a lawyer or an accountant, for legal or tax advice.4. First Nations Non-Redeemable Term also available.

Ideal for customers looking for a more competitive interest rate while maintaining their account on reserve and who don’t require regular access to savings.

Interest calculated daily and paid monthly


$25,000







$25,000






Interac® e-Transfers sent $1.50 each

Interac® ATM withdrawals $1.50 eachCirrus© ATM withdrawals (inside U.S. and Mexico) $3 eachCirrus© ATM withdrawals (outside Canada, U.S. and Mexico) $5 eachInterac® e-Transfers sent $1.50 each

Interac® ATM withdrawals $1.50 eachCirrus© ATM withdrawals (inside U.S. and Mexico) $3 eachCirrus© ATM withdrawals (outside Canada, U.S. and Mexico) $5 eachInteracReceive a Ful�lled Interac® Money Request $1.50

® e-Transfers sent $1.50 each

Interac® ATM withdrawals $1.50 eachCirrus© ATM withdrawals (inside U.S. and Mexico) $3 eachCirrus© ATM withdrawals (outside Canada, U.S. and Mexico) $5 each

Fulfill an Interac® e-Transfer Money Request freeReceive a Ful�lled Interac® Money Request $1.50Fulfill an Interac® e-Transfer Money Request freeReceive a Ful�lled Interac® Money Request $1.50Fulfill an Interac® e-Transfer Money Request free

High Interest Tax Free Savings Account


Additional Fees

Minimum Balance to Waive Transaction Fees


Additional Features

Savings Accounts

Interac® ATM withdrawals − n/aCirrus©2 ATM withdrawals − n/aInterac® e-Transfer − n/aReceive a Ful�lled Interac® Money Request $1.50Fulfill an Interac® e-Transfer Money Request free



Youth Account15


Additional Fees



Additional Features

Interac® ATM withdrawal $1.50 eachCirrus©2 ATM withdrawals (inside U.S. and Mexico)$3 eachCirrus©2 ATM withdrawals (outside Canada, U.S. andMexico) $5 eachInterac® e-Transfers sent $1.50 eachReceive a Ful�lled Interac® Money Request $1.50Fulfill an Interac® e-Transfer Money Request free



Every Day Savings Account


Additional Fees



Additional Features

Savings Accounts

Interac® ATM withdrawals $1.50 eachCirrus©2 ATM withdrawals (inside U.S. and Mexico)$3 eachCirrus©2 ATM withdrawals (outside Canada, U.S. and Mexico) $5 eachInterac® e-Transfers sent $1.50 eachReceive a Ful�lled Interac® Money Request $1.50Fulfill an Interac® e-Transfer Money Request free



High Interest Savings Account


Additional Fees


9


Additional Features


U.S. Accounts

Borderless Plan



Additional Features


U.S. Accounts

$25,000 U.S.

Maintain a $3,000 U.S. balance and the $4.95$4.95 U.S.U.S. monthly fee is waived9

$25,000 U.S.


$25,000 U.S.


U.S. Dollar Daily Interest Chequing Account



Additional Features

Minimum Balance to Waive Debit Transaction Fees

U.S. Accounts

$1.25 U.S. each

Monthly Statement: $2.00 U.S. per month

$1,000 U.S.

$1.25 U.S. each


$1,000 U.S.

$1.25 U.S. each


$1,000 U.S.

Maintaining the care, control and confidentiality of your Access Card number, Personal Identification number, Online Banking password, and Telephone Banking password is your responsibility as set out in our customer agreements. First Nations Bank of Canada is not responsible for unauthorized access to accounts online or losses that occur as a result of careless or improper handling, storing or disclosure by you of your Access Card, Password or Online Banking password.



Interest rates, fees and features are effective as of January 2nd, 2019 and are subject to change.Interest rates, fees and features are effective as of January 2nd, 2019 and are subject to change.Interest rates, fees and features are effective as of January 2nd, 2019 and are subject to change.

The Exchange® NetworkThe Exchange® NetworkTrade-mark of Interac Corp., First Nations Bank of Canada authorized user of the trade-mark.Trade-mark of Interac Corp., First Nations Bank of Canada authorized user of the trade-mark.Trade-mark of Interac Corp., First Nations Bank of Canada authorized user of the trade-mark.Cirrus is a worldwide interbank network operated by Mastercard Worldwide2Cirrus is a worldwide interbank network operated by Mastercard Worldwide2Cirrus is a worldwide interbank network operated by Mastercard Worldwide2

Trade-mark of Mastercard WorldwideTrade-mark of Mastercard WorldwideTrade-mark of Mastercard Worldwide

Who can answer your questions about account selection?

To �nd the First Nations bank of Canada branch nearest you please visit our website at fnbc.ca or

email us at [email protected].

You can also connect with us on Facebook or Twitter.

Simply visit any branch, or call us toll-free at1-888-454-3622.Simply visit any branch, or call us toll-free at1-888-454-3622.Simply visit any branch, or call us toll-free at1-888-454-3622.

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