About WGC PreparedCard

(Back of Card)

Prepaid HEALTHAccidental Loss of Life P120,000

Total Permanent Disablement/Dismemberment

Due to AccidentP120,000

Use of E.R. for Emergency Cases (one-time use only) P20,000

Damage to Personal Belongings or Dwelling due to Fire P5,000

Damage to Personal Belongings or Dwelling

due to EarthquakeP5,000

Equivalent to P2.05 a daysa presyo ng ilang text at sigarilyo P750



Table of BenefitsBoth hands or both feet or sight of both eyesOne hand and one footEither hand or foot and one sight of eyeEither hand or footSight of either eyeLoss of hearing of both ears Accident resulting in being permanently bedridden

100%100%100%50%50%50%

100%

Prepaid HEALTH

It’s good to be prepared

Personal emergencies

Earthquake

Emergency Health Conditions Heart attacks

PoisoningLoss of consciousness or Respiration

Convulsions

Sudden Illness

Fire

Injuries

WorkHome

Road

Valid for One (1) year upon activationSMS Enrollment – 3 days activation upon registrationMembership Eligibility: 5 years old to 65 years oldAn individual is allowed to enroll and activate only 1 card at a time, up to a maximum of 3 cards within a period of 1 year. “One-time availment“ provision of the WGC PreparedCARD will pertain only to the Emergency Room Availment.In case of availment of the Emergency Room Benefit, the rest of the unavailed insurance benefits will remain in force. A certificate of cover will be issued to that effect.In the event that the same cardholder purchases and activates another card, the insurance coverage (ADD, Fire, Earthquake) will accumulate.Access to over 500 Accredited Hospitals nationwide

PROGRAM DETAILS

1. Agent / Client fills up purchase order form.

2. Agent submits form and payment to the Cashier.

3. Cashier issues OR and releases the cards. Cashier indicates the Activation Code number/s in the OR.

Copy of OR is given to Underwriting and Accounting.

HOW TO PURCHASEWGC PreparedCARD

Thru an Agent

Agent/Client: Date of Purchase:

Activation Code(s)(To be filled out by Cashier)

TOTAL

PURCHASE ORDER for WGC PreparedCARD

Quantity Unit Price Amount

P7,500,000P75010,000 00801 to 10801

Paola PascualJune 1, 2016

P7,500,000

HOW TO ENROLL

(Back of Card)

1.Scratch off

to get the PIN number.

3.Successful SMS membership enrolment if all fields are valid and completed, and if you have replied “Yes” that you agree to accept the Company’s terms and conditions contained in the master Policy found in our website, otherwise, follow SMS instruction for invalid registration.

2.Text the following information to 0998-884-0597:

WGC PreparedCARD <16-digit PIN

Number>#<Activation Code>#<First Name> #<Middle

Initial>#<Last Name>#<Birthday mmddyyyy> #

<Gender M or F># <Civil Status M or S>#<Home

Address>

Once activated, your card will be valid for one (1) year. The coverage of this card shallbe terminated upon expiry (one (1) year from date of activation), except for the “Useof E.R. for Emergency Cases” Coverage, which is good for one-time use only.Cards not activated after 90 days from date of purchase shall be considered expired.

HOW TO CLAIM

Accidental Loss of Life P120,000




due to FireP5,000


due to EarthquakeP5,000

For Insurance Benefits such as

please refer to the usual MicroInsurance claim requirements and procedures found in www.westernguarantycorp.com

Initial documents required in case of claim:• Police Report or Affidavit of Incident• Insured’s Birth Certificate & Death

Certificate• Beneficiary’s Birth Certificate• Marriage Contract (if applicable)• WGC Prepared Card to be

surrendered

Valid claims will be processed immediately and will be paid not later than 10 days from completion of all requirements.

Surrender your WGC PreparedCARD, together with a valid ID at the Emergency Room of any Cocolife Healthcare accredited hospital.

(For a Complete list of accredited hospitals, please visit: www.cocolifehealthcare.com.ph)

FOR NON-ACCREDITED HOSPITALS:Settle the bill and secure documents (receipts, Medical Certificate, WGC

PreparedCARD together with a valid ID) for submission to Western Guaranty Corp.

Submit within 30 days from availment (failure to file within timeframe shall void reimbursement)

Use of E.R. for Emergency Cases P20,000

Note: In case of emergency room availment in a Non-Accredited Hospital, reimbursement shall be

80% of all eligible expenses up to P20,000

HOW TO CLAIM

Any sudden or unexpected onset of illness or injuryReasonably appears to have the potential of causing disability or death at the time of occurrenceRequires immediate alleviation of severe pain and discomfortRequires urgent medical or surgical care right after or no later than 24 hours after onset

Examples of Emergency Health Conditions:Heart attacksCardiovascular diseasesPoisoningLoss of consciousness or respirationConvulsions

EMERGENCY HEALTH CONDITIONS

Ambulance service to transport a non-ambulatory patient the nearest medical facility covered up to Php.5,000 (inclusive of coverage limit)Emergency room feesProfessional services of accredited physicians, surgeons, and specialistsMedicines used for immediate relief and treatmentIntravenous (IV) fluids and whole blood and human blood productsDressings, plastic casts, sutures and other suppliesX-ray, laboratory examinations and diagnostic proceduresAnti-tetanus equine serum (ATS), tetanus toxoid, anti-rabies injection, and anti-venom vaccine for immediate treatment covered up to Php.10,000 (inclusive of coverage limit)

EMERGENCY ROOM BENEFITS

All other benefits covered under an Accredited Hospital shall be made available for Non-Accredited, through reimbursement

Note: In case of emergency room availment in a Non-Accredited Hospital, reimbursement shall be 80% of all eligible expenses up to coverage limit

FOR NON-ACCREDITED HOSPITALS

EMERGENCY ROOM BENEFITS

When purchased, this WGC PreparedCARD, which is wrapped in plastic, is packaged by a folded flyer.

Do not accept if plastic wrapper is opened, or if PIN number scratch area is tampered.

Please keep your card together with the packaging flyer and have it ready at all times.

EMERGENCY ROOM ASSISTANCE call 812-9090GLOBE: 09175360962SMART: 09088947763SUN: 0922898828

Other Concerns: 241-7401 LOC. 226

VERY IMPORTANT REMINDERS:

One (1) year upon activation

Eligibility: 5 years old to 65 years old

Only 1 card at a time, up to a maximum of 3 cards within 1 year.

“One-Time Availment” pertains only to the E.R. Coverage only

Activation is 72 hours from time of successful registration

90 days (from date of purchase) to enroll and activate

80% reimbursement of actual ER expense (up to P20th) for non-accredited.

Submit complete requirements for reimbursement w/in 30 days.

No Card & ID, E.R. coverage is subject to reimbursement

Major Exclusions:1. Confinement2. Consultation3. Non-emergency4. Pregnancy -related

Certified by The Insurance Commission“No Pending Claims”

SALAMAT sa WGC PreparedCARD

About WGC PreparedCard

Healthcare

Transcript of About WGC PreparedCard