221657_1441978273Sept 16 2015 Z2 LR.pdf

Road trips are a stapleof autumn for manymotorists. Fall foliage

and moderate temperaturesmake the months ofSeptember and October idealmonths to hit the open roadfor weekend getaways.

Fall road trips rarely takedrivers too far away fromhome, but traveling can stillbe costly. Fortunately, thereare many ways to make roadtrips more affordable withoutsacrificing fun.

Explore alternatives to

more traditional lodging. Ifyour road trip includes anovernight stay, consider alter-natives to traditional lodging.Hotels might stretch yourbudget, but depending onwhere you plan to go, youmight have some less tradition-al alternatives. Airbnb.comallows homeowners and evensome apartment dwellers torent their homes and apart-ments to travelers, and theselistings may pale in compari-son to rates offered by nearbyhotels. If weather permits,

look for local campsites andspend your nights sleepingoutdoors under the autumnstars. If you prefer hotels, lookfor deals on sites likePriceline.com or Hotwire.com,which may offer heavy dis-counts on rooms.

Take steps to conservefuel. Lodging might proveyour biggest expense on a fallroad trip, but fuel likelywon’t be too far behind.Drivers can cut fuel costs inseveral ways. Before begin-

Enjoy a frugal fall road trip

SSeerrvviinngg tthhee AArreeaa

SSiinnccee 11999900

TAKE-OUT ONLY

Pizza • Mussels • Italian Dinners • Appetizers • Calzones • Hot Wings • Hot & Cold Subs

May not be combined with any other offer. One coupon per visit.Take out or delivery. Expires 10/15/15.






FREE1 Large Cheese Pie

with order of $50 or More

FREEDELIVERY$6.00 MINIMUM

POMPTON PLAINS615 RT. 23 S. • 973-839-2222

Lincoln Park, Pequannock, Pompton Plains,Riverdale, Sections of Montville, Wayne

CATERING FOR EVERY OCCASION!

HOURS: Mon.-Thurs. 11am-10pm • Fri. & Sat. 11am-11pm • Sun. 12pm-10pm

ONLINE ORDERING AT WWW.AJSPIZZA.NET

BUTLER • 12 MAIN STREET • 973-283-0454Butler, Bloomingdale, Riverdale, Pompton Lakes, Kinnelon, Haskell, Sections of West MilfordDine-in at

15% OffAny Catering Order$100 or MoreWith this ad. Exp.10/15/15.

$9.99Plus Tax

1 Large Cheese Pie

$19.99Plus Tax - Reg. $24.00

2 Large Cheese Pies

$28.99Plus Tax - Reg. $36.00

3 Large Cheese Pies2 Large Cheese Pies,

2 Dozen Wings

$29.991 Lg Cheese Pie, 1 Baked Cheese

Ravioli Dinner, 1 Lg Garlic Bread w/Cheese,1 Lg House Salad, 1 (2) liter Soda

Plus Tax $34.99 Plus Tax

Proverbs 3:5,6 • God Bless AmericaRecycled Paper from 30% Post Consumer Waste

September 16, 2015Zone 2, Vol. 13, No. 17

We are a Family, Friendly Publication

continued on page 6

See TireTechInside Back Cover

visit our website at www.lifeandleisurenj.com September 16, 2015, Zone 2

NOTE: To have your group’s announce-ment appear in Community Happenings,please e-mail your paragraph [email protected].

SEPT 16•The Garden Club of Montville,Wednesday, September 16 program willbe “How to Grow BeautifulChrysanthemums” taught by Wing-YeePavlosky. The meeting is at 7pm at theSenior House, 356 Route 202. TheGarden Club’s website is www.garden-clubofmontville.com.

SEPT 17•Come join the Democratic Club at our

Meeting, Boro Hall, 34 Chapel Hill Rd inLincoln Park. Mark your calendar forThursday, September 17. New membersare welcome.

SEPT 18•The Columbiettes of Bishop NavaghCouncil in Pequannock are hosting aFish & Chips Dinner catered byTastefully British on Friday, September18 from 5:30-7:30pm at the St.Joseph’s Halloran Hall, Comly Rd.Lincoln Park. Tickets are adults $16 perperson, seniors $15 per person, children10 and under are $8. Takeout is avail-able. Tell us what time you will be pick-ing up your order when ordering tick-

ets. Chicken available by advancedorder only. Cash bar available. For tick-ets call Barbara 973-835-3636 or Pat973-696-2225.

SEPT 25•Montville Reformed Church Women’sGuild is hosting an Apple Festival onFriday Night September 25 from 6:30-8:00pm. Come enjoy our wonderfullydelicious apple crisp served with vanillaice cream and beverage. After dinnercome for your dessert or if your dinnersgoing to be late, then stop in for yourtake out dessert. Don’t forget to stop byour bake sale table for desserts you can

100% Mailed, Bi-Weekly Newspaper234 Main Street, 2nd Floor

Lincoln Park, NJ 07035 i 973.696.8008

Publisher: Joe Pellegrino i Editor: Bethanne Pellegrino i Administrative Assistant: Janice McCullen i Art Director: Robin Banta Sales: Lisa Buniewski, George Papendick, Cristina Sidoti, Kathleen Todd, Denise WirsingPlease e-mail all press releases and calendar information to [email protected] or fax to 973.556.1991.Advertising in Life & Leisure is affordable and effective. We are a “family friendly” publication and therefore reserve the right to accept only advertisements that appeal to the entire family; the final determination of which is made by Life & Leisure. Views expressed in Life & Leisure arethose of the respective columnists and writers, and do not necessarily reflect those of the publisher, or Life & Leisure. Advertising is open to anyonedesiring to reach the public and is subject to approval, revision and/or rejection at any time by the publisher. Many of the articles are paid for by theauthor and are in effect advertisements. Publication of any advertisement does not constitute, either implied or inferred, an endorsement of services,products or businesses advertised. © 2015 Life & Leisure, LLC. Life & Leisure is a trademark of Life & Leisure, LLC.

10+Years Experience in Plants & Design

973.305.8803 • www.dclandscapedesigns.com

Fall Landscape Design 25% OFF Plant Material

DESIGN + INSTALL + MAINTAIN

CALL FOR A FREE CONSULTATIONCOMPLETE Property Maintenance • Serving North Jersey Since 2007

1 of a Kind, Professional Landscape DesignWALLS • PATIOS • LIGHTING • DRAINAGE • EXCAVATING & MORE

Specialcontinued on page 7

visit our website at www.lifeandleisurenj.comSeptember 16, 2015 Zone 2,


Category I: Some peo-ple believe that writ-ten in some big book

somewhere, all Americans areentitled to a retirement free offinancial stress and worry.There are no prerequisites, lawsor rules listed in their financialplanning bible that ensure thisstress-free retirement, like liv-ing below one’s means fordecades to generate and investthe funds necessary to becomefinancially independent, or therequirement to secure an edu-cation in financial manage-ment. No, these folks are eitherhoping that manna from heav-en will fall from the sky, specif-ically on their roof. They baskin the power of the votingbooth, voting for the systemat-ic destruction of the wealthy,those who made sacrifices andtook the risks to attain andretain their wealth, by taxingthem into oblivion under therouse of “paying their fairshare.” It doesn’t matter toCategory I people that thereare not enough rich people totax to fulfill this objective,even if the tax rate were 100percent of everything they pos-sess!

Category II: Other people justplain ignore the facts andresponsibility for proper finan-cial management up to andduring their own retirement. Ifthey don’t think about it,either it will just take care ofitself or they’ll worry about itwhen they get there, thinkingthe government will bail themout and provide for them.

Category III: These folks arewaiting for, and depending on,

an inheritance to secure theirfinancial future.

Category IV: This employeewas terminated for lack of out-put, a bad attitude and extremehabitual tardiness. He was writ-ten-up for these offensives mul-tiple times before being termi-nated. He immediately showedup at the unemployment officeto file his claim, which wassummarily denied as he wasfired for cause with proof, asevidenced by his own signatureaccepting responsibility fromhis quarterly reviews. Oneweek later he appealed thedecision and was immediatelyreimbursed for the previousweek and given benefits for 99weeks. Amazingly, he just got ajob at the exact moment his 99weeks of unemploymentchecks were about to cease. Heis probably also a Category Iindividual at the same time.

Category V: There is anotherclass of people who are practic-ing the techniques, fundamen-tals and strategies of wealthaccumulation for a successfulfinancial future. They havelearned what to do and prac-tice it every paycheck andmore. They consistentlyengage in self-talk, debatingwants vs. needs. They spendless to save and invest more.They are focused on winningthe money game and the gameof life, of which we are all par-ticipants. These people aretask-driven and will at the veryleast give it their best shot —always! If there isn’t enoughfrom their primary paycheck tosave and invest adequately,these people will secure a sec-

ond paycheck from a part-timejob or with the help of aspouse or a partner.

Which of the five cate-gories best describes you?Which of the five categorieswould you most like to resem-ble? This should be a rhetori-cal question, but shamefully, itis not.

I used to believe that mostpeople agreed the job should begiven to the best person, notgiven to a lesser qualified can-didate because of race, color,creed or gender. I used tobelieve that most people wereembarrassed to collect benefitsfrom the government, whetherit was unemployment, foodstamps, disability, housing, edu-cation, medical or any otherform of assistance. I used tobelieve that the majority ofpeople would wish, hope andpray for an opportunity, not ahandout. I used to believe thatAmerica was the land of greatopportunity, where one couldstake his claim and claim hisstake.

I used to believe that ourgreat nation had no end insight. I used to believe that if Iearned my financial independ-ence, it was mine and minealone. I used to believe thatAmerica was the land of thefree and home of the bravewith outstretched arms for allthose willing to work and fightfor the opportunity to be a suc-cess, and who had a responsibleparty to sponsor them in case ofsub-par results.

I used to believe that

Americans were the biggestgivers and donors to charity,not recipients of charity. I usedto believe that America wasthe land of opportunity, not theland of entitlement. I used tobelieve that America was themost feared and respectednation on the planet, for if anynation were to compromise thesanctity of another, we woulduse the threat of our great mili-tary might, along with our eco-nomic prowess, to assuage theaggressor into submission.

I used to be a very proudAmerican citizen, but lately mypride has been tarnished byboth the actions and inactionsof our government. I used tobelieve it was an honor to be apolitician, representing andvoting on behalf of your con-stituents’ ideas and ideals, notto vote yourself a pay raise anda superior health plan over thepeople you serve.

I used to believe in abright, idyllic future for mychildren, not marred by pover-ty, violence and crime — onewhere they could strive to befinancially independent; yetupon closer examination I findthat my generation was the lastgeneration to have greateropportunities than their par-ents. I used to believe that allgreat innovations and inven-tions were first theorized thenproduced here in America, butthose days are now merely amemory.

I used to believe in a fed-eral government balance sheetwith debits, credits andaccountability, but a $18.5 tril-

lion deficit has made generalaccounting principles impossi-ble to follow now. I used tobelieve in a day’s labor for aday’s pay and that charitableorganizations were created tohelp charity needing recipi-ents, not the federal or stategovernments. I used to believethat the government wouldincentivize businesses to createjobs and not become the largestemployer in NJ and in theUSA!

I used to believe that adollar and a dream meant start-ing a business for yourself, notthe illusion of winning the lot-tery. I used to believe that if Iwere sick, I could choose myown doctor and hospital, paidfor by my own health insuranceplan that I paid for by mychoice. I used to believe thatAir Force One was for thePresident’s use, not for the firstLady, without him, to travelacross the world spending $10million on vacations and dress-es, especially when there areAmericans who are starvingand out of work.

I used to believe — andstill do — that we can improveand repair our country’s ail-ments before it’s too late. I usedto believe — and still do —that individuals can becomefinancially independent andafford to retire with greatpromise. I used to believe —and still do — that together wecan overcome our partisan dif-ferences for the greater good,firstly by gaining some fiscalresponsibility in Washington,reducing then eliminating thedeficit without increasing

taxes. I believe that my chil-dren together with yours canmake America great again,where our flag will regain theprestige and pride it once had,making Americans the envy ofthe world.

Please be a Category Vindividual and family, leadingthe cause that retirement is notan entitlement. It is a goalrequiring sacrifices and workthat each of us must accom-plish for ourselves!

Mark E. Charnet, CAS, is Pres-ident and Founder of AmericanProsperity Group. APG is thePremier Retirement and EstatePlanning Franchise in the UnitedStates with 19 offices in 10

states. Mr. Charnet has over 33years of experience in the Retire-ment and Estate Planning fields.Creator of the Trinity Method ofInvesting©, Mark encouragesyour inquiries and can be reachedat: 973-831-4424 or via email,[email protected] Check

out our website:www.1APG.com Interested in acareer in retirement and estateplanning? Check out this website:www.APGFranchise.com Secu-rities through: United PlannersFinancial Services, A limitedpartnership. Member SIPC,FINRA and a Registered Invest-ment Advisor. APG is located at:901 Route 23 South 2nd floor,Pompton Plains, NJ in theLakeland Bank andPediatriCare building.

Is retirement an entitlement? By Mark Charnet

ning your trip, take your carin for a tune-up so any issuesthat might affect fuel effi-ciency are addressed beforeyou hit the open road. Poorlyinflated tires force theengine to work harder andburn more fuel, so make suretire pressure matches the lev-els recommended in yourowner’s manual before em-barking on your trip andeven along the way if youfeel your car is not running assmoothly as it could be.Another way to conservefuel is to remove excess itemsfrom the trunk. If you don’tplan to hit the links on yourtrip, leave your golf clubs athome.

Plot your route.Spontaneity may make fallroad trips more fun, but driv-ers looking to save moneyshould plot their routes in

advance so they can avoidpotentially costly problemslike detours or road workthat can waste fuel and leadto hours sitting in traffic. Usea GPS device during yourtrip so you can be alerted toany unexpected develop-ments that might cost youtime and money. Plottingyour route in advance alsoallows you to find affordabledining and lodging optionsand choose roads that don’trequire drivers to pay tolls.

Invite some friends andfamily along. Inviting friendsand family on a weekend get-away can make the trip morefun and more affordable. Ifyou have room in the car,inviting friends along allowsyou to split fuel costs, andyou may even save on lodg-ing if you find a hotel thatwon’t charge for extra guestsin the room. Friends and

family also can help split thecost of supplies.

Bring your own food.Food is another big expenseroad trippers must accountfor. But you can save moneyon food by bringing your ownmeals along on the trip.Prepare some sandwiches themorning that you leave andkeep them fresh in a coolerso you don’t have to pay forlunch. In addition, packsome snacks so you and yourpassengers can quickly andaffordably quell any hungerpangs that arise while you’reon the road. If you plan tostay in a place with its ownkitchen, cook your own din-ners so you don’t have tospend money dining out.

Road trips are a staple ofautumn, when drivers canstill enjoy the open roadwithout breaking the bank.


• Power, quiet & lightweight• Cleans carpet & bare floors• 2-Motor System

• Soft Grip Looped Handle• Telescopic Handle• Motorized Brushroll• No-tip/Anti-clog • Tools-on-Board• Power - 12 amps• Cord Length - 20ft.

REG. $110.99

Hoover Steamer

Sale$19999

• 12 amps• 5 Spin Scrub Brushes• On-Board Powered Hand Tool for Stairs & Upholstery

• 24’ Cord • 1 Year WarrantyREG. $219.99

PanasonicCan

• 12 Amp Motor• Quick Release Handle• On Board ToolsREG. $359.00

Conveniently Located On Route 23 SouthAt 615 Route 23 Pompton Plains

973-839-5666Hours: Mon. - Fri. 9:00 a.m. - 5:00 p.m., Sat. 9:30 a.m. - 4:00 p.m.

Since1976

Sale$12999

With this coupon only. Not valid with other offers.Expires 10/15/15.

FREEVacuum Bags!

Buy 2 Packages of SameType Bags (3 pack size only) & Get1 Pack of the Same Size FREE

Eureka Pet Lover

10%OFF

On All Vacuum RepairsWith this coupon only. Not valid with other offers.

Expires 10/15/15.

www.vacshackinc.comwww.vacshackinc.com

10%OFF

On All Vacuum CleanersWith this coupon only. Not valid with other offers.

Sale items not included. Expires 10/15/15.

Sale$8999

Performance PlusPlatinum

• Powerful 12-amp Motor• Motor Protection System• QuickDraw Tools on Board• TriForce Agitator • 30-Ft. Power Cord• HEPA Filter

Sale$22999

LARGEST VACUUM PARTS SELECTION IN NEW JERSEY

• 1400 Watt motor• Convenient for carpets & hard floors• Lightweight, compact design• Deluxe on board accessories• Metal telescope wand• 2 Year Warranty

EurekaMaximum PowerCanister Vacuum

$32999

Special

SALES • SERVICE • REPAIRS

ALL BRANDSSERVICED

REG. $179.99 REG. $259.99

REG.$62.99

Sale$4499

EurekaCordless Brush Vac

Before You Visit Those “Super-Stores” Try Us!

Authorized ServiceCenter & Dealer

For Most Major Brands

Enjoy a frugal fall road trip continued from page 1

take home and enjoy. Tickets are avail-able at the door Adults $5 & Children $2.

NOV 12•Pequannock Unico will be hosting aday trip to the Sands Casino onThursday, November 12. The price perperson is $29. Comp for casino bonusand lunch coupon will be provided uponarrival at the casino. Please call JoeCarabello at 973-835-0208 or JoanDeodato at 973-696-3799 for reserva-tions. Full payment is due by October 8.

Around theCommunity...•The First Reformed Church of LincolnPark 2015 Fall Craft & Vendor Fair isscheduled for Saturday, October24 from 10am-4pm. Local crafts per-sons and vendors will be displaying andselling their goods. If you would like to

According to the U.S.Department ofHealth and Human

Services, nearly 70% of peo-ple turning age 65 will requirelong-term care, such as assis-tance with basic personalactivities during their life-times. With costs of this careranging from $6,000 to$10,000 a month or more,planning to address that risk isa smart move.

One solution is long-term care insurance. A policycan protect your estate againstthe impact of extended med-ical or rehabilitation services.However, the cost of insur-ance may have you consider-ing “taking your chances” andletting Medicare or Medicaidstep in once your resources aredepleted. But what happenswhen either you or yourspouse requires nursing home

care while the other is healthyand living independently?

Purchasing long-termcare insurance has drawbacks.For one, if you never needlong-term care, the premiumsyou paid are wasted. You maybe able to mitigate this some-what by choosing a flexible

policy with life insurance ben-efits.

Another drawback: Youface the risk that the insur-ance company you select willgo out of business. Choosingan insurer that is highly ratedfor financial strength can easeyour mind.

On the plus side, long-term care insurance offers taxbenefits. When you itemize,all or part of the premium forqualified plans are deductibleas health care costs.Depending on the type of pol-icy you buy, benefits paid aregenerally not considered tax-able income.

If you think long-termcare insurance is right for you,remember that coverage costsless when you’re younger.Premiums are based on yourage and health, and tend toincrease past age 60. Anothercost-saving move to consideris a “shared-care” policy witha combined pool of coveragethat you and your spouseshare.

Contact our office beforemaking the final decision tobuy long-term care insurance.We’ll help you do a cost-ben-

efit analysis.

Robert P. Sokoloff and Associ-ates, PC, is a year round fullservice CPA firm providing awide range of Accounting andTax services to both Small Busi-ness and Individual Clients. Weare QuickBooks Certified ProAdvisors and provide new busi-ness set up, training and sup-port. Our office is located at166 Main St. Lincoln Park, NJ

07035. Our website iswww.cpanewjersey.com andemail is [email protected] contact us by phone please

call 973-633-1001.

Plan today for future long-term care costsvisit our website at www.lifeandleisurenj.comSeptember 16, 2015 Zone 2,

CommunityHappeningscontinued from page 2

continued on page 9

As the weather turnscooler, outdoor im-provements become

less practical. Homeowners’thoughts may turn to projectsthey can tackle inside of thehome. Now may be the timeto consider the purchase ofnew appliances that can bethe finishing touches to reno-vated spaces.

Fall is prime time to pur-chase new large appliances.Manufacturers typically un-veil their latest models duringSeptember and October. Atthis point, prices on oldermodels will be reduced tomake room for new ones. Bythe end of the year, any oldermodels that have not yet beencleared out will be discounted

further. Even though the end-of-the year deals will be bet-ter, the selection may be lim-ited the longer you wait.

It is best never to waituntil an appliance is on its lastleg for repair or replacement.Then consumers do not havethe luxury to price shop norfind items that include the fea-tures they desire most. Hereare some other buying tips.Research

Shoppers should begintheir research at home beforethey even enter a store. Makea list of features you want inthe appliance, which helpsnarrow down the playing fieldand better focus your purchas-ing decisions.

Once you have a listhandy, speak with friends orfamily members about theirexperiences with brandsand/or retailers. Ask about

which features they like themost and how often they havehad to call for repairs. If theycould do things differently,what would those things be?Know your space

Perhaps you are familiarwith the adage to measuretwice and cut once. The

same can be said for measur-ing prior to purchasing anappliance. Be sure you knowthe exact measurements ofthe space that will house thenew appliance. Take intoconsideration the clearanceneeded to open doors, suchas with a refrigerator or

front-loading washingmachine. It can be a waste oftime and money to have anappliance delivered only tofind it doesn’t fit at the timeof installation.Energy savings

Consider appliancesthat reduce energy usage.Energy Star® appliances areproduced in adherence tointernational standards forenergy efficiency. The pro-gram was started more than20 years ago by the EPA andthe Department of Energy.Since then, other countrieshave adopted the program.Appliances that feature theEnergy Star® logo use 20 to30 percent less energy thanrequired by typical federalstandards. Homeowners whopurchase qualifying appli-ances may be eligible for taxbreaks and other incentives.Consider your lifestyle

It is easy to be over-whelmed and awestruck bythe number of appliancesavailable. You may desire thebiggest and best there is, but ifyou are not a superstar in thekitchen, you may not needthe commercial stove. Abachelor may not require anoversized washing machine.

Do your research andcomparison shop so you won’thave any regrets later on.

Tips on shopping for new appliancesvisit our website at www.lifeandleisurenj.com September 16, 2015, Zone 2

Yom Kippur 2015 begins in theevening of Tuesday,

September 22 and endsin the evening of

Wednesday, September 23


be a part of the sales floor, space maybe reserved to show off your handmadecrafts or other goods or services. Visitour web site www.frc-lpnj.org or call thechurch office at 973-694-4336 for anapplication and more information. FirstReformed Church is located at 60Chapel Hill Road in Lincoln Park. Hopeto see you all there.•The Lincoln Park Library offers one-on-one technological help. Please call

973-694-8283 or email [email protected] for an appoint-ment. Sessions are limited to one meet-ing per month.•Suffering from the memories of warjoin Point Man Ministries, a Christianministry helping veterans find peace.Come and find out more. Call BarryJensen at 973-809-9665 Point ManMinistries meets the first Thursday ofevery month from 7:30-9:30pm atCornerstone Chapel 620 Route 23

North, Pompton Plains.•The United Ostomates of NorthJersey is an area-wide support groupfor ostomates, people of any age withpotential, new, mature or reversedostomies or continent diversions.Meetings are on the second Monday ofthe month at Chilton Medical Center,97 West Parkway, Pompton Plains at7pm. Call Jo Ann Valent for informa-tion 973-831-5168.•The Montville Township Women’s Club

has an ongoing project: comfort pillowsfor breast cancer patients. CallChairperson Alexandria Sarra at 973-405-0088 for information. Monetarydonations for purchase of polyfill forthe pillows, should be made payable toMTWC and include Comfort Pillow in thememo. Please mail checks to P.O. Box267, Montville, NJ 07045.•The Montville Senior Citizens Club isopen to Montville Township residentsaged 55 and older. The club meets

every first and third Friday of themonth at the Montville Senior House,Route 202 South. Refreshments servedat noon. Meeting is at 1pm. New mem-bers and guests welcome. For informa-tion call Celia at 973-227-4591.

Community Happeningscontinued from page 7

To Advertise inLife & Leisure

Call 973-696-8008

According to theAmerican Societyfor the Prevention of

Cruelty to Animals, indoorcats rarely need baths. That’sbecause indoor cats use theirtongues and teeth to stay rela-tively clean. While cats canbenefit from routine brushing,which can reduce sheddingand cut back on hairballs, thebath tub is a place cats neednot visit regularly.

But sometimes cats findthemselves in sticky situationsthat dirty their coats and givethem a less than agreeableodor. In such instances, a bathmay be the only way to cleanup your cat. Cat owners con-

cerned about bathing catscan consider the followingtips, courtesy of theASPCA.

Trim the claws. Catsare unlikely to find a bath-tub comfortable, so catowners should expect themto resist. Owners can pro-tect themselves from suchresistance by trimming theircat’s claws prior to bathtime.

Brush your cat’s hair.Matted hair can be a nui-sance come bath time, andthat can translate into alengthier bath that will trythe patience of cat andowner alike. Just before

bath time, brush your cat’shair to loosen any mattedareas. Once hair has beenbrushed, gently insert somecotton into your cat’s ears toprevent water from gettinginside them.Choose the right time.

Mellow or tired cats are lesslikely to resist a bath thanwell-rested cats with lots ofenergy, so choose a time ofday when your cat is typical-ly mellow to give the animalits bath. Allow the cat toplay with some toys prior tobath time so he or she growsa little tired.Use a bath mat. Cats

likely won’t be comfortable

in the tub or sink, and thatcomfort level is only furthercompromised if they are slip-ping around. Use a bath matso your cat is not slipping andsliding.

Use lukewarm water.When bathing your cat, useonly lukewarm water. Getyour frisky friend wet in threeto four inches of water beforegently massaging a solutionthat is one part cat shampooand five parts water into his orher hair. Massage in the direc-tion of the hair growth and donot use human shampoo,

Brought to you byDr. Matthew Krupnick, the owner of PequannockAnimal Hospital

What to do when your cat needs a bath


Dr. Matthew Krupnick, D.V.M.

591 Newark Pompton TurnpikePompton Plains, NJ

973.616.0400• Full Service Animal Hospital, Specializing in Cats & Dogs

• Complete Medical, Dental & Surgical Services On Premises

• Caring & Competent Staff

“WHERE YOURPET IS FAMILY”

FREE ExamNEW CLIENTS ONLY.

Limit 1 per pet. Not to be combined w/other offers.Expires 10/15/15.

15% OFFExam Fee

ONE TIME ONLY. Limit 1 per pet.Not to be combined w/other offers. Expires 10/15/15.

PequannockVeterinarian.com

OpenSaturdays

Hours: Mon 8-6pm • Tues 8-4pmWed 8-7pm • Thurs 8-6pm • Fri 8-5pm • Sat 8-12pm

continued on page 14


WaynePAL Presents

Our 8thAnnual

Friday,October 23, 2015

Wayne PAL Building1 Pal Drive, WayneDoors Open at 5:30PM

Drawings Beginat 7:00PM

Admission: $15Advance Sale($5 Child)

Includes 1 Small Ticket Sheet,Coffee and Cake

Admission at Door $20

3 Tier

Prize Leve

l,

Plus Gran

d

& Super

Grand

Haunted Tricky

Tray

Haunted Tricky

Tray

Lottery Board,Basket of Cheer,50/50Plus otherSpookySurprizes!

Costum

e

Contes

t

Adult &

Childr

en

Winners

!

For More Information Please Call 973.696.2896

School is not always easy,and some students strug-gle as they transition

from grade to grade. As stu-dents get older, some who mayhave experienced smooth sail-ing as youngsters may find theyneed some extra help graspingthe material as courseworkbecomes more complicated.

Those who need someextra clarification and rein-forcement may first turn totheir parents. But parents maynot be familiar with certainsubjects or capable of explain-ing certain concepts in termskids can understand. In suchsituations, tutors can prove tobe valuable resources to get

kids back on the right academ-ic track.

One-on-one attentionfrom a tutor can benefit alltypes of learners. Students whodiscover newfound successunder the guidance of a tutormay have more self-confidencein the classroom. Parents won-dering if a tutor can help theirchildren may want to considerthe following indicators thatstudents may need tutors.Consistently falling grades:Tutors may be necessary for stu-dents whose grades are gradual-ly on the decline. First speakwith your child’s teachers, whomay recommend tutors thatspecialize in certain subjects.

Confusion in and out of theclassroom: Some kids struggleto grasp certain concepts, andsuch confusion can sometimesbe remedied with the kind ofintense study available intutoring sessions.Low confidence: Some kids’confidence wanes when theirgrades suffer. Kids whosegrades have been on thedecline may feel a sense ofdefeat even before they take atest or work on an assignment.Tutors can help restore confi-dence by creating small victo-ries that slowly build up tolarger successes.Indifference to coursework:No student will be captivated

by every subject he or shestudies, but there should besome subjects that studentsfind engaging. Students bat-tling indifference toward theircoursework may benefit from adynamic tutor who can pres-ent subject matter in new waysand revive students’ interest.

Students who are strug-gling in the classroom mayneed some extra help outsidethe classroom, and many tutorsare adept at reviving interest insubjects kids are studyingat school. Some teachers mayrecommend certain tutors,while others may do sometutoring work themselves.

Signs a tutor might be necessary



ASSOCIATED EYE PHYSICIANS, P.A.

505 Wanaque Ave.,POMPTON LAKES 973.835.1222

“We Are Clifton’s Premiere Family Eye Doctors.”1033 Clifton Ave.,

CLIFTON 973.472.6405www.njeyedoc.com

and his Associates offer eyecare for the entire family

– from surgery to glasses.

Most Insurances &Eye Plans Accepted

YOU CAN SAVE$100-$300

Dr. Michael DelGiodice is an author on ocular disease and Vice President of the NJ Chapter of theAmerican Academy of Optometry. His specialtiesinclude laser eye surgery post-operative care, dryeye syndrome, contact lenses and neurologic eye disease. He is also a consultant for Bausch & Lomb.

Ceaser Pitta, M.D. specializes in diseases of theretina including Macular Degeneration, DiabeticRetinopathy, Macular Holes, Macular Pucker andDetachment surgery.

Meet our experienced Physicians

AVOID THE HASSLE& HIGH COST OFPOST-OP DROPS

Safer Better More Reliable

AcceptingVSP Patients

Using LenSx Laser Technologyhas proven to be a safe, effectiveprocedure for most patients.

Passaic/Bergen CountiesFirst and Only

DROPLESS CATARACTSURGEON

Charles D. Crowley, M.D. DROPLESSCataract Surgery

BUY ONEGETONE

FREE

Complete pair of frame and lenses, equal or lesservalue, mention ad for offer, cannot be combined withany other discount or vision plan.

OFFER FOR

Gentle Private-Practice Dentist • CEREC® - Crowns in One VisitDrill-less Dentistry • Galileos 3D Digital Imaging

Emergencies and New Patients WelcomeCare Credit Financing Available

Welcome New PatientsOnly $95

Includes Cleaning, Exam, Complete Setof X-Rays and Oral Cancer ScreeningCash Only or Your Insurance May Cover

at Usual and Customary Fees.

Trusting,Caring& AffordableDental Care

933 State Highway, Rt. 23 South • Pompton Plains973.839.8180

www.McKeeverDentalCare.com

Convenient Early Morning and Late Evening Hours Available

Should the 2015 Major League Baseball World Series advance tofive games, it would mark just the fourth time in history theWorld Series was played into the month of November. Normally

finished before the final day of October, the Fall Classic, which is a best-of-seven series between the winner of theNational League Championship Series and the winner of the American League Championship Series, will extendinto November should neither team sweep their opponents with four consecutive wins. The 2001 World Serieswas the first to extend into November, as it came on the heels of the terrorist attacks of September 11. Baseball’sregular season was suspended in the immediate aftermath of those attacks, necessitating a later postseason thatultimately ended on November 4. The 2009 World Series also ended on November 4, while the 2010 World Seriesended on November 1. This year’s series includes games scheduled in November because the regular season didnot begin until April 5, which is roughly one week later than the MLB season typically begins.

Did you know?

which can dry out cats’ skin.When the time comes torinse the soap, once againgently use lukewarm water,taking caution to avoid get-ting soap and water into yourcat’s eyes, ears and nose.Make sure there is noremaining shampoo residue,which can irritate the skinand attract more dirt.

Dry your cat off. Long-hair cats may need their furto be untangled with wide-toothed combs. Short-hairscan be dried in a warm placewith a large towel wrappedaround their bodies. Somecats may be comfortable ifyou use a hair dryer set on

the lowest heat setting to drythem off, but don’t push it ifyour cat is not respondingwell to the hair dryer.

Dr. Matthew Krupnick is theowner of the Pequannock

Animal Hospital. He grew upin Kinnelon and is happy to behome – with his wife, three

cats, and two dogs – to providequality and compassionate carefor pets in the community.The Pequannock Animal Hospital is located at

591 Newark Pompton Turn-pike in Pompton Plains. Youcan reach the hospital bycalling 973-616-0400.


Friendly, Caring, Gentle Atmosphere 973-835-0702

435 Ringwood Ave • Pompton LakesVisit Our Website For Services: www.PomptonDentalArts.com

HOURS: Mon. 7-5, Tues. 12-9, Thurs 7-5, Friday by Appointment

Not an actual patient.

KIDS SPECIAL$69 (Reg. $300)14 Years of Age and UnderIncludes Exam, X-Raysand CleaningRedeem with this ad. Not to be combined with any other offer. Expires 10/15/15.

NEW PATIENT

SPECIAL

$79 (Reg. $393)

Includes Exam, X-Rays

and CleaningRedeem with this ad.

Not to be combined with any other offer. Expires 10/15/15.

~ We Participate withDelta Dental Premier Provider

~ 10% Senior Courtesy

What to do when your cat needs a bath

Photo courtesy ofGrey Buniewski’s people

continued from page 10

Yeah, I don’tthink so...

I got this baththing covered!

Physical Therapy - Speech TherapyOccupational TherapySensory Integration

Has your childbeen diagnosedwith...Cerebral PalsyAutismDevelopmental DelayBalance/CoordinationDisorderHypertonia(increased muscle tone)Hypotonia(low muscle tone)Down SyndromeSpina BifidaMetabolic DisorderTraumatic Brain InjuryWe can help, give us a call

973.616.830018 Newark Pompton Tpk

Riverdale


Dawn La Viola-Schaub - Artistic Director

WE OFFER A LARGE VARIETY OF DANCEBallet • Tap • All Boy Hip Hop • Jazz • Lyrical • Contemporary • Modern • Hip Hop

Acrobatics • Pointe • Tumbling for Tots and so much more!

261 COMLY ROAD • LINCOLN PARK 973.832.7575(Lincoln Park Plaza Next to Frank’s Pizza)

194 WANAQUE AVENUE • POMPTON LAKES 973.839.7800

NOW ACCEPTINGFALL REGISTRATIONREGISTER EARLY, CLASSES FILL UP QUICKLY!

You can register IN-PERSON, ONLINE, and by MAILto reserve the class of your choice.

ALL NEW STATE-OF-THE-ART STUDIOThe New Studio is 3 levels, offering 5 beautiful spacious dance rooms, central air, 2 lounges & bathroom.

Large observation windows in a safe, secure, facility.

PLEASE CALL TO RESERVE A SPOT OR Visit Our Website: www.thepaa.com

FREETrial Class

for New Students,Call to Schedule.

PERFORMING

ARTS

ACADEMY

Celebrating Our

25th Year Anniversary!


HOURS: Monday - Saturday 8am-6pm • Closed Sunday for church and family

Service – Savings – Selection

We are the Source • We Grow and Sell Direct to you

30 Hillview Road • Lincoln Park NJ, 07035973-694-7495 • grorite.com We accept

Amex • VisaMastercard • Discover

FALL MUMSNOW IN STOCK!

SALE50% OFFTrees, Shrubs& Perennials

GroRite Landscaping • We Design, Install and Maintain!

Fresh Fall Product8” PremiumAnnuals $8.994 or more $6.99Includes: Sunflowers,Marigolds, Zinnias,Snapdragons, Petunia combos

Edible Garden - Herbs$2.994 for $10

With this ad. Valid until September 30, 2015

8” Fall Mums $4.994 or More $4.50

Now thruDecember Saturdays10am-3pm

FRESHPRODUCECRAFTSANTIQUES

OCTOBER3RD & 11THIncludes:

Petting Zoo, Games,Hay Rides,

Baked Goods,Pumpkin Pickingand Much More!

We CarryThousands ofPumpkins, Gourds,

Cornstalks and Hay Bales

COMING SOON!

Clean eating is a grow-ing trend among peo-ple focused on health

and wellness. A relatively sim-ple concept of selecting foodsthat are minimally processed,clean eating intends to instill agreater understanding of thepathway between a food’s ori-gins and the final products thatend up on grocery store shelvesand dinner tables.

Choosing whole or “real”foods that are as close to theirnatural forms as possible is astaple of clean eating. Theavailability of conveniencefood products has never beengreater, and not all packagedfoods are unhealthy. But cleaneating encourages consumersto be more aware of the ingre-

dients in the foods they eatwhile selecting those foodsthat are minimally processed.Many foods designated as“clean,” including vegetablesand fruits, whole grains, free-range meats, low-fat dairyproducts, unsalted nuts, andwhole seeds, are straight fromthe farm.

Another component ofclean eating is eliminating orgreatly reducing the con-sumption of refined sugar.Many health experts advisethat refined sugar is a largecontributor to unnecessarycalories. Many people can getall the energy they need byconsuming foods with naturalsugars.

If an ingredient list

includes names you cannotrecognize or if the natural formof the food has been changed(i.e. removing the bran fromwhole grains), it cannot beincluded in a clean-eatingplan. Also, foods that have a

lot of additives, including salt,sugar and fat, are not classifiedas clean.

Jessica Fanzo, assistantprofessor of nutrition atColumbia University, advisesthat not all food processing is

bad. Processing is sometimesnecessary to preventpathogens that can lead toillness. For example, pasteur-izing milk is a processingmethod, but one that is nec-essary to stop the prolifera-tion of bacteria. Even steam-ing foods is processing insome form, but it is not onpar with some of the overlyprocessed foods available.The benefits to clean eat-

ing are numerous. Increasingintake of fruits and vegeta-

bles can boost your immunesystem and serve as a nutritiousway to maintain a healthyweight. Clean eating may helpyou become more conscious ofeverything from meal ingredi-ents to portion sizes.

Those interested in cleaneating can begin slowly. Startto introduce more fresh fruits,vegetables, legumes, nuts, andfarm-fresh foods into your diet.Look for foods in their naturalform, such as whole oats andother grains. Avoid highlyrefined ingredients and limitsugar and salt intake. Opt forfresh herbs and spices to seasonfood. Over time you can makeother changes.

Adopting a clean-eatingapproach to their diet is a greatway for men and women tostart living healthy lifestyles.Speak with a doctor or nutri-tionist about healthy andeffective ways to transition toclean eating.


• DAILY LUNCHBUFFET Only $6.95& Full Menu with Specials• Restaurant & Fine Catering• Catering For All Occasions, On & Off Site• Gift Certificates Available• Take-Out • Full Bar

Lina’sCUSTOMERAPPRECIATIONNIGHTEvery Wednesday & Friday4PM-11PM

50% OffEntire Check 18% Gratuity added to total bill. Not valid with any other offers.

CASHONLY

49 MAIN STREET | BLOOMINGDALE973.492.2211 | 1.888.522.Lina (5462) | www.LinasRistorante.comJust off Routes 23 & 287 • Open Wed, Thurs & Sun 12pm-11pm • Fri & Sat 12pm-12am

A Touch Of Italy In Bloomingdale

Visit us onFacebook

A Touch Of Italy In Bloomingdale Since 1983Fresh seafood, the finest quality meats, seasonal ingredients and a chef who ensuresevery course is prepared to perfection. That’s our recipe for success.

“A Warm, Elegant & Engaging Atmosphere”

of course!

WE ARE OPEN FORPRIVATE PARTIES ONMONDAY & TUESDAYS

EEnnssuurree tthhee PPeerrffeecctt

DDaattee ffoorr YYoouurrSSppeecciiaall OOccccaassiioonn......

BBooookk NNooww!!

HHaavveenn’’tt BBeeeenn ttoo

LLiinnaa’’ss LLaatteellyy??

IItt’’ss TTiimmee ttoo RReevviissiitt UUss aanndd

TTaassttee WWhhyy WWee’’vvee BBeeeenn

SSeerrvviinngg tthhee CCoommmmuunniittyy

SSiinnccee 11998833!!

What is clean eating all about?

Leaves cascading downfrom trees indicate thearrival of autumn.

However, colorful and awe-inspiring autumn leaves can bea hazard if left to lie on theground too long.

Fallen leaves form a denseinsulator to protect trees’ rootsand prevent competing plantsfrom growing. Decomposingleaves also provide nutrientsfor the tree. But wet leaves canbe a safety hazard and leaves

left on the lawn through thewinter can pose a threat to thegrass. These are just a couple ofreasons why so much effort isplaced on leaf clean-up inthe fall. The following are somecreative ways to recycle leaves

that fall from your trees in theweeks to come.

Mulch: Shredded leaves canmake for a great amendment tofertilizer for garden beds andeven the lawn. Leaves lying on

the grass can be mulched intosmall pieces with a mulchingmower so they don’t choke theblades of grass. Leaves also canbe broken down with a stringtrimmer, a leaf blower that hasa vacuum function or a com-mercial shredder/chipper. Addthe shredded leaves to a com-

post pile or use them to fill con-tainer plants before adding reg-ular potting soil.

Insulation: Collect leaves tomound over delicate perennialplants and shrubs. The leaveswill add more warmth to the


Innovative, Full ServiceResidential Remodeling,

Crafting Fabulous Kitchens, Additions,Bathrooms & Master Suites

Financing AvailableAs-Low-As $79.00 A MonthCall For An Appointment To Set-Up A

FREE Design Consultation.

1016 Route 23 North • Wayne, NJ(Just 200 feet after the Alps Road exit)

973-696-0333www.advantagecontracting.com

License# 13VH00011000

Free Estimates • Fully InsuredReferences Available

“Transforming Lives By Transforming Living Spaces... It’s What We Do”

A Tradition of Delivering Value For Over 20 Years

PRESTIGEPAVING

BACK BYPOPULAR DEMAND

$200OFFANY DRIVEWAYof $1,200 or More!

Schedule before 10-15-15

Owner On-SiteFully Insured Lic.#13VH02993700

WE ACCEPTALL MAJOR

CREDIT CARDS

973-838-0866www.prestigepavingllc.com

Call NowFor a FREE

Estimate• Residential• Commercial• Industrial• Concrete Work

Creative ways to recycle leaves



Animal Exclusion (Holes/Openings)Carpentry

Caulking/GroutingCeiling Tile Installation

Cement PatchingChimney Caps

Cleanouts (Attic/Basement/Home/Office/Shed/Warehouse)

Crown MoldingDecks (Cleaning/Installation/

Repair/Sealing)

Dropped Ceiling InstallationDrywall/Plaster RepairsFascia/Soffit Repair

Fence Installation/RepairFinishing Work

Home/Business ImprovementInsulation InstallationMiscellaneous RepairsMolding/Trim Work

Odd JobsPainting (Interior/Exterior)

Power WashingReplace Termite Infested Wood

Rubbish Removal(Appliances/Furniture/Rugs)

Sheetrock InstallationTree Pruning/Trimming

WainscotingWallpaper

Windows/Storm Windows(Installation/Replacement/

Sill Repair)

FULLY INSURED & LICENSED

RESTORATION DOCTORSPECIALIZING IN REPAIRS AND RENOVATIONS

CALL 973-345-7760for a FREE Estimate

for an Initial Exterior/Interior Evaluation of Your Home or Building.585 Winters Avenue, Paramus, NJ 07652

1-800-825-1151 • Fax 201-599-0409 • www.bugdoctorinc.com

Celebrating Our Annual Anniversary Sale!

ANNIVERSARY SALEMention this Coupon

and Receive aFREE INSPECTION

+ PLUS + 5% OFF FIRST SERVICE

Restoration Doctor is a Division of Bug Doctor, Inc.OFFICIAL PEST CONTROL COMPANY OF THE NEW YORK YANKEES

Selling a home can beexciting. Homeownerswho made considerable

financial commitments whenbuying their homes may beanxious when the time comesto get returns on their invest-

ments, but selling a home neednot be so nerve-racking.

Buyers’ tastes often dic-tate their interest in a home.For example, no matter howimmaculate homeowners maykeep their colonials, such

homes won’t appeal much tobuyers looking for a traditionalCape Cod cottage-style home.But while you might not beable to change your home’sarchitecture to appeal to themasses, there are steps you cantake to make your home moreappealing to buyers whosedream home more closelyresembles your own.

Address curb appeal.Curb appeal goes a long waytoward creating a lasting firstimpression, so homeownerscan start by driving up to theirhomes and looking at themthrough the eyes of prospectivebuyers. Address the landscapeif it needs some TLC, andpower wash siding if it’s appear-ing a little dirty. Examine your

driveway for cracks andconsider installing anew surface if the exist-ing one is more of aneyesore than eye-catch-ing. Finally, clear theyard of toys and toolsbefore nailing the “ForSale” sign into theground, as a clutteredyard will give buyers theimpression that you didnot prioritize keeping aclean and presentablehome.

Clear out the clut-ter. Some sellers stagetheir homes when put-ting them up for sale.But staging might notbe an option for sellerswho are still living intheir homes and intendto do so until they findbuyers. If you can’tstage your home, thendo your best to remove clutter,including extra pieces of furni-ture you might have accumu-lated over the years that canmake rooms seem smaller. Boxup any books that no longer fiton bookshelves, and try tokeep common areas like familyrooms, hallways and kids’ play-rooms as open and clean aspossible so the rooms appear

roomy and relaxing.Let the light shine in.

Dark homes are less appealingto prospective buyers, many ofwhom have no interest in liv-ing in caves that are void ofnatural sunlight. When show-ing your home, make sure all ofthe curtains are drawn and theblinds or shades are up. If treesor shrubs outside windows are

blocking natural lightfrom getting inside,consider trimmingthem so your homeappears sunnier andmore inviting. Brighthomes tend to feelmore spacious, so fixany light fixtures thatneed fixing and evenadd small lamps inrooms that could usesome extra light.Tackle that to-do

list. It’s easy for ahome’s residents togrow accustomed tocertain minor prob-lems, such as a door-knob that alwayssticks or a creakykitchen cabinet door.But buyers might beturned off by too manyof these minor prob-lems and wonder if

any larger and more expensiveissues also went ignored.Before showing your home,address all those minor repairson your to-do list.

Selling a home can beexciting, and homeownerscan take steps to make suretheir home sale is successfuland lucrative as well.

How to prepare your home for prospective buyers


[email protected] CIRCLE OF EXCELLENCE

2002-2014Consistent

TOP PRODUCERin the WAYNE area.

TOWNHOME SPECIALISTRELOCATION AGENT~ SHORT SALE AGENT ~

OWE MORE THANYOUR HOME IS WORTH?

GEMINI LLC Realty 973-696-1111x131197 Berdan Ave., Wayne, NJ

CALL MARIAat 973-986-6914 Cell

for CURRENT MARKET VALUEOF YOUR HOME

M A R I A F E R R I T OProfessional Full Service Realtor

WAYNE $619,0004BR Center Hall Colonial withfinished basement. Large deckand built-in pool. 2 car garage.

“THE GOOD GUYS”

973.942.8925 Local & Long Distance

“For Free Estimates Call”

MOVING & STORAGE INC.www.waynemovers.com

Wayne“Local Moving Specialists”

Expert Piano Moving • Small Jobs WelcomedProfessional Office Moving

WE DOCLEANOUTS!

Fully InsuredSenior Discounts

“For Free Estimates Call”

“Local Moving Specialists”Expert Piano Moving • Small Jobs Welcomed

Professional Office Moving

Doug Radford, Presidentof Realty ExecutivesNew Jersey is pleased

to announce that Lindsey Kehrhas joined Realty Executives asa Sales Associate in thePompton Plains office and asthe company’s Director ofBusiness Development. “Weare extremely fortunate to haveLindsey join our team. Lindseyis not only a top producing areaRealtor®, but she also brings awealth of sales and marketing

knowledge to our company,which will be extremely benefi-cial in the continued growth ofour brand.” states Radford.“Since affiliating with RealtyExecutives International in2009, our company has grownto approximately 275Realtors® in New Jersey. Ourgoal is to continue our brandexpansion with both new bro-kerage offices as well as addi-tional franchise offices withLindsey’s assistance.”

Formerly an AssistantManager with WeichertRealtors® in Wayne, Lindseyhas over eight year of realestate industry experience.Prior to her real estate career,Lindsey spent four years as anexecutive with retail giant

Target. As a Realtor®,Lindsey has achieved numer-ous awards and designations.A New Jersey MonthlyMagazine Five Star Realtor®Professional Award recipientin 2012, 2014 and 2015,Lindsey is an active memberof the Passaic County Boardof Realtors where she hasbeen serving on the Board ofDirectors since 2011. She is apast Chairperson of theBoard’s Social andEntertainment Committee,2010-2011; the Realtor®Assistance Committee, 2009-2010 and the Social andEntertainment Committee,2008-2011. Lindsey hasindustry certifications as aShort Sale & Foreclosure

Resource (SFR), Brokers PriceOpinion Resource (BPOR),and is an Accredited BuyersRepresentative (ABR) inwhich she is an active mem-ber of the Real Estate BuyersCounsel (REBAC).

According to Lindsey,“Delivering the highest levelof service for every client ismost important to me. Ijoined Realty Executivesbecause I will be able to dojust that. Realty Executives isa forward thinking real estatecompany which provides thecutting edge marketing sys-tems designed to keep ourclients at the forefront oftoday’s real estate trends whileproviding the highest level ofservice. I am really excited to

be a part of this dynamic com-pany!”

Originally from Montana,Lindsey, her husband Anthonyand their three year old sonreside in Butler. Through herinvolvement with the PassaicCounty Board of RealtorsLindsey has become an activevolunteer with CUMAC,assisting those in need. Livingin New Jersey for the past 10years, Lindsey serves Passaic,Morris, Essex and BergenCounties specializing in resi-dential listings and sales.Lindsey can be reached direct-ly at 973-296-1379 (c), 973-305-5800 (o) or via the com-pany website www.RealtyExecutives.com.

Lindsey Kehr joins Realty Executives


KINNELON $550,000Smoke Rise-4BR Bi-Level on 1.53 level acres.Newer Kit. & 3Full BAs, H/W Flrs, 3 Car Gar, CozyFP, Deck. Location, Location! MLS 3227177

KINNELON $649,900Smoke Rise-Custom 5BR/4+BA lake-viewRanch ideally set on 1.30 acres. 3FPs, dramaticbeamed cathedral ceilings. Patio. MLS 3211718

KINNELON $935,000Achieve the gracious living that comes with thisfenced 5BR/4+BA streamside Colonial nicelysited on 1.27 acres. Deck. MLS 3230646

KINNELON $675,000Follow your dream to this 4BR/2+BA homenicely set on a full acre. Security system, Gar,Community swimming pool. MLS 3249381

KINNELON $1,095,000Savor a triumphant end to your search withthis custom 5BR/3+BA Colonial sited on 2.58acres. FP. 3 Car Gar. MLS 3217885

KINNELON $1,195,000Discover for yourself the merits of this irre-sistible 5BR/4+BA home nicely sited on 2.39acres. Attractive pool. MLS 3246188

POMPTON LAKES $295,000For quiet charm, visit this 3BR/2BA Bi-Level.Cozy FP, formal dining room. Garage. Indulgeyourself in a gem! MLS 3242238

KINNELON $325,000Count on comfort in this noteworthy 4BR/2+BAColonial positioned on 1.30 acres. Cozy FP,Master bath. Basement. MLS 3235981

KINNELON $575,000Experience the charm of this unusual,3BR/2+BA Contemporary sited on 1.15 acres.Cozy FP, Cath Ceilings. Deck. MLS 3238519

KINNELON $580,000Smoke Rise-Steep yourself in privacy on 1.41acres. Discover the flair of this cul-de-sac,4BR/2+BA wooded-lot Colonial. MLS 3210735

ROCKAWAY $649,0002 Bedroom Lakefront wooded-lot residencenicely set on 0.58 acres. Cozy FP, ceiling fans.2 Car Gar, Dock. MLS 3237836

BOONTON $749,900Treat yourself with luxury in this cul-de-sac,6BR/3+BA wooded-lot Colonial. Gas FP, highceilings. Deck. MLS 3238347

To Advertise in OurReal Estate SectionCall 973-696-8008


Congratula#ons to All of Our Clients Below Who Have Successfully Made a Move This Summer!

We Are Looking For an Equally Successful Fall For All of Our Clients! Call Us TODAY and Experience The Boswell Aiosa Difference!

1172 Pines Lake Dr W, Wayne 474 Gregory Ave, Weehawken 8 Overhill Rd, Wayne 10 Ryan Ln, Pequannock 22 W Sunset Rd, Pequannock 15 Kinney Pl, Pequannock 17 Gravel Hill Rd, Kinnelon 27 Harwood Pl, Wayne

82 Summer Hill Rd, Wayne 12 Ryder Rd, Wayne 401 Chestnut St, Paramus 61 Riverview Terrace, Riverdale 342 Andrew Pl, Bloomingdale 71 Rock Rd, Wayne 5 MacArthur Ave, Lodi 59 High St, Butler

52 Suter Ave, North Haledon 44 Fernwood Cr, Riverdale 21 Northwood Drive, West Milford 131 High Mountain Rd, Ringwood 215 Broadway, Pompton Lakes 79 New St, Belleville 9 Atlanta Pl, Wharton 406 Clifton Blvd, Clifton

5106 Warrens Way, Wanaque 16 Elizabeth St, Bloomingdale 10 River Rd, Oakland 103 Durham St, Pompton Lakes 375 Rifle Camp Rd, Woodland Park 1204 Richmond Rd, Mahwah 100 Seminole Ave, Lincoln Park 130 Dawes Hwy, Pompton Lakes

SOLD SOLD SOLD SOLD SOLD SOLD SOLD SOLD




Every autumn, trees andshrubs take on their bril-liant display of reds,

oranges, purples, and yellowsthat mark the end of the grow-ing season. Fall foliage maymake for ideal photo backdropsand scenic days in the country-side, but closer to home leavesmay be more of a hindrancethan an aesthetic pleasure.

The hundreds of leavesthat adorn the maples, oaksand other trees near homes willeventually fall as autumn turnsinto winter. Some will floatdown to lawns, while otherswill get lodged in gutters anddownspouts, posing problemsthat can cause substantial andpotentially costly problems forhomeowners.

Homeowners know thatgutter cleaning is an impor-tant part of fall home mainte-nance, but they may not com-pletely understand why.Gutter cleaning can be amessy and time-consumingproject, making it a projectmany homeowners are apt toput off. Waiting to clean gut-ters can lead to considerableproblems, so it’s best to tacklethe job well in advance of thewinter.

Gutters guide rainwaterand runoff from the roof so itdrains properly away fromhomes. When gutters areclogged with leaves, a numberof problems can occur.

Leaks: Water will take the

path of least resistance.When clogged gutters do notallow the water to drain awayproperly, water will findother ways to the ground. Itmay work itself right into thewalls and ceilings of thehome. In addition to damag-ing walls and ceilings, mois-ture inside the home canpromote mold growth. It alsomakes interior spaces moreappealing to pests.

Excess weight: Gutters aremeant to hold the weight oftraveling water and notmuch more. Gutters filledwith leaves and other debriscan quickly become heavy.This stresses the entire guttersystem and can cause the

gutters to fall off of the homeentirely.

Nesting areas: Clogged gut-ters can serve as nesting areasfor insects and birds.Mosquitoes and other insectslay eggs in pooling water.Gutters can quickly becomebreeding spots for harmfulpests. Furthermore, birds maynest in gutters, creatingunsightly messes and moredamage. Seeds that sprout inclogged gutters can growunchecked.

Ice-damming: Left untreat-ed, pooled water and leavesin gutters can freeze over.Blocked water can back up


Pre-Construction Pricing low $200’sfrom

86 Fourth Ave, Haskell, NJ

Choose fromOne or Two Bedrooms

Multi-Levels or One Level Living

Visit OurInformation & Sales Center

142 Route 23 N, Pompton Plains, NJ

www.lakelandvillageliving.com©2015 CENTURY 21 REAL ESTATE LLC. CENTURY 21® is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company.

Equal Housing Opportunity. Each office is independently owned and operated. All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

CREST REAL ESTATE, INC.

Marketed by:

#LakelandVillage

Scan this QR CODEFrom Your Smart Phone

Call Today to Reserve Your New Home

973.646.7476

The importance of clean gutters



©2015 CENTURY 21 REAL ESTATE LLC. CENTURY 21® is a trademark licensed to Century 21 Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each office is independently owned and operated. All information deemed reliable but not guaranteed. Prices subject to change. If your property is currently listed with a real estate broker please disregard this offer.

Call today for a complimentary Mortgage Pre-approvaland know your buying power

before beginning the home buying process.

Recognized by Mortgage Executive Magazine as a "Top 1% Mortgage Originator" for 2013

973-200-3262 Direct • 973-454-5183 Cell • 973-200-3231 Fax • [email protected] Payments listed above are based on principal & interest only on a 30yr fixed mortgage and does not include taxes, insurance or condo dues. Mortgage Payments listed above are based on a 20% down payment. APR based on a 740 credit score as of September 4, 2015. Terms for Condos listed above are subject to meeting Fannie Mae Guidelines. This information is not to be considered a commitment to lend. Programs and terms are subject to change without notice. NJ Lenders Corp. is a Licensed Mortgage Banker, States of NJ, NY, CT, FL, MD, PA and VA Banking Departments, NMLS #35286 Equal Housing Lender.

Ryan BarryMortgage Banker

NMLS# 183464

CALLTODAY973-686-1500

142 Route 23 NorthPompton Plains, NJ 07444

AWARD-WINNING CENTURION® OFFICESMARTER. BOLDER. FASTER.

CREST REAL ESTATE

HASKELL $277,000NEWLY LISTED!

4 BR, 2.1 BA.3.875/3.984 % APR

$1,042 PER MONTH

WEST MILFORD $249,900NEWLY LISTED!

3 BR, 1.1 BA, 1 CAR DET GAR.3.875/3.994 % APR$940 PER MONTH

TOTOWA $359,900 NEWLY LISTED!

3 BR, 2.1 BA, 1 CAR GAR.3.875/3.963 %APR

$1,354 PER MONTH

POMPTON LAKES $319,900 NEWLY LISTED!

2 BR, 2.1 BA, 1 CAR GAR.3.875/3.972% APR

$1,203 PER MONTH

VERNON $259,800NEWLY LISTED!

3 BR, 2 BA, 2 CAR GAR.3.875/3.980 % APR

$1,090 PER MONTH

BUTLER $299,900CHARMING COLONIAL!

3 BR, 1.1 BA.3.875/3.977 % APR

$1,128 PER MONTH

CLIFTON $319,900 CONVENIENT LOCATION!

4 BR, 2 BA, 1 CAR GAR.3.875/3.972 % APR

$1,203 PER MONTH

LINCOLN PARK $1,295,000ELEGANT CUSTOM HOME!

5 BR, 5.2 BA, 3 CAR GAR & 4 CARDET GAR. 3.75/3.785 % APR

$4,798 PER MONTH

KINNELON $577,000 PRICE REDUCED!

4 BR, 2.1 BA.3.875/3.936 % APR

$2,171 PER MONTH

MONTVILLE $379,000PARK LIKE SETTING!

3 BR, 1.1 BA.3.875/3.959 5 APR

$1,426 PER MONTH

PEQUANNOCK $399,900 CLOSE TO PARK!

3 BR, 1.1 BA.3.875/3.956 %APR

$1,504 PER MONTH

POMPTON LAKES $285,000 OPEN FLOOR PLAN!

3 BR, 1.1 BA, 1 CAR GAR.3.875/3.982 % APR

$1,072 PER MONTH

POMPTON LAKES $285,000MOVE IN READY!

4/5 BR, 2 BA, 1 CAR GAR3.875/3.982 % APR

$1,072 PER MONTH

POMPTON LAKES $300,000 GOLD COAST RANCH! 4 BR, 3 BA, 2 CAR GAR.

3.875/3.977 % APR$1,129 PER MONTH

POMPTON PLAINS $689,000NORTH END CUL-DE-SAC!

4 BR, 3 BA, 2 CAR HEATED GAR3.875/3.929 % APR

$2,592 PER MONTH

POMPTON PLAINS $725,000RENOVATED NEW COLONIAL!

4 BR, 2.1 BA, 2 CAR GAR.3.875/3.927 % APR

$2,727 PER MONTH

RINGWOOD $319,999CUPSAW LAKE CAPE!

4 BR, 2 BA.3.875/3.972 % APR

$1,204 PER MONTH

SPARTA $598,000CUSTOM HOME & GUEST HOUSE!

4 BR, 4 BA, 2 CAR GAR.3.875/3.934 % APR

$1,350 PER MONTH

WAYNE $285,000 PLENTY OF UPGRADES!

3 BR, 1 BA, 1 CAR GAR. 3.875/3.982 % APR

$1,072 PER MONTH

WEST MILFORD $459,90013+ ACRES!

4 BR, 2.1 BA, 2 CAR GAR.3.875/3.947 % APR

$1,730 PER MONTH

POMPTON PLAINS $399,000 CUSTOM CAPE!

4 BR, 1.1 BA, 2 CAR GAR.3.875/3.956 % APR

$1,501 PER MONTH


TRI-COUNTY

www.mrhandyman.com

$25OFFWith this ad. Cannot be

combined w/any other offer.1 per household. Expires 10/15/15.

973-696-9393

Insured & BondedMember of the BBB

NJ Lic. #13VH00608600 • NAT-22773-1

Satisfaction Guaranteed!

REMODELS, REPAIRSMAINTENANCE& MUCH MORE!

Get YourFALL

To-Do-ListDone!

R O O F I N G , I N C .KOVACH

973-835-5330WE DO SMALL REPAIR JOBS

Shingles • SlateFlat Roofs • Gutters

Established 1948NJ Lic# 13VH00222500 $500 OFF

Any RoofingJob of $3,000

or MoreSenior Citizen Discounts

ERICKSONMasonry, LLC

Pompton Lakes, NJ973-835-2001

35 Years ExperienceFree EstimatesFully Insured “No Job Too

Small or Large”

LongoConstructionAll types of Brick,Block, Concrete,

Fireplaces,Foundations, etc.

Bloomingdale

973-687-1862

FREE EstimateFully Insured

973-696-5699Free Estimates • Fully Insured

ROSSROOFING &

SIDING•Vinyl Siding

•ReplacementWindows

•ResidentialRoofing

•35+ YearsExperience

To Advertise Call 973.696.8008To Advertise Call 973.696.8008

DO IT RIGHTCHIMNEYSERVICE

CHIMNEY CLEANINGSpecial $29.95

Prevent CarbonMonoxide

Poisoning!!Our Other Services

Include Repairs, Liners,Caps & Dampers

Plus Power Washingw/Mold Resisting AdditiveCall 973-570-7362

Aida’sCLEANINGSERVICE

Serving North JerseyHome or OfficeExperienced,

Reliable and Detailed.Speaks

English & PortugueseReference AvailableCall 908-764-8966

AUTOMOBILESCARS PRICED$2,000. & LESSAUTOMOBILES

WANTEDWE BUY CARS!

WE BUYTRUCKS!

RONNIE’SIN WAYNE973-616-7900

G&SCarpetCleaning& FloorServiceResidential

& Commercial(973)

839-6436


CLASSIFIEDS

ROOFREPAIRS

FREEEstimates

973-865-4292

byMichael Perna

INSUREDBONDED

STEPHEN FOXPlumbing &

HeatingSmall Repairs,

Alter, DrainService

973-839-1054Lic.#7467

MaintenanceRepair • Building

RemodelingNO JOB TOO

SMALL or BIG!25 Years Experience

TOMS D’SHANDYMANSERVICE

Lic. #13VH06689700

973-632-6411

PIANIST/TEACHERFor Your Party,

Lessons inYour Home,Over 40 YearsExperience

Piano/KeyboardMARTIN YOSPE

(201)452-6935

Mariya’sCLEANINGSERVICE

Ukrainian ladiesclean your home or

office to yourcomplete

satisfaction.Exper. Refs Avail

Call 973-557-3621

To Advertisein Our NEWBUSINESSES

&SERVICESDIRECTORY

Call(973)

696-8008

Creative ways to recycle leaves

soil and may help plants make itthrough harsh winters. Justremove the leaves slowly whenspring arrives so that the soilunderneath can get the sunlightand water it needs to thrive. Leavesome leaves in the yard so that ani-mals can use them as nestingmaterial and line their dens for thewinter.

Stuffing: Create whimsical scare-crows as part of your autumn deco-ration scheme. Gather olderclothes that you no longer use andstuff the sleeves of shirts and the

legs of pants with leaves, which areless expensive and easier to comeby than straw. Use a few pieces ofstraw around the neck and handareas of the scarecrow for visualeffect. Tie off with twine and dis-play your scarecrow.

Bedding: Chicken owners canuse fallen leaves as bedding intheir chicken coops. Dry leavesalso may create more comfort-able and drier conditions forgoats and other livestock. Goatsmay look to recently fallenleaves as a nutritious foodsource. Gather the leaves and

let the goats munch before youfurther rake and compost theleaves.

Decorations: Natural leavescan be used as decorations bothinside and outside a home.String freshly fallen leavestogether and wrap them arounda grapevine wreath for a rusticdoor decoration. Leaves can beplaced in clear vases and put ondisplay for a cheap way to show-case some autumn color.Preserve favorite leaves with alamination machine or by seal-ing them between heated sheets

of waxed paper. Cut out the leafshapes and use for hanging win-dow decorations.

Recreation: Leaves have longbeen favorite toys for children,who eagerly await jumping intolarge piles of fallen leaves. Fillpaper bags with leaves and drawa target on the front. Let kidstest their skill aiming for thetargets. Children can camou-flage their clothing with leavesand masking tape and have amore intense session of “hideand seek.”


The importance of clean gutters

and push against the roof, lift-ing shingles and destroying theroof in the process.

Foundation trouble: Cloggedgutters also may contribute toflooded basements and crackedfoundations. Leaking water willpool around the foundation,expanding when frozen and caus-ing cracks in basement andcrawlspace walls. It also cancause driveways and other

cement areas around the home tosag and crack.

Gutter cleaning should bescheduled in the spring and fall ofeach year. Homeowners can hiregutter-cleaning services to handlethe job or do the job themselves.Rinse the gutters with water fromthe hose afterward to ensure goodrun-off. Take the time to seal anyleaks as well. This routine mainte-nance can save homeowners manyheadaches and prevent some veryexpensive repairs.


*Circula

tion Ver

ification

Council

(CVC) 2

014

ERICKSON

Masonry, LLC

Pompton Lak

es, NJ

973-835-20

01

35 Years Exp

erience

Free Estimate

s

Fully Insured

“No Job To

o

Small or La

rge”

R O O F I NG , I N

C .

KOVACH

973-835-5330WE DO

SMALL REPAIR

JOBSShingl

es • Slate

Flat Roofs • G

uttersEstab

lished 194

8

NJ Lic# 13VH00222500

$500 OFFAny Roofing

Job of $3,000

or More

Senior Citizen Discounts

•Vinyl Siding

•Replacement Windows

•Residential Roofing

•35+ Years Experience

ROSSROOFING & SIDING

973-696-5699Free Estimates • Fully Insured

SStteepphheenn FFooxx

PPlluummbbiinngg && HHeeaattiinngg

Small Repairs,

Alter, Drain Svc.

INSURED

BONDED

973-839-1054Lic.#7467

973-632-64

11

Maintenanc

e • Repair

Building •

Remodeli

ng

No Job Too

Small or Big!

25 Years E

xperience

��

��

TOM D’S HANDY

MAN

SERVICE

To Advertise i

n

Our NEW BUSIN

ESS

DIRECTORY

Call

Life & Leisure

at 973-696-80

08

Call us today to reserve your space.973-696-8008

FREE In House Design & Full Color

Reach 49,500+Homes with a2x2 ad for

$125 - per run$99 - 4 or more runs$89 - 8 or more runs

in All 3 Zones

2x2Shown Actual Size

2.35” x 2”

Did You Know that 71.9%*readers frequently purchaseproducts or services from

ads in Life & Leisure

*All ads must be prepaid by credit card or check.Discounts pro-rated according to times run.

BREAKING NEWS!NEW SERVICE DIRECTORY

221657_1441978273Sept 16 2015 Z2 LR.pdf

Documents

Transcript of 221657_1441978273Sept 16 2015 Z2 LR.pdf