2009 Feb Report All222

BORIS M NEKRITIN29 HASENFUS CIRNEEDHAM MA 02494-1358

Online Fidelity.comFAST(sm)-Automated Telephone 800-544-5555Retirement Specialist 800-544-5373Customer Service 800-544-6666

Beginning mkt value as of Feb 1 $266,556.51Additions 1,610.00Withdrawals -1,400.00Transaction costs, loads and fees -244.08Change in investment value -10,594.89Change in credit balance 16,743.30Ending mkt value as of Feb 28 272,670.84

Credit balance 2,163.15Short balance -38.06

Your portfolio commission schedule GoldTotal eligible trades for portfolio period 260Mar 2008 - Feb 2009

Fidelity Account - Individual - TOD $56,958.16 $58,391.28Fidelity Account - Individual - TOD 189.66 189.68Fidelity Account - Joint WROS - TOD 143.66 142.99Fidelity Account - Joint WROS - TOD 50,983.70 51,362.68

Fidelity Rollover IRA 29,613.36 29,319.25Fidelity Roth IRA 37,379.59 34,289.78Fidelity SEP-IRA 106,317.51 97,297.76Fidelity SIMPLE-IRA 3,839.26 3,802.51

February 1, 2009 - February 28, 2009

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Account Net Value Net ValueNumber February 1, 2009 February 28, 2009

Ending Net Value $274,795.93

General Investment301-162698X19-350044X19-262145Z42-254967

Personal Retirement301-409910119-348520301-412244329-425370

Total Net Value $285,424.90 $274,795.93

Changes in Portfolio Value Value by Account

Investment Report

0001 090227 0001 900322993 04 18 000

Your Portfolio Summary

Envelope 900322993

Tax-exempt $7.36 $15.90Tax-deferred 198.28 418.41Tax-free 42.09 83.08

Beginning value as of Feb 1 $56,958.16Additions 1,400.00Change in investment value 33.12

Accrued Interest (AI) $347.41Change in AI from last statement $71.52

Your commission schedule GoldAccount eligible trades from Mar 2008 - 2Feb 2009

Dividends $3.32 $8.81


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This period Year to Date

This Period Year to Date

Total $247.73 $517.39

Ending value as of Feb 28 $58,391.28

Tax-exempt

Income Summary

Fidelity Account

Investment Report

Account Summary Income Summary

0001 090227 0001 900322993 04 18 000

Your Portfolio Details

BORIS M NEKRITIN - INDIVIDUAL TOD301-162698

15,000.000 $1.000 $15,109.05 $15,000.00 $15,000.00

10,000.000 1.020 10,000.00 10,170.10 10,199.90

( ) 33,191.380 1.000 not applicable 31,788.06 33,191.38


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Performance Quantity Price per Unit Total Value Total Value (Symbol) as of February 28, 2009 February 28, 2009 February 28, 2009 February 28, 2009 Total Cost Basis February 1, 2009 February 28, 2009

Other

Core Account

Fidelity Account

Investment Report

Holdings43% of holdings

57% of holdings

COMERICA BANK CD3.55000% 10/01/2009FIXED COUPONCTF DEP FDIC INSUREDMOODYS A1 S&P AAT MATURITYAI: $220.29EAI: $532.50CUSIP: 200339CJ6

MORGAN STANLEY BK N A UTAH4.00000% 12/31/2009FIXED COUPONCTF DEP FDIC INSUREDSEMIANNUALLYAI: $127.12EAI: $461.37CUSIP: 61747MQV6

FIDELITY MASS MUNI MONEY MARKET FDMXX

0001 090227 0001 900322993 04 18 000

7-day Yield: 0.22%

B



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Performance Quantity Price per Unit Total Value Total Value (Symbol) as of February 28, 2009 February 28, 2009 February 28, 2009 February 28, 2009 Total Cost Basis February 1, 2009 February 28, 2009

Total Market Value $58,391.28

Fidelity Account

Investment Report

Holdings

Thereis no guarantee that AI will be paid by the issuer.

There is no guarantee that you will actually receive theestimated annual interest income listed for any or all of the specific securities for which EAI is provided.

0001 090227 0001 900322993 04 18 000

All positions held in cash account unless indicated otherwise.

B - See Cost Basis Information and Endnotes for important information about the adjusted cost basis information provided.

-- not available

AI (Accrued Interest) - Presented for domestic fixed income securities and represents interest accumulated since the last coupon date, but not yet paid by the issuer or received by NFS.

AI for treasury and GNMA securities, however, is backed by the full faith and credit of the United States Government. AI totals

represent accruals for only those securities with listed AI in the Holdings section of this statement. Please refer to the Help/Glossary section of Fidelity.com for additional information.

EAI (Estimated Annual Income) - An estimate of annual income for a specific fixed income security position over the next rolling 12 months. EAI is calculated for the following securities: fixed rate

bonds and Certificates of Deposit (CDs). EAI should not be relied upon for making investment, trading or tax decisions.

There are circumstances in which EAI will not be calculated for a

specific security. Please refer to the Help/Glossary section of Fidelity.com for additional information including specific calculations.


Mar 2009 -- -- -- -- --Apr 2009 -- -- -- -- --May 2009 -- -- $198 -- $198Jun 2009 -- -- -- -- --Jul 2009 -- -- -- -- --Aug 2009 -- -- -- -- --Sep 2009 -- -- -- -- --Oct 2009 -- -- $533 $15,000 $15,533Nov 2009 -- -- $202 -- $202Dec 2009 -- -- $61 $10,000 $10,061Jan 2010 -- -- -- -- --Feb 2010 -- -- -- -- --


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Projected Cash FlowEstimated Annual Interest Income & Principal

Total Projected Cash Flow fromMonth Bond Interest Bond Principal Other Fixed Income Interest Other Fixed Income Principal Bonds and Other Fixed Income

Total -- -- $994 $25,000 $25,994

Fidelity Account

Transaction Details

Investment Report

Bond InterestBond PrincipalOther Fixed Income InterestOther Fixed Income Principal

rolling as of February 28, 2009

for bonds and other fixed income holdings

The table below presents the anticipated monthly interest income and return of principal that your current holdings are expected to generate over the next rolling 12 months. This information is an

estimate and should not be relied upon for making investment, trading or tax decisions. There is no guarantee that you will actually receive any of the amounts listed below.

(for holdings with activity this period)

0001 090227 0001 900322993 04 18 000

-- not available

includes interest payments for fixed rate bonds.

includes maturing principal payments for the following bonds: fixed rate, floating rate, variable rate, discount and zero coupon.

includes interest payments for fixed rate Certificates of Deposit (CDs).

includes maturing principal payments for fixed rate Certificates of Deposit (CDs).

Please refer to the Help/Glossary section of Fidelity.com for additional information including specific calculations.


Core account income $3.32Subtotal of Investment Activity $3.32

Deposits 1,400.00Subtotal of Cash Management Activity $1,400.00

2/27 Dividend received $3.32

2/13 MONEY LINE RECEIVED $1,400.00

2/ 13 $1,400.00 $33,188.06 2/ 27 3.32 33,191.38


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Description Amount Balance Description Amount Balance

SettlementDate Security Description Quantity Price per Unit Transaction Amount

Date Description Amount Date Description Amount Date Description Amount

Date Amount Balance Date Amount Balance Date Amount Balance

Beginning $31,788.06

Ending $33,191.38

Deposits ( 1)

Total $1,400.00

Fidelity Account

Investment Report

Core Account

FIDELITY MASS MUNIMONEY MARKET

0001 090227 0001 900322993 04 18 000

- Fidelity Mass Muni Money Market

Investment ActivityCash Management Activity

Fidelity Mass Muni Money Market @ $1 per share (the following is provided to you in accordance with industry regulations)


Investment Activity

Cash Management Activity

Daily Additions and Subtractions

Beginning mkt value as of Feb 1 $180.07Change in investment value 0.02Ending mkt value as of Feb 28 180.09

Credit balance 9.59


( ) 180.090 $1.000 $180.07 $180.09

Credit balance 9.59 9.59

Core account income $0.02

Subtotal of Investment Activity $0.02




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Performance Quantity Price per Unit Total Value Total Value (Symbol) as of February 28, 2009 February 28, 2009 February 28, 2009 February 28, 2009 February 1, 2009 February 28, 2009




Ending Net Value $189.68

Core Account

Beginning $189.66Ending $189.68

Tax-exempt

Fidelity Account

Transaction Details

Investment Report

Account Summary

Holdings

Core Account

Income Summary

100% of holdingsFIDELITY MASS MUNI MONEY MARKET FDMXX



0001 090227 0001 900322993 04 18 000

7-day yield: 0.22%


Investment Activity

BORIS M NEKRITIN - INDIVIDUAL TODX19-350044

Investment Activity

2/ 27 $0.02 $180.09

Beginning mkt value as of Feb 1 $143.66Change in investment value -0.67Ending mkt value as of Feb 28 142.99

Credit balance 38.06Short balance -38.06


( ) 68.000 $0.040 $3.40 $2.72

( ) 140.270 1.000 140.26 140.27



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R


Ending Net Value $142.99

Stocks

Core Account

Tax-exempt

Fidelity Account

Fidelity Account

Investment Report

Account Summary

Holdings

Income Summary

2% of holdings

98% of holdings

WE R YOU CORP COM WERU


0001 090227 0001 900322993 04 18 000


7-day yield: 0.22%

BORIS M NEKRITIN - INDIVIDUAL TOD

BORIS M NEKRITIN AND ALEXANDER NEKRITIN - WITH RIGHTS OF SURVIVORSHIP TOD

X19-350044

X19-262145


Credit balance 38.06 38.06Short balance - 38.06 -38.06

Core account income $0.01



2/ 27 $0.01 $140.27


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Total Market Value 142.99

Total Net Value $142.99

Beginning $140.26Ending $140.27

Fidelity Account

Transaction Details

Investment Report

Holdings

Core Account



0001 090227 0001 900322993 04 18 000


Investment Activity


R - Restricted.

BORIS M NEKRITIN AND ALEXANDER NEKRITIN - WITH RIGHTS OF SURVIVORSHIP TODX19-262145

Investment Activity


Beginning mkt value as of Feb 1 $32,124.90Withdrawals -1,400.00Transaction costs, loads and fees -106.03Change in investment value 1,885.01Change in credit balance 16,743.30Ending mkt value as of Feb 28 49,247.18

Credit balance 2,115.50


-5.000 $0.050 -$413.25 -$25.00

-3.000 0.050 -185.25 -15.00

( ) 49,287.180 1.000 not applicable $32,320.90 49,287.18

Credit balance 18,858.80 2,115.50

Dividends $4.01 $7.02Short-term gain $602.57 $1,324.82Long-term gain $717.90 $1,306.35


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Performance Quantity Price per Unit Total Cost Total Value Total Value (Symbol) as of February 28, 2009 February 28, 2009 February 28, 2009 February 28, 2009 Basis/Proceeds February 1, 2009 February 28, 2009

M

M

This Period Year to Date This Period Year to Date

Ending Net Value $51,362.68

Options

Core Account

Total Market Value 49,247.18

Total Net Value $51,362.68

Tax-exempt

Fidelity Account

Transaction Details

Investment Report

Account Summary

Holdings

Income Summary Realized Gain/Loss from Sales

0% of holdings

100% of holdings

PUT (RZD) S & P 100 INDEX

FEB 340 (100 SHS) (RZDNH )

PUT (RZD) S & P 100 INDEX

FEB 330 (100 SHS) (RZDNF )



0001 090227 0001 900322993 04 18 000

SHT

SHT

7-day Yield: 0.22%

M - Position held in margin account.

SHT - short position.

This may not reflect all of your gains/losses because ofincomplete cost basis.

BORIS M NEKRITIN AND NINA G NEKRITIN - WITH RIGHTS OF SURVIVORSHIP TODZ42-254967

Securities bought -$33.00Securities sold 1,651.97Core account income 4.01

Subtotal of Investment Activity $1,622.98

Other withdrawals -1,400.00Subtotal of Cash Management Activity - $1,400.00

2/02 You bought 5.000 $0.05000 -$166.25 -$33.00Transaction cost: -$8.00

2/02 You sold -5.000 0.35000 166.25Transaction cost: -$8.75

2/03 Expired 3.000 -112.00 0.00

2/03 Expired 5.000 -92.00 0.00

2/03 Expired 3.000 -67.00 0.00


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SettlementDate Security Description Quantity Price per Unit Cost Basis of Close Transaction Amount


Ending $51,402.68

Fidelity Account

Investment Report

Core Account

S & P 100 INDEXJAN 390 (100 SHS) CLOSINGTRANSACTION

S & P 100 INDEXJAN 390 (100 SHS) OPENINGTRANSACTION

S & P 100 INDEX JAN 420 (100SHS)



0001 090227 0001 900322993 04 18 000


Investment Activity Cash Management Activity

Short-term gain: $53.30*Long-term gain: $79.95*

Short-term gain: $44.80Long-term gain: $67.20



f m

f m

f m

f m


Investment Activity

PUT (RZE)

PUT (RZE)

CALL (RZE)

CALL (RZE)

PUT (RZE)



2/10 Expired 3.000 -37.00 0.00

2/10 Expired 5.000 -117.00 0.00

2/12 Money line paid -1,400.00





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Fidelity AccountTransaction Details

Investment Report

S & P 100 INDEXFEB 360 (100 SHS) OPENINGTRANSACTION REF/7CR/SCTS

S & P 100 INDEXFEB 415 (100 SHS) OPENINGTRANSACTION

S & P 100 INDEX FEB 415 (100SHS)


ED63279335 /WEB

ISHARES TR RUSSELLFEB 49 (100 SHS) OPENINGTRANSACTION EXECINTERNATIONAL SECURITIESEXCH

ISHARES TR RUSSELLFEB 49 (100 SHS) OPENINGTRANSACTION


0001 090227 0001 900322993 04 18 000



f m

f m


Investment Activity

PUT (KFA)

CALL (RZA)

CALL (RZA)

PUT (KFA)

EFT FUNDS PAID

CALL (IWM)

CALL (IWM)

PUT (IWM)



2/18 Expired 5.000 -117.00 0.00

2/18 Expired 5.000 -238.25 0.00



2/23 Expired 10.000 -51.98 0.00

2/23 Expired 10.000 -71.99 0.00


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Investment Report







ISHARES TR RUSSELL FEB 49(100 SHS)


0001 090227 0001 900322993 04 18 000



Short-term gain: $51.98

Short-term gain: $71.99

f m

f m

f

f


Investment Activity

CALL (RZB)

PUT (RZB)

CALL (RZB)

PUT (RZB)

CALL (OEW)

PUT (OEW)

CALL (IWM)

PUT (IWM)

2/23 Expired 6.000 -112.00 0.00

2/23 Expired 6.000 -142.00 0.00



2/27 Dividend received 4.01


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Trade SettlementDate Date Security Description Quantity Price per Unit Cost Basis of Close Settlement Amount

Trades Pending Settlement on February 28, 2009


Investment Report





MONEY MARKET

2/ 27 3/ 02 PUT (RZD) Sold -3.000 $0.25000 $67.00S & P 100 INDEX FEB 340(100 SHS) OPENINGTRANSACTION (RZDNH)

2/ 27 3/ 02 CALL (RZD) Sold -8.000 0.15000 112.00S & P 100 INDEX FEB 365(100 SHS) OPENINGTRANSACTION (RZDBM)

0001 090227 0001 900322993 04 18 000



f m

f m

f - FIFO (First-In, First-Out)

* This information has been previously reported and is reflected in year to date totals only.m - Under the IRC Section 1256, generally, 60% of your capital gain or loss will be treated as long-term and 40% will be treated as a short-term capital gain or loss.

This is true regardless of how long the position was actually held. If this contract was held on December 31 of the previous year, the basis and acquisition datehave been adjusted to include any gain or loss resulting from treating the security as sold on the last day of the year under the mark to market provisions of section1256. See IRS Publication 550 for more information.


Investment Activity

CALL (OEW)

PUT (OEW)

PUT (RZD)

PUT (RZD)

FIDELITY MASS MUNI

2/ 02 -$11,731.35 $20,589.55 2/ 04 -8.00 20,581.55 2/ 09 -3,937.30 16,644.25

2/ 12 33,422.70 50,066.95 2/ 19 -19,630.78 30,436.17 2/ 24 20,364.00 50,800.17

2/ 27 -1,512.99 49,287.18

Beginning value as of Feb 1 $29,613.36Change in investment value -294.11



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Trade SettlementDate Date Security Description Quantity Price per Unit Cost Basis of Close Settlement Amount




Ending value as of Feb 28 $29,319.25Tax-deferred $127.97 $261.59

Fidelity Account

Fidelity Rollover IRA

Investment Report

Transaction Details


2/ 27 3/ 02 PUT (RZD) Bought 3.000 0.05000 -$185.25 -23.00S & P 100 INDEX FEB 330(100 SHS) CLOSINGTRANSACTION (RZDNF)

m Under the IRC Section 1256, generally, 60% of your capital gain or loss will be treated as long-term and 40% will be treated as a short-term captial gain or loss.This is true regardless of how long the position was actually held. If this contract was held on December 31 of the previous year, the basis and acquisition datehave been adjusted to include any gain or loss resulting from treating the security as sold on the last day of the year under the mark to market provisions of section1256. See IRS Publication 550 for more information.

0001 090227 0001 900322993 04 18 000



f m

f - FIFO (First-In, First-Out)

BORIS M NEKRITIN AND NINA G NEKRITIN - WITH RIGHTS OF SURVIVORSHIP TOD

BORIS M NEKRITIN - ROLLOVER IRA - FIDELITY MANAGEMENT TRUST CO - CUSTODIAN

Z42-254967

301-409910


( ) 1,218.939 $11.120 $8,100.00 $13,818.53 $13,554.60 ( ) 594.927 10.030 5,000.00 5,970.69 5,967.12

( ) 911.055 10.740 8,084.22 6,697.43 9,784.73

( ) 12.800 1.000 not applicable 12.79 12.80

Securities bought -$3,212.18Securities sold 3,084.22

Core account income 0.01Income 127.96


2/02 You bought 285.576 $10.80000 -$3,084.22

2/02 You sold -228.461 13.50000 $4,550.00 3,084.22


2/27 Reinvestment 6.787 11.12000 -75.47



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Performance Quantity Price per Unit Total Value Total Value (Symbol) as of February 28, 2009 February 28, 2009 February 28, 2009 February 28, 2009 Cost February 1, 2009 February 28, 2009


SettlementDate Security Description Quantity Price per Unit Cost Transaction Amount

Mutual Funds

Core Account


Beginning $12.79

Ending $12.80

Fidelity Rollover IRA

Transaction Details

Investment Report

Holdings

Core Account

100% of holdings

0% of holdings

FIDELITY NEW MARKETS INCOME FNMIX

FIDELITY MORTGAGE SECURITIES FMSFX

FIDELITY GOVERNMENT INCOME FGOVX

FIDELITY CASH RESERVES FDRXX


INCOME +

COMPANY STOCK

INCOME

INCOME

RESERVES

0001 090227 0001 900322993 04 18 000

30-day Yield: 10.66% 30-day Yield: 5.21% 30-day Yield: 3.16%

7-day Yield: 1.01%

- Fidelity Cash Reserves

Investment Activity

Transaction Loss $1,465.78


BORIS M NEKRITIN - ROLLOVER IRA - FIDELITY MANAGEMENT TRUST CO - CUSTODIAN301-409910

Investment Activity

FIDELITY GOVERNMENT

FIDELITY LEVERAGED

FIDELITY NEW MARKETS

FIDELITY NEW MARKETS

FIDELITY CASH


2/27 Reinvestment 2.597 10.03000 -26.05


2/27 Reinvestment 2.462 10.74000 -26.44

2/ 27 $0.01 $12.80

Beginning value as of Feb 1 $37,379.59Change in investment value -3,089.81



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Ending value as of Feb 28 $34,289.78Tax-free $42.09 $83.08

Fidelity Rollover IRATransaction Details

Fidelity Roth IRA

Investment Report


SECURITIES

SECURITIES

INCOME

INCOME

0001 090227 0001 900322993 04 18 000

Fidelity Cash Reserves @ $1 per share (the following is provided to you in accordance with industry regulations)

+ Prospectus sent under separate cover.Cost basis and gain/loss information is provided as a service to our customers and is based on standards for filing US Federal Tax Returns as determined by Fidelity. This information is notintended to address tax law or reporting requirements applicable in your country of tax residence.

BORIS M NEKRITIN - ROLLOVER IRA - FIDELITY MANAGEMENT TRUST CO - CUSTODIAN

BORIS M NEKRITIN - ROTH INDIVIDUAL RETIREMENT ACCOUNT - FMTC CUSTODIAN

301-409910

119-348520

Investment Activity


FIDELITY MORTGAGE

FIDELITY MORTGAGE

FIDELITY GOVERNMENT

FIDELITY GOVERNMENT

( ) 121.084 $39.570 $7,020.00 $5,168.49 $4,791.29 ( ) 539.513 9.920 7,128.26 6,900.37 5,351.97

( ) 902.932 11.180 7,700.74 10,000.58 10,094.78 ( ) 420.703 11.790 6,570.00 5,300.86 4,960.09

( ) 461.141 19.650 10,600.00 9,979.09 9,061.42

( ) 30.230 1.000 not applicable 30.20 30.23

Securities bought -$42.06Core account income 0.03

Income 42.06Subtotal of Investment Activity $0.03

2/13 Dividend received $1.822/13 Reinvestment 0.042 $42.99000 -1.822/27 Dividend received 0.03

2/27 Dividend received 40.242/27 Reinvestment 3.599 11.18000 -40.24


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Mutual Funds

Core Account


Beginning $30.20

Ending $30.23

Fidelity Roth IRA

Transaction Details

Investment Report

Holdings

Core Account

100% of holdings

0% of holdings

FIDELITY CONTRAFUND FCNTX

FIDELITY REAL ESTATE INVESTMENT FRESX

FIDELITY GINNIE MAE FGMNX

FIDELITY BALANCED FBALX

FIDELITY LOW PRICED STOCK FLPSX



FIDELITY CONTRAFUND

FIDELITY CONTRAFUND

FIDELITY CASHRESERVES

FIDELITY GINNIE MAE

FIDELITY GINNIE MAE

0001 090227 0001 900322993 04 18 000

30-day Yield: 4.79%

7-day Yield: 1.01%


Investment Activity

e

e


e - The Cost amount for this security was estimated based on the fair market value of this security when it was originally deposited into your account. You may change this amount on

Fidelity.com if it does not agree with your records.

BORIS M NEKRITIN - ROTH INDIVIDUAL RETIREMENT ACCOUNT - FMTC CUSTODIAN119-348520

Investment Activity

2/ 27 $0.03 $30.23

Beginning value as of Feb 1 $106,317.51Transaction costs, loads and fees -138.05Change in investment value -8,881.70


500.000 $27.520 $25,227.06 $18,045.00 $13,760.00

( ) 500.000 39.150 29,534.20 22,240.00 19,575.00 ( ) 500.000 7.600 4,769.78 4,620.00 3,800.00

( ) 1,100.000 16.470 28,217.12 10,152.00 18,117.00

-5.000 5.800 -3,188.23 -2,900.00

-5.000 0.440 -223.24 -220.00

-5.000 0.220 -141.99 -110.00


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Stocks

Options

Tax-deferred $70.30 $156.55

Fidelity Roth IRA

Fidelity SEP-IRA

Investment Report

Account Summary

Holdings

Income Summary

55% of holdings

0% of holdings

ISHARES TR COHEN & STEERS REALTY MAJORS

INDEX FD (ICF )

ISHARES TR RUSSELL 2000 INDEX FD IWM

SECTOR SPDR TR SHS BEN INT FINANCIAL XLF

SEMICONDUCTOR HOLDRS TR DEP RCPT SMH

PUT (IJE) ISHARES TR COHEN &

MAR 34 (100 SHS) (IJEOH )

PUT (JZW) ISHARES TR RUSSELL

MAR 34 (100 SHS) (JZWOH )

CALL (XJZ) SECTOR SPDR TR SHS

MAR 9 (100 SHS) (XJZCI )

0001 090227 0001 900322993 04 18 000


SHT

SHT

SHT

BORIS M NEKRITIN - ROTH INDIVIDUAL RETIREMENT ACCOUNT - FMTC CUSTODIAN

BORIS M NEKRITIN - SEP-IRA - FIDELITY MANAGEMENT TRUST CO - CUSTODIAN

119-348520

301-412244


-5.000 0.150 -166.24 -75.00

-4.000 0.270 -111.99 -108.00

-5.000 0.130 -91.99 -65.00

( ) 45,523.760 1.000 not applicable 57,286.51 45,523.76

Securities bought -$16,056.75Securities sold 4,228.90Core account income 44.98Income 25.32

Subtotal of Investment Activity - $11,757.55

Account fees and charges -5.20Subtotal of Cash Management Activity - $5.20


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Core Account



Ending $45,523.76

Fidelity SEP-IRA

Transaction Details

Investment Report

Holdings

Core Account

45% of holdings

PUT (XJZ) SECTOR SPDR TR SHS

MAR 6 (100 SHS) (XJZOF )

CALL (SZS) SEMICONDUCTOR HOLDRS

MAR 18 (100 SHS) (SZSCR )

PUT (SZS) SEMICONDUCTOR HOLDRS

MAR 14 (100 SHS) (SZSON )



0001 090227 0001 900322993 04 18 000

SHT

SHT

SHT

7-day Yield: 1.01%


Investment Activity Cash Management Activity


SHT - short position.

BORIS M NEKRITIN - SEP-IRA - FIDELITY MANAGEMENT TRUST CO - CUSTODIAN301-412244


2/12 You bought 5.000 $0.02000 -$263.24 -18.00Transaction cost: -$8.00

2/12 Assigned 5.000 0.00



2/17 You bought 5.000 0.02000 -213.74 -18.00Transaction cost: -$8.00

2/17 You bought 500.000 25.00000 -12,508.00Transaction cost: -$8.00



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Fidelity SEP-IRA

Investment Report

TR DEP RCPT

ISHARES TR RUSSELLFEB 51 (100 SHS) CLOSINGTRANSACTION EXECINTERNATIONAL SECURITIESEXCH

SEMICONDUCTOR HOLDRSFEB 25 (100 SHS)


ISHARES TR RUSSELLFEB 40 (100 SHS) OPENINGTRANSACTION EXECINTERNATIONAL SECURITIESEXCH REF/32F/SPAR


TR DEP RCPTASSIGNED PUTS

SEMICONDUCTOR HOLDRSFEB 19 (100 SHS) OPENINGTRANSACTION

0001 090227 0001 900322993 04 18 000

Transaction Profit $245.24



Investment Activity

SEMICONDUCTOR HOLDRS

CALL (IWM)

PUT (SMH)

CALL (IWM)

PUT (IWM)

PUT (IWM)


CALL (SZS)

2/18 You bought 5.000 0.05000 -1,088.24 -33.00Transaction cost: -$8.00

2/19 You bought 5.000 0.02000 -166.24 -18.00Transaction cost: -$8.00

2/23 Expired 5.000 -56.99 0.00

2/23 You sold -5.000 6.40000 3,188.23Transaction cost: -$11.77

2/23 You bought 5.000 6.90000 -1,688.24 -3,461.75Transaction cost: -$11.75

2/23 Expired 5.000 -131.99 0.00

2/23 Expired 5.000 -166.24 0.00

2/23 Expired 5.000 -76.99 0.00


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Fidelity SEP-IRATransaction Details

Investment Report

ISHARES TR COHEN &FEB 40 (100 SHS) CLOSINGTRANSACTION



ISHARES TR COHEN &MAR 34 (100 SHS) OPENINGTRANSACTION REF/4CW/SPAR

ISHARES TR COHEN &FEB 35 (100 SHS) CLOSINGTRANSACTION

SECTOR SPDR TR SHS FEB 11(100 SHS)



0001 090227 0001 900322993 04 18 000

Transaction Profit $1,055.24



Transaction Loss $1,773.51




Investment Activity

CALL (ICF)

CALL (IWM)

PUT (IWM)

PUT (IJE)

PUT (ICF)

CALL (XJZ)

PUT (XJZ)

PUT (XJZ)

2/23 Expired 11.000 -252.98 0.00









2/27 Fee charged -2.40


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Fidelity SEP-IRATransaction Details

Investment Report

SEMICONDUCTOR HOLDRSFEB 19 (100 SHS)

SECTOR SPDR TR SHSMAR 6 (100 SHS) OPENINGTRANSACTION REF/HMC/SPAR

ISHARES TR RUSSELLMAR 34 (100 SHS) OPENINGTRANSACTION

SECTOR SPDR TR SHSMAR 9 (100 SHS) OPENINGTRANSACTION

SEMICONDUCTOR HOLDRSMAR 18 (100 SHS) OPENINGTRANSACTION

SEMICONDUCTOR HOLDRSMAR 14 (100 SHS) OPENINGTRANSACTION EXECINTERNATIONAL SECURITIESEXCH

RESERVES

TR DEP RCPT

TR DEP RCPT

TR DEP RCPT

0001 090227 0001 900322993 04 18 000




Investment Activity

CALL (SZS)

PUT (XJZ)

PUT (JZW)

CALL (XJZ)

CALL (SZS)

PUT (SZS)

FIDELITY CASH




2/ 21/ 09 not applicable PUT (IJE) Buy limit 5.000 $0.05000 $5.80000

2/ 23/ 09 not applicable PUT (XJZ) Buy limit 5.000 0.02000 0.15000

2/ 24/ 09 not applicable PUT (JZW) Buy limit 5.000 0.02000 0.44000

2/ 27/ 09 not applicable CALL (IWM) Buy limit 5.000 0.02000 0.24000


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Trade SettlementDate Date Security Description Quantity Price per Unit Settlement Amount

Date Entered Expiration Date Security Description Quantity Limit Price Market Price


Fidelity SEP-IRA

Investment Report

Open Orders as of February 28, 2009

2/ 27 3/ 02 CALL (IWM) Sold -5.000 $0.30000 $141.99ISHARES TR RUSSELLMAR 44 (100 SHS)OPENINGTRANSACTION (IWMCR)

2/ 27 3/ 02 CALL (IJE) Sold -5.000 0.45000 213.74ISHARES TR COHEN &MAR 33 (100 SHS)OPENINGTRANSACTION (IJECG)

2/ 27 3/ 02 CALL (SZS) Sold -7.000 0.15000 96.99SEMICONDUCTORHOLDRS MAR 19 (100SHS) OPENINGTRANSACTION (SZSCS)

ISHARES TR COHEN &

MAR 34 (100 SHS)

(IJEOH )

SECTOR SPDR TR SHS

MAR 6 (100 SHS) (XJZOF

)

ISHARES TR RUSSELL

MAR 34 (100 SHS)

(JZWOH )

ISHARES TR RUSSELL

MAR 44 (100 SHS)

(IWMCR )

0001 090227 0001 900322993 04 18 000

All open GTC/GTX limit orders for stocks and bonds will expire 120 calendar days after they are established.


2/ 11 Semiconductor holdrs8 -$2.80

2/ 11 $14.52 $57,301.03 2/ 12 -20.80 57,280.23 2/ 13 166.24 57,446.47 2/ 17 -12,387.02 45,059.45

2/ 18 -33.00 45,026.45 2/ 19 -18.00 45,008.45 2/ 23 -273.52 44,734.93 2/ 24 166.24 44,901.17

2/ 25 223.24 45,124.41 2/ 26 345.97 45,470.38 2/ 27 53.38 45,523.76

Beginning value as of Feb 1 $3,839.26Additions 210.00Change in investment value -246.75


( ) 304.652 $11.790 $3,936.53 $3,628.61 $3,591.85

2009 Partic. $210.00 $420.00


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Date Description Amount Date Description Amount Date Description Amount



This Period Year to Date This Period Year to Date

Fees and Charges

Total -$2.80


Mutual Funds

Tax-deferred $0.01 $0.27

Fidelity SEP-IRA

Fidelity SIMPLE-IRA

Investment Report

Account Summary

Holdings

Income Summary Contributions/Distributions

94% of holdingsFIDELITY BALANCED FBALX

0001 090227 0001 900322993 04 18 000


BORIS M NEKRITIN - SEP-IRA - FIDELITY MANAGEMENT TRUST CO - CUSTODIAN

FOR THE BENEFIT OF BORIS M NEKRITIN - NCMFX INC - SIMPLE IRA - FIDELITYMANAGEMENT TRUST COMPANY CUSTODIAN ESTABLISHED 04/30/07

301-412244

329-425370

Cash Management Activity


( ) 210.660 1.000 not applicable 210.65 210.66

Securities bought -$210.00Other additions 210.00

Core account income 0.01Subtotal of Investment Activity $0.01

2/02 You bought 16.667 $12.60000 -$210.00

2/27 Employee contr cur yr 210.00



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Trade SettlementDate Date Security Description Quantity Price per Unit Settlement Amount

Core Account


Beginning $210.65

Ending $210.66


Fidelity SIMPLE-IRA

Transaction Details

Investment Report

Holdings

Core Account

6% of holdingsFIDELITY CASH RESERVES FDRXX


FIDELITY BALANCEDCONTRIBUTION ALLOCAT +

PAYROLL DEDUCTIONPARTIC CONTRIBUTION

FIDELITY CASHRESERVES

2/ 27 3/ 02 FIDELITY BALANCED Bought 17.812 $11.79000 -$210.00PROSPECTUS UNDERSEPARATE COVERCONTRIBUTIONALLOCAT (FBALX)

0001 090227 0001 900322993 04 18 000

7-day Yield: 1.01%


Investment Activity

Position held in cash account.

+ Prospectus sent under separate cover.


329-425370

Investment Activity

2/ 02 -$210.00 $0.65 2/ 27 210.01 210.66

Fidelity-provided estimated cost basis, gain/loss, and holding period information may not reflect all adjustments necessary for tax reporting purposes. Taxpayersshould verify such information against their own records when calculating reportable gain or loss resulting from a sale, redemption or exchange. Amortization,accretion and similar adjustments to cost basis are provided for many fixed income securities (and some bond-like equities), however, they are not provided for certainfixed income securities, such as short-term instruments, Unit Investment Trusts, foreign fixed income securities, or those that are subject to early prepayment ofprincipal (pay downs).

- Adjusted cost basis information is shown where this indicator is displayed. The adjusted cost basis reflects any cumulative original issue discount, premium, oracquisition premium, and it assumes such amounts were amortized by the taxpayer over the life of the security from acquisition date through disposition date. Forsecurities still held, maturity date was used instead of disposition date. Premium amortization was calculated using the yield-to-maturity method. Acquisitionpremium was calculated using the ratable accrual method. If applicable, adjusted cost basis reflects market discount accretion which was calculated using thestraight-line method and was recognized at disposition date. Any gain/loss or wash sale disallowed loss displayed for this transaction or position was based onadjusted cost basis. The adjusted cost basis may not reflect all adjustments necessary for tax reporting purposes and may also not apply if you are using analternative amortization calculation method. Consult your tax advisor and/or refer to IRS Publication 550, Investment Income and Expenses, for additionalinformation.

If total cost basis information is provided for multiple tax lots, that total cost basis information (and any associated gain/loss displayed) may have been calculated usinga combination of adjusted cost basis information (as described above) and non-adjusted cost basis information. Total cost basis information (and any associatedgain/loss displayed) is calculated using adjusted cost basis for lots for which adjusted cost basis is provided and non-adjusted cost basis for lots for which adjusted costbasis is not provided or not applicable.


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Fidelity SIMPLE-IRA

Investment Report

B

0001 090227 0001 900322993 04 18 000



329-425370

Cost Basis Information and Endnotes


Information About Your Fidelity Statement

Additional Information About Your Brokerage Account, If Applicable

For TDD Service for the Hearing-Impaired, call 800-544-0118, 9 am - 9 pm ET, 7 days a week.For 24 Hour worldwide customer service, call 800-529-2164 for American Express or

800-323-5353 for VISA ® Gold Check Card.Make checks payable to Fidelity Investments. Include your account

number on the check. For retirement and health savings accounts (HSA), designate in the memo field whetheryour contribution is for the current or prior year. Mail to: Fidelity Investments, P.O.Box 770001, Cincinnati, OH45277-0003.

Shows income by tax status for the statement and year-to-date periods. Except for interestincome earned on, or distributed by, tax-exempt securities, Fidelity reports dividends and capital gains held intaxable accounts as taxable income. A portion of income reported as tax-exempt income may be subject toalternative minimum taxes and/or state and local taxes. In Traditional IRAs, Rollover IRAs, SEP-IRAs, SIMPLEIRAs and Keoghs, earnings are reported as tax-deferred income. In Roth IRAs and HSAs, earnings arereported as tax-exempt income as they may be federally tax-exempt if certain conditions are met.

The appreciation or depreciation of your holdings due to price changes, plus anydistributions and income earned during the statement period, less any transaction costs, sales charges, or fees.

Fidelity-provided estimated cost basis, realizedgain/loss, and holding period information may not reflect all adjustments necessary for tax reporting. Taxpayersshould verify such information when calculating reportable gain/loss from a sale, redemption, or exchange.Fidelity does not report such information to taxing authorities and is not responsible for the accuracy ofinformation taxpayers may be required to report. Fidelity makes no warranties with respect to, and specificallydisclaims any liability arising out of a customer's use of, or any tax position taken in reliance upon, suchinformation. Unless otherwise specified, Fidelity determines cost basis at the time of sale based on the averagecost-single category (ACSC) method (for open-end mutual funds) and the first-in, first-out (FIFO) method for allother securities.

Fidelity provides purchase cost information for securities held in retirement and HSA accounts. Suchinformation may be adjusted for certain transactions and does not reflect dividends or capital gainsreinvestments. Fidelity reports transaction profit or loss information when securities are sold within a retirementor HSA account. Transaction profit or loss is calculated by subtracting purchase cost from sales proceeds usingthe FIFO method if shares were purchased at different times or prices.

If a wash sale occurs, the loss from the transaction is disallowed for federal income tax purposes

but may be added to the cost basis of the newly-purchased shares. Fidelity adjusts the cost basis ofnewly-purchased shares when a wash sale occurs within an account as the result of an identical securitypurchase. Fidelity does not report disallowed losses or adjust cost basis related to wash sales triggered bysales and purchases of the same security or by sales and purchases of "substantiallyidentical" securitiesWe deliver statements at least four times during the calendar year for any account with a balance. Pleasereview your statement and report any inaccuracies or discrepancies. Inquires, concerns or questions regardingyour brokerage account or the activity therein should be directed to Fidelity Brokerage Services LLC (FBS) bycalling 800-544-6666, and NFS, who carries your brokerage accounts, by calling 800-800-6890. Any oralcommunications regarding inaccuracies or discrepancies should be reconfirmed in writing to protect your rights,including those under the Securities Investor Protection Act ("SIPA"). Please advise us of material changes inyour investment objectives or financial situation related to your brokerage account(s).

Each fund reserves the right to terminate or modify its exchange privilege in the future. In addition to salesloads and 12b-1 fees described in the prospectus, FBS or NFS receives other compensation in connection withthe purchase and/or the on-going maintenance of positions in certain mutual fund shares and other investmentproducts in your brokerage account. This additional compensation may be paid by the mutual fund or otherinvestment product, its investment advisor or one of its affiliates. Additional information about the source(s) andamount(s) of compensation as well as other remuneration received by FBS or NFS will be furnished to youupon written request. At the time you purchase shares of a no-load fund, those shares will be assigned either atransaction fee (TF) or no transaction fee (NTF) status. When you subsequently sell those shares, anyapplicable fees will be assessed based on the status assigned to the shares at the time of purchase.

You are entitled to free credit balances in your brokerage account, subject toopen commitments of your cash accounts. Free credit balances are not segregated and may be used in NFS'sbusiness in accordance with federal securities law. There is no free credit balance in a retirement or HSA.

Only securities in the margin portion of your brokerageaccount contribute to margin and maintenance requirements. Assets, that may be reported on your statement,maintained with Fidelity Investments Life Insurance Company and mutual fund only accounts held directly withthe fund (Fidelity Mutual Fund Accounts) are not carried by NFS, not covered by the Securities InvestorProtection Corporation (SIPC) and do not count toward your margin and maintenance requirements. Assetsheld by Portfolio Advisory Services are carried by and covered by SIPC but do not contribute to your marginand maintenance requirements.

Securities sold short are held in a segregated short account. These securities aremarked-to-market, and any increase or decrease from the short sale price is transferred weekly to your marginaccount. Fidelity represents your short account balance as of the last weekly mark-to-market, not as of thestatement end date.

Each transaction confirmation previously delivered to youcontains full information about commissions and other changes. Assignments of American and European-styleoptions are allocated among customer short positions pursuant to a random allocation procedure, a descriptionis available upon request. Short positions in American-style options are liable for assignment anytime. Thewriter of a European-style option is subject to exercise assignment only during the exercise period. For moreinformation, please call Fidelity at 800-544-6666.

Shares credited to your account resulted from transactions effected as agentby either FBS or the Depository Trust Company (DTC) as agent for your account.

The Total Market Value has been calculated out to 9 decimal places;however, the individual unit price is displayed in 5 decimal places. The Total Market Value represents pricesobtained from various sources, may be impacted by the frequency with which such prices are reported andsuch prices are not guaranteed. Prices received from pricing vendors are generally based on current marketquotes, but when such quotes are not available the pricing vendors use a variety of techniques to estimatevalue. These estimates, particularly for fixed income securities, may be based on certain minimum principalamounts (e.g. $1 million) and may not reflect all of the factors that affect the value of the security, includingliquidity risk. The prices provided are not firm bids or offers. Certain securities may reflect N/A or unavailablewhere the price for such security is generally not available from a pricing source. The Market Value of asecurity, including those priced at par value, may differ from its purchase price and may not closely reflect thevalue at whcih the security may be sold or purchased based on various market factors. The sale or redemptionof any fixed income security prior to maturity may result in a substantial gain or loss. Fidelity carries certificatesof deposits (CDs) at their face value. A penalty may apply to the early withdrawal of a CD. You may sell CDs inthe secondary market subject to market conditions. You should always request a current valuation for yoursecurities prior to making a financial decision or placing an order. In executing orders on the Floor, the Floor

broker may permit the specialist to trade on parity with the order for some or all of the executions associatedwith filling that order, where such permission would not be inconsistent with the broker's best executionobligations. Investments such as direct participation program securities (e.g., partnerships, limited liabilitycompanies, and real estate investment trusts which are not listed on any exchange), commodity pools, privateequity, private debt and hedge funds are generally illiquid investments and their current values may be differentfrom the purchase price. Unless otherwise indicated, the values shown in this statement for such investmentshave been provided by the management, administrator or sponsor of each program or a third-party vendorwithout independent verification by Fidelity Brokerage Services (FBS) and represent their estimate of the valueof the investor's participation in the program, as of a date no greater than 12 months from the date of thisstatement. Therefore, the estimated values shown herein may not necessarily reflect actual market values orbe realized upon liquidation. If an estimated value is not provided, valuation information is not available.Securities in accounts carried by NFS, a Fidelity Investments company, are protected in accordance with theSecurities Investor Protection Corporation ("SIPC") up to $500,000 (including cash claims limited to $100,000).For details, including the SIPC brochure, please see www.sipc.org or call 1-202-371-8300. NFS has arrangedfor additional protection for cash and covered securities to supplement its SIPC coverage. This additionalprotection covers total account net equity in excess of the $500,000/$100,000 coverage provided by SIPC.Neither coverage protects against a decline in the market value of securities.Fidelity Distributors Corporation (FDC) is the distributor for Fidelity Funds and FBS acts as agent for FDC withrespect to Fidelity Mutual Fund Accounts. Fidelity brokerage services are provided by FBS, which clears alltransactions through its affiliate, NFS. NFS carries all brokerage accounts. FBS and NFS are members of theNYSE and SIPC. FBS, NFS, and FDC are direct or indirect subsidiaries of FMR LLC. Upon written request,Fidelity will mail an NFS financial statement, which is also available for inspection at its office. Fidelity PortfolioAdvisory Service® is a service of Strategic Advisers, Inc., a registered investment advisor and a FidelityInvestments company. Fidelity Private Portfolio Service® may be offered through the following FidelityInvestments Companies: Strategic Advisers, Inc., Fidelity Personal Trust Company, FSB ("FPT"), a federalsavings bank, or Fidelity Management Trust Company ("FMTC"). Non-deposit investment products and trustservices offered through FPT and FMTC and their affiliates are not insured or guaranteed by the FDIC or anyother government agency, are not obligations of any bank, and are subject to risk, including possible loss ofprincipal. These services provide discretionary money management for a fee. Fidelity Investments (withpyramid logo) is a trademark of FMR LLC. Insurance products are distributed by FBS, Fidelity InsuranceAgency, Inc., and Fidelity Investments Insurance Agency of Texas, Inc. Mutual fund shares, other securitiesheld in your account, and insurance products are neither deposits or obligations of, nor endorsed or guaranteedby, any bank or other depositing institution, nor are they federally insured by the FDIC or any other agency. Ifyou request a reprint of your statement, the disclosure information may not be the same as the informationoriginally provided. Written inquiries may be mailed to: Fidelity Investments, Client Services, P.O. Box 770001,Cincinnati, OH 45277-0045. To confirm that an authorized, direct deposit has been made to your FidelityAccount or Fidelity Mutual Fund Account, call Fidelity at 1-800-544-5555. 409955.10.0

Lost or Stolen Cards

Additional Investments with Fidelity

Income Summary

Change in Investment Value

Cost Basis, Gain/Loss, and Holding Period Information

Cost

Wash Sales

Information About Mutual Funds and Their Performance An investment in a money market fund is notinsured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other governmentagency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it ispossible to lose money by investing in the fund. Before investing, consider the funds' investmentobjectives, risks, charges, and expenses. Contact Fidelity for a prospectus containing this information.Read it carefully. Performance data shown represents past performance and is no guarantee of futureresults. Investment return and principal value will fluctuate, so you may have a gain or loss whenshares are sold. Current performance may be higher or lower than that quoted. VisitFidelity.com/performance for most recent month-end performance.

Customer Free Credit Balance

Assets Separate from Your Brokerage Account

Short Account Balances

Information About Your Option Transactions

Equity Dividend Reinvestment

Price Information/Total Market Value

within different accountswithin the same or different accounts.

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2009 Feb Report All222

Documents

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