Τεύχος 191 Μάρτιος-Απρίλιος 2020 Number 191 March-April 2020 · iv This...

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Τεύχος 191 Μάρτιος-Απρίλιος 2020 Number 191 March-April 2020

Transcript of Τεύχος 191 Μάρτιος-Απρίλιος 2020 Number 191 March-April 2020 · iv This...

Page 1: Τεύχος 191 Μάρτιος-Απρίλιος 2020 Number 191 March-April 2020 · iv This Bulletin is intended to provide a global view of the Greek economy. It combines a comprehensive

Τεύχος 191Μάρτιος-Απρίλιος 2020

Number 191March-April 2020

Page 2: Τεύχος 191 Μάρτιος-Απρίλιος 2020 Number 191 March-April 2020 · iv This Bulletin is intended to provide a global view of the Greek economy. It combines a comprehensive

Table of Contents

???????(??????????)/CoverPage (Greyscale).....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1????????????????????/ContactDetails..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................2????????-???????????-???????????/Preface-Contents-Explanations............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................3I. ??????????????????- ?????????????????/DOMESTICECONOMY - OUTPUT AND EXPENDITURE.......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................17

1.0 ???,??????????????????????????????????????????????(1)/GDP, GVA AND MAIN COMPONENTS (1)............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................191.1 ?????????????????????(??????????????????????????????????????????????)/RETAILTRADE VOLUME (Turnover in retail trade at constant prices)................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................201.1 ?????????????????????(??????????????????????????????????????????????)(????????)/RETAILTRADE VOLUME (Turnover in retail trade at constant prices)(continued)...................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................211.2 ?????????????????????????????????????????????????????????????/NEWPRIVATE PASSENGER CAR REGISTRATIONS..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................222.1 ??????????????????????????????(???????????????)/PRODUCTION INDEX ??CONSTRUCTION (at constant prices)...................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................232.2 ???????????????????????????????????(?????????????????????)/PRIVATEBUILDING ACTIVITY (according to construction permits)...................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................242.3 ??????????????????????????????????????????????????????????/INDICESOF RESIDENTIAL PROPERTY APPRAISALS WITH MFI INTERMEDIATION..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................252.4 ???????????????????????????/CONSTRUCTIONACTIVITY....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................263.1 ???????????????????/INDUSTRIALPRODUCTION............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................273.1 ???????????????????(????????)(1)/INDUSTRIAL PRODUCTION (continued) (1)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................283.2 ???????????????????-???????????????????(1)/INDUSTRIAL PRODUCTION-MAIN INDUSTRIAL GROUPINGS (1)...................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................293.2 ???????????????????-???????????????????(????????)(1)/INDUSTRIALPRODUCTION-MAIN INDUSTRIAL GROUPINGS (continued) (1)......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................303.3 ???????????????????????????????????????????????????????/CAPACITYUTILISATION RATE IN INDUSTRY......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................313.3 ???????????????????????????????????????????????????????(????????)/CAPACITYUTILISATION RATE IN INDUSTRY (continued)........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................323.4 ???????????????????????????(????????????????)/TURNOVERIN INDUSTRY (at current prices) ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................333.4 ???????????????????????????(????????????????)(????????)/TURNOVERIN INDUSTRY (at current prices) (continued)...................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................344.1 ????????????????????????????????????-?????????????????????????????????(????????????????)/TURNOVERIN MOTOR TRADES AND WHOLESALE TRADE (at current prices)..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................354.2 ???????????????/PASSENGERS.....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................364.2 ???????????????(????????)/PASSENGERS(continued).......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................374.3 ?????????????????????/FREIGHTMOVED..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................384.4 ???????????????????????????(????????????????)/TURNOVERIN THE TRANSPORT SECTOR (at current prices)......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................394.4 ???????????????????????????(????????????????)(????????)/TURNOVERIN THE TRANSPORT SECTOR (at current prices) (continued).......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................404.5 ???????????????/MOBILETELEPHONY..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................414.6 ????????????????????????????????????????,???????????-???????????????????????????????????????????????????????????????????(????????????????)/TURNOVERINDICES IN TELECOMMUNICATIONS, LEGAL-ACCOUNTING ACTIVITIES AND MANAGEMENT CONSULTANCY SERVICES (at current prices)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................424.7 ???????????????????????????????????????????????????-???????????????????????????????????????????????????(????????????????)/TURNOVER INDICES IN ARCHITECTURAL-ENGINEERING ACTIVITIES AND ADVERTISING AND MARKET RESEARCH SERVICES (at current prices) .............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................434.8 ????????????????/TOURISTACTIVITY............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................444.9 ????????????????????????????(1)/NUMBER OF NIGHTS SPENT IN HOTELS (1).................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................454.10 ??????????????????????????(????????????????)/TURNOVERIN THE TOURISM SECTOR (at current prices)..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................465.1 ??????????????????????????(???)??????,???????????????????????????(1)/ECONOMIC SENTIMENT INDICATORS (ESI) FOR THE EU, THE EURO AREA AND GREECE (1).............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................475.2 ??????????????????????????????????(1)/ECONOMIC SENTIMENT SUB-INDICES IN GREECE (1)...................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................486.1 ?????????????????????????????????????????????(??????????)/INDEXOF BUSINESS EXPECTATIONS IN MANUFACTURING..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................496.2 ??????????????????????????(??????????)(1)/MONTHLYMANUFACTURING SURVEY (1)........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................506.2 ??????????????????????????(????????)/MONTHLYMANUFACTURING SURVEY (continued).................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................516.3 ??????????????????????????????????????????????/INDEXOF BUSINESS EXPECTATIONS IN CONSTRUCTION.........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................526.4 ???????????????????????????(1)/MONTHLY CONSTRUCTION SURVEY (1)......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................536.4 ???????????????????????????(????????)/MONTHLYCONSTRUCTION SURVEY (continued)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................546.5 ??????????????????????????????????????????/MONTHSOF SECURED PRODUCTION IN CONSTRUCTION............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................556.6 ?????????????????????????????????????????????????/INDEXOF BUSINESS EXPECTATIONS IN RETAIL TRADE........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................566.7 ??????????????????????????????(1)/MONTHLYRETAIL TRADE SURVEY (1)......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................576.7 ??????????????????????????????(????????)/MONTHLYRETAIL TRADE SURVEY (continued)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................586.8 ?????????????????????????????????????????????(1)/INDEX OF BUSINESS EXPECTATIONS IN SERVICES (1)..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................596.9 ??????????????????????????(1), (2)/MONTHLY SERVICES SURVEY (1), (2).....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................607 ??????????????????????????????????(1)/CONSUMER OPINION AND FINANCIAL CONDITIONS (1)........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................617 ??????????????????????????????????(????????)(1)/CONSUMER OPINION AND FINANCIAL CONDITIONS (continued) (1)..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................628 ??????????????????????????(PMI) - ???????????????????????????????????/PURCHASINGMANAGERS' INDEX (PMI) - MONTHLY SURVEY IN GREEK MANUFACTURING.....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................638 ??????????????????????????(PMI) - ???????????????????????????????????(????????)/PURCHASINGMANAGERS' INDEX (PMI) - MONTHLY SURVEY IN GREEK MANUFACTURING (continued)......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................64

II. ??????????????????- ?????/DOMESTICECONOMY - PRICES.........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................651 ??????????????????????:???????????????????????????/CONSUMERPRICE INDEX: OVERALL INDEX AND BASIC CATEGORIES.................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................671 ??????????????????????:???????????????????????????(????????)/CONSUMERPRICE INDEX: OVERALL INDEX AND BASIC CATEGORIES (continued)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................681 ??????????????????????:???????????????????????????(????????)/CONSUMERPRICE INDEX: OVERALL INDEX AND BASIC CATEGORIES (continued)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................691 ??????????????????????:???????????????????????????(????????)/CONSUMERPRICE INDEX: OVERALL INDEX AND BASIC CATEGORIES (continued)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................701 ??????????????????????:???????????????????????????(????????)/CONSUMERPRICE INDEX: OVERALL INDEX AND BASIC CATEGORIES (continued)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................711 ??????????????????????:???????????????????????????(????????)/CONSUMERPRICE INDEX: OVERALL INDEX AND BASIC CATEGORIES (continued)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................721 ??????????????????????:???????????????????????????(????????)/CONSUMERPRICE INDEX: OVERALL INDEX AND BASIC CATEGORIES (continued)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................732.1 ????????????????????????????????????????????????????:???????????????????????????/PRODUCERPRICE INDEX IN INDUSTRY FOR THE DOMESTIC MARKET: Overall index and basic categories................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................742.1 ????????????????????????????????????????????????????:???????????????????????????(????????)/PRODUCERPRICE INDEX IN INDUSTRY FOR THE DOMESTIC MARKET: Overall index and basic categories (continued)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................752.1 ????????????????????????????????????????????????????:???????????????????????????(????????)/PRODUCERPRICE INDEX IN INDUSTRY FOR THE DOMESTIC MARKET: Overall index and basic categories (continued)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................762.2 ??????????????????????????????????????????????????????:???????????????????????????/PRODUCERPRICE INDEX IN INDUSTRY FOR THE NON-DOMESTIC MARKET: Overall index and basic categories.....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................772.3 ??????????????????????????????????/IMPORTPRICE INDEX IN INDUSTRY..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................783.1 ????????????????????????????????????:?????(???????)????????????????????????????????????????????????????/HARMONIZEDINDEX OF CONSUMER PRICES: HICP (all items) and HICP excluding energy and unprocessed food..............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................793.2 ????????????????????????????????????:?????????????????- ??????/HARMONIZEDINDEX OF CONSUMER PRICES: BASIC CATEGORIES - GREECE....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................803.2 ????????????????????????????????????:?????????????????- ??????(????????)/HARMONIZEDINDEX OF CONSUMER PRICES: BASIC CATEGORIES - GREECE (continued).....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................813.3 ??????????????????????????????????????????????????????????:??????????????/HARMONIZEDINDEX OF CONSUMER PRICES FOR GREECE AND THE EUROZONE: MAIN COMPONENTS........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................823.3 ??????????????????????????????????????????????????????????:??????????????(????????)/HARMONIZEDINDEX OF CONSUMER PRICES FOR GREECE AND THE EUROZONE: MAIN COMPONENTS (continued)..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................834 ?????????????????????????????????????????????/INFLATIONDIFFERENTIALS BETWEEN GREECE AND OTHER COUNTRIES...............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................845 ?????????????????????????????????????????????????(1)/INFLATIONARY EXPECTATIONS OF BUSINESS FIRMS AND CONSUMERS (1)....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................856 ???????????????????????????????????????????/NEWINDEX OF APARTMENT PRICES BY AGE...................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................867 ??????????????????????????????????????????????????:??????/NEWINDEX OF APARTMENT PRICES BY GEOGRAPHICAL AREA: TOTAL.....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................877.1 ??????????????????????????????????????????????????:???(???5 ????)/NEWINDEX OF APARTMENT PRICES BY GEOGRAPHICAL AREA: NEW (up to 5 years old)............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................887.2 ??????????????????????????????????????????????????:??????(??????5 ????)/NEWINDEX OF APARTMENT PRICES BY GEOGRAPHICAL AREA: OLD (over 5 years old).......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................898 ?????????????????????(?????????????)/INDEXOF PRICES OF DWELLINGS (HISTORICAL SERIES)......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................909 ????????????????????/OFFICEPRICE INDEX......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................9110 ?????????????????????????/OFFICERENT INDEX................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................9211 ????????????????????????/RETAILPRICE INDEX.................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................9312 ?????????????????????????????/RETAILRENT INDEX.............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................94

III. ??????????????????- ???????????????????/DOMESTICECONOMY - WAGES AND EMPLOYMENT.....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................951 ????????????????-??????????-???????/LABOURFORCE-EMPLOYMENT-UNEMPLOYMENT.......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................972 ????????????????????????????????????????/DEPENDENTEMPLOYMENT FLOWS IN THE PRIVATE SECTOR.........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................983 ?????????????????/MINIMUMWAGES.................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................994 ?????????????????????????????????????????????????????????????????(1)/EXPECTATIONS OF BUSINESS FIRMS AND CONSUMERS CONCERNING EMPLOYMENT AND UNEMPLOYMENT (1) ............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1005 ??????????????????????????????????????????????????????????????????/EVOLUTION OF THE REVISED INDEX OF NUMBER OF PERSONS EMPLOYED IN RETAIL TRADE ................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1016 ?????????????:????????????????????????????????????(1)/INDEX OF WAGES: WHOLE-ECONOMY AND BASIC CATEGORIES (1).............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................102

IV. ???????????????/MONEYAND BANKING...............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1031 ?????????????????????????????????????????????????????(1),(2)/MONETARY DEVELOPMENTS IN THE EURO AREA AND GREEK CONTRIBUTION (1),(2)....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1052 ????????????????????????????????(1),(2)/MONETARY AGGREGATES OF THE EURO AREA (1), (2).................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1063 ?????????????????????????????3???????????????(1)/MAIN COUNTERPARTS OF THE EURO AREA M3 (1)............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1074 ??????????????????????????????????????????????????/GREEKCONTRIBUTION TO THE MONETARY AGGREGATES OF THE EURO AREA..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1085 ??????????????????????????????????????????????????3???????????????/GREEKCONTRIBUTION TO THE MAIN COUNTERPARTS OF EURO AREA M3...............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1096 ???????????????????????????????????????/BALANCESHEET OF THE BANK OF GREECE......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1106 ???????????????????????????????????????(????????)/BALANCESHEET OF THE BANK OF GREECE (continued)........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1117 ?????????????????????????????????????????(1)/CONSOLIDATED BALANCE SHEET OF OTHER MONETARY FINANCIAL INSTITUTIONS (1).....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1127 ?????????????????????????????????????????(1) (????????)/CONSOLIDATEDBALANCE SHEET OF OTHER MONETARY FINANCIAL INSTITUTIONS (1)(continued).......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1138 ???????????????????????????????????(1),(2)/CONSOLIDATED BALANCE SHEET OF MONETARY FINANCIAL INSTITUTIONS (1),(2).............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1148 ???????????????????????????????????(1) (????????)/CONSOLIDATEDBALANCE SHEET OF MONETARY FINANCIAL INSTITUTIONS (1) (continued)...........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1159 ?????????????????????????????????????????????????????????????(1), (3)/DEPOSITS AND REPOS OF NON-MFIs HELD WITH OMFIs IN GREECE (1), (3)..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................11610 ?????????????????????????????????????????????????????????????????????(1), (2)/DEPOSITS AND REPOS OF DOMESTIC NON-MFIs HELD WITH OMFIs IN GREECE (1), (2)...........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................11711.1 ?????????????????????????????????????????????????????????????????(1), (3)/DEPOSITS BY DOMESTIC ENTERPRISES AND HOUSEHOLDS HELD WITH OMFIs (1), (3)...............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................11811.2 ??????????????????????????????????????????????????(1),(2),(4)/DEPOSITS BY DOMESTIC HOUSEHOLDS HELD WITH OMFIs (1),(2),(4)..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................11911.3 ??????????????????????????????????????????????????????????????????????(1),(2)/DEPOSITS BY DOMESTIC NON FINANCIAL CORPORATIONS HELD WITH OMFIs (1),(2)..............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................12011.4 ?????????????????????????????????????????????????????????????????????????????????????????????????????(1),(2),(3)/DEPOITS BY DOMESTIC INSURANCE CORPORATIONS AND OTHER FINANCIAL INTERMEDIARIES HELD WITH OMFIs (1),(2),(3)................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................12112.1 ???????????????????????????????????????????????????????????????????????(1),(3)/DEPOSITS BY DOMESTIC ENTERPRISES AND HOUSEHOLDS HELD WITH OMFIs DENOMINATED IN EURO (1),(3).............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................12212.2 ?????????????????????????????????????????????????????????????????????????????????(1),(2)/DEPOSITS BY DOMESTIC ENTERPRISES AND HOUSEHOLDS HELD WITH OMFIs DENOMINATED IN NON-EURO CURRENCIES (1),(2)...............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................12313 ??????????????????????????????????????????????????????????????????????????????????????????????????????????(1)/DEPOSITS AND REPOS OF DOMESTIC ENTERPRISES AND HOUSEHOLDS BY TYPE AND PERFECTURE (1).......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................12414 ??????????????????????????????????????????????????????????(3)/TOTAL CREDIT EXPANSION TO DOMESTIC NON-MFIs BY DOMESTIC MFIs (3)...............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................12515 ?????????????????????????????????????????????????????(1),(2),(3)/CREDIT TO DOMESTIC PRIVATE SECTOR BY DOMESTIC MFIs (1),(2),(3).....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................12616 ???????????????????????????????????????????????????????????????????????????(1),(2),(3),(4)/DOMESTIC MFI CREDIT TO THE DOMESTIC PRIVATE SECTOR BY MATURITY AND CURRENCY (1),(2),(3),(4).........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................12717 ???????????????????????????????????????????????????????????????????KATA K?????????????????????????????????(1),(2),(3)/DOMESTIC MFI CREDIT TO DOMESTIC NON-FINANCIAL CORPORATIONS BY BRANCH OF ECONOMIC ACTIVITY (1),(2),(3)................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................12817 ???????????????????????????????????????????????????????????????????KATA K?????????????????????????????????(1),(2),(3) (????????)/DOMESTICMFI CREDIT TO DOMESTIC NON-FINANCIAL CORPORATIONS BY BRANCH OF ECONOMIC ACTIVITY (1),(2),(3) (continued)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................12917 ???????????????????????????????????????????????????????????????????KATA K?????????????????????????????????(1),(2),(3) (????????)/DOMESTICMFI CREDIT TO DOMESTIC NON-FINANCIAL CORPORATIONS BY BRANCH OF ECONOMIC ACTIVITY (1),(2),(3) (continued)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................13017 ???????????????????????????????????????????????????????????????????KATA K?????????????????????????????????(1) (????????)/DOMESTICMFI CREDIT TO DOMESTIC NON-FINANCIAL CORPORATIONS BY BRANCH OF ECONOMIC ACTIVITY (1) (continued).......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................13118 X??????????????????????????????????????????????????????????????????????????????????????????????(1),(2),(3)/DOMESTIC MFI CREDIT TO THE DOMESTIC INDIVIDUALS AND PRIVATE NON-PROFIT INSTITUTIONS BY LOAN TYPE (1),(2),(3).......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................13219 ????????????????????????????????????????????????????????????????(1),(2),(4)/BREAKDOWN OF DOMESTIC MFI CONSUMER CREDIT BY TYPE OF LOANS (1),(2),(4).................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................13320 ????????????????????/KEYECB INTEREST RATES.......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................13421 ????????TH???????????????/MONEYMARKET INTEREST RATES.................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................13522 ???????????????????????????????????(1)/YIELDS OF GREEK GOVERNMENT BONDS (1)..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................13623.1 ????????????????????????????????????????????????????????????????????????????????????????(1),(2),(3)/INTEREST RATES ON EURO-DENOMINATED LOANS WITHOUT A DEFINED MATURITY BY DOMESTIC MFIs TO EURO AREA (1),(2),(3)...............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................13723.2 ????????????????????????????????????????????????????????????????????(1)/INTEREST RATES ON NEW EURO-DENOMINATED DEPOSITS BY EURO AREA RESIDENTS WITH DOMESTIC MFIs (1).............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................13823.3 ????????????????????????????????????????????????????????????????????????????????????????(1),(2)/INTEREST RATES ON OUTSTANDING AMOUNTS OF EURO-DENOMINATED DEPOSITS BY EURO AREA RESIDENTS WITH DOMESTIC MFIs (1),(2)...............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................13923.4 ????????????????????????????????????????????????????????????????????(1),(2)/INTEREST RATES ON NEW EURO-DENOMINATED LOANS BY DOMESTIC MFIs TO EURO AREA RESIDENTS (1),(2)...........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................14023.5 ????????????????????????????????????????????????????????????????????????????????????????(1),(2),(3)/INTEREST RATES ON OUTSTANDING AMOUNTS OF EURO-DENOMINATED LOANS BY DOMESTIC MFIs TO EURO AREA RESIDENTS (1),(2),(3)...............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................14124 ??????????????????????????????????(1)/ATHEX SHARE INDICES (1)....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................14225 ??????????????????????????????(1)/VALUE OF TRANSACTIONS IN THE STOCK EXCHANGE (1)....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................14326 ???????????????????????????????????????????????????(1),(2)/TOTAL ASSETS OF MUTUAL FUNDS BROKEN DOWN BY TYPE (1),(2)....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................14427.1 ????????????????????????????????????????????????????(1)/AGGREGATED BALANCE SHEET OF MUTUAL FUNDS (1)...........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................14527.2 ????????????????????????????????????????????????????????????????/AGGREGATEDBALANCE SHEET OF MONEY MARKET FUNDS...........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................14627.3 ?????????????????????????????????????????????????????????????/AGGREGATEDBALANCE SHEET OF EQUITY FUNDS.............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................14727.4 ???????????????????????????????????????????????????????????????(1)/AGGREGATED BALANCE SHEET OF BOND FUNDS (1)....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................14827.5 ??????????????????????????????????????????????????????????/AGGREGATEDBALANCE SHEET OF BALANCED TYPE FUNDS................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................149

V. ?????????????????/PUBLICFINANCE.........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1511 ??????????????????????/GOVERNMENT BUDGET ............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1532 ??????????????????????(1)/GOVERNMENT BUDGET (1)....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1543 ???????????????????????????/OVERALL GOVERNMENT BUDGET REVENUE...................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1554 ???????????????????????????/OVERALL GOVERNMENT BUDGET REVENUE ..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1565 ??????????????????????????????????????????/GOVERNMENTBUDGET EXPENDITURE BY CATEGORY .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1576 ??????????????????????????????????????????/GOVERNMENTBUDGET EXPENDITURE BY CATEGORY .................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1587 ????????????????????????????????????????????????????????/CENTRALGOVERNMENT NET BORROWING REQUIREMENT ON A CASH BASIS.........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1598 ???????????????????????????????????????????????/SOURCESOF FINANCING THE CENTRAL GOVERNMENT BORROWING REQUIREMENT ...................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1609 ????????????????????????????????????????/GENERAL GOVERNMENT CONSOLIDATED ON A CASH BASIS........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................16110 ???????????????(???2010)/GENERAL GOVERNMENT (ESA 2010)..............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................162

VI. ???????????????????????????????/EXTERNALECONOMIC TRANSACTIONS.................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1631 ??????:??????????????????????????????????????????????????????*/GREECE:NOMINAL EFFECTIVE EXCHANGE RATE INDEX*........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1652 ??????:??????????????????????????????????????????????????????*/GREECE:REAL EFFECTIVE EXCHANGE RATE INDEX*...............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1663 ?????????????????????????????????????????????*/BILATERALEXCHANGE RATES AGAINST EURO*.........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1673 ?????????????????????????????????????????????(????????)*/BILATERALEXCHANGE RATES AGAINST EURO (continued)*..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1684 ???????????????????????????????????????????(2010=100)/WORLD COMMODITY PRICE INDICES IN USD (2010=100)..........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1695 ?????????????????????????????????????(2010=100)/WORLD COMMODITY PRICE INDICES IN EUROS (2010=100)............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1706 ?????????????????????????/SUMMARYBALANCE OF PAYMENTS.....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1716 ?????????????????????????/SUMMARYBALANCE OF PAYMENTS.....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1727 ???????????????????????:??????????????????????????/SUMMARYGOODS ACCOUNT: EXPORTS AND IMPORTS OF GOODS..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1738 ??????????????????????????/SUMMARYSERVICES BALANCE............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................1749 ??????????????????????????????????????/SUMMARYPRIMARY INCOME BALANCE.................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................17510 ????????????????????????????????????????/SUMMARYSECONDARY INCOME BALANCE.......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................17611 ??????????????????????????/SUMMARYCAPITAL ACCOUNT............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................17712 ?????????????????????????????????????????????/SUMMARYFINANCIAL ACCOUNT....................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................17813 ???????????????????????????/NETINTERNATIONAL INVESTMENT POSITION................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................17914 ?????????????????????????????????/TRAVELRECEIPTS AND PAYMENTS...........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................18015 ????????????????????????????????????????????????????????????????????????????/BASICINDICES OF TRAVEL EXPENDITURE BY NON-RESIDENTS IN GREECE AND BY RESIDENTS ABROAD...............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................18116 ?????????????????????????????????????????????????/TRAVELRECEIPTS AND PAYMENTS BY PURPOSE OF TRAVEL...........................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................18217 ????????????????????????????????????????????????/TRAVELRECEIPTS: BREAKDOWN BY COUNTRY OF ORIGIN.................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................18318 ?????????????????????????????????????????????????????????????????????/AVERAGEDURATION OF STAY PER JOURNEY OF NON RESIDENTS IN GREECE: BREAKDOWN BY COUNTRY OF ORIGIN..............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................18419 ??????????????????????????????????????????????/TRAVELPAYMENTS: BREAKDOWN BY DESTINATION COUNTRY............................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................18520 ?????????????????????????????????????????????????????????????????????/AVERAGEDURATION OF STAY PER JOURNEY OF RESIDENTS ABROAD: BREAKDOWN BY DESTINATION COUNTRY.......................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................186

?????????/APPENDIX..................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................................187

Page 3: Τεύχος 191 Μάρτιος-Απρίλιος 2020 Number 191 March-April 2020 · iv This Bulletin is intended to provide a global view of the Greek economy. It combines a comprehensive

Τεύχος 191Μάρτιος-Απρίλιος 2020

Number 191March-April 2020

Page 4: Τεύχος 191 Μάρτιος-Απρίλιος 2020 Number 191 March-April 2020 · iv This Bulletin is intended to provide a global view of the Greek economy. It combines a comprehensive

ΤΡΑΠΕΖΑ ΤΗΣ ΕΛΛΑΔΟΣΔιεύθυνση Οικονομικής Ανάλυσης & Μελετών - Γραμματεία Διεύθυνση Στατιστικής - ΓραμματείαΕλευθ. Βενιζέλου 21102 50 ΑθήναΤηλ: +30210-320 2393, +30210-320 2661Fax: +30210-323 3025

BANK OF GREECEEconomic Analysis & Research Department – SecretariatStatistics Department - Secretariat21, Ε. Venizelos AvenueGR-102 50 ΑthensΤel: +30210-320 2393, +30210-320 2661Fax: +30210-323 3025

www.bankofgreece.gr

Με επιφύλαξη παντός δικαιώματος. Επιτρέπεται ηαναπαραγωγή για εκπαιδευτικούς και μη εμπορικούςσκοπούς εφόσον αναφέρεται η πηγή.

Η τελευταία ημερομηνία για τα στατιστικά στοιχεία που περιλαμβάνονται στο παρόν τεύχος ήταν η 15η Μαΐου 2020.

All rights reserved. Reproduction for educational and non-commercial purposes is permitted providedthat the source is acknowledged.

The cut-off date for the statistics included in this issue was15th May 2020.

ISSN 2654-1920 (online)

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iii

Το Στατιστικό Δελτίο Οικονομικής Συγκυρίας αποσκοπεί σε μια σφαιρική και όσο το δυνατόν

καλύτερη πληροφόρηση σχετικά με τις εξελίξεις στην ελληνική οικονομία. Ειδικότερα, συνδυάζει την

ολοκληρωμένη παρουσίαση των βραχυχρόνιων οικονομικών εξελίξεων βάσει των πιο πρόσφατων

διαθέσιμων στοιχείων με σημαντικό αριθμό μακροχρόνιων σειρών που αναφέρονται σε βασικά οικονομικά

μεγέθη. Με το συνδυασμό αυτό δίδεται μια συνοπτική αλλά κατά το δυνατόν πλήρης εικόνα του

οικονομικού περιβάλλοντος και παρέχεται η δυνατότητα αξιόπιστης και αντικειμενικής αξιολόγησης των

εξελίξεων στην ελληνική οικονομία. Εξάλλου, η συγκέντρωση πολλών στατιστικών σειρών που

καλύπτουν ολόκληρη σχεδόν την οικονομία σε ένα Δελτίο, αντί της διασποράς τους σε εξειδικευμένες

δημοσιεύσεις, εκτιμάται ότι θα είναι πολύ χρήσιμη γι' αυτούς που ασχολούνται συστηματικά με

οικονομικές αναλύσεις και έρευνα, καθώς και εκείνους που θέλουν να ενημερώνονται για την οικονομική

συγκυρία. Επιπρόσθετα, η διαγραμματική απεικόνιση των στατιστικών σειρών επιτρέπει στον αναγνώστη

όχι μόνο να εκτιμήσει τις βραχυχρόνιες μεταβολές, αλλά και να αξιολογήσει καλύτερα τις φάσεις του

οικονομικού κύκλου και τις διαγραφόμενες τάσεις και προοπτικές της οικονομίας.

Πιστεύεται επομένως ότι το Δελτίο αυτό δεν αποτελεί απλώς πηγή στατιστικών πληροφοριών

αλλά και χρήσιμο βοήθημα, ιδιαίτερα γι' αυτούς οι οποίοι εμπλέκονται στη διαμόρφωση της οικονομικής

πολιτικής ή τη λήψη οικονομικών αποφάσεων, επειδή διευκολύνει την αξιολόγηση, τη συχνή

επανεκτίμηση και ενδεχομένως τον επαναπροσδιορισμό της πολιτικής με βάση τα πιο πρόσφατα δεδομένα.

Τα στοιχεία (μηνιαία, τριμηνιαία και ετήσια) που περιλαμβάνονται στο Δελτίο αναθεωρούνται σε

συνεχή βάση, εφόσον νέες στατιστικές πληροφορίες προκύπτουν και γίνονται αποδεκτές μετά από τους

σχετικούς ελέγχους. Σε ορισμένες περιπτώσεις, αναθεωρήσεις μπορεί να προκληθούν από πρόσθετες

πληροφορίες που προκύπτουν από ειδικές ετήσιες έρευνες. Τέλος, αναθεώρηση γίνεται σε περιπτώσεις

διακοπής της σειράς των στοιχείων λόγω αλλαγής μεθοδολογίας. Τα προσωρινά και τα αναθεωρημένα

στοιχεία επισημαίνονται με τις κατάλληλες ενδείξεις.

Προς διευκόλυνση των αναγνωστών που αναζητούν ιστορικά στοιχεία, σε ειδικό παράρτημα στο

τέλος της έκδοσης παρατίθενται οι αλλαγές που έχουν γίνει κατά καιρούς στο Δελτίο (προσθήκες

πινάκων, τροποποιήσεις σε υπάρχοντες πίνακες κ.λ.π).

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iv

This Bulletin is intended to provide a global view of the Greek economy. It combines a

comprehensive outline of short-term economic developments with a large number of time series relating to

basic economic aggregates. This combination offers a concise and, as far as possible, complete picture of the

domestic economic environment, together with the possibility of a reliable and objective assessment of the

latest developments in the Greek economy. The fact that a wide array of time series covering almost every

aspect of the domestic economic scene is gathered in a single publication, instead of being scattered over a

number of specialised editions, is expected to render the Bulletin very useful to those who are systematically

concerned with economic analysis and research and would therefore consider it essential to keep abreast of the

economic conjuncture. In addition, the presentation of statistical data in the form of graphs enables the

reader not only to assess short-term changes but also to evaluate in the best possible way the various phases

of the economic cycle as well as emerging trends and prospects.

It is therefore believed that the Bulletin will not be merely a source of statistical information but a

useful tool as well, especially for those involved in policy or decision making, since it facilitates the

evaluation, re-assessment and possibly the rethinking of policies, in view of the latest available data.

Data (monthly, quarterly and annual) that are included in the Bulletin are revised continually,

whenever new statistical information becomes available, which, after being checked is considered acceptable.

In some cases, revisions can be caused by new information that arises from special annual questionnaires.

Finally, revisions may be due to a break of series stemming from a change in methodology. Provisional and

revised data are appropriately indicated.

To assist readers seeking historical data, the changes that have been made from time to time in the

Bulletin are given in a special appendix at the end of the issue (tables additions, modifications to existing

tables, etc).

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Πίνακας IV.20. ΒΑΣΙΚΑ ΕΠΙΤΟΚΙΑ ΤΗΣ ΕΚΤ(ποσοστά % ετησίως)

Table IV.20. KEY ECB INTEREST RATES(percentages per annum)

118

Από (1)

With effect from (1)

Διευκόλυνση αποδοχής καταθέσεων

Deposit facility

Πράξεις κύριας αναχρηματοδότησηςMain refinancing operations(3) Διευκόλυνση

οριακής χρηματοδότησης

Marginal lendingfacility

Από (1)

With effect from (1)

Διευκόλυνση αποδοχής καταθέσεων

Deposit facility

Πράξεις κύριας αναχρηματοδότησηςMain refinancing operations(3) Διευκόλυνση

οριακής χρηματοδότησης

Marginal lendingfacility

Δημοπρασίες σταθερού επιτοκίου

Fixed rate tenders

Σταθερό επιτόκιο

Fixed rate

Δημοπρασίες ανταγωνιστικού

επιτοκίουMinimum bid rate

Ελάχιστο επιτόκιο προσφοράς

Minimum bid rate

Δημοπρασίες σταθερού επιτοκίου

Fixed rate tenders

Σταθερό επιτόκιο

Fixed rate

Δημοπρασίες ανταγωνιστικού

επιτοκίουMinimum bid rate

Ελάχιστο επιτόκιο προσφοράς

Minimum bid rate

1999 1 Iαν./Jan. 2,00 3,00 - 4,50 2008 9 Iούλ,/July 3,25 - 4,25 5,25 4 Iαν./Jan. (2) 2,75 3,00 - 3,25 8 Οκτ,/Oct, 2,75 - - 4,75 22 Iαν./Jan. 2,00 3,00 - 4,50 9 Οκτ,/Oct, (4) 3,25 - - 4,25 9 Απρ./Apr. 1,50 2,50 - 3,50 15 Οκτ,/Oct, (5) 3,25 3,75 - 4,25 5 Noέμ./Nov. 2,00 3,00 - 4,00 12 Νοέμ,/Νοv, 2,75 3,25 - 3,75

2000 4 Φεβ./Feb. 2,25 3,25 - 4,25 10 Δεκ,/Dec, 2,00 2,50 - 3,00 17 Mάρτ./ Mar. 2,50 3,50 - 4,50 2009 21 Iαν,/Jan, 1,00 2,00 - 3,00 28 Απρ./Apr. 2,75 3,75 - 4,75 11 Mάρτ,/ Mar, 0,50 1,50 - 2,50 9 Iούν./June 3,25 4,25 - 5,25 8 Απρ,/Apr, 0,25 1,25 - 2,25 28 Iούν./June (3) 3,25 - 4,25 5,25 13 Mάιος/Μay 0,25 1,00 - 1,75 1 Σεπτ./Sept. 3,50 - 4,50 5,50 2011 13 Απρ,/Apr, 0,50 1,25 - 2,00 6 Οκτ./Oct. 3,75 - 4,75 5,75 13 Iούλ,/July 0,75 1,50 - 2,25

2001 11 Mάιος/Μay 3,50 - 4,50 5,50 9 Νοέμ,/Νοv, 0,50 1,25 - 2,00 31 Αυγ./Aug. 3,25 - 4,25 5,25 14 Δεκ,/Dec, 0,25 1,00 - 1,75 18 Σεπτ./Sept. 2,75 - 3,75 4,75 2012 11 Iούλ,/July 0,00 0,75 - 1,50 9 Νοέμ./Νοv. 2,25 - 3,25 4,25 2013 8 Mάιος/Μay 0,00 0,50 - 1,00

2002 6 Δεκ./Dec. 1,75 - 2,75 3,75 13 Νοέμ,/Νοv, 0,00 0,25 - 0,75 2003 7 Mάρτ./ Mar. 1,50 - 2,50 3,50 2014 11 Iούν,/June -0,10 0,15 - 0,40

6 Iούν./June 1,00 - 2,00 3,00 10 Σεπ,/Sep -0,20 0,05 - 0,30 2005 6 Δεκ./Dec. 1,25 - 2,25 3,25 2015 9 Δεκ,/Dec, -0,30 0,05 - 0,30 2006 8 Mάρτ./ Mar. 1,50 - 2,50 3,50 2016 16 Mάρτ,/ Mar, -0,40 0,00 - 0,25

15 Iούν./June 1,75 - 2,75 3,75 2019 18 Σεπ,/Sep, -0,50 0,00 - 0,25 9 Αυγ./Aug. 2,00 - 3,00 4,0011 Οκτ./Oct. 2,25 - 3,25 4,2513 Δεκ./Dec. 2,50 - 3,50 4,50

2007 14 Mάρτ./ Mar. 2,75 - 3,75 4,7513 Iούν./June 3,00 - 4,00 5,00

Πηγή EKT / Source: ECB (1) Από την 1η Ιανουαρίου 1999 μέχρι την 9η Μαρτίου 2004, η ημερομηνία αφορά τις διευκολύνσεις αποδοχής καταθέσεων και οριακής χρηματοδότησης. Για τις πράξεις κύριας αναχρηματοδότησης, οι μεταβολές των επιτοκίων ισχύουν από την πρώτη πράξη μετά την αναφερόμενη ημερομηνία. Η μεταβολής της 19ης Σεπτεμβρίου 2001 τέθηκε σε ισχύ αυθημερόν. Από τις 10 Μαρτίου 2004 και εξής, η ημερομηνία αφορά τις διευκολύνσεις αποδοχής καταθέσεων και οριακής χρηματοδότησης και τις πράξεις κύριας αναχρηματοδότησης (μεταβολές που θα τίθενται σε ισχύ από την πράξη κύριας αναχρηματοδότησης που ακολουθεί τη σχετική απόφαση του Διοικητικού Συμβουλίου), εκτός εάν αναφέρεται διαφορετικά. / From 1 January 1999 to 9 March 2004, the date refers to the deposit and marginal lending facilities. For main refinancing operations, changes in the rate are effective from the first operation following the date indicated. The change on 18 September 2001 was effective on that same day. From 10 March 2004 onwards, the date refers to the deposit and marginal lending facilities and to the main refinancing operations ( changes effective from the first refinancing operation following the Governing Council discussion), unless otherwise indicated.(2) Στις 22 Δεκεμβρίου 1998, η ΕΚΤ ανακοίνωσε ότι στο διάστημα 4-21 Ιανουαρίου 1999 θα εφαρμόζεται κατ' εξαίρεση μικρό εύρος διακύμανσης (50 μονάδες βάσης) μεταξύ των επιτοκίων της διευκόλυνσης οριακής χρηματοδότησης και της διευκόλυνσης αποδοχής καταθέσεων, έτσι ώστε οι συμμετέχοντες στην αγορά να προσαρμοστούν ευκολότερα στο νέο νομισματικό καθεστώς./ Ιn 22 December 1998 the ECB announced that, as an exceptional measure between 4 and 21 January 1999, a narrow corridor of 50 basis points would be applied between the interests rates for the marginal lending facility and the deposit facility, aimed at facilitating the transition to the new monetary regime by market participants.(3) Στις 8 Ιουνίου 2000 η ΕΚΤ ανακοίνωσε ότι, αρχής γενομένης από την πράξη που θα διακανονιστεί στις 28 Ιουνίου 2000, οι πράξεις κύριας αναχρηματοδότησης του Ευρωσυστήματος θα διεξάγονται μέσω δημοπρασίας ανταγωνιστικού επιτοκίου. Το ελάχιστο επιτόκιο προσφοράς είναι το ελάχιστο επιτόκιο με το οποίο οι αντισυμβαλλόμενοι μπορούν να υποβάλλουν τις προσφορές τους / On 8 June 2000 the ECB announced that, starting from the operation to be settled on 28 June 2000, the main refinancing operations of the Eurosystem would be conducted as variable rate tenders. The minimum bid rate refers to the minimum interest rate at which counterparties may place their bids.(4) Από τις 9 Οκτωβρίου 2008, η ΕΚΤ μείωσε το εύρος διακύμανσης των επιτοκίων των πάγιων διευκολύνσεων, από 200 μονάδες βάσης σε 100 μονάδες βάσηςγύρω από το επιτόκιο της πράξης κύριας αναχρηματοδότησης. /As of 9 October 2008 the ECB reduced the standing facilities corridor from 200 basis points to 100 basis points around the interest rate on the main refinancing operation.(5) Στις 8 Οκτωβρίου 2008 η ΕΚΤ ανακοίνωσε ότι αρχής γενομένης από την πράξη που θα διακανονιστεί στις 15 Οκτωβρίου 2008 και στο εξής, οι εβδομαδιαίες πράξειςκύριας αναχρηματοδότησης θα πραγματοποιούνται μέσω δημοπρασιών σταθερού επιτοκίου με κατανομή ολόκληρου του ποσού στο επιτόκιο της πράξης κύριας αναχρηματοδότησης / On 8 October 2008 the ECB announced that, starting from the operation to be settled on 15 October, the weekly main refinancing operations would be carried out through a fixed-rate tender procedure with full allotment at the interest rate on the main refinancing operation

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Πίνακας IV.23.1. ΕΠΙΤΟΚΙΑ ΔΑΝΕΙΩΝ ΣΕ ΕΥΡΩ ΧΩΡΙΣ ΚΑΘΟΡΙΣΜΕΝΗ ΔΙΑΡΚΕΙΑ ΑΠΌ ΤΑ ΕΓΧΩΡΙΑ ΝΧΙ ΠΡΟΣ ΚΑΤΟΙΚΟΥΣ ΤΗΣ ΖΩΝΗΣ ΤΟΥ ΕΥΡΩ (1),(2),(3)(ποσοστά % ετησίως)

Table IV.23.1. INTEREST RATES ON EURO-DENOMINATED LOANS WITHOUT A DEFINED MATURITY BY DOMESTIC MFIs TO EURO AREA (1),(2),(3)

(percentages per annum)

121

Περίοδος

Period

Δάνεια προς ιδιώτες και ιδιωτικά μη κερδοσκοπικά ιδρύματα

Loans to individuals and private non-profit institutions

Δάνεια προς ελεύθερους επαγγελματίες, αγρότες και ατομικές επιχειρήσεις

Loans to sole proprietors

Δάνεια προς μη χρηματοπιστωτικές επιχειρήσεις

Loans to non-financial corporations

Σύνολο

Total

Πιστωτικές κάρτες

Credit cards

Ανοικτά δάνεια

Open account loans

Υπεραναλήψεις από

τρεχούμενους λογαριασμούς (4)

Debit balances on current accounts (4)

Σύνολο

Total

Αλληλόχρεοι λογαριασμοί-ανοικτά

δάνεια

Credit lines-open account loans

Σύνολο

Total

Αλληλόχρεoι λογαριασμοί

Credit lines

Υπεραναλήψεις από

λογαριασμούς όψεως

Debit balances on sight deposits

2017 14,46 16,46 11,81 10,74 7,13 7,13 5,48 5,36 7,16 2018 14,47 16,51 11,57 10,63 6,95 6,95 5,20 5,07 7,24 2019 14,48 16,50 11,44 10,70 6,81 6,81 4,88 4,76 6,66 2019 I 14,60 16,67 11,48 10,81 6,87 6,87 4,98 4,85 6,84

II 14,48 16,51 11,45 10,67 6,82 6,82 4,94 4,82 6,76 III 14,32 16,29 11,43 10,50 6,79 6,79 4,86 4,74 6,68 IV 14,53 16,51 11,39 10,83 6,75 6,75 4,74 4,63 6,36

2020 I 14,64 16,64 11,40 10,96 6,76 6,76 4,66 4,55 6,25 2018 Δεκ./Dec. 14,59 16,68 11,53 10,81 6,94 6,94 5,03 4,90 6,95 2019 Ιαν./Jan. 14,60 16,69 11,49 10,81 6,89 6,89 5,00 4,87 6,90

Φεβρ./Feb. 14,58 16,62 11,48 10,81 6,88 6,88 4,98 4,85 6,86 Μάρτ./Mar. 14,61 16,70 11,47 10,82 6,83 6,83 4,96 4,84 6,75 Απρ./Apr. 14,58 16,64 11,48 10,79 6,81 6,81 4,95 4,82 6,80 Μάιος/May 14,49 16,53 11,46 10,63 6,82 6,82 4,95 4,82 6,73 Ιούν./Jun. 14,37 16,37 11,43 10,58 6,83 6,83 4,93 4,82 6,74 Ιούλ./Jul. 14,34 16,35 11,44 10,51 6,80 6,80 4,91 4,78 6,77 Αύγ./Aug. 14,32 16,29 11,44 10,48 6,78 6,78 4,87 4,75 6,59 Σεπτ./Sept. 14,30 16,22 11,42 10,52 6,79 6,79 4,82 4,70 6,68 Οκτ./Oct. 14,47 16,44 11,43 10,76 6,74 6,74 4,78 4,67 6,46 Νοέμ./Nov. 14,51 16,48 11,38 10,75 6,73 6,73 4,70 4,60 6,28 Δεκ./Dec. 14,60 16,62 11,37 10,97 6,76 6,76 4,74 4,63 6,33

2020 Ιαν./Jan. 14,62 16,64 11,37 10,98 6,73 6,73 4,70 4,59 6,26 Φεβρ./Feb. 14,65 16,65 11,37 10,98 6,73 6,73 4,68 4,57 6,26 Μάρτ./Mar. 14,67 16,63 11,46 10,92 6,82 6,82 4,61 4,50 6,23

Πηγή Τράπεζα της Ελλάδος / Source: Bank of Greece. (1) Επιτόκια όλων των πιστωτικών ιδρυμάτων που λειτουργούν στην Ελλάδα. Αναλυτικές μεθοδολογικές πληροφορίες δίνονται στην ιστιοσελίδα της Τράπεζας www.bankofgreece.gr / Στατιστικά στοιχεία / Τραπεζικά Επιτόκια. Interest rates of all credit institutions operating in Greece. A detailed methodological note is available on the Bank's website: www.bankofgreece.gr / Statistics / Bank interest.(2) Τα μηνιαία επιτόκια αφορούν το τέλος της περιόδου, ενώ τα τριμηνιαία και ετήσια υπολογίζονται ως μέσοι όροι περιόδου / Monthly interest rates refer to the end ofthe month, whereas quarterly and annual rates are calculated as period averages.(3) Δεν περιλαμβάνονται οι επιβαρύνσεις / Excluding other charges.(4) Οι υπεραναλήψεις από τρεχούμενους λογαριασμούς των ελεύθερων επαγγελματιών περιλαμβάνονται στις υπεραναλήψεις ιδιωτών και μη κερδοσκοπικών ιδρυμάτων / Debit balances on current accounts of sole proprietors are included in the debit balances on current accounts of individuals and individual non-profit institutions.

Επιτόκια δανείων χωρίς καθορισμένη διάρκεια / Interest rates on loans without a defined maturity

2018

-12

2019

-01

2019

-02

2019

-03

2019

-04

2019

-05

2019

-06

2019

-07

2019

-08

2019

-09

2019

-10

2019

-11

2019

-12

2020

-01

2020

-02

2020

-03

13.0

13.3

13.6

13.9

14.2

14.5

14.8

4.50

4.59

4.68

4.77

4.86

4.95

5.04

5.13

Σύνολο δανείων προς ιδιώτες (αριστερός άξονας)/Total loans to individuals (left axis)

Σύνολο δανείων προς μη χρηματοπιστωτικές επιχειρήσεις (δεξιός άξονας)/Total loans to non-financial corporations (right axis)

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Πίνακας IV.23.2. ΕΠΙΤΟΚΙΑ ΝΕΩΝ ΚΑΤΑΘΕΣΕΩΝ ΣΕ ΕΥΡΩ ΑΠΟ ΚΑΤΟΙΚΟΥΣ ΤΗΣ ΖΩΝΗΣ ΤΟΥ ΕΥΡΩ ΣΤΑ ΕΓΧΩΡΙΑ ΝΧΙ (1)(ποσοστά % ετησίως, μέσοι όροι περιόδου, εκτός εάν σημειώνεται διαφορετικά)

Table IV.23.2. INTEREST RATES ON NEW EURO-DENOMINATED DEPOSITS BY EURO AREA RESIDENTS WITH DOMESTIC MFIs (1)(percentages per annum, period averages unless otherwise indicated)

122

Περίοδος

Period

Καταθέσεις από νοικοκυριά (2)Deposits from households (2)

Καταθέσεις από μη χρηματοπιστωτικές επιχειρήσειςDeposits from non-financial corporations

Μέσο Επιτόκιο

Average Rate

Μίας ημέρας (1)Overnight (1)

Με συμφωνημένη διάρκεια (4)With agreed maturity (4)

Μίας ημέρας (3)

Overnight (3)

Με συμφωνημένη διάρκεια (4)With agreed maturity (4)

Σύνολο

Total

Τρεχούμενοι λογαριασμοί

Current accounts

Ταμιευτήριο

Savings deposits

Έως 1 έτος

Up to 1 year

Άνω του ενός καιέως 2 έτη

Over 1 and up to 2 years

Έως 1 έτος

Up to 1 year

Άνω του ενός καιέως 2 έτη

Over 1 and up to 2 years

2017 0,09 0,25 0,06 0,64 0,73 0,15 0,82 0,81 0,30 2018 0,09 0,24 0,05 0,59 0,49 0,15 0,90 0,80 0,29 2019 0,09 0,22 0,05 0,51 0,52 0,15 0,69 0,25 2019 I 0,09 0,24 0,05 0,59 0,65 0,16 0,83 0,28

II 0,09 0,22 0,05 0,57 0,55 0,17 0,76 0,27 III 0,09 0,22 0,05 0,52 0,50 0,14 0,67 0,25 IV 0,09 0,21 0,05 0,36 0,37 0,14 0,49 0,19

2020 I 0,05 0,12 0,04 0,31 0,31 0,12 0,35 0,15 2018 Δεκ./Dec. 0,09 0,24 0,05 0,58 0,62 0,14 0,87 0,28 2019 Ιαν./Jan. 0,09 0,24 0,05 0,61 0,64 0,14 0,84 0,29

Φεβρ./Feb. 0,09 0,24 0,05 0,58 0,67 0,16 0,83 0,28 Μάρτ./Mar. 0,09 0,23 0,05 0,58 0,64 0,17 0,83 0,28 Απρ./Apr. 0,09 0,23 0,05 0,60 0,60 0,17 0,79 0,28 Μάιος/May 0,09 0,22 0,05 0,55 0,56 0,17 0,77 0,27 Ιούν./Jun. 0,09 0,22 0,05 0,56 0,50 0,16 0,71 0,27 Ιούλ./Jul. 0,09 0,22 0,05 0,57 0,56 0,13 0,73 0,27 Αύγ./Aug. 0,09 0,22 0,05 0,54 0,49 0,14 0,69 0,26 Σεπτ./Sept. 0,09 0,22 0,05 0,45 0,46 0,16 0,59 0,23 Οκτ./Oct. 0,09 0,22 0,06 0,39 0,40 0,15 0,51 0,20 Νοέμ./Nov. 0,09 0,22 0,06 0,36 0,35 0,15 0,46 0,19 Δεκ./Dec. 0,08 0,19 0,04 0,35 0,35 0,12 0,50 0,18

2020 Ιαν./Jan. 0,07 0,19 0,04 0,33 0,30 0,11 0,40 0,17 Φεβρ./Feb. 0,04 0,08 0,03 0,31 0,33 0,12 0,35 0,15 Μάρτ./Mar. 0,04 0,08 0,03 0,29 0,29 0,12 0,29 0,14

Πηγή Τράπεζα της Ελλάδος / Source: Bank of Greece. (1) Βλ. υποσημείωση (1) στον πίνακα IV.23.1 / See footnote (1) , table IV.23.1(2) Περιλαμβανομένων και των ιδιωτικών μη κερδοσκοπικών ιδρυμάτων που εξυπηρετούν τα νοικοκυριά / Including private non-profit institutions servinghouseholds.(3) Το επιτόκιο είναι αυτό που ισχύει στο τέλος του μηνός καθώς για την κατηγορία αυτή το ποσό των νέων καταθέσεων στη διάρκεια του μηνός αναφοράς ταυτίζεται με το υπόλοιπο τους στο τέλος του μηνός αυτού / The interest rate is the rate valid at the end of the month, since for this category the amount of new business during the reference month is equal to the outstanding amount at the end of this month.(4) Περιλαμβάνονται και τα προϊόντα εγγυημένου κεφαλαίου για τα οποία θεωρείται ότι το επιτόκιο ισούται με την ελάχιστη εγγυημένη απόδοση τους. Δεν περιλαμβάνονται οι παρακαταθήκες στο Ταμείο Παρακαταθηκών και Δανείων που είναι άτοκες / Including 'capital guaranteed' products for which the interest rate is assumed to be equal to the minimum guaranteed return. Excluding non- interest bearing consignations with the Deposits and Loans Fund.

Επιτόκια νέων τραπεζικών καταθέσεων / Interest rates on new deposits

2019

-06

2019

-07

2019

-08

2019

-09

2019

-10

2019

-11

2019

-12

2020

-01

2020

-02

2020

-03

0.0

0.5

1.0

1.5

2.0

2.5

3.0

0.00

0.05

0.10

0.15

0.20

0.25

0.30

Με συμφωνημένη διάρκεια έως 1 έτος απόνοικοκυριά (αριστερός άξονας)/To households wit...

Με συμφ. διάρκεια έως 1 έτος μηχρηματ.επιχειρήσεων (αριστερός άξονας)/From...

Ταμιευτήριο (δεξιός άξονας)/Savings deposits (rightaxis)

Μίας ημέρας από μη χρηματ.επιχειρήσεις (δεξιόςάξονας)/Overnight fromnon-financial corporation...

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Πίνακας IV.23.3. ΕΠΙΤΟΚΙΑ ΣΤΑ ΥΦΙΣΤΑΜΕΝΑ ΥΠΟΛΟΙΠΑ ΤΩΝ ΚΑΤΑΘΕΣΕΩΝ ΣΕ ΕΥΡΩ ΑΠΌ ΚΑΤΟΙΚΟΥΣ ΤΗΣ ΖΩΝΗΣ ΤΟΥ ΕΥΡΩ ΣΤΑ ΕΓΧΩΡΙΑ ΝΧΙ (1),(2)

(ποσοστά % ετησίως)Table IV.23.3. INTEREST RATES ON OUTSTANDING AMOUNTS OF EURO-DENOMINATED DEPOSITS BY EURO AREA RESIDENTS

WITH DOMESTIC MFIs (1),(2)(percentages per annum)

123

Περίοδος

Period

Καταθέσεις με συμφωνημένη διάρκεια (3)Deposits with agreed maturity (3) Μέσο επιτόκιο

Average rateΝοικοκυριάHouseholds

Μη χρηματοπιστωτικές επιχειρήσειςNon-financial corporations

Έως 2 έτη

Up to 2 years

Άνω των 2 ετών

Over 2 years

Έως 2 έτη

Up to 2 years

Άνω των 2 ετών

Over 2 years

2017 0,65 0,70 0,81 0,15 0,31 2018 0,61 0,87 0,14 0,31 2019 0,54 0,70 0,11 0,26 2019 I 0,58 0,80 0,13 0,28

II 0,57 0,74 0,10 0,27 III 0,55 0,69 0,10 0,26 IV 0,48 0,58 0,11 0,23

2020 I 0,38 0,40 0,09 0,17 2018 Δεκ./Dec. 0,59 0,81 0,16 0,28 2019 Ιαν./Jan. 0,58 0,81 0,15 0,28

Φεβρ./Feb. 0,58 0,80 0,12 0,28 Μάρτ./Mar. 0,58 0,79 0,12 0,28 Απρ./Apr. 0,57 0,76 0,11 0,28 Μάιος/May 0,57 0,75 0,10 0,27 Ιούν./Jun. 0,56 0,73 0,10 0,27 Ιούλ./Jul. 0,56 0,72 0,10 0,26 Αύγ./Aug. 0,55 0,70 0,09 0,26 Σεπτ./Sept. 0,53 0,65 0,10 0,25 Οκτ./Oct. 0,53 0,65 0,10 0,25 Νοέμ./Nov. 0,47 0,55 0,11 0,23 Δεκ./Dec. 0,44 0,52 0,10 0,20

2020 Ιαν./Jan. 0,40 0,43 0,10 0,19 Φεβρ./Feb. 0,38 0,40 0,09 0,17 Μάρτ./Mar. 0,36 0,36 0,09 0,15

Πηγή Τράπεζα της Ελλάδος / Source: Bank of Greece. (1) Βλ. υποσημείωση (1) στον πίνακα IV.23.1 / See footnote (1), table IV.23.1.(2) Τα μηνιαία επιτόκια αφορούν το τέλος της περιόδου, ενώ τα τριμηνιαία και ετήσια υπολογίζονται ως μέσοι όροι περιόδου / Monthly interest rates refer to the end of the month, whereas quarterly and annual rates are calculated as period averages.(3) Περιλαμβάνονται και τα προϊόντα εγγυημένου κεφαλαίου για τα οποία, μέχρι τη λήξη τους, θεωρείται ότι το επιτόκιο ισούται με την ελάχιστη εγγυημένη απόδοση τους. Δεν περιλαμβάνονται οι παρακαταθήκες στο Ταμείο Παρακαταθηκών και Δανείων που είναι άτοκες / Including 'capitalguaranteed' products for which the interest rate is assumed to be equal to the minimum guaranteed return until their maturity. Excluding non-interest bearing consignations with the Deposits and Loans Fund.

Επιτόκια στα υφιστάμενα υπόλοιπα των καταθέσεων με συμφωνημένη διάρκεια Interest rates on the outstanding amounts of deposits with agreed maturity

2019

-02

2019

-03

2019

-04

2019

-05

2019

-06

2019

-07

2019

-08

2019

-09

2019

-10

2019

-11

2019

-12

2020

-01

2020

-02

2020

-03

0.0

0.3

0.6

0.9

1.2

1.5

Έως 2 έτη από νοικοκυριά / To households up to 2 years

Έως 2 έτη από μη χρηματ. επιχειρήσεις / Up to 2 years from non-financial corporations

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Πίνακας IV.23.4. ΕΠΙΤΟΚΙΑ ΝΕΩΝ ΔΑΝΕΙΩΝ ΣΕ ΕΥΡΩ ΑΠΟ ΤΑ ΕΓΧΩΡΙΑ ΝΧΙ ΠΡΟΣ ΚΑΤΟΙΚΟΥΣ ΤΗΣ ΖΩΝΗΣ ΤΟΥ ΕΥΡΩ (1),(2)(ποσοστά % ετησίως, μέσοι όροι περιόδου)

Table IV.23.4. INTEREST RATES ON NEW EURO-DENOMINATED LOANS BY DOMESTIC MFIs TO EURO AREA RESIDENTS (1),(2)(percentages per annum, period averages)

124

Περίοδος

Period

Προς Ιδιώτες και ιδιωτικά μη κερδοσκοπικά ιδρύματαTo individuals and private non-profit institutions

Δάνεια προς ελεύθ.

επαγγελματίεςαγρότες και ατομ. επιχειρήσεις

Loans to sole proprietors

Δάνεια προς μη χρηματοπιστωτικές επιχειρήσεις

Loans tο non-financial corporations Μέσο Επιτόκιο

Average Rate

Στεγαστικά δάνεια (3)

Housing loans (3)

Καταναλωτικά δάνεια

Consumer loans

Λοιπά δάνεια

Other loans

Επιτόκιο κυμαινόμενο ή σταθερό έως 1 έτος

Floating rate or rate fixed up to 1 year

Σύνολο δανείων

All loansΕπιτόκιο

κυμαινόμενο ήσταθερό έως 1

έτος

Floating rate or rate fixed up to 1 year

Σύνολο δανείων

All loansΕπιτόκιο

κυμαινόμενο ή σταθερό έως 1 έτος

Floating rate or rate fixed up to 1 year

Επιτόκιο κυμαινόμενο ή

σταθερό έως 1 έτος

Floating rate orrate fixed up to 1

year

Επιτόκιο κυμαινόμενο ή σταθερό έως 1 έτος

Floating rate or rate fixed up to 1 yearΧωρίς

επιβαρύνσεις

Without charges

Με επιβαρύνσεις

(ΣΕΠΕ)With

charges(APRC)

Χωρίς επιβαρύνσεις

Without charges

Με επιβαρύνσεις

(ΣΕΠΕ)With

charges(APRC)

Δάνεια μέχρι 250.000 ευρώ

Loans up to EUR 250 thousands

Δάνεια από 250.000 μέχρι 1 εκατ. ευρώ Loans over EUR 250

thousands andup to EUR 1

million

Δάνεια άνω του 1 εκατ.

ευρώ Loans over

EUR 1 million

2017 2,71 2,78 3,12 7,99 8,73 9,78 5,22 5,32 4,74 4,20 4,72 2018 2,92 3,01 3,26 9,21 9,13 10,41 5,39 5,20 4,41 3,81 4,65 2019 3,03 3,11 3,34 10,16 9,46 10,69 5,55 4,98 4,01 3,64 4,58 2019 I 3,04 3,20 3,40 9,40 9,10 10,39 5,76 5,09 4,30 3,78 4,67

II 3,10 3,16 3,36 10,27 9,49 10,73 5,78 5,11 4,09 3,81 4,70 III 3,14 3,17 3,40 10,34 9,68 10,82 5,59 4,91 3,87 3,60 4,61 IV 2,84 2,93 3,20 10,64 9,59 10,83 5,09 4,81 3,78 3,38 4,33

2020 I 2,72 2,84 3,08 10,83 9,70 11,00 5,24 4,72 3,74 3,13 4,24 2018 Δεκ./Dec. 3,13 3,44 3,67 9,89 9,26 10,49 5,64 5,18 4,16 3,46 4,63 2019 Ιαν./Jan. 3,02 3,33 3,52 10,71 9,92 11,11 5,60 5,05 4,47 3,95 4,89

Φεβρ./Feb. 3,05 3,14 3,35 8,66 8,69 10,08 5,53 4,97 4,18 3,72 4,57 Μάρτ./Mar. 3,05 3,13 3,33 8,82 8,69 9,99 6,15 5,26 4,25 3,65 4,56 Απρ./Apr. 3,08 3,15 3,34 9,88 9,22 10,49 6,06 5,23 4,34 4,50 4,93 Μάιος/May 3,13 3,19 3,38 10,12 9,48 10,77 5,55 5,19 4,02 3,59 4,66 Ιούν./Jun. 3,08 3,14 3,37 10,82 9,77 10,94 5,73 4,89 3,93 3,33 4,52 Ιούλ./Jul. 3,22 3,25 3,46 10,41 9,68 10,80 5,57 4,90 3,91 3,41 4,57 Αύγ./Aug. 3,12 3,16 3,40 10,39 9,65 10,82 6,07 5,02 3,65 3,77 4,68 Σεπτ./Sept. 3,08 3,09 3,33 10,24 9,69 10,84 5,12 4,82 4,04 3,63 4,59 Οκτ./Oct. 2,91 2,98 3,22 10,29 9,43 10,64 4,38 4,92 3,84 3,31 4,32 Νοέμ./Nov. 2,84 2,89 3,18 10,69 9,70 10,94 5,65 4,75 3,64 3,33 4,34 Δεκ./Dec. 2,78 2,93 3,18 10,94 9,64 10,91 5,25 4,76 3,85 3,51 4,34

2020 Ιαν./Jan. 2,72 2,86 3,12 11,18 9,85 11,37 5,16 4,61 3,76 3,37 4,36 Φεβρ./Feb. 2,78 2,91 3,16 10,65 9,58 10,80 5,11 4,68 3,64 3,20 4,30 Μάρτ./Mar. 2,65 2,75 2,98 10,67 9,67 10,82 5,44 4,89 3,81 2,81 4,06

Πηγή Τράπεζα της Ελλάδος / Source: Bank of Greece. (1) Βλ. υποσημείωση (1) στον πίνακα IV.23.1 / See footnote (1), table IV.23.1.(2) Δεν περιλαμβάνονται οι επιβαρύνσεις εκτός εάν σημειώνεται διαφορετικά / Excluding other charges unless otherwise indicated.(3) Περιλαμβάνονται και τα επισκευαστικά δάνεια / Including loans for house improvements.

Επιτόκια νέων δανείων / Interest rates on new loans

2019

-02

2019

-03

2019

-04

2019

-05

2019

-06

2019

-07

2019

-08

2019

-09

2019

-10

2019

-11

2019

-12

2020

-01

2020

-02

2020

-03

2.0

2.2

2.4

2.6

2.8

3.0

3.2

3.4

3.6

6.0

6.6

7.2

7.8

8.4

9.0

9.6

10.2

10.8

Σύνολο στεγαστικών δανείων χωρίς επιβαρύνσεις (αριστερός άξονας)/All housing loans without charges (left axis)

Σύνολο καταναλωτικών δανείων χωρίς επιβαρύνσεις (δεξιός άξονας)/All consumer loans without charges (right axis)

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Πίνακας IV.23.5. ΕΠΙΤΟΚΙΑ ΣΤΑ ΥΦΙΣΤΑΜΕΝΑ ΥΠΟΛΟΙΠΑ ΤΩΝ ΔΑΝΕΙΩΝ ΣΕ ΕΥΡΩ ΑΠΟ ΤΑ ΕΓΧΩΡΙΑ ΝΧΙ ΠΡΟΣ ΚΑΤΟΙΚΟΥΣ ΤΗΣ ΖΩΝΗΣ ΤΟΥ ΕΥΡΩ (1),(2),(3)

(ποσοστά % ετησίως)Table IV.23.5. INTEREST RATES ON OUTSTANDING AMOUNTS OF EURO-DENOMINATED LOANS BY DOMESTIC MFIs TO EURO AREA

RESIDENTS (1),(2),(3)(percentages per annum)

125

Περίοδος

Period

Προς Ιδιώτες και ιδιωτικά μη κερδοσκοπικά ιδρύματαTo individuals and private non-profit institutions

Δάνεια προς ελεύθερους επαγγελματίες,αγρότες και ατομικές

επιχειρήσειςLoans to sole proprietors

Δάνεια προς μη χρηματοπιστωτικές επιχειρήσεις

Loans tο non-financial corporationsΜέσο

Επιτόκιο

Average Rate

Στεγαστικά δάνεια (4)Housing loans (4)

Καταναλωτικά και λοιπά δάνεια (5)Consumer and other loans (5)

Έως 1 έτος

Upto 1 year

Άνω του ενός και έως

5 έτη

Οver 1 andup to 5

years

Aνω των 5 ετών

Over 5 years

Έως 1 έτος

Upto 1 year

Άνω του ενός και έως

5 έτη

Οver 1 andup to 5

years

Aνω των 5 ετών

Over 5 years

Έως 1 έτος (6)

Upto 1 year

(6)

Άνω του ενός και έως

5 έτη

Οver 1 andup to 5

years

Aνω των 5 ετών

Over 5 years

Έως 1 έτος (6)

Upto 1 year

(6)

Άνω του ενός και έως

5 έτη

Οver 1 andup to 5

years

Aνω των 5 ετών

Over 5 years

2017 4,05 2,37 14,41 9,89 6,45 7,10 6,24 4,97 5,25 4,69 3,78 4,64 2018 4,57 2,20 14,42 9,68 6,06 6,92 6,36 4,64 4,99 4,24 3,76 4,36 2019 4,40 2,11 14,42 9,77 6,25 6,79 6,19 4,57 4,63 3,96 3,55 4,12 2019 I 4,47 2,14 14,54 9,85 6,40 6,83 6,22 4,56 4,79 3,96 3,61 4,19

II 4,43 2,13 14,43 9,77 6,26 6,79 6,21 4,65 4,69 3,99 3,58 4,15 III 4,35 2,10 14,28 9,74 6,17 6,77 6,19 4,59 4,56 3,96 3,54 4,09 IV 4,36 2,07 14,43 9,71 6,16 6,75 6,13 4,47 4,48 3,93 3,49 4,03

2020 I 4,33 2,02 14,62 9,73 6,10 6,75 6,12 4,32 4,38 3,82 3,41 3,94 2018 Δεκ./Dec. 4,52 2,14 14,54 9,88 6,41 6,91 6,27 4,55 4,84 3,97 3,67 4,22 2019 Ιαν./Jan. 4,50 2,14 14,54 9,89 6,42 6,85 6,25 4,52 4,81 3,93 3,63 4,20

Φεβρ./Feb. 4,46 2,14 14,52 9,83 6,41 6,85 6,20 4,51 4,80 3,97 3,61 4,19 Μάρτ./Mar. 4,46 2,14 14,56 9,82 6,37 6,80 6,21 4,66 4,75 3,98 3,60 4,18 Απρ./Apr. 4,47 2,13 14,53 9,78 6,33 6,78 6,23 4,65 4,71 4,00 3,59 4,17 Μάιος/May 4,44 2,13 14,44 9,78 6,26 6,78 6,20 4,65 4,70 4,01 3,58 4,16 Ιούν./Jun. 4,38 2,13 14,32 9,76 6,19 6,81 6,20 4,66 4,67 3,97 3,56 4,13 Ιούλ./Jul. 4,35 2,12 14,29 9,77 6,19 6,78 6,19 4,62 4,60 3,95 3,55 4,11 Αύγ./Aug. 4,35 2,10 14,28 9,72 6,14 6,76 6,20 4,60 4,57 3,94 3,54 4,09 Σεπτ./Sept. 4,35 2,09 14,26 9,72 6,18 6,76 6,17 4,56 4,52 3,99 3,52 4,08 Οκτ./Oct. 4,35 2,09 14,26 9,72 6,18 6,76 6,17 4,56 4,52 3,99 3,52 4,08 Νοέμ./Nov. 4,38 2,06 14,46 9,71 6,18 6,73 6,11 4,46 4,45 3,92 3,51 4,02 Δεκ./Dec. 4,36 2,06 14,56 9,71 6,13 6,75 6,12 4,38 4,47 3,87 3,43 3,99

2020 Ιαν./Jan. 4,33 2,02 14,59 9,69 6,07 6,72 6,13 4,38 4,44 3,87 3,44 3,97 Φεβρ./Feb. 4,33 2,02 14,61 9,70 6,05 6,72 6,12 4,34 4,39 3,85 3,42 3,95 Μάρτ./Mar. 4,32 2,02 14,65 9,79 6,19 6,80 6,12 4,25 4,31 3,76 3,38 3,90

Πηγή Τράπεζα της Ελλάδος / Source: Bank of Greece. (1) Βλ. υποσημείωση (1) στον πίνακα IV.23.1 / See footnote (1) , table IV.23.1.(2) Τα μηνιαία επιτόκια αφορούν το τέλος της περιόδου, ενώ τα τριμηνιαία και ετήσια υπολογίζονται ως μέσοι όροι περιόδου / Monthly interest rates refer to the end ofthe month, whereas quarterly and annual rates are calculated as period averages.(3) Δεν περιλαμβάνονται οι επιβαρύνσεις / Excluding other charges.(4) Περιλαμβάνονται και τα επισκευαστικά δάνεια / Including loans for house improvements.(5) Περιλαμβάνονται και τα δάνεια χωρίς καθορισμένη διάρκεια που κατατάσσονται κυρίως στην κατηγορία 'έως 1 έτος' και σε μικρότερο βαθμό στην κατηγορία 'με αρχική διάρκεια άνω του ενός και έως 5 έτη' / Including loans without a defined maturity which are mainly under the category 'up to 1 year' and to a lesser extend under the category 'over 1 and up to 5 years' accounts). (6) Τα δάνεια χωρίς καθορισμένη διάρκεια περιλαμβάνονται σε αυτή τη κατηγορία / Loans without a defined maturity are included in this category.

Επιτόκια στα υφιστάμενα υπόλοιπα των δανείων / Interest rates on the outstanding amount of loans

2019

-02

2019

-03

2019

-04

2019

-05

2019

-06

2019

-07

2019

-08

2019

-09

2019

-10

2019

-11

2019

-12

2020

-01

2020

-02

2020

-03

1.5

1.6

1.7

1.8

1.9

2.0

2.1

2.2

2.3

3.0

3.5

4.0

4.5

5.0

5.5

6.0

6.5

7.0

Στεγαστικά δάνεια άνω των 5 ετών (αριστερόςάξονας)/Housing loans over 5 years (left axis)

Δάνεια προς μη χρηματοπιστωτικές επιχειρήσεις άνωτων 5 ετών (δεξιός άξονας)/Loans to non-financial...

Καταναλωτικά δάνεια άνω των 5 ετών (δεξιός άξονας)/Consumer loans over 5 years (right axis)