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n v: Cng Ty C phn NANS in thoi: 04-38216789S fax: 0438522786BO CO TNH HNH VAY, TR N NC NGOI TRUNG V DI HN QU III NM 2013Knh gi: Chi nhnh Ngn hng Nh nc thnh ph H Ning tin giao dch: USDn v tnh: 1000 n v nguyn tM s khon vay Kim ngch k vayNgy pht sinh giao dchS d u kS pht sinh trong kS d cui kK hoch k tip theoTng sTrong qu hnS rt vn trong kS tr nN qu hn tng thmTng sTrong qu hnRt vnTr nGcLiGcLi PhGcLiGcLiGcLi1234567891011121314151617180114,0001/1/117,0001,000-------7,0001,000---3000260001/1/121,632.667--3000716.199138.980---3,916.468---737.685117.4940320007/1/12800--600-----1,400---17570Ngy .. Thng.. Nm..LP BIUKIM SOTTH TRNG N V

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H tn: Nguyn Th Ngc AnhLp: CQ48/11.08 Lp TC: 11.5_LT1 STT: 25

MS01KHON VAY THEO M S 01: Cng ty vay ca ngn hng Citibank s tin 14 triu USD thc hin d n m rng sn xut (xy dng thm nh my sn xut mi). Thng tin v khon vay nh sau: -Thi hn 4 nm- K hoch gii ngn: 1/1/2011: 8 triu USD 1/1/2012: 6 triu USD- Li sut: 5%/k- Vn gc tr u theo k 6 thng, tr li theo s d p dng cng thc: Li = Trong : Li: S vn gc tr n k th i L: Tng s tin vay n: S k tr nTa c bng sau:K hoch tr n v tnh s li phi tr hng k ca cng ty:VT: 1000 USD Ngy tr nK tr nTng s tin vay trong kS tr li (5%)S tr n gcS tin phi tr30/6/201118,0004001,0001,40031/12/201127,0003501,0001,35030/6/2012312,0006002,0002,60031/21/2012410,0005002,0002,50030/6/201358,0004002,0002,40031/12/201366,0003002,0002,30030/6/201474,0002002,0002,20031/12/201482,0001002,0002,100Tuy nhin, trn thc t do tnh hnh sn xut kinh doanh ca cng ty khng n nh nn cng ty gp kh khn v kh nng thanh ton. Bi vy, vo k cui nm 2012 v 2013 cng ty khng c kh nng thanh ton n gc lm pht sinh n qu hn. C th nh sau:- K tr n th 4: cng ty mi ch tr c li vay l 500.000 USD, s n gc l 2.000.000 USD do khng c ngn hng Citibank gia hn n nn b chuyn sang n qu hn. Li sut n qu hn l 150% Li sut vay vn tha thun trong hp ng vay (tc l 7,5%) tnh trn s n gc qu hn.- K tr n th 5: Tnh hnh ti chnh ca cng ty c cht khi sc. Cng ty thanh ton y n gc v li vay trong k, ng thi thanh ton c s li qu hn v mt na s n qu hn.- D kin k 6 Cng ty ch thanh ton c tin li l 300.000 USD. S n gc cn li (2.000.000 USD) b chuyn n qu hn lm n qu hn tng thm 2.000.000 USD.- D kin k 7 Cng ty s thanh ton c ht ton b n gc, li gc, n v li qu hn do nn kinh t phc hi, tnh hnh lm n pht t.=> K hoch tr vn gc v tin li hng k ca cng ty c s thay i nh sau:VT: 1000 USDNgy tr nK tr nTng tin vayS tr liS tr n gcS tin phi trTng sTrong : qu hnLi vn gc (5%)Li qu hn (7,5%)Tng sTrong : qu hn30/06/201118000040001,00001,40031/12/201127,000035001,00001,35030/06/2012312,000060002,00002,60031/21/2012410,000050000050030/06/2013510,00020004001503,0001,0003,55031/12/201367,0001,00030000030030/06/201477,0003,0002003005,0003,0005,50031/12/201482,000010002,00002,100

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MS02KHON VAY THEO M S 02Cng ty vay ca M&T Bank 6 triu USD mua my mc thit b mi, ci tin cng ngh sn xut phc v cho SXKD. Thng tin v khon vay nh sau:- Thi hn vay: 3 nm- Gii ngn: 1/1/2012: 3.000.000 USD 1/7/2013: 3.000.000 USD- Li sut: 3%/k- Tr n theo nin kim c nh theo k 3 thng p dng cng thc: Trong : L: Tng s tin vay Vi: S tin tr n theo nin kim c nh n: S k tr n r: Li sut ca khon vay trong kTa c bng sau:K hoch tr vn gc v tin li phi tr hng k ca cng ty:VT: 1000 USDNgy tr nK tr nTng s tin vay trong kS tr li (3%)S tr n gcS tin phi tr31/03/201213,00090211.386301.38630/06/201222,788.61483.658217.728301.38630/09/201232,570.88677.127224.260301.38631/12/201242,346.62670.399230.987301.38631/03/201352,115.63963.469237.917301.38630/06/201361,877.72256.332245.055301.38630/09/201374,632.667138.980716.199855.17931/12/201383,916.468117.494737.685855.17931/03/201493,178.78495.364759.815855.17930/06/2014102,418.96872.569782.610855.17930/09/2014111,636.35949.091806.088855.17931/12/201412830.27124.908830.271855.179

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MS03KHON VAY THEO M S 03Cng ty vay ca PNC Bank 2 triu USD thc hin d n u t pht trin sn phm mi. Thng tin v khon vay nh sau:- Thi hn vay: 5 nm- Gii ngn: 1/7/2012: 1.000.000 USD 1/7/2013: 600.000 USD 1/1/2014: 400.000 USD- Li sut: 5%/k- Tr n vn gc u theo k 6 thng, tr li theo s d p dng cng thc: Li = Trong : Li: S vn gc tr n k th i L: Tng s tin vay n: S k tr nTa c bng sau:K hoch tr vn gc v tin li phi tr hng k ca cng ty:VT: 1000 USDNgy tr nK tr nTng s tin vay trong kS tr li (3%)S tr n gcS tin phi tr31/12/201211,00050100150.00030/6/2013290045100145.00031/12/201331,40070175245.00030/06/201441,62581.25232.143313.39331/12/201451,392.85769.643232.143301.78630/06/201561,160.71458.036232.143290.17931/12/20157928.57146.429232.143278.57130/06/20168696.42934.821232.143266.96431/12/20169464.28623.214232.143255.35730/06/201710232.14311.607232.143243.750