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8/12/2019 NOP Pesentation 2013
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Presented To:
Presented By:
Mi11bba016 Atta-Ur-Rehman
Mi11bba054 Umer SadiqMi11bba024 Malik Abdul Rehman
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Prof. Riaz Ahmed
Mian
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Established in 1989, in pursuance of TheBank of Punjab Act 1989 and was giventhe status of scheduled bank in 1994.
The Bank of Punjab is working as ascheduled commercial bank with 284branches at all major business centres inthe country.
A wholly owned subsidiary of BOP First
Punjab Modaraba (FPM) was establishedin 1992 and is being managed by PunjabModaraba Services (Pvt) Ltd.
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The Bank of Punjab has played a vital
role in the economy through
mobilization of untapped local
resources, promoting savings and
providing funds for investment.
The Bank of Punjab has the privilege
to discharge its responsibilities towardsnational prosperity and progress.
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“To be a customer
focused bank withservice excellence“
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Commitment to economicstrength
Commitment to corporativegovernance
Commitment to excellence &work ethics
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Our Customer As our first priority.
Profitability For the prosperity of our stakeholders that allows us to
constantly invest, improve and succeed.
Corporate Social Responsibility To Enrich the Lives of community
where we operate.
Recognition and Reward For the talented and high performing
employees.
Excellence In every thing we do.
Integrity In all our dealings.
Respect For our customers and each other .
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AWARDS AND REWARDS
Excellence Award by the Central
Board of Revenue
3rd Kissan Time Awards
Best Corporate Report Award
16th Bolan Excellence Award
Achievement Award
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CREDIT RATING
The strength and stability of The Bank
Of Punjab is evident through the Credit
Rating assigned by PACRA Credit Rating
Company .
“AA-” (Double A) for long term
“A1+” (A One Plus) for short term.
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NATURE OF ORGANIZATION
• The Bank provides all types of banking
services such as Deposit in Local Currency,
Client Deposit in Foreign Currency,
Remittances, and Advances to Business,Trade, Industry and Agriculture.
• As agriculture is considered as backbone
of our economy The Bank of Punjab has
introduced "Kissan Dost Agriculture
Finance Scheme" to small farmers.
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Structure of BOP
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Typical Structure of a BOP Branch
Operations of the branch are controlledby:
• Branch Manager
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Operations Manager.Staff of the branch is consist on:• Branch System Administrator
• Operations Staff including• Grade I officer• Grade II officer
• Grade III officer &
• two cash officers
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Departments of the Bank
There are following departments ofbank:• Cash department
• Remittances department
• Clearing & Collection Section
• IT Department
• Account Opening Section
• Accounts Departments
• Audit Departments
• Consumer Finance Department
• Business Development Department
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TYPE OF BUSINESS ACTIVITIES
The bank basically works under twomajor type of business activities groups
named as:
1) Banking Sector2) Insurance Sector (EFU)
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Branch Networks - Regions
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1. Lahore Central-I Region
2. Lahore Central-II Region
3. Lahore North Region
4. Lahore South Region
5. Peshawar Region 6. Islamabad Region
7. Rawalpindi Region
8. Sialkot Region
9. Bahawalnagar Region
10. Jhang Region
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11. Multan Region 12. Faisalabad Region
13. Gujranwala Region
14. Gujrat Region
15. Bahawalpur Region 16. D.G Khan Region
17. Jhelum Region
18. Sheikhupura Region
19. Sahiwal Region
20. Khushab Region
21. Karachi Region
Branches (Region Wise)
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Further information
(Head Office, Main Branch, e.g.) Head Office (BOP)
10-B,Block E-II, Main Boulevard Gulberg III LahoreUAN : 111-200-100Tel : (042) 35783700-10Fax :(042) 35783713
Main Branch ,Lahore
Chief ManagerTel : (042) 99200419-99200187Fax :(042) 99200351
Officer Training Institute
296- Upper Mall, Lahore (Pakistan)Tel : (042) 35714180-35755625
ATM Call Centre
Toll Free : 0800 26700
Consumer Banking
Toll Free : 0800 24267
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Products
&Services
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1. Deposits
One of the basic functions of commercialbanking is to receive deposits. BOP acceptsdeposits in both local & foreign currency:
i. Current Account
ii. Gharayloo Saving Account iii. PLS-Saving Profit Plus Accountiv. Corporate Premier Term Account
v. Basic Banking Account
vi. Bop Tijarat Account (LCY) vii. Bop FCY Supreme Current A/C (Us $) / Bop
FCY Supreme Current A/C (Euro)
viii. Munafa Hi Munafa Account 23
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2) Advancement of loan
Bank of Punjab advances loan in the followingways:
1) Demand finance
2) Asaish loan3) Car loan
4) House loan
5) Bop motorcycle loan
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3. SERVICES
BOP offers various services which are following:
a) TRADE PROCESSING CENTRE
b) COLLECTION OF CHEQUESc) UTILITY BILLS
d) BOP Locker
e) ATM / Debit Card
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4) Consumer Finance
Consumer Finance consists on:
Aasaish Loan
Quick Cash
Car Loan House loan
Smart Cash Personal Loan
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Financial Analysis
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Financial analysis is helpfulto the management of the
organization as well as forthe investors and creditors.
P & L A/C OF BOP FOR THE YEAR 2007 & 2008
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P & L A/C OF BOP FOR THE YEAR 2007 & 2008
BALANCE SHEET OF BOP FOR THE YEAR 2007 & 2008
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BALANCE SHEET OF BOP FOR THE YEAR 2007 & 2008
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assets
Cash and balances with
treasury banks
Balances with other banks
Lendings to financial
institutions
Investments
Advances
Operating fixed assets
Deferred tax assets
Assets
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Liabilities
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Bills payable
Borrowings
Deposits and otheraccounts
Sub-ordinated loans
Liabilities against assets
subject to finance lease
Deferred tax liabilities
Other liabilities
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PEST Analysis
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Political
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Economical
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Social
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Technological
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Future Prospects of the
Organization The success and growth of Bank of Punjab
depends on:
1. The Government’s political agenda
2. Its efforts to bring about a greater degree of optimismamongst investors and business community.
Bank is highly keen to offer the facility of
inter branch banking services within year
2012.
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CONCLUSION
I concluded that currently Bank of Punjab has ahigh market share. So we can say that themanagement of Bank of Punjab is very loyal toits “Customer Service policy”
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