NAME: CHIRAG MAHESH PANDYAADDRESS: A/11, Sunadaram Avenue, Opp. Sriram Residency, Near Abad Green Party Plot, Narol-Aslali Highway,

Ahmedabad - 382405.

PERSONAL PROFILE : Date of Birth: 8th December, 1978 Language Known: English, Hindi, Marathi, Gujarati. Marital Status: Married Contact Number: 08238604649 E-mail: chirag.pandya@rediffmail.com Strength’s: Ability to understand & responsibly execute assignments

awarded to me, perform under pressure.

QUALIFICATION:1) Appearing for IIBF certified trade and finance exam in July-2015

Qualification University Name Year of passing Grade T.Y.B.com Mumbai University March 2000 Second classH.S.C. Pune Board March 1997 Second classS.S.C. Pune Board March 1995 Second class

WORK EXPERIENCE:

1) Worked with Yes Bank Ltd. Position: Business relationship leader Period: 02/12/2014 to 18/04/2014.

KEY RESPONSIBILITIES: Retail banking acquisition: Acquiring of retail banking clients of current

a/c and providing them various banking facilities such as CC-OD, PCFC limit, LC -BG in INR and FCNR against hypothecation of property.

Managing team: Managing team of Business relationship partner, training them for retail banking products such as current a/c, business loans proposal.

2) Worked with Indusind Bank Ltd, Ahmedabad.

Position: Emerging Corporate RM Period: 02/01/2013 to 05/11/2013

KEY RESPONSIBILITIES: Trade Finance - providing credit facilities to Retail customers by

way of handling trade transactions for export-import & forward contract, LC, BG, Buyer’s credit against 100 % cash margin.

Retail banking acquisition: Acquiring of retail banking clients of current a/c and providing them various banking facilities such as CC-OD, PCFC limit,LC -BG in INR and FCNR against hypothecation of property.

3) Worked withHDFC Bank Ltd, Ahmedabad.

Position: Retail Trade & Forex Sales managerPeriod: Since 16/12/2011 to 08/12/2013

KEY RESPONSIBILITIES: Handling, managing and servicing the existing Trade & forex

customers of the Bank for 4 branches and maintaining their group companies relationship to get more business in terms of Retail trade & forex transactions.

Trade Finance - Providing credit facilities to retail customers by way of forward contract, LC, BG, Buyer’s credit against 100 % cash margin.

Generating month on month revenue of Rs.10,00,000/-by way of getting business of Inward – outward remittance, LC, BG, Forward contract.

4) Worked withING Vysya Bank Ltd.

Position: Relationship Manager – Trade & FX (Retail Banking)Period: Since 02/06/2010 to 23/11/2011

KEY RESPONSIBILITIES:

Handling, Managing and servicing the existing customers of the Bank and maintaining a book & their group companies relationship henceforth to get more business

Generating month on month revenue by way of Business Lending Processing fees Rs1,00,000/-Monthly, Tfx Revenue Rs3,00,000/-Monthly.

5) Worked withABN – AMRO BANK (Now RBS)

Position: Acquisition Manager (Commercial Banking)Period: Since 1st February, 2008 to 31st May, 2010

KEY RESPONSIBILITIES:

Corporate Banking – Acquisition of New To Bank clients and managing relationships with SME clients especially importers - exporters by way of current accounts, forex services, and trade finance, Setting Pc-fc limit, Working capital limit CC,OD,TL up to Rs10cr.

Trade Finance - providing credit facilities to SME’S by way of forward contract, Buyer’s credit to the importer’s, against hypothecation of properties

Generating month on month revenue of Rs.2,00,000/- by way of ADB of current a/c, Business Lending Processing fees Rs.50,000/-Monthly, Tfx Revenue Rs1,50,000/-Monthly.

Generating leads by doing tie-ups with the associations, councils.

ACHIEVEMENTS: WON A GOLD MEDAL & SILVER MEDAL FOR PERFORMING

WELL IN OVERALL VECTORS IN OLYMPIC COMPETITION OF BUSINESS BANKING INDIA.

6) Worked withICICI Bank Ltd.

Position: Business Banking Officer - (S.E.G. - SECURED LOAN GROUP).Period: Since July 2004 - Jan 2008.

KEY RESPONSIBILITIES:

Managing and training a team of 8 to10 executives to pre-define targets distribution and allocation of targets to increase the customer base.

SME Banking - Customer acquisition and managing relationships with SME Corporate clients by way of current accounts, forex services, and trade finance etc.

Secured Finance – Under the Secured Landing Group Providing credit facilities to SME client by way of Credit Card Securitization up to Rs10cr

ACHIEVEMENTS:

WON A SILVER COIN FOR CLEARING K.Y.C. EXAMS. RECEIVED CERTIFICATE & TROPHY FOR GENERATING

GOOD BUSINESS FOR FIXED DEPOSITES.

7) Worked with HBL Global Pvt. LTD.

(SUBSIDIARY OF HDFC BANK)

Position: Sr. Sales Officer. Period: April 2002 - June 2004

KEY RESPONSIBILITIES:

Handling products of liabilities like Saving A/c, Current A/c, and Demat A/c. & Online Trading A/c.

Passing The Leads For Life Insurance & General Insurance, Leads For Over DraftFacility, Leads For Mutual Fund To The Branch.

ACHIEVEMENTS:

I was a part of the team which has won Grammy awards for best performance for the year 2002-03.

(CHIRAG M. PANDYA)