Price Optimization and Regulation Las Vegas Ratemaking & Product Management Seminar March 2009 Arthur J. Schwartz, MAAA, FCAS Associate P&C Actuary North.
Chapter 5 Time Value of Money Lawrence J. Gitman Jeff Madura Introduction to Finance.
TIME VALUE OF MONEY Compounding & Discounting –Earlier value…later value –Implicit rate –Implicit time Annuities –PVA--Credit card problem –FVA--Sinking.
Chapter 7 Choosing a Source of Credit: The Cost of Credit Alternatives Chapter 7 Choosing a Source of Credit: The Cost of Credit Alternatives.
25 ii 2011NASM1 Exploring the Crab Nebula with the Hubble, Chandra and Fermi Space Telescopes Roger Blandford KIPAC Stanford.
LAPP/Demokritos H4 setup Sampling Calorimetry with Resistive Anode Micromegas (SCREAM) Theodoros Geralis NCSR Demokritos RD51 mini week, 8 – 11 December.
Fiscal Policy Recall: Fiscal Policy- government’s choices regarding spending and taxes. Defn:The federal budget is an annual statement of the revenues,
18/6/2008 Andrew Beddall TR-ATLAS Gaziantep Grid Workshop June 19-21 2008 1 Introduction to Data Analysis 1.An Apple Collider Experiment (Toy Monte Carlo.
1 C HAPTER 5 Consumer Credit “Borrowing money is like wetting your bed in the middle of the night. At first all you feel is warmth and release. But very,
Additional Solved Problems Rate Conversions. The Problem Your credit card states that you are to pay 18% per year interest compounded monthly. What is.
Dr. Steven M. Hays Personal Finance Bishop Kearney High School 2-26-13.
ECONOMY & UNEMPLOYMENT Jessica Rubino- Mike Neluis - Lydia Jabin.