2010 Patient Protection & Affordable Care Act: What Employers Need to Know Presented By : Diana M. Valdez.
MEDICARE IN PICTURES Provider Number: 33714 Course Number: 25461 Eric Johnson – Agent Allies, LLC.
2008 BENEFITS OVERVIEW Employee Presentation. AETNA Benefits Offering Overview Multiple Medical Plans: HSA, HRA, HMO, PPO Multiple Medical Plans: HSA,
Medicare, Health Reform, and You. Dont Worry! The benefits that Medicare guarantees will not change.
Welcome Taking a Strategic Approach to Health Insurance Plans in Light of Healthcare Reform… …What You Need to Know and Do Now.
What Is Happening with Health Insurance In 2014? Do I Have Choices? Charlotte Guntkowski Dave Morrow.
University of Cincinnati 2014 Open Enrollment *Information on the following pages may not apply to all employee groups. Humana of Ohio.
Employee Benefits Review January 1, 2013 CHANGES FOR 2013! Changing to 2 health plans – PCB and HMO Preferred Care members will be changed to the Preferred-Care.
Fuse 2015 Open Enrollment December 2014. 2 Agenda Review all 2015 insurance benefits Outline action items for enrollment / changes Q & A.
High Plains Educational Cooperative 10/1/2015 Open Enrollment August 5 th & 6 th, 2015.
2003 Open Enrollment Benefits Presentation Presented By: Mark G. Cauthen Effective: 1/1/2003.
The role of insurance in health care, part 2 Today: More on moral hazard Other issues in insurance Problems with insurance.