PROTECT YOUR INVESTMENT WITH ŠKODA CHOICEPROTECT YOUR INVESTMENT WITH ŠKODA CHOICE

Enjoy the peace of mind of knowing the minimum value you can receive for your vehicle at the end of your contracted term#.

You have taken the time to select the ŠKODA that best reflects your lifestyle and we know your ŠKODA represents a valuable investment. Now imagine having the security of knowing your vehicle’s minimum future value is guaranteed at the time of purchase by ŠKODA Financial Services#. ŠKODA Choice is a finance program tailored to meet the requirements of ŠKODA owners by providing protection around your ŠKODA future value#, whilst offering simple monthly instalment financing option.

For more information about ŠKODA Choice speak with your local participating ŠKODA dealer.

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PROTECT YOUR INVESTMENT WITH ŠKODA CHOICEPROTECT YOUR INVESTMENT WITH ŠKODA CHOICE

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PROTECT YOUR INVESTMENTPROTECT YOUR INVESTMENT

At the end of yourchosen term

Select yourpreferred

ŠKODA

Trade-inYour existing vehicle and purchase a new

ŠKODA under the ŠKODA Choice

program

ReturnHand the vehicle

back and receive the Guaranteed Future

Value#

RetainMake an offer to

purchase/refinance the vehicle

With ŠKODA Choice guaranteeing the future value of your ŠKODA#, you are in a great position to upgrade to the latest model,

more often, at the end of your ŠKODA Choice term. You can also use positive equity towards your new vehicle purchase

and be protected from negative equity, with our convenient trade-in option.

The program also gives you the ability to return your vehicle to ŠKODA Financial Services at the end of the term and requires

ŠKODA Financial Services to purchase the vehicle at a value (known as the Guaranteed Future Value)#, determined by ŠKODA

Financial Services and as set out in your contract.

Whether you are selecting your new ŠKODA for business or personal use, you can choose the contract term that best suits

your requirements. Enjoy the protection that comes from having locked in a value up front to be attributed to your vehicle

at the end of your contract#. There are also no account keeping fees and with a fixed interest rate, and the benefit of the

Guaranteed Future Value, this means you can budget for future finance payments with greater assurance.

At the end of your term, you can simply choose to:

Conditions apply so please speak to a ŠKODA Financial Services Business Manager for more information. 3

All based on the customer’s choice

Peace of mind motoring;

��•��Greater�assurance,�with�a�finance�solution�designed�for�the�needs�of�approved�ŠKODA�customers.

Protect your investment with ŠKODA‘s future value;

• We can help to protect the value of your vehicle by setting the value that you can receive for your

ŠKODA�from�ŠKODA�Financial�Services�at�the�end�of�your�chosen�contract#.

A choice of options at the end of your ŠKODA Financial Services contract;

•���Your�ŠKODA�Choice�package�allows�you�to�trade-in,�refinance/retain�or�return�your�vehicle.

A personally tailored solution;

•���The�Guaranteed�Future�Value�is�designed�to�suit�your�needs�based�on�the�term�you�require�for�your

contract and your proposed usage of your vehicle. There are a number of options you can choose from.

Upgrade to the latest ŠKODA model more often;

•���Guaranteeing�the�future�value�of�your�ŠKODA�puts�you�in�a�great�position�to�upgrade�to�a�new�ŠKODA

at the end of your contract term.

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THE BENEFITS OF GUARANTEEING YOUR FUTURE VALUETHE BENEFITS OF GUARANTEEING YOUR FUTURE VALUE

Conditions apply so please speak to a ŠKODA Financial Services Business Manager for more information.

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Any�additional�factory�fitted�options�are�also�eligible�for�inclusion�under�the�program.�

666

PERSONALLY TAILOREDPERSONALLY TAILORED

The�Guaranteed�Future�Value�of�your�ŠKODA�is�established�at�

the beginning of the contract term, depending on the model and

specifications�of�your�ŠKODA�and�the�options�you�choose.�You’ll�be�

protecting your investment in advance exactly at the minimum value

you can receive for your vehicle at the end of the term of your contract#.

Conditions apply so please speak to a ŠKODA Financial Services Business Manager for more information. 7

Your new ŠKODA is an investment, so we understand that you would prefer to keep it maintained in premium condition.

To ensure the integrity of the program, your ŠKODA must be in an acceptable condition when you return it to us and must

not exceed the kilometre limit. Of course, we also understand that some reasonable wear and tear is only to be expected,

but it needs to remain within the provisions set by your ŠKODA Financial Services contract.

Where the vehicle is not in acceptable condition, the Guaranteed Future Value of your vehicle will be reduced. A kilometre

limit will also be nominated under the contract, exceeding this limit will also reduce the Guaranteed Future Value. However,

this won’t affect your ability to choose whether you trade-in, retain (or refinance) or return your ŠKODA.

MAINTAINING YOUR VEHICLEMAINTAINING YOUR VEHICLE

888

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ŠKODA Choice is available on the following ŠKODA Vehicles.

Models are current as at May 2015. Please verify with your participating ŠKODA dealer the models eligible for the program.

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Rapid SpacebackFabia Range

Octavia and Octavia RS Range Octavia Scout 4x4 Superb Range

Yeti Range

ELIGIBLE ŠKODA MODELSELIGIBLE ŠKODA MODELS

Choosing a new car is a very personal thing, and we think car finance should be just as personal. At ŠKODA Financial Services

we are here to help you tailor a finance option for your budget, lifestyle and new vehicle. Because no one understands ŠKODA

like we do.

We know your time is valuable, so

enjoy the convenience of applying for

finance on the spot at your ŠKODA

dealership.

Greater convenience

From Chattel Mortgages to Consumer

Loans, we’ll help you explore the

options and tailor a finance solution

just for you.

Personalised solutions

Enjoy a flexible range of finance

options, whether your new ŠKODA is

for business or pleasure.

Complete flexibility

With no account keeping fees and

competitive rates, you’ll be surprised

how affordable car finance can be.

Superior value + +

+ +Because we know ŠKODA inside out,

we can approve applications faster —

often on the same day.

Swift and seamless approvals

You can be certain of superb value

and reliability with a finance solution

worthy of your new ŠKODA.

The ŠKODA standard

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FLEXIBLE FINANCE FROM THE ŠKODA SPECIALISTSFLEXIBLE FINANCE FROM THE ŠKODA SPECIALISTS

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With the minimum future value for your ŠKODA#, you can be confident about your future commitments, while enjoying an attractive monthly instalment today.

To learn more about this tailored program, please visit your ŠKODA Dealer and speak to a ŠKODA Financial Services Business Manager

Visit www.skoda.com.au or www.skodafinancialservices.com.au for more details.

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PROTECT YOUR FUTUREPROTECT YOUR FUTURE

Conditions apply so please speak to a ŠKODA Financial Services Business Manager for more information.

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The ŠKODA Choice program consists of an option that requires ŠKODA Financial Services to purchase your vehicle at the end

of your ŠKODA Financial Services Chattel Mortgage, Consumer Loan or Hire-Purchase for a value (known as the Guaranteed

Future Value) determined by ŠKODA Financial Services and set out in your contract. The Guaranteed Future Value is not a

representation by ŠKODA Financial Services as to the likely market value of your vehicle as at the end of your contract. The

option is available on all new and demonstrator ŠKODA Vehicles. Please verify with your dealership vehicles that are eligible

for the program. If vehicles are not returned in an acceptable condition, as defined in the terms and conditions or exceed

kilometre restrictions the Guaranteed Future Value will be reduced. The cost of the program is incorporated into the interest

rate on your loan or your rental. This is a summary only. Please read the full terms and conditions. Please consider whether

these products and services are appropriate for your circumstances. Before acting on any of the information in this brochure,

please seek independent financial and tax advice.

Full terms and conditions are available upon application. Available only to approved applicants of ŠKODA Financial Services.

Subject to credit assessment. Fees and charges apply. Fleet, government, rental buyers, hire car and chauffeur companies

are excluded. ŠKODA Financial Services is a trading name of Volkswagen Financial Services Australia Pty Limited

ABN 20 097 071 460. Australian Credit Licence 389344.

# See the “Maintaining your Vehicle” section in the Customer brochure for information on the circumstances in which the

Guaranteed Future Value will be reduced.

Visit www.skoda.com.au or www.skodafinancialservices.com.au

CONDITIONSCONDITIONS

Volkswagen Financial Services Australia Pty LimitedABN 20 097 071 460Australian Credit Licence 389344www.skodafinancialservices.com.au

Current at time of printing 1 May 2015. Product code: SKC Customer Brochure