"MOBILE BANKING"The Non – electronic Solution
MGNREGS, DISTRICT ANUPPUR, M.P.
Total Blocks 4 Total Gram Panchayats 282 Total Villages 581 Total Population (as per Census 2001) 667155 Total rural population 471803 % of Scheduled castes 7.25 % % of Scheduled tribes 46.41 % Sex-ratio (females/1000 males) 961 % Below poverty line 49.54 %
General General Information Information
Payment of MGNREGA wages to beneficiaries takes at least 1 month.
To receive the payments beneficiaries are often required to travel between 25 to 40 KM.
Lack of branches of commercial banks in rural areas.
Unpleasing attitude of bankers towards the beneficiaries with respect to payments.
Labour payment issuesLabour payment issues
Considerable delay in collection of cheque payments.
Slow pace of payment mechanisms followed by banks.
Loss of one day’s wage of laborers
Labour payment issuesLabour payment issues
INNOVATIONSINNOVATIONS
Aapki Bank
Aapke Dwar
HELLO ANUPPUR
The Call Center
Video Conferencing
AAPKI BANK AAPKE DWARAAPKI BANK AAPKE DWAR
Aapki Bank Aapke Dwar
Nodal Agency : District Central Cooperative Bank ANUPPUR
Facilities at payment site : Drinking water, toilet, shed, library, proper sitting place, extended help to fill the forms. Staffing : One cashier cum clerk and one security guard.
Vehicle arrangements : Six Hard top vehicles.
Prepare separate ledger for every Gram Panchayat.
Open a bank accounts of Implementing agency and the job card holder in the same branch of District Central Co-operative Central Bank .
Payments of wages on specified date ( at least 2 days in a month) and time at the village Panchayat premises.
Publicity of the date of payment.
Issue Tokens to laborers at payment time.
The Process
Payment progress of mobile banking services in MGNREGS (As on 24/12/2010)• Achievements :
S.no.
From -To No. of blocks
No. of vehicles
No. of beneficiaries job
card holders
Payment amount
(` In crores)
Payment days
1 2 3 4 5 6 7
1 27/01/2010To
24/12/2010
04 06 196294 49.08 269
• Average Status of payment
No. of beneficiaries
benefited per day
Payment by one vehicle
(In crores)
Payment per vehicle per day
(In lakh)
Average Payment per person
730 8.18 3.04 2500 Rupees only
AAPKI BANK AAPKE DWARAAPKI BANK AAPKE DWAR
For the proper monitoring, evaluation and resolving the complaints against construction and irregularties of implementing agencies including wages payment of labours, the telephonic approach of local people was launched as a “HELLO ANUPPUR” at District Programme Coordinators Office. Complaints registered at centre is resolved within 24 hour’s by the department and concerning bodies. Till date 413 complaints had been registered. Out of them 358 had been resolved. This facility available to public for 24 hours.
HELLO ANUPPURHELLO ANUPPURThe Integrated Call Center in District
Advantage :Grievance redressal system has become more effective.
Hello Anuppur : Call Centre
The Integrated Call Center in District for monitoring, evaluation and grievance redressal
The call Centre works 24x7 at DPC’s office
Delays in wage payment reduced drammatically
For the proper monitoring & evaluation of the works running under the scheme at
the grass root level on weekly basis video conferencing With Janpad and grass
root level official is held on every Monday of the week headed by District
programme coordinator. This helps in proper monitoring and evaluation of the
Scheme and conveying instruction in time to grass root level.
VIDEO CONFERENCEVIDEO CONFERENCEAt block level
Advantage: Monitoring & Evaulation of different scheme become easier.
On weekly basis with programme officer, Janpad panchyat
and grass root level official by DPC.
Facilitates proper monitoring and evaluation of the Scheme
and conveying instruction in time to grass root level.
Issues related to fund flow, MIS entry and the alerts
associated with that, complaints etc. can also be addressed.
Video ConferenceVideo Conference
Advantages
Payments at the doorstep within 7 days.
Delay in Payment has come down from 1 month to 7 days.
Significant saving of time and efforts of laborers in getting the payments.
Prevents the loss of one productive working day of laborers.
It increases the interest levels of beneficiaries towards schemes.
Advantages
Increases saving habit among laborers.
Facilitate easier identification of beneficiaries/laborers.
Officers are now able to give more time for better implementation of the scheme.
Change at a glanceChange at a glanceCOMPARATIVE PROGRESS OF YEAR 2009-10 & 2010-11COMPARATIVE PROGRESS OF YEAR 2009-10 & 2010-11
YEAR 2009-10 2010-11
Employment Provided to Families 73997 101822
Total Running Works 15257 27351
Beneficiary Oriented Works 11740 19250
Total Man days 51.17 Lacs 68.54 Lacs
Total Expenditures 8117.32 Lacs
11676.38 Lacs
Employment Provided to SC/ST Families 64 % 71 %
No. of Gram Sabhas held 2125 3396
Grievance Redressal 99 out of 116
71 out of 76
MIS Feeding 5223.72 Lacs
9872.55 Lacs
The ultimate outcome ! The ultimate outcome !
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