Field # in Submission HMDA DF Wiz Field Name
HMDA DF Wiz Field names in the application
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
Wolters Kluwer Financial Services130 Turner StreetBuilding 3, 4th FloorWaltham, MA 02453800.261.3111
2018 HMDF Import Tab
Tab lists out fields which are needed for various functions in the application for HMDA DF support.
If a field is not required for submission, it can be used for other purposes in the application and can be mapped accordingly based on your institution's need for that field in new format. (Column F 'Field Used In Wiz' provides reference as to what field is used for)
Submission Field Sequence #If # or value is not present it's not required for
Submission
http://www.wolterskluwerfs.com/
© 2017 Wolters Kluwer
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
HMDA DF Regulation Field Name
Required for Submission
Wiz Grouping Information
HMDA DF field names in regulation
Whether field is requried for submission
Wiz groupings when viewing under Filters, Edit, Grid Default Views and other area's of the application.
Wiz Data Type
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
HMDA DF MISMO 3.4 Field Names
HMDA DF MISMO field names. MISMO field names
are for reference ONLY
Wiz does not have any support for MISMO fields in import or in the application.
Wiz defined data type required for users to follow in order to
import data successfully in Wiz
Wiz Data Type Length Wiz Datatype Precision Wiz Datatype Scale
Reflects Precision Value Reflects Scale Value
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
Reflects data type length in Wiz
Valid values description
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
Acceptable Values Codes/Examples
Acceptable Values with
Codes/Description
Reflects acceptable Values/Codes/Examples
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
Verion
1.3
1.2.2
1.2.1
1.1
1
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
Wolters Kluwer Financial Services130 Turner StreetBuilding 3, 4th FloorWaltham, MA 02453800.261.3111
http://www.wolterskluwerfs.com/
© 2017 Wolters Kluwer
Change
Field#58 has been updated to remove HMDA Rate Spread Percent from the 'HMDA DF MISMO 3.4 Field Names' column (that is the field name for Field#59)
• Field 4 Appl Date: Updated Data Type and Length Date to DateTime, 10 to 8. And Updated Column L • Field 6 Loan Purpose: Updated description to add NA • Field 10 Loan Amount in Dollars: Updated Data Type and Length Integer 10 to Decimal 9,15,2 • Field 12 Action Date: Updated Date to DateTime. Updated Length 10 to 8. And Column L • Field 16 Zip: Updated Data Type from Char to VarChar • Field 17 County5: Updated Data Type from Char to VarChar • Field 18 Tract11: Updated Data Type Char to VarChar • Field CensusTract: Updated Data Type Char to VarChar • Field 33 to 48 Race/Co Race : Updated Data Type Char to VarChar • Field 55 to 56 Age/Co Age : Updated Length 4 to 5,4,0 • Field 58 Purchaser: Updated Data Type Char to VarChar • Field 62 to 63 Credit Score/Co Credit Score: Updated Data Length 4 to 5,4,0 • Field 62 Credit Score: Updated description to 7777 • Field 63 Co Credit Score: Updated description to 7777 • Field 64 to 67 Credit Scoring Models/Co Credit Scoring Models/Other : Updated Data Type Char to Varchar • Field 68 to 72 Reason for Denial/Denial Other: Updated Data Type Char to Varchar • Field 76 Discount Points : Updated description to add Blank • Field 79 PPP Term: Updated Data Length 4 to 5,4,0 • Field 82 LoanTermMonths: Updated Data Length 4 to 5,4,0 • Field LoanTerm: Updated Data Length 4 to 5,4,0 • Field 83 IntroRatePeriod: Updated Data Length 4 to 5,4,0 • Field 91 TotalUnits : Updated Data Length 4 to 5,4,0 • Field 92 MFAHU: Updated Data Length 4 to 5,4,0 • Field 96 to 107 AUS Fields :Updated Data Type Char to VarChar • Field Loan Amount: Updated Column L to reflect cents • Removed NA column • New Columns Added : H and I
UpdatedFollowing fields has been updated.
Field # 96, 97, and 98,99, 100,101 : AUSSSstyem corrected to AUSystem (Extra SS in the field name was removed)
• Field 41 CoaRace_1 - Added codes 6, 7, and 8 to column I• Field 41 CoaRace_1 - Updated acceptable value code 1 from Amer Indian/Alaskan to American Indian or Alaska Native • Field 42 CoaRace_2 - Updated acceptable value code 1 from Amer Indian/Alaskan to American Indian or Alaska Native • Field 43 CoaRace_3 - Updated acceptable value code 1 from Amer Indian/Alaskan to American Indian or Alaska Native • Field 44 CoaRace_4 - Updated acceptable value code 1 from Amer Indian/Alaskan to American Indian or Alaska Native • Field 45 CoaRace_5 - Updated acceptable value code 1 from Amer Indian/Alaskan to American Indian or Alaska Native • Field 51 Sex - Updated acceptable value code 3 from Not Provided to Information not provided by applicant in mail, internet, or telephone application• Field 52 CoaSex - Updated acceptable value code 3 from Not Provided to Information not provided by applicant in mail, internet, or telephone application• Field 58 Purchaser - Updated Acceptable Value code 72 from Life Insurance Co to Life Insurance Company• Field 65 CreditModelOther - Added ‘blank’ to column I and K• Field 66 Coa_CreditModel - Added code 10 to column I• Field 67 Coa_CreditModelOther - Added blank to 67 columns I and K• Field 72 DenialOther - Added blank to column I and K• Field 78 InterestRate - Added NA to column I • Field 79 PPPTerm – Added NA to column I • Field 85 IOPMT - Updated acceptable values from 1 = IO payments 2 = No IO payments to 1. Interest-only payments 2. No interest-only payments• Field 86 NegAM - Updated acceptable values from 1 = Neg Am 2 = No Neg Am to 1. Negative amortization 2. No negative amortization• Field 89 MHSecPropType - Updated acceptable value from 1 = MH and land 2 = MH and not land to 1. Manufactured home and land 2. Manufactured home and not land • Field 101 AUSSystemOther - Added blank to field 101 columns I and K• Field 108 REVMTG - Updated acceptable value codes from 1 = Reverse Mtg 2 = Not a Reverse Mtg to 1. Reverse mortgage 2. Not a reverse mortgage
Initial Creation
UpdatedFollowing fields has been updated.
Field 96 - NMLRID (Wiz Data Type Changed from INT to VARCHAR)Row 132- Mnrty_trct Field Data (Wiz Data Type Length Changed from 50 to 1)Row 134- Appl_incm_catg (Wiz Data Type Length Changed from 50 to 1)Row 135- LastName (Wiz Data Type Length Changed from 9 to 20)Row 136- FirstName (Wiz Data Type Length Changed from 1 to 20)Row 138- CLastName (Wiz Data Type Length Changed from 10 to 20)Row 139- CFirstName (Wiz Data Type Length Changed from 10 to 20)
Removed
Following Fields from v1 has been removed.
Row 137-MiddleNmRow 140-CMiddleNmRow 141- DependentsRow 142-EducationRow 143-Coa_DepenRow 146 -Coa_Educ
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
Wolters Kluwer Financial Services
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
About Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers applications, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
1 RecordID Record Identifier Yes
2 LEI Legal Entity Identifier (LEI) Yes
3 ULI Yes
4 ApplDate Application Date Yes
5 LoanType Loan Type Yes
6 Purpose Loan Purpose Yes
7 Preapproval Preapproval Yes
8 ConstructionMethod Construction Method Yes
9 OccupancyType Occupancy Type Yes
10 LoanAmountInDollars Loan Amount Yes
Field # in Submission
HMDA DF Wiz Field Name
HMDA DF Regulation Field Name
Required for Submission
Universal Loan Identifier (ULI)
11 Action Action Taken Yes
12 ActionDate Action Taken Date Yes
13 Address Street Address Yes
14 CITY City Yes
15 State_Abrv State Yes
16 Zip ZIP Code Yes
17 County_5 County Yes
18 Tract_11 Census Tract Yes
19 Ethnicity_1 YesEthnicity1 of Applicant or
Borrower
20 Ethnicity_2 Yes
21 Ethnicity_3 Yes
22 Ethnicity_4 Yes
Ethnicity2 of Applicant or Borrower
Ethnicity3 of Applicant/Borrower
Ethnicity4 of Applicant or Borrower
23 Ethnicity_5 Yes
24 EthnicityOther Yes
25 Coa_Ethnicity_1 Yes
26 Coa_Ethnicity_2 Yes
Ethnicity5 of Applicant or Borrower
Ethnicity of Applicant or Borrower:
Conditional Free Form Text Field for Code 14
Ethnicity1 of Co-Applicant or Co-Borrower
Ethnicity2 of Co-Applicant or Co-Borrower
27 Coa_Ethnicity_3 Yes
28 Coa_Ethnicity_4 Yes
29 Coa_Ethnicity_5 Yes
30 Coa_EthnicityOther Yes
31 Ethnicity_Determinant Yes
32 Yes
Ethnicity3 of Co-Applicant or Co-Borrower
Ethnicity4 of Co-Applicant or Co-Borrower
Ethnicity5 of Co-Applicant or Co-Borrower
Ethnicity of Co-Applicant or Co-Borrower:
Conditional Free Form Text Field for Code 14
Ethnicity of Applicant or Borrower Collected on the
Basis of Visual Observation or Surname
Coa_Ethnicity_Determinant
Ethnicity of Co-Applicant or Co-Borrower Collected on
the Basis of Visual Observation or Surname
33 Race_1 Yes
34 Race_2 Race2 of Applicant/Borrower Yes
Race1 of Applicant/Borrower
35 Race_3 Race3 of Applicant/Borrower Yes
36 Race_4 Race4 of Applicant/Borrower Yes
37 Race_5 Race5 of Applicant/Borrower Yes
38 Race1_Other Yes
39 Race27_Other Yes
40 Race44_Other Yes
41 CoaRace_1 Yes
Free form text field for code 1
Free form text field for code 27
Free form text field for code 44
Race1 of CoApplicant/CoBorrower
42 CoaRace_2 Yes
43 CoaRace_3 Yes
Race2 of CoApplicant/CoBorrower
Race3 of CoApplicant/CoBorrower
44 CoaRace_4 Yes
45 CoaRace_5 Yes
46 CoaRace1_Other Yes
47 CoaRace27_Other Yes
48 CoaRace44_Other Yes
Race4 of CoApplicant/CoBorrower
Race5 of CoApplicant/CoBorrower
Free form text field for code 1
Free form text field for code 27
Free form text field for code 44
49 Race_Determinant Yes
50 CoaRace_Determinant Yes
51 Sex Applicant Sex Yes
52 CoaSex Co-Applicant Sex Yes
53 Sex_Determinant Yes
54 CoaSex_Determinant Yes
55 Age Borrower Age Yes
56 Coa_Age Co-Applicant Age Yes
57 Income Applicant Income Yes
58 Purchaser Type of Purchaser Yes
Race of Applicant/Borrower collected based on visual observation or surname
Race of CoApplicant/CoBorrower collected based on visual observation or surname
Sex of Applicant/Borrower collected based on visual observation or surname
Sex of CoApplicant/CoBorrower collected based on visual observation or surname
59 Rate_Spread Rate Spread Yes
60 HOEPA_Status HOEPA Yes
61 Lien_Status Lien Status Yes
62 CreditScore Yes
63 Coa_CreditScore Yes
64 CreditModel Yes
65 CreditModelOther Yes
Credit Score of Applicant or Borrower
Credit Score of Co-Applicant or Co-Borrower
Applicant or Borrower, Name and Version of Credit
ScoringModel
Applicant or Borrower, Name and Version of Credit
ScoringModel:
Free Form Text field for Code 8
66 Coa_CreditModel Yes
67 Yes
68 Denial1 Reason for Denial: 1 Yes
69 Denial2 Reason for Denial: 2 Yes
Co-Applicant or Borrower, Name and Version of Credit
ScoringModel
Coa_CreditModelOther
Free form text field for code 8
70 DENIAL3 Reason for Denial : 3 Yes
71 DENIAL4 Reason for Denial : 4 Yes
72 DenialOther Yes
73 TotalLoanCosts Total Loan costs Yes
74 TotalPtsAndFees Total Points and Fees Yes
75 OrigFees Origination charges Yes
76 DiscountPts Discount points Yes
77 LenderCredts Lender credits Yes
Free form text field for code 9
78 InterestRate Interest Rate Yes
79 PPPTerm Prepayment Penalty Term Yes
80 DTIRatio Debt-to-Income Ratio Yes
81 CLTV Yes
82 Loan_Term_Months Loan Term Yes
83 IntroRatePeriod Introductory Rate period Yes
84 BalloonPMT Balloon payment Yes
85 IOPMT Interest-only payment Yes
86 NegAM Negative amortization Yes
87 NonAmortz Yes
88 PropertyValue Property Value Yes
89 MHSecPropType Yes
90 MHLandPropInt Yes91 TotalUnits Total Units Yes
92 MFAHU Multifamily Affordable Units Yes
Combined Loan-to-value Ratio
Other Non-Amoritizing Features
Manufactured Home Secured property type
Manufactured Home Land Property Interest
93 APPMethod Submission of Application Yes
94 PayableInst Yes
95 NMLSRID Yes
96 AUSystem1 Yes
97 AUSystem2 Yes
98 AUSystem3 Yes
99 AUSystem4 Yes
100 AUSystem5 Yes
101 AUSystemOther Yes
Initially Payable to Your Institution
Mortgage Loan Origination NMLSR Identifier
Automated Underwriting System : 1
Automated Underwriting System:2
Automated Underwriting System :3
Automated Underwriting System :4
Automated Underwriting System :5
Automated Underwriting System: Conditional Free
Form Text Field for Code 5
102 AUSResult1 Yes
103 AUSResult2 Yes
104 AUSResult3 Yes
Automated Underwriting System result : 1
Automated Underwriting System Result : 2
Automated Underwriting System Result : 3
105 AUSResult4 Yes
106 AUSResult5 Yes
107 AUSResultOther Yes
108 REVMTG Reverse mortgage Yes
109 OpenLOC Open-End line of credit Yes
110 BUSCML Yes
x Loan_Term no
x Var_Term nox LenEmploy nox LenResid nox Inquiries nox Maj_Total nox Min_Total nox Colct_mt2y no
Automated Underwriting System Result : 4
Automated Underwriting System result : 5
Automated Underwriting System Result:
Conditional Free Form Text Field for Code 16
Business or Commercial Purpose
x Colct_lt2y nox Bnkrp_mt2y nox Bnkrp_lt2y nox APOR no
x PercMinor no
x APR nox Raw_Rate_Spread no
x Appl_Incm_perc nox latitude nox longitude no
x PercMedian nox LoanAmount nox BuyRate nox LTV nox RateDiff1 nox RateDiff2 nox GoodCredit nox CloseCost nox OtherRate no
x Imprt_Cnty_5 No
x Imprt_Trct_11 No
x AgencyCode No
x Applnumb Nox Zip4 nox State nox MSA nox County no
x CensusTrac nox NoCoApplicant No
x no
x RateType no
x RATE_LOCK_DATE nox T_rate_used no
x Trct_incm_Catg no
RATE_SPREAD_INPUT
x Mnrty_trct no
x Appl_incm_catg nox LastName nox FirstName nox CLastName nox CFirstName nox Instit_id nox DatasetId nox RowId nox Ethnicity nox Coa_Ethnicity nox Race nox CoaRace nox APOR_Date nox Imprt_Stat nox Imprt_MSA nox Imprt_Cnty nox Imprt_Trct nox Assessment nox Recupd nox Lartype nox MmwAddress nox mmwCity nox mmwState nox mmwZip nox mmwZip4 nox StndStat nox gsMatchCode nox gsLocationCode nox gsMatchResult nox BlockGrp nox gdtMCD nox gdtPlace nox mmwStat nox centroid nox CongDist nox EditStatus nox Qualitychk nox Record_Status nox OwnResid nox LoanProg nox CalcRace nox CalcEthnicity nox CalcGender nox FLGender nox CalcAge nox CalcMarital_Status nox Minority_Status nox ULIStatus no
© 2017 Wolters Kluwer130 Turner Street800.261.3111
Building 3, 4th FloorAbout Wolters Kluwer - Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers Systems, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
http://www.wolterskluwerfs.com/
Waltham, MA 02453Wolters Kluwer Financial Services
d
Wiz Grouping Information Wiz Datatype
Loan Identifier Information VarChar 2
Loan Identifier Information VarChar 20
Loan Identifier Information VarChar 45
Loan Information Application Received Date DateTime 8
Loan Information Mortgage Type Char 1
Loan Information VarChar 2
Loan Information HMDA Preapproval Type Char 1
Property Information Construction Method Type Char 1
Property Information Property Usage Type Char 1
Loan Information Decimal 9
15
HMDA DF MISMO 3.4 Field Names
Wiz Datatype Length
Wiz Datatype Precision
Loan Originator: Global Legal Entity Identifier
Loan Originator: Party Role Type
ULI: Loan IdentifierULI: Loan Identifier Type
HMDA Purpose Of Loan TypeRefinance Cash Out Determination Type
Borrower Requested Loan Amount
Note AmountHELOC Maximum Balance
AmountReverse Initial Principal Limit
AmountAssumed Loan Amount
Loan Acquisition Actual UPB Amount
Loan Information HMDA Disposition Type Char 1
Loan Information HMDA Disposition Date DateTime 8
Property Information VarChar 50
Property Information Subject Property: City Name VarChar 35
Property Information Subject Property: State Code VarChar 2
Property Information Subject Property: Postal Code VarChar 10
Property Information FIPS County Code VarChar 5
Property Information VarChar 11
Applicant Information VarChar 2
Subject Property: Address Line Text
MSA IndicatorMetropolitan Division Indicator
Census Tract IdentifierHMDA Reporting CRA Reporting
Exemption IndicatorHMDA Reporting Small
Population Indicator
HMDA Ethnicity Type = 1. Hispanic or Latino
2. Not Hispanic or Latino
HMDA Ethnicity Origin Type=11. Mexican
12. Puerto Rican13. Cuban
14. Other H or L3. Not provided by mail, internet,
telephone4. Not Applicable
Applicant Information VarChar 2
Applicant Information VarChar 2
Applicant Information VarChar 2
HMDA Ethnicity Type = 1. Hispanic or Latino
2. Not Hispanic or Latino
HMDA Ethnicity Origin Type=11. Mexican
12. Puerto Rican13. Cuban
14. Other H or L
OR
Blank
HMDA Ethnicity Type = 1. Hispanic or Latino
2. Not Hispanic or Latino
HMDA Ethnicity Origin Type=11. Mexican
12. Puerto Rican13. Cuban
14. Other H or L
OR
Blank
HMDA Ethnicity Type = 1. Hispanic or Latino
2. Not Hispanic or Latino
HMDA Ethnicity Origin Type=11. Mexican
12. Puerto Rican13. Cuban
14. Other H or L
OR
Blank
Applicant Information VarChar 2
Applicant Information VarChar 100
Co Applicant Information VarChar 2
Co Applicant Information VarChar 2
HMDA Ethnicity Type = 1. Hispanic or Latino
2. Not Hispanic or Latino
HMDA Ethnicity Origin Type=11. Mexican
12. Puerto Rican13. Cuban
14. Other H or L
OR
Blank
HMDA Ethnicity Origin Type Other Description
HMDA Ethnicity Type=1. Hispanic or Latino
2. Not Hispanic or Latino3. Not provided by mail, internet,
telephone4. NA
5. No co-applicant
HMDA Ethnicity Origin Type=11. Mexican
12. Puerto Rican13. Cuban
14. Other H or L
HMDA Ethnicity Type=1. Hispanic or Latino
2. Not Hispanic or Latino
HMDA Ethnicity Origin Type=11. Mexican
12. Puerto Rican13. Cuban
14. Other H or L
OR
Blank
Co Applicant Information VarChar 2
Co Applicant Information VarChar 2
Co Applicant Information VarChar 2
Co Applicant Information VarChar 100
Applicant Information Char 1
Co Applicant Information Char 1
HMDA Ethnicity Type=1. Hispanic or Latino
2. Not Hispanic or Latino
HMDA Ethnicity Origin Type=11. Mexican
12. Puerto Rican13. Cuban
14. Other H or L
OR
Blank
HMDA Ethnicity Type=1. Hispanic or Latino
2. Not Hispanic or Latino
HMDA Ethnicity Origin Type=11. Mexican
12. Puerto Rican13. Cuban
14. Other H or L
OR
Blank
HMDA Ethnicity Type=1. Hispanic or Latino
2. Not Hispanic or Latino
HMDA Ethnicity Origin Type=11. Mexican
12. Puerto Rican13. Cuban
14. Other H or L
OR
Blank
HMDA Ethnicity Origin Type Other Description
Or Blank
HMDA Ethnicity Collected Based On Visual Observation Or
Surname IndicatorOr
Blank
HMDA Ethnicity Collected Based On Visual Observation Or
Surname IndicatorOr
Blank
Applicant Information VarChar 2
Applicant Information VarChar 2
HMDA Race Type=1 = Amer Indian/Alaskan
2 = Asian3 = Black or African American4 = Native Hawaiian/Pacific
Islander5 = White
6 = Not Provided7 = Not Applicable
HMDA Race Designation Type=21. Asian Indian
22. Chinese23. Filipino
24. Japanese25. Korean
26. Vietnamese27. Other Asian
41. Native Hawaiian42. Guamanian/Chamorro
43. Samoan44. Other Pacific IslanderHMDA Race Type=1 = Amer Indian/Alaskan
2 = Asian3 = Black or African American4 = Native Hawaiian/Pacific
Islander5 = White
HMDA Race Designation Type=21. Asian Indian
22. Chinese23. Filipino
24. Japanese25. Korean
26. Vietnamese27. Other Asian
41. Native Hawaiian42. Guamanian/Chamorro
43. Samoan44. Other Pacific Islander
OR
Blank
Applicant Information VarChar 2
Applicant Information VarChar 2
HMDA Race Type=1 = Amer Indian/Alaskan
2 = Asian3 = Black or African American4 = Native Hawaiian/Pacific
Islander5 = White
HMDA Race Designation Type=21. Asian Indian
22. Chinese23. Filipino
24. Japanese25. Korean
26. Vietnamese27. Other Asian
41. Native Hawaiian42. Guamanian/Chamorro
43. Samoan44. Other Pacific Islander
OR
BlankHMDA Race Type=
1 = Amer Indian/Alaskan2 = Asian
3 = Black or African American4 = Native Hawaiian/Pacific
Islander5 = White
HMDA Race Designation Type=21. Asian Indian
22. Chinese23. Filipino
24. Japanese25. Korean
26. Vietnamese27. Other Asian
41. Native Hawaiian42. Guamanian/Chamorro
43. Samoan44. Other Pacific Islander
OR
Blank
Applicant Information VarChar 2
Applicant Information VarChar 100
Applicant Information VarChar 100
Applicant Information VarChar 100
Co Applicant Information VarChar 2
HMDA Race Type=1 = Amer Indian/Alaskan
2 = Asian3 = Black or African American4 = Native Hawaiian/Pacific
Islander5 = White
HMDA Race Designation Type=21. Asian Indian
22. Chinese23. Filipino
24. Japanese25. Korean
26. Vietnamese27. Other Asian
41. Native Hawaiian42. Guamanian/Chamorro
43. Samoan44. Other Pacific Islander
OR
Blank
HMDA Race Type Additional Description
HMDA Race Designation Type Other Description
HMDA Race Designation Type Other Description
HMDA Race Type=1 = Amer Indian/Alaskan
2 = Asian3 = Black or African American4 = Native Hawaiian/Pacific
Islander5 = White
6. Information not provided by applicant in mail, internet, or
telephone application7. Not applicable
8. No co-applicant
HMDA Race Designation Type=21. Asian Indian
22. Chinese23. Filipino
24. Japanese25. Korean
26. Vietnamese27. Other Asian
41. Native Hawaiian42. Guamanian/Chamorro
43. Samoan44. Other Pacific Islander
Co Applicant Information VarChar 2
Co Applicant Information VarChar 2
HMDA Race Type=1 = Amer Indian/Alaskan
2 = Asian3 = Black or African American4 = Native Hawaiian/Pacific
Islander5 = White
HMDA Race Designation Type=21. Asian Indian
22. Chinese23. Filipino
24. Japanese25. Korean
26. Vietnamese27. Other Asian
41. Native Hawaiian42. Guamanian/Chamorro
43. Samoan44. Other Pacific Islander
OR
BlankHMDA Race Type=
1 = Amer Indian/Alaskan2 = Asian
3 = Black or African American4 = Native Hawaiian/Pacific
Islander5 = White
HMDA Race Designation Type=21. Asian Indian
22. Chinese23. Filipino
24. Japanese25. Korean
26. Vietnamese27. Other Asian
41. Native Hawaiian42. Guamanian/Chamorro
43. Samoan44. Other Pacific Islander
OR
Blank
Co Applicant Information VarChar 2
Co Applicant Information VarChar 2
Co Applicant Information VarChar 100
Co Applicant Information VarChar 100
Co Applicant Information VarChar 100
HMDA Race Type=1 = Amer Indian/Alaskan
2 = Asian3 = Black or African American4 = Native Hawaiian/Pacific
Islander5 = White
HMDA Race Designation Type=21. Asian Indian
22. Chinese23. Filipino
24. Japanese25. Korean
26. Vietnamese27. Other Asian
41. Native Hawaiian42. Guamanian/Chamorro
43. Samoan44. Other Pacific Islander
OR
BlankHMDA Race Type=
1 = Amer Indian/Alaskan2 = Asian
3 = Black or African American4 = Native Hawaiian/Pacific
Islander5 = White
HMDA Race Designation Type=21. Asian Indian
22. Chinese23. Filipino
24. Japanese25. Korean
26. Vietnamese27. Other Asian
41. Native Hawaiian42. Guamanian/Chamorro
43. Samoan44. Other Pacific Islander
OR
Blank
HMDA Race Designation Type Other Description
HMDA Race Designation Type Other Description
HMDA Race Designation Type Other Description
Applicant Information Char 1
Co Applicant Information Char 1
Applicant Information Gender Type Char 1
Co Applicant Information Gender Type Char 1
Applicant Information Char 1
Co Applicant Information Char 1
Applicant Information Decimal 5
4
Co Applicant Information Decimal 5
4
Underwriting Information Decimal 9
15
Loan Information VarChar 2
HMDA Race Collected Based On Visual Observation Or Surname
Indicator
HMDA Race Collected Based On Visual Observation Or Surname
Indicator
HMDA Gender Collected Based On Visual Observation Or Name
Indicator
HMDA Gender Collected Based On Visual Observation Or Name
Indicator
Borrower Age At Application Years Count
Borrower Age At Application Years Count
Borrower Level: Borrower Qualifying Income AmountLoan Level: Total Monthly
Income Amount Income Considered In Decision
Indicator
Assumed Indicator
Pricing Information HMDA Rate Spread Percent Decimal 5
5
Loan Information Char 1
Loan Information Char 1
Underwriting Information Decimal 5
4
Underwriting Information Decimal 5
4
Underwriting Information Char 1
Underwriting Information VarChar 100
HMDA HOEPA Loan Status Indicator
Lien Priority TypeLoan Secured Indicator
Borrower Level: Credit Score Value
Loan Level: Loan Level Credit Score Value
HMDA Multiple Credit Scores Used Indicator
Credit Score Considered In Decision Indicator
Borrower Level: Credit Score Value
Loan Level: Loan Level Credit Score Value
HMDA Multiple Credit Scores Used Indicator
Credit Score Considered In Decision Indicator
Borrower Level: Credit Score Model Name Type
Borrower Level: Credit Score Category Version Type
Loan Level: Credit Score Model Name Type
Loan Level: Credit Score Category Version Type
HMDA Multiple Credit Scores Used Indicator
Credit Score Considered In Decision Indicator
Loan Level Credit Score Indicator
Borrower Level: Credit Score Model Name Type Other
Description
Loan Level: Credit Score Model Name Type Other Description
Underwriting Information VarChar 2
Underwriting Information VarChar 100
Loan Information HMDA Reason For Denial Type VarChar 2
Loan Information HMDA Reason For Denial Type Char 1
Borrower Level: Credit Score Model Name Type
Borrower Level: Credit Score Category Version Type
Loan Level: Credit Score Model Name Type
Loan Level: Credit Score Category Version Type
HMDA Multiple Credit Scores Used Indicator
Credit Score Considered In Decision Indicator
Loan Level Credit Score Indicator
Borrower Level: Credit Score Model Name Type Other
Description Loan Level: Credit Score Model Name Type Other Description
Loan Information HMDA Reason For Denial Type Char 1
Loan Information HMDA Reason For Denial Type Char 1
Loan Information VarChar 255
Pricing Information Decimal 9
15
Pricing Information Decimal 9
15
Pricing Information Decimal 9
15
Pricing Information Decimal 9
15
Pricing Information Decimal 9
15
HMDA Reason For Denial Type Other Description
Total Loan Costs: Integrated Disclosure Section Type
Total Loan Costs: Integrated Disclosure Section Total Amount
Regulation Z Total Points And Fees Amount
Origination Charges: Integrated Disclosure Section Type
Origination Charges: Integrated Disclosure Section Total Amount
Discount Points: Fee TypeDiscount Points: Fee Actual Total
Amount
Lender Credits: Integrated Disclosure Subsection TypeLender Credits: Integrated
Disclosure Subsection Payment Amount
Pricing Information Decimal 5
5
Loan Information Decimal 5
4
Underwriting Information Decimal 5
9
Underwriting Information Decimal 5
9
Loan Information Decimal 5
4
Loan Information Decimal 5
4
Loan Information Balloon Indicator Char 1
Loan Information Interest Only Indicator Char 1
Loan Information Negative Amortization Indicator Char 1
Loan Information Char 1
Property Information Property Valuation Amount Int 10
Property Information Char 1
Property Information Char 1Property Information Financed Unit Count Decimal 5 4
Property Information Affordable Units Count Decimal 5
4
Note Rate PercentDisclosed Fully Indexed Rate
Percent
Prepayment Penalty Expiration Months Count
Prepayment Penalty Indicator
Total Debt Expense Ratio Considered In Decision Indicator
Combined LTV Ratio PercentCombined LTV Ratio Considered
In Decision Indicator
Loan Maturity Period CountLoan Maturity Period Type
First Rate Change Months CountAmortization Type
HMDA Other Non Amortizing Features Indicator
HMDA Manufactured Home Legal Classification Type
Property Estate TypeProperty Estate Type Other
Description
Loan Information Char 1
Loan Information Char 1
Loan Identifier Information VarChar 10
Underwriting Information Char 1
Underwriting Information Char 1
Underwriting Information Char 1
Underwriting Information Char 1
Underwriting Information Char 1
Underwriting Information VarChar 255
HMDA Application SubmissionType
HMDA Covered Loan Initially Payable To Reporting Institution
Status Type
NMLS: Identifier Owner URIMMLS: Party Role Type
Automated Underwriting System Type
Automated Underwriting System Type
Automated Underwriting System Type
Automated Underwriting System Type
Automated Underwriting System Type
Automated Underwriting System Type Other Description
Underwriting Information VarChar 2
Underwriting Information VarChar 2
Underwriting Information VarChar 2
Automated Underwriting Recommendation Description
Automated Underwriting Recommendation Description
Automated Underwriting Recommendation Description
Underwriting Information VarChar 2
Underwriting Information VarChar 2
Underwriting Information VarChar 255
Loan Information Reverse Mortgage Indicator Char 1
Loan Information Open End Credit Indicator Char 1
Loan Information Char 1
Loan Information Decimal 54
Pricing Information Decimal 54
Other Information Decimal 5 4Other Information Decimal 5 4Other Information Decimal 5 4Other Information Decimal 5 4Other Information Decimal 5 4Other Information Decimal 5 4
Automated Underwriting Recommendation Description
Automated Underwriting Recommendation Description
Loan Manual Underwriting Indicator
HMDA Business Purpose Indicator
Other Information Decimal 5 4Other Information Decimal 5 4Other Information Decimal 5 4Pricing Information Decimal 5 5
Applicant Information Decimal 57
Pricing Information Decimal 5
9
Pricing Information Decimal 5 9
Other Information Decimal 59
Geocoding Information Decimal 5 9Geocoding Information Decimal 5 9
Applicant Information Decimal 9
11
Loan Information Decimal 9 15Other Information Decimal 9 15Other Information Decimal 9 15Other Information Decimal 9 15Other Information Decimal 9 15Other Information Decimal 9 15Other Information Decimal 9 15Other Information Decimal 9 15
Property Information VarChar 5
Property Information VarChar 11
Other Information Char 1
Loan Identifier Information VarChar 25Property Information VarChar 4Property Information VarChar 2Property Information VarChar 5Property Information VarChar 3
Property Information VarChar 7Applicant Information Boolean 1
Pricing Information Boolean 1
Pricing Information Char 1
Pricing Information DateTime 8Pricing Information Int 10
Applicant Information Char 1
Applicant Information Char 1
Other Information Char 1Applicant Information Varchar 20Applicant Information VarChar 20
Co Applicant Information Varchar 20Co Applicant Information Varchar 20
Other Information VarChar 10Loan Identifier Information Int 10Loan Identifier Information Int 10
Applicant Information VarChar 2Co Applicant Information VarChar 2
Applicant Information VarChar 2Co Applicant Information VarChar 2
Pricing Information Date 10Geocoding Information VarChar 2Geocoding Information VarChar 5Geocoding Information VarChar 3Geocoding Information VarChar 7
Other Information VarChar 5Other Information Char 1Other Information Char 1
Geocoding Information VarChar 50Geocoding Information VarChar 35Geocoding Information VarChar 2Geocoding Information VarChar 5Geocoding Information VarChar 4Geocoding Information VarChar 4Geocoding Information VarChar 4Geocoding Information VarChar 4Geocoding Information Char 1Geocoding Information VarChar 4Geocoding Information VarChar 5Geocoding Information VarChar 5Geocoding Information VarChar 2Geocoding Information Char 1Geocoding Information Char 2
Edit Checks VarChar 255Edit Checks VarChar 255
Other Information Int 10Other Information Char 1Other Information VarChar 10
Applicant Information VarChar 2Applicant Information VarChar 2Applicant Information Char 1Applicant Information Char 1Applicant Information Char 1Applicant Information Char 1Applicant Information Char 1
Loan Identifier Information Char 1
- Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers Systems, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
2
12121212121212100000
Values are 1,2,3, or 4:
Values are 1,2, 4, 31 ,32, or 5
Values are 1,2
Values are 1 or 2:
Values are 1,2, or 3:
2
Wiz Datatype Scale
Acceptable Values Codes/Examples
FI LEI (published by ISO) + 23 characters (letters, #, or combination) generated by FI + 2 digit check digit calculated off of the previous values
Wiz requires the date formats to be in mm/dd/yyyy format. Upon the creation of the submission file Wiz will convert the dates to the requred yyyy/mm/dd format.
Example: If the loan amount is $100,500.25 enter 100500.25
Values are 1,2,3,4,5,6,7, or 8:
City (anytown)
CA (any state)
12345-1010
Wiz requires the date formats to be in mm/dd/yyyy format. Upon the creation of the submission file Wiz will convert the dates to the requred yyyy/mm/dd format.
Address (456 somewhere ave, ste 201)
FIPS Code for example 06037 or NA.**This field will automatically calculate in Wiz based on the data in the State and County fields.
06037264000 for example OR NA value is also accepted. **This field will automatically calculate in Wiz based on the data in the State, County, and Censustrac.
Values are 1, 11, 12, 13,14234
Values are 1, 11, 12, 13,142 or Blank
Values are 1, 11, 12, 13,142or Blank
Values are 1, 11, 12, 13,142 or Blank
Values are 1, 11, 12, 13,142 or Blank
Free form textOrBlank
Values are1, 11, 12, 13, 142345
Values are1, 11, 12, 13, 142 or Blank
Text or Blank
Values are 1, 2, 3
Values are 1, 2, 3, 4
Values are1, 11, 12, 13, 142 or Blank
Values are1, 11, 12, 13, 142
Values are1, 11, 12, 13, 142 or Blank
Values are 1,2,3,4,5,6,7,21, 22,23,24,25,26,27,41,42,43,44
Values are 1,2,3,4,5,21, 22,23,24,25,26,27,41,42,43,44 or Blank
Values are 1,2,3,4,5,21, 22,23,24,25,26,27,41,42,43,44 or Blank
Values are 1,2,3,4,5,21, 22,23,24,25,26,27,41,42,43,44 Or Blank
Text or Blank
Text or Blank
Text or Blank
Values are 1,2,3,4,5,21, 22,23,24,25,26,27,41,42,43,44 or Blank
Values are 1,2,3,4,5,6,7,8,21, 22,23,24,25,26,27,41,42,43,44 or Blank
Values are 1,2,3,4,5,21, 22,23,24,25,26,27,41,42,43,44 or Blank
Values are 1,2,3,4,5,21, 22,23,24,25,26,27,41,42,43,44 or Blank
Text or Blank
Text or Blank
Text or Blank
Values are 1,2,3,4,5,21, 22,23,24,25,26,27,41,42,43,44 or Blank
Values are 1,2,3,4,5,21, 22,23,24,25,26,27,41,42,43,44 or Blank
Values are 1, 2, 3
Values are 1, 2, 3,4
Values are 1,2,3,4 or 6
Values are 1,2,3,4, 5, or 6
Values are 1, 2, 3
Values are 1, 2, 3,4
0 In whole years or 8888
0
3
In whole yearsor 88889999
HMDA regulations require that Income data is rounded to 000s without commas or NA.
Values are 0,1,2,3,4,5,6,71,72, 7, 8,or 9
3 Including three decimal places
Values are 1, 2, 3
Values are 1,2
0
0
Values are 1,2,3,4,5,6,7,8,9
Value – 3 digits7777or8888
Value – 3 digits7777or8888or9999
Free Form Text orBlank
Values are 1,2,3,4,5,6,7,8,9,or 10
Free form textOrBlank
Values are 1,2,3,4,5,6,7,8,9, or 10
Values are 1,2,3,4,5,6,7,8,9 or Blank
3
3
3
3
3
Values are 1,2,3,4,5,6,7,8,9 or Blank
Values are 1,2,3,4,5,6,7,8,9 or Blank
Free form textOrBlank
Example 2399.04OR NA
Example 2399.04OR NA
Example 2399.04OR NA
Example 2399.04orNAor Blank
Example 2399.04orNAor Blank
3
0
2
2
0
0 Example: 24 or NA
Values are: 1,2
Values are 1,2
Values are 1,2
Values are 1,2
Values are 1,2,3
Values are 1,2,3,4,5
0 Example: 50 Example 5, 0, NA
3 decimal places, use a leading zero if the interest rate is under 10% (04.125); rounded to three decimal places OrNA
Example: 24 monthsOrNA
Example: 23.55OR NA
Example: 23.55OR NA
In whole months or NA
Example 350500ORNA
Values are 1,2,3
Values are 1,2,3
Values are 1,2,3,4,5,6
Example: 123450ORNA
Values are 1,2,3,4,5Or Blank
Values are 1,2,3,4,5Or Blank
Values are 1,2,3,4,5Or Blank
Values are 1,2,3,4,5Or Blank
Free Form Text orBlank
Values are 1-17
Values are 1-16OR Blank
Values are 1-16ORBlank
Values are 1,2
Values are 1,2
Values are 1,2
0 Values are 1-50
0 Values are 1-50
000000
Values are 1-16OR Blank
Values are 1-16ORBlank
Free Form Text for 16 OR Blank
00034
3 Including three decimal places
3 Result from Calculation2
664
33333333
Agency Code
[1-9 or A-Z] Character 23
1234NA, 01-9999999, NA, or 12345NA, 001-999
0 or 1 (1 being true)
Values are 1,2
Values are 01/01/2018
Treasury Rate Used
Tract Minority Level (Custom Range)
Income as % of MSA Median (Custom Range)
Tract Incm Level as % of MSA Median (Custom Range)
Imported County 5 Characters FIPsImported Census Tract 11 Character FIPs
Include decimals point and leading/trailing zero
Values are 1 or 0 (True or False):
Tract Income Level as % of MSA Median
Tract Minority LevelIncome as % of MSA Median
Applicant Last NameApplicant First NameCo Applicant Last NameCo Applicant First NameInstitution Id
- Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers Systems, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
Acceptable Values with Codes/Description
110500.25
Distinguishes this set of data as record level data vs. the 1 used above to identify transmittal dataLEI assigned to filing institution Listings of local (United States) providers of LEI here: https://www.leiroc.org/lei/how.htm Example: 12121212121212121212
LEI (published by ISO) + 23 characters (letters, #, or combination) generated + 2 digit check digit calculated off of the previous values
Example:121212121212121212121234567890123456789012399
Wiz requires the date formats to be in mm/dd/yyyy format or NA. Upon the creation of the submission file Wiz will convert the dates to the requred yyyy/mm/dd format. Example: If the application was received on July 21, 2018, enter 07212018 (or) NA.
Values are 1, 2, 3 or 4: 1 =Conventional 2 = FHA 3 = VA 4 = FSA / RHS
1 = Home Purchase2 = Home Improvement31 = Refinancing32 = Cash-out Refinancing4 = Other5 = Not Applicable
1= Preapproval Requested2= Preapproval Not Requested1 = Site built2 = Manufactured home1 = Principal residence2 = Second residence3 = Investment property
1 = Originated2 = Approved not Accepted3 = Application Denied4 = Application withdrawn by applicant 5 = File closed for incompleteness6 = Purchased Loan7 = Preapproval Request Denied8 = Preapproval request approved but not accepted
Wiz requires the date formats to be in mm/dd/yyyy format. Upon the creation of the submission file Wiz will convert the dates to the requred yyyy/mm/dd format.
456 W Somewhere Ave Apt 201 Anytown ST 12345-1010OR NA
Any City NameOR NA
Two letter State Abbrev.ORNA
12345-1010(Example of zip)OR NA
06037 ( Example of FIPS Code)Or NA
Census tract values combined with County Value ORNA
1 = Hispanic or Latino11 = Mexican12 = Puerto Rican13 = Cuban14 =Other Hispanic or Latino 2 = Not Hispanic or Latino3 = Not provided by mail, internet, telephone4 = Not Applicable
1 = Hispanic or Latino11 = Mexican12 = Puerto Rican13 = Cuban14 = Other Hispanic or Latino 2 = Not Hispanic or Latinoor Blank
1 = Hispanic or Latino11 = Mexican12 = Puerto Rican13 = Cuban14 = Other Hispanic or Latino 2 = Not Hispanic or Latinoor Blank
1 = Hispanic or Latino11 = Mexican12 = Puerto Rican13 = Cuban14 = Other Hispanic or Latino 2 = Not Hispanic or LatinoorBlank
1 = Hispanic or Latino11 = Mexican12 = Puerto Rican13 = Cuban14 = Other Hispanic or Latino 2 = Not Hispanic or LatinoORBlank
Free form textOrBlank
1 = Hispanic or Latino11 = Mexican12 = Puerto Rican13 = Cuban14 = Other Hispanic or Latino 2 = Not Hispanic or Latino3 = Not provided by mail, internet, telephone4 = NA5 = No co-applicant
1 = Hispanic or Latino11 = Mexican12 = Puerto Rican13 = Cuban14 = Other Hispanic or Latino 2 = Not Hispanic or LatinoOr Blank
1 = Hispanic or Latino11 = Mexican12 = Puerto Rican13 = Cuban14 = Other Hispanic or Latino 2 = Not Hispanic or Latinoor Blank
1 = Hispanic or Latino11 = Mexican12 = Puerto Rican13 = Cuban14 = Other Hispanic or Latino 2 = Not Hispanic or Latino
1 = Hispanic or Latino11 = Mexican12 = Puerto Rican13 = Cuban14 = Other Hispanic or Latino 2 = Not Hispanic or LatinoorBlank
Free form text OrBlank
1 = collected on basis of visual observation or surname2 = not collected on basis of visual observation or surname3 = NA
1 = collected on basis of visual observation or surname2 = not collected on basis of visual observation or surname3 = Not applicable4 = No co-applicant
1 = American Indian or Alaska Native 2 = Asian21 = Asian Indian22 = Chinese23 = Filipino24 = Japanese25 = Korean26 = Vietnamese27 = Other Asian3 = Black or African American4 = Native Hawaiian/Pacific Islander41 = Native Hawaiian42 = Guamanian/Chamorro43 = Samoan44 = Other Pacific Islander5 = White6 = Not Provided7 = Not Applicable
1 = American Indian or Alaska Native 2 = Asian21 = Asian Indian22 = Chinese23 = Filipino24 = Japanese25 = Korean26 = Vietnamese27 = Other Asian3 = Black or African American4 = Native Hawaiian/Pacific Islander41 = Native Hawaiian42 = Guamanian/Chamorro43 = Samoan44 = Other Pacific Islander5 = Whiteor Blank
1 = American Indian or Alaska Native 2 = Asian21 = Asian Indian22 = Chinese23 = Filipino24 = Japanese25 = Korean26 = Vietnamese27 = Other Asian3 = Black or African American4 = Native Hawaiian/Pacific Islander41 = Native Hawaiian42 = Guamanian/Chamorro43 = Samoan44 = Other Pacific Islander5 = WhiteorBlank
1 = American Indian or Alaska Native 2 = Asian21 = Asian Indian22 = Chinese23 = Filipino24 = Japanese25 = Korean26 = Vietnamese27 = Other Asian3 = Black or African American4 = Native Hawaiian/Pacific Islander41 = Native Hawaiian42 = Guamanian/Chamorro43 = Samoan44 = Other Pacific Islander5 = WhiteorBlank
1 = American Indian or Alaska Native 2 = Asian21 = Asian Indian22 = Chinese23 = Filipino24 = Japanese25 = Korean26 = Vietnamese27 = Other Asian3 = Black or African American4 = Native Hawaiian/Pacific Islander41 = Native Hawaiian42 = Guamanian/Chamorro43 = Samoan44 = Other Pacific Islander5 = WhiteorBlank
Free Form Text Or Blank
Free Form Text Or Blank
Free Form Text Or Blank
1 = American Indian or Alaska Native 2 = Asian21 = Asian Indian22 = Chinese23 = Filipino24 = Japanese25 = Korean26 = Vietnamese27 = Other Asian3 = Black or African American4 = Native Hawaiian/Pacific Islander41 = Native Hawaiian42 = Guamanian/Chamorro43 = Samoan44 = Other Pacific Islander5 = White6 = Information not provided by applicant in mail, internet, or telephone application7 = Not applicable8 = No co-applicant
1 = American Indian or Alaska Native 2 = Asian21 = Asian Indian22 = Chinese23 = Filipino24 = Japanese25 = Korean26 = Vietnamese27 = Other Asian3 = Black or African American4 = Native Hawaiian/Pacific Islander41 = Native Hawaiian42 = Guamanian/Chamorro43 = Samoan44 = Other Pacific Islander5 = WhiteOrBlank
1 = American Indian or Alaska Native 2 = Asian21 = Asian Indian22 = Chinese23 = Filipino24 = Japanese25 = Korean26 = Vietnamese27 = Other Asian3 = Black or African American4 = Native Hawaiian/Pacific Islander41 = Native Hawaiian42 = Guamanian/Chamorro43 = Samoan44 = Other Pacific Islander5 = WhiteOrBlank
1 = American Indian or Alaska Native 2 = Asian21 = Asian Indian22 = Chinese23 = Filipino24 = Japanese25 = Korean26 = Vietnamese27 = Other Asian3 = Black or African American4 = Native Hawaiian/Pacific Islander41 = Native Hawaiian42 = Guamanian/Chamorro43 = Samoan44 = Other Pacific Islander5 = WhiteOrBlank
1 = American Indian or Alaska Native 2 = Asian21 = Asian Indian22 = Chinese23 = Filipino24 = Japanese25 = Korean26 = Vietnamese27 = Other Asian3 = Black or African American4 = Native Hawaiian/Pacific Islander41 = Native Hawaiian42 = Guamanian/Chamorro43 = Samoan44 = Other Pacific Islander5 = WhiteOrBlank
Free Form Text Or Blank
Free Form Text Or Blank
Free Form Text Or Blank
1 = collected on basis of visual observation or surname2 = not collected on basis of visual observation or surname3 = Not Applicable
1 = collected on basis of visual observation or surname2 = not collected on basis of visual observation or surname3 = Not Applicable4 = No co-applicant
1 = Male2 = Female3 = Information not provided by applicant in mail, internet, or telephone application4 = Not Applicable6= Applicant selected both male and female
1 = Male2 = Female3 = Information not provided by applicant in mail, internet, or telephone application4 = Not Applicable5 = No Co-applicant6= Co-Applicant selected both male and female
1 = collected on basis of visual observation or surname2 = not collected on basis of visual observation or surname3 = Not Applicable
1 = collected on basis of visual observation or surname2 = not collected on basis of visual observation or surname3 = Not applicable4 = No Co-Applicant
number whole number value such as 24Or8888 = Not Applicable
number whole number value such as 24Or8888 = Not Applicable9999 = No co-applicant
If the income amount is $35,500, enter 36OR NA
0. Not applicable1. Fannie Mae 2. Ginnie Mae 3. Freddie Mac 4. Farmer Mac 5. Private securitizer 6. Commercial bank, savings bank, or savings association 71. Credit union, mortgage company, or finance company 72. Life insurance company 8. Affiliate institution 9. Other type of purchaser
Example: 3.295ORNA
1 = High-cost mortgage2 = Not a high cost mortgage3 = Not Applicable
1 = Secured by a First Lien2 = Secured by a Subordinate Lien
Value – 3 digits7777 = Credit Score is not a number8888 = NA
Value – 3 digits7777 = Credit score is not a number8888 = NA9999 = No Co-Applicant
1 = Equifax Beacon 5.02 = Experian Fair Isaac3 = FICO Risk Score Classic 044 = FICO Risk Score Classic 985 = VantageScore 2.06 = VantageScore 3.07 = More than one credit scoring model8 = Other credit scoring model 9 = Not applicable
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1 = Equifax Beacon 5.02 = Experian Fair Isaac3 = FICO Risk Score Classic 044 = FICO Risk Score Classic 985 = VantageScore 2.06 = VantageScore 3.07 = More than one credit scoring model8 = Other credit scoring model 9 = Not applicable10 = No Co-applicant
Free form textOrBlank
1 = Debt-to-Income2 = Employment History3 = Credit History4 = Collateral5 = Insufficient Cash6 = Unverified Info7 = Credit Application Incomplete8 = Mortgage Insurance Denied9 = Other (enter reason in text field)10 = Not applicable
1 = Debt-to-Income2 = Employment History3 = Credit History4 = Collateral5 = Insufficient Cash6 = Unverified Info7 = Credit Application Incomplete8 = Mortgage Insurance Denied9 = Other (enter reason in text field)ORBlank
1 = Debt-to-Income2 = Employment History3 = Credit History4 = Collateral5 = Insufficient Cash6 = Unverified Info7 = Credit Application Incomplete8 = Mortgage Insurance Denied9 = Other (enter reason in text field)ORBlank
1 = Debt-to-Income2 = Employment History3 = Credit History4 = Collateral5 = Insufficient Cash6 = Unverified Info7 = Credit Application Incomplete8 = Mortgage Insurance Denied9 = Other (enter reason in text field)ORBlank
Free form textOrBlank
Example 2399.04OR NA
Example 2399.04OR NA
Example 2399.04OR NA
Example 2399.04orNAor Blank
Example 2399.04orNAor Blank
Example: 5
3 decimal places, use a leading zero if the interest rate is under 10% (04.125); rounded to three decimal placesORNA
Months in number ORNA
Example: 23.55OR NA
Example: 23.55OR NA
Term in months 360OR NA
Period in monthsORNA
1 = Balloon payment2 = No balloon payment
1. Interest-only payments 2. No interest-only payment
1. Negative amortization 2. No negative amortization1 = Other non-fully amortizing features2 = No other non-fully amortizing featuresExample 350500ORNA
1. Manufactured home and land 2. Manufactured home and not land 3. Not applicable
1 = Direct ownership2 = Indirect ownership3 = Paid leasehold4 = Unpaid leasehold5 = Not applicable
Example: If there are five (5) multifamily affordable units, enter 5.a. Enter “0” for a covered loan or application related to a multifamily dwelling that does not contain any such income-restricted individual dwelling units.b. Enter “NA” if the requirement to report multifamily affordable units does not apply to the covered loan or application that your institution is reporting.
1 = Submitted directly to your institution2 = Not submitted directly to your institution3 = Not appliable
1 = Initially payable to your institution2 = Not initially payable to your institution3 = Not applicable
Example: 123450ORNA
1 = Desktop Underwriter2 = Loan Prospector3 = Technology Open to Approved Lenders (TOTAL) Scorecard4 = Guaranteed Underwriting System (GUS)5 = Other6 = Not Applicable
1 = Desktop Underwriter2 = Loan Prospector3 = Technology Open to Approved Lenders (TOTAL) Scorecard4 = Guaranteed Underwriting System (GUS)5 = OtherORBlank
1 = Desktop Underwriter2 = Loan Prospector3 = Technology Open to Approved Lenders (TOTAL) Scorecard4 = Guaranteed Underwriting System (GUS)5 = OtherORBlank
1 = Desktop Underwriter2 = Loan Prospector3 = Technology Open to Approved Lenders (TOTAL) Scorecard4 = Guaranteed Underwriting System (GUS)5 = OtherORBlank
1 = Desktop Underwriter2 = Loan Prospector3 = Technology Open to Approved Lenders (TOTAL) Scorecard4 = Guaranteed Underwriting System (GUS)5 = OtherORBlank
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1 = Approve/Eligible2 = Approve/Ineligible3 = Refer/Eligible4 = Refer/Ineligible5 = Refer with Caution6 = Out of scope7 = Error8 = Accept9 = Caution10 = Ineligible11 = Incomplete12 = Invalid13 = Refer14 = Eligible15 = Unable to Determine16 = Other17 = Not Applicable
1 = Approve/Eligible2 = Approve/Ineligible3 = Refer/Eligible4 = Refer/Ineligible5 = Refer with Caution6 = Out of scope7 = Error8 = Accept9 = Caution10 = Ineligible11 = Incomplete12 = Invalid13 = Refer14 = Eligible15 = Unable to Determine16 = OtherORBlank
1 = Approve/Eligible2 = Approve/Ineligible3 = Refer/Eligible4 = Refer/Ineligible5 = Refer with Caution6 = Out of scope7 = Error8 = Accept9 = Caution10 = Ineligible11 = Incomplete12 = Invalid13 = Refer14 = Eligible15 = Unable to Determine16 = OtherORBlank
In whole years. If provided in decimals, it will round up or down to an integer.
In whole years. If provided in decimals, it will round up or down to an integer.
1 = Approve/Eligible2 = Approve/Ineligible3 = Refer/Eligible4 = Refer/Ineligible5 = Refer with Caution6 = Out of scope7 = Error8 = Accept9 = Caution10 = Ineligible11 = Incomplete12 = Invalid13 = Refer14 = Eligible15 = Unable to Determine16 = OtherORBlank
1 = Approve/Eligible2 = Approve/Ineligible3 = Refer/Eligible4 = Refer/Ineligible5 = Refer with Caution6 = Out of scope7 = Error8 = Accept9 = Caution10 = Ineligible11 = Incomplete12 = Invalid13 = Refer14 = Eligible15 = Unable to Determine16 = OtherORBlank
Free Form Text for 16 OR Blank
1. Reverse mortgage 2. Not a reverse mortgage1 = Open-end LOC2 = Not an open-end LOC1 = Primarily for business/commercial purpose2 = Not primarily for business/commercial purpose
Tract Minority Level (Custom Range)
Produces the raw value calculatedIncome as % of MSA Median (Custom Range)
Tract Incm Level as % of MSA Median (Custom Range)
Imported County 5 Characters FIPs
Imported Census Tract 11 Character FIPs
1234 (Numbers Only)NA, 01-9999999, NA, or 12345NA, 001-9990000.00 - 9999.99
0 or 1 (1 being true) example 1 = No Co-Applicant
Can handle multiple data formats, but MM/DD/YYYY is ideal
Treasury Rate UsedTract Income Level as % of MSA Median
HMDA regulations Required that APR data is expressed in percent (without the % sign), and truncated to the hundredths. Additional space is provided for clients who wish to perform additional analysis on this data.
1 = Office of Comptroller of the Currency (OCC)2 = Federal Reserve System (FRS)3 = Federal Deposit Insurance Corporation (FDIC)5 = National Credit Union Association (NCUA)7 = United States Department of Housing and Urban Development (HUD)9 = Consumer Financial Protection Bureau (CFPB)
Pass Loan Number or Application Number used in ULI.Enter up to 23 Characters only 123456789asdfghjklqwer
Values are blank / '0' ) or 1: Blank or '0' = Rate Spread will be automatically calculated by the application 1 = Manual input of Rate Spread provided during import
Values are 1 or 2: 1 = Fixed Rate Loan 2 = Variable Rate Loan
Tract Minority LevelIncome as % of MSA Median
Applicant Last NameApplicant First NameCo Applicant Last NameCo Applicant First NameInstitution Id
- Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers Systems, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
- Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers Systems, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
- Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers Systems, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
- Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers Systems, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
- Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers Systems, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
- Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers Systems, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
- Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers Systems, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
- Wolters Kluwer provides audit, risk and compliance solutions that help financial organizations improve efficiency and effectiveness across their enterprise. Whether complying with regulatory requirements, addressing a single key risk, or working toward a holistic risk management strategy, more than 15,000 customers worldwide count on Wolters Kluwer Financial Services for a comprehensive and dynamic view of risk management and compliance. With more than 30 offices in over 20 countries, the company’s prominent brands include: FRSGlobal, ARC Logics for Financial Services, PCi, Bankers Systems, VMP® Mortgage Solutions, AppOne®, GainsKeeper®, Capital Changes, NILS, AuthenticWeb™ and Uniform Forms™. Wolters Kluwer is a leading global information services and publishing company with annual revenues of (2011) €3.4 billion ($4.7 billion) and approximately 19,000 employees worldwide. Please visit our website for more information.
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