ANDHRA PRAGATHI GRAMEENA BANKHEAD OFFICE:: KADAPA
AUDITED BALANCE SHEET AS ON 31.03.2019
CAPITAL AND LIABILITIES
CAPITALRESERVES AND SURPLUSDEPOSITSBORROWINGSOTHER LIABILITIES AND PROVISIONSTOTAL
ASSETS
CASH AND BALANCES WITH RBIBALANCES WITH BANKS AND MONEYAT CALL AND SHORT NOTICEINVESTMENTSADVANCES(Net)FIXED ASSETS(Net)OTHER ASSETSTOTAL
Contingent LiabilitiesBills for Collection
6
Ru es in Thousands31.03.2019
204999644
8721 17 4 6398424
789
1011
't2
ASAGe lvlanager
572212548320860
136864680477626
4893179
753169949122713
1 13898219506184
5661393204999644
276992
p(M
Chief Manager
Place. KADAPADate: 03 06 2019
(Dr K MUKTESHWAR RAO)General Manager
) (A VE REDDY)Chairman
(G. SUR A AYANA)ctor
ftn- tl*'
(A, K,MISHRA)Director
Urector
For M/s G R. KUMAR& CO LLPChartered Accountants
Firm Registration No. 04941S
CA G.Lakshrni Kantha, FCAPartner
Membership No.201477
31.03.2018
42342619362514
130641578288022654488849
183718632
ScheduleNo
1
2345
1837',t8632
42342621674323
143247817352743014379777
208520
(A SAMBI REDDY)Director
tsHNA)ger
^' o, *nJoTSpJ,BL-o
HIEAEPXA BAN K
PROFTT & LOSS ACCOUNT FOR F.y 31.03.2019
ArO
(Dr. K. MUKTESHWAR RAO)General Manager
ief Mana
rG suR YANA)D
A v\-/-,r
(A K.MtSHRA)Director
PRAS4 (AMana Chairma
REDDY)nI
)
&.-.
(R R)rrector
MA R
For M/s G.R KUMAR& CO LLp_. _CharteredAccountantsrrrm Registration No. 04941S
t
CA G.Lakshrni Kantha, FCA
UR Sp n ThouSa dnSchedule
No13 30 20 1 9 13 30 120 8
1314
167760182634950
152511642254416
1 9410968 1 7505580
't51617
956896055834691946730
918577035413322715338
1 7099159 1
231 ., 809 2063140
1 9410968 1 7505580
EXPENDITURElnterest ExpendedOperating Expenses
fffi1'r3'o co,,n0""""'
ADD Net profit for the year
TOTAL
INCOME
lnterest EarnedOther lncomeTOTAL INCOME
.t 4ccPartner
Membership No 2O147t
(M
See-(A, SAMBI RE'DY)
Director
Place: KADApADate: 03.06.2019
ANDHRA PRAGATHI GRAMEENA EANK
HEAD OFFICE : KADAPA
SCHEDU LES TO BALANCE SHEET
SCHEDULE l CAPITALRs. in 000
Pa rticu la rs 31.03.19 31 .03.1 8
For Nationalised BanksCapital ( Fully owned by Central Government)
I For Banks lncorporated Outside lndia1. Capital ( The amount brought by banks by way of start up Capital aspreseribed by RBI should be shown under this head)
Totalt For Other Banks
(1)Authorised Capital2000000000 shares of Rs.'l0/. each 20000000 20000000
(2) lssued Capital423426
(3) Subscribed Capital42342600 shares of Rs. 101 each 423426 423426
(4) Called up Capital42342600 shares of Rs. 101 each 423426 423426
(5) Fully Paid up Capltal42342600 Shares of Rs.1 0/- each 423426 423426
Share Ca ital Deposit 0 0
TOTAL 423426 423426
neral Manager
( ACCOUNTS )
42342642342600 shares of Rs. 101 each
tt
rI
H=
I
l
ANDHRA PRAGATHI GRAMEENA BANK
HEAD OFFICE : KADAPA
5CH EDULES TO BALANCE SHEET
SCHEDULE 2 RESERVESRs. in 000
31.03.19 3 t .03.1 8Pa rtic u la rsSTATUTORY RESERVES
36836494096277BalanceOpeni412628462362Additions during the year
00Deductaons during the year409627745s8639TOTAL
I CAPITAL RESERVES06730Opening Balance
0Additions during the year0Deductions during the year
6730TOTALt SHARE PREMIUM
00enrn Balance00Additions during the year
0 0Deductions during the year0 0TOTAL
REVENUE & OTHER RESERVE(i)
2710668 2710668opening Balance00Additions during the year00the a(Deductions durin
27106682710668TOTALINVESTMENT FLUCTUATION RESERVE(ii)
155747 548580Opening Balance150000 0Additions during the year
3928330eatDeductions during the1557 473057 47TOTAL
12393092Balance in Profit & Loss Account20631402311809Add: Profit of FY 20'18-19
67 30Less: Profit transfer to Capital Reserve412628462362ReserveLess: Profit transfer to Sta
150000 0Less: Profit transfer to lnvestment Fluctuation Reserve1239309214092539TOTAL't93625142167 4323l+ll+lll+lv+v)GRAND TOTAL
I
en nagerer( ACCOUNTS )
L
67 30
0
6730
REVENUE RESERVE
10749310
0
Particu la rs 31 .03.1 9 3'l .03.18AI DEMAND DEPOSITS
i.) From Banks 0
ii. ) From Others 8041 130 5867764SAVINGS BANK DEPOSITS 461 932 89 41978097
t TERM DEPOSITSi.) From Banksii. ) From Others 89013398 82795717
TOTAL(At,[& ) 143247 817 '130641s78
B.t Deposits of branches in lndia '143247 817 1 30641578I Deposits of branches outside lndia
TOTAL 143247817 130641578
I
I
ANDHRA PRAGATHI GRAMEENA BANK
HEAD OFFICE: KADAPA
SCHEDULES TO BALANCE SH EET
SCHEOULE 3 DEPOSITS
SCHEDULE 4 BORROWINGS
OTHER LIABILITIES
Rs. in 000
Rs. in 000
Rs. in 000
C
Pa rtic u la rs 31_03.19 31.03.181 BORROWINGS IN INDIA
i.) Reserve Bank of lndia 0 0
ii. ) Syndicate Bank 142758 169987
iii) Other lnstitutions & Agencies 35131543 28632278
Total 3527 4301 28802265BORROWINGS OUTSIDE INDIA 0 0
TOTAL(r&[) 3527 430'l 28802265
31 .03.19 31.03.18Pa rticu la rs266354 255408I Balls Payable ( DDs payable+ Pay Orders issued)
0 0lnter Branch AdJustments300556t lnterest Accrued 369755
2490749 23188681252919 16140't74379777 4488849TOTAL
I
n eral a nager
SCHEDULE 5
(Accounts )
OthersProvisions
ANDHRA PRAGATHI GRAMEENA BANK
HEAD OFFICE : KADAPA
SCHEDULES TO BALANCE SHEET
SCHEDULE.o CASH AND BANK BALANCES WITH RBI
Rs. in 000Particulars 31.03.19 31 .03.18
I Cash in Hand ( lncluding Foreign Currency Notes) 1078048 67 5621lt Reserve Bank of lndia Current Account /o.+J tzo 5722803
TOTAL 8721174 6398424
SCHEDULE .7 BALANCES WITH BANKS AND MONEY AT CALL & SHORT NOTICESRs. in 000
SCHEOULE 8 INVESTMENTSRs. in 000
aaeneral Manager
OUNTS )
C
Pa rtic u la rs 31.03.19 31.03.18i) Balances with Banks
a) ln Current Account 769625 '1379199
b) ln Other Deposit Accounts 49 52 500 6152500TOTAL 5722125 7531699
ii) Money at Call & Short NoticeGRANDTOTAL(l+ii ) 5722'125 753'1699
Pa rtic u lars 31 .03.19 31.03.'t I1
i.) Government Securities 4 7605870 49567723ii. ) Other approved Securitiesiii) Shares 4990 4 990iv) Debentures & Bonds 100000 100000v) Subsidiaries and /or Joant Venturesvi) Others 50000TOTAL 48320860 49722713
INVESTMENTS IN INDIA
610000
=
AN DH RA PRAGATHIGRAMEENA BANK
HEAD OFFICE : KADAPA
SCHEDULES TO BALANCE SH EET
SCHEDULE 9 GROSS AOVANCESRs. in 000
3't.03. t 9 3'l .03.18PARTICULARS0 0i) Bills purchased and discounted
112992094 92131647ii) Cash Credits Overdrafts & Loans repayable on demand26617141 24117369iii) Term Loans
1 1624901613960923sTOTAL
90717538110198958B i) Secured by Tangible Assets0ai) Covered by Bank / Govt. Guarantees
2553147I29410277iii) Unsecured
1 16249016139609235TOTALC 1 . ADVANCES IN INDIA
105430787127705529i) Priority Sector0ii) Public Sector0iii) Banks
108182291 1903706iv) OthersI 16249016139609235TOTAL
ADVANCES OUTSIDE INDIAi) Due from Banksii)Due from othersa) Bills purchased and discsountedb) Syndicate Loans
TOTAL
139609235 1t5249016GROSS ADVANCES23507972744555Less: Outstanding NPA Provision :
0 0Less: Claims Received1 13898219136864680Net Advances
I
er( ACCOUNTS )
0
tl
l
tl
=HA q)4--
6i;;6;"n",
PARTICULARS 31 .03.19 31 .03.1 II Land (Own & Prajabhavans) 0 0
Additions during the year 0 0
Deductions during the year 0 0
Total 0 0
PREMISESAt cost as on 31st March of precedin ar 151 180 151 '180
Addations duri the eal 0 0
Deductions during the year
reciation to date 9087 6159
Total 142093 144421
t OTHER FIXED ASSETS ( lncluding Furniture&Fittings)Value as on 31st March of the preceding year 937 800
Additions during the year 66'152 7 6495
Deductions during the year 16237 JO tO
Depreciation to date 725061 648916
TOTAL 335533 361763477 626 506184
ANDHRA PRAGATHI GRAMEENA BANK
HEAD OFFICE : KADAPA
SCHEDULES TO BALANCE SHEET
SCHEOULE 1O FIXEO ASSETS
Rs. in 000
Rs. in 000
SCHEOULE 11 OTHER ASSETS
SCHEDULE 12 CONTINGENT LIABILITES
er(Accounts )
PARTICULARS 31.03.19 31 .03.1 Ilnteroffice Adlustments 71046 44847
lnterest Accrued/Receivable 878851 976877
Stationery and Stamps 21876 34294
Others 3921406 4605375
TOTAL 4893179 5661393
PARTICULARS 31 .0 3.1 9 3 t .03.18
Claims against the Bank not ackonowled ed as Debts zotu 1423
Liability on account of outstanidng Foreign Contracts
l Guarantees iven on behalf of Constituents 155604 '126318
Acce nces Endorsements and other obl ations 0
Other ltems for which the bank is contingently liable(DEAF) 97000 80779
TDS demand as pe r TRACES of Branches 21718 0
TOTAL 276992 208520
1010679
TOTALOFI&II
Rs. in 000
9d9.'6ene{dManager
t.
.
L0
ANDHRA PRAGATHI GRAMEENA BANK
HEAD OFFICE : KADAPA
SCHEDU LEs TO BALANCE SHEET
SCHEDULE 13 INTEREST EARNED
PARTICULARS 31 .03. t 9 3 t.03.18
I nteresuDiscount on Advances/Bills 11442015
lncome on lnvestments 3998741 3809149
l lnterest on balances with RBI & other lnter Bank Funds 0
Others 0
TOTAL 167760't 8 15251 164
SCHEOULE 14 OTHER INCOMERs. in 000
'eneral Manager
(Accounts )
PARTICULARS 31 .03.19 3'1.03.18
Commission, Exchange and Brokerage 1 0161 1 115204
Profit on Sale of lnvestments 216',!72 292652
Less: Loss on Sale of lnvestments 0 0
t Profit on sale of Land, Building & other Assets, Vehicles etc 942 197
Less: Loss on sale of Land, Builda & other Assets, Vehicle etc -221 -366
lncome on lT refund 0 4206
Commission on Life lnsurance 18772 33764
Other lncome 9068 9228
lnspection Charges 6 5372 9 650910
v l Processin Cha 858576 821445
IX Reversal of Excess Proviston Previous Year (Dep on lnvests) 469769 0
Miscellaneous lncome 306532 327176
TOTAL 2634950 2254416
Rs. in 000
t. 12777277
0
t.
X
ANDHRA PRAGATHI GRAMEENA BANK
HEAD OFFICE : KADAPA
SCHEDULES TO EALANCE SHEET
SCHEDULE 15 INTEREST EXPENOEDRs. in 000
PARTICULARS 31 .03.19I lnterest on Deposits 7 504437 7318882I lnterest on RBI / lnter Bank Borrowings 2064523 1866888
t Others 0
TOTAL 9568960 9185770
SCHEDULE 15 OPERATING EXPENDITURERs. in 000
PARTICULARS 31 .03.1 I 31.03.18Payment to and Provisions for Employees 4434528 2124941Traveling expenses 27767 28080
r Rent, Taxes and Lighting 119422 1',t2125Printing and Stationery 2 3880Advertising and Publicity 3859 3780Depreciatlon on Bank Property 93061 105265
VII Directors fees, Allowances and Meetang Expenses 309v t Auditors Fees and Expenses 11037 8139
Law Charges 1424 268X Postage & Telephones etc 12672XI CBS & Computer Maintenance 173030 154376xlt lnsurance 123406x t Other Expenditure 496073XIV Bad debts written off 22280XV Service Tax paid/GST paid 40721 267558
TOTAL 5583469 4106337
SCHEDULE 17. PROVISIONS & CONTINGENCIESRs. in 000
Pa rtic u lars 31 .03.19 31 .03.'l 8
I Provisions for NPA 393819 873300
Provision for Net of lncome Tax & Deferred Tax 1255117 1198405
t Provision for Standard Assets 2699s 78628
Depreciation on lnvestments ?70799 565005
TOTAL 1946730 27't 5338
er(Accounts )
W49'Gr6neral t(anager
31 .03.18
23424
IX,
14303
126',t24499057
74113
t--t
ANDHRA PRAGATHI GRAMEENA SANK
HEAD OFFICE: KADAPA
ACCOUNTS DEPARTMENT
STATEMENT OF CASH FtOW FOR THE YEAR ENDED 315I MARCH 2019(Rupees in 000s)
For the Year Ended
Particulars 31-03-2019 31-03-2018CASH FI.OW FROM OPERATING ACTIVITIES
lnterest Earned during the year 16776018 15251164
Other income 2634950 2254416
Less:
lnterest paid during the year on deposits, borrowings etc., 9568960 9745770
Operatin Expenses includin Provision & Contin8encies 7530199 6256670
NET PROTIT 2311809 2063140
Add
105265De reciation on Fixed Assets 93061
270799 565005
Profit/(Loss) on Sale of Assets
2713470I CASH PROFIT GENERATED FROM OPERATIONS
(Prior to changes in operating Assets & Liabilities)
CASH FI-OW FROM OPERATING ASSETS & TIASILITIES
lncrease/(oecrease) in Liabilitiest2606239 15102 52 3sitsDe
(379871) 1530835Other Liabilities and Provisions
(lncrease / Decrease in Assets
1229664511 (18216140)Advances(7839867)lnvestments(249864s)7 682t4Other Assets
(8570026) 7t92L2941Total ol ll(9187884)(58943s7NET CASH FLOW FROM OPERATING ACTIVITIES (l+ll)
I CASH FLOW FROM INVESTING ACTIVITIES
1.197Sale/Disposal of Fixed Assets(7649s)(68043)Purchase of Fixed Assets(74698)(64s03)NET CASH TLOW FROM INVESTING ACTIVITIES
c CASH FtOW FROM FINANCING ACTIVITIES6472036Borrowings
79t32'196412036NET CASH FLOW FROM FINANCING ACTIVITI€S(1349303)513176TOTAL CASH FLOW DURING THE YEAR (A+B+C)
lncrease / (Decrease) in Cash flowof the Yearuivalents at the Beginnincash and Cash
57168036398424A) Cash and Ealances with the RBI9562623en hS rto oN t cn t I dCaaB ksn na Md oaI cn es tI haBB )
t5279426Total - |
ll. AT RYEADN ETHOFETH EIU A NLE TSN CASHD EH qcAs63984248'12t77 4A) Cash and galances with the RBI75316995722t25INot ceII Shd rton ta aksn na Md on e5 ht a eyBB aB a c)
1393012314443299Total ll
TOTAL CASH FLOW DURING THE YEAR(1349303)513176
I Iflowh Ie nI Cas )eD rec as (ncreaI e5 )(
IIIII
dCHIE
NERAL MAN46E R
Depreciation on investmentsLess:
267 5669
1401853
3540
7971279
t.
7531699
1393012 3
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