FINANCING PROGRAM FOR HOTELS Renovation, Expansion and Implantation
BNB and ProCopa Constitutional Fund
FLAVIO PINTO – ATTORNEY AT LAW LEGAL & BUSINESS ADVISORY
Banco do Nordeste – BNB
• The biggest regional development bank in Latin America. • One of the leading banks in microfinance in the world. • Manages the FNE – the Constitutional Fund for Investing in the Brazilian Northeast.
BNB Website: http://www.bnb.com.br/
BNB ProCopa Tourism Fund
Energy Efficiency Hotel Sustainable Hotel
Certification
Energy Efficiency (1) Sustainable Hotel (1)
Adherence to the Hospitality Certification System of the
Ministry of Tourism
Total Term Renovation: up to10 years Renovation: up to12 years
New Hotels: up to15 years New Hotels: up to18 years
Participation 80% 80%
Interest Rates
National Machinery &
Equipment: 6,9% 6,9%
Other Items: 7,8%
Plus Financial Agent Credit Risk Rates
Endowment R$1 Billion
(1) The “Energy Efficiency Hotel” and “Sustainable Hotel” must be recognized by the INMETRO
BNB ProCopa Interest Rates
Nominal With 15% Bonus
(Nondefault) With 25% Bonus (Semi-Arid Region)
Participation
Interest Rates
Microenterprise 6,75% 5,73% 5,06% 100%
Small Size 8,25% 7,01% 6,18% 100%
Medium Size 9,5% 8,07% 7,12% 85% to 95%
Big Size 10,0% 8,50% 7,50% 70% to 90%
Term Up to 20 years
Up to 5 years of Grace period (interests counting and being paid)
•Microenterprise – Billing up to 240 thousand/year •Small Size – R$ 240 thousand to R$ 2,4 million/year •Medium Size – R$ 2,4 million to R$ 35 million/year •Big Size – Above R$ 35 million/year
PS 20:7
FLAVIO PINTO – LEGAL & BUSINESS ADVISORY HTTP://WWW.FLAVIOPINTO.COM
[email protected] PHONE: +55-85-8802-8139 – SKYPE: FLAVIOPINTO_BR
RUA GONCALVES LEDO, 1170 – 60110-261, FORTALEZA/CE - BRAZIL
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