FactsheetAugust 2016
31st August, 2016
BARODA PIONEER MUTUAL FUND
Dear Investors,
Warm Greetings!
Indian equities continued on the upward trend (+1.4%) led by multiple factors i.e. passage of GST bill, strong monsoons, Foreign Institutional Investors (“FIIs”) flows to emerging markets and better than expected results by many corporates. Year to date (“YTD”) markets are up by 9%. Among the developed markets UK and US were the best performing markets with 9% and 6% YTD returns respectively. Japan was the worst performing market with 13% negative returns.
YTD in CY16, FIIs have been net buyers to the tune of USD 5.9bn as compared to USD 4.5bn last year. In the month of August 2016, FIIs have invested USD 1.32bn as compared to outflow of USD 2.5bn last year. Mid-Caps Index outperformed the Large-Caps Index by a margin with BSE Midcap Index rising 16% returns vs Sensex rising 9% YTD.
In the month of July 2016, CPI came in at 6.1% breaching the upper range of inflation target of +4%/-2% . Core inflation stayed almost flat at 4.6%. Prices of veggies and pulses maintained their upward march in July 2016, but are showing some signs of easing in August 2016. In another release, industrial production for June 2016 expanded by 2.1% YoY vs 1.1% last month with sharp recovery in mining (4.7% vs 1.4%) and electricity (8.3% vs 4.7%) output. Manufacturing growth stayed tepid at 0.9% YoY vs 0.6% last month but largely due to continued weakness in electrical machinery group. Excluding electrical machinery, manufacturing output expanded by 4.8% YoY and overall IIP rose by 5.1% YoY in June 2016. Mirroring the same effect on demand side, IIP excluding capital goods stood at 4.9% YoY in June 2016.
The much awaited GST bill has been passed by the Upper House in the Parliament session. Post the passage of the GST bill in the Upper House, the bill has also been ratified by 8 states (need 16 states to ratify before the bill can be sent for Presidential assent). Monsoons are tracking at 2% deficit on pan India basis with North-West/Central India at 5%/7% excess rainfall while Southern/Eastern regions at 13%/16% deficit as per India Met Department (“IMD”).
In the August 2016 Bi Monthly Monetary policy, RBI kept the repo rate unchanged at 6.5% in line with market expectation. The CPI projection for March 2017 is at 5% with upside risk. The stance of Monetary Policy remains accommodative and will continue to emphasise the adequate provision of liquidity. It reiterated its commitment to “progressively lower the average ex-ante liquidity deficit in the system to a position closer to neutrality”. RBI is dovish in this policy as compared to the last one as it has maintained its “accommodative” policy stance along with the front loading of liquidity easing measures ahead of FCNR(B) redemption. The reiteration & front loading of liquidity measures should lead to lower overnight and money market rates. RBI has announced an Open Market Operation (“OMO”) and may have to conduct more OMOs to achieve the neutrality in liquidity position from deficit, which should support the long end of the yield curve. With government sticking to its fiscal consolidation path and CPI inflation remain contained due to good monsoon, there is a chance of rate cut in second half of Financial Year 2017. The bond market may trade on positive bias in future and key trigger for the rally may be lower CPI print, OMOs by RBI and Fiscal consolidation measures.
The recent uptrend in equity markets is a result of improved global/local liquidity and sentimental factors. Despite valuations being higher than historic levels, yet those may sustain if expectations of a global fiscal stimulus sustains.
Sanjay Chawla
Chief Investment Officer
Source : Bloomberg, Economic Times
CIO Letter
2
Mr. Sanjay ChawlaChief Investment Officer
31st August, 2016
BARODA PIONEER MUTUAL FUND
INDEX
Title
How To Read Factsheet Pg 4
Baroda Pioneer Growth Fund Pg 5
Baroda Pioneer ELSS’ 96 Pg 6
Baroda Pioneer PSU Equity Fund Pg 7
Baroda Pioneer Infrastructure Fund Pg 8
Baroda Pioneer Banking and Financial Services Fund Pg 9
Baroda Pioneer Balance Fund Pg 10
Baroda Pioneer Monthly Income Plan (MIP) Fund(Monthly income is not assured and is subject to the availability of distributable surplus)
Pg 11
Baroda Pioneer Credit Opportunities Fund Pg 12
Baroda Pioneer Gilt Fund Pg 13
Baroda Pioneer Income Fund Pg 14
Baroda Pioneer Dynamic Bond Fund Pg 15
Baroda Pioneer Short Term Bond Fund Pg 16
Baroda Pioneer Treasury Advantage Fund Pg 17
Baroda Pioneer Liquid Fund Pg 18
Investment Performance Pg 19
SIP Returns Pg 23
Dividend History Pg 24
3
31st August, 2016
BARODA PIONEER MUTUAL FUND
Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.
Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme.
Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme.
Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.
SIP : SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th of the month in an equity fund for a period of three years.
NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.
Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-Year Gsec.
Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs. 101.
Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.
Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs 100 and the exit load is 1%, the redemption price would be Rs 99 Per Unit.
Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield
Standard Deviation : Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.
Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.
Beta : Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.
AUM : AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.
Holdings : The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.
Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.
Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.
How To Read Factsheet?
4
31st August, 2016
BARODA PIONEER MUTUAL FUND
Baroda Pioneer Growth Fund
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net Assets
EQUITY & EQUITY RELATED
Listed / awaiting listing on the stock exchanges
ITC Ltd. Consumer Non Durables
5.41%
Infosys Ltd. Software 5.23%
IndusInd Bank Ltd. Banks 4.54%
Yes Bank Ltd. Banks 4.18%
ICICI Bank Ltd. Banks 3.95%
Shriram Transport Finance Company Ltd.
Finance 3.22%
Mahindra & Mahindra Ltd. Auto 3.08%
The Ramco Cements Ltd. Cement 2.71%
Indraprastha Gas Ltd. Gas 2.70%
Sun Pharmaceuticals Industries Ltd.
Pharmaceuticals 2.61%
Bata India Ltd. Consumer Durables
2.45%
Hindalco Industries Ltd. Non - Ferrous Metals
2.44%
LIC Housing Finance Ltd. Finance 2.37%
State Bank of India Banks 2.32%
Tata Motors Ltd. Auto 2.31%
Multi Commodity Exchange of India Ltd.
Finance 2.27%
Petronet LNG Ltd. Gas 2.26%
Pidilite Industries Ltd. Chemicals 2.25%
Grasim Industries Ltd. Cement 2.14%
Larsen & Toubro Ltd. Construction Project
2.08%
Sadbhav Engineering Ltd. Construction Project
2.05%
DCB Bank Ltd. Banks 2.03%
TeamLease Services Ltd. Commercial Services
1.98%
Shriram City Union Finance Ltd.
Finance 1.98%
Maruti Suzuki India Ltd. Auto 1.93%
IDFC Bank Ltd. Banks 1.93%
Axis Bank Ltd. Banks 1.83%
The Karur Vysya Bank Ltd. Banks 1.68%
D.B.Corp Ltd. Media & Entertainment
1.64%
Engineers India Ltd. Construction Project
1.52%
TorrentPharmaceuticals Ltd.
Pharmaceuticals 1.50%
Healthcare GlobalEnterprises Ltd.
Healthcare Services
1.48%
SH Kelkar andCompany Ltd.
Consumer Non Durables
1.46%
FAG Bearings India Ltd. Industrial Products
1.41%
Emami Ltd. Consumer Non Durables
1.40%
Gujarat State Petronet Ltd. Gas 1.39%
Jindal Steel & Power Ltd. Ferrous Metals 1.33%
Hindustan Zinc Ltd. Non - Ferrous Metals
1.29%
Oil & Natural Gas Corporation Ltd.
Oil 1.09%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net Assets
JSW Steel Ltd. Ferrous Metals 1.07%
Manpasand Beverages Ltd. Consumer Non Durables
1.02%
Housing Development Finance CorporationLtd. - Warrants
Finance 1.00%
HDFC Bank Ltd. Banks 0.99%
Ultratech Cement Ltd. Cement 0.62%
Total 96.14%
PREFERENCE SHARES
Listed / awaiting listing on the stock exchanges
Zee Entertainment Enterprises Limited - Preference shares
Media & Entertainment
0.06%
Total 0.06%
CBLO / Reverse Repo Investments 4.29%
Total 4.29%
Cash & Cash Equivalents
Net Receivable/Payable -0.49%
Total -0.49%
Grand Total 100.00%
**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
INDUSTRIES
23.45%
10.84%
9.29%
7.32%
6.35%
5.65%
5.47%
5.23%
4.11%
Banks
Finance
Consumer Non Durables
Auto
Gas
Construction Project
Cement
Software
Pharmaceuticals
2.45%
2.40%
2.25%
1.98%
1.70%
1.48%
1.41%
1.09%
3.73%
3. %80
Non - Ferrous Metals
Cash & Equivalent
Consumer Durables
Ferrous Metals
Chemicals
Commercial Services
Media & Entertainment
Healthcare Services
Industrial Products
Oil
Investors understand that their principal will be at Moderately High risk
This product is suitable for investors who are seeking*• Capital appreciation over long term• Investment predominantly in equity and equity related
instruments.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
To generate long term capital appreciation from an actively managed portfolio of equity & equity related instruments.
FUND DETAILS
Type of Scheme An Open Ended Growth Scheme
Date of Allotment September 12, 2003
Fund Manager# Mr. Sanjay Chawla& (Experience 25 yrs) Mr. Dipak Acharya (Experience 12 yrs)
Benchmark S&P BSE 200
Monthly Average AUM (`)
316.84 Crs
Month end AUM (`) 325.71 Crs
Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter
Entry Load NilExit Load 1% if redeemed on or before
365 days from the date ofallotment, Nil if redeemed after 365 days from the dateof allotment of units
Plans
Option
Plan A and Plan B (Direct)
The Scheme(s) offer:A. Growth Option (default option in case no option specified by investor);B. Dividend Option C. Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments^` 1500/quarter - 4 Installments
RISk PROFILE 31 AUG 2016Standard deviation 15.08%Sharpe@ 1.15Beta 0.97Portfolio Turnover (last 12 months) 1.75
NAV AS ON 31 AUG 2016NAV (Per Unit) `Plan AGrowth 84.1600Dividend 34.5800Plan B - DirectGrowth 86.8000Dividend 33.8900
TOTAL EXPENSE RATIOPlan A 2.95%Plan B (Direct) 2.11%
^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*For Disclaimer please refer page no 22@risk free rate (FBIL Overnight MIBOR) 6.54& Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015
An Open Ended Growth Scheme
5
31st August, 2016
BARODA PIONEER MUTUAL FUND
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net Assets
EQUITY & EQUITY RELATED
Listed / awaiting listing on the stock exchangesIndusInd Bank Ltd. Banks 4.29%
ITC Ltd. Consumer Non Durables
4.27%
Infosys Ltd. Software 4.25%
ICICI Bank Ltd. Banks 4.24%
Yes Bank Ltd. Banks 4.04%
Mahindra &Mahindra Ltd.
Auto 3.54%
Shriram City Union Finance Ltd.
Finance 3.18%
The Ramco Cements Ltd. Cement 3.04%
Kansai NerolacPaints Ltd.
Consumer Non Durables
2.75%
Sun Pharmaceuticals Industries Ltd.
Pharmaceuticals 2.68%
Can Fin Homes Ltd. Finance 2.65%
Bata India Ltd. Consumer Durables
2.63%
Indraprastha Gas Ltd. Gas 2.63%
Hindalco Industries Ltd. Non - Ferrous Metals
2.62%
Multi Commodity Exchange of India Ltd.
Finance 2.44%
Petronet LNG Ltd. Gas 2.31%
Grasim Industries Ltd. Cement 2.30%
Pidilite Industries Ltd. Chemicals 2.30%
Aditya Birla Nuvo Ltd. Services 2.26%
S H Kelkar andCompany Ltd.
Consumer Non Durables
2.25%
Shriram TransportFinance Company Ltd.
Finance 2.24%
State Bank of India Banks 2.07%
Axis Bank Ltd. Banks 2.06%
TeamLease Services Ltd. Commercial Services
2.02%
FAG Bearings India Ltd. Industrial Products 2.01%
DCB Bank Ltd. Banks 1.98%
Engineers India Ltd. Construction Project
1.93%
Larsen & Toubro Ltd. Construction Project
1.86%
Tata Motors Ltd. Auto 1.86%
IDFC Bank Ltd. Banks 1.84%
D.B.Corp Ltd. Media & Entertainment
1.76%
The Karur VysyaBank Ltd.
Banks 1.74%
Maruti Suzuki India Ltd. Auto 1.66%
Healthcare Global Enterprises Ltd.
Healthcare Services 1.62%
Gujarat StatePetronet Ltd.
Gas 1.50%
JSW Steel Ltd. Ferrous Metals 1.44%
Ultratech Cement Ltd. Cement 1.32%
Godrej Consumer Products Ltd.
Consumer Non Durables
1.25%
Hindustan Zinc Ltd. Non - Ferrous Metals
1.23%
TorrentPharmaceuticals Ltd.
Pharmaceuticals 1.07%
NCC Ltd. Construction Project
1.05%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net Assets
Housing Development Finance CorporationLtd. - Warrants
Finance 0.89%
Total 97.07%
PREFERENCE SHARES
Listed / awaiting listing on the stock exchanges
Zee Entertainment Enterprises Limited - Preference shares
Media & Entertainment
0.02%
Total 0.02%
CBLO / Reverse Repo Investments 1.92%
Total 1.92%
Cash & Cash Equivalents
Net Receivable/Payable 0.99%
Total 0.99%
Grand Total 100.00%**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
INDUSTRIES
22.26%11.40%
10.52%7.06%6.66%6.44%
4.84%4.25%3.85%3.75%
2. %912.63%2.30%2.26%2.02%2.01%1.78%1.62%1.44%
BanksFinance
Consumer Non DurablesAuto
CementGas
Construction ProjectSoftware
Non - Ferrous MetalsPharmaceuticals
Cash & EquivalentConsumer Durables
ChemicalsServices
Commercial ServicesIndustrial Products
Media & EntertainmentHealthcare Services
Ferrous Metals
Baroda Pioneer ELSS’ 96
Investors understand that their principal will be at Moderately High risk
This product is suitable for investors who are seeking*• Capital growth over long term• Investment predominantly in equity and equity related
instruments.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961.
FUND DETAILS
Type of Scheme An Open Ended Tax Benefit-Cum-Growth Scheme
Date of Allotment March 31, 1996Fund Manager# Mr. Sanjay Chawla& (Experience
25 yrs) Mr. Dipak Acharya (Experience 12 yrs)
Benchmark S&P BSE 200Monthly Average AUM (`)
58.83 Crs
Month end AUM (`) 60.83 Crs Minimum Investment ` 5,000/- & in multiples of ` 1/-
thereafterEntry Load NilExit Load NilPlans
Option
Plan A and Plan B (Direct)
The Scheme(s) offer:A. Growth Option (default option in case no option specified by investor);B. Dividend Option C. Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments^` 1500/quarter - 4 Installments
RISk PROFILE 31 AUG 2016Standard deviation 17.23%Sharpe@ 0.98Beta 0.99Portfolio Turnover (last 12 months) 1.94
NAV AS ON 31 AUG 2016NAV (Per Unit) `Plan ADividend 30.5200Bonus 38.9900Growth 38.9900Plan B - DirectDividend 34.9300Bonus 40.8600Growth 40.8600
TOTAL EXPENSE RATIOPlan A 3.06%Plan B (Direct) 2.32%
^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22@risk free rate (FBIL Overnight MIBOR) 6.54& Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015
An Open Ended Tax Benefit - Cum - Growth Scheme
6
31st August, 2016
BARODA PIONEER MUTUAL FUND
Baroda Pioneer PSU Equity Fund
Investors understand that their principal will be at High risk
This product is suitable for investors who are seeking*• Growth in capital along with the liquidity over long
term• Investment predominantly in equity stocks of domestic
Public Sector Undertakings.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
The primary investment objective of the Scheme is to provide investors with opportunities for long term growth in capital along with the liquidity of an open ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings.
FUND DETAILS
Type of Scheme An Open Ended Equity Scheme
Date of Allotment October 4, 2010
Fund Manager# Mr. Dipak Acharya(Experience 12 yrs)
Benchmark S&P BSE PSU Index
Monthly Average AUM (`) 28.29 Crs
Month end AUM (`) 29.34 Crs
Minimum Investment` 5,000/- & in multiples of ` 1/- thereafter
Entry Load Nil
Exit Load
1.00% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units
Plans
Option
Plan A and Plan B (Direct)
The Scheme(s) offer:A. Growth Option (default option in case no option specified by investor);B. Dividend Option 1. Payout;2. Reinvestment (default sub-option in case no option specified by investor)C. Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments^` 1500/quarter - 4 Installments
RISk PROFILE 31 AUG 2016Standard deviation 19.91%Sharpe@ 0.43Beta 0.92Portfolio Turnover (last 12 months) 1.51
NAV AS ON 31 AUG 2016NAV (Per Unit) `Plan AGrowth 7.8300Dividend 7.8300Plan B - DirectGrowth 8.0500Dividend 8.0500
TOTAL EXPENSE RATIOPlan A 2.97%Plan B (Direct) 2.34%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net
Assets
EQUITY & EQUITY RELATED
Listed / awaiting listing on the stock exchanges
GAIL (India) Ltd. Gas 9.80%
Oil & Natural GasCorporation Ltd.
Oil 9.25%
Engineers India Ltd. Construction Project
8.91%
State Bank of India Banks 8.60%
Indraprastha Gas Ltd. Gas 8.18%
Gujarat State Petronet Ltd. Gas 6.46%
National AluminiumCompany Ltd.
Non - Ferrous Metals
4.81%
Steel Authority of India Ltd. Ferrous Metals 4.10%
Syndicate Bank Banks 3.94%
Indian Oil Corporation Ltd. Petroleum Products
3.92%
Power Grid Corporationof India Ltd.
Power 3.75%
Gujarat Gas Ltd. Gas 3.26%
SJVN Ltd. Power 2.86%
NBCC (India) Ltd. Construction 2.46%
Canara Bank Banks 2.39%
Bharat Electronics Ltd. Industrial Capital Goods
2.08%
Bank of India Banks 2.00%
Oriental Bank Of Commerce Banks 1.71%
Bharat Petroleum Corporation Ltd.
Petroleum Products
1.54%
Mangalore Refinery and Petrochemicals Ltd.
Petroleum Products
1.33%
NLC India Ltd. Power 0.95%
Bank Of Maharashtra Banks 0.87%
Hindustan PetroleumCorporation Ltd.
Petroleum Products
0.83%
Total 94.00%
BONDS & NCDs
Listed / awaiting listing on the stock exchanges
NTPC Limited CRISIL AAA 0.45%
Total 0.45%
CBLO / Reverse Repo Investments 7.82%
Total 7.82%
Cash & Cash Equivalents
Net Receivable/Payable -2.27%
Total -2.27%
Grand Total 100.00%All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.
INDUSTRIES
27.70%
19.51%
9.25%
8.91%
7.62%
7.56%
5.55%
4.81%
4.10%
2.46%
2.08%
0.45%
Gas
Banks
Oil
Construction Project
Petroleum Products
Power
Cash & Equivalent
Non - Ferrous Metals
Ferrous Metals
Construction
Industrial Capital Goods
CRISIL AAA
An Open Ended Equity Scheme
^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22@risk free rate (FBIL Overnight MIBOR) 6.54%
7
31st August, 2016
BARODA PIONEER MUTUAL FUND
Baroda Pioneer Infrastructure Fund
Investors understand that their principal will be atHigh risk
This product is suitable for investors who are seeking*• Capital appreciation over long term• Investment predominantly in equity and equity-related
securities of companies engaged in infrastructure and infrastructure related sectors.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
The primary investment objective of the Scheme will be to generate long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in infrastructure and infrastructure related sectors.
FUND DETAILS
Type of Scheme An Open Ended Equity SchemeDate of Allotment June 22, 2010Fund Manager# Mr. Dipak Acharya
(Experience 12 yrs)
Benchmark Nifty Infra*Monthly Average AUM (`) 17.65 CrsMonth end AUM (`) 18.13 Crs Minimum Investment ` 5,000/- & in multiples of ` 1/-
thereafterEntry Load NilExit Load 1.00% if redeemed on or before 365
days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment of units
Plans
Option
Plan A and Plan B (Direct)
The Scheme(s) offer:A. Growth Option (default option in case no option specified by investor);B. Dividend Option 1. Payout;2. Reinvestment (default sub-option in case no option specified by investor)C. Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments^` 1500/quarter - 4 Installments
RISk PROFILE 31 AUG 2016Standard deviation 18.96%Sharpe@ 1.00Beta 0.78Portfolio Turnover (last 12 months) 2.15
NAV AS ON 31 AUG 2016NAV (Per Unit) `Plan AGrowth 12.1500Dividend 11.1800Plan B - DirectGrowth 12.4200Dividend 11.4500
TOTAL EXPENSE RATIOPlan A 2.98%Plan B (Direct) 2.45%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net
Assets
EQUITY & EQUITY RELATED
Listed / awaiting listing on the stock exchanges
Larsen & Toubro Ltd. Construction Project
6.67%
The Ramco Cements Ltd. Cement 6.37%
Indraprastha Gas Ltd. Gas 5.74%
Grasim Industries Ltd. Cement 5.15%
Petronet LNG Ltd. Gas 4.85%
Hindalco Industries Ltd. Non - Ferrous Metals
4.39%
GAIL (India) Ltd. Gas 4.23%
NCC Ltd. Construction Project
4.21%
Engineers India Ltd. Construction Project
3.97%
Multi CommodityExchange of India Ltd.
Finance 3.82%
Aditya Birla Nuvo Ltd. Services 3.79%
PNC Infratech Ltd. Construction 3.35%
Ultratech Cement Ltd. Cement 3.33%
Sadbhav Engineering Ltd. Construction Project
3.29%
Tata Steel Ltd. Ferrous Metals 3.06%
Can Fin Homes Ltd. Finance 2.88%
Shriram TransportFinance Company Ltd.
Finance 2.73%
IDFC Ltd. Finance 2.61%
Shriram City UnionFinance Ltd.
Finance 2.37%
Vedanta Ltd. Non - Ferrous Metals
2.34%
ABB India Ltd. Industrial Capital Goods
2.24%
Bajaj Electricals Ltd. Consumer Durables
2.21%
Bharat Electronics Ltd. Industrial Capital Goods
2.02%
Hindustan Zinc Ltd. Non - Ferrous Metals
1.88%
Supreme Industries Ltd. Industrial Products 1.85%
Jindal Steel & Power Ltd. Ferrous Metals 1.56%
JSW Steel Ltd. Ferrous Metals 1.45%
Siemens Ltd. Industrial Capital Goods
1.05%
KEC International Ltd. Construction Project
1.04%
Total 94.45%
BONDS & NCDs
Listed / awaiting listing on the stock exchanges
NTPC Ltd. CRISIL AAA 0.33%
Total 0.33%
CBLO / Reverse Repo Investments 4.07%
Total 4.07%
Cash & Cash Equivalents
Net Receivable/Payable 1.15%
Total 1.15%
Grand Total 100.00%All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.
INDUSTRIES
3.79%
3.35%
2.21%
1.85%
Services
Construction
Consumer Durables
Industrial Products
19.18%
14.85%
14.82%
14.41%
8.61%
6.07%
5.31%
0.33%
Construction Project
Cement
Gas
Finance
Non - Ferrous Metals
Ferrous Metals
Industrial Capital Goods
5 22. %Cash & Equivalent
CRISIL AAA
An Open Ended Equity Scheme
^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*For Disclaimer please refer page no 22@risk free rate (FBIL Overnight MIBOR) 6.54
8
31st August, 2016
BARODA PIONEER MUTUAL FUND
Baroda Pioneer Banking and Financial Services Fund
Investors understand that their principal will be atHigh risk
This product is suitable for investors who are seeking*• Capital appreciation over long term• Investment predominantly in equity and equity related
securities of companies engaged in the Banking & Financial Services Sector* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
The investment objective is to generate long-term capital appreciation for unit holders from a portfolio invested predominantly in equity and equity related securities of companies engaged in the Banking & Financial Services Sector.
FUND DETAILS
Type of Scheme An Open Ended Sectoral Scheme
Date of Allotment June 22, 2012
Fund Manager# Mr. Dipak Acharya(Experience 12 yrs)
Benchmark Nifty Bank Index*
Monthly Average AUM (`) 50.71 Crs
Month end AUM (`) 51.82 Crs
Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter
Entry Load Nil
Exit Load Exit Load - 1.00% if redeemed on or before 365 days from the date of allotment of units, Nil if redeemed after 365 days from the date of allotment
Plans
Option
Plan A and Plan B (Direct)
The Scheme(s) offer:A. Growth Option (default option in case no option specified by investor);B. Dividend Option 1. Payout;2. Reinvestment (default sub-option in case no option specified by investor)C. Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments^` 1500/quarter - 4 Installments
RISk PROFILE 31 AUG 2016Standard deviation 22.37%Sharpe@ 0.97Beta 0.93Portfolio Turnover (last 12 months) 1.17
NAV AS ON 31 AUG 2016NAV (Per Unit) `Plan AGrowth 17.3400Dividend 16.1300Bonus 17.3400Plan B - DirectGrowth 17.8500Dividend 16.6200Bonus NA
TOTAL EXPENSE RATIOPlan A 3.01%Plan B (Direct) 2.36%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net Assets
EQUITY & EQUITY RELATED
Listed / awaiting listing on the stock exchanges
ICICI Bank Ltd. Banks 11.95%
HDFC Bank Ltd. Banks 11.21%
Yes Bank Ltd. Banks 9.75%
IndusInd Bank Ltd. Banks 9.73%
State Bank of India Banks 8.04%
Kotak Mahindra Bank Ltd. Banks 7.01%
Axis Bank Ltd. Banks 6.91%
Shriram Transport Finance Company Ltd.
Finance 3.58%
Can Fin Homes Ltd. Finance 3.08%
DCB Bank Ltd. Banks 2.79%
Multi CommodityExchange of India Ltd.
Finance 2.29%
IDFC Bank Ltd. Banks 2.16%
Syndicate Bank Banks 2.08%
Housing Development Finance Corporation Ltd.
Finance 2.03%
The Karur Vysya Bank Ltd. Banks 1.86%
Shriram City Union Finance Ltd.
Finance 1.66%
Canara Bank Banks 1.35%
Aditya Birla Nuvo Ltd. Services 1.33%
Bank of India Banks 1.13%
Oriental Bank Of Commerce Banks 1.09%
Sundaram Finance Ltd. Finance 0.98%
ICRA Ltd. Finance 0.34%
Total 92.35%
CBLO / Reverse Repo Investments 0.73%
Total 0.73%
Cash & Cash Equivalents
Net Receivable/Payable 6.92%
Total 6.92%
Grand Total 100.00%
INDUSTRIES
77.06%
13.96%
7.65%
1.33%
Banks
Finance
Cash & Equivalent
Services
An Open Ended Sectoral Scheme
^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*For Disclaimer please refer page no 22@risk free rate (FBIL Overnight MIBOR) 6.54
9
31st August, 2016
BARODA PIONEER MUTUAL FUND
Baroda Pioneer Balance Fund
Investors understand that their principal will be at Moderately High risk
This product is suitable for investors who are seeking*• Capital appreciation along with stability over long term• Investment predominantly in equity and equity related
instruments with balance exposure to money market instruments and debt securities.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity,equity related instruments, money market instrument and debt securities.
FUND DETAILS
Type of Scheme An Open Ended Balanced Scheme
Date of Allotment September 12, 2003
Fund Manager# Mr. Sanjay Chawla& (Experience 25 yrs) Mr. Dipak Acharya (Experience 12 yrs)
Benchmark CRISIL Balanced Fund Aggressive index(effective April 4, 2016)
Monthly Average AUM (`) 146.86 CrsMonth end AUM (`) 127.84 Crs
Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter
Entry Load Nil
Exit Load 1% if redeemed on or before 365 days from the date ofallotment, Nil if redeemed after 365 days from the dateof allotment of units
Plans
Option
Plan A and Plan B (Direct)
The Scheme(s) offer:A. Growth Option (default option in case no option specified by investor);B. Dividend Option 1. Payout;2. Reinvestment (default sub-option in case no option specified by investor)C. Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments^` 1500/quarter - 4 Installments
RISk PROFILE 31 AUG 2016Standard deviation 11.60%Sharpe@ 1.09Beta 1.05Portfolio Turnover (last 12 months) 2.19
NAV AS ON 31 AUG 2016NAV (Per Unit) `Plan AGrowth 47.2400Dividend 18.1600Bonus 47.2400Plan B - DirectGrowth 48.9800Dividend 19.2500
TOTAL EXPENSE RATIOPlan A 2.86%Plan B (Direct) 1.57%^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22@risk free rate (FBIL Overnight MIBOR) 6.54 & Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net
Assets
EQUITY & EQUITY RELATED
Listed / awaiting listing on the stock exchanges
Infosys Ltd. Software 5.18%
Yes Bank Ltd. Banks 4.20%
ICICI Bank Ltd. Banks 4.17%
ITC Ltd.Consumer Non Durables
4.00%
IndusInd Bank Ltd. Banks 3.92%
Mahindra & Mahindra Ltd. Auto 2.76%
Petronet LNG Ltd. Gas 2.71%
The Ramco Cements Ltd. Cement 2.67%
TeamLease Services Ltd.Commercial Services
2.49%
Shriram Transport Finance Company Ltd.
Finance 2.47%
Hindalco Industries Ltd.Non - Ferrous Metals
2.45%
Ultratech Cement Ltd. Cement 2.17%
Indraprastha Gas Ltd. Gas 2.16%
Pidilite Industries Ltd. Chemicals 2.15%
Shriram City UnionFinance Ltd.
Finance 1.95%
Multi CommodityExchange of India Ltd.
Finance 1.90%
Bata India Ltd.Consumer Durables
1.89%
Larsen & Toubro Ltd.Construction Project
1.80%
Sun PharmaceuticalsIndustries Ltd.
Pharmaceuticals 1.79%
IDFC Bank Ltd. Banks 1.62%
Maruti Suzuki India Ltd. Auto 1.55%
D.B.Corp Ltd.Media & Entertainment
1.50%
Tata Motors Ltd. Auto 1.45%
Axis Bank Ltd. Banks 1.38%
Oil & Natural GasCorporation Ltd.
Oil 1.36%
Healthcare GlobalEnterprises Ltd.
Healthcare Services
1.35%
Engineers India Ltd.Construction Project
1.27%
FAG Bearings India Ltd. Industrial Products 1.26%
State Bank of India Banks 1.17%
Manpasand Beverages Ltd.Consumer Non Durables
1.05%
Hindustan Zinc Ltd.Non - Ferrous Metals
1.05%
WABCO India Ltd. Auto Ancillaries 0.96%
PNC Infratech Ltd. Construction 0.93%
Bajaj Corp Ltd.Consumer Non Durables
0.92%
Indian Oil Corporation Ltd.Petroleum Products
0.89%
Torrent Pharmaceuticals Ltd. Pharmaceuticals 0.88%
DCB Bank Ltd. Banks 0.44%
Total 73.86%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net
Assets
CENTRAL GOVERNMENT SECURITIES
7.59% CGL 2029 Sovereign 2.31%
8.24% CGL 2027 Sovereign 1.08%
7.88% CGL 2030 Sovereign 1.06%
8.83% CGL 2023 Sovereign 0.42%
8.60% CGL 2028 Sovereign 0.09%
8.28% CGL 2027 Sovereign 0.08%
Total 5.04%
BONDS & NCDs
Listed / awaiting listing on the stock exchangesDewan Housing Finance Corporation Ltd.
BWR AAA 9.23%
Capital First Ltd. CARE AA+ 3.87%
Vijaya Bank [ICRA]AA- 1.52%
Total 14.62%
CBLO / Reverse Repo Investments 5.92%
Total 5.92%
Cash & Cash Equivalents
Net Receivable/Payable 0.56%
Total 0.56%
Grand Total 100.00%
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.
INDUSTRIES
6. %48Cash & Equivalent6.32%5.97%5.76%
5.18%5.04%4.87%4.84%
3.87%3.50%3.07%2.67%
FinanceConsumer Non Durables
AutoSoftware
SovereignGas
CementCARE AA+
Non - Ferrous MetalsConstruction Project
Pharmaceuticals
16.90%9.23%
2.49%2.15%1.89%1.52%1.50%1.36%1.35%1.26%0.96%0.93%0.89%
BanksBWR AAA
Commercial ServicesChemicals
Consumer Durables[ICRA]AA-
Media & EntertainmentOil
Healthcare ServicesIndustrial Products
Auto AncillariesConstruction
Petroleum Products
An Open Ended Balanced Scheme
10
31st August, 2016
BARODA PIONEER MUTUAL FUND
Baroda Pioneer Monthly Income Plan (MIP) Fund
Investors understand that their principal will be at Moderate risk
This product is suitable for investors who are seeking*• Regular Income and capital appreciation over medium
term with providing liquidity• Investment in debt and money market instruments and
in equity and equity related instruments.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
To generate regular income through investment in debt and money market instruments and also to generate long-term capital appreciation by investing a portion in equity and equity related instruments.
FUND DETAILS
Type of Scheme An Open Ended Income Scheme with no assured returns.
Date of Allotment September 08, 2004
Fund Manager Ms. Hetal Shah#
(Experience 12 yrs)
Benchmark CRISIL MIP Blended Index
Monthly Average AUM (`) 23.72 Crs
Month end AUM (`) 23.68 Crs
Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter
Entry Load Nil
Exit Load NIL
Plans Plan A and Plan B (Direct)
Options • Growth• Monthly Dividend 1. Payout 2. Reinvestment • Quarterly Dividend 1. Payout 2. Reinvestment • Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments^` 1500/quarter - 4 Installments
NAV AS ON 31 AUG 2016NAV (Per Unit) `Plan AGrowth 20.3728Dividend - Monthly 13.4701Dividend - Quarterly 13.2304Plan B - DirectGrowth 21.0063Dividend - Monthly 13.6614Dividend - Quarterly 13.4509
PORTFOLIO CHARACTERISTIC
Average Maturity (Days) 2093.64Modified Duration (Years) 3.78Portfolio Yield (%) 7.78
TOTAL EXPENSE RATIOPlan A 2.08%Plan B (Direct) 1.44%
^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22*Monthly income is not assured and is subject to the availability of distributable surplus.
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net Assets
EQUITY & EQUITY RELATEDListed / awaiting listing on the stock exchangesMulti CommodityExchange of India Ltd. Finance 0.50%
Mahindra & Mahindra Ltd. Auto 0.45%
Pidilite Industries Ltd. Chemicals 0.44%
ICICI Bank Ltd. Banks 0.44%
Yes Bank Ltd. Banks 0.43%
ABB India Ltd. Industrial Capital Goods 0.39%
Bayer Cropscience Ltd. Pesticides 0.38%
Healthcare GlobalEnterprises Ltd.
Healthcare Services 0.37%
IDFC Bank Ltd. Banks 0.35%
Shriram Transport Finance Company Ltd. Finance 0.26%
Sadbhav Engineering Ltd. Construction Project 0.25%
Bata India Ltd. Consumer Durables 0.23%
Oriental Bank Of Commerce Banks 0.21%
Total 4.70%MONEY MARkET INSTRUMENTCommercial Paper**SD Corporation Pvt. Ltd. [ICRA]A1+ 4.11%
Total 4.11%CENTRAL GOVERNMENT SECURITIES
8.60% CGL 2028 Sovereign 14.01%
7.59% CGL 2029 Sovereign 12.26%
7.88% CGL 2030 Sovereign 11.22%
8.24% CGL 2027 Sovereign 2.27%
Total 39.76%
BONDS & NCDs
Listed / awaiting listing on the stock exchanges
IIFL Facilities Services Ltd. [ICRA]AA 9.54%
Capital First Ltd. CARE AA+ 8.48%
Piramal Enterprises Ltd. [ICRA]AA 6.35%
Power FinanceCorporation Ltd. CRISIL AAA 5.60%
Rural Electrification Corporation Ltd. CRISIL AAA 3.86%
India Infoline Housing Finance Ltd. [ICRA]AA 3.00%
Power Grid Corporationof India Ltd. CRISIL AAA 2.69%
IDBI Bank Ltd. CRISIL A 2.07%
India Infoline Housing Finance Ltd. [ICRA]AA 1.03%
Total 42.62%
CBLO / Reverse Repo Investments 6.84%
Total 6.84%
Cash & Cash Equivalents
Net Receivable/Payable 1.97%
Total 1.97%
Grand Total 100.00%All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
RATING PROFILE
39.76%
19.92%
12.15%
8.81%
8.48%
4.11%
2.07%
1.43%
0.76%
0.45%
0.44%
0.39%
0.38%
0.37%
0.25%
0.23%
Sovereign
[ICRA]AA
CRISIL AAA
Cash & Equivalent
CARE AA+
[ICRA]A1+
CRISIL A
Banks
Finance
Auto
Chemicals
Industrial Capital Goods
Pesticides
Healthcare Services
Construction Project
Consumer Durables
INSTRUMENTS
42.62%
39.76%
6.84%
4.70%4.11%
1.97%BONDS & NCDs
CENTRALGOVERNMENT SECURITIES
CBLO / Reverse RepoInvestments
EQUITY & EQUITYRELATED
Commercial Paper
Cash & CashEquivalents
An Open Ended Income Scheme with no assured returns.(Monthly income is not assured and is subject to the availability of distributable surplus.)
11
31st August, 2016
BARODA PIONEER MUTUAL FUND
Baroda Pioneer Credit Opportunities Fund
Investors understand that their principal will be at Moderate risk
This product is suitable for investors who are seeking*• Income over medium term.• Investment in a mix of debt and money market
instruments across the credit and maturity spectrum.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
The primary objective of the Scheme is to generate returns by investing in debt and money market instruments across the credit spectrum. There is no assurance or guarantee that the investment objective of the Scheme will be realized.
FUND DETAILS
Type of Scheme An Open Ended Debt Scheme
Date of Allotment January 23, 2015
Fund Manager Mr. Alok Sahoo#
(Experience 13 yrs), Ms. Hetal Shah#
(Experience 12 yrs)
Benchmark CRISIL Short Term Bond Fund Index
Monthly Average AUM (`)
214.51 Crs
Month end AUM (`) 239.32 Crs
Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter
Entry Load NA
Exit Load 1%, if redeemed on or before 365 days from the date of allotment of Units. Nil, if redeemed after 365 days from the date of allotment of Units.
Plans Plan A and Plan B (Direct)
Options • Growth• Monthly Dividend 1.Payout 2.Reinvestment• Quarterly Dividend 1.Payout 2.Reinvestment• Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments^` 1500/quarter - 4 Installments
PORTFOLIO CHARACTERISTIC
Average Maturity (Days) 857.90Modified Duration (Years) 1.65Portfolio Yield (%) 9.95
TOTAL EXPENSE RATIO
Plan A 1.79%Plan B (Direct) 0.53%^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net
Assets
MONEY MARkET INSTRUMENT
Certificate of Deposit**Andhra Bank CRISIL A1+ 8.40%
Total 8.40%
Commercial Paper**Simplex Infrastructures Ltd. CARE A1 5.84%
Peninsula Land Ltd. [ICRA]A1 4.19%
Adani Enterprises Ltd. BWR A1+ 4.10%
Total 14.13%
CENTRAL GOVERNMENT SECURITIES8.40% CGL 2024 Sovereign 1.35%
Total 1.35%
BONDS & NCDsListed / awaiting listing on the stock exchanges
Edelweiss CommoditiesServices Ltd.
CARE AA 9.26%
Aspire Home FinanceCorporation Ltd.
[ICRA]AA- 9.24%
IIFL Facilities Services Ltd. [ICRA]AA 7.84%
India Infoline HousingFinance Ltd.
CRISIL AA 4.51%
Indiabulls Housing Finance Ltd. CARE AAA 4.24%
JSW Steel Ltd. CARE AA- 2.43%
JSW Steel Ltd. CARE AA- 2.12%
Vedanta Ltd. CRISIL AA- 2.09%
India Infoline Finance Ltd. [ICRA]AA 1.76%
Aspire Home FinanceCorporation Ltd.
CRISIL A+ 0.84%
IDBI Bank Ltd. CRISIL A 0.45%
Vedanta Ltd. CRISIL AA- 0.33%
Total 45.11%
UnlistedARM Infra & Utilities Private Ltd. BWR A1+ (SO) 10.50%
Janalakshmi FinancialServices Ltd.
[ICRA]A+ 7.67%
Tanglin Developments Ltd. BWR A+ (SO) 6.54%
Total 24.71%
CBLO /Reverse Repo investments 5.17%
Total 5.17%
Cash & Cash Equivalents
Net Receivable/Payable 1.13%
Total 1.13%
Grand Total 100.00%
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
RATING PROFILE
10.50%
9.60%
9.26%
9.24%
8.40%
7.67%
6.54%
6.30%
5.84%
4.55%
4.51%
4.24%
4.19%
4.10%
2.42%
1.35%
0.84%
0.45%
BWR A1+ (SO)
[ICRA]AA
CARE AA
[ICRA]AA-
CRISIL A1+
[ICRA]A+
BWR A+ (SO)
Cash & Equivalent
CARE A1
CARE AA-
CRISIL AA
CARE AAA
[ICRA]A1
BWR A1+
CRISIL AA-
Sovereign
CRISIL A+
CRISIL A
INSTRUMENTS
45.11%24.71%
14.13%
8.40%5.17%
1.35%1.13%
BONDS & NCDsUnlistedCommercial PaperCertificate of Deposit
CBLO / Reverse RepoInvestmentsCENTRAL GOVERNMENTSECURITIESCash & Cash Equivalents
NAV AS ON 31 AUG 2016
NAV (Per Unit) `Plan ABonus NAGrowth 11.8044Dividend - Quarterly 10.6741Dividend - Monthly 10.6838Plan B - DirectBonus 12.0217Growth 12.0217Dividend - Quarterly 10.8825Dividend - Monthly 10.9119
An Open Ended Debt Scheme
12
31st August, 2016
BARODA PIONEER MUTUAL FUND
Baroda Pioneer Gilt Fund
Investors understand that their principal will be at Moderate risk
This product is suitable for investors who are seeking*• Credit risk free regular Income over long term• Investment only in Government (both Central and State
Government) Securities* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
To generate income by investing in a portfolio of Government securities.
FUND DETAILS
Type of Scheme An Open Ended Gilt Scheme
Date of Allotment March 21, 2002
Fund Manager Ms. Hetal Shah#
(Experience 12 yrs)
Benchmark I SEC-MI BEX
Monthly Average AUM (`)
46.87 Crs
Month end AUM (`) 47.97 Crs
Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter
Entry Load Nil
Exit Load 0.25% if redeemed on or before 1 month (30 days) from the date of allotment. Nil if redeemed after 1 month (30 days) from the date of allotment
Plans Plan A and Plan B (Direct)
Options • Growth• Dividend 1 .Payout 2 .Reinvestment• Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments^` 1500/quarter - 4 Installments
NAV AS ON 31 AUG 2016
NAV (Per Unit) `Plan AGrowth 24.9855Dividend 19.1488Plan B - DirectGrowth 25.8575Dividend 22.3855
PORTFOLIO CHARACTERISTIC
Average Maturity (Days) 4215.13Modified Duration (Years) 7.38Portfolio Yield (%) 7.16
TOTAL EXPENSE RATIO
Plan A 1.90%
Plan B (Direct) 1.20%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net Assets
CENTRAL GOVERNMENT SECURITIES
7.59% CGL 2029 Sovereign 51.65%
7.88% CGL 2030 Sovereign 9.88%
8.33% CGL 2026 Sovereign 7.87%
8.24% CGL 2027 Sovereign 7.17%
9.39% SDL 2023 Sovereign 5.73%
8.28% CGL 2027 Sovereign 5.41%
7.59% CGL 2026 Sovereign 5.38%
8.83% CGL 2023 Sovereign 2.74%
8.60% CGL 2028 Sovereign 1.61%
Total 97.44%
CBLO / Reverse Repo Investments 0.03%
Total 0.03%
Cash & Cash Equivalents
Net Receivable/Payable 2.53%
Total 2.53%
Grand Total 100.00%
RATING PROFILE
97.44%
2.56%
Sovereign
Cash & Equivalent
INSTRUMENTS
97.44%
2.53% 0.03%
CENTRALGOVERNMENTSECURITIES
CBLO / Reverse RepoInvestments
Cash & CashEquivalents
^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22
An Open Ended Gilt Scheme
13
31st August, 2016
BARODA PIONEER MUTUAL FUND
Baroda Pioneer Income Fund
Investors understand that their principal will be at Moderate risk
This product is suitable for investors who are seeking*• Regular Income over long term• Investment predominantly in good quality Fixed Income
Securities by maintaining a balance between Risk & Return.* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
To generate regular income by investing in a portfolio of good quality Fixed Income Securities by maintaining a balance between Risk & Return.
FUND DETAILS
Type of Scheme An Open Ended Income Scheme
Date of Allotment March 21, 2002
Fund Manager Ms. Hetal Shah#
(Experience 12 yrs)
Benchmark CRISIL Composite Bond Fund Index
Monthly Average AUM (`)
23.69 Crs
Month end AUM (`) 23.58 Crs
Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter
Entry Load Nil
Exit Load 1% if redeemed on or before 365 days from the date of allotment. Nil if redeemed after 365 days from the date of allotment
Plans Plan A and Plan B (Direct)
Options • Growth• Dividend 1.Payout 2.Reinvestment• Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments^` 1500/quarter - 4 Installments
NAV AS ON 31 AUG 2016
NAV (Per Unit) `Plan AGrowth 24.4578Dividend 21.5288Plan B - DirectGrowth 25.2084Dividend 21.5918
PORTFOLIO CHARACTERISTIC
Average Maturity (Days) 3417.88Modified Duration (Years) 6.46Portfolio Yield (%) 7.93
TOTAL EXPENSE RATIO
Plan A 2.53%
Plan B (Direct) 1.94%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net Assets
CENTRAL GOVERNMENT SECURITIES
7.88% CGL 2030 Sovereign 11.27%
7.59% CGL 2026 Sovereign 10.93%
8.40% CGL 2024 Sovereign 9.10%
8.83% CGL 2023 Sovereign 8.35%
8.33% CGL 2026 Sovereign 6.86%
8.60% CGL 2028 Sovereign 4.22%
9.35% SDL 2024 Sovereign 3.53%
8.58% SDL 2023 Sovereign 3.16%
7.59% CGL 2029 Sovereign 2.20%
9.39% SDL 2023 Sovereign 2.02%
8.60% SDL 2023 Sovereign 0.60%
Total 62.24%
BONDS & NCDs
Listed / awaiting listing on the stock exchanges
IDBI Bank Ltd. CRISIL A 10.00%
Aspire Home Finance Corporation Ltd.
[ICRA]AA- 9.40%
Rural Electrification Corporation Ltd.
CRISIL AAA 4.31%
Total 23.71%
CBLO / Reverse Repo Investments 0.32%
Total 0.32%
Cash & Cash Equivalents
Net Receivable/Payable 13.73%
Total 13.73%
Grand Total 100.00%
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.
RATING PROFILE
62.24%
14.05%
10.00%
9.40%
4.31%
Sovereign
Cash & Equivalent
CRISIL A
[ICRA]AA-
CRISIL AAA
INSTRUMENTS
62.24%
23.71%
13.73%
0.32%
CENTRALGOVERNMENTSECURITIES
BONDS & NCDs
Cash & CashEquivalents
CBLO / Reverse RepoInvestments
^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22
An Open Ended Income Scheme
14
31st August, 2016
BARODA PIONEER MUTUAL FUND
Baroda Pioneer Dynamic Bond Fund
Investors understand that their principal will be at Moderate risk
This product is suitable for investors who are seeking*• Regular Income over medium term with providing
liquidity• Investment in medium to long term corporate bonds
and / or government securities and manage the portfolio dynamically through different interest rate cycles* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
The investment objective of the scheme is to generate returns with liquidity by managing the portfolio dynamically through interest rate cycles.
FUND DETAILS
Type of Scheme An Open Ended Income Scheme
Date of Allotment June 30, 2012
Fund Manager Mr. Alok Sahoo# (Experience 13 yrs), Ms. Hetal Shah# (Experience 12 yrs)
Benchmark CRISIL Composite Bond Fund Index
Monthly Average AUM (`) 25.01 Crs
Month end AUM (`) 25.11 Crs
Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter
Entry Load Nil
Exit Load 0.50% if redeemed within 3 months from the date of allotment of units, Nil if redeemed after 3 months from the date of allotment of units
Plans Plan A and Plan B (Direct)
Options • Growth• Dividend 1. Payout 2. Reinvestment• Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments^` 1500/quarter - 4 Installments
NAV AS ON 31 AUG 2016
NAV (Per Unit) `Plan AGrowth 14.8276Dividend 12.2244Plan B - DirectGrowth 15.3042Dividend 12.6988
PORTFOLIO CHARACTERISTIC
Average Maturity (Days) 3279.40Modified Duration (Years) 6.13Portfolio Yield (%) 8.11
TOTAL EXPENSE RATIO
Plan A 1.04%
Plan B (Direct) 0.54%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net Assets
CENTRAL GOVERNMENT SECURITIES
9.72% SDL 2023 Sovereign 22.22%
7.59% CGL 2029 Sovereign 20.23%
8.28% CGL 2027 Sovereign 10.76%
8.83% CGL 2023 Sovereign 6.54%
8.60% CGL 2028 Sovereign 1.32%
Total 61.07%
BONDS & NCDs
Listed / awaiting listing on the stock exchanges
Vijaya Bank [ICRA]AA- 11.76%
Aspire Home Finance Corporation Ltd.
[ICRA]AA- 8.03%
IDBI Bank Ltd. CRISIL A 3.91%
L&T Finance Ltd. [ICRA]AA+ 1.00%
Total 24.70%
CBLO / Reverse Repo Investments 1.33%
Total 1.33%
Cash & Cash Equivalents
Net Receivable/Payable 12.90%
Total 12.90%
Grand Total 100.00%
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.
RATING PROFILE
61.07%
19.79%
14.23%
3.91%
1.00%
Sovereign
[ICRA]AA-
Cash & Equivalent
CRISIL A
[ICRA]AA+
INSTRUMENTS
61.07%
24.70%
12.90%1.33%
CENTRALGOVERNMENTSECURITIESBONDS & NCDs
Cash & CashEquivalents
CBLO / Reverse RepoInvestments
^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22
An Open Ended Income Scheme
15
31st August, 2016
BARODA PIONEER MUTUAL FUND
Baroda Pioneer Short Term Bond Fund
Investors understand that their principal will be at Moderately Low risk
This product is suitable for investors who are seeking*• Regular Income over short term• Investment predominantly in Money Market Instruments
(i.e. CP/CD) and Short Term Debt Market Instruments* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
The objective of the Scheme is to generate income from a portfolio constituted of short term debt and money market securities.
FUND DETAILS
Type of Scheme An Open Ended Income Scheme
Date of Allotment June 30, 2010
Fund Manager Mr. Alok Sahoo# (Experience 13 yrs), Ms. Hetal Shah# (Experience 12 yrs)
Benchmark CRISIL Short Term Bond Fund Index
Monthly Average AUM (`) 241.55 Crs
Month end AUM (`) 253.85 Crs
Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter
Entry Load Nil
Exit Load 0.25% if redeemed on or before 15 days from the date of allotment. Nil if redeemed after 15 days from the date of allotment
Plans Plan A and Plan B (Direct)
Options • Growth• Dividend 1. Payout 2. Reinvestment• Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments^` 1500/quarter - 4 Installments
NAV AS ON 31 AUG 2016
NAV (Per Unit) `Plan AGrowth 16.3856Dividend 10.0458Plan B - DirectGrowth 16.7239Dividend 10.0379
PORTFOLIO CHARACTERISTIC
Average Maturity (Days) 438.74Modified Duration (Years) 0.90Portfolio Yield (%) 8.85
TOTAL EXPENSE RATIO
Plan A 1.19%
Plan B (Direct) 0.56%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net Assets
MONEY MARkET INSTRUMENT
Certificate of Deposit**
Andhra Bank CRISIL A1+ 9.70%
State Bank of Hyderabad [ICRA]A1+ 5.63%
Total 15.33%
Commercial Paper**
Adani Enterprises Ltd. BWR A1+ 7.58%
Peninsula Land Ltd. [ICRA]A1 2.32%
Edelweiss Commodities Services Ltd.
CRISIL A1+ 1.59%
S D Corporation Pvt. Ltd. [ICRA]A1+ 1.13%
Total 12.62%
BONDS & NCDs
Listed / awaiting listing on the stock exchanges
Edelweiss Commodities Services Ltd.
CARE AA 7.78%
Indiabulls HousingFinance Ltd.
CARE AAA 5.87%
Edelweiss Asset Reconstruction Company Ltd.
[ICRA]AA 5.86%
IIFL Facilities Services Ltd. [ICRA]AA 3.92%
Indiabulls HousingFinance Ltd.
CARE AAA 2.34%
Piramal Enterprises Ltd. [ICRA]AA 2.34%
JSW Steel Ltd. CARE AA- 2.05%
Power Grid Corporationof India Ltd.
CRISIL AAA 1.98%
Vedanta Ltd. CRISIL AA- 1.93%
Aspire Home Finance Corporation Ltd.
[ICRA]AA- 1.57%
Power FinanceCorporation Ltd.
CRISIL AAA 1.47%
India Infoline Housing Finance Ltd.
CRISIL AA 1.02%
India Infoline Finance Ltd. [ICRA]AA 0.81%
Aspire Home Finance Corporation Ltd.
CRISIL A+ 0.59%
India Infoline Finance Ltd. [ICRA]AA 0.57%
Rural Electrification Corporation Ltd.
CRISIL AAA 0.39%
Rural Electrification Corporation Ltd.
CRISIL AAA 0.24%
Power Grid Corporationof India Ltd.
CRISIL AAA 0.20%
Vedanta Ltd. CRISIL AA- 0.08%
Indiabulls HousingFinance Ltd.
CARE AAA 0.04%
Total 41.05%
Unlisted
Manappuram Finance Ltd. CRISIL AA- 6.99%
Tanglin Developments Ltd. BWR A+ (SO) 3.90%
ARM Infra & UtilitiesPrivate Ltd.
BWR A1+(SO) 3.50%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net Assets
Janalakshmi Financial Services Ltd.
[ICRA]A+ 2.75%
Total 17.14%
CBLO / Reverse Repo Investments 13.64%
Total 13.64%
Cash & Cash Equivalents
Net Receivable/Payable 0.22%
Total 0.22%
Grand Total 100.00%
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
RATING PROFILE
13.86%
13.50%
11.29%
9.00%
8.25%
7.78%
7.58%
6.76%
4.28%
3.90%
3.50%
2.75%
2.32%
2.05%
1.57%
1.02%
0.59%
Cash & Equivalent
[ICRA]AA
CRISIL A1+
CRISIL AA-
CARE AAA
CARE AA
BWR A1+
[ICRA]A1+
CRISIL AAA
BWR A+ (SO)
BWR A1+(SO)
[ICRA]A+
[ICRA]A1
CARE AA-
[ICRA]AA-
CRISIL AA
CRISIL A+
INSTRUMENTS
41.05%
17.14%
15.33%
13.64%
12.62%0.22% BONDS & NCDs
Unlisted
Certificate of Deposit
CBLO / Reverse RepoInvestments
Commercial Paper
Cash & CashEquivalents
An Open Ended Income Scheme
^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 # For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22
16
31st August, 2016
BARODA PIONEER MUTUAL FUND
[ICRA] A1+ mfs*Baroda Pioneer Treasury Advantage Fund
^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Treasury Advantage Fund (earlier called Institutional Plan) *For Disclaimer please refer page no 22# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22
Investors understand that their principal will be at Moderately Low risk
This product is suitable for investors who are seeking*• Regular income over short term with maintaining a
balance between returns and liquidity• Investment predominantly in Money Market (i.e. CP/
CDs) and Debt Market Instruments* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
The main objective of the scheme is to provide optimal returns and liquidity through a portfolio comprising of debt securities and money market instruments
FUND DETAILS
Type of Scheme An Open Ended Debt Scheme
Date of Allotment June 24, 2009
Fund Manager Mr. Alok Sahoo#
(Experience 13 yrs), Ms. Hetal Shah#
(Experience 12 yrs)
Benchmark CRISIL Liquid Fund Index
Monthly Average AUM (`)
2364.50 Crs
Month end AUM (`) 2449.54 Crs
Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter
Entry Load Nil
Exit Load Nil
Plans Plan A and Plan B (Direct)
Options
• Growth • Daily Dividend 1 .Reinvestment • Weekly Dividend 2 .Payout 3 .Reinvestment • Monthly Dividend 1 .Payout 2 .Reinvestment• Quarterly Dividend 1.Payout 2 .Reinvestment• Bonus Option$
SIP (Minimum) ` 500/month - 12 Instalments^` 1500/quarter - 4 Instalments
PORTFOLIO CHARACTERISTIC
Average Maturity (Days) 315.43Modified Duration (Years) 0.62Portfolio Yield (%) 8.34
TOTAL EXPENSE RATIOPlan A 0.85%
Plan B (Direct) 0.38%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net
Assets
MONEY MARkET INSTRUMENT
Certificate of Deposit**Andhra Bank CRISIL A1+ 2.24%State Bank of Hyderabad [ICRA]A1+ 0.40%Total 2.64%Commercial Paper**JSW Steel Ltd. [ICRA]A1+ 6.01%
Adani Enterprises Ltd. BWR A1+ 4.78%
Piramal Enterprises Ltd. [ICRA]A1+ 3.00%
Edelweiss Commodities Services Ltd. CRISIL A1+ 2.93%
Edelweiss Commodities Services Ltd. CRISIL A1+ 2.76%
Peninsula Land Ltd. [ICRA]A1 2.44%
S D Corporation Pvt. Ltd. [ICRA]A1+ 1.99%
S D Corporation Pvt. Ltd. [ICRA]A1+ 1.83%
Peninsula Land Ltd. [ICRA]A1 1.18%
IIFL Wealth Finance Ltd. [ICRA]A1+ 1.02%
Vedanta Ltd. CRISIL A1+ 0.61%
Total 28.55%
Fixed DepositBandhan Bank Ltd. Unrated 3.28%
Total 3.28%
BONDS & NCDs
Listed / awaiting listing on the stock exchangesIndiabulls Housing Finance Ltd. CARE AAA 3.09%Capital First Ltd. CARE AA+ 2.93%Capital First Ltd. CARE AA+ 2.79%India Infoline Housing Finance Ltd. [ICRA]AA 2.39%India Infoline Housing Finance Ltd. [ICRA]AA 2.28%Janalakshmi Financial Services Ltd. [ICRA]A+ 2.05%Piramal Enterprises Ltd. [ICRA]AA 2.05%Aspire Home FinanceCorporation Ltd. CRISIL A+ 1.91%
Aspire Home FinanceCorporation Ltd. [ICRA]AA- 1.90%
IIFL Facilities Services Ltd. [ICRA]AA 1.88%Piramal Enterprises Ltd. [ICRA]AA 1.64%JSW Steel Ltd. CARE AA- 1.44%Edelweiss Commodities Services Ltd. CARE AA 1.35%Power Finance Corporation Ltd. CRISIL AAA 1.07%Aspire Home FinanceCorporation Ltd. CRISIL A+ 1.03%
Power Finance Corporation Ltd. CRISIL AAA 1.03%Piramal Enterprises Ltd. [ICRA]AA 1.02%Indiabulls Housing Finance Ltd. CARE AAA 1.02%Aspire Home FinanceCorporation Ltd. [ICRA]AA- 0.99%
India Infoline Housing Finance Ltd. CRISIL AA 0.93%India Infoline Housing Finance Ltd. [ICRA]AA 0.92%Indiabulls Housing Finance Ltd. CARE AAA 0.78%Piramal Enterprises Ltd. [ICRA]AA 0.67%IIFL Facilities Services Ltd. [ICRA]AA 0.53%Power Finance Corporation Ltd. CRISIL AAA 0.41%Edelweiss Asset Reconstruction Company Ltd. [ICRA]AA 0.41%
Edelweiss Commodities Services Ltd. [ICRA]AA 0.41%
India Infoline Finance Ltd. [ICRA]AA 0.38%Rural Electrification Corporation Ltd. CRISIL AAA 0.31%Nabha Power Ltd. CRISIL AAA (SO) 0.29%Steel Authority of India Ltd. IND AA 0.20%Piramal Enterprises Ltd. [ICRA]AA 0.20%Power Grid Corporation of India Ltd. CRISIL AAA 0.19%Dewan Housing FinanceCorporation Ltd. BWR AAA 0.17%
Power Grid Corporation of India Ltd. CRISIL AAA 0.12%NHPC Ltd. [ICRA]AAA 0.11%India Infoline Housing Finance Ltd. [ICRA]AA 0.05%Piramal Enterprises Ltd. [ICRA]AA 0.03%Total 40.97%UnlistedARM Infra & Utilities Private Ltd. BWR A1+(SO) 3.72%
Manappuram Finance Ltd. CRISIL AA- 2.33%
ARM Infra & Utilities Private Ltd. BWR A1+ (SO) 1.02%
Tanglin Developments Ltd. BWR A+ (SO) 1.00%
Powergrid Vizag Transmission Ltd. CRISIL AAA 0.42%
Total 8.49%
CBLO / Reverse Repo Investments 15.42%
Total 15.42%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net
Assets
Cash & Cash Equivalents
Net Receivable/Payable 0.65%
Total 0.65%
Grand Total 100.00%
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
RATING PROFILE
8.54%5.72%
14.86%14.25%
4.89%4.78%
3.72%3.62%3.55%3.28%2.94%2.89%
2.33%2.05%
1.44%1.35%1.02%1.00%0.93%
0.29%0.20%0.17%0.11%
[ICRA]AA[ICRA]A1+
16.07%Cash & Equivalent
CRISIL A1+CARE AA+CARE AAABWR A1+
BWR A1+(SO)[ICRA]A1
CRISIL AAAUnrated
CRISIL A+[ICRA]AA-CRISIL AA-
[ICRA]A+CARE AA-CARE AA
BWR A1+ (SO)BWR A+ (SO)
CRISIL AACRISIL AAA (SO)
IND AABWR AAA
[ICRA]AAA
INSTRUMENTS
40.97%
28.55%
15.42%
8.49%3.28%
2.64%0.65%
BONDS & NCDs
Commercial Paper
CBLO / Reverse RepoInvestmentsUnlisted
Fixed Deposit
Certificate of Deposit
Cash & CashEquivalents
NAV AS ON 31 AUG 2016
NAV (Per Unit) `RegularGrowth 1763.1002Dividend - Daily 1002.7807Dividend - Weekly 1003.2572Dividend - Monthly 1004.5503Dividend - Quarterly 1197.1694Plan ABonus 1793.5089Growth 1806.5917Dividend - Daily 1028.2882Dividend - Weekly 1020.0876Dividend - Monthly 1004.7210Dividend - Quarterly
Plan B - DirectBonus 1827.8405Growth 1827.8242Dividend - Daily 1008.8997Dividend - Weekly 1003.3289Dividend - Monthly 1005.0055Dividend - Quarterly 1036.3258
1033.8785
An Open Ended Debt Scheme
17
31st August, 2016
BARODA PIONEER MUTUAL FUND
[ICRA] A1+ mfs*Baroda Pioneer Liquid Fund
^ Applicable for new SIPs registered effective August 22, 2016$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Liquid Fund (earlier called Institutional Plan) *For Disclaimer please refer page no 22# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22
Investors understand that their principal will be atLow risk
This product is suitable for investors who are seeking*
• Regular income over short term with high level of liquidity
• Investment predominantly in Money Market (i.e. CP / CDs) Instruments* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
INVESTMENT OBJECTIVE
To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.
FUND DETAILS
Type of Scheme An Open Ended Liquid Scheme
Date of Allotment February 5, 2009
Fund Manager Mr. Alok Sahoo#
(Experience 13 yrs), Ms. Hetal Shah#
(Experience 12 yrs)
Benchmark CRISIL Liquid Fund Index
Monthly Average AUM (`)
7793.20 Crs
Month end AUM (`) 7095.88 Crs
Minimum Investment ` 5,000/- & in multiples of ` 1/- thereafter
Entry Load Nil
Exit Load Nil
Plans Plan A and Plan B (Direct)
Options • Growth• Daily Dividend 1.Reinvestment• Weekly Dividend 2.Payout 3.Reinvestment• Bonus Option$
SIP (Minimum) ` 500/month - 12 Instalments^` 1500/quarter - 4 Instalments
PORTFOLIO CHARACTERISTIC
Average Maturity (Days) 16.45Modified Duration (Years) 0.04Portfolio Yield (%) 6.98
TOTAL EXPENSE RATIOPlan A 0.49%
Plan B (Direct) 0.34%
PORTFOLIO
Name of Instruments Ratings / Industries
% to Net
Assets
MONEY MARkET INSTRUMENT
Certificate of Deposit**
Corporation Bank CRISIL A1+ 4.43%
Total 4.43%
Commercial Paper**
Vedanta Ltd. CRISIL A1+ 3.60%
National Bank For Agriculture andRural Development CRISIL A1+ 2.53%
Vedanta Ltd. CRISIL A1+ 2.53%
Indiabulls Housing Finance Ltd. CRISIL A1+ 2.53%
Edelweiss Commodities Services Ltd. CRISIL A1+ 2.53%
India Infoline Finance Ltd. [ICRA]A1+ 2.53%
JSW Steel Ltd. CARE A1+ 2.52%
Religare Finvest Ltd. CRISIL A1+ 2.52%
Edelweiss Commodities Services Ltd. CRISIL A1+ 2.52%
JSW Steel Ltd. CARE A1+ 2.52%
JSW Steel Ltd. CARE A1+ 2.52%
Religare Finvest Ltd. [ICRA]A1+ 2.49%
IIFL Facilities Services Ltd. [ICRA]A1+ 1.76%
India Infoline Housing Finance Ltd. CRISIL A1+ 1.27%
Adani Ports and SpecialEconomic Zone Ltd. CRISIL A1+ 1.26%
India Infoline Housing Finance Ltd. [ICRA]A1+ 1.26%
Edelweiss Housing Finance Ltd. CRISIL A1+ 1.26%
Edelweiss Commodities Services Ltd. CRISIL A1+ 1.26%
Edelweiss Commodities Services Ltd. CRISIL A1+ 1.26%
Adani Gas Ltd. CARE A1+ 0.63%
IIFL Wealth Finance Ltd. [ICRA]A1+ 0.63%
Adani Gas Ltd. CARE A1+ 0.63%
India Infoline Housing Finance Ltd. [ICRA]A1+ 0.63%
Adani Enterprises Ltd. BWR A1+ 0.62%
IIFL Wealth Finance Ltd. [ICRA]A1+ 0.32%
Kotak Commodity Services Private Ltd. [ICRA]A1+ 0.31%
Religare Housing DevelopmentFinance Corporation Ltd. [ICRA]A1+ 0.31%
Total 44.75%
Treasury Bills
TBILL 91 DAY 22 Sep 2016 Sovereign 10.09%
TBILL 91 DAY 20 Oct 2016 Sovereign 0.63%
Total 10.71%
Fixed Deposit
HDFC Bank Ltd. Unrated 3.80%
IDBI Bank Ltd. Unrated 3.80%
Bandhan Bank Ltd. Unrated 2.14%
RBL Bank Ltd. Unrated 1.27%
Total 10.95%
CBLO /Reverse Repo investments 29.12%
Total 29.12%
Cash & Cash Equivalents
Net Receivable/Payable 0.04%
Total 0.04%
Grand Total 100.00%
All corporate ratings are assigned by rating agencies like CRISIL; CARE; ICRA; IND.**Thinly traded/Non traded securities and illiquid securities as defined in SEBI Regulations and Guidelines.
RATING PROFILE
29.50%
29.16%
1 . %0 95
10.7 %1
10.24%
8.82%
0.62%
CRISIL A1+
Cash & Equivalent
Unrated
Sovereign
[ICRA]A1+
CARE A1+
BWR A1+
INSTRUMENTS
44.75%
29.12%
11.01%
10.72%4.43% -0.03%
Commercial Paper
CBLO / Reverse RepoInvestmentsFixed Deposit
Treasury Bills
Certificate of Deposit
Cash & CashEquivalents
NAV AS ON 31 AUG 2016
NAV (Per Unit) `RegularGrowth 2639.1203
Dividend 2261.0810Dividend - Daily 1006.0600Plan AGrowth 1791.7589Dividend - Daily 1001.1191Dividend - Weekly 1000.4490Plan B - DirectBonus 1797.9745Growth 1797.6692Dividend - Daily 1001.8422Dividend - Weekly 1224.6845
An Open Ended Liquid Scheme
18
31st August, 2016
BARODA PIONEER MUTUAL FUND
Investment Performance
Funds Managed by Mr. Sanjay Chawla & Mr. Dipak Acharya
Date Of Inception: 12/09/2003 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 78.03 66.56 47.68 10.00
Baroda Pioneer Growth Fund (in %)^ -0.55 17.23 39.60 17.35
S&P BSE 200 (Scheme Benchmark) (in %)* 0.41 12.01 34.45 15.36
Nifty 50 (Standard Benchmark) (in %)$ -0.96 9.95 30.28 15.07
` 10,000, if invested in BPGF, would have become NA NA NA `77,600
` 10,000, if invested in S&P BSE 200, would have become NA NA NA `62,378
` 10,000, if invested in Nifty 50, would have become NA NA NA `60,402
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. * with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.
Date Of Inception: 31/03/1996 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 111.05 96.31 68.34 10.00
Baroda Pioneer ELSS’ 96 Fund (in %)^ -0.90 15.31 40.93 12.56
S&P BSE 200 Sensex (Scheme Benchmark) (in %)* 0.41 12.01 34.45 12.13
Nifty 50 (Standard Benchmark) (in %)$ -0.96 9.95 30.28 11.08
`10,000, if invested in BPELSS’96F, would have become NA NA NA `1,10,048
`10,000, if invested in S&P BSE 200 Sensex, would have become NA NA NA `1,01,731
`10,000, if invested in Nifty 50, would have become NA NA NA `84,114
^Past performance may or may not be sustained in the future.Data is for Dividend Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. * with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.
Date Of Inception: 12/09/2003 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 43.06 38.86 29.76 10.00
Baroda Pioneer Balance Fund (in %)^ 3.20 10.81 30.58 12.35
CRISIL Balanced Fund - Aggressive index (effective April 4, 2016) (Scheme Benchmark) (in %) 4.82 8.78 21.01 12.42
Nifty 50 (Standard Benchmark) (in %)$ -0.96 9.95 30.28 15.07
`10,000, if invested in BPBF, would have become NA NA NA `44,440
`10,000, if invested in CRISIL Balanced Fund - Aggressive index (effective April 4, 2016), would have become NA NA NA `44,811
`10,000, if invested in Nifty 50, would have become NA NA NA `60,402
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Funds Managed by Mr. Dipak Acharya
Date Of Inception: 22/06/2012 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 15.99 13.62 10.83 10.00
Baroda Pioneer Banking and Financial Services Fund (in %)^ -1.69 17.40 25.76 11.90
Nifty Bank Index (Scheme Benchmark) (in %) -1.97 20.04 31.20 15.51
Nifty 50 (Standard Benchmark) (in %)$ -0.96 9.95 30.28 12.57
`10,000, if invested in BPBFSF, would have become NA NA NA `15,720
`10,000, if invested in Nifty Bank Index, would have become NA NA NA `17,867
`10,000, if invested in Nifty 50, would have become NA NA NA `16,105
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
19
31st August, 2016
BARODA PIONEER MUTUAL FUND
Investment Performance
Funds Managed by Mr. Dipak Acharya
Date Of Inception: 22/06/2010 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 11.71 11.27 6.93 10.00
Baroda Pioneer Infrastructure Fund (in %)^ -6.75 3.90 62.63 1.47
Nifty Infrastructure (Scheme Benchmark) (in %) -12.56 -3.51 49.55 -2.78
Nifty 50 (Standard Benchmark) (in %)$ -0.96 9.95 30.28 7.64
`10,000, if invested in BPIF, would have become NA NA NA `10,920
`10,000, if invested in Nifty Infrastructure would have become NA NA NA `8,439
`10,000, if invested in Nifty 50, would have become NA NA NA `15,589
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Date Of Inception: 04/10/2010 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 8.39 9.20 6.28 10.00
Baroda Pioneer PSU Equity Fund (in %)^ -16.81 -8.80 46.50 -6.07
S&P BSE PSU (Scheme Benchmark) (in %) -12.06 -11.53 40.09 -7.52
Nifty 50 (Standard Benchmark) (in %)$ -0.96 9.95 30.28 5.30
`10,000, if invested in BPPSUEF, would have become NA NA NA `6,980
`10,000, if invested in S&P BSE PSU, would have become NA NA NA `6,381
`10,000, if invested in Nifty 50, would have become NA NA NA `13,455
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Date Of Inception: 30/06/2010 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 14.80 13.53 12.55 10.00
Baroda Pioneer Short Term Bond Fund (in %)^ 8.54 9.41 7.83 8.21
CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 8.94 9.56 8.81 8.48
CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 7.67 8.54 5.93 7.06
`10,000, if invested in BPSTBF, would have become NA NA NA `16,065
`10,000, if invested in CRISIL Short Term Bond Fund Index, would have become NA NA NA `16,308
`10,000, if invested in CRISIL 1 year T-Bill, would have become NA NA NA `15,064
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Funds Managed by Mr. Alok Sahoo, Ms Hetal Shah
20
Date Of Inception: 05/02/2009 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 1635.80 1503.27 1372.34 1000.00
Baroda Pioneer Liquid Fund (in %)^ 8.21 8.82 9.54 8.02
CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 7.90 8.77 9.68 7.57
CRISIL 1 year T-Bill (Standard Benchmark) (in%)$ 7.67 8.54 5.93 6.17
`10,000, if invested in BPLF, would have become NA NA NA `17,701
`10,000, if invested in CRISIL Liquid Fund Index, would have become NA NA NA `17,168
`10,000, if invested in CRISIL 1 year T-Bill, would have become NA NA NA `15,582
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `1000 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
31st August, 2016
BARODA PIONEER MUTUAL FUND
Investment Performance
Funds Managed by Mr. Alok Sahoo, Ms. Hetal Shah
Date Of Inception: 24/06/2009 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 1629.29 1491.04 1362.95 1000.00
Baroda Pioneer Treasury Advantage Fund (in %)^ 9.04 9.27 9.40 8.53
CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 7.90 8.77 9.68 7.63
CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 7.67 8.54 5.93 6.32
`10,000, if invested in BPTAF, would have become NA NA NA `17,765
`10,000, if invested in CRISIL Liquid Fund Index, would have become NA NA NA `16,753
`10,000, if invested CRISIL 1 year T-Bill, would have become NA NA NA `15,375
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `1000 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Date of Inception: 23/01/2015 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 10.47 NA NA 10.00
Baroda Pioneer Credit Opportunities Fund (in %)^ 10.07 NA NA 10.38
CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 8.94 NA NA 8.63
CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 7.67 NA NA 7.79
`10,000, if invested in BPCOF, would have become NA NA NA `11,523
`10,000, if invested in CRISIL Short Term Bond Fund Index, would have become NA NA NA `11,261
`10,000, if invested CRISIL 1 year T-Bill, would have become NA NA NA `11,137
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Date Of Inception: 08/09/2004 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 18.69 16.89 15.02 10.00
Baroda Pioneer Monthly Income Plan (MIP) Fund (in %)^* 5.65 10.68 12.44 5.93
CRISIL MIP Blended Index (Scheme Benchmark) (in %) 8.63 11.05 8.28 8.37
CRISIL 10 Year Gilt Index (Standard Benchmark) (in %)$ 10.03 11.76 -2.47 5.82
`10,000, if invested in BPMIPF, would have become NA NA NA `19,750
`10,000, if invested in CRISIL MIP Blended Index, would have become NA NA NA `25,843
`10,000, if invested in CRISIL 10 Year Gilt Index, would have become NA NA NA `19,508
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at in-ception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Funds Managed by Ms. Hetal Shah
21
*Monthly income is not assured and is subject to the availability of distributable surplus.
Date of Inception: 30/06/2012 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 13.04 11.63 11.12 10.00
Baroda Pioneer Dynamic Bond Fund (in %)^ 9.48 12.13 4.65 9.31
CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 10.19 11.10 4.60 9.11
CRISIL 1 year T-Bill (Standard Benchmark) (in %)$ 7.67 8.54 5.93 7.57
`10,000, if invested in BPDBF, would have become NA NA NA `14,281
`10,000, if invested in CRISIL Composite Bond Fund Index, would have become NA NA NA `14,178
`10,000, if invested CRISIL 1 year T-Bill, would have become NA NA NA `13,391
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
31st August, 2016
BARODA PIONEER MUTUAL FUND
Investment Performance
Funds Managed by Ms. Hetal Shah
Date Of Inception: 21/03/2002 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 21.82 19.76 19.06 10.00
Baroda Pioneer Income Fund (in %)^ 8.34 10.40 3.72 6.21
CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 10.19 11.10 4.60 6.92
CRISIL 10 Year Gilt Index (Standard Benchmark) (in %)$ 10.03 11.76 -2.47 6.60
`10,000, if invested in BPIF, would have become NA NA NA `23,642
`10,000, if invested in CRISIL Composite Bond Fund Index, would have become NA NA NA `26,008
`10,000, if invested in CRISIL 10 Year Gilt Index, would have become NA NA NA `24,910
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
Disclaimer Nifty Bank Index & and Nifty Infra: Baroda Pioneer Infrastructure Fund and Baroda Pi oneer Banking and Financial
Services Fund (“said Schemes”) offered by Baroda Pioneer Mutual Fund are not sponsored, endorsed, sold or promoted by India
Index Services & Products Limited (“IISL”). IISL does not make any representation or warranty, express or implied (including war-
ranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of the said Schemes or
any member of the public regarding the advisability of investing in securities generally or in the said Schemes linked to Nifty Infra
and Nifty Bank Index or particularly in the ability of the Nifty Infra, and Nifty Bank Index to track general stock market performance
in India. Please read the full disclaimers in relation to the Nifty Infra and Nifty Bank Index in the Offer Document / Prospectus /
Information Statement.
Disclaimer S&P BSE 200: Baroda Pioneer Growth Fund and Baroda Pioneer ELSS’ 96 Fund (“said Schemes”) offered by Baroda
Pioneer Mutual Fund are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited (“IISL”). IISL does
not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular pur-
pose or use) and disclaims all liability to the owners of the said Schemes or any member of the public regarding the advisability
of investing in securities generally or in the said Schemes linked to S&P BSE 200 or particularly in the ability of the S&P BSE 200
and to track general stock market performance in India. Please read the full disclaimers in relation to the S&P BSE 200 in the Offer
Document / Prospectus / Information Statement.
*ICRA Credit Ratings: The rating indicates highest-credit quality rating assigned by ICRA Ltd. to debt funds. Schemes with this
rating are considered to have very strong degree of safety regarding timely receipt of payments from the investments that they
have made. This rating should however not be construed as an indication of the performance of the Mutual Fund scheme or of
volatility in its returns. The rating should not be treated as a recommendation to buy, sell or hold the units issued by the Mutual
Fund.
22
Date Of Inception: 21/03/2002 Jun 2015 - Jun 2016&
Jun 2014 - Jun 2015&
Jun 2013 - Jun 2014&
Since Inception@Scheme Name & Benchmark
Nav Per Unit (`) 22.00 19.71 18.80 10.00
Baroda Pioneer Gilt Fund (in %)^ 8.84 11.65 4.81 6.30
I-Sec Mi-BEX (Scheme Benchmark) (in %) 11.09 11.42 6.58 7.74
CRISIL 10 Year Gilt Index (Standard Benchmark)$ 10.03 11.76 -2.47 6.60
`10,000, if invested in BPGF, would have become NA NA NA `23,948
`10,000, if invested in I-Sec Mi-BEX, would have become NA NA NA `29,019
`10,000, if invested in CRISIL 10 Year Gilt Index, would have become NA NA NA `24,910
^Past performance may or may not be sustained in the future.Data is for Growth Option and the last working day of June has been considered in all cases. Returns have been computed assuming that all payouts during the period have been reinvested in the units of the Scheme at the respective prevailing NAVs. @Since Inception returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. &Absolute Returns, $Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period.
31st August, 2016
BARODA PIONEER MUTUAL FUND
SIP Returns
23
Baroda Pioneer Growth Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 15,40,000
Total Value as on Jun 30, 2016 (Rs) 1,25,306 4,33,730 8,35,824 12,10,616 20,83,248 38,25,637 Returns (%) 8.32 12.50 13.23 10.27 10.63 13.28 Total Values of Nifty 100 (Rs) 1,26,111 4,20,345 8,05,027 11,88,017 19,80,857 34,06,330
S&P BSE 200 Returns (%)* 9.60 10.34 11.71 9.74 9.68 11.65 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 11,52,292 19,11,265 33,08,455 Nifty 50 Returns (%) 8.84 8.04 10.19 8.89 9.01 11.24
Baroda Pioneer ELSS’ 96 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 24,20,000
Total Value as on Jun 30, 2016 (Rs) 1,24,215 4,25,680 8,30,997 12,18,575 19,82,904 1,12,02,947 Returns (%) 6.59 11.21 13.00 10.45 9.70 13.43
Total Values of S&P BSE 200SENSEX (Rs)
1,26,111 4,20,345 8,05,027 11,88,017 19,80,857 1,15,08,565
S&P BSE 200 SENSEX Returns (%)* 9.60 10.34 11.71 9.74 9.68 13.65 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 11,52,292 19,11,265 99,76,967 Nifty 50 Returns (%) 8.84 8.04 10.19 8.89 9.01 12.49
Baroda Pioneer PSU Equity Fund 1 Year 3 Years 5 Years Since Inception
Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 6,90,000
Total Value as on Jun 30, 2016 (Rs) 1,15,767 3,49,167 5,81,115 6,50,010 Returns (%) -6.49 -1.98 -1.26 -2.05 Total Values of S&P BSE PSU (Rs) 1,21,948 3,58,593 5,81,903 6,47,207 S&P BSE PSU Returns (%) 3.03 -0.25 -1.21 -2.20 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 9,03,343 Nifty 50 Returns (%) 8.84 8.04 10.19 9.28
Baroda Pioneer InfrastructureFund
1 Year 3 Years 5 Years Since Inception
Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 7,30,000
Total Value as on Jun 30, 2016 (Rs) 1,21,956 4,15,074 7,59,270 9,03,256 Returns (%) 3.04 9.48 9.36 6.92 Total Values of Nifty Infra (Rs) 1,23,827 3,73,580 6,48,403 7,60,748 Nifty Infra Returns (%) 5.98 2.42 3.06 1.34 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 9,65,153 Nifty 50 Returns (%) 8.84 8.04 10.19 9.08
Baroda Pioneer Banking andFinancial Services Fund
1 Year 3 Years Since Inception
Total Amount Invested (Rs) 1,20,000 3,60,000 4,90,000
Total Value as on Jun 30, 2016 (Rs) 1,29,458 4,38,849 6,27,563 Returns (%) 14.97 13.31 12.15 Total Values of Nifty Bank Index (Rs) 1,27,999 4,43,512 6,48,406 Nifty Bank Index Returns (%) 12.62 14.05 13.79 Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 5,97,612 Nifty 50 Returns (%) 8.84 8.04 9.71
Baroda Pioneer Balance Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 15,40,000
Total Value as on Jun 30, 2016 (Rs) 1,26,515 4,24,518 8,07,724 12,06,333 19,05,890 29,62,816 Returns (%) 10.25 11.02 11.85 10.17 8.95 9.68 Total Values of CRISIL BalancedFund Index (Rs)
1,25,965 4,12,549 7,74,899 11,63,296 19,29,595 30,90,720
CRISIL Balanced Fund – Aggressive Index Returns (%)
9.37 9.06 10.18 9.15 9.19 10.28
Total Value of Nifty 50 (Rs) 1,25,632 4,06,397 7,75,087 11,52,292 19,11,265 33,08,637 Nifty 50 Returns (%) 8.84 8.04 10.19 8.89 9.01 11.24
Baroda Pioneer Monthly Income Plan (MIP) Fund*
1 Year 3 Years 5 Years 7 Years 10 Years Since Inception
Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 14,20,000
Total Value as on Jun 30, 2016 (Rs) 1,24,311 4,10,543 7,49,920 11,23,835 17,18,113 21,25,218 Returns (%) 6.76 8.74 8.86 8.19 6.98 6.58 Total Values of CRISIL MIP Blended Index (Rs)
1,26,145 4,18,826 7,65,369 11,56,851 18,68,594 23,94,773
CRISIL MIP Blended Index Returns 9.67 10.10 9.68 9.00 8.58 8.47 Total Value of CRISIL 10 Year Gilt Index Returns (%) (Rs)
1,26,013 4,15,666 7,38,695 10,94,343 17,19,018 21,54,694
CRISIL 10 Year Gilt Index Returns (%) 9.46 9.58 8.26 7.44 6.99 6.80
* Monthly income is not assured and is subject to the availability of distributable surplus.^Past performance may or may not be sustained in the future.For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation of returns. Performance for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV.CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return). Where Benchmark returns are not available, they have not been shown.
* with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.
* with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.
31st August, 2016
BARODA PIONEER MUTUAL FUND
Record Date Ex-Dividend Date Dividend (Rs)Ex-Dividend NAV
(Rs)Per Unit$ (Rs)
Baroda Pioneer Growth Fund - Plan A - Dividend24-Jun-16 24-Jun-16 28.00 33.72 2.80
24-Jul-15 24-Jul-15 35.00 39.49 3.50
17-Feb-14 17-Feb-14 25.00 24.67 2.50Baroda Pioneer Growth Fund - Plan B - Direct - Dividend24-Jun-16 24-Jun-16 28.00 33.05 2.80
24-Jul-15 24-Jul-15 35.00 38.61 3.50
17-Feb-14 17-Feb-14 25.00 25.02 2.50Baroda Pioneer ELSS 96 - Plan A - Dividend22-Mar-16 23-Mar-16 25.00 28.50 2.50
23-Feb-15 23-Feb-15 22.50 32.32 2.25
14-Mar-14 14-Mar-14 20.00 22.73 2.00
Baroda Pioneer ELSS 96 - Plan B - Direct - Dividend23-Feb-15 23-Feb-15 22.50 33.19 2.25
14-Mar-14 14-Mar-14 20.00 23.15 2.00
01-Feb-13 01-Feb-13 15.00 23.06 1.50
Baroda Pioneer Infrastructure Fund - Plan A - Dividend09-Jan-15 09-Jan-15 9.00 10.38 0.90
Baroda Pioneer Infrastructure Fund - Plan B - Direct - Dividend09-Jan-15 09-Jan-15 9.00 10.54 0.90
Baroda Pioneer Banking and Financial Services Fund - Plan A - Dividend09-Sep-14 09-Sep-14 10.00 13.29 1.00
Baroda Pioneer Banking and Financial Services Fund - Plan B - Direct - Dividend09-Sep-14 09-Sep-14 10.00 13.46 1.00
Baroda Pioneer Balance Fund - Plan A- Dividend24-Jun-16 24-Jun-16 5.00 17.19 0.50
22-Mar-16 23-Mar-16 10.00 17.11 1.00
30-Dec-15 30-Dec-15 15.00 19.33 1.50Baroda Pioneer Balance Fund - Plan B - Direct - Dividend24-Jun-16 24-Jun-16 5.00 18.15 0.50
22-Mar-16 23-Mar-16 10.00 17.97 1.00
30-Dec-15 30-Dec-15 15.00 20.18 1.50Baroda Pioneer MIP Fund - Plan A - Monthly Dividend*25-Aug-16 25-Aug-16 0.48 13.50 0.05
25-Jul-16 25-Jul-16 0.48 13.38 0.05
24-Jun-16 24-Jun-16 0.48 13.20 0.05Baroda Pioneer MIP Fund - Plan B - Direct - Monthly Dividend*25-Aug-16 25-Aug-16 0.48 13.69 0.05
25-Jul-16 25-Jul-16 0.48 13.56 0.05
24-Jun-16 24-Jun-16 0.48 13.36 0.05Baroda Pioneer MIP Fund - Plan A - Quarterly Dividend*24-Jun-16 24-Jun-16 1.44 12.97 0.14
22-Mar-16 23-Mar-16 1.44 12.83 0.14
25-Jan-16 25-Jan-16 0.48 13.17 0.05Baroda Pioneer MIP Fund - Plan B - Direct - Quarterly Dividend*24-Jun-16 24-Jun-16 1.44 13.17 0.14
22-Mar-16 23-Mar-16 1.44 13.00 0.14
30-Dec-15 30-Dec-15 1.44 13.16 0.14Baroda Pioneer Credit Opportunities Fund - - Plan A - Quarterly Dividend24-Jun-16 24-Jun-16 1.52 10.6109 0.15
22-Mar-16 23-Mar-16 1.52 10.5417 0.15
30-Dec-15 30-Dec-15 1.52 10.5284 0.15Baroda Pioneer Credit Opportunities Fund - Plan B - Direct - Quarterly Dividend24-Jun-16 24-Jun-16 1.52 10.7891 0.15
22-Mar-16 23-Mar-16 1.52 10.6887 0.15
30-Dec-15 30-Dec-15 1.52 10.6471 0.15Baroda Pioneer Credit Opportunities Fund - - Plan A - Monthly Dividend25-Aug-16 25-Aug-16 0.51 10.7353 0.05
25-Jul-16 25-Jul-16 0.51 10.6704 0.05
24-Jun-16 24-Jun-16 0.51 10.6178 0.05Baroda Pioneer Credit Opportunities Fund - Plan B - Direct - Monthly Dividend25-Aug-16 25-Aug-16 0.51 10.9608 0.05
25-Jul-16 25-Jul-16 0.51 10.8815 0.05
24-Jun-16 24-Jun-16 0.51 10.8151 0.05
Record Date Ex-Dividend Date Dividend (Rs)Ex-Dividend NAV
(Rs)Per Unit$ (Rs)
Baroda Pioneer Dynamic Bond Fund - Plan A- Dividend27-Jun-16 27-Jun-16 2.89 12.1528 0.29
22-Mar-16 23-Mar-16 5.06 12.5843 0.51
25-Jun-13 25-Jun-13 2.97 10.0000 0.30Baroda Pioneer Dynamic Bond Fund - Plan B - Direct - Dividend27-Jun-16 27-Jun-16 2.89 12.5981 0.29
22-Mar-16 23-Mar-16 5.06 13.0024 0.51
25-Jun-13 25-Jun-13 3.07 10.0000 0.31Baroda Pioneer Gilt Fund - Plan A - Dividend24-Jun-16 24-Jun-16 8.67 19.49 0.8722-Mar-16 23-Mar-16 8.67 20.31 0.87
21-Mar-14 21-Mar-14 19.48 16.42 1.95
Baroda Pioneer Gilt Fund - Plan B - Direct - Dividend21-Mar-14 21-Mar-14 19.48 16.55 1.95
Baroda Pioneer Liquid Fund - Plan A - Dividend04-Mar-05 05-Mar-05 3.50 1016.27 35.00
06-Jan-04 07-Jan-04 9.50 1004.32 95.00
13-May-02 14-May-02 0.75 1002.43 7.50Baroda Pioneer Short Term Bond Fund - Plan A- Dividend20-Jun-16 20-Jun-16 0.25 10.05 0.03
06-Jun-16 06-Jun-16 0.23 10.01 0.02
20-May-16 23-May-16 0.22 10.04 0.02Baroda Pioneer Short Term Bond Fund - Plan B - Direct - Dividend20-Jun-16 20-Jun-16 0.27 10.04 0.03
06-Jun-16 06-Jun-16 0.25 10.01 0.02
20-May-16 23-May-16 0.24 10.04 0.02Baroda Pioneer Treasury Advantage Fund Reg - Monthly Dividend25-Aug-16 25-Aug-16 0.53 1010.76 5.33
25-Jul-16 25-Jul-16 0.48 1009.76 4.78
24-Jun-16 24-Jun-16 0.46 1008.17 4.64Baroda Pioneer Treasury Advantage Fund - Plan A - Monthly Dividend25-Aug-16 25-Aug-16 0.58 1011.48 5.83
25-Jul-16 25-Jul-16 0.53 1010.48 5.28
24-Jun-16 24-Jun-16 0.51 1008.87 5.12Baroda Pioneer Treasury Advantage Fund - Plan B - Direct - Monthly Dividend25-Aug-16 25-Aug-16 0.61 1011.91 6.12
25-Jul-16 25-Jul-16 0.56 1010.93 5.58
24-Jun-16 24-Jun-16 0.54 1009.31 5.42Baroda Pioneer Treasury Advantage Fund Reg - Quarterly Dividend27-Jun-14 27-Jun-14 2.34 1006.66 23.38
21-Mar-14 21-Mar-14 0.78 1011.22 7.79
24-Jun-16 24-Jun-16 1.44 1036.72 14.45Baroda Pioneer Treasury Advantage Fund - Plan A - Quarterly Dividend24-Jun-16 24-Jun-16 1.44 1035.24 14.45
22-Mar-16 23-Mar-16 1.44 1029.62 14.45
30-Dec-15 30-Dec-15 1.44 1029.97 14.45Baroda Pioneer Treasury Advantage Fund -Plan B- Direct - Quarterly Dividend24-Jun-16 24-Jun-16 1.44 1036.72 14.45
22-Mar-16 23-Mar-16 1.44 1029.80 14.45
30-Dec-15 30-Dec-15 1.66 1032.10 16.61Baroda Pioneer Income Fund - Plan A - Dividend24-Jun-16 24-Jun-16 10.11 22.13 1.0122-Mar-16 23-Mar-16 10.11 23.14 1.01
Baroda Pioneer Income Fund - Plan B - Direct - Dividend24-Jun-16 24-Jun-16 10.11 22.16 1.0122-Mar-16 23-Mar-16 10.11 23.15 1.01
Dividend History
24
$ Face value is Rs. 10/- in all schemes other than Baroda Pioneer Liquid Fund and Baroda Pioneer Treasury Advantage Fund where the face value is Rs. 1,000/- per unit.
* Monthly income is not assured and is subject to the availability of distributable surplus.# Pursuant to payment of dividend, the NAVs of the schemes would fall to the extent of payout and statutory levy (if applicable).
31st August, 2016
BARODA PIONEER MUTUAL FUND25
karvy Computershare Private LimitedAddress and Contact detailsMFS Branches
• Bangalore [email protected] 080-26600785 • Belgaum [email protected] 0831 2402544 • Bellary [email protected] 08392 – 254750 • Davangere [email protected] 0819-2258714 • Dharwad [email protected] 0836- 2744207• Gulbarga [email protected] 0847-2310040 • Hassan [email protected] 08172 262065 • Hubli [email protected] 0836-2252444 • Mangalore [email protected] 0824-2496289 • Margoa [email protected] 0832-2731823 • Mysore [email protected] 0821-2438006 • Panjim [email protected] 0832-2426873 • Shimoga [email protected] 08182-228799 • Ahmedabad [email protected] 079-65445550 • Anand [email protected] 9662020623 • Ankleshwar [email protected] 02646 645326 • Baroda [email protected] 0265-6640870 • Bharuch [email protected] 02642-225022 • Bhavnagar [email protected] 278-3003149 • Gandhidham [email protected] 02836 651296 • Gandhinagar [email protected] 079-23244955 • Jamnagar [email protected] 0288-2558887 • Junagadh [email protected] 0285-2652220 • Mehsana [email protected] 02762-242950 • Nadiad [email protected] 0268-2563245 • Navsari [email protected] 02637-280367 • Rajkot [email protected] 2816545888 • Surat [email protected] 0261-3042170 • Valsad [email protected] 02632-258481 • Vapi [email protected] 9228012909 • Chennai [email protected] 044-42028512 • Alleppy [email protected] 0477 2263055 • Calicut [email protected] 0495-4022480 • Cochin [email protected] 0484 3000232 • Kannur [email protected] 0497-2764190 • Kollam [email protected] 0474-2747055 • Kottayam [email protected] 0481-2300868 • Malappuram [email protected] 0483-2731480 • Palghat [email protected] 491 6061110 • Thodupuzha [email protected] 0486-2211209 • Tiruvalla [email protected] 0469-3205676 • Trichur [email protected] 0487-3246231 • Trivandrum [email protected] 0471-2725728 • Coimbatore [email protected] 0422 - 4388011 • Dindigul [email protected] 0451- 6451043 • Erode [email protected] 0424-4021212 • Karaikudi [email protected] 04565-237192 • Karur [email protected] 04324-241755 • Madurai [email protected] 0452-2605856 • Nagerkoil [email protected] 04652 - 233552 • Namakkal [email protected] 04286- 23480 • Pollachi [email protected] 04259- 235111 • Pondicherry [email protected] 0413 2220640 • Pudukottai [email protected] 04322 - 220050 • Rajapalayam [email protected] 04563 - 232952 • Salem [email protected] 0427-4020300 • Sivakasi [email protected] 04562 228816 • Thanjavur [email protected] 04362-275415 • Tirunelveli [email protected] 0462 2335137 • Tirupur [email protected] 0421-2214221 • Trichy [email protected] 0431-4020227 • Tuticorin [email protected] 0461-2334603 • Vellore [email protected] 0416 2215007 • Agartala [email protected] 0381-2317519 • Guwahati [email protected] 8811036746 • Shillong [email protected] 0364 2506106 • Silchar [email protected] 03842 261714 • Ananthapur [email protected] 08554-244449 • Eluru [email protected] 08812-227851 • Guntur [email protected] 0863-2339094 •Hyderabad [email protected] 040-44677075/ 44677076/44677077/44677348 • Karimnagar [email protected] 0878-2261779 • Kurnool [email protected] 08158-228550 • Nanded [email protected] 02462-237885 • Nellore [email protected] 0861-2349940 • Nizamabad [email protected] 08462-224366 • Proddatur [email protected] 08564 - 242898 • Rajahmundry [email protected] 0883-2434468 • Solapur [email protected] 0217-2300021 • Srikakulam [email protected] 08942-225384 • Tirupathi [email protected] 0877-6544567 • Vijayanagaram [email protected] 08922-236962 • Vijayawada [email protected] 0866-2475126 • Visakhapatnam [email protected] 0891-2714125 • Warangal [email protected] 0870-2501664 • Akola [email protected] 0724-2451874 • Amaravathi [email protected] 0721-3291081 • Aurangabad [email protected] 0240-2343414 • Betul [email protected] 07141 - 231301 • Bhopal [email protected] 0755-4092712 • Chandrapur [email protected] 07172-270262 • Dewas [email protected] 07272-426010 • Dhule [email protected] 02562-282823 • Indore [email protected] 0731-4266828 • Jabalpur [email protected] 0761-3204376 • Jalgaon [email protected] 0257-2226761 • Nagpur [email protected] 0712-2533040 • Nasik nasikmfs@karvy.
31st August, 2016
BARODA PIONEER MUTUAL FUND
com 0253-6611395 • Ratlam [email protected] 07412-402007 • Sagar [email protected] 07582-402404 • Ujjain [email protected] 0734-4250007 • Asansol [email protected] 0341-3266507 • Balasore [email protected] 06782-260503 • Bankura [email protected] 03242-255964 • Barhampore (Wb) [email protected] 03482 274494 • Berhampur (Or) [email protected] 0680-2228106 • Bhilai [email protected] 0788-2295999 • Bhubaneswar [email protected] 0674-6534585 • Bilaspur [email protected] 07752-408436• Bokaro [email protected] 9204061959 • Burdwan [email protected] 0342-2665140 • Chinsura [email protected] 033-26810164 • Cuttack [email protected] 0-9238102118 • Dhanbad [email protected] 0326-6452027, 0326- 2301045 • Durgapur [email protected] 0343-6512111 • Gaya [email protected] 0631-2220065 • Jalpaiguri [email protected] 03561-222136 • Jamshedpur [email protected] 0657-6655000 • Kharagpur [email protected] 03222-253380 • Kolkata [email protected] ; [email protected] 033-40611135/ 36; 033-24659263/9267, 24635432, 24669450, 24196462 • Malda [email protected] 03512-223763 • Patna [email protected] 0612-6453098 • Raipur [email protected] 0771-4052620 • Ranchi [email protected] 0651-2331320 • Rourkela [email protected] 0661-2500005 • Sambalpur [email protected] 0663-2522105 • Siliguri [email protected] 0353-2526393, 0353-2522579 • Agra [email protected] 9369918603 • Aligarh [email protected] 9369918604 • Allahabad [email protected] 9369918605 • Ambala [email protected] 9315017301 • Azamgarh [email protected] 9307910001 • Bareilly [email protected] 9369918607 • Begusarai [email protected] 9308793949 • Bhagalpur [email protected] 9386256100 • Darbhanga [email protected] 06272-220145 • Dehradun [email protected] 9369918608 • Deoria [email protected] 7499496134 • Faridabad [email protected] 9310448851 • Ghaziabad [email protected] 9310448804 • Ghazipur [email protected] 7499496131 •Gonda [email protected] 7499496127 • Gorakhpur [email protected] 9369918610 • Gurgaon [email protected] 9310448806 • Gwalior [email protected] 9300004262 • Haldwani [email protected] 9369918611 • Haridwar [email protected] 9369918612 • Hissar [email protected] 9315017303 • Jaunpur [email protected] 9369918613 • Jhansi [email protected] 9369918614 • Kanpur [email protected] 9369918615/6 • Korba [email protected] 9300155683 • Lucknow [email protected] 9369918600 • Mandi [email protected] 9318873501• Mathura [email protected] 9369918618 • Meerut [email protected] 9369918619 •Mirzapur [email protected] 7499496133 • Moradabad [email protected] 9369918620 •Morena [email protected] 7489361265 • [email protected] 9386256101 •Noida [email protected] 9310448805 • Panipat [email protected] 9315017304 • Renukoot [email protected] 7499495854 • Rewa [email protected] 7489755878 • Rohtak [email protected] 9315017305 • Roorkee [email protected] 9369918621 • Saharanpur [email protected] 9369918622 • Satna [email protected] 9300004263 • Shaktinagar [email protected] 7499496129 • Shimla [email protected] 9318644501 • Shivpuri [email protected] 9303028921 • Sitapur [email protected] 9369918623 • Solan [email protected] 9318991871 • Sonepat [email protected] 9315457164 • Sultanpur [email protected] 9369918624 • Varanasi [email protected] 9369918626 • Yamuna Nagar [email protected] 9315017306 • Kolhapur [email protected] 0231 2653656 • Mumbai [email protected] 022-66235353 • Pune [email protected] 020-25533795 • Ajmer [email protected] 0145-5120725 • Alwar [email protected] 0144-3291200 • Amritsar [email protected] 0183-5053802 •Bhatinda [email protected] 0164-5006725 • Bhilwara [email protected] 01482-246362 •Bikaner [email protected] 0151-2200014 •Chandigarh [email protected] 0172-5101342 •Ferozpur [email protected] 01632-241814 •Hoshiarpur [email protected] 01882-500143 •Jaipur [email protected] 0141-4167714 • Jalandhar [email protected] 0181-5094410 • Jammu [email protected] 0191-2458820 • Jodhpur [email protected] 0291-6454590 • Karnal [email protected] 0184-2252524 •Kota [email protected] 0744-5100964 • Ludhiana [email protected] 0161-4648747 • Moga [email protected] 01636-230792 • New Delhi [email protected] 011-43681700 • Pathankot [email protected] 0186-5080188 • Patiala [email protected] 0175-5004349 • Sikar [email protected] 01572-250398 • Sri Ganganagar [email protected] 0154-2470177 • Udaipur [email protected] 0294-2429370 • Chembur 022-662215536 • Vashi 022-27802684 • Borivali 022- 28916319 • Thane 022 25428475
26
31st August, 2016
BARODA PIONEER MUTUAL FUND
Contact Points:Toll Free Number: 1-800-267 0189 | Email: [email protected] | Website:www.barodapioneer.inRegistered OfficeBaroda Pioneer Asset Management Company Ltd.CIN : U65991MH1992PLC069414501 Titanium, 5th Floor, Western Express Highway, Goregaon (E), Mumbai - 400063.Phone: +91 22 3074 1000 / 4219 7999. Fax: +91 22 3074 1001.Branch OfficeBaroda Pioneer Asset Management Company Ltd.Flat No. 103 & 104, First Floor,Prakash Deep Building, 7 Tolstoy Marg, New Delhi - 110001. Phone: 011-43514662Branch OfficeBaroda Pioneer Asset Management Company Ltd. HP Complex, Flat No.12, 3rd Floor, Door No. 124/1,2&3 New No. 14, G N Chetty Road,T.Nagar, Chennai - 600017 Phone: 044 - 2834 3530, Fax: 044 - 2834 3539Mutual fund investments are subject to market risks,read all scheme related documents carefully.
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