YPayCashTECHNOLOGY SOLUTIONS

Mobile Wallet

Retail Solutions Invoice & Collection

NFC Payment

Gift Registry

SOLUTION OVERVIEW

WALLET

PAYMENTSOLUTIONS PLATFORM

SHOPPING

TECHNOLOGYSERVICE

IP DEVELOPMENT

BESPOKEMOBILE APP

DEVELOPMENT

IMPLEMENTATION& CUSTOMIZATION

We also offer a suite of Ready-to-Deploy platform for the Retail and Payment domains complemented by our development and customization services.

•Payment at retail stores

•E - Commerce Payments

•Utility/Insurance Payments

•Mobile/Data Card/ DTH recharge

•Mobile Shopping

•Remittances

•Transfer to Bank

•Bus Ticket Booking

RBI Authorized Mobile Wallet Provider.More than 100 distinct services available

Services Overview

PRODUCT SUITE

MOBILE WALLET NFC WALLET SMS BASED PAYMENTCOLLECTION

PAYMENT SOLUTIONS

RETAIL SOLUTIONS

QR Code based Shopping In Mobile Shopping

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BANK

MFI

TELCO TRANSIT

HEALTH CARE

PAYMENTAGREGATOR

PAYMENT PLATFORM

RETAILSHOP

ECOMMERCESUBSCRIPTIONS

RETAIL PLATFORM

The Platform supports the requirements of specific vertical and domains through Integration with Industry solutions and minor customizations

INDUSTRY COVERAGE

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Utility payments

E-CommercePayment

Transfer to bank

Fund Transfer

Retail Payments

Value Added Services

Electronic Money Load

Social Media Integration

OVERVIEW- MOBILE WALLET

Mobile Application based end to end payment platform. Supports closed and semi closed wallet eco-system. Available on major Mobile Platforms. Robust

Backend with Portal for Back Office Administration

1- REGISTRATION

2 - LOAD MONEY

3 - PAYMENTSP2P, P2M, P2B, ECom

4 - SETTELMENTS

5 - RECONCILIATION &REFUNDS

6 - REPORTING

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TERMINALATTACHED

with

NFC READER

OFFLINEPAYMENT

ID CARD

ONLINEPAYMENT

ACCESS CARD

OVERVIEW- NFC WALLET

NFC and Android Application based platform which supports payments through integration to the core wallet backend. Ideal Queue Buster payment platform which doubles up as an Identity and Access control solution. Customizable for

specific industry requirements

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CLICKClick on the link to view the bill

VIEWView the bill and confirm

PAYConfirm the amount & proceed to Pay. Using Credit/Debit card etc

OVERVIEW- PAYMENT COLLECTION PLATFORM

SMS/ Email based payment collection system for merchants to create, upload and send invoices via SMS/ Email. Platform can be integrated to Payment

Gateway enabling electronic payment facility for customers. Suits recurring and scheduled payment needs of merchants

9

Product display-Various Channels

Customer Backend Server

GPRS/ WiFi

Retailer Product associated with 2D

barcode

• Scans barcode/ Clicks Link

• Captures product info

• Confirms Order, shipping details

• Confirms Payment

• Payment Authorized il• Order details sent to Retailer

Retailer Server

• Validation of order details

• Order processing

API

Catalogue

Paper Ads

Posters/ Billboard

Creates a unique virtual retail ecosystem- different from Internet Shopping

OVERVIEW- MOBILE SHOPPING PLATFORM

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TECHNOLOGY

JAVA / J2EE

J2ME

IOSANDROID /WINDOWS

NFC

SPECIALIZATION

SECURITY

PAYMENTS

RETAILM-

Commerce

PRODUCTIP

DEVELOPMENT

• More than 200 man months of experience in mobile domain• More than 300 man months of experience in product development• Expertise in all major mobile OS platform• Development experience in new age technology such as NFC, QR Code

TECHNOLOGY SERVICES

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IMPLEMENTATION& CUSTOMIZATION

• Payment platform• Domain specific customization• Country/ Geo specific localization• Modernization / API Integration

IP DEVELOPMENT

• Prototyping• Sandbox testing• Functional and non functional

development

BESPOKE MOBILE APP DEVELOPMENT

• Responsive mobile / web browser• Mobile app on any platform• SDK, redevelopment

SPECIALIZATION

Our Specialization is Solution Oriented development covering requirements, design and development.

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DEVELOPMENT CENTER• 6000 sq. ft dedicated development center in Bangalore, India• Dedicated test facility for mobile platforms• Secured development environment managed by dedicated IT Infrastructure team

RESOURCES• 30 member technology/ development team• Dedicated team for Business Analysts and QA/ Testing• Well established project governance team comprising of Technology Head, Project

Managers

CERTIFICATIONS• ISO27001 organization• PCI-DSS certified base platform• Annual audit by external system auditor

INFRASTRUCTURE

We ensure confidentiality and protection of our clients IP through our processes, infrastructure and governance including execution of NDA and

Master Services Agreement

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PROJECTS

• NFC based Transit Payment system for a client in Philippines • Mobile Wallet for Telecom Operator in Middle East• End to End Mobile Wallet platform for RBI authorized payment operator in

India

AWARDS

• Winner of Asia PKI 2012 award for mobile payment platform• Winner of m-Billionth award for secure messaging platform

AUTHORIZATIONS

• RBI Authorized Mobile Wallet Issuer in India since 2012

REFERENCES

•Ravi is a Chartered Accountant by qualification and has global business experience of over 30 years

•His core strengths lie in establishment of new-generation businesses and adopting disruptive business models to make them successful.

•Ravi promoted e-Mudhra and associated companies as part of 3i-Infotech Ltd group.

• In December, 2010, he acquired these companies from 3i-Infotech Ltd as part of Management Buyout for approximately $12 Million.

• Significant achievements include:

•As part of 3i-Infotech, he grew a global BPO SBU from $5 Million to $175 Million in a span of 2 years by organic and acquisitive means.

•Hived off non-core business assets to establish 2 JV businesses with a global major for Professional Office Automation and Automobile Dealer-side Loan Origination, valued at $8 million and $15 million respectively.

• Established 2 strong non-linear business brands e-Mudhra and Taxsmile with a cumulative base of over a million users.

FOUNDER-Ravi Jagannathan

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Email: newbusiness@ypaycash.comContact : +91 96118 95005

Thank you