Your partner in small business financingAustralia’s #1 online lender to small business, and first choice partner for brokers and intermediaries.

Small businesses are the backbone of our economy. Yet accessing finance remains one of the biggest challenges facing small business owners today.

The digital revolution has made it easier for them to get the funding they need. Partner with Prospa, so you can harness digital innovation to better serve your customers and ensure your business remains sustainable.

Opportunities in the SME market

2.2 million1

1 in 53

36%4

$20 billion2

small businesses in Australia

small business owners need cash flow finance at least once a year

report short-term cash flow as the most common reason for seeking finance

potential market opportunity

Sources:1. Australian Bureau of Statistics, (ABS) 8165 June 2017

(released in February 2018)2. Prospa Prospectus, June 20183. ASIC 2014 4. Australian Bureau of Statistics, (ABS) 2015-16

(released August 2017)5. Goldman Sachs 10,000 Small Business Report, 2014

21%Financing

30%Finding

customers

15%Hiring

18%Business strategies

16%Other

reasons

Top challenges faced by small

business owners5

Prospa small business loanOur small business loan offers fast access to funds for small businesses – fast application and decision, and funding is possible in 24 hours*.

Criteria & requirements

Features

Benefits

– Income of $6,000+ per month – Trading for 6+ months (or purchased an existing business 3+ months ago) – Driver’s licence, ABN and 3 months of bank statements for loans up to $100,000

* Standard credit criteria, and terms and conditions apply. ^ Net Promoter Score (NPS) is a measure of the performance of a business through its customers’ eyes, and is simply the percentage of promoters minus the percentage of detractors.

Amount $5,000 - $250,000

Terms 3 - 24 months

Repayments daily or weekly

Competitive rates and transparent pricing

Asset security not required to access up to

Cash flow friendly repayments

Total repayment detailed upfront

Early payout discount available

No application fee

Partnering with Prospa

Our partnership program

We focus on building real partnerships, that’s why we work with thousands of partners from large corporations and industry associations through to small independent finance brokers. Plus we’re on the panel of Australia’s leading aggregators.

We offer flexibility and benefits like excellent commission, a dedicated national BDM team, and marketing tools and support.

#1

+77

70%

online lender toAustraliansmall business

averageNetPromoterScore

customerrepeat rate

9.7/10Trustpilot rating

Ready to get started? Talk to us today.

Flexibility Choose the level of interaction you feel most comfortable with.

– Spot & refer– End to end

Commission Earn an ongoing revenue stream from a single referral.

– New loan 4%– Repeat loan 2%

Support Our dedicated BDM team can advise on ways to find and retain customers.

– National representation– Face to face & on the phone

Education Access tools, marketing resources and education to help you grow your business.

– Events – White-label marketing

^

“Of all of the finance that we provide, Prospa provides the most simple process for us as brokers to be able to get from A to Z. The customers are happy and satisfied with Prospa. And we still maintain that relationship by coming up with the ideal solution that helped that customer.” Glen, Prospa Partner, WA

Identifying a Prospa prospect

Loan uses

Industries

Small businesses are finding it harder than ever to access traditional sources of funding. Prospa can help. We take the work and uncertainty out of business lending – and help businesses access the funds they need for opportunity and growth.

A Prospa business loan can be used for a variety of purposes:

Prospa provides business loans across a wide range of industries. Contact us on 1300 964 808 or partners@prospa.com to find out more.

Scenario:Brewery given Green Light for expansion

Background

– Funds required quickly to expand

– Traditional sources of funding declined

– Loan amount required: $75,000

Solution

– Partner referred client to Prospa

– Application received mid-morning

– Funds settled the same day

Commission earned

Partner earned $3,000 (paid the same week)

1300 964 808 / partners@prospa.comprospa.com/partners

Meet BAS or ATO obligations

Buy or upgrade equipment

Purchase stock or inventory

Deal with late paying customers

Run a marketing campaign

Manage cash flow

Hire more staff during busy periods

Repair vehicles and machinery

Expand and renovate

You’re already a trusted advisor to small business owners. Partner with Prospa to connect customers to the funding they need, 24 hours a day, 7 days a week.

Partner with us today

1300 964 808partners@prospa.comprospa.com/partners

NSW, QLD, SA, VIC, WA #2#1

Fast accreditation in 3 simple steps:Call 1300 964 808 or visit prospa.com/partners/apply

Complete your accreditation

Diversify and grow

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