Using AnnuityNetYour Guide to Placing a Polaris Variable Annuity Order

For financial professional use only. Not to be used with the public.

2 For financial professional use only. Not for distribution to the public.

On the Benefits Selection screen, elect standard and optional features:

• Initial Investment Option If your client elects an optional income

protection feature, investment requirement applies.

Your client may also elect SDCA (Special Dollar Cost Averaging) to DCA into the investment option selected.

• Riders, including living and death benefits

• Service Programs

To complete your Polaris Variable Annuity order, follow these simple instructions after completing your broker/dealer required fields.

Important Note: Before proceeding, please be sure to answer “Yes” or “No” to this NAIC-required question.

Important Note: Automatic rebalancing is required if an income protection option is elected.

On the initial screens, select:

• Solicitation State

• Carrier: AIG Annuities – Variable (SunAmerica) & Index (American General)

• Product: Select desired Polaris Variable Annuity

• Account Designation, Plan Type, Owner Type

It’s easy to drop a Polaris ticket with

AnnuityNetAnnuityNet makes it quick and easy for financial professionals and licensed sales associates to submit variable annuity applications directly to AIG Annuities via the Internet.

3For financial professional use only. Not for distribution to the public.

On screens that follow, please complete:

• Individual Owner information

• Beneficiary information

For Asset Rebalancing Allocation, enter 100% in the allocation box.

Warning/Benefit Summary:

Any errors detected will display after “Verify” to give the financial advisor the opportunity to make corrections prior to submitting the trade. A red exclamation point (!) will appear next to the screen in which the error occurred.

For example, if the order is missing the owner’s date of birth, an error will appear. Click on the link and resolve the error.

• “Accept Warnings” if everything appears to be correct

To complete the submission process:

• Click “Submit” to submit the order through AnnuityNet

For Asset Rebalancing Program:

• Select “Specify a New Allocation” if a living benefit or SDCA has been selected.

Click “Verify.”

To complete the transaction:

Important Note: We will automatically align the Asset Rebalancing Target Allocations with the Initial Premium Allocations.

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Business supported by AnnuityNet

• Funded New Business New variable annuity contracts

• 1035 Exchange/Qualified Transfer New Business New annuity business that will be funded as a 1035 exchange or IRA rollover from one company to another

• Funded Additional Deposits Additional payments to existing annuity contracts

(products must be available on AnnuityNet)

Helpful information

• American General Life (US Life in New York) issues the annuity contract, provided the application is in good order. If the sale was made without a signed application at the point of sale, an application form is generated to be signed by the client at the time the policy is delivered.

• The “Status of Business” screen provides a list of the financial advisor’s annuity sales submitted in the last 90 days through AnnuityNet. To view contracts at a specific carrier, click “Contract List” in the left navigation bar.

Further documentation may be required

Based on the annuity order, you may need to submit one or more of the following forms with the application for the contract to be issued without delay:

• Confirmation of Existing Coverage Form (NAIC form)

• Replacement of Life Insurance or Annuities Form

• Certificate of Entity Ownership Form (“Certification of Trust” form—required for irrevocable policies prior to issuance)

• Contract Status Form

• State Specific Replacement Form

• 1035 Exchange Form

• Any broker/dealer required forms

Polaris Variable Annuities are sold by prospectus only. The prospectus contains the investment objectives, risks, fees, charges, expenses and other information regarding the contract and underlying funds, which should be considered carefully before investing. A prospectus may be obtained by calling 1-800-445-7862. Investors should read the prospectus carefully before investing.Products and features may vary by state and may not be available in all states. The purchase of this variable annuity is not required for, and is not a term of, the provision of any banking service or activity.

Polaris Variable Annuities are issued by American General Life Insurance Company (AGL) except in New York, where they are issued by The United States Life Insurance Company in the City of New York (US Life). Distributed by AIG Capital Services, Inc. (ACS), Member FINRA. AGL, US Life and ACS are members of American International Group, Inc. (AIG).

Not FDIC or NCUA/NCUSIF Insured

May Lose Value • No Bank or Credit Union Guarantee Not a Deposit • Not Insured by any Federal Government Agency

For financial professional use only. Not to be used with the public.

1-800-445-7862aig.com/annuities

AIG Annuities Sales Desk and Customer Service• Sales Desk: (888) 502-2900

• Independent: Option 3

• Wirehouse: Option 4

• Bank: Option 5

• Customer Service: (800) 445-7862