Northwind Traders Newsletter

RTFCU NEWSLETTER www.rtfcu.com APRIL 2015

YOU BELONG HERE!

START A LIFETIME MEMBERSHIP WITH

GO AHEAD, PLAN THAT FAMILY ROAD TRIP

In This Issue A Student Run

Branch for RFA

RTFCU 2015 Class-

room Grant Awards

SHRED-IT-DAY

Keep Your PIN to

yourself

April is Youth Month

Do More With Your

Debit Card

2.49%BUY NEW,

BUY USED OR

REFINANCE

Rates As

Low As

AUTOS, BOATS, MOTORCYCLES,MOTOR HOMES

ALL TITLED VEHICLES

1-5 YEARS *SPECIAL RATE FOR LONGER TERMS

* Annual Percentage Rate. Loans Subject to Approval. Rates Subject to Change

WHAT ELSE DOES RTFCU OFFER WITH YOUR LOAN?

Monthly or Bi-Weekly Payment

Option With Summer Skips

for 10 Month Employees! Call

Our Loan Officer Annemarie

(315)336-7810x227

You Have The Option

Choose Your Payment

Due Date. Let us Set Up

Your Loan To Match Your

Payroll Date

Same Rate Same Day

Many Times Your Loan

Can Be Processed The

Same Day.

We proudly serve

Employees & Students of

Adirondack, Camden,

Holland Patent, Madison,

Rome Catholic, Rome City,

South Lewis & Westmoreland

Schools, as well as their

families and Employees of

Madison-Oneida BOCES &

N.Y.S.S.D. as well as their

families

APR*

Photo Caption

RTFCU is PROUD TO ANNOUNCE OUR FIRST STUDENT RUN CREDIT UNION

Logo Design: Aaron DiMezzo

The Grand Opening & Ribbon Cutting was held March 18’Th at R.F.A. in the Knight Spot . Joey Campbell, RFA

Student Branch President cuts the ribbon with help from (left to right): John Vero R.T.F.C.U. President, Mackenzie

D’Aiuto, Aaron DiMezzo, Collin Hetherington, Dominique LaMay & Tracy Worden R.T.F.C.U. Manager.

Cake and refreshments were enjoyed by Mayor Joseph Fusco, Board Members, School Administrators, Student

Branch Volunteers & their families, R.T.F.C.U. Board Members, C.E.O. and staff.

The RFA Student Credit Union began its

first day of operation Mar. 4’Th in Rome

Free Academy’s Knight Spot.

RTFCU & RFA have partnered together to

provide students with the opportunity to

work as credit union employees in a real

credit union setting, while receiving

“hands-on” experience. Student Branch

employees are processing deposits, with-

drawals, accepting membership applica-

tions & opening new accounts, as well as

cash & check balancing functions. Stu-

dents will also have the advantage of mar-

keting their student branch.

Students who visit the in-school branch

will be able to open a savings account

with incentives, and have the option of a

checking account with ATM / Debit Card.

Students will be able to maintain their

own accounts by using transaction forms,

keeping an account register, and having

the opportunity to reconcile their accounts

with a bank statement. These opportuni-

ties will help build knowledge and confi-

dence in finances while preparing them for

college and the financial decisions they

will face as adults.

Our hope is to help students advance in

financial knowledge & understanding,

teach good money management skills & in

doing so build financial awareness,

responsibility, and credit worthiness.

A special “Thanks” to Tracy Thielman & Jenna DeBlasiis for capturing our

event!

RFA STUDENT CREDIT UNION

Joey Campbell, Aaron DiMezzo, Fiona Dutcher, Collin Hetherington,

Dominique LaMay

Mackenzie D’Aiuto

Samantha Cataldo, Owen Hetherington, Nickolas Korrigan,

Cole Matty, Tekitha Posey, Brian Todora

RFA Business Teachers, Nancy Witter and

Mary Campbell gave true dedication & support to

make this project a success & enjoyable for all!

Also shown in photo: RFA Principal Mark Bensen

& RCSD Superintendent Jeffrey Simmons.

13 Area Educators Receive

Classroom Grants

This year we are going ABOUT $AVING$!

$AVE! $AVE! $AVE!

This Is A Great Time To Open an Account for Your Child or Grandchild!

Come in and see what happens when you open a youth account or make a

deposit in your youth account! When you do, you can leave a ticket with a

monkey or bear, an owl or elephant! At month end we will draw a ticket

from one of these wild fellows, and four savers will be presented with a

wild prize!! And don’t forget to drop a youth savings idea in the suggestion

box. The one chosen for best idea will be used as part of RT’s Youth Ac-

counts and will be published on our Facebook page & in our newsletter,

so...

GO FOR $AVING$ IN APRIL

Youths ages 5-12

RTFCU’S INAUGURAL CLASSROOM GRANT

AWARDS PRESENTATION

Thirteen well deserving educators received their

RTFCU 2015 Classroom Grant Awards January

26’Th at a reception given by RTFCU.

Applicants submitted a Project & Narrative ex-

plaining the objective & activities involved with the

project and how their project & grant funds will

help them help their class reach the goals set by

the Common Core Standard. Classroom grants

were available to all educators within the RTFCU

field of membership.

Projects were carefully reviewed by a committee

of educators and presented at the RTFCU Annual

Board Meeting by Board President John Vero and

Manager Tracy Worden.

RTFCU congratulates all applicants for the extra

effort you offer your students, school and commu-

nity. It is good to see our children & schools bene-

fit from the dedication of a good teacher.

The 2016 Classroom Grant Applications will

be distributed in September 2015! School District Winners From Adirondack S.D., Camden S.D.,

N.Y.S.S.D., Rome Catholic, Rome City S.D., Westmoreland S.D. and

South Lewis S.D. respectively.

WATER SAFARI &

GREAT ESCAPE

DISCOUNT TICKETS

COMING SOON!!

KEEP YOUR PIN TO

YOURSELF

Just because you usually use your debit card in

public places doesn’t mean you’re always safe.

Information/ identify theft can take place just

about any time or anywhere – at an ATM, in your

favorite coffeehouse, or when you’re buying

something online. Keep your PIN a secret. Mem-

orize your PIN, and never write it on your card or

store it with your card. Don’t give your PIN over

the phone. No company or person should ever

ask for your PIN, not even your credit union or

bank. If you use your debit card to make a pur-

chase; whether by phone, in store, or at the gas

pump do not give your PIN. Just choose the

“Credit” option.

Practice your own security measures with on-line

shopping. Look for secure transaction symbols

such as the “lock logo” in the lower right corner

of your Web browser window and Web address-

es that start with “https.” Also, make sure to log-

off after you complete your online purchase.

Always Choose The CREDIT Option

PIN Safety at the ATM

Block the view when entering your PIN

Be aware of your ATM Surroundings

Make Sure Your Transaction is Complete and You

Take Your Receipt

SHRED-IT DAY APRIL 23’RD 3:30-4:30pm

RTFCU PARKING LOT

Bring up to 10 Boxes

Free To Our Members

Watch As Your Documents are shredded. Stop Identity Theft

Do More With Your Debit Card

Transfer funds from one account to another

Check account balances

Access to 28,000 Surcharge -Free ATM Locations in our Co-op Network!

And we made it easy to find them all!!!

Text your location to: 692667 (MYCOOP)

Call 1-888-site-COOP (1-888-748-3266)

Have a smart-phone? Simply download ‘COOPATM’

in the Ap store or Google Play Online: www.co-opnetwork.org

Check your SCORE CARD REWARDS & redeem your points online Need

Assistance ? Call our Member Service Representative (315)336-7810

RTFCU LOAN RATES

Loan Purpose Term Rate*

Titled Vehicles up to 5 years As low as 2.49%

(Includes Motorcycles, Motor Homes & Boats)

Recreational Vehicles Up to 5 Years As low as 5.49%

(Includes Non-Titled ATVs, Camping Trailers, Snowmobiles,

Jet Skis & Boats-New & Used )

Home Improvement 1-5 Years As low as 5.49%

Personal Loans 1 Year As low as 5.49% *

2-3 Years As low as 6.49%*

4-5 Years As low as 7.49%*

Overdraft L.O.C. ($500 limit) 15.00%

Open End L.O.C. 15.00%

Share Secured 2.65% over dividend rate of shares pledged

VISA Credit Card 9.90%

Home Equity Loans Call For Details As low as 4.0%

ROME TEACHERS FEDERAL CREDIT UNION

924 TURIN STREET. ROME, NEW YORK 13440

Phone: (315)336-7810. Toll Free: 1(888)336-7810

E-mail: general@rtfcu.com www.rtfcu.com